system
The system addresses the challenge of inefficient financial management by providing personalized savings plans and emotional support, enhancing financial stability and independence through data analysis and natural language responses.
JP2026104621APending Publication Date: 2026-06-25SOFTBANK GROUP CORP
Patent Information
- Authority / Receiving Office
- JP · JP
- Patent Type
- Applications
- Current Assignee / Owner
- SOFTBANK GROUP CORP
- Filing Date
- 2024-12-13
- Publication Date
- 2026-06-25
AI Technical Summary
Technical Problem
Existing systems fail to efficiently manage personal financial information and have difficulty in grasping the optimal methods for income and expenditure management, and there is a lack of support considering this.
Method used
A system that automatically generates personalized savings plans and investment proposals by collecting and organizing an individual's financial information, analyzing income and expenditure patterns, and providing emotional support through natural language responses and notifications.
Benefits of technology
Enables efficient and effective financial management by supporting financial stability and independence, reducing psychological stress, and optimizing savings and investments based on individual needs.
✦ Generated by Eureka AI based on patent content.
Smart Images
Figure 2026104621000001_ABST
Abstract
Provide a system. 【Solution means】 Information processing means for inputting an individual's financial information and organizing / analyzing it, Income and expenditure analysis means for analyzing income and expenditure patterns based on an individual's financial data and identifying trends, Plan generation means for generating an individualized savings plan and asset formation proposal based on the analysis results, Language processing means for responding to an individual's questions using natural language, Emotion analysis means for estimating an individual's emotional state and proposing lifestyle improvement, Reporting means for regularly reporting the financial situation and notifying improvement proposals, Settlement real-time tracking means for obtaining electronic payment information in real time and assisting in optimizing savings and expenditures, A system including the above.
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