Information processing device and information processing method

Abstract

The present invention provides an information processing device that can suppress the deterioration of the reading accuracy of contactless IC cards and the input detection accuracy of electrical signal inputs, even when reading information held by contactless IC cards and cards other than contactless IC cards. [Solution] The information processing device comprises a first reading unit that electrically reads first information held by a first card without contact, a second reading unit that electrically or magnetically reads second information held by a second card by contact, an input detection unit that electrically detects contact or proximity of an object as input, and a control unit electrically connected to the first reading unit, the second reading unit, and the input detection unit. The control unit exclusively controls whether reading by the first reading unit and whether input detection by the input detection unit are possible based on the detection of the placement of the first card to a predetermined position relative to the first reading unit or the detection of the placement of the second card to a predetermined position relative to the second reading unit.

Description

Technical Field

[0004] ,

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[0001] The present disclosure relates to an information processing apparatus and an information processing method.

Background Art

[0002] Conventionally, a contactless card reader for a security system has been known. This contactless card reader for a security system includes a housing, a wireless communication unit provided inside the housing and having an antenna for wireless communication with a contactless IC card, a numeric keypad provided on the outer surface of the housing and into which signals are input by contact, and a control unit provided inside the housing and electrically connected to the wireless communication unit and the numeric keypad, respectively. When a signal is input to the numeric keypad, the control unit stops the wireless communication between the contactless IC card and the wireless communication unit. When the contactless IC card and the wireless communication unit perform wireless communication, the control unit stops the input of signals to the numeric keypad.

Prior Art Documents

Patent Documents

[0003]

Patent Document 1

Summary of the Invention

Problems to be Solved by the Invention

[0004] In the technology of Patent Document 1, when the card reader reads a card other than the contactless IC card in addition to the contactless IC card, the reading accuracy of the contactless IC card and the electrical detection accuracy of the input operation may decrease.

[0005] <​​​​​​ One aspect of the present disclosure is an information processing device having a touch panel and capable of processing payments using a plurality of payment methods, comprising: an NFC antenna arranged around the touch panel for reading information held by a contactless IC medium; and a camera for reading code information, wherein when a payment method that reads the code information and processes the payment is selected, the camera is turned on, the code information is read from the camera and the payment is processed; and when a payment method that reads the information on the contactless IC medium and processes the payment is selected, the readability of the contactless IC medium by the NFC antenna and the input detection capability of the touch panel are exclusively controlled, and the payment is processed based on the information read from the contactless IC medium.

[0007] One aspect of the present disclosure is an information processing method in an information processing device having a touch panel and capable of processing payments using a plurality of payment methods, wherein the information processing device has an NFC antenna for reading information held by a contactless IC medium arranged around the touch panel, and a camera for reading code information, and when a payment method that reads the code information and processes the payment is selected, the camera is turned on and the code information is read from the camera and the payment is processed; and when a payment method that reads the information on the contactless IC medium and processes the payment is processed, the NFC antenna is exclusively controlled to determine whether the contactless IC medium can be read and whether input can be detected by the touch panel, and the payment is processed based on the information read from the contactless IC medium. [Effects of the Invention]

[0008] According to this disclosure, even when reading information held by contactless IC cards and cards other than contactless IC cards, it is possible to suppress the deterioration of the reading accuracy of contactless IC cards and the input detection accuracy of electrical signal input. [Brief explanation of the drawing]

[0009] [Figure 1A]Top view showing an example of the appearance of a payment terminal in the first embodiment. [Figure 1B] Side view showing an example of the appearance of a payment terminal. [Figure 1C] Front view showing an example of the appearance of a payment terminal. [Figure 2A] Top view showing an example of how to use the first card slot. [Figure 2B] Side view showing an example of how to use the first card slot. [Figure 3A] Top view showing an example of how to use the second card slot. [Figure 3B] Side view showing an example of how to use the second card slot. [Figure 4A] A top view illustrating an example of how to use contactless payment with a payment terminal. [Figure 4B] Side view showing an example of how to use contactless payment with a payment terminal. [Figure 5] Diagram showing an example of a touch panel. [Figure 6] Rear perspective view showing an example of the appearance of a payment terminal. [Figure 7] Block diagram showing an example of the electrical configuration of a payment terminal. [Figure 8] A schematic diagram showing an example of the internal configuration of the first card reader. [Figure 9] This diagram shows an example of the on / off state of the NFC_IC based on magnetic card detection. [Figure 10] A flowchart illustrating an example of a payment terminal's operation. [Figure 11] A flowchart illustrating an example of payment terminal operation (continuation of Figure 10) [Modes for carrying out the invention]

[0010] Hereinafter, embodiments will be described in detail with reference to the drawings as appropriate. However, a more detailed description than necessary may be omitted. For example, a detailed description of well-known matters or a redundant description of substantially the same configuration may be omitted. This is to avoid making the following description unnecessarily redundant and to facilitate the understanding of those skilled in the art. Note that the accompanying drawings and the following description are provided to enable those skilled in the art to fully understand the present disclosure, and it is not intended to limit the subject matter described in the claims thereby.

[0011] FIG. 1A is a top view showing an external appearance example of the settlement terminal 100 in the first embodiment. FIG. 1B is a side view showing an external appearance example of the settlement terminal 100. FIG. 1C is a front view showing an external appearance example of the settlement terminal 100.

[0012] The settlement terminal 100 has a main body 10. The main body 10 generally has, for example, a box-like shape. In FIGS. 1A, 1B, and 1C, the front surface 1A, side surface 1B, side surface 1C, and rear surface 1D of the settlement terminal 100 are shown. For example, a purchaser of a product operates the settlement terminal 100 from the front surface 1A side. For example, a store clerk or the like who registers a purchase of a product operates the settlement terminal 100 from the rear surface 1D side. The purchaser may be a customer of the store.

[0013] On the front surface 1A side, the settlement terminal 100 includes a first touch panel 12, a first LED (light emitting diode) 13, an NFC (Near field communication) antenna 15, a first card slot 16s, a second card slot 17s, and a camera 25. On the rear surface 1D side, the settlement terminal 100 includes a second touch panel 22 and a second LED 23.

[0014] The settlement terminal 100 is a composite type in which a purchaser can select a plurality of settlement methods. The settlement terminal 100 may be used, for example, while being placed on a placement surface α on a store counter.

[0015] Multiple payment methods include, for example, credit card payments, electronic money payments, code (e.g., QR code®) payments, and cash payments. Credit card payments include, for example, magnetic card payments, contact IC card payments, and contactless IC card payments. There may be multiple types of electronic money. Electronic money payments and contactless IC card payments are made using contactless communication (e.g., near-field communication: NFC), and are therefore collectively referred to as contactless payments.

[0016] Multiple payment methods are carried out using each of the corresponding multiple payment interfaces. These multiple payment interfaces include, for example, credit cards, electronic money cards C32, codes, and cash. Credit cards include, for example, magnetic cards C1, contact IC cards C2, and contactless IC credit cards C31.

[0017] Magnetic card C1 is inserted into the first card slot 16s and used for payment. Contact IC card C2 is inserted into the second card slot 17s and used for payment. Contactless IC credit card C31 and electronic money card C32 are brought close to the NFC antenna 15 and used for payment. Contactless IC credit card C31 and electronic money card C32 are collectively referred to as "contactless IC card C3".

[0018] The payment terminal 100 has a first card slot 16s, a second card slot 17s, and a first touch panel 12 arranged in the height direction from the mounting surface α, starting from the area closest to the mounting surface α. An NFC antenna 15 is arranged around the first touch panel 12.

[0019] Furthermore, the payment terminal 100 has a first card slot 16s, a second card slot 17s, a first touch panel 12, and an NFC antenna 15, all arranged together on the front side 1A facing the purchaser. In this case, the purchaser can easily select one of the multiple payment methods that support multiple devices lined up in front of them. Because multiple devices supporting multiple payment methods are gathered in one place, payments according to each payment method can be executed smoothly.

[0020] Furthermore, a second touch panel 22 is positioned on the payment terminal 100. The second touch panel 22 is used, for example, by a store employee and is positioned on the rear side 1D facing the employee.

[0021] Furthermore, when viewed from the side, the top of the payment terminal 100 has a mountain-like shape (see Figure 1B). The mountain shape has a first surface and a second surface. The first surface is the surface with the first touch panel 12, and is the operating surface used by the purchaser for payment. The second surface is the surface with the second touch panel 22, and is the operating surface used by the store clerk for payment.

[0022] This configuration allows a payment terminal 100 placed on a mounting surface α to be operated simultaneously by a customer and a store employee facing each other. For example, if the payment terminal 100 is installed on a store counter, a store employee positioned inside the counter and a customer positioned outside the counter can operate the payment terminal 100 while facing each other.

[0023] Furthermore, the payment terminal 100 has a camera 25 and a first LED 13 on its front surface 1A. The camera 25 and the first LED 13 may be positioned on the rear surface 1D side of the first touch panel 12, that is, on the peak side of the mountain shape, but their position is not limited to this.

[0024] Furthermore, the payment terminal 100 has a second LED 23 positioned on the rear side 1D. The second LED 23 may be positioned on the rear side 1D, closer to the front 1A than the second touch panel 22, that is, towards the peak of the mountain shape, but its position is not limited to this.

[0025] Although the first touch panel 12 and the second touch panel 22 are shown as input means for the store clerk and the customer, the payment terminal 100 may also be equipped with other input means (for example, physical keys or buttons).

[0026] Furthermore, the payment terminal 100 has a security protection area SR (see Figure 7) in a part of the payment terminal 100. The security protection area SR is an area of ​​the payment terminal 100 that has a higher level of security compared to areas other than the security protection area SR. For example, the security protection area SR is tamper-resistant. The security protection area SR may be logically enhanced in security through software processing, or physically enhanced in security through hardware structure and mechanisms. The security protection area SR mainly stores components used for payment processing using cards, etc.

[0027] Figure 2A is a top view showing an example of how to use the first card slot 16s provided by the payment terminal 100. Figure 2B is a side view showing an example of how to use the first card slot 16s provided by the payment terminal 100.

[0028] The purchaser, for example, is positioned facing the front 1A (front) of the payment terminal 100 and swipes the magnetic card C1 in a direction w that is substantially parallel to the mounting surface α relative to the first card slot 16s. The magnetic card C1 has at least one magnetic stripe C11. Meanwhile, a magnetic head 16h is positioned in the first card reader 16 (see Figure 7) which has the first card slot 16s. By bringing the magnetic stripe C11 into contact with this magnetic head 16h, data is read and written between the payment terminal 100 and the magnetic card C1.

[0029] Figure 3A is a top view showing an example of how to use the second card slot 17s provided by the payment terminal 100. Figure 3B is a side view showing an example of how to use the second card slot 17s provided by the payment terminal 100. The purchaser inserts the contact IC card C2 in a direction v that is substantially parallel to the mounting surface α. The contact IC card C2 is equipped with an IC chip having terminals C21. On the other hand, although not shown in the figure, the second card slot 17s is equipped with contact terminals inside. When terminals C21 of the IC chip come into contact with the contact terminals, data is read and written between the payment terminal 100 and the contact IC card C2.

[0030] Figure 4A is a top view showing an example of how to use contactless payment with the payment terminal 100. Figure 4B is a side view showing an example of how to use contactless payment with the payment terminal 100.

[0031] When making a contactless payment, the purchaser touches or brings the contactless IC card C3 close to the NFC antenna 15, thereby enabling contactless communication between the IC chip on the contactless IC card C3 and the NFC antenna 15 on the payment terminal 100. This allows data to be read and written between the payment terminal 100 and the contactless IC card C3.

[0032] Figure 5 shows an example of the area around the first touch panel 12.

[0033] As shown in Figure 5, the first touch panel 12 may be provided across the entire surface on which the first touch panel 12 is installed, or it may be provided on only a part of this surface. The first touch panel 12 also has a display function that displays various data, information, or images. Therefore, the first touch panel 12 can provide visual information to the purchaser. In the first touch panel 12, the input detection area that detects input and the display area that displays various information may be the same area, or at least a part of them may be different areas.

[0034] Figure 6 is a rear perspective view showing an example of the external appearance of the payment terminal 100. The payment terminal 100 is equipped on its rear side (the side in contact with the mounting surface α) with, for example, a speaker 24, a printer 26, a printer output port 26p, and an external terminal 27.

[0035] Figure 7 is a block diagram showing an example of the electrical configuration of the payment terminal 100.

[0036] The payment terminal 100 has a security protection area SR. Within the security protection area SR, the payment terminal 100 includes a first CPU (Central Processing Unit) 11, a first touch panel 12, a first LED 13, an NFC IC 14, an NFC antenna 15, a first card reader 16, a second card reader 17, and memory 18. Outside the security protection area SR, the payment terminal 100 includes a second CPU 21, a second touch panel 22, a second LED 23, a speaker 24, a camera 25, a printer 26, an external terminal 27, and memory 28.

[0037] The first CPU 11 implements various functions by executing programs held in memory 18. The first CPU 11 controls and manages each part within the security protection area SR. For example, the first CPU 11 performs processing related to credit card payments and electronic money payments. The first CPU 11 functions as a payment CPU that performs payment-related processing. The first CPU 11 also sends and receives data with the second CPU 21 and cooperates with the second CPU 21. Note that the first CPU 11 is just one example of a processor, and other processors may be used.

[0038] The first touch panel 12 has an input detection function that electrically detects contact or proximity of a purchaser's finger or other object (an example of an object) as input (input operation). The first touch panel 12 accepts input operations by the purchaser, for example. The first touch panel 12 accepts operations such as PIN entry and electronic signature in credit card payments.

[0039] The first touch panel 12 is formed by laminating a glass substrate, transparent electrodes, a protective cover, etc. Possible input detection methods for the first touch panel 12 include resistive, capacitive, and electromagnetic induction methods; however, any method that electrically detects input may be employed.

[0040] The first LED 13 displays various information. The first LED 13 may display in various ways. The display methods may include, for example, display color (e.g., red, green, blue), display timing (e.g., displayed during payment processing, displayed upon completion of payment), and display pattern (e.g., on, blinking, off).

[0041] The NFC_IC14 performs processing on the NFC antenna 15. For example, the NFC_IC14 controls power supply to the NFC antenna 15 and data communication via the NFC antenna 15.

[0042] The NFC antenna 15 is formed, for example, by a loop coil. The NFC antenna 15 receives power from the NFC IC 14 and generates radio waves. The area within a predetermined distance from the NFC antenna 15 is an area where contactless communication with the NFC antenna 15 is possible (contactless communication area). When a contactless IC card C3 (an example of a contactless communication medium) is placed within the contactless communication area, radio waves from the NFC antenna 15 reach the contactless IC card C3, and the NFC antenna 15 provides power to the contactless IC card C3. As a result, the NFC antenna 15 communicates data with the contactless IC card C3.

[0043] Furthermore, the center position of the surface defined by the NFC antenna 15 and the center position of the surface defined by the first touch panel 12 may be approximately the same. This allows data to be communicated between the NFC antenna 15 and the contactless IC card C3 by holding the contactless IC card C3 over the first touch panel 12, making the operation easier for the user to understand.

[0044] Furthermore, because the NFC antenna 15 is positioned around the first touch panel 12, the transparent electrodes of the first touch panel 12 and the NFC antenna 15 are positioned in close proximity. Therefore, when the first touch panel 12 and the NFC antenna 15 are used simultaneously, they may electrically interfere with each other.

[0045] NFC_IC14 acquires (reads) information held by the contactless IC credit card C31 via the NFC antenna 15. NFC_IC14 sends this information to the first CPU 11 as contactless read information. The information held by the contactless IC credit card C31 and the contactless read information include, for example, the credit card's identification number. NFC_IC14 also acquires (reads) information held by the electronic money card C32 via the NFC antenna 15. NFC_IC14 sends this information to the first CPU 11 as electronic money read information. The information held by the electronic money card C32 and the electronic money read information include, for example, the identification number of the electronic money card C32.

[0046] The first card reader 16 is a magnetic card reader. The first card reader 16 reads the information held by the magnetic card C1 and sends the read information to the first CPU 11 as magnetic reading information. The information held by the magnetic card C1 and the magnetic reading information include, for example, the identification number of the credit card.

[0047] The first card reader 16 also includes a magnetic head 16h, a first card slot 16s, and a first insertion sensor 16r (see Figure 8). The magnetic head 16h faces the magnetic stripe C11 of the inserted (swiped) magnetic card C1 and magnetically reads the information held by the magnetic card C1. The first card slot 16s guides each part of the magnetic stripe C11 on the magnetic card C1, where the information is embedded, toward the magnetic head 16h upon insertion of the magnetic card C1. The first insertion sensor 16r detects that the magnetic card C1 has been inserted into the first card slot 16s for swiping. The first insertion sensor 16r may be, for example, a transmissive photointerrupter. The first insertion sensor 16r may be positioned between the insertion (swiping) start position of the magnetic card C1 and the magnetic head 16h. When the first insertion sensor 16r detects that a magnetic card C1 has been inserted into the first insertion sensor 16r, it sends first insertion detection information to the first CPU 11 indicating that a magnetic card C1 has been inserted into the first insertion sensor 16r.

[0048] The second card reader 17 is a contact IC card reader. The second card reader 17 reads the information held by the contact IC card C2 and sends the read information to the first CPU 11 as contact read information. The information held by the contact IC card C2 and the contact read information include, for example, the credit card identification number.

[0049] The second card reader 17 also includes a second card slot 17s, a second insertion sensor, and contact terminals. The contact terminals are terminals that contact the terminals of the IC chip on the contact IC card C2 and are used to read the information held by the contact IC card C2. The second card slot 17s guides the IC chip on which the information is embedded in the contact IC card C2 toward the contact terminals when the contact IC card C2 is inserted. The second insertion sensor may be, for example, a through-type photointerrupter. The second insertion sensor may be positioned between the insertion start position of the contact IC card C2 and the contact terminals. The second insertion sensor detects that the contact IC card C2 has been inserted into the second card slot 17s. When the second insertion sensor detects that the contact IC card C2 has been inserted into the second insertion sensor, it sends second insertion detection information to the first CPU 11 indicating that the contact IC card C2 has been inserted into the second insertion sensor.

[0050] The memory 18 may be configured to include, for example, ROM (Read Only Memory) and RAM (Random Access Memory). The memory 18 contains various data, information, and programs.

[0051] The second CPU 21 implements various functions by executing programs stored in memory 28. The second CPU 21 comprehensively controls all parts outside the security protection area SR. For example, the second CPU 21 handles processing related to code payments and cash payments, as well as processing unrelated to payments. Therefore, the second CPU 21 functions as a general-purpose CPU that performs general-purpose processing. The second CPU 21 also sends and receives data with the first CPU 11 and cooperates with the first CPU 11. The second CPU 21 is just one example of a processor, and other processors may be used.

[0052] The second touch panel 22 accepts input operations, for example, from a store employee. For example, it can input the price of a product or the number of items to be purchased. The second CPU 21 calculates the payment amount based on the price and number of items purchased. The configuration of the second touch panel 22 may be the same as that of the first touch panel 12.

[0053] The second LED 23 displays various information. The second LED 23 may display in various ways. The display methods may include, for example, the display color (e.g., red, green, blue), the display timing (e.g., displayed when purchase information is entered), and the display pattern (e.g., on, blinking, off).

[0054] Speaker 24 outputs various sounds. For example, speaker 24 outputs sounds related to processing in the payment terminal 100.

[0055] Camera 25 captures an image of the subject and obtains the captured image. Camera 25 captures an image of, for example, a two-dimensional code displayed on the purchaser's mobile device and sends the captured image to the second CPU 21. The second CPU 21 analyzes this captured image and recognizes the identification information necessary for payment indicated by the two-dimensional code.

[0056] The printer 26 outputs information related to processing (e.g., payment processing) at the payment terminal 100 to paper. For example, after payment processing, the printer 26 may print the results of the payment processing on a receipt or the like. The paper printed by the printer 26 is discharged from the printer output port 26p to the outside of the payment terminal 100.

[0057] External terminal 27 can be connected to various cables (e.g., LAN (Local Area Network) cables, USB (Universal Serial Bus) cables). Therefore, various external devices (e.g., POS systems, cash drawers) can be connected to and communicate with external terminal 27 via these cables. Thus, external terminal 27 functions as a communication unit. The communication unit may also perform wireless communication (e.g., wireless LAN communication, Bluetooth® communication) without using external terminal 27.

[0058] The memory 28 may be configured to include, for example, ROM and RAM. The memory 28 contains various data, information, and programs.

[0059] Next, the on / off control of each device by the first CPU 11 will be described. Devices controlled by the first CPU 11 include, for example, the first touch panel 12, the NFC_IC 14, the first card reader 16, and the second card reader 17.

[0060] The first touch panel 12 sets the input detection function on or off according to the control of the first CPU 11. When the input detection function is on, the first touch panel 12 is in a state where it can detect input operations by the purchaser. When the input detection function is off, the first touch panel 12 is in a state where it cannot detect input operations by the purchaser. For example, the first touch panel 12 may be turned on by making the first touch panel 12 an active state. Also, the first touch panel 12 may be turned off by making the first touch panel 12 a sleep state. For example, the first touch panel 12 may be turned on by allowing power supply to the transparent electrode. Also, the first touch panel 12 may be turned off by prohibiting power supply to the transparent electrode. Turning the input detection function on or off is also simply referred to as turning the first touch panel 12 on or off.

[0061] The NFC_IC14 sets the on / off state of the contactless communication function according to the control of the first CPU11. When the contactless communication function is on, the NFC_IC14 is in a state where it can communicate contactlessly with the contactless IC card C3 and the electronic money card C32, and can read the information held by the contactless IC card C3 and the electronic money card C32. When the contactless communication function is off, the NFC_IC14 is in a state where it cannot communicate contactlessly with the contactless IC card C3 and the electronic money card C32, and cannot read the information held by the contactless IC card C3 and the electronic money card C32. For example, the NFC_IC14 may turn on the contactless communication function by allowing power supply to the NFC antenna 15. Alternatively, the NFC_IC14 may turn on the contactless communication function by prohibiting power supply to the NFC antenna 15. Turning the contactless communication function on or off is also simply referred to as turning the NFC_IC14 on or off.

[0062] The first card reader 16 sets the on / off state of the first reading function for reading the magnetic card C1 according to the control of the first CPU 11. When the first reading function is on, the first card reader 16 is in a state where it can read the magnetic card C1. When the first reading function is off, the first card reader 16 is in a state where it cannot read the magnetic card C1. For example, the first card reader 16 may turn on the first reading function by allowing power to be supplied to the IC for reading the magnetism. Alternatively, the first card reader 16 may turn off the first reading function by prohibiting power supply to the IC for reading the magnetism. The on / off state of the first reading function is also simply referred to as the on / off state of the first card reader 16.

[0063] The second card reader 17 sets the on / off status of the second reading function for reading the contact IC card C2 according to the control of the first CPU 11. When the second reading function is on, the second card reader 17 is in a state where it can read the contact IC card C2. When the second reading function is off, the second card reader 17 is in a state where it cannot read the contact IC card C2. For example, the second card reader 17 may turn on the second reading function by allowing power to be supplied to the contact terminals. Alternatively, the second card reader 17 may turn off the second reading function by prohibiting power supply to the contact terminals. The on / off status of the second reading function is also simply referred to as the on / off status of the second card reader 17.

[0064] The first CPU 11 may decide which devices to turn on and which to turn off based on the payment interface and payment method. The first CPU 11 may also decide which devices to turn on and which to turn off based on the progress of the payment (for example, whether the payment process is complete or not). In particular, electrical interference is likely to occur between the first touch panel 12 and the NFC antenna 15, which are located in close proximity. Therefore, the first CPU 11 controls the on / off status of the first touch panel 12 and the on / off status of the NFC_IC 14, which controls the NFC antenna 15. In this case, it is preferable for the first CPU 11 to control the on / off status of the first touch panel 12 and the on / off status of the NFC_IC 14 mutually exclusive. Specifically, it is preferable to control the NFC_IC 14 to be turned off when the first touch panel 12 is on, and to control the NFC_IC 14 to be turned on when the first touch panel 12 is off.

[0065] Furthermore, the first CPU 11 may control the on / off status of each device when a card for payment is detected. In controlling the on / off status of each device, the first CPU 11 sets the device that has been determined to be turned on to on, and the device that has been determined to be turned off to off. For example, when the first CPU 11 obtains first insertion detection information from the first card reader 16, it may set the on / off status of each device assuming that a magnetic card C1 has been detected as the card for payment. For example, when the first CPU 11 obtains second insertion detection information from the second card reader 17, it may set the on / off status of each device assuming that a contact IC card C2 has been detected as the card for payment. For example, when the first CPU 11 obtains contactless reading information from NFC_IC 14, it may set the on / off status of each device assuming that a contactless IC card C3 has been detected as the card for payment.

[0066] Figure 9 shows an example of the on / off state of NFC_IC14 based on the detection of magnetic card C1.

[0067] When the first insertion sensor 16r of the first card reader 16 detects the insertion of magnetic card C1, the first card reader 16 sends first insertion detection information to the first CPU 11. When the first CPU 11 receives the first insertion information from the first card reader 16, it turns off the contactless communication function of the NFC_IC 14. After the contactless communication function of the NFC_IC 14 is turned off, the first card reader 16 reads the information held by the magnetic card C1 using the magnetic head.

[0068] Therefore, when reading magnetic card C1, the contactless communication function of NFC_IC14 is turned off, and no radio waves are emitted from NFC antenna 15. As a result, the payment terminal 100 can suppress electromagnetic interference (at least one of electrical and magnetic interference) between the magnetic reading of magnetic card C1 and the reading of contactless IC card C3 via contactless communication. Thus, the payment terminal 100 can improve the reading accuracy of magnetic card C1.

[0069] Although Figure 9 illustrates the reading of a magnetic card C1, the process is similar for reading a contact IC card C2.

[0070] In other words, when the insertion sensor of the second card reader 17 detects the insertion of the contact IC card C2, the second card reader 17 sends second insertion detection information to the first CPU 11. When the first CPU 11 receives the second insertion information from the second card reader 17, it turns off the contactless communication function of the NFC_IC 14. After the contactless communication function of the NFC_IC 14 is turned off, the second card reader 17 reads the information held by the contact IC card C2 using its contact terminals.

[0071] Therefore, when reading the contact IC card C2, the contactless communication function of NFC_IC14 is turned off, and no radio waves are emitted from the NFC antenna 15. As a result, the payment terminal 100 can suppress electromagnetic interference between the electrical reading of the contact IC card C2 and the reading of the contactless IC card C3 via contactless communication. Thus, the payment terminal 100 can improve the reading accuracy of the contact IC card C2.

[0072] Next, we will explain an example of the operation of the payment terminal 100. Figures 10 and 11 are flowcharts illustrating examples of the operation of the payment terminal 100.

[0073] First, the second CPU 21 selects a payment method (S11). In this case, for example, a store clerk operates the second touch panel 22, the second touch panel 22 accepts the input operation, and the second CPU 21 selects a payment method in response to this input operation.

[0074] If credit card payment is selected, the first CPU 11 sets the on / off status of each device for three-way readability. Three-way readability means that the payment terminal 100 is ready to read any of the three cards with credit card functionality (magnetic card C1, contact IC card C2, and contactless IC credit card C31). Specifically, the first CPU 11 turns on the first card reader 16 (magnetic: ON), the second card reader 17 (contact IC: ON), and the NFC_IC 14 (contactless IC: ON) (S12). In this case, the first CPU 11 also turns off the first touch panel 12 (touch panel: OFF) (S12). This suppresses interference between contactless communication by the NFC_IC 14 and electrical input detection by the first touch panel 12. In other words, the payment terminal 100 can have multiple payment methods activated simultaneously.

[0075] The first CPU 11 determines whether or not one of the three credit cards mentioned above has been detected, given that there are three waiting states (S13).

[0076] When the first CPU 11 obtains the first insertion detection information, that is, when it detects the magnetic card C1, it performs payment using the magnetic card C1. In this case, the first CPU 11 turns off the NFC_IC 14 (contactless IC: OFF) (S21) and turns on the first touch panel (touch panel: ON) (S22).

[0077] With each device in the on / off state described above, the first card reader 16 reads the information held by the magnetic card C1 and sends the magnetic reading information to the first CPU 11. The first CPU 11 and the second CPU 21 execute the settlement process using the magnetic reading information (S23). The settlement process is executed in cooperation with the first CPU 11 and the second CPU 21 of the settlement terminal 100 and the settlement server of the settlement center.

[0078] In this payment process, for example, the following steps are performed: The first CPU 11 encrypts the magnetic reading information and sends it to the second CPU 21. The second CPU 21 sends payment request information, including the encrypted magnetic reading information, to the payment server via the communication unit. This payment request information may include, for example, the credit card identification number, the payment amount, etc. The payment server receives the payment request information from the payment terminal 100, compares it with the information held by the payment server, and determines whether to allow or deny the payment using the magnetic card C1 that is attempting to make the payment. If the payment is permitted, the payment server executes the payment using the magnetic card C1 and completes the transaction for purchasing the goods. The payment server sends a payment completion notification to the payment terminal 100. When the second CPU 21 receives the payment completion notification via the communication unit, it sends it to the first CPU 11. When the first CPU 11 receives the payment completion notification from the second CPU 21, it completes the payment process. Note that the flow of the payment process is not limited to this example.

[0079] After the payment processing using magnetic reading information is completed, the first touch panel 12 receives the purchaser's input of an electronic signature, detects the input of the electronic signature, and sends the electronic signature to the first CPU 11 (S24). The first CPU 11 sends the electronic signature to the second CPU 21, either encrypted or unencrypted. The second CPU 21 transmits the electronic signature to the payment server via the communication unit.

[0080] With this type of magnetic card payment, the payment terminal 100 can prevent the magnetic card C1 from being electrically read by the NFC_IC14 by turning off the NFC_IC14 before processing the payment, thereby preventing incorrect payments. In addition, the first touch panel 12 can accept electronic signature input operations while suppressing interference with contactless communication by the NFC antenna 15.

[0081] In S13, if the first CPU 11 obtains the second insertion detection information, that is, if it detects the contact IC card C2, it performs payment using the contact IC card C2. In this case, the first CPU 11 turns off the NFC_IC 14 (contactless IC: OFF) (S31) and turns on the first touch panel (touch panel: ON) (S32).

[0082] In the on / off state of each device as described above, the second card reader 17 reads the information held by the contact IC card C2 and sends the contact reading information to the first CPU 11. The first touch panel 12 also accepts the purchaser's PIN input operation, detects the PIN input, and sends the PIN to the first CPU 11 (S33).

[0083] The first CPU 11 and the second CPU 21 execute the payment process using the contact reading information and the PIN (S34). The payment process is executed in cooperation with the first CPU 11 and the second CPU 21 of the payment terminal 100 and the payment server of the payment center.

[0084] In this payment process, for example, the following steps are performed: The first CPU 11 encrypts the contact reading information and PIN and sends them to the second CPU 21. The second CPU 21 sends payment request information, including the encrypted contact reading information and PIN, to the payment server via the communication unit. This payment request information may include, for example, the credit card identification number, payment amount, PIN, etc. The payment server receives the payment request information from the payment terminal 100, compares it with the information held by the payment server, and determines whether to allow or deny the payment by the contact IC card C2 attempting to make the payment. If the payment is permitted, the payment server executes the payment using the contact IC card C2 and completes the transaction for purchasing the goods. The payment server sends a payment completion notification to the payment terminal 100. When the second CPU 21 receives the payment completion notification via the communication unit, it sends it to the first CPU 11. When the first CPU 11 receives the payment completion notification from the second CPU 21, it completes the payment process. Note that the flow of the payment process is not limited to this example.

[0085] With this type of contact IC card payment, the payment terminal 100 can prevent the contact IC card C2 from being mistakenly electrically read by the NFC_IC14 by turning off the NFC_IC14 before processing the payment, thereby preventing incorrect payments. In addition, the first touch panel 12 can accept PIN input operations while suppressing interference with contactless communication by the NFC antenna 15.

[0086] In S13, if the first CPU 11 acquires contactless reading information and detects the contactless IC credit card C31, it performs payment using the contactless IC credit card C31. In this case, with the same on / off states as in the three-sided waiting state, the first CPU 11 and the second CPU 21 execute the payment process using the contactless reading information (S41). The payment process is performed in cooperation with the first CPU 11 and the second CPU 21 of the payment terminal 100 and the payment server of the payment center.

[0087] In this payment process, for example, the following steps are performed: The first CPU 11 encrypts the contactless reading information and sends it to the second CPU 21. The second CPU 21 sends payment request information, including the encrypted contactless reading information, to the payment server via the communication unit. This payment request information may include, for example, the credit card identification number, the payment amount, etc. The payment server receives the payment request information from the payment terminal 100, compares it with the information held by the payment server, and determines whether to allow or deny the payment by the contactless IC credit card C31 that is attempting to make the payment. If the payment is permitted, the payment server executes the payment using the contactless IC credit card C31 and completes the transaction for purchasing the goods. The payment server sends a payment completion notification to the payment terminal 100. When the second CPU 21 receives the payment completion notification via the communication unit, it sends it to the first CPU 11. When the first CPU 11 receives the payment completion notification from the second CPU 21, it completes the payment process. Note that the flow of the payment process is not limited to this example.

[0088] After the payment processing using contactless reading information is completed, the first CPU 11 turns off the NFC_IC 14 (contactless IC: OFF) (S42) and turns on the first touch panel 12 (touch panel: ON) (S32).

[0089] Therefore, when processing a payment using the contactless IC credit card C31, the payment terminal 100 can read the information held by the contactless IC credit card C31 by turning on the NFC_IC 14 and turning off the first touch panel 12, thereby suppressing electromagnetic interference. Furthermore, after processing a payment using the contactless IC credit card C31 is completed, the payment terminal 100 can make the first touch panel 12 usable by turning off the NFC_IC 14 and turning on the first touch panel 12, thereby suppressing interference from radio waves emitted from the NFC antenna 15.

[0090] In S13, if electronic money payment is selected, the first CPU 11 selects the type of electronic money card C32 (S51). In this case, for example, a store clerk operates the second touch panel 22, the second touch panel 22 accepts the input operation, and the second CPU 21 selects the type of electronic money card C32 in response to this input operation. Then, the first CPU 11 turns on the NFC_IC 14 (contactless IC: ON) (S52) and turns off the first touch panel 12 (touch panel: OFF) (S53).

[0091] When the electronic money card C32 is within the contactless communication range, regardless of the on / off state of each device as described above, the NFC_IC14 reads the information held by the electronic money card C32 and obtains electronic money reading information. The first CPU11 uses the electronic money reading information to perform the payment process (S54).

[0092] In this payment process, for example, the following steps are performed: The first CPU 11 obtains the payment amount from the second CPU 21. The first CPU 11 reads the balance held by the electronic money card C32, subtracts the payment amount from the balance, and writes the result of the subtraction to the electronic money card C32. This completes the payment process using the electronic money card C32. Note that the flow of the payment process is not limited to this example.

[0093] After the payment processing using the electronic money card C32 is completed, the first CPU 11 turns off the NFC_IC 14 (contactless IC: OFF) (S55) and turns on the first touch panel 12 (touch panel: ON) (S56).

[0094] Therefore, when processing a payment using the electronic money card C32, the payment terminal 100 can read and write information to and from the electronic money card C32 by turning on the NFC_IC 14 and turning off the first touch panel 12, thereby suppressing electromagnetic interference. Furthermore, after the processing for making a payment using the electronic money card C32 is completed, the payment terminal 100 can make the first touch panel 12 usable by turning off the NFC_IC 14 and turning on the first touch panel 12, thereby suppressing interference from radio waves emitted from the NFC antenna 15.

[0095] In S13, if code payment is selected, the second CPU 21 activates the camera 25 (camera: ON) (S61). The camera 25 captures the two-dimensional code, etc., displayed on the purchaser's mobile device and sends the captured image to the second CPU 21. The second CPU 21 acquires the captured image, performs image analysis on the captured image, and obtains (reads) the identification information indicated by the QR code (registered trademark), etc., as code reading information (S62). The second CPU 21 then performs payment processing using the code reading information, for example, in cooperation with an external server for code payment (S63).

[0096] In this payment process, for example, the following steps are performed: The second CPU 21 transmits payment request information, including, for example, QR code reading information and payment amount, to an external server via the communication unit. The external server receives the payment request information from the payment terminal 100, compares it with the information it holds, subtracts the payment amount from the balance associated with the identification number indicated by the code, sets the subtraction result as the new balance, and completes the transaction for purchasing the goods. The external server sends a payment completion notification to the payment terminal 100. When the second CPU 21 receives the payment completion notification via the communication unit, it completes the payment process. Note that the flow of the payment process is not limited to this example.

[0097] After the payment processing using the code is completed, the second CPU 21 terminates the operation of the camera 25 (camera: OFF) (S64).

[0098] In S13, if cash payment is selected, the payment process is carried out using cash (S71). In this case, the second CPU 21 communicates with the cash drawer, for example via the communication unit, to enable the exchange of cash. The second CPU 21 completes the payment process when it receives an input operation indicating payment completion, for example via the second touch panel 22.

[0099] As described above, the payment terminal 100 (an example of an information processing device) of this embodiment includes an NFC_IC14 (an example of a first reader) that electrically reads information (an example of first information) held by a contactless IC card C3 (an example of a first card) in a contactless manner. The payment terminal 100 includes a first card reader 16 or a second card reader 17 (an example of a second reader) that reads information (an example of second information) held by a magnetic card C1 or a contact IC card C2 (an example of a second card) by contact, either magnetically or electrically. The payment terminal 100 includes a first touch panel 12 (an example of an input detection unit) that electrically detects, for example, the contact or proximity of a purchaser's finger (an example of an object) as input. The payment terminal 100 includes a first CPU 11 (an example of a control unit) electrically connected to the NFC_IC14, the first card reader 16 or the second card reader 17, and the first touch panel 12.

[0100] The first CPU 11 may exclusively control whether or not reading is possible by the NFC_IC 14 (e.g., turning the NFC_IC 14 on or off) and whether or not input detection is possible by the first touch panel 12 (e.g., turning the first touch panel on or off) based on the detection of the placement of the contactless IC card C3 to the NFC_IC 14 at a predetermined position (e.g., a position included in the contactless communication range). Alternatively, the first CPU 11 may exclusively control whether or not reading is possible by the NFC_IC 14 and whether or not input detection is possible by the first touch panel 12 based on the detection of the placement of the magnetic card C1 to the first card reader 16 at a predetermined position (e.g., the position when the magnetic card C1 is inserted into the first card reader 16). Alternatively, the first CPU 11 may exclusively control whether or not reading by the NFC_IC 14 is possible and whether or not input detection by the first touch panel 12 is possible, based on the detection of the placement of the contact IC card C2 to the second card reader 17 at a predetermined position (for example, the position when the contact IC card C2 is inserted into the second card reader 17).

[0101] As a result, even when the payment terminal 100 is capable of reading contactless IC card C3 and cards other than contactless IC card C3, it can switch between enabling or disabling the reading of contactless IC card C3 and enabling or disabling input detection by the first touch panel 12, depending on which reading unit reads the information. For example, when contactless IC card C3 can be read, input detection by the first touch panel 12 becomes impossible, and when contactless IC card C3 cannot be read, input detection by the first touch panel 12 becomes possible. Therefore, the payment terminal 100 can suppress electrical interference between the reading of contactless IC card C3 and the input detection of the first touch panel 12, and can prevent deterioration of the reading accuracy of contactless IC card C3 and the input detection accuracy of the first touch panel 12. Therefore, even when the payment terminal 100 reads information held by contactless IC card C3 and cards other than contactless IC card C3, it can suppress deterioration in the reading accuracy of contactless IC card C3 and the input detection accuracy of electrical signal input.

[0102] Furthermore, if credit card payment is selected as the payment method, the first CPU 11 may enable reading by the NFC_IC 14 and disable input detection by the first touch panel 12.

[0103] This allows the payment terminal 100 to be ready to read the contactless IC card C3 as a credit card, and is expected to enable smooth payment processing.

[0104] Furthermore, if credit card payment is selected as the payment method, the first CPU 11 may enable reading by the first card reader 16 or the second card reader 17.

[0105] As a result, the payment terminal 100 can be in a state where it can read both magnetic card C1 and contact IC card C2 as credit cards, and can, for example, wait for credit card operations in a state where three sides are ready. Therefore, it can be expected that the payment terminal 100 will be able to process payments smoothly regardless of which credit card is detected.

[0106] Furthermore, the first CPU 11 may disable reading by the NFC_IC 14 when read by the first card reader 16 or the second card reader 17, and enable input detection by the first touch panel 12.

[0107] As a result, when the magnetic card C1 or contact IC card C2 is brought close to the first card reader 16 or the second card reader 17, the payment terminal 100 can prevent the magnetic card C1 or contact IC card C2 from being electrically read by the NFC_IC 14. Therefore, it is possible to prevent incorrect reading by other reading units during payment and to prevent incorrect payments. In addition, since payment is made using the magnetic card C1 or contact IC card C2, payment using the contactless IC card C3 becomes unnecessary, and there is no problem with payment even if the NFC_IC 14 is turned off. Furthermore, the payment terminal 100 can make the first touch panel 12 usable immediately after detection of the magnetic card C1 or contact IC card C2 while suppressing deterioration of input detection accuracy.

[0108] Furthermore, if read by the NFC_IC14, the first CPU 11 may disable reading by the NFC_IC14 after the payment processing by the contactless IC card C3 is completed, thereby enabling input detection by the first touch panel 12.

[0109] As a result, when the payment terminal 100 performs payment-related reading using the contactless IC card C3, the first touch panel 12 is turned off, thus suppressing the degradation of reading accuracy by the NFC_IC 14. Furthermore, once the payment processing using the contactless IC card C3 is completed, the first touch panel 12 can be made available for use while suppressing the degradation of input detection accuracy.

[0110] Furthermore, if electronic money payment is selected as the payment method, the first CPU 11 may enable reading by the NFC_IC 14 and disable input detection by the first touch panel 12.

[0111] This allows the payment terminal 100 to be ready to read the electronic money card C32, and is expected to enable smooth payment processing.

[0112] Furthermore, the first CPU 11 may disable reading by the first reading unit and enable input detection by the input detection unit after the electronic money payment processing is completed.

[0113] When the payment terminal 100 performs a payment-related reading using the electronic money card C32, the first touch panel 12 is turned off, thus suppressing the degradation of reading accuracy by the NFC_IC 14. Furthermore, once the payment processing using the electronic money card C32 is completed, the first touch panel 12 can be made available for use while suppressing the degradation of input detection accuracy.

[0114] Furthermore, the second card may include at least one of a contact IC card C2 and a magnetic card C1. The second reader may read the second information by at least one of electrical and magnetic means.

[0115] As a result, the payment terminal 100 can use various cards that can transmit data via contact as a second card.

[0116] Furthermore, the NFC_IC14 may read the first information via the NFC antenna 15 (an example of a contactless communication-capable antenna). The NFC antenna 15 and the first touch panel 12 may be placed in close proximity.

[0117] In this configuration, the radio waves transmitted and received by the NFC antenna 15 and the electrodes of the first touch panel 12 may electrically interfere with each other, potentially affecting reading by the NFC IC 14 and input detection by the first touch panel 12. In contrast, the payment terminal 100 can suppress mutual electrical interference by exclusively controlling whether or not reading by the NFC IC 14 is possible and whether or not input detection by the first touch panel 12 is possible.

[0118] Furthermore, the first card reader 16 may include a first card slot 16s (an example of a guide) that guides the magnetic card C1 into the first card reader 16, a magnetic head h (an example of a reading member) that reads the magnetic card C1 electrically or magnetically, and a first insertion sensor 16r (an example of a sensor) that is positioned between the insertion starting point of the magnetic card in the first card slot 16s and the magnetic head 16h to detect the magnetic card C1.

[0119] As a result, when a magnetic card C1 is inserted (swept) into the first card slot 16s of the payment terminal 100, the first insertion sensor 16r detects the magnetic card C1 before it reaches the magnetic head 16h from the insertion starting point of the first card slot 16s. Therefore, the payment terminal 100 can turn off the NFC_IC 14 before reading the information held by the magnetic card C1. Thus, electromagnetic interference between the first card reader 16 and the NFC antenna 15 can be suppressed.

[0120] Although various embodiments have been described above with reference to the drawings, it goes without saying that the present invention is not limited to these examples. It is clear to those skilled in the art that various modifications or alterations can be conceived within the scope of the claims, and these will naturally also fall within the technical scope of the present invention. Furthermore, the components in the above embodiments may be combined in any way without departing from the spirit of the invention.

[0121] In the above embodiment, the NFC_IC14, the first card reader 16, and the second card reader 17 were mainly described as reading data from and to a card, but they may also write data. In other words, the NFC_IC14, the first card reader 16, and the second card reader 17 may be capable of reading data and may also be capable of writing data. In this case, the ability to write may be controlled in the same way as the ability to read data. For example, the first CPU 11 may exclusively control whether reading is possible by the NFC_IC14 and whether input detection is possible by the first touch panel 12.

[0122] In the above embodiment, the payment terminal 100 is illustrated with the external configuration shown in Figures 1 to 6, but it is not limited to this. For example, the payment terminal 100 may have no opening H, and the NFC antenna 15, the first card slot 16s, and the second card slot 17s may be in closer proximity than the external configuration shown in Figures 1 to 6. In this case, the NFC antenna 15, the first card slot 16s, and the second card slot 17s become more susceptible to electromagnetic interference. Even in this case, the payment terminal 100 can control the on / off state of each device to stagger the timing of electromagnetic processing, thereby appropriately suppressing electromagnetic interference between each device.

[0123] Furthermore, the above embodiment may also apply to a program that realizes the functions of the information processing method according to the above embodiment, which is supplied to an information processing device, such as a computer, via a network or various storage media, and which is read and executed by the processor of this information processing device, as well as a recording medium on which this program is stored.

[0124] Furthermore, in the above embodiment, the processor may be physically configured in any way. Also, using a programmable processor allows for changes in processing content through program modifications, thus increasing the design flexibility of the processor. The processor may consist of a single semiconductor chip, or it may be physically composed of multiple semiconductor chips. When composed of multiple semiconductor chips, each control in the above embodiment may be implemented by a separate semiconductor chip. In this case, these multiple semiconductor chips can be considered as forming a single processor. Furthermore, the processor may consist of a semiconductor chip and components having other functions (such as capacitors). Also, a single semiconductor chip may be configured to implement both the functions of the processor and other functions. Furthermore, multiple processors may be configured as a single processor. [Industrial applicability]

[0125] This disclosure is useful for information processing devices and information processing methods that can suppress deterioration of the reading accuracy of contactless IC cards and the input detection accuracy of electrical signal inputs, even when reading information held by contactless IC cards and cards other than contactless IC cards. [Explanation of Symbols]

[0126] 100 Payment terminals 1A front 1B Side 1C side 1D rear 10 Main Unit 11 1st CPU 12. First touch panel 13 1st LED 14 NFC_IC 15 NFC antennas 16. First card reader 16h Magnetic Head 16r First insertion sensor 16s First card slot 17. Second card reader 17s Second card slot 18 memory 21 2nd CPU 22. Second touch panel 23 2nd LED 24 speakers 25 Cameras 26 Printers 26p Printer output slot 27 External terminals 28 memory C1 Magnetic Card C11 Magnetic Stripe C2 Contactless IC Card C21 terminal C3 Contactless IC Card H opening α mounting surface

Claims

1. An information processing device having a touch panel and capable of processing payments using multiple payment methods, An NFC antenna is positioned around the aforementioned touch panel and reads information held by a contactless IC medium. A camera that reads code information, Equipped with, When a payment method is selected that reads the aforementioned code information and processes the payment, Turn on the camera, read the code information from the camera, and perform the payment process. When a payment method is selected that reads the information on the contactless IC medium and performs payment processing, The method is characterized by exclusively controlling whether the NFC antenna can read the contactless IC medium and whether the touch panel can detect input, and then performing payment processing based on the information read from the contactless IC medium. Information processing device.

2. Based on the completion of the payment processing using the aforementioned code information, the camera is turned off. Based on the completion of the payment processing using the aforementioned contactless IC medium, the system exclusively controls whether the NFC antenna can read the contactless IC medium and whether the touch panel can detect input. The information processing apparatus according to claim 1.

3. The aforementioned contactless IC medium is a contactless IC card. The information processing apparatus according to claim 1 or 2.

4. An information processing method in an information processing device equipped with a touch panel capable of processing payments using multiple payment methods, The aforementioned information processing device includes: An NFC antenna for reading information held by a contactless IC medium is arranged around the touch panel. A camera is positioned to read the code information. When a payment method that reads the code information and processes the payment is selected, the camera is turned on, the code information is read from the camera and the payment is processed. When a payment method is selected that reads the information from the contactless IC medium and performs payment processing, the system includes the step of exclusively controlling whether the NFC antenna can read the contactless IC medium and whether the touch panel can detect input, and then performing payment processing based on the information read from the contactless IC medium. Information processing methods.

5. Based on the completion of the payment processing using the aforementioned code information, the camera is turned off. Based on the completion of the payment processing using the aforementioned contactless IC medium, the system exclusively controls whether the NFC antenna can read the contactless IC medium and whether the touch panel can detect input. The information processing method according to claim 4.

6. The aforementioned contactless IC medium is a contactless IC card. The information processing method according to claim 4 or 5.

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