Electronic payment management device, terminal program, and electronic payment management method

Abstract

This improves user convenience. [Solution] When a first management unit 211 accepts registration for use of an electronic account service from user U[k] after the electronic account service has been canceled, the first management unit 211 resumes providing the electronic account service to user U[k]. When the first management unit 211 resumes providing the electronic account service to user U[k], a determination unit 213 determines whether there is a balance in the electronic account of user U[k] used for the electronic account service. When the determination result of the determination unit 213 is positive, a notification unit 214 notifies user U[k]'s terminal device 10[k] of the history of use of the electronic account before the electronic account service was canceled, based on information about user U[k]'s use of the electronic account service.

Description

[Technical Field]

[0001] The present invention relates to an electronic payment management device, a terminal program, and an electronic payment management method. [Background technology]

[0002] Conventionally, there have been known information processing devices that, when a request to cancel a contract from a user is received, guide the user through cancellation procedures. For example, the information processing device disclosed in Patent Document 1, when a request to cancel a contract is received, guides the user through different cancellation procedures depending on whether the service is a type 1 service that can be canceled from the information processing device or a type 2 service that cannot be canceled. [Prior art documents] [Patent documents]

[0003] [Patent Document 1] Patent No. 7362866 Summary of the Invention [Problem to be solved by the invention]

[0004] Incidentally, when two types of services are linked, if the first service is canceled, the second service may be automatically canceled. For example, this is the case when a mobile communication service is linked to an electronic account service related to electronic payments. However, with the information processing device of Patent Document 1, if the automatically canceled electronic account service is resumed, the user may not be able to refer to the usage history of the electronic account service before cancellation, which may cause inconvenience to the user.

[0005] The present invention has been made to solve the above-mentioned problems, and has an object to improve user convenience. [Means for solving the problem]

[0006] In a preferred embodiment of the present invention, an electronic payment management device is provided that, after a first service relating to a user's electronic payment is canceled without a request from the user, the user Second service linked to a first management unit that resumes providing the first service to the user when the management device receives information that the user's contract for the first service has been canceled from a management device that manages contract information related to the contract for the first service with the user and accepts registration for the user's use of the first service; a second management unit that continues to manage account information for the user to log in to the first service even after the first service is canceled; a determination unit that, when the first management unit resumes providing the first service to the user, determines whether the status of the user's account used for the first service satisfies a first condition; and a notification unit that, when the determination result of the determination unit is positive, notifies the user's terminal of the history of deposits and withdrawals to the account before the first service was canceled, based on first information including the history of deposits and withdrawals to the account. Furthermore, in a preferred embodiment of the present invention, the electronic payment management device is configured to: Second service linked to a first management unit that resumes providing the first service to the user when the management device receives information that the user's contract for the first service has been canceled from a management device that manages contract information related to the contract for the first service with the user and accepts registration for the user's use of the first service; a second management unit that continues to manage account information for the user to log in to the first service even after the first service is canceled; a determination unit that, when the first management unit resumes providing the first service to the user, determines whether the status of the user's account used for the first service satisfies a first condition; and a notification unit that, when the determination result of the determination unit is positive, notifies the user's terminal of the payment history for the account before the first service was canceled, based on first information including the payment history for the account.

[0007] A preferred embodiment of the present invention provides a method for managing electronic payments, which is executed by a computer, and includes the steps of: after a first service relating to a user's electronic payment is terminated without a request from the user, the user cancels the first service; Second service linked to and when it receives information from a management device that manages contract information related to the contract for the first service with the user that the first service has been canceled and accepts registration for the user's use of the first service, it resumes providing the first service to the user and continues to manage account information for the user to log in to the first service even after the first service has been canceled, and when it resumes providing the first service to the user, it determines whether the status of the user's account used for the first service satisfies a first condition, and if the result of the determination is positive, it notifies the user's terminal of the history of deposits and withdrawals to the account before the first service was canceled based on first information including the history of deposits and withdrawals to the account. Furthermore, a preferred embodiment of the present invention provides an electronic payment management method executed by a computer, the method comprising: after a first service relating to a user's electronic payment is terminated without a request from the user, the user cancels the first service; Second service linked to and when the management device receives information from a management device that manages contract information related to the contract for the first service with the user that the first service has been canceled and accepts registration for the user's use of the first service, resumes provision of the first service to the user and continues to manage account information for the user to log in to the first service even after the first service has been canceled, and when resumes provision of the first service to the user, determines whether the status of the user's account used for the first service satisfies a first condition, and if the result of the determination is positive, notifies the user's terminal of the payment history for the account before the first service was canceled based on first information including the payment history for the account. [Effects of the Invention]

[0008] The electronic payment management device and the electronic payment management method according to the present invention can improve user convenience. [Brief explanation of the drawings]

[0009] [Figure 1] 1 is a diagram showing the overall configuration of an electronic payment management system including an electronic payment management device according to a first embodiment. [Figure 2] 2 is a block diagram showing an example of the configuration of the terminal device of FIG. 1. [Figure 3] FIG. 2 is a block diagram showing an example of the configuration of a second management server in FIG. 1. [Figure 4] FIG. 2 is a block diagram showing an example of the configuration of a first management server in FIG. 1. [Figure 5] FIG. 10 is a diagram showing an example of a screen for accepting terms of use displayed on the terminal device. [Figure 6] FIG. 10 is a diagram showing an example of a screen on a terminal device displaying a history of deposits and withdrawals before the electronic account service is automatically canceled. [Figure 7] FIG. 10 is a diagram showing an example of a screen on a terminal device displaying a history of deposits and withdrawals after use of the electronic account service has resumed. [Figure 8] 10 is a flowchart showing an example of the operation of a processing device of the second management server. [Figure 9] FIG. 10 is a diagram showing an example of a screen on a terminal device displaying a payment history before the electronic account service is automatically canceled. [Figure 10] FIG. 10 is a diagram showing an example of a screen on the terminal device that displays a payment history after use of the electronic account service is resumed. DETAILED DESCRIPTION OF THE INVENTION

[0010] 1. First embodiment The configuration of the payment device according to the first embodiment of the present invention will be described below with reference to FIGS.

[0011] 1.1. Configuration of the First Embodiment 1.1.1. Overall structure 1 is a diagram showing the overall configuration of an electronic payment management system 1 including an electronic payment management device according to the first embodiment. The electronic payment management system 1 includes a terminal device 10, a first management server 20, a second management server 30, and a communication network NET.

[0012] The terminal devices 10 include n terminal devices 10[1], 10[2], ..., 10[k], ..., 10[n]. Here, n is any natural number, and k is any natural number smaller than n. In this embodiment, the configurations of the terminal devices 10[1] to 10[n] are identical to each other. Note that the terminal devices 10 may include terminal devices that do not have the same configuration.

[0013] A user who uses terminal device 10[1] is user U[1], a user who uses terminal device 10[2] is user U[2], a user who uses terminal device 10[k] is user U[k], and a user who uses terminal device 10[n] is user U[n]. When referring to an unspecified number of users or all users, user is also written as user U. User U uses terminal device 10 to use the electronic payment management service provided by electronic payment management system 1.

[0014] The terminal device 10 includes a personal computer, a tablet terminal, a smartphone, a smart watch, and the like.

[0015] The first management server 20 is a server managed by a payment service provider. Examples of payment service providers include electronic payment providers. Electronic payment providers include, for example, electronic payment agents. In this embodiment, an example will be described in which the first management server 20 is a server managed by an electronic payment provider. In other words, in this embodiment, an electronic payment management service is provided by the first management server 20.

[0016] An electronic payment business operator provides an electronic payment service. The electronic payment service may include, for example, a cashless payment service using a two-dimensional code, an electronic account service, and a point service based on the use of the electronic payment service. The electronic account service is a service related to electronic payment. When using the electronic account service, a user U[k] registers an account for the user U[k]. The electronic account service is an example of a first service.

[0017] The second management server 30 is a server managed by a communication service provider. An example of a communication service provider is a telecommunications carrier. In this embodiment, the communication service provider provides a mobile communication service. A user U[k] can use the mobile communication service by signing a line contract for the mobile communication service. When using the mobile communication service, the user U[k] registers an account for the user U[k]. The mobile communication service is an example of a second service.

[0018] In this embodiment, the account for user U[k] to use the electronic account service and the account for user U[k] to use the mobile communication service are a common account. For example, by using the common account, user U[k] can pay the usage fee for the mobile communication service via the electronic account service. The mobile communication service is linked to the electronic account service.

[0019] The communication network NET is a telecommunications line such as a mobile communication network managed by a telecommunications carrier that provides communication services. The communication network NET includes one or both of a wired communication network and a wireless communication network. For example, the communication network NET may be connected via the Internet to another network (not shown) managed by another telecommunications carrier.

[0020] In the electronic payment management system 1, terminal devices 10[1] to 10[n], a first management server 20, and a second management server 30 are communicatively connected to one another via a communication network NET. The electronic payment management system 1 is a system that provides electronic payment management services to any user who possesses a terminal device 10.

[0021] 1.1.2. Terminal Device Configuration Fig. 2 is a block diagram showing an example configuration of the terminal device 10[k] in Fig. 1. As shown in Fig. 2, the terminal device 10[k] includes a processing device 11, a storage device 12, a communication device 13, a display device 14, an input device 15, and an imaging device 16. The elements included in the terminal device 10[k] are connected to each other by a single bus or multiple buses for communicating information. The terminal device 10[k] is an example of a terminal.

[0022] The processing device 11 is a processor that controls the entire terminal device 10[k] and is configured, for example, using one or more chips. The processing device 11 is configured, for example, using a central processing unit (CPU) including an interface with peripheral devices, an arithmetic unit, a register, etc. Note that some or all of the functions of the processing device 11 may be realized by hardware such as a DSP (Digital Signal Processor), an ASIC (Application Specific Integrated Circuit), a PLD (Programmable Logic Device), or an FPGA (Field Programmable Gate Array). The processing device 11 executes various processes in parallel or sequentially.

[0023] The storage device 12 is a recording medium that can be read and written by the processing device 11. The storage device 12 includes, for example, a nonvolatile memory and a volatile memory. The nonvolatile memory is, for example, a read-only memory (ROM), an erasable programmable read-only memory (EPROM), and an electrically erasable programmable read-only memory (EEPROM). The volatile memory is, for example, a random access memory (RAM).

[0024] The storage device 12 stores a plurality of programs including a control program PR1 and an application program PRA to be executed by the processing device 11. The storage device 12 also functions as a work area for the processing device 11.

[0025] The control program PR1 is a program that controls the entire processing device 11. The application program PRA is a program for using all electronic payment services provided by service providers. The application program PRA can display the balance of an electronic account, display the history of deposits and withdrawals, process deposits and withdrawals, and perform two-dimensional code payments. When using store-presented two-dimensional code payments, it is necessary to read the two-dimensional code posted at the affiliated store using an imaging device (not shown) provided in the terminal device 10[k].

[0026] The communication device 13 is hardware serving as a transmitting / receiving device for communicating with other devices. The communication device 13 is also called, for example, a network device, a network controller, a network card, a communication module, etc. The communication device 13 may include a connector for wired connection and an interface circuit corresponding to the connector. The communication device 13 may also include a wireless communication interface. Examples of the connector and interface circuit for wired connection include products that comply with wired LAN, IEEE1394, and USB. Examples of the wireless communication interface include products that comply with wireless LAN, Bluetooth (registered trademark), etc.

[0027] The display device 14 is a device that displays images and text information. The display device 14 displays various images under the control of the processing device 11. For example, various display panels such as a liquid crystal panel and an organic EL (Electro Luminescence) panel are suitably used as the display device 14.

[0028] The input device 15 receives operations from the user U[1]. For example, the input device 15 includes a keyboard, a touchpad, a touch panel, and a pointing device such as a mouse. If the input device 15 includes a touch panel, it may also function as the display device 14.

[0029] The processing device 11 functions as a reception unit 111, an acquisition unit 112, and a display control unit 113, for example, by reading and executing a control program PR1 from the storage device 12.

[0030] The reception unit 111 receives various operations by the user U[k] on the application program PRA via the input device 15. For example, the reception unit 111 receives an operation by the user U[k] to view the balance of an electronic account.

[0031] The acquisition unit 112 acquires various types of information between the first management server 20 and the acquisition unit 112 via the communication device 13. For example, the acquisition unit 112 acquires a history of use of the electronic account before the electronic account service was canceled, which is notified by the first management server 20.

[0032] The display control unit 113 displays various images on the display device 14. The display control unit 113 displays on the display device 14 the history of use of the electronic account before the electronic account service was canceled, which history was acquired by the acquisition unit 112.

[0033] 1.1.3. Second Management Server Configuration Fig. 3 is a block diagram showing an example of the configuration of the second management server 30 in Fig. 1. As shown in Fig. 3, the second management server 30 includes a processing device 31, a storage device 32, and a communication device 33. The elements included in the second management server 30 are connected to each other by one or more buses for communicating information.

[0034] The processing device 31 is a processor that controls the entire second management server 30, and is configured, for example, using one or more chips. The processing device 31 is configured, for example, using a central processing unit (CPU) that includes an interface with peripheral devices, an arithmetic unit, and a register. Note that some or all of the functions of the processing device 31 may be realized by hardware such as a DSP, ASIC, PLD, or FPGA. The processing device 31 executes various processes in parallel or sequentially.

[0035] The storage device 32 is a recording medium that can be read and written by the processing device 21. The storage device 32 includes, for example, a nonvolatile memory and a volatile memory. The nonvolatile memory is, for example, a ROM, an EPROM, and an EEPROM. The volatile memory is, for example, a RAM.

[0036] The storage device 32 stores a contract information database DB1 and a plurality of programs including a control program PR3 to be executed by the processing device 31. The storage device 32 also functions as a work area for the processing device 31.

[0037] The communication device 33 is hardware serving as a transmitting / receiving device for communicating with other devices. The communication device 33 is also called, for example, a network device, a network controller, a network card, a communication module, etc. The communication device 33 may include a connector for wired connection and an interface circuit corresponding to the connector. The communication device 33 may also include a wireless communication interface. Examples of the connector and interface circuit for wired connection include products that comply with wired LAN, IEEE1394, and USB. Examples of the wireless communication interface include products that comply with wireless LAN, Bluetooth (registered trademark), etc.

[0038] The processing device 31 functions as a reception unit 311, a management unit 312, and a notification unit 313, for example, by reading and executing a control program PR3 from the storage device 32.

[0039] The reception unit 311 receives an offer for a contract for a mobile communication service from a user U[k].

[0040] The management unit 312 manages contract information related to the mobile communication service contract with the user U[k]. The contract information includes the mobile communication service plan, service contents such as options, information related to the line, personal information of the user U[k], etc. The management unit 312 stores information related to the contract with the user U[k] in the contract information database DB1 in accordance with the offer of the user U[k] accepted by the acceptance unit 311. The management unit 312 updates the contract information database DB1 every time an offer related to the contract from the user U[k] is accepted.

[0041] Cancellation of a mobile communication service includes cancellation of the line, MNP (Mobile Number Portability) port-out, cooling-off period, name change, etc. When the mobile communication service is cancelled, the account of user U[k] registered when signing up for the mobile communication service will expire. Since the account used to use the electronic account service is the same as the account registered when signing up for the mobile communication service, when the mobile communication service is cancelled, the account used to use the electronic account service will also expire at the same time.

[0042] When the user U[k] cancels the mobile communication service, the notification unit 313 notifies the first management server 20 of information that the user U[k] has canceled the mobile communication service.

[0043] 1.1.4. Configuration of the first management server Fig. 4 is a block diagram showing an example configuration of the first management server 20 of Fig. 1. As shown in Fig. 4, the first management server 20 includes a processing device 21, a storage device 22, and a communication device 23. The elements included in the first management server 20 are connected to each other by one or more buses for communicating information. The first management server 20 is an example of an electronic payment management device.

[0044] The processing device 21 is a processor that controls the entire first management server 20, and is configured, for example, using one or more chips. The processing device 21 is configured, for example, using a central processing unit (CPU) that includes an interface with peripheral devices, an arithmetic unit, and a register. Note that some or all of the functions of the processing device 21 may be realized by hardware such as a DSP, ASIC, PLD, or FPGA. The processing device 21 executes various processes in parallel or sequentially.

[0045] The storage device 22 is a recording medium that can be read and written by the processing device 21. The storage device 22 includes, for example, a nonvolatile memory and a volatile memory. The nonvolatile memory is, for example, a ROM, an EPROM, and an EEPROM. The volatile memory is, for example, a RAM.

[0046] The storage device 22 stores a plurality of programs including a control program PR2 to be executed by the processing device 21. The storage device 22 also functions as a work area for the processing device 21.

[0047] The communication device 23 is hardware serving as a transmitting / receiving device for communicating with other devices. The communication device 23 is also called, for example, a network device, a network controller, a network card, a communication module, etc. The communication device 23 may be provided with a connector for wired connection and an interface circuit corresponding to the connector. The communication device 23 may also be provided with a wireless communication interface. Examples of the connector and interface circuit for wired connection include products that comply with wired LAN, IEEE1394, and USB. Examples of the wireless communication interface include products that comply with wireless LAN, Bluetooth (registered trademark), etc.

[0048] The processing device 21 functions as a first management unit 211, a second management unit 212, a determination unit 213, and a notification unit 214, for example, by reading and executing a control program PR2 from the storage device 22.

[0049] The first management unit 211 automatically cancels the electronic account service for user U[k] when it receives information from the second management server 30 that user U[k] has canceled the mobile communication service. In other words, when user U[k] cancels the mobile communication service, the first management unit 211 cancels the electronic account service for user U[k] regardless of a request from user U[k].

[0050] Electronic payments are available to users U[k] through the application program PRA on the terminal device 10[k]. Electronic payment services include payments using two-dimensional codes, depositing funds into electronic accounts, withdrawing funds from electronic accounts to other accounts, paying utility bills, online investments, and sending and receiving points.

[0051] The electronic account service uses prepaid virtual accounts to provide services such as online payments and remittances. User U[k] can make payments and fees within the amount deposited in the virtual account.

[0052] The mobile communication service is a service that wirelessly connects a terminal device 10[k] of a user U[k] to the Internet via a radio station operated by a telecommunications carrier. The mobile communication service is a service that cooperates with an electronic account service.

[0053] If the account for using the electronic account service expires due to automatic cancellation of the electronic account service, in order for user U[k] to use the electronic account service again, user U[k] will need to log in to the electronic account service again using his / her previous account.

[0054] For example, user U[k] registers an account to use the electronic account service through an application program PRA installed on terminal device 10[k]. More specifically, user U[k] logs in to the electronic account service using user U[k]'s account. To start using the electronic account service, user U[k] must agree to the terms of use of the electronic account service.

[0055] 5 is a diagram showing an example of a screen for consenting to the terms of use displayed on the terminal device 10[k]. As shown in FIG. 5, a screen SC1 displaying the terms of use is displayed on the display device 14 of the terminal device 10[k]. Specifically, the display device 14 displays the main text TX1 of the terms of use, an agreement checkbox CB1, and a confirmation button B01. The user U[k] reads the main text TX1 of the terms of use, and if he or she agrees to the terms of use, checks the agreement checkbox CB1 and taps the confirmation button B01.

[0056] As a result, consent information is transmitted from the terminal device 10[k] to the first management server 20. The consent information is information indicating that the user U[k] agrees to the terms of use. In other words, the consent information is an example of "information indicating that the user agrees to the terms of use."

[0057] The first management unit 211 acquires consent information via the communication device 23. When the first management unit 211 acquires consent information, it accepts registration for use of the electronic account service by user U[k]. When the first management unit 211 accepts registration for use of the electronic account service by user U[k] after the electronic account service has been automatically canceled, it resumes providing the electronic account service to user U[k]. Therefore, user U[k] can use the electronic account service by agreeing to the terms of use for the electronic account service displayed on the display device 14 when logging in to the electronic account service.

[0058] When the electronic account service for user U[k] is automatically canceled, the first management unit 211 manages the balance of user U[k]'s electronic account at the time of automatic cancellation as a deposit in association with user U[k]'s account information. The deposit is money that an electronic payment service provider temporarily holds for assets to be converted to user U[k]. Note that if the balance of user U[k]'s electronic account is zero at the time of automatic cancellation, no deposit is generated. An electronic account is an example of an account.

[0059] When the first management unit 211 resumes providing the electronic account service to the user U[k], it deposits the deposit into the electronic account of the user U[k].

[0060] The second management unit 212 continues to manage the account information used by the user U[k] to log in to the electronic account service even after the first management unit 211 automatically cancels the electronic account service for the user U[k]. As described above, when the electronic account service is automatically canceled, the account used to log in to the electronic account service expires. However, in order to enable the user U[k] to log in to the electronic account service again after the account expires, the second management unit 212 continues to manage the account information even after the automatic cancellation.

[0061] When the first management unit 211 resumes providing the electronic account service to the user U[k], the determination unit 213 determines whether the status of the electronic account of the user U[k] used for the electronic account service satisfies a first condition. More specifically, the first condition is, for example, that there is a balance in the electronic account of the user U[k] used for the electronic account service. That is, when the first management unit 211 resumes providing the electronic account service to the user U[k], the determination unit 213 determines whether there is a balance in the electronic account of the user U[k].

[0062] The notification unit 214 notifies the terminal device 10[k] of the user U[k] of a screen related to the electronic account service based on the first information. The first information is information related to the use of the electronic account service by the user U[k].

[0063] If the determination result of the determination unit 213 is positive, the notification unit 214 notifies the terminal device 10[k] of the user U[k] of the history of use of the electronic account before the electronic account service was automatically canceled based on the first information. On the other hand, if the determination result of the determination unit 213 is negative, the notification unit 214 does not notify the terminal device 10[k] of the user U[k] of the history of use of the electronic account before the electronic account service was automatically canceled.

[0064] The first information includes a history of deposits and withdrawals to and from the electronic account. Therefore, when the determination result of the determination unit 213 is positive, the notification unit 214 notifies the terminal device 10[k] of the user U[k] of the history of deposits and withdrawals to and from the electronic account based on the first information.

[0065] Note that the terms of use text TX1, consent check box CB1, and confirmation button B01 displayed on screen SC1 shown in Fig. 5 are merely examples, and the present invention is not limited to the form shown in Fig. 5. The consent check box CB1 may be grayed out until the entire terms of use text TX1 is scrolled. The grayed-out state indicates an inactive state that is not subject to operation by user U[k]. Furthermore, the consent check box CB1 may be omitted.

[0066] 6 is a diagram showing an example of a screen on the terminal device 10[k] displaying a history of deposits and withdrawals before the electronic account service is automatically canceled. As shown in FIG. 6, the first screen SC2 of the history list is displayed on the display device 14 of the terminal device 10[k].

[0067] The history list displays the switching tab TA0, balance D01, and deposit / withdrawal details L01. The switching tab TA0 includes a "payment" tab TA1, a "deposit / withdrawal" tab TA2, and a "points" tab TA3. By tapping on the switching tab TA0, user U[k] can select one of the "payment" tab TA1, the "deposit / withdrawal" tab TA2, and the "points" tab TA3. In Figure 6, the "deposit / withdrawal" tab TA2 is selected. Therefore, the history list displays information about the history of deposits and withdrawals.

[0068] The balance D01 displays the balance of the electronic account. In the example shown in Figure 6, the balance of the electronic account is 756 yen. In other words, in this example, there is a balance in the electronic account of user U[k]. The deposit / withdrawal details L01 displays the history of deposits and withdrawals along with the dates of the deposits and withdrawals. In the example shown in Figure 6, all history for February 2024 is displayed, regardless of whether it is a deposit or withdrawal. Figure 6 shows that a withdrawal of 568 yen was made on February 27th.

[0069] Fig. 7 is a diagram showing an example of a screen on the terminal device 10[k] that displays the history of deposits and withdrawals after the use of the electronic account service has been resumed. As shown in Fig. 7, the second screen SC3 of the history list is displayed on the display device 14 of the terminal device 10[k]. Note that Fig. 7 assumes that the electronic account service was automatically canceled on February 27th and resumed on February 28th.

[0070] The history list displays the switching tab TA0, balance D02, and deposit / withdrawal details L02. As in Figure 6, the "Deposit / Withdrawal" tab TA2 is selected for the switching tab TA0. Therefore, the history list displays information about the deposit / withdrawal history.

[0071] The balance of the electronic account is displayed in balance D02. In the example shown in Figure 7, the balance of the electronic account is 756 yen. Because there was a balance in the electronic account before the electronic account service was automatically canceled, the balance of the electronic account before the electronic account service was automatically canceled will be carried over to the balance of the electronic account after use of the electronic account service is resumed.

[0072] The deposit and withdrawal details L02 displays the history of deposits and withdrawals along with the dates of the deposits and withdrawals. In the example shown in Figure 7, the deposit and withdrawal details L02 displays the history of deposits and withdrawals L02a before the electronic account service was automatically canceled and the history of deposits and withdrawals L02b after the use of the electronic account service was resumed.

[0073] The history of deposits and withdrawals L02a before the electronic account service was automatically canceled is displayed below the "Transfer History" display DI1, along with the dates of the deposits and withdrawals. The history shown below the "Transfer History" display DI1 is the same as the history of deposits and withdrawals shown in Figure 6. The history of deposits and withdrawals L02b after use of the electronic account service is resumed is displayed above the "Transfer History" display DI1, along with the dates of the deposits and withdrawals. As shown in Figure 7, 756 yen is deposited into the electronic account at 9:00 a.m. on February 28, the day after the electronic account service was automatically canceled, and the balance before the electronic account service was automatically canceled is carried over.

[0074] 7, the first information includes a history of deposits and withdrawals to and from the electronic account. If the determination result of the determination unit 213 is positive, the notification unit 214 notifies the terminal device 10[k] of the user U[k] of the history of deposits and withdrawals before the electronic account service was automatically canceled and the history of deposits and withdrawals after use of the electronic account service was resumed, based on the first information. The display control unit 113 of the terminal device 10[k] displays the history of deposits and withdrawals before the electronic account service was automatically canceled and the history of deposits and withdrawals after use of the electronic account service was resumed on the display device 14 in an identifiable manner.

[0075] In this embodiment, the deposit and withdrawal history L02a before the automatic cancellation of the electronic account service is displayed below the deposit and withdrawal history L02b after the use of the electronic account service is resumed, but the display order may be reversed. In short, it is sufficient that the deposit and withdrawal history L02a before the automatic cancellation of the electronic account service and the deposit and withdrawal history L02b after the use of the electronic account service is resumed are displayed in a manner that allows them to be distinguished.

[0076] 1.2. Operation of the First Management Server According to the First Embodiment 1.2.1. Operation of the Processing Device 21 8 is a flowchart showing an example of the operation of the processing device 21 of the first management server 20. The operation of the processing device 21 will be described below with reference to FIG.

[0077] In step S11, the processing device 21 functions as the first management unit 211 to determine whether the mobile communication service of the user U[k] has been cancelled.

[0078] If the mobile communication service of user U[k] has not been canceled, that is, if the determination result in step S11 is negative, the processing device 21 temporarily ends this routine. In other words, if the mobile communication service of user U[k] has not been canceled, the processing device 21 does not execute the processes from step S12 to step S19.

[0079] On the other hand, if the mobile communication service of user U[k] has been canceled, i.e., if the judgment result in step S11 is positive, the processing device 21 automatically cancels the electronic account service of user U[k] by functioning as the first management unit 211 in step S12.

[0080] In step S13, the processing device 21 functions as the determination unit 213 to determine whether or not there is a balance in the electronic account of the user U[k].

[0081] If there is a balance in the electronic account of user U[k], that is, if the determination result in step S13 is positive, in step S14, the processing device 21 manages the balance of the electronic account of user U[k] as a deposit by functioning as the first management unit 211. More specifically, by functioning as the first management unit 211, the processing device 21 manages the balance of the electronic account of user U[k] at the time of automatic cancellation as a deposit in association with the account information of user U[k].

[0082] On the other hand, if there is no balance in the electronic account of the user U[k], that is, if the determination result in step S13 is negative, the processing device 21 does not execute the process of step S14.

[0083] In step S15, the processing device 21 functions as the first management unit 211 to determine whether or not registration for use of the electronic account service has been accepted after the electronic account service has been automatically cancelled.

[0084] If registration for use of the electronic account service is not accepted after the electronic account service is automatically canceled, that is, if the determination result in step S15 is negative, the processing device 21 temporarily ends this routine. In other words, if registration for use of the electronic account service is not accepted after the electronic account service is automatically canceled, the processing device 21 does not execute the processes from step S16 to step S19.

[0085] If registration for use of the electronic account service is accepted after the electronic account service has been automatically canceled, i.e., if the judgment result in step S15 is positive, the processing device 21 resumes providing the electronic account service by functioning as the first management unit 211 in step S16.

[0086] In step S17, the processing device 21 functions as the judgment unit 213 to judge whether the status of the electronic account satisfies the first condition, i.e., whether there is a balance in the electronic account of user U[k] at the time of automatic cancellation.

[0087] If there is a balance in the electronic account of user U[k] at the time of automatic cancellation, i.e., if the judgment result in step S17 is positive, the processing device 21 functions as the first management unit 211 in step S18 and deposits the deposit into the electronic account of user U[k].

[0088] In step S19, the processing device 21 functions as the notification unit 214 to display on the terminal device 10[k] the history of deposits and withdrawals made before the electronic account service was automatically cancelled, and then temporarily ends this routine.

[0089] On the other hand, if there is no balance in the electronic account of user U[k] at the time of automatic cancellation, that is, if the determination result in step S17 is negative, the processing device 21 temporarily ends this routine without executing the processes of steps S18 and S19. Therefore, in this case, the history of automatic deposits and withdrawals made by the electronic account service is not displayed on the terminal device 10[k].

[0090] 1.3. Advantages of the First Embodiment According to the above description, the first management server 20 according to the first embodiment includes the first management unit 211, the notification unit 214, and the determination unit 213. If the first management unit 211 receives registration for use of the electronic account service for user U[k] after the electronic account service has been canceled without a request from user U[k], the first management unit 211 resumes providing the electronic account service to user U[k].

[0091] The notification unit 214 notifies the terminal device 10[k] of the user U[k] of a screen related to the electronic account service based on the first information. The first information is information related to the user U[k]'s use of the electronic account service. When the first management unit 211 resumes providing the electronic account service to the user U[k], the determination unit 213 determines whether the status of the electronic account of the user U[k] used for the electronic account service satisfies the first condition.

[0092] If the determination result of the determination unit 213 is positive, the notification unit 214 notifies the terminal device 10[k] of the user U[k] of the history of use of the electronic account before the electronic account service was canceled, based on the first information.

[0093] According to this aspect, after the electronic account service is cancelled without a request from user U[k], among multiple users for whom the provision of the electronic account service has been resumed, for user U[k] whose electronic account status satisfies the first condition, the history of use of the electronic account before the electronic account service was cancelled is notified to terminal device 10[k] of user U[k]. This improves user convenience.

[0094] In addition, the cancellation of the electronic account service without a request from user U[k] is an automatic cancellation resulting from user U[k] canceling the mobile communication service linked to the electronic account service. The first condition is that there is a balance in user U[k]'s electronic account used for the electronic account service.

[0095] According to this aspect, even if the electronic account service is automatically canceled due to the user U[k] canceling the mobile communication service, if there is a balance in the electronic account of the user U[k] used for the electronic account service, the history of the use of the electronic account before the automatic cancellation of the electronic account service is notified to the terminal device 10[k]. Therefore, it is possible to improve user convenience.

[0096] The first information also includes a history of deposits and withdrawals to and from the electronic account. If the determination result of the determination unit 213 is positive, the notification unit 214 notifies the terminal device 10[k] of the user U[k] of the history of deposits and withdrawals to and from the electronic account based on the first information.

[0097] According to this aspect, the history of deposits and withdrawals to and from the electronic account is displayed on the terminal device 10[k] as a history of use of the electronic account, thereby improving convenience for the user U[k].

[0098] The first management server 20 according to the first embodiment further includes a second management unit 212. The second management unit 212 continues to manage the account information used by the user U[k] to log in to the electronic account service even after the electronic account service is canceled. When the user U[k] accesses the electronic account service using the account information after the electronic account service is canceled, the notification unit 214 notifies the terminal device 10[k] of the user U[k] of the terms of use of the electronic account service. When the first management unit 211 acquires consent information, it accepts registration for the use of the electronic account service by the user U[k]. The consent information is information indicating that the user U[k] agrees to the terms of use.

[0099] According to this embodiment, after the electronic account service is canceled, user U[k] can easily access the electronic account service. To use the electronic account service again, user U[k] must agree to the terms of use. Therefore, after the electronic account service is canceled, the history of electronic account usage before the electronic account service was canceled will not be displayed on user U[k]'s terminal device 10[k] without user U[k]'s consent.

[0100] Furthermore, when the electronic account service for user U[k] is cancelled, the first management unit 211 manages the balance of the electronic account of user U[k] at the time of cancellation as a deposit in association with the account information of user U[k]. When the first management unit 211 resumes providing the electronic account service to user U[k], it deposits the deposit into the electronic account of user U[k].

[0101] According to this aspect, the balance of the electronic account in the canceled electronic account service is not lost, so the assets of the user U[k] are protected.

[0102] The first information includes the date and time of use of the electronic account service. If the determination result of the determination unit 213 is positive, the notification unit 214 notifies the terminal device 10[k] of the user U[k] of the history of use of the electronic account before the electronic account service was canceled and the history after the use of the electronic account service was resumed, based on the first information, in an identifiable manner.

[0103] According to this aspect, the history of electronic account usage before the electronic account service was canceled can be easily distinguished from the history after the use of the electronic account service has been resumed, thereby improving convenience for user U[k].

[0104] Furthermore, the program of the terminal device 10[k] according to the first embodiment causes the processing device 11 of the terminal device 10[k] to function as an acquisition unit 112 and a display control unit 113. The processing device 11 communicates with the above-described first management server 20. The acquisition unit 112 acquires a history of use of the electronic account before the electronic account service notified by the notification unit 214 was canceled. The display control unit 113 displays the history acquired by the acquisition unit 112 on the display device 14 of the terminal device 10[k].

[0105] According to this aspect, after the electronic account service is cancelled without a request from user U[k], among multiple users U for whom the provision of the electronic account service has been resumed, for user U[k] whose electronic account status satisfies the first status, the history of use of the electronic account before the electronic account service was cancelled is notified to the terminal device 10[k] of user U[k]. This improves user convenience.

[0106] The electronic payment management method according to the first embodiment includes the following processes. First process: If the electronic account service is canceled without a request from user U[k] and then registration for use of the electronic account service from user U[k] is accepted, the provision of the electronic account service to user U[k] is resumed. Second process: When provision of the electronic account service to the user U[k] is resumed, it is determined whether the status of the electronic account of the user U[k] used for the electronic account service satisfies the first condition. Third process: If the result of the judgment is positive, based on the first information regarding the user U[k]'s use of the electronic account service, notify the terminal device 10[k] of the user U[k] of the history of the use of the electronic account before the electronic account service was canceled.

[0107] According to this aspect, after the electronic account service is cancelled without a request from user U[k], among multiple users for whom the provision of the electronic account service has been resumed, for user U[k] whose electronic account status satisfies the first condition, the history of use of the electronic account before the electronic account service was cancelled is notified to terminal device 10[k] of user U[k]. This improves user convenience.

[0108] 2. Variations The present disclosure is not limited to the above-described exemplary embodiments. Specific modified embodiments are exemplified below. Two or more embodiments selected from the following examples may be combined. Furthermore, the above-described exemplary embodiments and the following modified embodiments may be combined in any combination as long as they are not mutually inconsistent.

[0109] 2.1. Variation 1 In the first embodiment, an example was shown in which the deposit and withdrawal history was displayed on the terminal device 10[k] of the user U[k], but the payment history may also be displayed on the terminal device 10[k] of the user U[k]. Fig. 9 is a diagram showing an example of a screen on which the payment history is displayed on the terminal device 10[k] before the electronic account service is automatically canceled. As shown in Fig. 9, the third screen SC4 of the history list is displayed on the display device 14 of the terminal device 10[k].

[0110] The history list displays a switching tab TA0 and usage details L11. The switching tab TA0 includes a "payment" tab TA1, a "deposit / withdrawal" tab TA2, and a "points" tab TA3. In Figure 9, the "payment" tab TA1 is selected. Therefore, the history list displays information about usage details.

[0111] The usage details L11 displays the usage history along with the date of use. In the example shown in Figure 9, transactions for February 2024 are displayed. Figure 9 shows that on February 27th, a payment of 5,400 yen was made for electricity bills, and 512 yen was paid for shopping at convenience store D.

[0112] 10 is a diagram showing an example of a screen on the terminal device 10[k] displaying the payment history after the use of the electronic account service is resumed. As shown in FIG. 10, the fourth screen SC5 of the history list is displayed on the display device 14 of the terminal device 10[k].

[0113] The history list displays the switching tab TA0 and usage details L12. The "Payment" tab TA1 is selected for the switching tab TA0, as in Figure 9. Therefore, information about the usage details is displayed in the history list.

[0114] The usage details L12 displays the usage history along with the date of use. In the example shown in Fig. 10, the usage details L12 displays the usage history L12a before the electronic account service was automatically canceled and the usage history L12b after the electronic account service was resumed.

[0115] The usage history L12a before the electronic account service was automatically canceled is displayed below the "transfer history" display DI2, along with the dates of use. The history shown below the "transfer history" display DI2 is the same as the usage history shown in Figure 9. The usage history L12b after the use of the electronic account service is resumed is displayed above the "transfer history" display DI2, along with the dates of use.

[0116] 10, the first information includes a history of payments made to the electronic account. If the determination result of the determination unit 213 is positive, the notification unit 214 notifies the terminal device 10[k] of the user U[k] of the history of payments made to the electronic account based on the first information.

[0117] According to this aspect, the terminal device 10[k] is notified of the history of payments made to the electronic account as the history of use of the electronic account, thereby improving convenience for the user U[k].

[0118] In this modification, the history L12a before the electronic account service was automatically canceled is displayed below the history L12b of usage after the use of the electronic account service was resumed, but the display order may be reversed. The point is that the history of electronic account usage before the electronic account service was automatically canceled and the history of usage after the use of the electronic account service was resumed should be displayed in a distinguishable manner.

[0119] In addition, in this modification, the balance of the electronic account is not displayed, but the balance of the electronic account may be displayed together with the payment history.

[0120] 2.2. Variation 2 In addition, in the first embodiment, an example was shown in which the history of deposits and withdrawals was displayed on the terminal device 10[k] of user U[k], but the terminal device 10[k] of user U[k] may also display the history of points awarded or used in the point service.

[0121] 2.3. Variation 3 Cancellation of the electronic account service without a request from user U[k] is not limited to automatic cancellation in conjunction with the cancellation of the mobile communication service linked through a common account. Other cases in which the electronic account service is canceled without a request from user U[k] include, for example, when user U[k] uses MNP (Mobile Number Portability) to switch from the mobile communication service linked through a common account to a mobile communication service of another carrier. The same applies when user U[k] uses MNP to switch from a mobile communication service of another carrier to a mobile communication service that can be linked through a common account.

[0122] Furthermore, cases in which the electronic account service may be terminated without a request from user U[k] include when the phone number related to the mobile communication service linked to the account is stored or released from storage, or when the membership of multiple accounts is merged, when the name of the account holder for the mobile communication service linked to the account is changed, or when the member name of the account is changed.

[0123] 3.Other (1) In the above-described embodiment, storage device 12, storage device 22, and storage device 32 are exemplified by ROM and RAM, but may be a flexible disk, a magneto-optical disk (e.g., a compact disk, a digital versatile disk, a Blu-ray (registered trademark) disk), a smart card, a flash memory device (e.g., a card, a stick, a key drive), a CD-ROM (Compact Disc-ROM), a register, a removable disk, a hard disk, a floppy (registered trademark) disk, a magnetic strip, a database, a server, or any other suitable storage medium. The program may also be transmitted from a network via a telecommunications line. The program may also be transmitted from a communications network NET via a telecommunications line.

[0124] (2) In the above-described embodiments, the described information, signals, etc. may be represented using any of a variety of different technologies. For example, data, instructions, commands, information, signals, bits, symbols, chips, etc. that may be referred to throughout the above description may be represented by voltages, currents, electromagnetic waves, magnetic fields or magnetic particles, optical fields or photons, or any combination thereof.

[0125] (3) In the above-described embodiment, input and output information may be stored in a specific location (for example, a memory) or may be managed using a management table. Input and output information may be overwritten, updated, or added to. Output information may be deleted. Input information may be transmitted to another device.

[0126] (4) In the above-described embodiment, the determination may be made by a value (0 or 1) represented using one bit, by a Boolean value (true or false), or by a comparison of numerical values ​​(e.g., comparison with a predetermined value).

[0127] (5) The order of the process procedures, sequences, flowcharts, etc. illustrated in the above-described embodiments may be rearranged unless inconsistent. For example, the methods described in this disclosure present elements of various steps using an example order, and are not limited to the particular order presented.

[0128] (6) Each function illustrated in Figures 1 to 10 is realized by any combination of at least one of hardware and software. Furthermore, the method for realizing each functional block is not particularly limited. That is, each functional block may be realized using a single device that is physically or logically coupled, or may be realized using two or more physically or logically separated devices that are connected directly or indirectly (for example, by wire, wirelessly, etc.) and these multiple devices. A functional block may also be realized by combining software with the single device or the multiple devices.

[0129] (7) The programs exemplified in the above-described embodiments should be broadly construed to mean instructions, instruction sets, code, code segments, program code, programs, subprograms, software modules, applications, software applications, software packages, routines, subroutines, objects, executable files, execution threads, procedures, functions, etc., regardless of whether they are called software, firmware, middleware, microcode, hardware description language, or by other names.

[0130] Software, instructions, information, etc. may also be transmitted or received over a transmission medium. For example, if software is transmitted from a website, server, or other remote source using wired technologies (such as coaxial cable, fiber optic cable, twisted pair, Digital Subscriber Line (DSL)), and / or wireless technologies (such as infrared, microwave), then these wired and / or wireless technologies are included within the definition of transmission media.

[0131] (8) In each of the foregoing embodiments, the terms "system" and "network" are used interchangeably.

[0132] (9) The information, parameters, etc. described in this disclosure may be expressed using absolute values, relative values ​​from a predetermined value, or corresponding other information.

[0133] (10) In the above-described embodiments, the terminal device 10 may be a mobile station (MS). A mobile station may also be referred to by those skilled in the art as a subscriber station, mobile unit, subscriber unit, wireless unit, remote unit, mobile device, wireless device, wireless communication device, remote device, mobile subscriber station, access terminal, mobile terminal, wireless terminal, remote terminal, handset, user agent, mobile client, client, or some other appropriate term. In this disclosure, terms such as "mobile station," "user terminal," "user equipment (UE)," and "terminal" may be used interchangeably.

[0134] (11) In the above-described embodiments, the terms "connected," "coupled," or any variations thereof refer to any direct or indirect connection or coupling between two or more elements, and may include the presence of one or more intermediate elements between two elements that are "connected" or "coupled" to each other. The coupling or connection between elements may be a physical coupling or connection, a logical coupling or connection, or a combination thereof. For example, "connected" may be read as "access." As used in this disclosure, two elements may be considered to be "connected" or "coupled" to each other using at least one of one or more wires, cables, and printed electrical connections, as well as electromagnetic energy having wavelengths in the radio frequency range, microwave range, and optical (both visible and invisible) range, as some non-limiting and non-exhaustive examples.

[0135] (12) In the above embodiments, the phrase "based on" does not mean "based only on," unless otherwise specified. In other words, the phrase "based on" means both "based only on" and "based at least on."

[0136] (13) As used in this disclosure, the terms "determining" and "determining" may encompass a wide variety of actions. "Determining" and "determining" may include, for example, judging, calculating, computing, processing, deriving, investigating, looking up, searching, inquiring (e.g., searching in a table, database, or other data structure), ascertaining, and the like. "Determining" and "determining" may also include receiving (e.g., receiving information), transmitting (e.g., sending information), input, output, accessing (e.g., accessing data in memory), and the like. Furthermore, "judgment" and "decision" can include regarding resolving, selecting, choosing, establishing, comparing, etc. as having been "judged" or "decided." In other words, "judgment" and "decision" can include regarding some action as having been "judged" or "decided." Furthermore, "judgment (decision)" can be interpreted as "assuming," "expecting," "considering," etc.

[0137] (14) In the above embodiments, when "include," "including," and variations thereof are used, these terms are intended to be inclusive, similar to the term "comprising." Furthermore, the term "or" as used in this disclosure is not intended to be an exclusive or.

[0138] (15) In this disclosure, where articles are added by translation, such as a, an, and the in English, this disclosure may include that the nouns following these articles are plural.

[0139] (16) In this disclosure, the term "A and B are different" may mean "A and B are different from each other." The term may also mean "A and B are each different from C." Terms such as "separate" and "combined" may also be interpreted in the same way as "different."

[0140] (17) Each aspect / embodiment described in this disclosure may be used alone, in combination, or switched depending on the implementation. Notification of predetermined information (e.g., notification that "X is true") is not limited to explicit notification, but may be implicit (e.g., not notifying the predetermined information).

[0141] Although the present disclosure has been described in detail above, it is clear to those skilled in the art that the present disclosure is not limited to the embodiments described herein. The present disclosure can be implemented in modified and altered forms without departing from the spirit and scope of the present disclosure as defined by the claims. Therefore, the description of the present disclosure is intended to be illustrative and does not have any limiting meaning on the present disclosure. [Explanation of symbols]

[0142] 1...electronic payment management system, 10, 10[1], 10[2], 10[k], 10[n]...terminal device, 20...first management server, 30...second management server, 112...acquisition unit, 113...display control unit, 211...first management unit, 212...second management unit, 213...determination unit, 214...notification unit, L01, L02...deposit and withdrawal details, L02a, L12a...history of electronic account usage before the electronic account service was automatically canceled, L02b, L12b...history after the use of the electronic account service was resumed, L11, L12...usage details, SC1, SC2, SC3, SC4, SC5...screen, TX1...text of terms of use, U[1], U[2], U[k], U[n]...user.

Claims

1. a first management unit that receives, after a first service related to electronic payment of a user is canceled without a request from the user, information that the user has canceled a second service linked to the first service from a management device that manages contract information related to a contract for the first service with the user, and that resumes providing the first service to the user when registration for use of the first service by the user is accepted; a second management unit that continues to manage account information used by the user to log in to the first service even after the first service is canceled; a determination unit that determines whether or not a status of the user's account used for the first service satisfies a first condition when the first management unit resumes providing the first service to the user; a notification unit that notifies the user's terminal of the history of deposits and withdrawals to the account before the first service was canceled, based on first information including the history of deposits and withdrawals to the account, if the determination result of the determination unit is positive; An electronic payment management device comprising:

2. a first management unit that receives, after a first service related to electronic payment of a user is canceled without a request from the user, information that the user has canceled a second service linked to the first service from a management device that manages contract information related to a contract for the first service with the user, and that resumes providing the first service to the user when registration for use of the first service by the user is accepted; a second management unit that continues to manage account information used by the user to log in to the first service even after the first service is canceled; a determination unit that determines whether or not a status of the user's account used for the first service satisfies a first condition when the first management unit resumes providing the first service to the user; a notification unit that notifies the user's terminal of the payment history for the account before the first service was canceled based on first information including the payment history for the account, if the determination result of the determination unit is positive; and An electronic payment management device comprising:

3. The cancellation of the first service without a request from the user means that the first service is automatically cancelled due to the user cancelling the second service, the first condition is that the user has a balance in their account used for the first service; 3. The electronic payment management device according to claim 1 or 2.

4. the notification unit notifies a terminal of the user of terms of use of the first service when the user accesses the first service using the account information after the first service has been cancelled; the first management unit accepts registration of the user for use of the first service when acquiring information indicating that the user agrees to the terms of use; 3. The electronic payment management device according to claim 1 or 2.

5. The first management unit When the first service is cancelled, the balance of the user's account at the time of the cancellation is managed as a deposit in association with the user's account information; When provision of the first service to the user is resumed, the deposit is deposited into the account of the user.

3. The electronic payment management device according to claim 1 or 2.

6. The first information further includes a usage date and time when the first service was used, When the determination result of the determination unit is positive, the notification unit notifies the user's terminal of a history of use of the account before the first service was canceled and a history of use after the use of the first service was resumed, in an identifiable manner, based on the first information.

3. The electronic payment management device according to claim 1 or 2.

7. A processing device of the terminal that communicates with the electronic payment management device according to claim 1 or 2, an acquisition unit that acquires a history of use of the account before the first service notified by the notification unit was canceled; a display control unit that displays the history acquired by the acquisition unit on a display device of the terminal, The terminal program that makes it work.

8. after a first service relating to electronic payment of a user is cancelled without a request from the user, information that the user has cancelled a second service linked to the first service is received from a management device that manages contract information relating to a contract for the first service with the user, and when registration for use of the first service by the user is accepted, provision of the first service to the user is resumed; Continue managing account information for the user to log in to the first service even after the first service is cancelled; When the provision of the first service to the user is resumed, determining whether or not the status of the user's account used for the first service satisfies a first condition; If the result of the determination is positive, notifying the user's terminal of the history of deposits and withdrawals to the account before the first service was canceled, based on first information including the history of deposits and withdrawals to the account. A computer-implemented method for managing electronic payments.

9. after a first service relating to electronic payment of a user is cancelled without a request from the user, information that the user has cancelled a second service linked to the first service is received from a management device that manages contract information relating to a contract for the first service with the user, and when registration for use of the first service by the user is accepted, provision of the first service to the user is resumed; Continue managing account information for the user to log in to the first service even after the first service is cancelled; When the provision of the first service to the user is resumed, determining whether or not the status of the user's account used for the first service satisfies a first condition; If the result of the determination is positive, notifying the user's terminal of the payment history for the account before the first service was canceled based on first information including the payment history for the account. A computer-implemented method for managing electronic payments.

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