payment terminal

Abstract

To provide a settlement terminal capable of being downsized, avoiding false recognition, and achieving easy understanding by a user and smooth settlement operation at the same time.SOLUTION: In a settlement terminal 1, a magnetic card settlement slot 11, a contact-type IC card settlement slot 12, and a face 13 including a non-contact-type settlement touch region are arranged in turn from near a mounting surface in a height direction from the mounting surface. When a user faces a front surface 1A, the direction of a non-contact settlement touch region is an obliquely upward direction toward the user, and the contact-type IC card settlement slot and the magnetic card settlement slot are arranged so that the card insertion direction to the contact-type IC card settlement slot and the magnetic card swipe direction to the magnetic card settlement slot become a roughly right angle direction. The direction of the magnetic card settlement slot is toward the user side, and obliquely upward from the direction parallel to a mounting surface α. When the user swipes the magnetic card to the magnetic card settlement slot, the magnetic head of the magnetic card is closer to the mounting surface than the holding position of the magnetic card.SELECTED DRAWING: Figure 1

Description

[Technical Field]

[0001] The present invention relates to payment terminals. [Background technology]

[0002] Patent document 1 describes a portable payment terminal with payment functions that is integrated into the payment terminal body and includes a printing means for printing on a recording medium, an operating means operated by the terminal operator, a contactless IC medium reading means for reading information from a contactless IC medium and writing information to the contactless IC medium, a magnetic information reading means for reading magnetic information from a magnetic medium, a code reading means for reading codes, a contact medium card reading means for reading information from a contactless IC medium, an authentication information input means for inputting authentication information corresponding to the contactless IC medium, and a battery attachment section in which a battery that supplies power to the payment terminal body is attached. [Prior art documents] [Patent documents]

[0003] [Patent Document 1] Japanese Patent Application Laid-Open No. 2012-185543 Summary of the Invention [Problem to be solved by the invention]

[0004] In recent years, with the advancement of cashless transactions, the payment methods used in stores etc. have become more diverse. Payment methods include, for example, credit card payments using magnetic cards, payments using contact IC cards, and contactless payments using cards, smartphone terminals etc. (hereinafter sometimes abbreviated as "cards etc.").

[0005] Counters in stores and other places are often used for items other than payment terminals, such as cash registers, sales items, and promotional items. As a result, the counter space is constrained. From the perspective of space saving, it would be ideal to realize a payment terminal that integrates the multiple payment methods mentioned above. Furthermore, there is a demand for the payment terminal itself to be compact.

[0006] There are many payment terminals that can perform multiple payment methods. However, when a payment terminal simultaneously has contactless and other payment functions, the problem of misrecognition occurs, as described below. The antenna used for contactless payment reacts when a card or terminal enters a predetermined area of ​​the payment terminal, triggering the process for performing the payment. As a result, even if a user attempts to make a payment using a payment method other than contactless (e.g., a magnetic stripe or a contact IC card), the contactless payment process may be executed first. In other words, a user's operation (e.g., swiping a magnetic stripe card) that intends to use a payment method other than contactless may cause the payment terminal to mistakenly recognize the payment method as contactless. Therefore, a method for avoiding this misrecognition is required.

[0007] Furthermore, from the viewpoint of security, it is desirable for users, such as customers of stores, to personally perform payment operations using cards, etc. From this viewpoint, the user interfaces corresponding to the above-mentioned multiple payment methods are required to be easy for users to understand and to enable smooth payment operations.

[0008] However, it has been difficult to simultaneously achieve the above-mentioned demands for miniaturization, avoidance of misrecognition, ease of understanding for users, and smooth payment operations.

[0009] The present invention has been made in consideration of such problems, and aims to provide a payment terminal that simultaneously achieves miniaturization, avoidance of misrecognition, ease of understanding for users, and smooth payment operations. [Means for solving the problem]

[0010] In one aspect of the payment terminal, a payment terminal capable of contact IC card payment and contactless payment is provided with a contact IC card payment slot provided on the front surface of the payment terminal, and a display screen around which an antenna used for contactless payment is arranged, the first surface having the antenna and the display screen is provided facing upward, and the contact IC card payment slot and the first surface are arranged in order from the closest to the placing surface in the height direction from the placing surface of the payment terminal, The center of the first surface is defined as a first point, a perpendicular line from the first point to the placement surface is defined as a first line, and assuming that a user is facing the contact IC card payment slot, the position where an imaginary line extending from the center of the first surface along the surface of the first surface toward the user intersects with the edge of the first surface is defined as a second point, and a perpendicular line from the second point to the placement surface is defined as a second line, and the contact IC card payment slot is located inside the width of the first surface and is located between the first line and the second line.

[0011] With the above configuration, the surface with the contact IC card payment slot and the contactless payment touch area is concentrated on a vertical line from the payment terminal's mounting surface, toward the user, making it easy to understand from the user's perspective. Also, since the card operation methods (touch, insertion) differ for each payment method, users will not confuse the different payment methods, making it easy to understand from this perspective as well.

[0012] Furthermore, with the above arrangement, slots and surfaces relating to multiple payment methods are arranged together on the user side, making it possible to achieve a compact design.

[0013] The surface with the contactless payment touch area faces diagonally upward toward the user, and the contact IC card payment slot is positioned closer to the placement surface than the contactless payment touch area. In other words, the contactless payment touch area is separated from the slots for other payment methods. Therefore, when a user uses the contactless IC card payment slot, they insert the card below the contactless payment touch area, preventing the above-mentioned misrecognition.

[0014] Furthermore, since unnecessary space within the payment terminal is eliminated, there is no room for fraudulent activity such as embedding a device for hacking the payment terminal in the unnecessary space, and therefore it is possible to provide a payment terminal that also meets requirements from a security standpoint.

[0015] For example, as described above, it is possible to simultaneously achieve a smaller payment terminal, avoidance of misrecognition, ease of understanding for users, and smooth payment operations. [Effects of the Invention]

[0016] According to the present invention, it is possible to provide a payment terminal that simultaneously achieves miniaturization of the payment terminal, avoidance of misrecognition, ease of understanding for users, and smooth payment operations. [Brief explanation of the drawings]

[0017] [Figure 1] 1A to 1C are diagrams illustrating an embodiment of a payment terminal 1 according to the present disclosure, in which (a) is a top view, (b) is a side view, and (c) is a front view. [Figure 2] 2A and 2B are diagrams showing how to use the magnetic card payment slot 11 in the payment terminal 1 shown in FIG. 1, in which (a) is a top view and (b) is a side view. [Figure 3] 2A and 2B are diagrams illustrating how to use the contact IC card payment slot 12 in the payment terminal 1 shown in FIG. 1, where (a) is a top view and (b) is a side view. [Figure 4] 2A and 2B are diagrams illustrating how to use the payment terminal 1 shown in FIG. 1 for contactless payment; [Figure 5] FIG. 5 shows a surface 13 having a touch area for contactless payment, (a) a diagram showing the configuration, (b) a diagram showing the antenna response area. [Figure 6] FIG. 2 is a diagram showing a more specific arrangement of the magnetic card payment slot 11 and the contact IC card payment slot 12 in the payment terminal 1 shown in FIG. DETAILED DESCRIPTION OF THE INVENTION

[0018] The present invention will be described in detail below with reference to the accompanying drawings as appropriate. Note that the accompanying drawings and the following description are provided to enable those skilled in the art to fully understand the present disclosure, and are not intended to limit the subject matter described in the claims.

[0019] 1A to 1C are diagrams showing an embodiment of a payment terminal 1 of the present disclosure, in which (a) is a top view, (b) is a side view, and (c) is a front view.

[0020] The payment terminal 1 of the present disclosure has a main body 10. The main body 10 is generally box-shaped. FIG. 1 shows a front surface 1A, a side surface 1B, a side surface 1C, and a rear surface 1D of the payment terminal 1. A user making a payment operates a card or the like from the front surface 1A of the payment terminal 1. A store employee or the like operates the payment terminal 1 from the rear surface 1D of the payment terminal 1.

[0021] The payment terminal 1 is a multi-type terminal that allows the user to select multiple payment methods. The payment terminal 1 is used while placed on a placement surface α such as a counter in a store.

[0022] Arranged in the height direction from the setting surface α are, in order from the closest to the setting surface α, a magnetic card payment slot 11, a contact IC card payment slot 12, and a surface 13 having a touch area for contactless payment. That is, of the three payment methods, the surface 13 having a touch area for contactless payment is provided at the farthest point in the height direction from the setting surface α. Note that there is no intention to exclude the inclusion of means corresponding to other payment methods.

[0023] In addition, the magnetic card payment slot 11, the contact IC card payment slot 12, and the surface 13 with the touch area for contactless payment are all located on the front surface 1A, which faces the user making the payment. This configuration makes it easy for the user to select one of the multiple payment methods displayed in front of them. Because multiple payment methods are located in one place, the payment process for each payment method, as described below with reference to Figures 2 to 4, becomes smoother.

[0024] The side surface 13S, the second surface 14, and the opening H shown in FIG. 1 will be described later.

[0025] Figure 2 shows how to use the magnetic card payment slot 11 in the payment terminal 1 shown in Figure 1, with (a) a top view and (b) a side view. A user facing the front surface 1A (front) of the payment terminal 1 swipes the magnetic card C1 in a direction w that is approximately parallel to the placement surface α, as shown in Figure 2(a).

[0026] The magnetic card C1 has at least one magnetic stripe C11. Meanwhile, the magnetic card payment slot 11 has a magnetic head 111. By bringing the magnetic stripe C11 into contact with this magnetic head 111, data is read and written between the payment terminal 1 and the magnetic card C1.

[0027] Here, when a user faces the contact-type IC card payment slot 12 (described later), the magnetic card payment slot 11 faces the user. The magnetic card payment slot 11 extends diagonally upward from a direction parallel to the placement surface α. Therefore, when a user swipes a magnetic card into the magnetic card payment slot 11 from right to left (direction w in FIG. 2(a)) as viewed from the user, the magnetic head 111 of the magnetic card C1 is positioned closer to the placement surface α than the position where the user holds the magnetic card C1. This configuration allows the user to smoothly perform a swipe operation without colliding the hand holding the magnetic card C1 with the placement surface α.

[0028] FIG. 3 is a diagram showing how to use the contact IC card payment slot 12 in the payment terminal 1 shown in FIG. 1, with (a) a top view and (b) a side view. A user inserts a contact IC card C2 in a direction v, which is approximately parallel to the placement surface α, as shown in FIG. 3(a). The IC card C2 has an IC chip terminal C21. Meanwhile, although not shown, the contact IC card payment slot 12 has a connector pin provided inside. The IC chip terminal C21 comes into contact with the connector pin, and data is read and written between the payment terminal 1 and the IC card C2.

[0029] 2 and 3, the angle formed by the direction w, which is the swipe direction of the magnetic card C1, and the direction v, which is the insertion direction of the contact-type IC card C2, is approximately right angles. In other words, the contact-type IC card payment slot 12 and the magnetic card payment slot 11 are arranged so that the card insertion direction into the contact-type IC card payment slot 12 and the magnetic card swipe direction into the magnetic card payment slot 11 are approximately right angles.

[0030] Note that the substantially right angle does not have to be a strict right angle (90 degrees), and may be, for example, an angle of about 90 degrees ±10 degrees. Since the direction in which the user moves the card (C1, C2) is significantly different for different payment methods, the user does not confuse the multiple payment methods and can make appropriate payments using the desired payment method.

[0031] The contact type IC card payment slot 12 is positioned at a certain height from the placement surface α so that the user's hand does not collide with the placement surface α when inserting the contact type IC card C2.

[0032] Fig. 4 is a diagram showing how to use contactless payment in the payment terminal 1 shown in Fig. 1, (a) a top view and (b) a side view. Fig. 5 is a diagram showing the surface 13 having a touch area for contactless payment, (a) a diagram showing the configuration and (b) a diagram showing the response area of ​​the antenna.

[0033] As described above, the payment terminal 1 has a surface 13 with a touch area for contactless payment. As shown in Fig. 4, a user brings a card C3 used for contactless payment close to or touches the surface 13, thereby reading and writing data between the payment terminal 1 and the card C3. Note that contactless payment can also be made using a smartphone or the like instead of the card C3.

[0034] 5(a), the surface 13 has a touch area R. In the figure, the touch area R covers the entire surface of the surface 13. However, the touch area R may be provided in a part of the surface 13.

[0035] A display screen D may be provided within the touch area R. This display screen D can provide visual information to the user.

[0036] Although not shown, the payment terminal 1 is also equipped with an antenna used for contactless payment. For example, the antenna is placed around the display screen D. However, the location of the antenna is not limited to this. A weak radio wave generated from this antenna provides activation power to the card C3, and this antenna also transmits and receives data to and from the card C3.

[0037] At this time, as shown in Fig. 5(b), a reaction area exists mainly in the area diagonally above the surface 13 having the touch area for contactless payment. The reaction area is the area where the antenna reacts. When a card C3 or the like is placed within this reaction area, the payment terminal 1 recognizes the card C3, and the subsequent payment process may be triggered.

[0038] When a user moves a card through the above-mentioned reaction area, contactless payment may be performed even if the user intended to pay with a contact IC card or a magnetic stripe card. In other words, there is a risk of misrecognition of the payment method.

[0039] However, such misrecognition does not occur in the payment terminal 1 of the present disclosure because the payment terminal 1 of the present disclosure is designed so that when making a payment using a magnetic card or a contact IC card, the card held by the user does not pass through the reaction area.

[0040] The surface 13 having the touch area for contactless payment faces diagonally upward toward the user facing the surface having the contact IC card payment slot 12. The contact IC card payment slot 12 and the magnetic card payment slot 11 for the other two payment methods are located closer to the placement surface α.

[0041] When a user attempts to make a payment other than a contactless payment using the payment terminal 1 having the above configuration, the user moves the card used for payment at a position closer to the placement surface α than the reaction area. In this case, the card used for payment does not pass through the reaction area. Therefore, the above-mentioned erroneous recognition does not occur.

[0042] To ensure that cards other than contactless cards do not pass through the reaction area, the magnetic card payment slot 11 may be positioned at a position less than half the height from the placement surface α to a first point P1 (see FIG. 6). More specifically, both the magnetic card payment slot 11 and the contact IC card payment slot 12 may be positioned at a position less than half the height from the placement surface to the first point. This configuration allows the magnetic card payment slot 11 and the contact IC card payment slot 12 to be spaced apart from the reaction area while maintaining the size of the payment terminal 1 small. As a result, the above-mentioned erroneous recognition is more reliably avoided.

[0043] Furthermore, surface 13 having the touch area is arranged to prevent an operation such as swinging the card down onto placement surface α from above payment terminal 1. This will be explained next with reference to FIG.

[0044] Figure 6 is a diagram showing a more specific arrangement of magnetic card payment slot 11 and contact IC card payment slot 12 in payment terminal 1 shown in Figure 1. Here, the center of surface 13 having the touch area is defined as first point P1, and the perpendicular line drawn from first point P1 to placement surface α is defined as first line L1.

[0045] When a user faces the contact IC card payment slot 12, the magnetic card payment slot 11 and the contact IC card payment slot 12 are located within the width of the surface 13 having the touch area as seen from the user's perspective (see Figure 6(a)).

[0046] That is, the surface 13 having the touch area is arranged so as to cover the magnetic card payment slot 11 and the contact type IC card payment slot 12. With this configuration, a user who wants to use the magnetic card payment slot 11 or the contact type IC card payment slot 12 normally moves the card used for payment around from below. In other words, it is possible to prevent the card used for payment from passing through the above-mentioned reaction area.

[0047] The magnetic card payment slot 11 and the contact IC card payment slot 12 may be located closer to the user than the first line L1. This placement is related to the smoothness of the payment operation.

[0048] For example, if magnetic card payment slot 11 and contact IC card payment slot 12 are located on the opposite side of first line L1 from the user, these slots will be positioned inside (farther from the user) than surface 13 having the touch area for contactless payment. In this case, surface 13 having the touch area for contactless payment becomes an obstacle, making it difficult for the user to insert a card into magnetic card payment slot 11 and contact IC card payment slot 12.

[0049] However, for example, as shown in the figure, if the magnetic card payment slot 11 and the contact IC card payment slot 12 are located on the user side of the first line L1, the above inconvenience will not occur and the user will be able to make payment operations more smoothly.

[0050] As further shown in FIG. 6, assuming that a user faces the contact IC card payment slot 12 from the front, an imaginary line L is drawn from the center of the surface 13 having the touch area for contactless payment along the surface of this surface 13 in the direction of the user. IMG Stretch this imaginary line L IMG The position where the line intersects with the edge of the surface 13 having the touch area for contactless payment is defined as a second point P2. A perpendicular line drawn from the second point P2 to the placement surface α is defined as a second line L2.

[0051] When a user faces the contact type IC card payment slot 12, the magnetic card payment slot 11 and the contact type IC card payment slot 12 are located inside the width of the surface having the touch area as seen from the user, and are positioned between the first line L1 and the second line L2.

[0052] The magnetic card payment slot 11 and the contact IC card payment slot 12 are positioned to achieve the above-mentioned positional relationship. The positional relationship between each slot and the second line L2 prevents the user from swinging the card down from above, thereby avoiding the above-mentioned erroneous recognition. Furthermore, the relationship with the first line L1 allows the user to make a smooth payment, as described above.

[0053] As described above, by devising an arrangement on the payment terminal 1, it is possible to simultaneously achieve a smaller payment terminal, avoid misrecognition, make it easier for users to understand, and make the payment process smoother.

[0054] Next, referring back to FIG. 1, an example of making a payment using the payment terminal 1 of the present disclosure will be shown.

[0055] When viewed from the side, the payment terminal 1 of the present disclosure has a mountain-shaped upper portion (see FIG. 1(b)). The mountain-shaped portion has a first surface and a second surface, and the first surface corresponds to surface 13 having a touch area for contactless payment. In other words, the first surface is the surface that users of the payment terminal 1 use to make payments. Meanwhile, the second surface 14 is the operation surface for the store.

[0056] With the above configuration, two people facing each other can simultaneously operate the payment terminal 1 placed on the placement surface α. For example, if the payment terminal 1 is placed on a counter in a store, a store clerk standing inside the counter and a customer (user) standing outside the counter can operate the payment terminal 1 while remaining facing each other.

[0057] The surface 13, which corresponds to the first surface and has a touch area for contactless payment, has been described above. The second surface 14 will now be described. The second surface 14 may be provided with an operation screen (not shown). This operation screen may be, for example, a touch panel type. However, it may also be provided with physical keys (buttons) other than a touch panel. A store clerk or the like can operate the payment terminal 1 using the operation screen provided on the second surface 14.

[0058] After the user makes a payment, the payment terminal 1 may print out a receipt or the like. A location for storing roll paper for this receipt may be provided inside the payment terminal 1 (not shown). Here, the operation screen (second surface 14) can be used as a storage cover for the roll paper. For example, the payment terminal 1 may be configured so that the cover rotates and opens around a rotation axis located at the end of the second surface 14.

[0059] In conventional payment terminals, the selection of which of a plurality of payment methods to use for payment is performed, for example, in the following procedure. (Step 1) The store clerk asks the customer which payment method they would like to use. (Step 2) The customer informs the store clerk which payment method they would like to use. (Step 3) The store clerk operates the payment terminal (presses a button, etc.), and the payment terminal enters a standby state for the selected payment method. (Step 4) The user operates the payment terminal using the selected payment method. For example, if using contactless payment, the user touches the card to a designated area. If using contactless IC card payment, the user inserts the IC card into the IC card payment slot.

[0060] The payment terminal 1 of the present disclosure is designed to prevent the above-mentioned misrecognition from occurring, so that multiple payment methods can be activated simultaneously. More specifically, it can be set to a standby state in which magnetic card payment, contact IC card payment, and contactless payment can be simultaneously accepted.

[0061] Therefore, when the payment terminal 1 of the present disclosure is used, the process of switching the payment method by a store clerk is not required. The user of the payment terminal 1 of the present disclosure only needs to operate a card or the like according to the payment method to be used. Since the payment terminal 1 is in a state where it can simultaneously receive the above-mentioned multiple payment methods, it can perform payment processing using the payment method according to the user's operation of the card or the like. In other words, when the payment terminal 1 of the present disclosure is used, the above steps (Steps 1) to (Step 3) can be eliminated. This makes it possible for the user to select the payment method simply by operating a card or the like, without the involvement of the store (store clerk).

[0062] 1, the payment terminal 1 may have an opening H. The opening H may be provided between the position of the surface 13 having the touch area for contactless payment and the position of the contact IC card payment slot 12. This opening separates the area used for contactless payment methods from the area used for other payment methods (contact IC cards, magnetic cards).

[0063] More specifically, as shown, opening H may be open across the opening surface side of contact IC card payment slot 12 (the surface shown in FIG. 1(c)) and two side surfaces adjacent to the opening surface (the surface shown in FIG. 1(b) and the surface behind it). The presence of opening H prevents the user's hand from hitting payment terminal 1 when operating a card or the like (especially when swiping a magnetic card), allowing for smooth payment operations.

[0064] Furthermore, opening H may be open along part of side surface 13S of surface 13 having a touch area for contactless payment. In the example of Fig. 1, opening H is open over substantially the entire side surface 13S of surface 13. The advantages of making opening H large in this way are as follows.

[0065] Payment terminals are devices that handle information related to money, and therefore have security requirements. For example, there are restrictions such as not allowing any unnecessary space (dead space) inside the housing of the payment terminal. If there is unnecessary space inside the housing, it leaves room for fraudulent activity, such as embedding a device to hack the payment terminal. For this reason, it is required that unnecessary space be left inside the housing of the payment terminal.

[0066] On the other hand, the payment terminal 1 of the present disclosure is intended to prevent erroneous recognition as described above, and separates the surface 13 having the touch area for contactless payment from the slots for other payment methods. If this separation space were provided inside the payment terminal 1, it would not be possible to meet the security requirements described above.

[0067] Therefore, in the payment terminal 1 of the present disclosure, as described above, the opening H is opened so as to extend partially along the side surface 13S. This configuration eliminates unnecessary space inside the payment terminal 1, making it possible to provide a payment terminal 1 that also meets security requirements.

[0068] As described above, in the payment terminal of the present disclosure, the magnetic card payment slot may be positioned at a position less than half the height from the placement surface to the first point. Also, both the magnetic card payment slot and the contact IC card payment slot may be positioned at a position less than half the height from the placement surface to the first point. This configuration allows the magnetic card payment slot and contact IC card payment slot 12 to be spaced apart from the reaction area while maintaining a small size of the payment terminal. As a result, misrecognition can be more reliably avoided.

[0069] In the above configuration, when the user faces the contact-type IC card payment slot from the front, the position where an imaginary line extending from the center of the surface having the touch area along the surface having the touch area toward the user intersects with the edge of the surface having the touch area may be defined as a second point, and a perpendicular line drawn from the second point to the placement surface may be defined as a second line. With this configuration, the positional relationship of the magnetic card payment slot and the contact-type IC card payment slot to the second line prevents the user from swinging a card down from above, thereby avoiding the risk of misrecognition. Furthermore, the relationship of the magnetic card payment slot and the contact-type IC card payment slot to the first line L1 allows the user to make a smooth payment, as described above.

[0070] In the above configuration, the magnetic card payment, the contact IC card payment, and the contactless payment may be simultaneously enabled. With this configuration, the user can select the payment method simply by operating their card, etc., without the involvement of the store.

[0071] In the above configuration, a display screen may be provided within the touch area for contactless payment, and antennas used for contactless payment may be arranged around the display screen. With this configuration, visual information can be provided to a user using contactless payment.

[0072] In the above configuration, when viewed from the side, the upper part of the payment terminal may be mountain-shaped, with the mountain-shaped part having a first surface and a second surface, the first surface having a touch area for the contactless payment, and the second surface being an operation surface on the store side. With this configuration, a store clerk located inside the counter and a customer (user) located outside the counter can operate the payment terminal while remaining face-to-face.

[0073] In the above configuration, the payment terminal may be capable of storing roll paper therein, and the storage cover of the roll paper may serve as the second surface. With this configuration, the payment terminal can print out a receipt after a payment is made.

[0074] In the above configuration, an opening may be provided between the position of the surface having the contactless payment touch area and the position of the contact IC card payment slot, and the opening may extend from the opening surface of the contact IC card payment slot to two side surfaces adjacent to the opening surface. The opening may also extend along a portion of the side surface of the surface having the contactless payment touch area. This configuration prevents the user's hand from hitting the payment terminal when operating a card or the like (especially when swiping a magnetic card), allowing for smooth payment operations. Furthermore, unnecessary space is eliminated within the payment terminal, making it possible to provide a payment terminal that meets security requirements.

[0075] Although various embodiments have been described above with reference to the drawings, it goes without saying that the present invention is not limited to such examples. It is clear that a person skilled in the art can conceive of various modifications or alterations within the scope of the claims, and it is understood that these also naturally fall within the technical scope of the present invention. Furthermore, the components of the above-described embodiments may be combined in any manner without departing from the spirit of the invention. [Explanation of symbols]

[0076] 1. Payment terminal 1A front 1B Side 1C side 1D rear 10 Main Unit 11 Magnetic card payment slot 111 Magnetic Head 12 Contact IC card payment slot 13 sides 13S side 14 Side 2 C1 Magnetic Card C11 magnetic stripe C2 IC card C21 terminal C3 card D Display screen H opening L1 First Line L2 Second line P1 First point P2 Second point R Touch Area α Placement surface

Claims

1. A payment terminal capable of contact IC card payment and contactless payment, The payment terminal comprises a contact IC card payment slot provided on the front surface thereof, and a display screen around which an antenna used for contactless payment is arranged; a first surface having the antenna and the display screen facing upward; A contact IC card payment slot and the first surface are arranged in this order from the side of the placement surface of the payment terminal in a height direction from the side of the placement surface, The center of the first surface is defined as a first point; A perpendicular line extending from the first point to the placement surface is defined as a first line; Assuming that a user faces the contact IC card payment slot from the front, a position where an imaginary line extending from the center of the first surface along the surface of the first surface toward the user intersects with an edge of the first surface is defined as a second point; A perpendicular line drawn from the second point to the placement surface is defined as a second line; The contact IC card payment slot is provided inside the width of the first surface and is located between the first line and the second line. Payment terminal.

2. 2. The payment terminal according to claim 1, The contact IC card payment and the contactless payment can be simultaneously waited for. Payment terminal.

3. 3. The payment terminal according to claim 1, When the user faces the surface having the contact IC card payment slot from the front, the first surface faces diagonally upward toward the user. Payment terminal.

4. The payment terminal according to claim 3, When the payment terminal is viewed from the side, the upper part of the payment terminal is formed in a mountain shape, the mountain shape has the first surface and the second surface, The second surface is an operation surface on the store side. Payment terminal.

5. The payment terminal according to claim 4, A roll of paper can be stored inside, and a storage cover for the roll of paper serves as the second surface. Payment terminal.

Images