Condominium office information processing system, condominium office information processing method, program and storage medium
The condominium office information processing system provides highly accurate, simple, and user-friendly evaluations by creating investment evaluation information using AI-controlled simulations and attributes, addressing the limitations of existing methods in handling infrastructure costs, interest rate fluctuations, and depreciation expenses.
Patent Information
- Authority / Receiving Office
- JP · JP
- Patent Type
- Patents
- Current Assignee / Owner
- Filing Date
- 2023-11-24
- Publication Date
- 2026-03-13
AI Technical Summary
Existing methods for evaluating condominium office investments lack comprehensive handling of infrastructure costs, interest rate fluctuations, and depreciation expenses, leading to insufficient information for buyers and sellers, and a complex, impractical evaluation process.
A condominium office information processing system that creates investment evaluation information by referring to investment evaluation attributes for each divided section, utilizing AI for control and simulation, and includes preliminary investigation, procurement, infrastructure, procedural, and sales attributes to provide highly accurate, simple, and user-friendly evaluations.
The system addresses these shortcomings by enabling precise, efficient, and easy-to-use evaluations of investment potential in condominium office investments, specifically involving the condominium office information processing system, method, program, and storage medium.
Smart Images

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Abstract
Description
Technical Field
[0001] The present invention relates to a condominium office information processing system, a condominium office information processing method, a program, and a storage medium.
Background Art
[0002] The inventor has been conducting research on how a company in Japan should be in order to maintain a stable financial state when it owns real estate. The original purpose of a company is to continue to exist as a company under any circumstances. In some cases, it is necessary to acquire real estate etc. with the profits obtained from the main business in order to secure profits even when no profit is made in the main business. In particular, from the perspective of investment, it has been concluded that investment in condominium offices is an effective means for a company to survive as a strong company under any circumstances.
[0003] Real estate is expensive and not all companies can own it. Furthermore, from the perspective of investment, looking at past examples, in order to achieve success in real estate ownership, it is limited to commercial real estate of a certain scale or more. For this reason, it is likely to be thought that only companies with abundant financial resources can succeed in real estate investment. However, by the method of condominium ownership, many companies can realize a beneficial real estate investment that supports the continuation of their business.
[0004] In view of the need to consider variable factors in the evaluation of real estate investment on both the supply side and the purchase side of condominium offices, various technical ideas have been disclosed in order to accurately grasp real estate investment in the future using various methods.
[0005] First, for example, in Patent Document 1, in the asset evaluation of each condominium unit in the investment simulation on the supply side of condominium offices, a proposal is made to collectively process the calculation of the taxable evaluation amount considering the case of proportional distribution when there is a prescriptive sharing in which rooms are shared in some limited units.
[0006] Furthermore, as mentioned in Patent Document 2, for example, in the evaluation of real estate investment by the buyer of a condominium office, it is proposed that, in light of the need to consider various long-term fluctuation factors, information regarding account titles and their values, which are necessary for calculating projected values for future balance sheets and income statements, be input, thereby enabling the creation of future balance sheets and income statements.
[0007] Furthermore, for example, Patent Document 3 proposes a method for predicting future financial statements, not only for real estate investments, based on double-entry bookkeeping. [Prior art documents] [Patent Documents]
[0008] [Patent Document 1] Japanese Patent Publication No. 2003-216713 [Patent Document 2] Japanese Patent Publication No. 2005-38292 [Patent Document 3] Japanese Patent Publication No. 2002-259885 [Overview of the project] [Problems that the invention aims to solve]
[0009] <Infrastructure information, sales information, and procurement information> However, Patent Document 1 does not provide specific disclosures regarding the handling of condominium offices, the apportionment of costs for common area fixtures, etc. In other words, the relationship between infrastructure information and sales information on the supply side has not been sufficiently examined. As a result, it is difficult for buyers of condominium offices to obtain sufficient information when evaluating their real estate investments.
[0010] <Purchasing and Sales Information> Furthermore, while Patent Document 2 considers predictions of future financial conditions, it does not provide specific disclosures regarding interest rate fluctuations and other factors that are important for predicting future real estate investments. In other words, the acquisition of procurement information by the buyer cannot be said to have been sufficiently considered. Conversely, on the supply side, the presentation of procurement information by the buyer, i.e., sales information from the supply side, cannot be said to have been sufficiently considered.
[0011] Furthermore, while Patent Document 3 considers the forecasting of future financial statements based on double-entry bookkeeping, it does not provide specific considerations regarding the treatment of depreciation expenses and other factors that are important in the evaluation of real estate investments.
[0012] <Procedure Information> Furthermore, as can be seen above, both the supplier and the buyer require a large amount of information for evaluation. In addition, the process is complicated, involving contracts between the supplier and the buyer, as well as various private and public procedures. Even after overcoming these challenges, the actual results obtained are often not easy to use and are insufficient for practical application.
[0013] As mentioned above, there is a strong desire for evaluation methods (systems and techniques) that can clarify future profits and losses and improve business profitability for both the supply and ownership sides of condominium offices.
[0014] This application aims to solve these problems and provides a condominium office information processing system, a condominium office information processing method, a program, and a storage medium that enable highly accurate, simple, and easy-to-use evaluation while being flexible to the environment. [Means for solving the problem]
[0015] To solve the above problems, a condominium office information processing system according to a first aspect of the present invention is a condominium office information processing system that processes information when a section of an office building is divided and owned by multiple owners, and comprises an investment evaluation information creation unit that creates investment evaluation information by referring to investment evaluation attributes relating to each of the multiple divided sections, and a control unit that controls the investment evaluation information creation unit.
[0016] Furthermore, the ninth embodiment of the condominium office information processing method, corresponding to the first embodiment, is a condominium office information processing method for processing information when a section of an office building is divided and owned by multiple owners, and comprises an investment evaluation information creation step that creates investment evaluation information by referring to investment evaluation attributes relating to each of the multiple divided sections, and a control step that controls the investment evaluation information creation unit.
[0017] Furthermore, the program of the tenth embodiment, corresponding to the first embodiment, causes the computer to function as the aforementioned condominium office information processing system.
[0018] Furthermore, the storage medium of the eleventh embodiment, corresponding to the first embodiment, stores the program described above.
[0019] In these embodiments of a condominium office information processing system or method, or in these embodiments of a program or storage medium, information is processed when multiple owners divide and own a section of an office building by referring to investment evaluation attributes relating to each of the multiple divided sections and creating and controlling the creation thereof.
[0020] Here, the general meaning (definition) of "attribute" is: 1. The inherent properties of things. 2. In metaphysics, something essential to spiritual and material entities. It is one of the following, but in this case we will mainly adopt option 1, and here "investment evaluation attributes" are defined as "essential characteristics of investment evaluation."
[0021] Therefore, in the above case, since the investment evaluation information is created by referring to the investment evaluation attributes regarding each section to be invested, the investment evaluation information based on the essential characteristics as an investment target possessed by each section can be created. In this case, if the environment such as the surrounding conditions changes, the investment evaluation attributes, which are the essential characteristics, also change accordingly. By referring to them, it is possible to flexibly respond to the environment. By making the response in detail, the evaluation accuracy can be improved, and by simply expressing the essence, a simple and easy-to-use evaluation becomes possible.
[0022] As a result, it becomes possible to make an evaluation that is highly accurate, simple, and easy to use while flexibly responding to the environment. Note that by making part or all of the control of the creation of the investment evaluation information here be control using AI, more general-purpose, high-function, and high-performance can be realized.
[0023] Further, as the condominium office information processing system according to the second aspect, in the first aspect, the investment evaluation information creation unit may have a simulation execution unit capable of executing a simulation for creating the investment evaluation information.
[0024] In this case, the investment evaluation information creation unit has a simulation execution unit capable of executing a simulation for creating the investment evaluation information. As a result, it is possible to easily create investment evaluation information with various changes in the investment evaluation attributes, which are the essential characteristics, for sections with different essential characteristics or for time changes and the like. Also, by improving the automation rate, the evaluation speed can be improved, and further, it becomes possible to make an evaluation that is highly accurate, simple, and easy to use while flexibly responding to the environment.
[0025] Further, as the condominium office information processing system according to the third aspect, in the first aspect, the investment evaluation attributes may include pre-investigation attributes obtained by investigating the investment target before starting the investment evaluation.
[0026] In this case, the investment evaluation attributes include the preliminary investigation attributes obtained by investigating the investment target before commencing the investment evaluation. Therefore, the investment evaluation information can include various information related to the preliminary investigation results, and it becomes possible to perform evaluations that are highly accurate, simple, and easy to use, while also being flexible to the environment.
[0027] Furthermore, as a condominium office information processing system relating to the fourth embodiment, in the first embodiment, the investment evaluation attribute may include procurement attribute that indicates various circumstances when acquiring an investment target.
[0028] In this case, the investment evaluation attributes include procurement attributes that indicate various environmental factors when acquiring the investment target. Therefore, the investment evaluation information can include various information about the environment at the time of acquisition, and it becomes possible to perform evaluations that are highly accurate, simple, and easy to use, while also being flexible in responding to the environment.
[0029] Furthermore, in the fifth embodiment of the condominium information processing system, the investment evaluation attributes may include infrastructure attributes relating to the infrastructure of the investment target, as in the first embodiment.
[0030] In this case, the investment evaluation attributes include infrastructure attributes related to the infrastructure being invested in, allowing various types of infrastructure information to be included in the investment evaluation information. Furthermore, it enables highly accurate, simple, and easy-to-use evaluations that are flexible to the environment.
[0031] Furthermore, in the sixth embodiment of the condominium information processing system, the investment evaluation attributes may include procedural attributes relating to various procedures when making an investment, as described in the first embodiment.
[0032] In this case, the investment evaluation attributes include procedural attributes related to various procedures when making an investment. This allows for the inclusion of various procedural information in the investment evaluation information, enabling a highly accurate, simple, and easy-to-use evaluation that is also flexible to the environment.
[0033] Furthermore, in the seventh embodiment of the condominium office information processing system, the investment evaluation attributes may include sales attributes relating to the sale of the investment target, as in the first embodiment.
[0034] In this case, since the investment evaluation attributes include sales attributes related to the sale of the investment target, various information related to the sale of the investment target can be included in the investment evaluation information, and furthermore, it becomes possible to perform evaluations that are highly accurate, simple and easy to use, while being flexible to the environment.
[0035] Furthermore, as a condominium information processing system relating to the eighth embodiment, in the first embodiment, the investment evaluation information creation unit may have a rental income investment evaluation unit for evaluating investments that obtain rental income from leasing each of the units.
[0036] In this case, the investment evaluation information creation unit has a rental income investment evaluation unit for evaluating investments that generate rental income from leasing each of the aforementioned plots. Therefore, investment evaluation information, especially for investments that generate rental income, can be created with even greater accuracy, and evaluations that are highly accurate, simple, and easy to use can be made while being flexible to the environment.
[0037] In this case, the "investment evaluation information for investments that generate rental income" (hereinafter referred to as "rental income investment evaluation information") includes information that can address various issues such as tax measures while maintaining the rental, cost reduction when transferring the business as an asset, and inheritance tax measures when selling or inheriting the property. Furthermore, for investment evaluation purposes, it is desirable that this information be available in various forms, for example, categorized by cost level. [Effects of the Invention]
[0038] According to each aspect of the present invention, in relation to real estate investment through condominium ownership businesses, it becomes possible to perform evaluations that are highly accurate, simple, and easy to use, while being flexible to the environment. [Brief explanation of the drawing]
[0039] [Figure 1]This is a diagram illustrating an example of the overall operational structure of a real estate business entity, which includes a management system as part of an example of a condominium office information processing system according to one embodiment of the present invention. [Figure 2] This is a functional block diagram showing an example of the basic configuration of a management system that corresponds to an example of a condominium office information processing system according to one embodiment of the present invention. [Figure 3] This diagram shows an example of a branch office system included as part of the real estate business entity shown in Figure 1. [Figure 4] This is a functional block diagram showing an example of the configuration of the condominium office information processing function of a management system corresponding to an example of a condominium office information processing system according to one embodiment of the present invention, and also serves as a flowchart showing a specific example of operation. [Figure 5] This is a practical operation flow chart showing an example of on-site operation corresponding to the specific operational example in Figure 4. [Figure 6] This is a data table of items to be procured related to one embodiment of the present invention. [Figure 7] Figure 4 shows a flowchart illustrating the information gathering process when evaluating rental income investments, as illustrated in a specific operational example. [Figure 8] Figure 4 shows a flowchart illustrating the information gathering process when evaluating investments based on resale profits, as illustrated in a specific operational example. [Figure 9] This is an explanatory diagram illustrating the cost comparison between renting and purchasing a condominium office. [Figure 10] This diagram illustrates the cost comparison between purchasing a condominium unit, leasing the purchased portion to another company to generate rental income, and renting out the company's own office space, compared to simply renting an office. [Figure 11] Figure 10 is an explanatory diagram illustrating the potential for building assets as a future scenario based on the results recommended. [Figure 12] This is an explanatory diagram illustrating a real-world example of investment in resale profits and the resulting profits. [Figure 13]This is an explanatory diagram illustrating the sales speed and corresponding profits in a real-world example of investment in resale profits. [Figure 14] This is a list of rental statuses related to one embodiment of the present invention. [Figure 15] This is a list of acquisition costs related to one embodiment of the present invention. [Figure 16] This is a list of individual income and expenditures related to one embodiment of the present invention. [Figure 17] This is a data table of investment properties related to one embodiment of the present invention. [Figure 18] This is the cash flow of the investment property related to one embodiment of the present invention. [Figure 19] This is a balance sheet relating to one embodiment of the present invention. [Figure 20] This is an income statement relating to one embodiment of the present invention. [Figure 21] This is a list of income statements related to one embodiment of the present invention. [Figure 22] This is a list of cash flows related to one embodiment of the present invention. [Figure 23] This is a list of investment effect analyses related to one embodiment of the present invention. [Figure 24] This is a summary of two investment effect analyses related to one embodiment of the present invention. [Figure 25] This is a list of consumption tax simulation results related to one embodiment of the present invention. [Figure 26] This is an explanatory diagram illustrating a real-world example of asset building through the purchase of a condominium office. [Figure 27] This is an explanatory diagram illustrating the relationship between real estate prices and inheritance tax in the real estate business. [Figure 28] This is an explanatory diagram comparing inheritance tax valuations by area. [Figure 29] This is an explanatory diagram regarding the possibility of a consumption tax refund. [Modes for carrying out the invention]
[0040] The concept of the present invention is described more fully below with reference to the accompanying drawings illustrating specific embodiments of the concept of the present invention. However, the concept of the present invention can be embodied in many different forms and should not be construed as being limited to the embodiments described herein. Rather, these embodiments are provided as examples so that this disclosure is thorough and complete and fully conveys the scope of the concept of the present invention to those skilled in the art. Similar numbers refer to similar elements throughout the description.
[0041] The following sections will be explained in order: [1. Example System Configuration], [2. Example System Operation], [3. Example Sales Strategy Operation], [4. Additional Explanation Regarding Operation Examples], and [5. Summary].
[0042] [1. Example System Configuration] Figure 1 is a diagram showing an example of the overall operational structure of a real estate business entity, which includes a management system that corresponds to an example of a condominium office information processing system according to one embodiment of the present invention.
[0043] Real Estate Entity 1, in order to expand the distribution of real estate properties such as condominium units, will simulate the business performance of entities that supply condominium units. For example, once the assumed figures are finalized, it will provide a business performance report for each property. Furthermore, as important investment information for companies considering owning condominium units as investment properties, it will perform simulations based on the latest financial statements that take into account the trends in interest rates, rents, asset values, etc. at that time, calculate investment results, and make the results available as they become available.
[0044] As shown in the diagram, real estate entity 1 is configured by connecting a management system 20 and a branch office system 30 via a network 10. Additionally, it may be connected to related organization systems 202, etc., via the network 10 as needed, and the system configuration may be configured using so-called cloud computing as needed. Furthermore, for example, necessary software may be installed from the management system 20 to the branch office system 30.
[0045] Next, Figure 2 is a functional block diagram showing an example of the basic configuration of a management system that corresponds to an example of a condominium office information processing system according to one embodiment of the present invention.
[0046] As shown in the figure, the management system 20 includes a management device database (hereinafter referred to as "management device DB") 21, a management device server 22, a management output device 23, a management input device 24, and a management device interface 26.
[0047] The management device server 22 processes data related to the management of condominium offices using a processor, etc., and the management device DB 21 stores data such as management and condominium office information. The management output device 23 is configured with a display, printer, etc., and outputs various information as needed. The management input device 24 is configured with a keyboard, barcode reader, scanner, etc., and inputs information as needed, and includes all devices that enable information input. The management system 20 may be a single system or composed of multiple systems, as long as it can ultimately perform investment management tasks as a condominium office information processing system.
[0048] Next, Figure 3 is a diagram showing an example of a branch office system included as part of the real estate business entity in Figure 1.
[0049] As shown in the figure, the branch office system 30 includes a branch office device memory 31, a branch office device processor 32, a branch office output device 33, a branch office input device 34, and a branch office device interface 36.
[0050] The branch office equipment processor 32 processes information sent from, for example, the management system 20, and displays the information on, for example, the branch office output device 33. The branch office output device 33 is configured with a display, printer, etc., and outputs various information as needed. The branch office input device 34 is configured with a keyboard, barcode reader, scanner, etc., and inputs information as needed, and includes all devices that enable information input.
[0051] The branch input device 34 processes input from a keyboard or other means as needed, displays the results on, for example, the branch output device 33, and transmits the information entered from the branch input device 34 to the management system 20 via the branch device interface 36 as needed. The management system 20 processes the fractional ownership office investment simulation according to the transmitted information, and if further information is required, additional information is entered from the branch system 30. By operating the branch system 30 in this way, a fractional ownership office investment simulation is performed, taking into account the financing conditions of the real estate sales entity and the investment customer.
[0052] Furthermore, if any system other than the management system 20 and the branch office system 30 has a processor, memory, etc. (not shown), it shall perform various information processing as necessary, in the same manner as the management system 20 and the branch office system 30.
[0053] As described above, we simulate the business performance of the entities supplying the aforementioned condominium offices and provide business performance reports for each property. Furthermore, companies that own condominium offices as real estate can stabilize their business performance by, for example, leasing the offices to other companies to generate rental income.
[0054] Furthermore, for example, when using a condominium office as a company office, it is possible to compare the costs of renting an office versus using a condominium office as a company office. In addition, when obtaining financing for condominium ownership, it is possible to clarify various conditions to financial institutions, such as the conditions of the property to be invested, initial investment conditions, depreciation conditions, and loan conditions, and based on this, prepare financial statements related to real estate investment and calculate investment results.
[0055] [2. Specific examples of system operation] Figure 4 is a functional block diagram showing an example of the configuration of the condominium office information processing function of a management system corresponding to an example of a condominium office information processing system according to one embodiment of the present invention, and also serves as a flowchart showing a specific example of operation.
[0056] As shown in the diagram, the management system [condominium office information processing function (system / method)] 20 includes an investment evaluation information creation function (part / process) 200 and a control function (part / process) 220.
[0057] Here, the management system [condominium ownership office information processing function (system / method)] 20 is a function (system / method) for processing information when an office building is divided and owned by multiple owners, the investment evaluation information creation function (part / process) 200 is a function (part / process) for creating investment evaluation information by referring to investment evaluation attributes for investing in each of the divided sections, and the control function (part / process) 220 is a function (part / process) for controlling the investment evaluation information creation function (part / process) 200 via various control signals 220C.
[0058] Here, the management system 20 functionally possesses a "condominium office information processing function," but from a hardware perspective, the execution of this function is carried out by a part of the hardware configuration within the management system 20, which can be referred to as a "condominium office information processing system," "condominium office information processing device," or "condominium office information processing unit." On the other hand, from an algorithmic perspective, the execution of this function is generally carried out by a part of a so-called method or process within an overall algorithm controlled by a program, which can be referred to as a "condominium office information processing method" or "condominium office information processing process."
[0059] For this reason, the diagrams used for reference express (describe) each part as "~function (system / device / part / method / process)," etc., but in the following explanation, we will simplify this as needed and limit the expression (description) to "~function."
[0060] Returning to the explanation of Figure 4, as described above, in the management system [condominium ownership office information processing function (system / method)] 20 of this embodiment, the investment evaluation information creation function (department / process) 200 creates investment evaluation information by referring to investment evaluation attributes for investing in each of the multiple divided sections, and the creation of this information is controlled by the control function (department / process) 220, thereby processing information when multiple owners divide and own sections of an office building.
[0061] In the above case, investment evaluation information is created by referring to the investment evaluation attributes for each plot of land that is the target of investment, so it is possible to create investment evaluation information based on the essential characteristics of each plot as an investment target. In this case, if the environment such as surrounding conditions changes, the investment evaluation attributes, which are the essential characteristics, will also change accordingly, so by referring to them, it is possible to flexibly respond to the environment, and by making such responses in detail, the accuracy of the evaluation can be improved, and by expressing the essence in a simple way, it becomes possible to perform a simple and easy-to-use evaluation.
[0062] This enables highly accurate, simple, and user-friendly evaluations that are flexible to the environment. Furthermore, by using AI to control part or all of the creation of investment evaluation information, it is possible to achieve even greater versatility, functionality, and performance.
[0063] Furthermore, as shown in the figure, the investment evaluation information creation function (part / process) 200 has a simulation execution function (part / process) that can run a simulation to create investment evaluation information by referring to investment evaluation attributes for investing in each of the multiple divided sections.
[0064] This allows for the application of this principle to areas with fundamentally different characteristics, or to other areas. Time In response to changes and other factors, it is possible to easily create investment evaluation information with various variations in the investment evaluation attributes, which are its essential characteristics. Furthermore, by improving the automation rate, the evaluation speed can be increased, enabling highly accurate, simple, and easy-to-use evaluations that can flexibly adapt to the environment.
[0065] Then, this simulation execution function (part / process) <210 / S210 / Figure 5> executes the following functions (parts / processes) in order. (1) Preliminary survey function (department / process) <211 / S211 / Figures 5-6> (2) Procurement Information Processing Function (Department / Process) <212 / S212 / Figures 5-6> (3) Infrastructure Information Processing Function (Department / Process) <213 / S213 / Figures 5-6> (4) Procedural information processing function (department / process) <214 / S214 / Figures 5-6> (5) Sales information processing function (department / process) <215 / S215 / Figures 5-6>
[0066] Furthermore, the above-mentioned "Simulation execution function (part / process) <210 / S210 / Figure 5>" In the description, the leading code 210 in <210 / S210 / Figure 5> is a reference code used in the description of hardware functions (parts), the following code S210 is a reference code used in the description of software (algorithms, programs, or methods), and the following figure number indicates the figure number of the explanatory diagram referenced in the specific example. The same applies to the descriptions of other functions.
[0067] [(1) Preliminary survey function (department / process) <211 / S211 / Figures 5-6>] As shown in Figure 4, the simulation execution function <210 / S210 / Figure 5> first executes "(1) preliminary investigation function".
[0068] Here, Figure 5 is a practical operation flow chart showing an example of on-site operation corresponding to the specific operational example in Figure 4. Practical operation flow chart 170 is not only a diagram for explanation purposes here, but also an example of a diagram that can be practically used in operation by writing information in each column and updating it as needed, and then using it for subsequent or later operations.
[0069] As shown in Figure 5, in practical operation, first, a preliminary survey 17301 regarding procurement is conducted by the reviewing body 173, and the information from this survey is stored in the corresponding reviewing body column (corresponding to 173, but the graphic symbol for the column is omitted) in the practical operation flow chart 170. Then, this information is reported to the board of directors meeting 1721, which is the decision-making body 172 (17404), and stored in the corresponding decision-making body column (corresponding to 173, but the graphic symbol for the column is omitted).
[0070] Furthermore, the "(1) preliminary investigation function" in the simulation execution function <210 / S210 / Figure 5> in Figure 4 may include the function itself that performs the collection, analysis, calculation, storage (recording), formatting, and other various processing and database creation functions of the preliminary investigation 17301 and various reference information for its reporting, as well as functions that substantially support these functions, functions for collecting, analyzing, and storing (memorizing / recording) various related information, and all (or some) of the subsequent information (data) update functions.
[0071] Next, Figure 6 shows a data table of items to be purchased according to one embodiment of the present invention. As shown in the figure, the data table of items to be purchased 40 includes an item code column 41 for storing the item code of the item to be purchased, an item location column 4201, an item price column 4202, an item type column 4203, etc., which show various information about the item.
[0072] In the procurement target property data table 40 in Figure 6, the table format itself 40, which contains many blanks, is prepared at the beginning of the preliminary investigation process (S211) in Figure 4 and the preliminary investigation 17301 in Figure 5, and information corresponding to the fields that can be prepared and recorded at that time is entered. Each blank space is prepared for information collection and recording in a later stage or at a later date.
[0073] Furthermore, the purchase target item data table 40 is stored in the branch office device memory 31 by the branch office device processor 32 according to a program stored in the branch office device memory 31, for example, by the branch office device processor 32, based on information calculated from relevant information according to a program stored in the branch office device memory 31, or information entered by an operator from the keyboard of the branch office input device 34 of the branch office system 30 according to a target item setting screen (not shown) displayed on the display of the branch office output device 33.
[0074] Furthermore, the target property setting screen (not shown) shall have the same format as the purchase target property data table 40. In addition, if necessary, a purchase target property data table display screen (not shown) that conforms to the contents of the purchase target property data table 40 shall be displayed, for example, on the branch office output device 33 of the branch office system 30 or the management output device 23 of the management system 20. The purchase target property data table 40 may be input and stored in memory on the management system 20 side. Also, information input and stored on the branch office system 30 side may be transmitted to the management system 20 side via, for example, the network 10, or information input and stored on the management system 20 side may be transmitted to the branch office system 30 side.
[0075] Next, following Figure 6, we will explain the procedure for storing information in each column of the acquisition target property data table 40. As a premise, we assume, for example, that we acquire the "Kita-Shinjuku Office Building," a 10-story above ground, 1-story underground building located at 1-2-3 Kita-Shinjuku, Shinjuku-ku, for 1 billion yen for all floors, and then, after some repairs and renovations, sell all floors as subdivided office units.
[0076] First, it is determined whether the information regarding the property subject to purchase evaluation is a new registration. If it is a new customer registration, a new property data table 40 for purchase is created. Specifically, the creation date of the property data table for purchase is entered as follows: for example, if the creation date is April 1, 2014, it is entered as "2014.04.01"; if the last update date for the 5th edition is April 10, 2014, it is entered as "Update Date: 2014.04.10 (5th Edition)"; the first data entry 001 for the property code 0814001 is entered as "0814001-001"; and the name is entered as "Kita-Shinjuku Office Building".
[0077] Furthermore, information such as "1-2-3 Kita-Shinjuku, Shinjuku-ku, Tokyo" is stored in the property location field 4201, and similarly thereafter, information such as "¥1,000,000,000" as the property price and "¥2,600,000" as the price per tsubo is stored in the property price field 4202, information such as "Condominium Office, 10 floors above ground, 1 basement floor" as the property type is stored in the property type field 4203, information such as "1271.2 square meters (384.5 tsubo)" as the total exclusive area is stored in the total exclusive area field 4204, information such as "August 1987" as the year of construction is stored in the year of construction field 4205, and information such as "Board of Directors: Approved, Additional Conditions: None" as the decision to acquire the target property is stored in the acquisition decision field 4206.
[0078] Furthermore, the purchase decision column 4206 shall be stored according to the result of a comprehensive assessment of all the information in the purchase target property data table 40. In addition, if there are conditions attached, for example, it shall indicate that the final approval has not been obtained by the Board of Directors.
[0079] Furthermore, when storing information, information related to each item, each arrow, etc. may be stored, or each item, etc. may be standardized and formatted, and the information may be stored according to this format. Similarly, in the Board of Directors meeting 1721, the board of directors will deliberate on whether to acquire the property, and if there are any deficiencies in the preliminary investigation, it will be sent back to the preliminary investigation 17301 (17403).
[0080] At the initial stage of the preliminary survey process (S211) in Figure 4 and the preliminary survey 17301 in Figure 5, preparations are complete up to this point, and the rest is left blank to be prepared for information gathering and recording in later stages or at a later date.
[0081] In this case, the investment evaluation attributes include the preliminary investigation attributes obtained by investigating the investment target before commencing the investment evaluation. Therefore, the investment evaluation information can include various information related to the preliminary investigation results, and it becomes possible to perform evaluations that are highly accurate, simple, and easy to use, while also being flexible to the environment.
[0082] [(2) Procurement Information Processing Function (Department / Process) <212 / S212 / Figures 5-6>] As shown in Figure 4, the simulation execution function <s210>Then, once the "(1) preliminary investigation function" is completed, the "(2) procurement information processing function" is executed next.
[0083] Furthermore, as shown in Figure 5, in practical operations, for example, if the Board of Directors meeting 1721, which is the decision-making body 172, finds no problems in the preliminary investigation 17301, the purchase is approved, and, following instructions from the Board of Directors meeting 1721 (17405), the review body 173 conducts reviews such as the purchaser's financing review 17302, the legal review 17303, and the purchase financing review 17304, and reports the results to the Board of Directors meeting 1722 (17406).
[0084] Furthermore, at the Board of Directors meeting (1722), each of the investigation items (17302-17304) will be discussed, and if there are any deficiencies in the investigation items, they will be sent back to the respective review bodies (173) (17414). On the other hand, if there are no problems with each of the investigation items (17302-17304), the information (data) will be stored (recorded) as prescribed. 。
[0085] Here, as shown in Figure 6, information such as "Bank: ABC Bank, LTV: 50%, Term: 20 years" is stored in the "Planned Purchase Financing" column 4207, information such as "Seller: Completed, Brokerage Company: Completed, Property: Completed, Tenant: Completed" is stored in the "Legal Confirmation" column 4208, and information such as "Bank: XYZ Bank, Interest Rate: 2.3%, Amount: ¥700,000,000" is stored in the "Inventory Financing" column 4209.
[0086] Furthermore, the "(2) Procurement Information Processing Function" in the simulation execution function of Figure 4 <210 / S210 / Figure 5> may include the function itself that performs the collection, analysis, calculation, storage (recording), formatting, and other various processing and database creation functions for the collection, analysis, calculation, storage (recording), formatting, and reporting of various reference information for the above-mentioned purchase-side financing considerations 17302, legal considerations 17303, procurement financing considerations 17304, etc., as well as functions to substantially support such functions, functions for collecting, analyzing, and storing (recording / remembering) various information related thereto, and all (or some) of the functions for updating each piece of information (data) thereafter.
[0087] In this case, the investment evaluation attributes include procurement attributes that indicate various environmental factors when acquiring the investment target. Therefore, the investment evaluation information can include various information about the environment at the time of acquisition, and it becomes possible to perform evaluations that are highly accurate, simple, and easy to use, while also being flexible in responding to the environment.
[0088] [(3) Infrastructure Information Processing Function (Department / Process) <213 / S213 / Figures 5-6>] As shown in Figure 4, the simulation execution function <s210>Then, once "(2) Procurement Information Processing Function" is completed, "(3) Infrastructure Information Processing Function" will be executed next.
[0089] Furthermore, as shown in Figure 5, in practical operations, for example, if the Board of Directors meeting 1722, which is the decision-making body 172, finds no problems with each of the investigation items 17302 to 17304, then, at the direction of the Board of Directors meeting 1722 (17407), the review body 173 will conduct reviews such as checking the rental status 17305, checking common areas 17306, checking the area 17307, checking the facilities 17308, and checking the infrastructure 14309, and report the results to the Board of Directors meeting 1723 (17409).
[0090] Furthermore, at the Board of Directors meeting (1723), each of the investigation items (17305-17309) will be deliberated, and if there are any deficiencies in the investigation items, they will be sent back to the respective review bodies (173) (17415). On the other hand, if there are no problems with each of the investigation items (17305-17309), the information (data) will be stored (recorded) as prescribed.
[0091] Here, as shown in Figure 6, information such as "Completed, Additional conditions: There are two rent arrears on the 3rd floor." is stored in the rental status confirmation column 4210, information such as "Parking: None, Sign: Yes, Attached: Shared antenna" is stored in the common area confirmation column 4211, information such as "On-site measurement: Completed" is stored in the area confirmation column 4212, information such as "Air conditioning: Shared, partially private, Water facilities: Same" is stored in the facilities column 4213, information such as "Completed" is stored in the rent assessment column 4214, and information such as "Electricity: Completed, Water: Completed, Gas: Meter replacement required" is stored in the infrastructure confirmation column 4215.
[0092] Furthermore, the "(3) Infrastructure Information Processing Function" in the simulation execution function of Figure 4 <210 / S210 / Figure 5> may include the function itself that performs the collection, analysis, calculation, storage (recording), formatting, and other various processing and database creation functions for the examination and reporting of the results of the above-mentioned rental status confirmation 17305, common area confirmation 17306, area confirmation 17307, equipment confirmation 17308, infrastructure confirmation 14309, etc., as shown in Figure 5, or functions that substantially support such functions, as well as functions for collecting, analyzing, and storing (recording) various information related thereto, and functions for updating each of the information (data) thereafter.
[0093] In this case, the investment evaluation attributes include infrastructure attributes related to the infrastructure being invested in, allowing various types of infrastructure information to be included in the investment evaluation information. Furthermore, it enables highly accurate, simple, and easy-to-use evaluations that are flexible to the environment.
[0094] [(4) Procedural Information Processing Function (Department / Process) <214 / S214 / Figures 5-6>] As shown in Figure 4, the simulation execution function <s210>Then, once "(3) Infrastructure information processing function" is completed, "(4) Procedural information processing function" is executed next.
[0095] Furthermore, as shown in Figure 5, in practical operations, for example, if the Board of Directors meeting 1723, which is the decision-making body 172, finds no problems with each of the investigation items 17305 to 17309, then, at the direction of the Board of Directors meeting 1723 (17410), the review body 173 will conduct reviews of construction confirmation 17310, long-term repair review 17311, ancillary equipment review 17312, fire insurance 17313, management company selection 14314, management regulations 17315, purchase and sales contract 17316, sales contract 17317, sales promotion 17318, and responses to relevant ministries and agencies 17319, and report the results to the Board of Directors meeting 1724 (17412).
[0096] Furthermore, at the Board of Directors meeting 1724, each of the investigation items 17310-17319 will be discussed, and if there are any deficiencies in the investigation items, they will be sent back to the respective review bodies 173 (17416). On the other hand, if there are no problems with each of the investigation items 17310-17319, the information (data) will be stored (recorded) as prescribed.
[0097] Here, as shown in Figure 6, information such as "Completed" is stored in the Construction Confirmation column 4216 for construction confirmation, information such as "Plan Created" is stored in the Long-Term Repair column 4217 for long-term repairs, information such as "Ancillary Equipment List Created" is stored in the Ancillary Equipment column 4218 for ancillary equipment, information such as "Completed" is stored in the Fire Insurance column 4219 for fire insurance, information such as "Completed" is stored in the Management Company column 4220 for management companies, information such as "Selected" is stored in the Management Regulations column 4221 for management regulations, and information such as "Contract Completed" is stored in the Purchase Sales Contract column 4222 for purchase sales contracts.
[0098] Furthermore, the "(4) Procedure Information Processing Function" in the simulation execution function of Figure 4 <210 / S210 / Figure 5> may include the function itself that performs the collection, analysis, calculation, storage (recording), formatting, and other various processing and database creation of various reference information for the examination and reporting of the results of the above-mentioned examinations of construction confirmation 17310, long-term repair examination 17311, ancillary equipment examination 17312, fire insurance 17313, management company selection 14314, management regulations 17315, purchase and sales contract 17316, sales contract 17317, sales promotion 17318, and correspondence with relevant ministries and agencies 17319, as shown in Figure 5, or functions that substantially support such functions, as well as functions for collecting, analyzing, and storing (recording) various information related thereto, and functions for updating each of the information (data) thereafter.
[0099] In this case, the investment evaluation attributes include procedural attributes related to various procedures when making an investment. This allows for the inclusion of various procedural information in the investment evaluation information, enabling a highly accurate, simple, and easy-to-use evaluation that is also flexible to the environment.
[0100] [(5) Sales Information Processing Function (Department / Process) <215 / S215 / Figure 5>] As shown in Figure 4, the simulation execution function <s210>Then, once "(4) Procedural Information Processing Function" is completed, "(5) Sales Information Processing Function" is executed next.
[0101] Furthermore, as shown in Figure 5, in practical operation, for example, if the Board of Directors meeting 1724, which is the decision-making body 172, finds no problems with each of the investigation items 17310 to 17319, then, according to the instructions of the Board of Directors meeting 1724 (17411), the review body 173 will review the sales strategy 17320, sales price 17321, etc., and all the information (data), including the results, will be compiled and stored in the procurement target property data table 40 in Figure 6 as described above.
[0102] Furthermore, at the Board of Directors meeting 1723, each of the investigation items 17310-17319 will be deliberated, and if there are any deficiencies in the investigation items, they will be sent back to the respective review bodies 173 (17416). On the other hand, if there are no problems with each of the investigation items 17310-17319, the information (data) will be stored (recorded) as prescribed.
[0103] Here, as shown in Figure 6, information such as "Sales Strategy Meeting Held: 2014.04.04" is stored in the sales strategy column 4226 as part of the sales strategy, and information such as "Draft Sales Price List Created" is stored in the sales price column 4227 as part of the sales price.
[0104] Furthermore, the "(5) Sales Information Processing Function" in the simulation execution function <210 / S210 / Figure 5> in Figure 4 may include the function itself that performs the collection, analysis, calculation, storage (recording), formatting, and other various processing and database creation functions for examining the sales strategy 17320, sales price 17321, etc., and reporting the results, as well as functions to substantially support such functions, functions for collecting, analyzing, and storing (recording) various information related thereto, and all (or some) of the functions for updating each piece of information (data) thereafter.
[0105] In this case, since the investment evaluation attributes include sales attributes related to the sale of the investment target, various information related to the sale of the investment target can be included in the investment evaluation information, and furthermore, it becomes possible to perform evaluations that are highly accurate, simple and easy to use, while being flexible to the environment.
[0106] As shown in Figure 4, the simulation execution function <s210>Then, when "(5) Sales Information Processing Function" is completed, the simulation execution function <s210>The entire process is terminated (S216). However, the purchase target property data table 40 in Figure 6 will continue to be updated as needed when each of the above functions is executed.
[0107] [3. Examples of Sales Strategy Implementation] As shown in Figure 1, in a real estate business entity 1 implementing an example of a condominium office information processing system according to one embodiment of the present invention, in order to expand the distribution of condominium office properties, the business performance of a business entity supplying condominium offices is simulated, and once the assumed figures are finalized, a property-specific business performance report is provided. Furthermore, as an important investment decision-making tool for companies that intend to own condominium offices as investment properties, the system performs simulations based on the latest financial statements that take into account the trends in interest rates, rents, asset values, etc. at that time, calculates investment results, and makes the results available as they become available.
[0108] Therefore, the overall flow of the simulation of business performance as a business entity supplying subdivided office space is as described above up to Figure 6. However, real estate entity 1 needs to organize and present appropriate information as investment decision-making material for companies that receive disclosure and proposal information as a service resulting from this implementation. In the sales information processing function (S215 in Figure 4) and sales strategy 17320 to sales price 17321 (Figure 5), it is necessary to carefully examine the information to be presented to each company and, if necessary, repeat the entire simulation described above to compile information that will satisfy each company.
[0109] First, as mentioned earlier in the challenges section, the amount of information required for evaluation is enormous for both the supplier and the buyer. Furthermore, the process involves complicated procedures, including contracts between the supplier and the buyer, as well as various private and public procedures. Even after overcoming these challenges, the reality is that the evaluation results obtained are not easy to use and are insufficient for practical application.
[0110] For example, in residential real estate intended for living, there is a tendency to place a particularly high value on its use value. However, by thoroughly reviewing what criteria companies should use to evaluate real estate as an investment, it becomes possible to achieve higher profitability.
[0111] One risk in real estate investment is the decline in rents. However, in this regard, large cities, especially those in the city center, which have already exhausted their land and have little room for further development, are more advantageous than suburbs, where there is room to increase real estate and competitiveness is likely to decline in the future. Furthermore, the current supply and demand balance in the real estate market makes investments in medium and small office buildings even more favorable.
[0112] However, even for medium-sized and small office buildings, owning an entire building requires a considerable amount of capital. Therefore, by owning only a portion of a building, it is possible to purchase valuable properties at a discounted price, and by dividing it and selling individual units as fractional ownership, it becomes easier to purchase, enabling efficient real estate investment in various situations.
[0113] In particular, the key to successful real estate investment in condominium offices lies in long-term financing. For both lenders and borrowers to agree on financing, it is essential to accurately simulate how the borrower's financial situation will change due to fluctuations in interest rates and other factors in the economy, as well as the future value fluctuations of the property, before deciding on a loan. The results of this simulation must be clearly presented, and appropriate decisions must be made accordingly; otherwise, significant losses may be incurred.
[0114] On the other hand, businesses that supply properties to investing companies also face various problems and require diverse responses. For example, while the term "condominium ownership" generally refers to residential condominiums, the embodiment of this application is based on the premise of use as a condominium office, which differs from common sense. Therefore, it is crucial to gain the understanding of stakeholders regarding its advantages and other aspects.
[0115] Furthermore, since we supply real estate for both actual demand and investment purposes, it is absolutely necessary to address fluctuations in property rents, especially declines in asset value, as well as the risks involved when acquiring large properties in their entirety, and to secure the necessary financing for acquisitions and other related activities.
[0116] In other words, it is a place that is more suitable for setting up an office than a residence, for example, in the center of a major city. It is necessary to clearly state that acquiring entire or specific floors of medium- or small-sized used properties built in the district is a useful approach for providing subdivided office spaces.
[0117] Furthermore, if the property is already being leased out as office space, analyzing this rental situation can provide invaluable information regarding rent and other factors for those considering owning the property as an investment. Moreover, even after ownership of the property is transferred from the previous owner to the new owner, if the tenant is a good one, they may continue to rent it, saving the trouble of eviction requests or searching for new tenants.
[0118] In other words, • Location conditions ·scale • Fundraising ·Financing • Future fluctuations in the value of real estate • Fluctuations in interest rates, etc., due to economic conditions • Changes in financial condition If accurate simulations are not conducted, the results are not clearly presented, and appropriate decisions are not made based on these results, significant losses may be incurred in some cases.
[0119] Furthermore, acquiring medium- and small-sized buildings requires a relatively smaller investment compared to acquiring an entire large building. It also reduces costs associated with property maintenance, such as repairs, renovations, and improvements to convenience and livability. Additionally, when reselling used properties as subdivided office units, the property supplier anticipates a certain level of repair and renovation costs to mitigate risks such as malfunctions of fixtures and fittings. This allows for more favorable pricing for subdivided office units, as well as more favorable rental rates.
[0120] Thus, providing condominium units requires solving a variety of problems beyond those encountered when supplying regular residential apartments, and it also needs to generate reasonable profits for both the supplier and the buyer of the condominium units. To achieve this, it is crucial to conduct investment simulations for both the property supplier and the buyer, especially for the buyer. However, unlike condominium units for residential use, the property supplier is required to make improvements to convenience and other aspects, such as renovating common areas and their fixtures, and to handle the allocation of related costs.
[0121] As mentioned above, it is necessary to clearly demonstrate, through simulations, that both the supply and ownership sides of condominium offices can improve their business profits by clarifying future profits and losses, and to organize and present appropriate information as a basis for investment decisions. It is necessary to carefully examine the information presented to each company, repeat the entire simulation process as needed, and compile the information into something that satisfies each company.
[0122] By the way, even though we refer to it simply as "real estate investment," there are broadly two types, and it is necessary to evaluate and compare each of them. (A) Rental Income Investment Valuation: This evaluates investments that involve purchasing real estate and leasing it to various types of offices to generate income from rental fees. (B) Valuation of investments for resale profits: This evaluates investments that involve purchasing real estate and selling it to others to generate profit from the difference.
[0123] Figure 7 is a flowchart showing the information gathering process when evaluating rental income investments in the specific operational example shown in Figure 4, while Figure 8 is a flowchart showing the information gathering process when evaluating resale income investments.
[0124] [(A) Rental Income Investment Evaluation] As shown in Figure 7, the rental income investment evaluation function (part / process) <2150 / S2150 / Figure 4> executes the following functions (parts / processes) in order. (1) Information gathering function from preliminary survey function (department / process) <2151 / S2151 / Figure 4> (2) Information gathering function from procurement information processing function (department / process) <2152 / S2152 / Figure 4> (3) Information gathering function from infrastructure information processing function (department / process) <2153 / S2153 / Figure 4> (4) Information gathering function from procedural information processing function (department / process) <2154 / S2154 / Figure 4> (5) Information gathering function from sales information processing function (department / process) <2155 / S2155 / Figure 4>
[0125] [(1) Information gathering function from preliminary survey function (department / process) <2151 / S2151 / Figure 4>] As shown in Figure 7, the rental income investment evaluation function <2150 / S2150 / Figure 4> first executes "(1) Information gathering function from preliminary investigation function". The information (data) collected here includes the following: • Target property code ·Property location • Property price (including price per square meter, etc.: at the time of purchase) ·Occupied area • Year built
[0126] [(2) Information gathering function from procurement information processing function (department / process) <2152 / S2152 / Figure 4>] As shown in Figure 7, the rental income investment evaluation function <s2150>Then, once "(1) Information gathering function from preliminary research function" is completed, the next step is to execute "(2) Information gathering function from procurement information processing function". The information (data) collected here includes the following: ·down payment • Tax information (including registration tax / real estate income tax, etc.: at the time of purchase) • Real estate acquisition costs (including fees for setting up jurisdiction, legal scrivener fees, stamp duty, etc.) • Financial institution fees (including brokerage fees, fire insurance premiums, financial fees, etc.) • Name of the lending institution • Loan amount (including interest rate, fixed / variable payment method, etc.) • Repayment period (including repayment method such as monthly payments)
[0127] [(3) Information gathering function from infrastructure information processing function (Department / Process) <2153 / S2153 / Figure 4>] As shown in Figure 7, the rental income investment evaluation function <s2150>Then, once "(2) Information gathering function from procurement information processing function" is completed, the next step is to execute "(3) Information gathering function from infrastructure information processing function". The information (data) collected here includes the following: • Projected income (including renewal fees / gross yield, etc.)
[0128] [(4) Information gathering function from procedural information processing function (department / process) <2154 / S2154 / Figure 4>] As shown in Figure 7, the rental income investment evaluation function <s2150>Then, once "(3) Information gathering function from infrastructure information processing function" is completed, "(4) Information gathering function from procedural information processing function" is executed. The information (data) collected here includes the following: • Management fees, repair reserve fund, etc. (including fixed metropolitan taxes / management fees, etc.) • Net yield (including NOI yield) ·structure • Statutory useful life (including depreciation period / depreciation method) • Acquisition cost (at time of purchase) • Property ratio (including land / building) • Cash flow (including single-year and long-term) • Balance sheet (including single-year and long-term) • Income statement (including single-year and long-term statements)
[0129] [(5) Information gathering function from sales information processing function (department / process) <2155 / S2155 / Figure 4>] As shown in Figure 7, the rental income investment evaluation function <s2150>Then, once "(4) Information gathering function from procedural information processing function" is completed, "(5) Information gathering function from sales information processing function" is executed. The information (data) collected here includes the following: • Tax information (including inheritance tax / consumption tax: including at the time of purchase / annual expiration) • Acquisition (purchase) cost (including when purchasing is reviewed / annualized) • Other information regarding revisions based on sales strategies
[0130] As shown in Figure 7, the rental income investment evaluation function <s2150>Then, when "(5) Information gathering function from sales information processing function" is completed, the rental income investment evaluation function <s2150>End the entire process (S2156).
[0131] In the above case, the investment evaluation information creation function (department / process) 200 has a rental income investment evaluation function (department / process) (2150 / S2150) for evaluating investments that generate rental income from leasing each section (condominium office). Therefore, investment evaluation information (rental income investment evaluation information) for investments that generate rental income can be created with even greater accuracy, and evaluations that are highly accurate, easy to use, and flexibly adapt to the environment become possible.
[0132] In this case, the "rental income investment evaluation information" should include information that can address various issues such as tax measures while maintaining rentals, cost reduction when transferring the business as an asset, and inheritance tax measures when selling or inheriting the property. Furthermore, for investment evaluation purposes, it is desirable that this information be available in various forms, for example, categorized by cost level.
[0133] [(B) Investment evaluation of resale profits] Next, as shown in Figure 8, the resale profit investment evaluation function (part / process) <2170 / S2170 / Figure 4> executes the following functions (parts / processes) in order. (1) Information gathering function from preliminary survey function (department / process) <2171 / S2151 / Figure 4> (2) Information gathering function from procurement information processing function (department / process) <2172 / S2172 / Figure 4> (3) Information gathering function from infrastructure information processing function (department / process) <2173 / S2173 / Figure 4> (4) Information gathering function from procedural information processing function (department / process) <2174 / S2174 / Figure 4> (5) Information gathering function from sales information processing function (department / process) <2175 / S2175 / Figure 4>
[0134] Here, Figure 7 shows the aforementioned rental income investment evaluation function. <s2150>Therefore, since there are cases where a portion of the assets of a condominium office may be sold after a certain period for rental income set in the investment evaluation has elapsed, information for estimating (evaluating) the sales revenue is also collected, as shown in Figure 8, the resale revenue investment evaluation function. <s2170>This is the rental income investment evaluation function in Figure 7. <s2150>It can basically be substituted with this.
[0135] However, while the valuation period for rental income is generally long-term, ranging from one year to 10 years or more, the valuation period for resale income is typically relatively short, ranging from 0 days to several tens of days (2-3 months, for example). Therefore, it is advisable to consider this difference in valuation periods for a more detailed valuation.
[0136] Focusing on this difference in evaluation period, Figure 8 shows the resale profit investment evaluation function. <s2170>Now, let's look at the rental income investment evaluation function in Figure 7. <s2150>The following changes have been made:
[0137] In [(4) Information gathering function from procedural information processing function], • Cash flow (including single year / long term) → (including short term / long term) • Balance sheet (including single-year / long-term) → (including short-term / long-term) • Income statement (including single year / long term) → (including short term / long term) Furthermore, if it is clear in advance that these are short-term, then only short-term evaluations may be conducted, and if they are extremely short-term, such as less than a week, they can be omitted from the evaluation information.
[0138] The expected income for [(3) Information gathering function from infrastructure information processing function] is mainly rental income, but if there are no plans to rent it out as it is a short-term project, this evaluation can be omitted.
[0139] Similarly, if it is known in advance that it will be extremely short-term, then in [(4) Information gathering function from procedural information processing function], • Management fees, repair reserve fund, etc. (including fixed metropolitan taxes / management fees, etc.) • Net yield (including NOI yield) • Statutory useful life (including depreciation period / depreciation method) Evaluation items such as those mentioned above can be excluded from evaluation, allowing for the omission of information gathering and subsequent evaluation.
[0140] In the above case, the investment evaluation information creation function (department / process) 200 has a resale profit investment evaluation function (department / process) (2170 / S2170) for evaluating investments that generate resale profits from the resale of each section (condominium office). Therefore, investment evaluation information (resale profit investment evaluation information) for investments that generate resale profits can be created with even greater accuracy, and evaluations that are highly accurate, simple, and easy to use can be made while being flexible to the environment.
[0141] Furthermore, the "resale profit investment evaluation information" in this case should include information that can address various issues such as cost reduction when transferring assets to a business, and inheritance tax measures when selling or inheriting. Ideally, for investment evaluation purposes, this information should be available in various forms, for example, categorized by cost level. In particular, when selling, providing a reference selling price makes it easier for unit owners to plan for the future.
[0142] Next, we will consider how to explain the concept to companies that are planning or currently considering owning condominium offices.
[0143] Figure 9 is an explanatory diagram illustrating the cost comparison between (CASE 1) renting and (CASE 2) purchasing a condominium office. While the details are left to the diagram, the conclusion presented here is that (CASE 2) purchasing should be chosen (suggestion / recommendation).
[0144] Figure 10 is an explanatory diagram illustrating the cost comparison between purchasing a condominium unit, leasing the purchased portion to another company to generate rental income, and renting out the company's own office space, compared to simply renting an office space. Here again, the details are left to the diagram, but the conclusion is that (CASE 3) it is advisable to purchase a condominium unit and then lease the purchased portion to another company to generate rental income.
[0145] Figure 11 is an explanatory diagram illustrating the potential for building assets as a future scenario based on the results recommended in Figure 10. Again, the details are left to the diagram, but in conclusion, (CASE 3) it is suggested (proposed / recommended) that by purchasing a condominium unit and then leasing the purchased portion to another company to generate rental income, costs can be reduced while potentially allowing the company to utilize the condominium unit as its own asset in the future.
[0146] Figure 12 is an explanatory diagram illustrating a real-world example of investment in resale profits and the resulting profits. It shows that profits were obtained from the difference between the purchase price and the selling price, thus presenting (proposing / recommending) investment in resale profits.
[0147] Figure 13 is an explanatory diagram illustrating the sales speed and corresponding profits in a real-world example of investment in resale profits. It shows that profits were obtained in a short period of time, presenting (proposing / recommending) investment in resale profits.
[0148] [4. Additional explanation regarding usage examples] [(1) Additional explanation regarding the preliminary survey function] For items in the procurement target property data table 40 that can be calculated from other item information, they may be calculated from related items and stored. In this case, the calculation process shall be performed, for example, by the branch office device processor 32, according to a program deployed on the branch office system 30. Alternatively, the same process may be performed in the management system 20. Furthermore, the results may be transmitted to the branch office system 30, for example, via the network 10. In addition, the information for each item in the procurement target property data table 40 represents the result of a comprehensive judgment of various pieces of information.
[0149] In the explanation above, the information stored in each column of the property acquisition data table 40 is, for example, a character code using numbers. However, it is also acceptable to use information such as a custom-defined code, or to add custom-defined code information to the character code column.
[0150] [(2) Additional explanation regarding the procurement information processing function] In particular, the purchase decision column 4206 shall be stored according to the result of a comprehensive assessment of all the information in the purchase target property data table 40. Furthermore, if, for example, there are attached conditions, it shall indicate that the final approval has not been obtained by the Board of Directors.
[0151] [(3) Additional explanation regarding infrastructure information processing functions] Furthermore, the rental status confirmation column 4210 shall store the results of checking the status of all tenants retrospectively. In addition, for example, the common area confirmation column 4211, the equipment column 4213, the infrastructure confirmation column 4215, the long-term repair column 4217, and the management regulations column 4221 are closely related, and especially when acquiring the entire property, the results of reviewing the conventional classification of common areas, common area fixtures, etc. shall be reflected. In this way, if there are any changes to each item, the update date of the acquisition target property code column 41 shall be indicated with the last update date and, for example, that it is the 5th edition due to 4 updates. Furthermore, it is permissible to save not only the latest acquisition target property data table but also the acquisition target property data tables for each edition.
[0152] Figure 14 is a rental status list relating to one embodiment of the present invention. The rental status list 50, which confirms the past status of all tenants, is used as the source data for the contents to be recorded in the rental status confirmation column 4210 of Figure 6 and includes a property code column 51 for storing the property codes of the property to be purchased, a rental status list management column 52 for showing each item of the rental status, and B1F rental status column 5301, 1F rental status column 5302, 2F rental status column 5303, etc., which show the rental status of the target property. In addition, the rental status list management column 52 includes a hierarchy column 5201, arrears column 5202, arrears 1 column 5203, arrears 2 column 5204, arrears 3 column 5205, etc.
[0153] The rental status list 50 is calculated by the branch office device processor 32 according to a program stored in the branch office device memory 31, for example, by the branch office device processor 32, based on information calculated from relevant information, or based on information entered by the operator from the keyboard of the branch office input device 34 of the branch office system 30, according to a target property setting screen (not shown) displayed on the branch office output device 33, and stored in the branch office device memory 31 according to a program stored in the branch office device memory 31.
[0154] Furthermore, the rental status list setting screen (not shown) shall have the same format as the rental status list 50. In addition, if necessary, a rental status list display screen (not shown) that conforms to the contents of the rental status list 50 shall be displayed, for example, on the branch office output device 33 of the branch office system 30 or the management output device 23 of the management system 20.
[0155] Note that the rental status list 50 may be entered and stored in memory on the management system 20 side. Also, information entered and stored on the branch office system 30 side may be sent to the management system 20 side, for example via the network 10, and information entered and stored on the management system 20 side may be sent to the branch office system 30 side.
[0156] Next, the contents of the various information stored in the rental status list 50 are shown below. First, in the property code column 51, for example, if the list was created on April 1, 2014, regarding the arrears status of property code 08140001-0001, the information "Date of creation: 2014.04.01 Property code: 08140001-0001 Rental status list" is stored. In the rental status list management column 52, the hierarchy column 5201 stores the information "floor" indicating which floor it is, the arrears column 5202 stores the information "arrears" indicating arrears in general, the arrears 1 column 5203 stores the information "arrears 1", the arrears 2 column 5204 stores the information "arrears 2", the arrears 3 column 5205 stores the information "arrears 3", and so on.
[0157] Furthermore, the floor column 5201 of the B1F rental status column 5301 stores information such as "B1F" indicating the first basement floor, and similarly, the 1F rental status column 5302 stores information such as "1F" indicating the first floor, the 2F rental status column 5303 stores information such as "2F", and so on. In addition, if, for example, the current tenant of the first basement floor has not defaulted on rent payments since moving in, the default payment column 5202 of the B1F rental status column 5301 stores "None" to indicate that there are no defaults. Furthermore, if, for example, the tenants on the first and second floors also have no defaults, the default payment column 5202 of the 1F rental status column 5302 and the 2F rental status column 5303 also stores information such as "None".
[0158] However, if the tenant on the 3rd floor, for example, is 3 days late on their payment due on January 31, 2011, and 1 day late on their payment due on February 28, 2011, then in the 3F rental status column 5304, column 5202 of the delinquency column will be marked "Yes" to indicate past delinquencies, column 5203 of the delinquency 1 column will be marked "2011.01.31 3 days", and column 5204 of the delinquency 2 column will be marked "2011.02.28 1 day day The information "is in arrears" is stored. Similarly, the rental arrears status for all floors from the 4th to the 10th floor will be stored in the corresponding column. For further details regarding the rental status list 50, refer to the acquisition target property data table 40.
[0159] Furthermore, the rental status list 50 may also be stored on the branch office device memory 31, for example, according to a data table (not shown) calculated by the branch office device processor 32 according to a program stored in the branch office device memory 31.
[0160] The results of the rental status list 50 are reflected in the rental status confirmation column 4210 of the acquisition target property data table 40 in Figure 6, and information such as that indicating that there have been two instances of rent arrears is stored there. Since other information is also reflected in the acquisition target property data table 40, for example, when using it as material for a management policy decision meeting such as a board of directors meeting, if there is a landlord who is in arrears, for example, the information is stored in the rental status confirmation column 4210 so that the contents of the rental status list 50 can be confirmed at the board of directors meeting.
[0161] Alternatively, if the number of delinquent payments exceeds a predetermined number, information such as "Caution Regarding Procurement Due to Delinquency" will be stored. Furthermore, if, for example, doubts are raised at a board meeting regarding the procurement of a property with multiple delinquent tenants, this will be reflected, for example, in the supplementary conditions of procurement decision 4206. This information will be stored, for example, on the branch office device memory 31, according to a program stored in the branch office device memory 31, based on the information in the rental status list 50. In addition, if necessary, information may be received from the management system 20, related organization system 202, etc. via the network 10, and the contents of each item may be stored according to this information.
[0162] Figure 15 is an acquisition cost list relating to one embodiment of the present invention. When it is decided to acquire a property, the costs related to the acquisition are calculated according to the acquisition cost list 60. The acquisition cost list 60 includes a target property code column 61 for storing the property code etc. that is the subject of the acquisition cost list, an acquisition cost list management column 62 for showing each item of the acquisition cost, and a column showing the cost details of the target property, such as property price land column 6301, property price building column 6302, real estate acquisition tax column 6303, ..., and a total column 6399. Furthermore, the acquisition cost list management column 622 includes an item column 621, a taxable / non-taxable column 622, a cost column 623, a consumption tax column 624, a total column 625, ..., etc.
[0163] The acquisition cost list 60 is calculated by the branch office device processor 32 according to a program stored in the branch office device memory 31, for example, based on information calculated from relevant information, or based on information entered by the operator from the keyboard of the branch office input device 34 of the branch office system 30, according to an acquisition cost list setting screen (not shown) displayed on the branch office output device 33, and stored in the branch office device memory 31 by the branch office device processor 32 according to a program stored in the branch office device memory 31. The acquisition cost list setting screen (not shown) shall have the same format as the acquisition cost list 60.
[0164] Furthermore, if necessary, a screen displaying the acquisition cost list (not shown) in accordance with the contents of the acquisition cost list 60 shall be displayed, for example, on the branch output device 33 of the branch system 30 and the management output device 23 of the management system 20. The acquisition cost list 60 may also be input and stored in memory on the management system 20 side. Alternatively, information input and stored on the branch system 30 side may be transmitted to the management system 20 side via the network 10, for example, or information input and stored on the management system 20 side may be transmitted to the branch system 30 side.
[0165] Next, following Figure 15, the procedure for storing information in each column of the acquisition cost list 60 will be explained. First, it is determined whether the information regarding the property subject to the acquisition cost calculation is a new registration. If it is a new customer registration, a new acquisition cost list 60 is created. First, in the property code column 61 for cost calculation, the creation date of the acquisition cost list is stored. For example, if the property code for the property to be purchased is 0814001-001 and the creation date is April 1, 2014, then information such as "Creation date: 2014.04.01 Property code for the property to be purchased: 0814001-001 Acquisition cost list" is stored.
[0166] In the Acquisition Cost List Management Section 62, the item column 621 stores information labeled "Item" indicating the cost, the taxable / non-taxable column 622 stores information labeled "Taxable / Non-taxable", the cost column 623 stores information labeled "Cost", the consumption tax column 624 stores information labeled "Consumption Tax", the total column 625 stores information labeled "Total", and so on.
[0167] Next, in the property price land column 6301, the taxable / non-taxable column 622 will store information indicating non-taxable status, such as "non," the cost column 623 will store information indicating the cost, such as "¥476,000,000," the consumption tax column 624 will store "- (hyphen)" because it is non-taxable, and the total column 625 will store information such as "¥476,000,000."
[0168] Similarly, in the property price building column 6302, the taxable / non-taxable column 622 stores information indicating taxation, such as "Taxed," the cost column 623 stores information indicating the cost, such as "¥323,856,000," the consumption tax column 624 stores information such as "¥25,908,480," and the total column 625 stores information such as "¥349,764,480." Cost information is also stored in the real estate acquisition column 6303, the ownership transfer column 6304, the mortgage registration stamp column 6305, etc.
[0169] In particular, the Repair Reserve Fund column 6321 stores information about a fund designated to be used as a repair reserve fund for the portion of the property that becomes a separate ownership unit through acquisition. Additionally, the Private Unit Equipment Warranty Budget column 6322 stores information about a budget allocated to mitigate the excessive burden on new unit owners in the event of equipment failure, as the private unit equipment acquired through acquisition carries the risk of malfunction due to previous usage conditions.
[0170] Information is stored in each item in this manner, and in the total column 6399, information such as "¥960,123,456" is stored in the cost column 623, information such as "¥33,890,123" is stored in the consumption tax column 624, and information such as "¥994,013,579" is stored in the total column, as information related to the grand total of each item.
[0171] Furthermore, the consumption tax column 624 is calculated using, for example, a consumption tax rate of 8 percent, but if the consumption tax rate changes in the future, the updated information will be reflected in the corresponding item in the acquisition cost list 60 (not shown). Alternatively, a consumption tax simulation will also be performed in accordance with the consumption tax simulation results list 160 described later in Figure 25. In addition, a consumption tax simulation will also be performed for the consumption tax related to information such as the long-term repair column 4217 in Figure 6. For further details regarding the acquisition cost list 60, refer to the acquisition target property data table 40 in Figure 6, the rental status list 50 in Figure 14, etc.
[0172] Furthermore, regarding the repair reserve fund to be stored in the repair reserve fund column 6321, it is also possible to store information regarding the repair reserve fund amount, etc., separately in a repair reserve fund data table (not shown), etc., instead of including it in the acquisition cost list 60, and to process the equivalent amount of the repair reserve fund separately according to this information. In any case, the equivalent amount of the repair reserve fund shall be allocated to the repair reserve fund of the management association, etc., pertaining to the condominium property.
[0173] [(4) Additional explanation regarding procedural information processing functions] Figure 16 is an individual income and expenditure list relating to one embodiment of the present invention. Once the creation of the acquisition cost list 60 described above in Figure 15 is complete, the income of each individual owner, the expenses of each individual owner, and the income and expenditure of the seller of the individual property are calculated based on the information stored in the total column 625 of the grand total column 6399, for example, "¥994,013,579", and stored in the individual income and expenditure list 70 shown in Figure 16.
[0174] The individual income and expenditure list 70 includes a target property code column 71 for storing the property code etc. that is the subject of the individual income and expenditure list, and an individual income and expenditure list management column 72 for showing each item of the individual income and expenditure list. Furthermore, if, for example, the division of condominiums is by floor, it includes columns such as B1F 7301, 1F 7302, 2F 7303, ..., 10F 7311, and total column 7399, which show the division of condominiums by floor. In addition, the individual income and expenditure list management column 722 further includes a floor column 721, rental area column 722, condominium income and expenditure column 723, condominium expenditure column 724, sales column 725, etc.
[0175] The individual income and expenditure list 70 is calculated by the branch office device processor 32 according to a program stored in the branch office device memory 31, for example, based on information calculated from relevant information, or based on the individual income and expenditure list setting screen (not shown) displayed on the branch office output device 33, for example, based on information entered by the operator from the keyboard of the branch office input device 34 of the branch office system 30, and stored in the branch office device memory 31 by the branch office device processor 32 according to a program stored in the branch office device memory 31. The individual income and expenditure list setting screen (not shown) shall have the same format as the individual income and expenditure list 70.
[0176] Furthermore, if necessary, an individual income and expense list display screen (not shown) in accordance with the contents of the individual income and expense list 70 shall be displayed, for example, on the branch output device 33 of the branch system 30 and the management output device 23 of the management system 20. The individual income and expense list 70 may also be input and stored in memory on the management system 20 side. In addition, information input and stored on the branch system 30 side may be transmitted to the management system 20 side, for example, via the network 10, and information input and stored on the management system 20 side may be transmitted to the branch system 30 side.
[0177] Next, following Figure 16, the procedure for storing information in each column of the Individual Income and Expense List 70 will be explained. First, it is determined whether the information regarding the property subject to individual income and expense calculation is a new registration. If it is a new customer registration, a new Individual Income and Expense List 70 is created. First, in the Individual Income and Expense Calculation Target Property Code column 71, the creation date of the Individual Income and Expense List is stored. For example, if the acquisition target property code is 0814001-001 and the creation date is April 1, 2014, then information such as "Creation Date: 2014.04.01 Acquisition Target Property Code: 0814001-001 Acquisition Cost List" is stored.
[0178] In the individual income and expenditure list management section 72, the hierarchy section 721 stores information such as "floor" indicating which floor it is, the rental area section 722 stores information such as "rental area" indicating the rental area, the condominium income section 723 stores information such as "condominium income and expenditure", the condominium expenditure section 724 stores information such as "condominium expenditure", and the sales section 725 stores information such as "sales".
[0179] Furthermore, the condominium income column 723 stores information such as "Monthly Rent" in the rent column 7231, information such as "Monthly Common Area Fees" in the common area fee column 7232, and information such as "Total Income" in the total monthly income column 7233.
[0180] Furthermore, the Condominium Expenditures column 724 stores information such as "Monthly Management Fee" in the Management Fee column 7241, information such as "Monthly Repair Reserve Fund" in the Repair Reserve Fund column 7242, and information such as "Total Expenditures" in the Total Expenditures column 7243, which shows the total expenditures for the month.
[0181] Furthermore, in the sales column 725, the sales price column 7251 stores information such as "sales price" indicating the sales price for each category, the profit margin column 7252 stores information such as "profit margin" indicating the profit margin for each category, and the cost column 7253 stores information such as "cost" indicating the cost for each category. Details of the individual income and expenditure list 70 shall be in accordance with the aforementioned acquisition target property data table 40, rental status list 50, acquisition cost list 60, etc.
[0182] Furthermore, the floor column 721 of the B1F column 7301 stores information such as "B1F" indicating the first basement floor, and the rental area column 722 stores information such as "63.76 square meters / 19.28 tsubo," which is the rental area of the unit.
[0183] Furthermore, the rent column 7231 in the condominium income and expenditure column 723 stores information such as "¥321,456" as the monthly tax-inclusive rent calculated from rental market rates for the property, the common area maintenance fee column 7232 stores information such as "¥87,654" as the total monthly tax-inclusive common area maintenance fee for the common areas and fixtures of the property, and the total income column 7233 stores information such as "¥409,110" as the total tax-inclusive income from condominium ownership.
[0184] Furthermore, the management fee column 7241 in the condominium expenditure column 724 stores information such as "¥34,567" as the monthly management fee for the condominium property calculated from the long-term repair plan draft created according to the condition of the acquired property, the repair reserve fund column 7242 stores information such as "¥23,456" as the monthly management fee for the condominium, and the total expenditure column 7243 stores information such as "¥58,023" as the total amount of condominium expenditures.
[0185] Furthermore, in the sales price column 7251 of the sales column 725, information such as "¥98,764,000" is stored as the sales price of the subdivided property calculated from the profit margin column 7252 and cost column 7253, which will be described later. In the profit margin column 7252, information such as "23.45%" is stored as the profit margin of the subdivided property. In the cost column 7253, information such as "¥75,603,844" is stored, calculated by apportioning the information stored in the cost column 625 of the total column 6399, which was calculated using the acquisition cost list 60, according to the rental area of the rental property.
[0186] Finally, the total amount for each item is calculated and stored in each column, excluding the profit margin column (7252) in the total column (7399). Further details of the individual income and expenditure list (70) shall be in accordance with the acquisition target property data table (40), rental status list (50), acquisition cost list (60), etc.
[0187] The Individual Income and Expense List 70 has been explained above. The information stored in each column of the Individual Income and Expense List 70 will be reflected in the Acquisition Target Property Data Table 40, etc. For example, it will be used as material for the agenda of the Board of Directors meeting, as shown in the Acquisition Decision Column 4206 of the Acquisition Target Property Data Table 40, and the result will be reflected in the Acquisition Decision Column 4206.
[0188] Furthermore, the financing for the purchase of a condominium unit, as shown in the Buyer's Financing Plan column 4207, is considered based on the information for each condominium unit in the Individual Income and Expenditure List 70, and the results are reflected in the Buyer's Financing Plan column 4207. In addition, the Rent Assessment column 4214, Sales Contract column 4223, Sales Promotion column 4224, Sales Strategy column 4226, and Sales Price column 4227 are closely related and complement each other, ultimately resulting in the completion of the Acquisition Target Property Data Table 40 for the acquisition process.
[0189] Furthermore, regarding the individual income and expenditure list 70, for example, the sales column 725, the display color of the sales price column 7251 can be changed to identify each stage of sales, such as the inquiry stage, the contract stage, and the sales payment collection stage. Alternatively, the individual income and expenditure list 70, or only the sales column 725, may be created separately for each stage (not shown).
[0190] [(5) Additional explanation regarding sales information processing function] For example, as illustrated in Figures 9 and 10, in real estate investment by companies, it is necessary to clarify various conditions. This is necessary not only when leasing office space to other companies and using rent as a source of income to stabilize corporate performance, but also when, for example, a fractional ownership office is used as the company's own office. This involves comparing the costs of leasing office space versus using a fractional ownership office as the company's own office. Furthermore, when obtaining financing for fractional ownership, it is necessary to clearly define the conditions of the investment property, initial investment conditions, depreciation conditions, and loan conditions to financial institutions, etc. Based on this, financial statements related to the real estate investment are prepared and investment results are calculated. To do this, it is necessary to clarify various conditions.
[0191] Figure 17 is an investment property data table according to one embodiment of the present invention. As shown in the figure, the investment property data table 80 includes an investment property code column 81 for storing the investment property code, etc., a property location column 8201, a property price column 8202, a property type column 8203, etc., which show various information about the target property.
[0192] The investment property data table 80 is stored in the branch office device memory 31 by the branch office device processor 32 according to a program stored in the branch office device memory 31. This data is calculated from relevant information by the branch office device processor 32 according to a program stored in the branch office device memory 31, or according to an investment property data table setting screen (not shown) displayed on the branch office output device 33, and the data is entered by the operator from the keyboard of the branch office input device 34 of the branch office system 30. The investment property data table setting screen (not shown) has the same format as the investment property data table.
[0193] Furthermore, if necessary, an investment property data table display screen (not shown) that conforms to the contents of the investment property data table 80 shall be displayed, for example, on the branch output device 33 of the branch system 30 and the management output device 23 of the management system 20. Note that the investment property data table 80 may be input and stored in memory on the management system 20 side. Also, information input and stored on the branch system 30 side may be transmitted to the management system 20 side, for example, via the network 10, and information input and stored on the management system 20 side may be transmitted to the branch system 30 side.
[0194] Next, following Figure 17, the procedure for storing information in each column of the investment property data table 80 will be explained. First, it is determined whether the information regarding the property to be evaluated is a new registration. If it is a new customer registration, a new investment property data table 80 is created. First, the creation date of the investment property data table is stored in the investment property code column 81. For example, if the creation date is April 1, 2014, the information "2014.04.01" is stored. For investment property code 14001, the first data 001 is stored in the investment property code column 81. For example, the name is stored in the investment property code column 81.
[0195] Furthermore, information such as "1-2-3-1005 Kita-Shinjuku, Shinjuku-ku, Tokyo" is stored in the property location field 8201, and similarly, information such as "¥100,000,000" for the property price and "¥2,600,000" for the price per tsubo are stored in the respective fields of the property price field 8202.
[0196] Additionally, information such as "condominium office" is stored in the property type column 8203, the occupied area is stored in the year built column 8204, the year built is stored in the year built column 8205, and the down payment is stored in the down payment column 8206, for example, "¥40,000,000".
[0197] Furthermore, among the tax information, information such as "¥680,000" for the registration license tax of the investment property and "¥1,000,000" for the real estate acquisition tax are stored in the respective fields of tax column 8207.
[0198] Furthermore, within the real estate acquisition cost information, information such as "¥288,000" for mortgage registration, "¥280,000" for judicial scrivener fees, and "¥190,000" for stamp duty, etc., are stored in the respective fields of the real estate acquisition cost column 8208.
[0199] Furthermore, information such as "¥86,400" for brokerage fees, "¥30,000" for fire insurance premiums, and "¥75,600" for loan fees will be stored in the respective fields of the financial institution expenses column 8209.
[0200] Additionally, information such as "ABC Bank" is stored in the financial institution name field 8210 as the loan period name. Furthermore, information such as "¥60,000,000" is stored as the loan amount, and information such as "Variable 2.3% Principal Equal Payment" is stored as the interest rate in the respective fields of loan amount 8211.
[0201] Furthermore, within the repayment information, information such as "15 years" for the repayment period and "¥394,449" for the monthly repayment amount are stored in the respective fields of the repayment period column 8212.
[0202] Furthermore, the projected income information is stored in the respective fields of the projected income column 8213. For example, projected income would be "¥6,299,748 / year", renewal fees would be "¥262,490", and gross yield would be "6.3%".
[0203] Furthermore, among the information related to management fees and repair reserve funds, for example, information such as "¥742,404 / year" for management fees and repair reserve funds, for example, information such as "¥557,600 / year" for fixed asset tax and city planning tax (hereinafter abbreviated as fixed asset tax and city planning tax), and for example, information such as "¥340,186 / year" for management fees to real estate entities that develop condominium investment businesses, are stored in the respective columns of the management fees and repair reserve funds column 8214.
[0204] Furthermore, information regarding net yield, such as "5.0%" for net yield and "4.79%" for net operating income (abbreviated as NOI) yield, is stored in the respective fields of the net yield column 8215. In addition, information regarding the structure, such as "reinforced concrete," is stored in the structure column 8216.
[0205] Furthermore, information regarding statutory useful life, etc., such as "50 years" for the useful life, "28 years" for the depreciation period, and "straight-line method" for the depreciation method, is stored in the respective columns of the statutory useful life column 8217.
[0206] Additionally, information such as "¥101,291,733" is stored in the acquisition cost column 8218 as the acquisition cost. Furthermore, information regarding property ratios, such as "60% ¥58,890,542" for land and "40% ¥39,260,361" for buildings, is stored in the respective fields of the property ratio column 8219.
[0207] Furthermore, among the information items in the investment property data table 80, items that can be calculated from other information items, such as the price per tsubo (a unit of area), may be calculated from related items and stored. In this case, the calculation process shall be performed, for example, by the branch office device processor 32, according to a program deployed on the branch office system 30. Alternatively, the same processing may be performed in the management system 20. Furthermore, the results may be transmitted to the branch office system 30, for example, via the network 10.
[0208] In the above explanation, the information stored in each column of the investment property data table 80 is, for example, a character code using numbers. However, it is also acceptable to use information such as a custom-defined code, or to add custom-defined code information to the character code column.
[0209] As described above, information regarding each condominium unit is stored in the investment property data table 80. However, even for the same investment property, there may be multiple investment property data tables 80 due to factors such as changes in various conditions. In that case, the information is distinguished by storing it in the investment property code column 81, for example, "14001-002" to indicate that it is the second data entry 002 for investment property code 14001.
[0210] Furthermore, if a new investment property data table 80 is created by the branch office system 30, this information may be transmitted to the management system 20, for example, via the network 10, and the management system may manage information regarding investment property data tables for each branch office.
[0211] Furthermore, if, for example, the investment property data tables are identical for the same property, information such as the registered branch name and investment property code for each identical investment property data table may be stored in a separate data table (not shown) in the management system 20. Also, depending on the situation, the system may notify different branch offices that an investment property data table for the same investment property has been created at one of them.
[0212] Figure 18 shows the cash flow of an investment property according to one embodiment of the present invention. Once the information has been stored in the investment property data table 80 as described in Figure 17, the information is stored in the investment property cash flow 90 according to this information.
[0213] As shown in Figure 18, the system includes a cash flow management column 92 for storing management information on the cash flow of investment properties, and columns for each month within the fiscal year, such as April 9201, May 9202, June 9203, July 9204, ..., March 9212, etc., as well as a fiscal year total column 93, a full year column 94, etc.
[0214] Furthermore, the cash flow management section 92 includes a flow attribute section 921 indicating which investment target the cash flow per year, an income section 922, an expenditure section 923, a monthly income / expense section 924, an account balance section 925, a loan balance section 926, etc. In addition, the income section 922 includes a rent section 9221, a renewal fee income section 9222, a tax reduction section 9223, and the expenditure section 923 includes a loan expenditure section 9231, a management fee expenditure section 9232, a management fee section 9233, a tax expenditure section 9234, etc.
[0215] The investment property cash flow 90 is calculated by the branch office equipment processor 32 according to a program stored in the branch office equipment memory 31, for example, based on information calculated from relevant information, or based on information entered by the operator from the keyboard of the branch office input device 34 of the branch office system 30, according to the investment property cash flow setting screen (not shown) displayed on the branch office output device 33, and stored in the branch office equipment memory 31 by the branch office equipment processor 32 according to a program stored in the branch office equipment memory 31. The investment property cash flow setting screen (not shown) shall have the same format as the investment property cash flow 90.
[0216] Furthermore, if necessary, a cash flow display screen (not shown) for the investment property, in accordance with the contents of the investment property cash flow 90, shall be displayed, for example, on the branch output device 33 of the branch system 30 and the management output device 23 of the management system 20. Note that the investment property cash flow 90 may be input and stored in memory on the management system 20 side. Alternatively, information input and stored on the branch system 30 side may be transmitted to the management system 20 side via the network 10, for example, or information input and stored on the management system 20 side may be transmitted to the branch system 30 side.
[0217] Next, we will explain the contents and calculation examples of the various information stored in the investment property cash flow 90. First, in the flow attribute column 921, if the investment property cash flow 90 is the 2014 flow for investment property code 14001-001, for example, the information "140001-0001" and "2014, Year 1" will be stored. Note that "Year 1" indicates that 2014 is the first year of the investment.
[0218] Furthermore, assuming that the actual investment began in May 2014, no data would be generated in April. Therefore, in the April numerical column 9201, from the rent column 9221 to the account balance column 925, information such as "¥0" would be stored, and in the loan balance column 926, information such as "¥60,000,000" would be stored, which is the loan amount stored in the loan amount 8211 of the investment property data table 80.
[0219] Next, in the rent column 9221 of the income column 922 in the May numerical column 9202, if the rent calculated from the rent assessment column 4214, which reflects information such as the actual market and rental status confirmation column 4210, is 524,979 yen, then information such as "¥524,979" is stored. In the renewal fee income column 9222 and the tax reduction column 9223, information such as "¥0" is stored for each item, assuming that it did not actually occur.
[0220] Furthermore, in the loan expenditure column 9231 of the expenditure column 923 in the May numerical column 9202, if a loan payment of 279,386 yen for principal repayment and 115,000 yen for interest, totaling 394,386 yen, then for example, the information would be stored as "¥279,386" in the top row, "¥115,000" in the middle row, and "¥394,386" in the bottom row.
[0221] Furthermore, in the Management Expenses column 9232, if the management expenses calculated from the costs set in the Actual and Equipment column 4213, Long-Term Repair column 4217, Ancillary Equipment column 4218, etc. are 61,867 yen, then for example, information such as "¥61,867" is stored. In the Management Fee column 9233, if the expenses of the real estate business entity developing the condominium office investment business are 28,348 yen, then for example, information such as "¥28,348" is stored. In the Tax Expenditure column 9234, if there were no tax payments, then for example, information such as "¥0" is stored.
[0222] Furthermore, in the monthly income / expense column 924 of the May numerical column 9202, information such as "¥40,378" is stored, since the amount obtained by subtracting the total amount in the expense column 923 from the total amount in the income column 922 of the May numerical column 9202 is ¥40,378. Similarly, in the account balance column 925, information such as "¥40,378" is stored, since the total amount in the monthly income / expense column 924 from April to May is ¥40,378. Similarly, in the loan balance column 926, information such as "¥59,720,614" is stored, since the amount obtained by subtracting the principal amount of ¥279,386 in the May loan expense column 9231 from the amount in the loan balance column 926 for April is ¥59,720,614. The same process is repeated for the June numerical column 9203, the July numerical column 9204, ..., and the March numerical column 9212.
[0223] Finally, in the annual total column 93, the rent column 9221 to the monthly income and expenditure column 924 will store the total amount for each column from April to March, and in the full-year column 94, the rent column 9221 to the loan balance column 926 will store the sum of the information stored in each column of the annual total column 93 and the information in each column of the full-year column 94 from the previous year.
[0224] Furthermore, in the annual total column 93, the account balance column 925 and loan balance column 926 will store the full-year amount in the March value column 9212. Therefore, the annual total column 93 will be left blank, and the information from the March value column 9212 will be stored as is in the full-year column 94.
[0225] Furthermore, the cash flow 90 of the investment property will be stored in the branch office device memory 31, for example, by the branch office device processor 32 according to a program stored in the branch office device memory 31. This includes the contents of the cash flow 90 of the investment property, the contents calculated from the cash flow 90 of the investment property, etc., or the contents entered according to an input screen (not shown) similar to the cash flow 90 of the investment property.
[0226] Furthermore, if necessary, information may be received from the management system 20, related organization systems 202, etc., via the network 10, and the contents of each item may be stored according to this information. In addition, if necessary, an investment property cash flow screen (not shown) according to the contents of the investment property cash flow 90 may be displayed, for example, on the branch office output device 33 of the branch office system 30 or the management output device 23 of the management system 20. For other details regarding the investment property cash flow 90, refer to the acquisition target property data table 40, etc.
[0227] Figure 19 is a balance sheet relating to one embodiment of the present invention. As shown in the figure, the balance sheet 100 includes an investment property code column 101 for storing the investment property code, etc., a balance sheet asset column 1021 showing the asset details of the investment property, and a balance sheet liability and equity column 1031 showing the liabilities and equity of the investment property.
[0228] Furthermore, the asset details include columns 10201 and 10202 showing the contents of cash and deposits, 10203 showing the contents of land assets, 10204 showing the land price, 10205 showing the contents of building assets, 10206 showing the contents of building assets, and 10207 and 10208 showing the total contents of assets.
[0229] Furthermore, the liabilities and equity section includes columns such as Liabilities (10301), Liabilities Amount (10302), Equity (10303), Equity Details, Equity Funds (10304), Additional Equity (10305), and Retained Earnings (10306), and Total Assets (10307) and Total Assets Amount (10308), which show the details of equity.
[0230] The balance sheet 100 is stored in the branch office device memory 31 by the branch office device processor 32 according to a program stored in the branch office device memory 31, using information calculated from relevant information, or information entered by the operator from the keyboard of the branch office input device 34 of the branch office system 30, according to a balance sheet setting screen (not shown) displayed on the display of the branch office output device 33, and stored in the branch office device memory 31 by the branch office device processor 32 according to a program stored in the branch office device memory 31. The balance sheet setting screen (not shown) shall have the same format as the balance sheet.
[0231] Furthermore, if necessary, a balance sheet display screen (not shown) corresponding to the contents of the balance sheet shall be displayed, for example, on the branch output device 33 of the branch system 30 and the management output device 23 of the management system 20. Note that the balance sheet may be entered and stored in memory on the management system 20 side. Also, information entered and stored on the branch system 30 side may be transmitted to the management system 20 side via, for example, the network 10, and information entered and stored on the management system 20 side may be transmitted to the branch system 30 side.
[0232] Next, we will explain the contents and calculation examples of the various information stored in the balance sheet 100. First, in the investment property code column 101, if the balance sheet is the balance sheet for the 2014 fiscal year relating to investment property code 14001-001, for example, information such as "140001-0001 2014 Fiscal Year 1 Balance Sheet" will be stored.
[0233] Furthermore, if the above information "140001-0001" is the same investment property code as the flow attribute column 921 of the investment property cash flow 90, then the balance sheet and the investment property cash flow are for the same investment property. of Furthermore, if, for example, "Year 1" corresponds to the same number of years as the flow attribute column 921 of the investment property cash flow 90, it indicates that the information pertains to the same accounting period. In this way, the balance sheet 100 and the investment property cash flow 90 are linked according to the contents of the investment property code column 101 and the flow attribute column 921.
[0234] The following explains the specific information. In the balance sheet asset column 1021, the cash and deposit column 10201 stores information indicating that it is cash and deposits, for example, "Cash and Deposits". In the cash and deposit amount column 10202, information stored in the monthly income and expenditure column 924 of the annual total column 93 of the investment property cash flow 90, for example, "¥443,528".
[0235] Additionally, the land column 10203 stores information indicating that it is land, such as "land," and the land price column 10204 stores information such as "¥58,890,542" as the land price in the property ratio column 8219 of the investment property data table 80.
[0236] Furthermore, the building column 10205 stores information indicating that it is a building, such as "building," and the building price column 10206 stores information such as "¥37,846,989," which is calculated by subtracting the depreciation expense for the current period, such as "¥1,413,372," calculated from the corresponding property ratio column 8219 of the investment property data table 80, such as "¥39,260,361," from the corresponding depreciation expense for the current period, such as "¥1,413,372," calculated from the corresponding statutory useful life column 8217.
[0237] In addition, in the total assets column 10207, information indicating that it is the total assets, such as "Total Assets", is stored, and in the total assets amount column 10208, information such as "¥97,181,059", which is the sum of the above-mentioned cash deposit amount column 10202, land price column 10204, and building price column 10206, is stored respectively.
[0238] Also, in the liability column 10301 of the balance sheet liability and net assets column 1031, information indicating that it is a liability, such as "Liability", is stored, and in the liability amount column 10302, information such as "¥56,896,491", which is the loan balance stored in the loan balance column 1026 of the 3-month value column 9212 of the cash flow of the investment target property, is stored respectively.
[0239] Also, in the net assets column 10303 of the balance sheet liability and net assets column 1031, information indicating that it is net assets, such as "Net Assets", is stored. In the additional own capital column 10305, when the additional own capital amount added during the current period is, for example, "0 yen", information such as "-(hyphen)" indicating this is stored. In the surplus profit column 10306, when the ordinary profit column of the profit and loss statement (described later) is "¥423,665", information such as "¥423,665" indicating this is stored respectively.
[0240] In addition, in the total assets column 10307, information indicating that it is the total assets, such as "Total Assets", is stored, and in the total assets amount 10308, the information stored in the total assets amount column 10208 of the balance sheet is stored respectively.
[0241] Note that in the own funds column 10304, information such as "¥39,860,903" is stored, which is obtained by subtracting the information such as "¥56,896,491" in the liability amount column 10302 from the information such as "¥97,181,059" in the total assets amount column 10208 of the balance sheet, and further subtracting the information such as "-(i.e., ¥0)" in the additional own capital column 10305 of the net assets and the information such as "¥423,665" in the surplus profit column 10306 of the net assets.
[0242] Regarding the details of the balance sheet 100, it shall conform to the investment target property data table 80, the investment target property cash flow 90, etc.
[0243] Figure 20 is an income statement according to an embodiment of the present invention. As shown in the figure, the income statement 110 includes an investment target property code column 111 for storing the property code of the investment target, etc., an income statement details column 112 showing the detailed items of the income statement, and further, a sales account column 11211 showing the details of the account, a selling and administrative expenses account column 11212, an operating profit account column 11213, an interest paid account column 11214, a net income account column 11215, etc.
[0244] Furthermore, it includes a sales amount column 11221 showing the details of the amount, a selling and administrative expenses amount column 11222, an operating profit amount column 11223, an interest paid amount column 11224, a net income amount column 11225, etc.
[0245] Note that the income statement 110 is calculated by the store device processor 32 according to a program stored in the store device memory 31, for example, from related information, or according to an income statement setting screen (not shown) displayed on the display of the store output device 33, for example, information input by an operator from the keyboard of the store input device 34 of the store system 30, and is stored on the store device memory 31 by the store device processor 32 according to a program stored in the store device memory 31. Also, the income statement setting screen (not shown) shall have the same format as the income statement.
[0246] Furthermore, if necessary, an income statement display screen (not shown) according to the content of the income statement shall be displayed on the store output device 33 of the store system 30 and the management output device 23 of the management system 20, for example. Note that the income statement may be input and stored on the management system 20 side. Also, the information input and stored on the store system 30 side may be transmitted to the management system 20 side via the network 10, for example, or the information input and stored on the management system 20 side may be transmitted to the store system 30 side.
[0247] Next, we will explain the contents and calculation examples of the various information stored in the income statement 110. First, in the investment property code column 111, if the income statement is for investment property code 14001-001 for the 2014 period, information such as "140001-0001 2014 Fiscal Year 1 Income Statement" will be stored.
[0248] Furthermore, if the above information "140001-0001" is the same investment property code as the flow attribute column 921 of the investment property cash flow 90, then the income statement and the investment property cash flow are for the same investment property. of Furthermore, if, for example, "Year 1" corresponds to the same number of years as the flow attribute column 921 of the investment property cash flow 90, it indicates that the information pertains to the same accounting period.
[0249] Thus, similar to the balance sheet 100, the income statement 110 and the investment property cash flow 90 are linked according to the contents of the investment property code column 111 and the flow attribute column 921.
[0250] The following describes the specific information to be stored in the income statement 110. Section 1121 of the income statement details section 112 stores information indicating the item, such as "item," while section 1122 of the income statement details section 112 stores information indicating the amount, such as "amount."
[0251] Furthermore, in the account column 1121, item 11211 stores information such as "Sales Revenue" as the actual accounts that occur, such as "Rent," "Renewal Fees and Other Income," and "(Total Sales)." In the account column 1121, item 11212 stores information such as "Selling and Administrative Expenses" as the actual accounts that occur, such as "Administrative Fees and Repair Reserve Funds," "Management Fees," "Fire Insurance Premiums," "Registration and License Tax," "Real Estate Acquisition Tax," "Property Tax," "Depreciation Expenses," and "(Total Selling and Administrative Expenses)."
[0252] Furthermore, in account column 1121, item 11213 stores information such as "operating profit," in account column 1121, item 11214 stores information such as "interest expense," and in account column 1121, item 11215 stores information such as "ordinary profit."
[0253] Furthermore, in the amount column 11221, for example, information such as "¥5,774,769" is stored as "rent" in the rent column 9221 of the full-year column 94 of the investment property cash flow, for example, "renewal fees and other income" is stored as "-" which indicates "¥0" and is stored in the renewal fee and other income column 9222 of the full-year column 94 of the investment property cash flow, for example, "(total sales)" is stored as the sum of the above information such as "¥5,774,769" for "rent" and "¥0" for "renewal fees and other income".
[0254] Furthermore, in the amount column 1122, the following information is stored: for example, "Management fees, repair reserve fund, etc.", which is stored in the management fees expenditure column 9232 of the annual total column 93 of the investment property's cash flow, for example, "¥680,537"; for example, "Management fee," which is stored in the management fee column 9233 of the annual total column 93 of the investment property's cash flow, for example, "¥311,828"; and for example, "Fire insurance premium," which is stored as the fire insurance premium in the financial institution expense column 8209 of the investment property data table, for example, "¥30,000".
[0255] Additionally, the system stores information such as "¥680,000" as the "registration license tax" in the tax column 4207 of the investment property data table, and information such as "¥1,000,000" as the "real estate acquisition tax" in the tax column 8207 of the investment property data table.
[0256] Additionally, for "property tax," information such as "¥0" is stored as the property tax portion, taken from the information stored in the tax expenditure column 9234 of the annual total column 93 of the investment property cash flow. For "depreciation expense," information such as "¥1,413,372" is stored, calculated from the information stored in the statutory useful life column 8217 and the property ratio column 8219 of the investment property data table.
[0257] Additionally, the "(Total Selling and Administrative Expenses)" field stores the sum of the information for each of the following items recorded as part of the "Selling and Administrative Expenses": "Administrative Fees / Repair Reserve Funds, etc.," "Management Fees," "Fire Insurance Premiums," "Registration and License Tax," "Real Estate Acquisition Tax," "Property Tax," and "Depreciation Expenses." For example, it stores information such as "¥4,115,737."
[0258] Furthermore, in the amount column 11223, for example, "Operating Profit" is stored, which is obtained by subtracting the information stored as "(Total Selling and Administrative Expenses)," for example "¥4,115,737," from the information stored as "(Total Sales)," for example "¥5,774,769," resulting in information such as "¥1,659,032."
[0259] Furthermore, in the amount column 1122, column 11224 stores information such as "¥1,235,367," which is the sum of the information stored in the middle section as interest rates among the information stored in each month column of the loan expenditure column 9231 of the investment property's cash flow.
[0260] Furthermore, in the amount column 11225, for example, information such as "¥423,665" is stored, which is obtained by subtracting the information such as "¥1,235,367" stored as "Interest Expense" from the information such as "¥1,659,032" stored as "Operating Profit".
[0261] The profit and loss statement 110 stores, for example, the content calculated by the store device processor 32 according to the program stored in the store device memory 31, or the content input according to an input screen (not shown) conforming to the profit and loss statement 110 on, for example, the store device memory 31. Further, if necessary, information may be received from the management system 20, the related institution system 202, etc. via the network 10, and each item content may be stored according to this information.
[0262] Furthermore, if necessary, a balance sheet screen (not shown) according to the content of the profit and loss statement 110 is to be displayed on, for example, the store output device 33 of the store system 30 and the management output device 23 of the management system 20. Regarding other details of the profit and loss statement 110, it shall conform to the investment target property data table 80, the investment target property cash flow 90, the balance sheet 100, etc.
[0263] As described above, in FIGS. 18 to 20, taking the 2014 term, which is the first year of the investment target property code "14001 - 001", as an example, the creation of the cash flow, balance sheet, and profit and loss statement has been described. Subsequently, for long-term evaluation, the cash flow, balance sheet, and profit and loss statement up to the 30th year are to be created.
[0264] FIG. 21 is a list of profit and loss statements according to an embodiment of the present invention, and FIG. 22 is a list of cash flows according to an embodiment of the present invention. As shown in both figures, the information from the first year to the 30th year is summarized in a list.
[0265] First, as shown in FIG. 21, the profit and loss statement list 120 includes an investment target property code column 121 that stores information such as the property code of the profit and loss statement list, a profit and loss statement list details column 122 indicating which year's profit and loss statement it is, and further includes a sales column 1231, a sales management expense column 1232, an operating profit column 1233, a non-operating expense column 1234, an ordinary profit column 1235, etc. that show the details of the items.
[0266] Furthermore, the sales column 1231 includes a rent column 12311 and a renewal fee column 12312; the selling and administrative expenses column 1232 includes an initial cost column 12321, a management fee / repair reserve fund column 12322, a management fee column 12323, a property tax column 12324, and a depreciation expense column 12325; and the non-operating expenses column 1234 includes an interest expense column 12341.
[0267] Furthermore, the detailed income statement list section 122 includes columns for the first year (12201), second year (12202), third year (12203), ..., 29th year (12229), and 30th year (12230), indicating that it is the first year of the income statement calculation.
[0268] The profit and loss statement list 120 is stored in the branch office device memory 31 by the branch office device processor 32 according to a program stored in the branch office device memory 31, based on information calculated from relevant information, or information entered by the operator from the keyboard of the branch office input device 34 of the branch office system 30, according to a program stored in the branch office device memory 31, according to a profit and loss statement list setting screen (not shown) displayed on the branch office output device 33. The profit and loss statement list setting screen (not shown) shall have the same format as the profit and loss statement list.
[0269] Furthermore, if necessary, a profit and loss statement list display screen (not shown) according to the contents of the profit and loss statement list will be displayed, for example, on the branch output device 33 of the branch system 30 and the management output device 23 of the management system 20. Note that the profit and loss statement list may be input and stored in memory on the management system 20 side. Also, information input and stored on the branch system 30 side may be transmitted to the management system 20 side via, for example, the network 10, and information input and stored on the management system 20 side may be transmitted to the branch system 30 side.
[0270] Furthermore, the contents of the various information stored in the Income Statement List 120 are as follows: First, in the Investment Property Code column 121, if the income statement is a list of income statements for investment property code 14001-001 from year 1 of 2014 to year 30 of 2043, for example, the information "140001-0001 Income Statement List Year 1 of 2014 Year 30 of 2043" is stored.
[0271] Furthermore, if the above information "140001-0001" is the same investment property code as the investment property code column 111 in the income statement 110, then the income statement list and the investment income statement are the same investment property. of Hereafter, each column will contain the relevant information selected from the investment profit and loss calculations for years 1 through 30. Furthermore, the initial cost column 12321 will be calculated from the relevant information in the investment property data table 80, and that information will be stored.
[0272] Furthermore, the profit and loss statement list 120 will store, for example, the contents calculated by the branch office device processor 32 according to a program stored in the branch office device memory 31, or the contents entered according to an input screen (not shown) similar to the profit and loss statement list 120, on the branch office device memory 31. In addition, if necessary, information may be received from the management system 20, related organization system 202, etc. via the network 10, and the contents of each item may be stored according to this information.
[0273] Furthermore, if necessary, a profit and loss statement list screen (not shown) in accordance with the contents of the profit and loss statement list 120 shall be displayed, for example, on the branch output device 33 of the branch system 30 or the management output device 23 of the management system 20. For further details regarding the profit and loss statement list 120, refer to the investment property data table 80, investment property cash flow 90, balance sheet 100, profit and loss statement 110, etc.
[0274] Next, as shown in Figure 22, the cash flow list 130 includes an investment property code column 131 that stores information such as the property code of the property covered by the cash flow list, a cash flow list details column 132 that indicates which year's income statement it is, and furthermore, a total income column 1331, a total payment column 1332, an annual income column 1333, an account balance column 1334, a loan balance column 1335, etc. that show the details of the accounts.
[0275] Furthermore, the total income column 1331 includes a rent column 13311, a renewal fee column 13312, and a tax reduction column 13313, while the total payment column 1332 includes an interest payment column 13321, a principal repayment column 13322, a management fee / repair reserve fund column 13323, a management fee column 13324, and a tax payment column 13325.
[0276] Furthermore, the cash flow list details section 132 includes columns for year 1 (13201), year 2 (13202), year 3 (13203), ..., year 29 (13229), and year 30 (13230), indicating that it is the first year of the cash flow.
[0277] The cash flow list 130 is calculated by the branch office device processor 32 according to a program stored in the branch office device memory 31, for example, based on information calculated from relevant information, or based on information entered by the operator from the keyboard of the branch office input device 34 of the branch office system 30, according to a cash flow list setting screen (not shown) displayed on the branch office output device 33, and stored in the branch office device memory 31 by the branch office device processor 32 according to a program stored in the branch office device memory 31. The cash flow list setting screen (not shown) shall have the same format as the cash flow list.
[0278] Furthermore, if necessary, a cash flow list display screen (not shown) corresponding to the contents of the cash flow list will be displayed, for example, on the branch output device 33 of the branch system 30 and the management output device 23 of the management system 20.
[0279] The cash flow list may be entered and stored in memory on the management system 20 side. Alternatively, information entered and stored on the branch office system 30 side may be sent to the management system 20 side, for example via the network 10, or information entered and stored on the management system 20 side may be sent to the branch office system 30 side.
[0280] Furthermore, the contents of the various information stored in the cash flow list 130 are as follows: First, in the investment property code column 131, if the cash flow is a cash flow list for investment property code 14001-001 from year 1 of 2014 to year 30 of 2043, for example, the information "140001-0001" and "Cash flow list for year 1 of 2014 to year 30 of 2043" will be stored.
[0281] Furthermore, if the above information "140001-0001" is the same investment property code as the cash flow management column 92 of the investment property cash flow 90, then the cash flow list and the investment property cash flow will indicate that the investment property is the same. Thereafter, each column will be populated with the relevant information selected from the contents of the investment property cash flow for years 1 to 30.
[0282] Furthermore, the cash flow list 130 will store, for example, the contents calculated by the branch office equipment processor 32 according to a program stored in the branch office equipment memory 31, or the contents entered according to an input screen (not shown) that is equivalent to the cash flow list 130, on the branch office equipment memory 31. In addition, if necessary, information may be received from the management system 20, related organization system 202, etc. via the network 10, and the contents of each item may be stored according to this information.
[0283] Furthermore, if necessary, a cash flow list screen (not shown) in accordance with the contents of the cash flow list 130 shall be displayed, for example, on the branch output device 33 of the branch system 30 or the management output device 23 of the management system 20. For further details regarding the cash flow list 130, refer to the investment property data table 80, investment property cash flow 90, balance sheet 100, income statement 110, income statement list 120, etc.
[0284] Figure 23 is an investment effectiveness analysis list according to one embodiment of the present invention. The investment effectiveness analysis list 140 stores the investment effectiveness analysis content related to the investment property, for example, with respect to the investment property code "14001-001", from the investment property data table 80, investment property cash flow 90, balance sheet 100, income statement 110, income statement list 120, cash flow list 130, etc.
[0285] As shown in the diagram, the investment effect analysis list 140 includes an investment property code field 141 that stores information such as the property code of the property subject to the investment effect analysis list 140, an investment effect analysis list details field 142 that shows the investment effect analysis period, and further includes analysis content fields 1431, 1441, 1451 that show the content of the analysis, analysis result fields 1432, 1442, 1452 that show the analysis results, and explanation fields 1433, 1443, 1453 that show the explanation of the analysis. In addition, the investment effect analysis list details field 1422, 1422, 1423 that show the analysis period.
[0286] The investment effectiveness analysis list 140 is calculated by the branch office device processor 32 according to a program stored in the branch office device memory 31, for example, based on information calculated from relevant information, or based on information entered by the operator from the keyboard of the branch office input device 34 of the branch office system 30, according to the investment effectiveness analysis list setting screen (not shown) displayed on the branch office output device 33, and stored in the branch office device memory 31 by the branch office device processor 32 according to a program stored in the branch office device memory 31. The investment effectiveness analysis list setting screen (not shown) shall have the same format as the investment effectiveness analysis list.
[0287] Furthermore, if necessary, an investment effectiveness analysis list display screen (not shown) that conforms to the contents of the investment effectiveness analysis list shall be displayed, for example, on the branch output device 33 of the branch system 30 and the management output device 23 of the management system 20.
[0288] The investment effectiveness analysis list may be entered and stored in memory on the management system 20 side. Furthermore, information entered and stored on the branch office system 30 may be transmitted to the management system 20 side, for example, via the network 10, and information entered and stored on the management system 20 side may be transmitted to the branch office system 30 side.
[0289] Next, the contents of the various information stored in the Investment Effectiveness Analysis List 140 are as follows: First, in the Investment Property Code column 141, if the investment effectiveness analysis is for investment property code 14001-001, property price 100,000,000 yen, and initial investment amount 43,001,733 yen, then for example, the information "Investment Property Code: 140001-0001 Property Price ¥100,000,000 Initial Investment Amount ¥43,001,733" will be stored.
[0290] Furthermore, if the above information "140001-0001" is the same investment property code as the investment property code column 81 in the investment property data table 80, then the investment effect analysis list and the investment property data table, etc., are the same investment property. of show.
[0291] Furthermore, in the Investment Effectiveness Analysis List Details section 142, if the analysis period consists of three periods—for example, the 15-year loan repayment period from May 2014 to April 2029, the loan completion date in May 2029, and the period after the loan completion date from May 2029 onwards—then the period display field 1421 will store information such as "2014.05~2029.04 (During Repayment)", the period display field 1022 will store "2029.05 (At Completion)", and the period display field 1023 will store "2029.05~(After Completion)".
[0292] Furthermore, in the analysis content column 1431 of the period display column 1421, for example, if the average annual cash flow during loan repayment is to be stored, the information "Average annual cash flow during loan repayment" as shown above will be stored. In the analysis result column 1432, if the information from the investment property data table 80 etc. is 154,237 yen per year, for example, the information "154,237 yen / year" will be stored. In the explanation column 1433, if the calculation condition is that the account balance at the time of full repayment is divided by the repayment period of 16 years, for example, the information "=Account balance at the time of full repayment ÷ Repayment period (16 years)" will be stored.
[0293] From this point forward, in accordance with the above investment effect analysis results, the analysis content column 1441 in the period display column 1421 will contain, for example, "Repaid Real Estate Stock," 1451 will contain, for example, "Annual Net Yield on Initial Investment," the analysis result column 1442 will contain, for example, "¥4,000,000 / year," 1452 will contain, for example, "9.66%," the explanation column 1443 will contain, for example, "=Loan Amount ÷ Repayment Period (16 years)," 1453 will contain, for example, "=(Average Annual Cash Flow + Repaid Real Estate Stock) ÷ Initial Investment," and furthermore, the period display columns 1422 and 1423 will also store information related to the investment effect analysis results.
[0294] Furthermore, the investment effectiveness analysis list 140 is stored, for example, in the branch office device memory 31, based on the contents calculated by the branch office device processor 32 according to a program stored in the branch office device memory 31, or the contents entered according to an input screen (not shown) that is equivalent to the investment effectiveness analysis list 140.
[0295] Furthermore, if necessary, information may be received from the management system 20, related organization systems 202, etc., via the network 10, and the contents of each item may be stored according to this information. In addition, if necessary, an investment effect analysis list screen (not shown) according to the contents of the investment effect analysis list 140 may be displayed, for example, on the branch output device 33 of the branch system 30 or the management output device 23 of the management system 20.
[0296] For further details regarding the Investment Effectiveness Analysis List 140, refer to the Investment Property Data Table 80, Investment Property Cash Flow 90, Balance Sheet 100, Income Statement 110, Income Statement List 120, Cash Flow List 130, etc.
[0297] Figure 24 is a list of investment effectiveness analyses 2 according to one embodiment of the present invention. While the investment effectiveness analysis list 140 described above in Figure 23 shows an example of conducting an investment effectiveness analysis according to current conditions, the investment effectiveness analysis list 2 150 shown in Figure 24 shows the contents of the investment effectiveness analysis when each condition changes.
[0298] As shown in Figure 24, the Investment Effect Analysis 2 List 150 includes an Investment Target Property Code column 151 that stores information such as the property code of the property subject to Investment Effect Analysis 2 List 150, a Yield Conditions column 152 that shows the yield conditions in the investment effect analysis, and Rent Conditions columns 1531, 1532, and 1533 that show the rent fluctuation conditions. Furthermore, the Yield Conditions column 152 includes a Yield Conditions Item column 1521 and a Yield Fluctuation Conditions column 1522.
[0299] Furthermore, the rent conditions column 1531 includes a sale price column 15311 for storing the sale price under rent fluctuation conditions, a rate of return column 15312 for storing the rate of return on invested capital, a repayment amount column 15313 for storing monthly repayment amounts, and a rate of increase column 15314 for storing the rate of increase. Similarly, the rent conditions column 1532 includes a sale price column 15321, a rate of return column 15322, a repayment amount column 15323, and a rate of increase column 15324. In addition, the rent conditions column 1533 includes a sale price column 15331, a rate of return column 15332, a repayment amount column 15333, and a rate of increase column 15334.
[0300] Furthermore, rent condition columns 1531, 1532, and 1533 each have corresponding rent fluctuation condition column 15201, rent condition item column 15202, yield condition analysis result column 15203, yield condition analysis result column 2 15204, yield condition analysis result column 3 15205, etc.
[0301] The Investment Effectiveness Analysis 2 List 150 is calculated by the branch office device processor 32 according to a program stored in the branch office device memory 31, for example, based on information calculated from relevant information, or based on the Investment Effectiveness Analysis 2 List setting screen (not shown) displayed on the branch office output device 33, for example, based on information entered by the operator from the keyboard of the branch office input device 34 of the branch office system 30, and stored in the branch office device memory 31 by the branch office device processor 32 according to a program stored in the branch office device memory 31. The Investment Effectiveness Analysis 2 List setting screen (not shown) shall have the same format as the Investment Effectiveness Analysis 2 List.
[0302] Furthermore, if necessary, an investment effectiveness analysis 2 list display screen (not shown) in accordance with the contents of the investment effectiveness analysis 2 list will be displayed, for example, on the branch output device 33 of the branch system 30 and the management output device 23 of the management system 20. The investment effectiveness analysis 2 list may also be input and stored in memory on the management system 20 side. In addition, information input and stored on the branch system 30 side may be transmitted to the management system 20 side via, for example, the network 10, and information input and stored on the management system 20 side may be transmitted to the branch system 30 side.
[0303] Next, the contents of the various information stored in the Investment Efficiency Analysis 2 List 150 are shown below. First, in the Investment Property Code column 151, if the investment efficiency analysis is for investment property code 14001-001, property price 100,000,000 yen, initial investment amount 43,001,733 yen, elapsed years 7 years, and current interest rate 2.300%, then for example, the information "Investment Property Code: 140001-0001 Property Price: ¥100,000,000 Initial Investment Amount: ¥43,001,733 Elapsed Years: 7 years Current Interest Rate: 2.300%" will be stored.
[0304] Furthermore, if the above information "140001-0001" is the same investment property code as the investment property code column 81, etc., in the investment property data table 80, then the investment effect analysis list 2 and the investment property data table, etc., are the same investment property. of This is shown. In addition, in the yield condition analysis result 1 column 15203 of the yield condition column 152, information such as "expected yield" and "interest rate at the number of years elapsed" is stored in the yield condition column 1521. For example, if the expected yield is 6.30% and the interest rate at the number of years elapsed is 2.30%, then information such as "6.30%" and "2.30%" is stored in the yield fluctuation condition column 1522.
[0305] Hereafter, in accordance with yield condition analysis result 1, column 15203, the yield fluctuation condition column 1522 of yield condition analysis result 2, column 15204 and yield condition analysis result 3, column 15205 will also store conditions related to the expected yield and interest rate after the number of years elapsed.
[0306] Furthermore, in the rent condition field 1531 of rent condition field 15201, information such as "¥524,979" is stored as the condition rent, in the rent condition field 1532, information such as "¥787,469" is stored as the condition rent, and in the rent condition field 1533, information such as "¥1,049,958" is stored as the condition rent, along with information such as "rent".
[0307] Based on the above, the investment effect is calculated from the set values of various conditions, and information such as "¥100,000,000" is stored in the sale price column 15311 of the rent condition column 1531, information such as "145.8%" is stored in the rate of return column 15312, information such as "¥394,449" is stored in the repayment amount column 15313, and information such as "- (hyphen)" is stored in the appreciation rate column 15314 since there is no value. Subsequently, the investment effect calculation results will also be stored in the rent condition column 1532 and rent condition column 1533 in accordance with the rent condition column 1531.
[0308] Furthermore, in Investment Effect Analysis 2 List 150, instead of assuming increases in rent and sales prices, it is also acceptable to assume, for example, decreases in rent and sales prices, and to calculate each item by setting interest rates after a certain number of years have passed, and use this as data for risk analysis (not shown).
[0309] Furthermore, the Investment Effectiveness Analysis 2 List 150 stores, for example, the contents calculated by the branch office device processor 32 according to a program stored in the branch office device memory 31, or the contents entered according to an input screen (not shown) similar to the Investment Effectiveness Analysis 2 List 150, on the branch office device memory 31.
[0310] Furthermore, if necessary, information may be received from the management system 20, related organization systems 202, etc., via the network 10, and the contents of each item may be stored according to this information. In addition, if necessary, an investment effect analysis 2 list screen (not shown) according to the contents of the investment effect analysis 2 list 150 may be displayed, for example, on the branch output device 33 of the branch system 30 or the management output device 23 of the management system 20.
[0311] For further details regarding Investment Effectiveness Analysis 2 List 150, refer to Investment Property Data Table 80, Investment Property Cash Flow 90, Balance Sheet 100, Income Statement 110, Income Statement List 120, Cash Flow List 130, Investment Effectiveness Analysis List 140, etc.
[0312] Incidentally, in the case of the condominium office in this application, the tenant leases the property for business purposes, so the rent is subject to consumption tax. For this reason, the rent and other amounts stored in the rent column 9221, etc., of the aforementioned investment property cash flow 90 in Figure 18 are shown inclusive of consumption tax. Generally, in the case of rental apartments used as residences, the rent is considered residential rent and is currently treated as tax-exempt, but in this application, since it is for business purposes, consumption tax must also be considered. Furthermore, if fluctuations in the consumption tax rate are anticipated, it is necessary to perform a simulation related to consumption tax in the investment effect analysis. The simulation method will be explained below.
[0313] As shown in Figure 25, the consumption tax simulation results list 160 includes an investment property code column 161 that stores information such as the property code and consumption tax rate setting for the consumption tax simulation results list 160, a content column 162 that stores the simulation year and tax amount details, and columns that store the tax amount for each year, for example, 2014 column 16301, 2015 column 16302, 2016 column 16303, ..., 2072 column 16359, 2073 column 16360, etc.
[0314] Furthermore, the content field 162 includes a Western year field 1621 for storing the Western year, a Japanese year field 1622 for storing the Japanese year, a provisional consumption tax received field 1623 for storing provisional consumption tax received, a provisional consumption tax paid field 1624 for storing provisional consumption tax paid, a tax payment amount field 1625 for storing the tax payment amount, and a cumulative total field 1626 for storing the cumulative tax payment amount.
[0315] The consumption tax simulation results list 160 is calculated by the branch office device processor 32 according to a program stored in the branch office device memory 31, for example, based on information calculated from relevant information, or based on information entered by the operator from the keyboard of the branch office input device 34 of the branch office system 30, according to a consumption tax simulation results list setting screen (not shown) displayed on the branch office output device 33, and stored in the branch office device memory 31 by the branch office device processor 32 according to a program stored in the branch office device memory 31. The consumption tax simulation results list setting screen (not shown) shall have the same format as the consumption tax simulation results list.
[0316] Furthermore, if necessary, a consumption tax simulation results list display screen (not shown) that conforms to the contents of the consumption tax simulation results list will be displayed, for example, on the branch output device 33 of the branch system 30 and the management output device 23 of the management system 20.
[0317] The list of consumption tax simulation results may be entered and stored in memory on the management system 20 side. Furthermore, information entered and stored on the branch office system 30 may be sent to the management system 20 side, for example, via the network 10, and information entered and stored on the management system 20 side may be sent to the branch office system 30 side.
[0318] Next, the contents of the various information to be stored in the Consumption Tax Simulation Results List 160 are shown below. First, in the Investment Property Code field 161, for example, regarding the consumption tax for Investment Property Code: 140001-0001, if the consumption tax rate from April 1, 2014 was 8% and the consumption tax rate from October 1, 2015 was 10%, then information such as "Investment Property Code: 140001-0001 2014.04.01.8% 2015.10.01.10%" is stored. In the Content field 162, the Western year field 1621 contains information such as "Western year," the Japanese year field 1622 contains information such as "Japanese year," the provisional received consumption tax field 1623 contains information such as "provisional received consumption tax," the provisional paid consumption tax field 1624 contains information such as "paid consumption tax," the tax amount field 1625 contains information such as "tax amount," and the cumulative total field 1626 contains information such as "cumulative total."
[0319] Furthermore, in the Western year column 1621, the 2014 year column 16301 stores information such as "2014," and similarly, the 2015 year column 16302 stores information such as "2015," the 2016 year column 16303 stores information such as "2016," and finally, the 2072 year column 16359 stores information such as "2072," and the 2073 year column 16360 stores information such as "2073." In addition, the Japanese year column 1622 stores information such as "26," "27," "28," ..., "84," and "85," similar to the Western year column 1621.
[0320] Next, regarding the specific amount of consumption tax, first, in the provisional consumption tax received column 1623 of the 2014 column 16301, for example, in Figure 18, the amount subject to consumption tax is extracted from the income item stored in the income column 922 of the information for the first year of 2014 for investment property code 140001-0001 of the aforementioned investment property cash flow 90, and the provisional consumption tax received amount for 2014 is calculated from this amount, and information such as "¥427,757" is stored.
[0321] Additionally, in the provisional consumption tax column 1624, the amount subject to consumption tax is extracted from the expenditure column 923, and the provisional consumption tax amount for fiscal year 2014 is calculated from this amount, storing information such as "¥23,089".
[0322] Below, the tax amount and cumulative total are calculated from the above provisional received consumption tax amount and provisional paid consumption tax amount. For example, "¥404,668" is stored in the tax amount column 1625, and for example, "¥404,668" is stored in the cumulative total column 1626.
[0323] Similarly, the consumption tax amounts will be stored sequentially in the 2015 column (16302), the 2016 column (16303), and so on. However, the consumption tax will be calculated and stored according to the timing of the consumption tax rate change and the set tax rate indicated in the investment property code column (161).
[0324] For further details regarding the Consumption Tax Simulation Results List 160, please refer to the Investment Property Data Table 80, Investment Property Cash Flow 90, Balance Sheet 100, Income Statement 110, Income Statement List 120, Cash Flow List 130, Investment Effectiveness Analysis List 140, Investment Effectiveness Analysis 2 List 150, etc.
[0325] Note that the consumption tax simulation results list 160 is based on the premise of managing fractional ownership office properties as assets, and conducts consumption tax simulations over a long period of time, for example, 30 years. However, it can be similarly applied to the supply side, for example, when acquiring and selling fractional ownership office properties for the purpose of subdivision (not shown).
[0326] The above describes the evaluation system for business results when making investments related to the supply and ownership of condominium offices. Specifically, the evaluation of the supply of condominium offices is explained using the acquisition target property data table 40, rental status list 50, acquisition cost list 60, and individual income and expenditure list 70. The evaluation of the purchase of condominium offices is explained using the investment target property data table 80, investment target property cash flow 90, balance sheet 100, income statement 110, income statement list 120, cash flow list 130, investment effect analysis list 140, and investment effect analysis 2 list 150. However, the basis for creating this information, such as property prices and interest rates, is subject to change. By updating the information when changes occur, the latest financial statements can be created, and based on these, the results of investment effect, risk, etc., can be obtained through displays, screens, or printed results.
[0327] In the explanation so far, the present invention has been described as being operated in a system consisting of a management system 20 and a branch office system 30 connected via the network 10 shown in Figure 1, for example. However, it may also be operated by multiple systems consisting of the management system 20 and the branch office system 30 connected via the network 10.
[0328] Furthermore, the investment effectiveness evaluation in the supply of condominium offices and the investment effectiveness evaluation in the purchase of condominium offices may be operated by separate systems consisting of a management system 20 and a branch office system 30 connected via a network 10. Alternatively, the investment effectiveness evaluation in the supply of condominium offices and the investment effectiveness evaluation in the purchase of condominium offices may be operated as a consistent system, or as a system that performs only the investment effectiveness evaluation in the purchase of condominium offices, or as a system that performs only the investment effectiveness evaluation in the supply of condominium offices.
[0329] [5. Summary] As mentioned above, in real estate investment related to fractional ownership office businesses, it is necessary to clarify the investment results related to real estate investment, including financing, in order to determine the investment policy. In order to alleviate the concerns of companies considering investing in fractional ownership office businesses, it is necessary to clarify the various conditions and risks involved in the investment.
[0330] For reference, Figure 26 is an explanatory diagram illustrating an example of asset building after purchasing a condominium office; Figure 27 is an explanatory diagram illustrating the relationship between real estate prices and inheritance tax in the real estate business; Figure 28 is an explanatory diagram illustrating a comparison of inheritance tax valuations by area; and Figure 29 is an explanatory diagram illustrating the possibility of consumption tax refunds.
[0331] While details will be omitted and left to the illustrations, it is essential to alleviate the concerns of companies participating in the condominium ownership business by providing a clear investment evaluation based on this application and, using the aforementioned Figures 9 to 13 and Figures 26 to 29 above as a basis, providing a detailed explanation.
[0332] As described above, the present invention addresses the challenges mentioned above by enabling highly accurate, simple, and easy-to-use evaluations in relation to real estate investment through condominium ownership businesses, while being flexible to the environment.
[0333] The concept of the present invention has been described primarily with reference to several embodiments. However, as will be readily apparent to those skilled in the art, embodiments other than those described above are equally possible within the scope of the concept of the present invention, as defined by the appended claims. [Industrial applicability]
[0334] This invention not only allows for detailed understanding of the status of properties targeted in the condominium ownership business, but also enables accurate advice on investment effectiveness to supplyers of condominium ownership properties and investors regarding their purchase plans, as well as to steer towards more favorable financing conditions from financial institutions related to real estate investment. This provides effective information for comprehensively assessing the investment results of condominium ownership properties for both suppliers and buyers. Furthermore, it is widely applicable to various fields requiring investment decisions. [Explanation of symbols]
[0335] 10 ···Network 20. Management System (Information Processing Function / System / Method for Condominium-Owned Offices) 30 ···Branch Office System 40 ···Data table for items to be purchased 50 ···Rental Status List 60 ···List of acquisition costs 70 ···Individual Income and Expense List 80 ···Investment Property Data Table 90 ···Cash flow of investment properties 100 ··Balance Sheet 110 ·Profit and loss statement 120 ··List of Income Statements 130 ··Cash Flow List 140 ··Investment Effectiveness Analysis List 150 ··Investment Effectiveness Analysis 2 List 160 ··Consumption Tax Simulation Results List 170 ··Practical Operation Flow Chart 200 ·· Investment evaluation information creation function (department / process) 210 ··Simulation execution function (part / process) 211 ··Preliminary survey function (department / process) 212 ··Purchase Information Processing Function (Department / Process) 213 ··Infrastructure Information Processing Function (Department / Process) 214 ··Procedural Information Processing Function (Department / Process) 215 ··Sales information processing function (department / process) 220 ··Control function (part / process)
Claims
1. A fractional ownership office information processing system comprising a management system and a branch office system connected via a network, which processes information when multiple owners divide and own a section of an office building that is a potential investment target, An investment evaluation information creation unit is provided to present the results of simulations conducted for evaluating rental income and resale income when investing in the aforementioned office building section, as information to be used as a basis for investment decisions. A control unit that controls the investment evaluation information creation unit, Equipped with, The aforementioned investment evaluation information creation unit is comprised of the following functions: a preliminary survey function for the office building plots, a procurement information processing function, an infrastructure information processing function, a procedural information processing function, and a sales information processing function. The aforementioned preliminary investigation function stores preliminary investigation information, including the location of the office building plot, property price, price per tsubo, property type, total exclusive area, occupied area, and year of construction, which is entered from the input section of the management system or the sales office system, on a data table of properties to be procured created in the memory of the management system or the sales office system. The aforementioned procurement information processing function stores procurement information, including the purchaser's planned financing, legal confirmations, procurement financing, down payment, tax information, real estate acquisition costs, financial institution costs, lending institution name, loan amount, and repayment period for the office building plot, on a procurement target property data table created in the memory of the management system or the sales office system, which is entered from the input section of the management system or the sales office system. The infrastructure information processing function stores infrastructure information, including information on lease status confirmation, common area confirmation, area confirmation, facilities, rent assessment, infrastructure confirmation, and estimated income related to the office building section, on a data table of properties to be acquired created in the memory of the management system or the sales office system, which is entered from the input section of the management system or the sales office system. The procedural information processing function stores procedural information, including construction confirmation, management fees / long-term repair reserves, ancillary facilities, fire insurance, management company, management regulations, purchase and sale contract, net yield, structure, statutory useful life, acquisition cost, property ratio, cash flow, balance sheet, and income statement information related to the office building section, on a data table of properties to be purchased created in the memory of the management system or the branch office system, which is entered from the input section of the management system or the branch office system. The sales information processing function stores sales information, including sales strategy, sales price, and tax information related to the office building plots, which is entered from the input section of the management system or the sales office system, on a purchase target property data table created in the memory of the management system or the sales office system. The information collected when conducting the aforementioned rental income investment evaluation includes the aforementioned preliminary survey information, the aforementioned procurement information, the aforementioned infrastructure information, and the aforementioned procedural information, where the cash flow is a cash flow including single-year / long-term, the aforementioned balance sheet is a balance sheet including single-year / long-term, the aforementioned income statement is an income statement including single-year / long-term, procedural information, and the aforementioned sales information. The information collected when evaluating the resale profit investment includes the aforementioned preliminary research information, procurement information, infrastructure information, and procedural information, where the cash flow includes short-term and long-term cash flows, the balance sheet includes short-term and long-term balance sheets, the income statement includes short-term and long-term income statements, procedural information, and sales information. The control unit can output the information stored on the acquisition target property data table to the output device of the management system or the branch office system for use in investment decisions. A condominium office information processing system characterized by the following features.
2. The fractional ownership office information processing system according to claim 1, wherein the investment decision materials include pre-investigation attributes obtained by investigating the parcels of the office building as an investment target before commencing the investment evaluation.
3. The fractional ownership office information processing system according to claim 1, wherein the investment decision materials include acquisition attributes that indicate various environmental factors when acquiring the office building parcels as investment targets.
4. The fractional ownership office information processing system according to claim 1, wherein the investment decision-making factors include infrastructure attributes relating to the infrastructure of the office building parcels as the investment target.
5. The fractional ownership office information processing system according to claim 1, wherein the investment decision materials include procedural attributes relating to various procedures when investing in a section of the office building as the investment target.
6. The fractional ownership office information processing system according to claim 1, wherein the investment decision-making factors include sales attributes relating to the sale of the office building parcels as investment targets.
7. A method for processing subdivided office information in a system comprising a management system and a branch office system connected via a network, which processes information when a section of an office building that is a candidate for investment is divided and owned by multiple owners, A process for creating investment evaluation information, autonomously executed by a computer related to the management system, for presenting the results of simulations conducted for evaluating rental income and resale income when investing in the aforementioned office building section, as information to be used as a basis for investment decisions, A control process that autonomously controls the investment evaluation information creation process, which is performed by a computer related to the management system, Equipped with, The functions that make the aforementioned investment evaluation information creation process possible include a preliminary survey function for the office building plots, a procurement information processing function, an infrastructure information processing function, a procedural information processing function, and a sales information processing function. The aforementioned preliminary investigation function stores preliminary investigation information, including the location of the office building plot, property price, price per tsubo, property type, total exclusive area, occupied area, and year of construction, which is entered from the input section of the management system or the sales office system, on a data table of properties to be procured created in the memory of the management system or the sales office system. The aforementioned procurement information processing function stores procurement information, including the purchaser's planned financing, legal confirmations, procurement financing, down payment, tax information, real estate acquisition costs, financial institution costs, lending institution name, loan amount, and repayment period for the office building plot, on a procurement target property data table created in the memory of the management system or the sales office system, which is entered from the input section of the management system or the sales office system. The infrastructure information processing function stores infrastructure information, including information on lease status confirmation, common area confirmation, area confirmation, facilities, rent assessment, infrastructure confirmation, and estimated income related to the office building section, on a data table of properties to be acquired created in the memory of the management system or the sales office system, which is entered from the input section of the management system or the sales office system. The procedural information processing function stores procedural information, including construction confirmation, management fees / long-term repair reserves, ancillary facilities, fire insurance, management company, management regulations, purchase and sale contract, net yield, structure, statutory useful life, acquisition cost, property ratio, cash flow, balance sheet, and income statement information related to the office building section, on a data table of properties to be purchased created in the memory of the management system or the branch office system, which is entered from the input section of the management system or the branch office system. The sales information processing function stores sales information, including sales strategy, sales price, and tax information related to the office building plots, which is entered from the input section of the management system or the sales office system, on a purchase target property data table created in the memory of the management system or the sales office system. The information collected when conducting the aforementioned rental income investment evaluation includes the aforementioned preliminary survey information, the aforementioned procurement information, the aforementioned infrastructure information, and the aforementioned procedural information, where the cash flow is a cash flow including single-year / long-term, the aforementioned balance sheet is a balance sheet including single-year / long-term, the aforementioned income statement is an income statement including single-year / long-term, procedural information, and the aforementioned sales information. The information collected when evaluating the resale profit investment includes the aforementioned preliminary research information, procurement information, infrastructure information, and procedural information, where the cash flow includes short-term and long-term cash flows, the balance sheet includes short-term and long-term balance sheets, the income statement includes short-term and long-term income statements, procedural information, and sales information. The control step can output the information stored on the acquisition target property data table to the output device of the management system or the branch office system for use in investment decisions. A method for processing information on condominium-owned offices, characterized by the following features.
8. A program that causes a computer to function as a condominium office information processing system according to any one of claims 1 to 6.
9. A recording medium storing the program described in claim 8.
Citation Information
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