Information provision device, information provision system, information provision method, and program

Claims

1. An acquisition unit that acquires sensor data, including acceleration and angular velocity, measured by a measuring device mounted on the footwear of a person for whom credit information is to be created, A risk estimation unit that uses the acquired sensor data to estimate the disease risk for each disease related to the subject, A credit-related information generation unit generates credit-related information corresponding to the estimated disease risk of the subject and the status information of the subject that has been registered in advance. An information providing device comprising: an output unit that outputs the generated credit-related information.

2. The risk estimation unit, A calculation unit that calculates a gait index using the aforementioned sensor data, The information providing device according to claim 1, comprising: an estimation unit that inputs data including the gait index calculated using the sensor data into a disease risk estimation model that outputs a disease risk score indicating the degree of disease risk for each disease in response to input of data including the gait index, and estimates disease risk information corresponding to the disease risk score output from the disease risk estimation model.

3. The aforementioned credit-related information generation unit, A credit score is estimated for each of the following included in the status information: identity verification, credit history, contract enforcement ability, interpersonal relationships, and behavioral characteristics. The information providing device according to claim 2, which generates the credit-related information including the estimated credit score relating to each of the following: the estimated identity, the credit history, the ability to execute contracts, the interpersonal relationships, and the behavioral characteristics.

4. The aforementioned credit-related information generation unit, The information providing device according to claim 3, which calculates the credit score for the subject as the sum of values ​​obtained by multiplying the weights for each of the aforementioned identification, credit history, contract execution ability, interpersonal relationships, and behavioral characteristics by a penalty coefficient corresponding to at least one of the status information and the disease risk score.

5. The aforementioned credit-related information generation unit, The information providing device according to claim 3, which estimates the credit score for each of the following: identity verification, credit history, contract execution ability, interpersonal relationships, and behavioral characteristics, using a credit score estimation model that outputs the credit score in response to input of the disease risk score and the status information.

6. The aforementioned credit-related information generation unit, Using a personality estimation model that outputs a personality score in response to the input of the disease risk score, the gait index, and attribute data, the personality information of the subject is estimated. The information providing device according to claim 5, which generates credit-related information including the estimated personality information of the subject.

7. The disease risk estimation model, the credit score estimation model, and the personality estimation model are This is a model trained using machine learning techniques. The disease risk estimation model, the credit score estimation model, and the personality estimation model are The information providing device according to claim 6, comprising an incomplete heterogeneous variational autoencoder.

8. An information providing device according to any one of claims 1 to 6, The device includes the aforementioned measuring device, The aforementioned measuring device is The sensor is installed on the footwear of the subject, measures acceleration and angular velocity, generates sensor data using the measured acceleration and angular velocity, and transmits the generated sensor data to the information providing device. The aforementioned information providing device is An information provision system that displays the credit-related information optimized for the financial institution on the screen of a terminal device used by a financial institution that examines the credit information concerning the aforementioned subject.

9. Computers Sensor data, including acceleration and angular velocity, is acquired by measuring devices installed in the footwear of the person for whom credit information is to be created. Using the acquired sensor data, the disease risk for each disease related to the subject is estimated. Credit-related information is generated based on the estimated disease risk of the subject and the status information of the subject that has been registered in advance. An information provision method for outputting the generated credit-related information.

10. A process to acquire sensor data, including acceleration and angular velocity, measured by a measuring device installed in the footwear of a person for whom credit information is to be created, Using the acquired sensor data, a process is performed to estimate the disease risk for each disease related to the subject, A process for generating credit-related information corresponding to the estimated disease risk of the subject and the status information of the subject that has been registered in advance, A program that causes a computer to perform a process to output the generated credit-related information.