Systems and methods for automated teller machine provisioned passkey enrollment
A centralized system for ATM passkey enrollment using device-bound passkeys and biometric authentication addresses vulnerabilities in traditional ATM security by eliminating reliance on physical cards, enhancing security against fraud.
US20260187628A1Pending Publication Date: 2026-07-02WELLS FARGO BANK NA
Patent Information
- Authority / Receiving Office
- US · United States
- Patent Type
- Applications(United States)
- Current Assignee / Owner
- WELLS FARGO BANK NA
- Filing Date
- 2025-01-02
- Publication Date
- 2026-07-02
Smart Images
Figure US20260187628A1-D00000_ABST
Abstract
Systems, apparatuses, methods, and computer program products are disclosed for automated teller machine (ATM) provisioned passkey enrollment. An example method includes receiving, from an ATM, a first ATM access request associated with a user and determining, based on a user identifier, a first user authentication result. The example method further includes receiving, from the ATM, a passkey enrollment request in response to a successful first user authentication result and determining, based on the passkey enrollment request, a passkey enrollment result. The example method further includes transmitting permissioned passkey enrollment instructions to the proximate user device in response to a successful passkey enrollment result and receiving, from the proximate user device, a public key. The example further includes storing the public key and device identifier in a user profile associated with the user.
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