Insurance policy screening method and storage medium

Abstract

The invention discloses an insurance policy screening method and a storage medium. The method comprises the following steps: acquiring accident information of an insured person; obtaining the claim settlement type of the insured person; determining a target claim settlement responsibility at least based on the accident information and the claim settlement type; and screening an insurance policy containing the target claim responsibility from a plurality of first insurance policies based on the target claim responsibility as a target insurance policy. According to the method, the corresponding target claim settlement responsibility can be determined by acquiring the accident information of the insured person and the claim settlement type of the insured person, and then the insured insurance policies are screened according to the target claim settlement responsibility, so that the target insurance policy containing the target claim settlement responsibility can be determined, namely the insurance policy capable of being subjected to claim settlement can be screened. The screening time of the insurance policy is reduced, and the convenience degree of claim reporting of the user is greatly improved.

Description

technical field

[0001] The present application relates to the technical field of insurance claims, in particular to an insurance policy screening method and a storage medium. Background technique

[0002] With the rapid development of the insurance industry, more and more people are starting to buy insurance.

[0003] As an important part of insurance, claims settlement is the most intuitive feeling for users about the value of insurance. In the traditional mode, users sometimes purchase multiple insurances at the same time. When a user needs to apply for a claim in an accident, the user needs to know which insurance policy he should claim for this accident. It takes a lot of time to understand the claim scope of each insurance policy, so it will consume more energy and time, and it is more troublesome to determine the insurance policy that can apply for claim settlement. Contents of the invention

[0004] In view of this, the present application provides an insurance po...

Examples

Embodiment Construction

[0049] Various aspects and features of the present application are described herein with reference to the accompanying drawings.

[0050] It should be understood that various modifications may be made to the embodiments applied for herein. Accordingly, the above description should not be viewed as limiting, but only as exemplifications of embodiments. Those skilled in the art will envision other modifications within the scope and spirit of the application.

[0051] The accompanying drawings, which are incorporated in and constitute a part of this specification, illustrate embodiments of the application and, together with the general description of the application given above and the detailed description of the embodiments given below, serve to explain the embodiments of the application. principle.

[0052] These and other characteristics of the present application will become apparent from the following description of preferred forms of embodiment given as non-limiting examp...

technical field

[0001] The present application relates to the technical field of insurance claims, in particular to an insurance policy screening method and a storage medium. Background technique

[0002] With the rapid development of the insurance industry, more and more people are starting to buy insurance.

[0003] As an important part of insurance, claims settlement is the most intuitive feeling for users about the value of insurance. In the traditional mode, users sometimes purchase multiple insurances at the same time. When a user needs to apply for a claim in an accident, the user needs to know which insurance policy he should claim for this accident. It takes a lot of time to understand the claim scope of each insurance policy, so it will consume more energy and time, and it is more troublesome to determine the insurance policy that can apply for claim settlement. Contents of the invention

[0004] In view of this, the present application provides an insurance po...

Examples

Embodiment Construction

[0049] Various aspects and features of the present application are described herein with reference to the accompanying drawings.

[0050] It should be understood that various modifications may be made to the embodiments applied for herein. Accordingly, the above description should not be viewed as limiting, but only as exemplifications of embodiments. Those skilled in the art will envision other modifications within the scope and spirit of the application.

[0051] The accompanying drawings, which are incorporated in and constitute a part of this specification, illustrate embodiments of the application and, together with the general description of the application given above and the detailed description of the embodiments given below, serve to explain the embodiments of the application. principle.

[0052] These and other characteristics of the present application will become apparent from the following description of preferred forms of embodiment given as non-limiting examp...

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