Method, device, computer equipment and storage medium for pushing payment recipient

Abstract

The present application relates to a method, device, computer equipment, storage medium and computer program product for pushing payees. The method comprises: in response to a transfer operation, obtaining a payee list based on at least two types of recommended payees determined based on historical transfer information; displaying the recommended payees in the horizontal payee field from the middle to both sides in sequence according to the priority order of the recommended payee categories in the payee list, wherein the first type of recommended payees with the highest priority are displayed in the middle position of the payee field, and the recommended payees in the middle position are highlighted relative to the recommended payees in the outer position; in response to a horizontal sliding operation on the payee field, moving the recommended payees in the payee field according to the sliding direction, and highlighting the recommended payee when it is moved to the middle position of the payee field during the sliding process. The use of this method can improve the efficiency of user transfers.

Description

Technical Field

[0001] The present application relates to the technical field of big data resource scheduling, and in particular to a method, apparatus, computer device and storage medium for intelligently pushing payees. Background Art

[0002] With the development of big data resource scheduling technology, online transfer technology has emerged, so that people no longer need to go through offline bank counters to complete transfer transactions. They only need to select the corresponding recommended payee / receiving account on the bank app or other transfer platforms to realize online quick transfer.

[0003] In traditional technology, recommended payees are mainly displayed in a single-column list on the bank app side, for users to swipe up and down to select. The order of arrangement is arranged from top to bottom according to the pinyin order of the surname, and the nearest 3-10 recommended payees are displayed from near to far. When the user opens the bank app to select a recommended payee for transfer, he first swipes up and down from the list to see if there is a target recommended payee in the current list. If there is no target recommended payee in the current list, he will search from the address book or historical transfer records, or directly manually enter the target recommended payee's account number to transfer money.

[0004] Traditional methods require users to search from their address book or historical transfer records, or manually enter their wallet account, which reduces user transfer efficiency to a certain extent. Summary of the invention

[0005] Based on this, it is necessary to provide a method, device, computer equipment, computer-readable storage medium and computer program product for pushing payee information, which can improve the efficiency of user transfers, in response to the above technical problems.

[0006] In a first aspect, the present application provides a method for pushing a payee. The method comprises:

[0007] In response to the transfer operation, at least two types of recommended payees are determined based on historical transfer information, and a payee list is obtained;

[0008] According to the priority order of the recommended payee categories in the payee list, the recommended payees are displayed in sequence from the middle to the two sides of the horizontal payee column, wherein the first category of recommended payees with the highest priority are displayed in the middle of the payee column, and the first category of recommended payees in the middle are highlighted relative to the recommended payees in the outer positions;

[0009] In response to a horizontal sliding operation on the payee field, the recommended payee in the payee field is moved according to the sliding direction. During the sliding process, the recommended payee is highlighted when it moves to the middle position of the payee field.

[0010] In one embodiment, the display size of the recommended payees in the payee field decreases from the middle to both sides.

[0011] In one of the embodiments, during the sliding process, the display size of the recommended payee changes according to the location, wherein the display size of the recommended payee in the payee field decreases from the middle to both sides.

[0012] In one embodiment, the recommended payees include at least a first category of recommended payees and a second category of recommended payees; the first category of recommended payees are recommended payees with a transaction frequency greater than a threshold; according to the priority order of the recommended payee categories in the payee list, the recommended payees are displayed in sequence from the middle to both sides in the horizontal payee column, including:

[0013] The two recommended payees with the highest transaction frequency in the first category of recommended payees in the payee list are displayed in the middle position of the payee field, and in the remaining payee fields, the remaining recommended payees in the first category are displayed in order from the middle to the two sides, and then the second category recommended payees are displayed in the priority order of the second category recommended payees.

[0014] In one embodiment, the second category of recommended payees includes a preset number of recommended payees whose historical transaction times are closest to the current time; and the priority order of the second category of recommended payees is determined in descending order of historical transaction times.

[0015] In one embodiment, when the current time is a preset regular transaction time, the first type of recommended payees are recommended payees whose regular transaction time is the current time;

[0016] The recommended payees also include a second category of recommended payees and a third category of recommended payees, wherein the second category of recommended payees are recommended payees whose transaction frequency is greater than a threshold, and the third category of recommended payees are a preset number of recommended payees whose historical transaction time is closest to the current time;

[0017] The priority of the second category of recommended payees is greater than the priority of the third category of recommended payees.

[0018] In one embodiment,

[0019] In a second aspect, the present application also provides a device for pushing a payee. The device comprises:

[0020] A payee list acquisition module, used to respond to a transfer operation and obtain a payee list based on at least two types of recommended payees determined based on historical transfer information;

[0021] A recommended payee display module, for displaying the recommended payees in the horizontal payee column from the middle to both sides according to the priority order of the recommended payee categories in the payee list, wherein the first category of recommended payees with the highest priority are displayed in the middle of the payee column, and the recommended payees in the middle are highlighted relative to the recommended payees in the outer positions;

[0022] The sliding display module is used to respond to a horizontal sliding operation on the payee field and move the recommended payee in the payee field according to the sliding direction. During the sliding process, when the recommended payee moves to the middle position of the payee field, it is highlighted.

[0023] In one embodiment, in the payee push device, the display size of the recommended payees in the payee field decreases from the middle to both sides.

[0024] In one embodiment, the sliding display module is also used to change the display size of the recommended payee according to the location during the sliding process, wherein the display size of the recommended payee in the payee field decreases from the middle to both sides.

[0025] In one embodiment, the recommended payees include at least a first category of recommended payees and a second category of recommended payees; the recommended payee display module is further used to display the two recommended payees with the highest transaction frequency in the first category of recommended payees in the payee list in the middle position of the payee field, and in the remaining payee fields, in order from the middle to the two sides, display the remaining recommended payees in the first category first and then display the second category recommended payees in the priority order of the second category recommended payees.

[0026] In one embodiment, in the recommended payee display module, the second category of recommended payees includes a preset number of recommended payees whose historical transaction times are closest to the current time; the recommended payee display module determines the priority order of the second category of recommended payees in descending order of historical transaction time.

[0027] In one embodiment, in a payee push device, when the current time is a preset regular transaction time, the first category of recommended payees are recommended payees whose regular transaction time is the current time; the recommended payees also include a second category of recommended payees and a third category of recommended payees, the second category of recommended payees are recommended payees whose transaction frequency is greater than a threshold, and the third category of recommended payees are a preset number of recommended payees whose historical transaction time is closest to the current time; the priority of the second category of recommended payees is greater than the priority of the third category of recommended payees.

[0028] In a third aspect, the present application further provides a computer device. The computer device includes a memory and a processor, the memory stores a computer program, and the processor implements the following steps when executing the computer program:

[0029] In response to the transfer operation, at least two types of recommended payees are determined based on historical transfer information, and a payee list is obtained;

[0030] According to the priority order of the recommended payee categories in the payee list, the recommended payees are displayed in sequence from the middle to the two sides of the horizontal payee column, wherein the first category of recommended payees with the highest priority are displayed in the middle of the payee column, and the first category of recommended payees in the middle are highlighted relative to the recommended payees in the outer positions;

[0031] In response to a horizontal sliding operation on the payee field, the recommended payee in the payee field is moved according to the sliding direction. During the sliding process, the recommended payee is highlighted when it is moved to the middle position of the payee field.

[0032] In a fourth aspect, the present application further provides a computer-readable storage medium. The computer-readable storage medium stores a computer program, and when the computer program is executed by a processor, the following steps are implemented:

[0033] In response to the transfer operation, at least two types of recommended payees are determined based on historical transfer information, and a payee list is obtained;

[0034] According to the priority order of the recommended payee categories in the payee list, the recommended payees are displayed in sequence from the middle to the two sides of the horizontal payee column, wherein the first category of recommended payees with the highest priority are displayed in the middle of the payee column, and the recommended payees in the middle are highlighted relative to the recommended payees in the outer positions;

[0035] In response to a horizontal sliding operation on the payee field, the recommended payee in the payee field is moved according to the sliding direction. During the sliding process, the recommended payee is highlighted when it is moved to the middle position of the payee field.

[0036] In a fifth aspect, the present application further provides a computer program product. The computer program product includes a computer program, and when the computer program is executed by a processor, the following steps are implemented:

[0037] In response to the transfer operation, at least two types of recommended payees are determined based on historical transfer information, and a payee list is obtained;

[0038] According to the priority order of the recommended payee categories in the payee list, the recommended payees are displayed in sequence from the middle to the two sides of the horizontal payee column, wherein the first category of recommended payees with the highest priority are displayed in the middle of the payee column, and the recommended payees in the middle are highlighted relative to the recommended payees in the outer positions;

[0039] In response to a horizontal sliding operation on the payee field, the recommended payee in the payee field is moved according to the sliding direction. During the sliding process, the recommended payee is highlighted when it moves to the middle position of the payee field.

[0040] The above-mentioned method, device, computer equipment, storage medium and computer program product for pushing payees, through the user terminal responding to the transfer operation, obtains a payee list based on at least two types of recommended payees determined based on historical transfer information. According to the priority order of the recommended payee categories in the payee list, the recommended payees are displayed in the payee field from the middle to the two sides in sequence, and the first type of recommended payees with the highest priority are displayed in the middle position of the payee field, and other types of recommended payees with a priority lower than the first type of recommended payees are displayed in the payee field relative to the outer position of the first type of recommended payees. When the user slides the payee field horizontally, the user terminal moves the recommended payees in the payee field according to the sliding direction. When any recommended payee moves to the middle position, it will be highlighted. After the recommended payee in the middle position is highlighted, it is easier for the user to capture it visually. The horizontal sliding displays each recommended payee, which is convenient for the user to make a quick selection, so that the present application can improve the user's transfer efficiency. BRIEF DESCRIPTION OF THE DRAWINGS

[0041] Figure 1 A diagram of an application environment of a method for pushing a payee in an embodiment;

[0042] Figure 2 A schematic diagram of a process of pushing a payee in one embodiment;

[0043] Figure 3 is a schematic diagram showing the display of recommended payees in the payee field when the first type of payee is a high-frequency payee in one embodiment;

[0044] Figure 4 is a schematic diagram showing the display of each recommended payee in the payee field when the first type of recommended payee is a specific day payee in another embodiment;

[0045] Figure 5 It is a structural block diagram of a device for pushing a payee in one embodiment;

[0046] Figure 6 FIG. 4 is a diagram showing the internal structure of a computer device in one embodiment. DETAILED DESCRIPTION

[0047] In order to make the purpose, technical solution and advantages of the present application more clearly understood, the present application is further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are only used to explain the present application and are not used to limit the present application.

[0048] The method for pushing the payee provided in the embodiment of the present application can be applied to Figure 1 In the application environment shown. Among them, the terminal 102 communicates with the server 104 through the network. The data storage system can store data that the server 104 needs to process. The data storage system can be integrated on the server 104, or it can be placed on the cloud or other network servers. When a user opens the bank app to transfer money, the user terminal responds to the transfer operation initiated by the user and requests at least two types of recommended payees from the server. The at least two types of recommended payees are determined by the server based on historical transfer information. When the user terminal obtains at least two types of recommended payees, it obtains a payee list. Display each type of recommended payee in the payee field in order of priority.

[0049] The terminal 102 may be, but is not limited to, various personal computers, laptops, smart phones, tablet computers, IoT devices, and portable wearable devices. The IoT devices may be smart speakers, smart TVs, smart air conditioners, smart car-mounted devices, etc. The portable wearable devices may be smart watches, smart bracelets, head-mounted devices, etc. The server 104 may be implemented as an independent server or a server cluster consisting of multiple servers.

[0050] In one embodiment, Figure 2 As shown, a method for pushing a payee is provided, and the method is applied to Figure 1 The terminal in is used as an example to illustrate, including the following steps:

[0051] Step 202, in response to the transfer operation, obtain a payee list based on at least two types of recommended payees determined based on historical transfer information.

[0052] The transfer operation is an operation initiated by the user to transfer money, including the user clicking on the transfer page entrance. The historical transfer information refers to the historical data information of the transfer transaction between the current user and other people, and the historical data information includes the transaction time, transaction amount, transaction frequency, etc. of the transfer transaction with other people. The recommended payee is the recommended payee for this transfer. The recommended payee can be determined from the historical transfer information. Specifically, the recommended payee is classified according to the historical transfer information to obtain at least two types of recommended payees. The at least two types of recommended payees are stored in the table to obtain a payee list, that is, the payee list includes at least two types of recommended payees. When the user needs to transfer money, first open the transfer application on the user terminal, click on the transfer to jump to the transfer page, the transfer page includes the address book friends and the historical recommended payees, after the user clicks to enter the transfer page, within the preset response time, the terminal will respond to the operation of clicking to enter the transfer page, and obtain the payee list based on the at least two types of recommended payees determined by the historical transfer information.

[0053] In one embodiment, historical transfer information is stored in a server. When a user initiates a transfer operation at a terminal, the user terminal determines at least two types of recommended payees based on the historical transfer information obtained from the server and obtains a payee list. In one embodiment, historical transfer information and a payee list are stored in a user terminal. When a user initiates a transfer operation at a terminal, at least two types of recommended payees are determined based on the historical transfer information and a payee list is obtained. In one embodiment, historical transfer information and a payee list are stored in a server. When a user initiates a transfer operation at a terminal, the user terminal initiates a data request to the server. The server determines at least two types of recommended payees based on the historical transfer information, obtains a payee list, and sends the payee list to the user terminal.

[0054] Step 204, according to the priority order of the recommended payee categories in the payee list, the recommended payees are displayed in the horizontal payee field from the middle to the two sides, among which the first category of recommended payees with the highest priority are displayed in the middle position of the payee field, and the recommended payees in the middle position are highlighted relative to the recommended payees in the outer positions.

[0055] The payee list determines different priority orders according to the recommended payee categories. If the payee list includes at least two recommended payee categories, the payee list includes at least two priority orders. The priority order is for the recommended payee of each category.

[0056] The payee field is located at the top layer of the transfer page (relative to the user, the layer is the closest). There are at least two arrangement positions on the horizontal payee field, and each arrangement position is set horizontally. Each arrangement position of the payee field is used to place the recommended payee, and the recommended payee is displayed accordingly with an icon. The position where the recommended payee is placed on the payee field is related to the priority between the recommended payees of each category. The higher the priority of a recommended payee, the greater the probability of being placed in the middle position. When displaying, the middle position of the payee field is arranged first, and then the other positions of the payee field are arranged. Before placing the next category of recommended payees, the placement of the current category of recommended payees needs to be completed first. For example, if the priority is divided into three levels A>B>C, the priority of the first category of recommended payees corresponds to A, the priority of the second category of recommended payees corresponds to B, and the priority of the third category of recommended payees corresponds to C, then the first category of recommended payees will be placed in the middle position of the payee field for display, when all the first category of recommended payees have been placed. The second category of recommended payees will be placed outside the first category of recommended payees. When all the second category of recommended payees have been placed, the third category of recommended payees will be placed outside the second category of recommended payees.

[0057] The recommended payee in the middle is highlighted relative to the recommended payees in the outer positions. When the recommended payee is displayed as an icon, the highlighting includes enlarging the icon, applying a halo effect, adding color or changing the color, etc. When the icon includes text and shapes, the highlighting includes thickening, enlarging, color marking the text in the icon, and / or thickening, enlarging, filling color, etc. the shape in the icon.

[0058] Step 206, in response to a horizontal sliding operation on the payee field, the recommended payee in the payee field is moved according to the sliding direction, and during the sliding process, when the recommended payee moves to the middle position of the payee field, it is highlighted.

[0059] Among them, when the user slides the payee field horizontally on the transfer page, the user terminal will respond to the horizontal sliding operation and move the recommended payee in the payee field according to the sliding direction. Among them, the position of the payee field is fixed. Fixed position means that when the user slides horizontally, the payee field itself does not move, and the relative positions of the recommended payees in the payee field remain unchanged. Horizontal sliding refers to sliding in the east-west direction, including: when sliding to the west, the recommended payee slides to the west, and when sliding to the east, the recommended payee slides to the east. During the sliding process, when the recommended payee moves to the middle position of the payee field, it is highlighted.

[0060] In the above-mentioned method for pushing the payee, the user terminal responds to the transfer operation, and obtains a payee list based on at least two categories of recommended payees determined based on historical transfer information. According to the priority order of the recommended payee categories in the payee list, the recommended payees are displayed in the payee field from the middle to the two sides in sequence, and the first category of recommended payees with the highest priority are displayed in the middle position of the payee field, and other categories of recommended payees with a priority lower than the first category of recommended payees are displayed in the payee field relative to the outer position of the first category of recommended payees. When the user slides the payee field horizontally, the user terminal moves the recommended payees in the payee field according to the sliding direction. When any recommended payee moves to the middle position, it will be highlighted. After the recommended payee in the middle position is highlighted, it is easier for the user to capture it visually. The horizontal sliding displays each recommended payee, which is convenient for the user to make a quick selection, so that the present application can improve the user's transfer efficiency.

[0061] In one embodiment, the display size of the recommended payees in the payee field decreases from the middle to both sides.

[0062] Among them, when the payee field displays recommended payees, in order to facilitate users to quickly and intuitively find the target recommended payee, starting from the visual graphic size, the display size corresponding to each arrangement position of the payee field is set to multiple sizes, so that the display size of the recommended payee in the middle position of the payee field is the largest, the recommended payee closer to the middle position has a larger display size, and the recommended payee farthest from the middle position has the smallest display size.

[0063] In this embodiment, the display size of the recommended payees in the payee field is gradually reduced from the middle to both sides, so that it is easier for users to distinguish the recommended payees in terms of visual display.

[0064] In one embodiment, during the sliding process, the display size of the recommended payee changes according to the location, wherein the display size of the recommended payee in the payee field decreases from the middle to both sides.

[0065] Among them, since the display size corresponding to each arrangement position of the payee field is set, the display size of the recommended payee will change according to the position during the sliding process. For example, when the recommended payee moves from a non-middle position to a middle position, the display size of the recommended payee will become larger; when the recommended payee moves from a middle position to a non-middle position, the display size of the recommended payee will become smaller.

[0066] In this embodiment, during the sliding process, the display size of each recommended payee in the payee field changes with the position thereof, so that the recommended payee slid to the middle position is always displayed in the maximum display size.

[0067] In one embodiment, the recommended payees include at least a first category of recommended payees and a second category of recommended payees; the first category of recommended payees are recommended payees with a transaction frequency greater than a threshold; according to the priority order of the recommended payee categories in the payee list, the recommended payees are displayed in sequence from the middle to both sides in the horizontal payee field, including: displaying the two recommended payees with the largest transaction frequency in the first category of recommended payees in the payee list in the middle position of the payee field, and in the remaining payee fields, in order from the middle to the sides, displaying the remaining recommended payees in the first category first and then displaying the second category recommended payees in the priority order of the second category recommended payees.

[0068] Among them, the transaction frequency is the frequency of transfer transactions between the current user and other people, and the first category of recommended payees is the recommended payee with a transaction frequency greater than the threshold. When each category of recommended payees is determined based on historical transfer information, the recommended payees for display are selected from each category of recommended payees in order of their respective priorities, and the number of recommended payees selected for display from the first category is set to the preset display number. When each first category of recommended payees is displayed, it is displayed according to the internal ranking of the first category of recommended payees. The sorting standard is to arrange in descending order according to the transaction frequency. Compared with other categories of recommended payees, the first category of recommended payees has the highest priority, so each first category of recommended payees is displayed in the middle of the payee column. The two recommended payees with the highest transaction frequency in the first category of recommended payees in the payee list are displayed in the middle of the payee column. In the remaining payee columns, the remaining recommended payees in the first category are displayed in order from the middle to the two sides. The remaining recommended payees are the first category recommended payees of the preset display quantity after the two first category recommended payees are displayed. After the first category recommended payees are displayed, the second category recommended payees are displayed in the order of priority of the second category recommended payees. For users, the time difference between the display of each category of recommended payees is very small and usually not noticed by users.

[0069] In this embodiment, the two recommended payees with the highest transaction frequency are first displayed in the middle of the payee column according to the priority order of the first category recommended payees, and then the remaining recommended payees are displayed in the order from the middle to the two sides of the payee column, and then the second category recommended payees are displayed, so that the display of the first category recommended payees will not be wrong. In addition, the transaction frequency usually reflects the number of transactions, so the higher the transaction frequency, the closer the transaction relationship between the payee and the current user, so it is selected as the first category recommended payee and placed in the middle position, which can improve the recommendation success rate.

[0070] In one embodiment, the second category of recommended payees includes a preset number of recommended payees whose historical transaction times are closest to the current time; and the priority order of the second category of recommended payees is determined in descending order of historical transaction times.

[0071] The historical transaction time is the time when the current user has made a transfer transaction with other people. The recommended payee whose historical transaction time is closest to the current time is the most recent recommended payee. The preset number of second recommended payees are sorted in descending order according to the historical transaction time to obtain the priority order of the second category of recommended payees. The second category of recommended payees are in the remaining positions of the payee column. In one embodiment, in the payee list, if a recommended payee is both the most recent and has a high transaction frequency, it is retained as the first category and deleted from the second category of recommended payees.

[0072] In this embodiment, the priority order of the second category recommended payees is determined according to the descending order of historical transaction time, so that each second category recommended payee can be displayed in the remaining position of the payee field according to the priority order. In addition, the recommended payees include two categories, one is the recommended payee with a higher transaction frequency, and the other is the one with the most recent historical transaction time, both of which can reflect the close transaction relationship with the user, thereby improving the recommendation hit rate.

[0073] In one embodiment, when the current time is a preset regular transaction time, the first category of recommended payees are recommended payees whose regular transaction time is the current time, that is, recommended payees for a specific day; the recommended payees also include a second category of recommended payees and a third category of recommended payees, the second category of recommended payees are recommended payees whose transaction frequency is greater than a threshold, and the third category of recommended payees are a preset number of recommended payees whose historical transaction time is closest to the current time; the priority of the second category of recommended payees is greater than the priority of the third category of recommended payees.

[0074] The regular transaction time is the time when the user periodically conducts transfer transactions with other persons, such as regular rent transfers, etc. When the current time is the preset regular transaction time, the first type of recommended payees are recommended payees whose regular transaction time is the current time.

[0075] The first category of recommended payees originally determined by transaction frequency becomes the second category of recommended payees. The second category of recommended payees originally determined by transaction time becomes the third category of recommended payees. That is, the second category of recommended payees are recommended payees whose transaction frequency is greater than the threshold, and the third category of recommended payees are the preset number of recommended payees whose historical transaction time is closest to the current time. The priority of the first category of recommended payees is higher than that of the second category of recommended payees, and the priority of the second category of recommended payees is higher than that of the third category of recommended payees. The priority here refers to the priority of the display position of each type of recommended payee in the payee column. The greater the priority, the closer it is displayed to the middle of the payee column.

[0076] In this embodiment, when the current time is the preset regular transaction time, the recommended payee whose regular transaction time is the current time is taken as the first category of recommended payees, and the priority of other categories of recommended payees changes, and the recommended payees are displayed in sequence from the middle to the two sides of the payee column. And when the current time is the preset regular transaction time, the recommended payee with the closest relationship to the current time is taken as the first category of recommended payees, and is displayed in the middle of the payee column, which can improve its recommendation hit rate.

[0077] In one embodiment, when the target payee is not in the payee list, the terminal adds a new entry (such as an attached Figure 3 and 4 In Number), add the transferor information, where the target payee is the transfer object determined by the current user.

[0078] In one embodiment, the positions of various recommended payees in the payee column are preset. When responding to the transfer operation, various recommended payees are displayed according to the preset positions. For the preset positions, the size of the corresponding recommended payee icon is set for each preset position. When the payee list also includes the third type of recommended payee, the high-frequency recommended payee, the recent recommended payee and the specific recommended payee are calculated according to the arrangement formula: 0.7×high frequency recommended payee×X1+0.3×recent recommended payee×X2+1×specific day recommended payee×X3 (X1, X2, X3=0 or 1), and then the data is filled into the corresponding position. By adding animation and refresh effects when moving, it can be achieved that the diameter of various recommended payee icons becomes larger when moving from a non-middle position to a middle position.

[0079] In one embodiment, a method for pushing a payee includes: a user terminal responds to a transfer operation initiated by a user and requests at least two types of recommended payees from a server, wherein the at least two types of recommended payees are determined by the server based on historical transfer information, and when the user terminal obtains at least two types of recommended payees, it obtains a payee list.

[0080] The payee list includes first-category recommended payees, second-category recommended payees and third-category recommended payees. The priority of first-category recommended payees is higher than that of second-category recommended payees, and the priority of second-category recommended payees is higher than that of third-category recommended payees.

[0081] When there are frequently recommended payees and recently recommended payees, but no specific day recommended payees, the payee column only displays the first category of recommended payees, which represent frequently recommended payees, and the second category of recommended payees, which represent recently recommended payees. Since the first category of recommended payees has a higher priority than the second category of recommended payees, frequently recommended payees will be displayed in the middle of the payee column, and recently recommended payees will be displayed on both sides of frequently recommended payees. At this time, the display diagram of each recommended payee in the payee column is as follows: Figure 3 As shown, High Frequency 1, 2, 3, 4 indicates high frequency payees 1, 2, 3, 4, and Recent 1, 2, 3, 4 indicates recent payees 1, 2, 3, 4. When highlighted, the High Frequency 1, 2 icons located in the middle of the payee field are the largest, followed by High Frequency 3, 4, and then Recent 1, 2.   . .

[0082] When there are recently recommended payees, but there are no high-frequency recommended payees (assuming that the number of transfers between the current user and each payee is exactly the same) and specific-day recommended payees, the recently recommended payee is used as the first category of recommended payee, and the payee field only displays the first category of recommended payees representing the recently recommended payee. Therefore, a preset number of recently recommended payees are displayed in the payee field, and the priority order of each second category recommended payee is determined in descending order of historical transaction time (the closer to the current time, the higher the ranking), and the one with the closest historical transaction time to the current time is displayed in the middle of the payee field, and the remaining recommended payees (the remaining recently recommended payees) are displayed on both sides of the recommended payee with the closest historical transaction time to the current time.

[0083] When there are frequently recommended payees, recently recommended payees, and specific-day recommended payees, the specific-day recommended payees are the first category of recommended payees, the frequently recommended payees are the second category of recommended payees, and the recently recommended payees are the third category of recommended payees. The first category of recommended payees, the second category of recommended payees, and the third category of recommended payees are displayed in sequence from the middle to the sides. The first category of recommended payees with the highest priority is displayed in the middle of the payee field, the second category of recommended payees is displayed outside the first category of recommended payees, and the third category of recommended payees is displayed outside the second category of recommended payees. At this time, the display diagram of each recommended payee in the payee field is as follows: Figure 4As shown, Specific 1, 2, 3, 4 indicates specific day payees 1, 2, 3, 4, High Frequency 1, 2, 3, 4 indicates high frequency payees 1, 2, 3, 4, and Recent 1, 2 indicates recent payees 1, 2. When highlighted, the Specific 1, 2 icon in the middle of the payee field is the largest, followed by Specific 3, 4, and High Frequency 1, 2. ...

[0084] The user terminal highlights the recommended payee in the middle relative to the recommended payee in the outer position. In response to a horizontal sliding operation of the payee field, the recommended payee in the payee field is moved according to the sliding direction, and any recommended payee is highlighted when it moves to the middle of the payee field.

[0085] In this embodiment, the user terminal responds to the transfer operation and obtains a payee list based on at least two types of recommended payees determined based on historical transfer information. According to the priority order of the recommended payee categories in the payee list, the recommended payees are displayed in the payee field from the middle to the two sides in sequence, and the first type of recommended payees with the highest priority are displayed in the middle position of the payee field, and other types of recommended payees with a lower priority than the first type of recommended payees are displayed in the payee field at the outer position relative to the first type of recommended payees. When the user slides the payee field horizontally, the user terminal moves the recommended payees in the payee field according to the sliding direction. When any recommended payee moves to the middle position, it will be highlighted. After the recommended payee in the middle position is highlighted, it is easier for the user to capture it visually. The horizontal sliding displays each recommended payee, which is convenient for the user to make a quick selection, so that the present application can improve the user's transfer efficiency.

[0086] In one embodiment, taking the example that the recommended payees include specific day payees, high frequency payees and recent payees, the method for pushing payees includes: responding to the transfer operation, determining various types of recommended payees based on historical transfer information, and obtaining a payee list;

[0087] According to the priority order of the recommended payee categories in the payee list, the recommended payees are displayed in the horizontal payee field from the middle to the two sides, among which the specific day payee with the highest priority is displayed in the middle position of the payee field, the high-frequency payee with the second highest priority is displayed on both sides of the middle position of the payee field, and the latest payee with the lowest priority is displayed at the end position of the payee field; and the specific day payee located in the middle position of the payee field is highlighted relative to the high-frequency payee on both sides of the middle position of the payee field, and the high-frequency payee on both sides of the middle position of the payee field is highlighted relative to the latest payee at the end position of the payee field.

[0088] Among them, Figure 4As shown, in one embodiment, the gray rectangle is the payee field, including specific day payees, high frequency payees and recent payees. In the figure, specific day payees are represented as specific 1, specific 2, etc., high frequency payees are represented as high frequency 1, high frequency 2, etc., and recent payees are represented as recent 1, recent 2, etc. The specific day payee with the highest priority is displayed in the middle of the payee field, and the high frequency payee with the second highest priority is located in the middle of the payee field, that is, all specific day payees are regarded as a whole, located on both sides of the specific day payee. The latest payee with the lowest priority is displayed at the end of the payee field, as shown in the figure, all specific day payees and all high frequency payees are regarded as a whole, located on both sides of the specific day payee and the recent payee.

[0089] In response to a horizontal sliding operation on the payee field, the recommended payee in the payee field is moved according to the sliding direction. During the sliding process, the recommended payee is highlighted when it moves to the middle position of the payee field.

[0090] In this embodiment, when the recommended payees include specific day payees, high-frequency payees and recent payees, a category of payees with a higher priority will be displayed in a more conspicuous middle position according to the recommended priority, or during the sliding process, a category of payees slid to the middle position will be highlighted compared to other positions, thereby facilitating users to determine the payee more quickly.

[0091] It should be understood that, although the various steps in the flowcharts involved in the above-mentioned embodiments are displayed in sequence according to the indication of the arrows, these steps are not necessarily executed in sequence according to the order indicated by the arrows. Unless there is a clear explanation in this article, the execution of these steps does not have a strict order restriction, and these steps can be executed in other orders. Moreover, at least a part of the steps in the flowcharts involved in the above-mentioned embodiments can include multiple steps or multiple stages, and these steps or stages are not necessarily executed at the same time, but can be executed at different times, and the execution order of these steps or stages is not necessarily to be carried out in sequence, but can be executed in turn or alternately with other steps or at least a part of the steps or stages in other steps.

[0092] Based on the same inventive concept, the embodiment of the present application also provides a push payee device for implementing the push payee method involved above. The implementation scheme for solving the problem provided by the device is similar to the implementation scheme recorded in the above method, so the specific limitations in one or more push payee device embodiments provided below can refer to the limitations of the push payee method above, and will not be repeated here.

[0093] In one embodiment, Figure 5As shown, a device for pushing payees is provided, comprising: a payee list acquisition module 501, a recommended payee display module 502 and a sliding display module 503, wherein:

[0094] A payee list acquisition module 501 is used to respond to a transfer operation and obtain a payee list based on at least two types of recommended payees determined based on historical transfer information;

[0095] The recommended payee display module 502 is used to display the recommended payees in the horizontal payee column from the middle to the two sides according to the priority order of the recommended payee categories in the payee list, wherein the first category of recommended payees with the highest priority are displayed in the middle of the payee column, and the recommended payees in the middle are highlighted relative to the recommended payees in the outer positions;

[0096] The sliding display module 503 is used to respond to a horizontal sliding operation on the payee field and move the recommended payee in the payee field according to the sliding direction. During the sliding process, when the recommended payee moves to the middle position of the payee field, it is highlighted.

[0097] In one embodiment, in the payee push device, the display size of the recommended payees in the payee field decreases from the middle to both sides.

[0098] In one embodiment, the sliding display module is also used to change the display size of the recommended payee according to the location during the sliding process, wherein the display size of the recommended payee in the payee field decreases from the middle to both sides.

[0099] In one embodiment, the recommended payees include at least a first category of recommended payees and a second category of recommended payees; the recommended payee display module is further used to display the two recommended payees with the highest transaction frequency in the first category of recommended payees in the payee list in the middle position of the payee field, and in the remaining payee fields, in order from the middle to the two sides, display the remaining recommended payees in the first category first and then display the second category recommended payees in the priority order of the second category recommended payees.

[0100] In one embodiment, the second category of recommended payees includes a preset number of recommended payees whose historical transaction times are closest to the current time; the recommended payee display module determines the priority order of the second category of recommended payees in descending order of historical transaction times.

[0101] In one embodiment, in a payee push device, when the current time is a preset regular transaction time, the first category of recommended payees are recommended payees whose regular transaction time is the current time; the recommended payees also include a second category of recommended payees and a third category of recommended payees, the second category of recommended payees are recommended payees whose transaction frequency is greater than a threshold, and the third category of recommended payees are a preset number of recommended payees whose historical transaction time is closest to the current time; the priority of the second category of recommended payees is greater than the priority of the third category of recommended payees.

[0102] Each module in the above-mentioned push payment recipient device can be implemented in whole or in part by software, hardware or a combination thereof. Each module can be embedded in or independent of a processor in a computer device in the form of hardware, or can be stored in a memory in a computer device in the form of software, so that the processor can call and execute the corresponding operations of each module.

[0103] In one embodiment, a computer device is provided. The computer device may be a terminal, and its internal structure diagram may be as follows: Figure 6 As shown. The computer device includes a processor, a memory, a communication interface, a display screen and an input device connected through a system bus. Among them, the processor of the computer device is used to provide computing and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system and a computer program. The internal memory provides an environment for the operation of the operating system and the computer program in the non-volatile storage medium. The communication interface of the computer device is used to communicate with an external terminal in a wired or wireless manner, and the wireless manner can be achieved through WIFI, a mobile cellular network, NFC (near field communication) or other technologies. When the computer program is executed by the processor, a method for pushing a payee is implemented. The display screen of the computer device can be a liquid crystal display screen or an electronic ink display screen, and the input device of the computer device can be a touch layer covering the display screen, or a key, trackball or touchpad set on the computer device housing, or an external keyboard, touchpad or mouse, etc.

[0104] Those skilled in the art will understand that Figure 6 The structure shown in the figure is only a block diagram of a part of the structure related to the solution of the present application, and does not constitute a limitation on the computer device to which the solution of the present application is applied. The specific computer device may include more or fewer components than those shown in the figure, or combine certain components, or have a different arrangement of components.

[0105] In one embodiment, a computer device is further provided, including a memory and a processor, wherein a computer program is stored in the memory, and the processor implements the steps in the above method embodiments when executing the computer program.

[0106] In one embodiment, a computer-readable storage medium is provided, on which a computer program is stored. When the computer program is executed by a processor, the steps in the above-mentioned method embodiments are implemented.

[0107] In one embodiment, a computer program product is provided, including a computer program, which implements the steps in the above method embodiments when executed by a processor.

[0108] It should be noted that the user information (including but not limited to user device information, user personal information, etc.) and data (including but not limited to data used for analysis, stored data, displayed data, etc.) involved in this application are all information and data authorized by the user or fully authorized by all parties.

[0109] Those skilled in the art can understand that all or part of the processes in the above-mentioned embodiment methods can be completed by instructing the relevant hardware through a computer program, and the computer program can be stored in a non-volatile computer-readable storage medium. When the computer program is executed, it can include the processes of the embodiments of the above-mentioned methods. Among them, any reference to the memory, database or other medium used in the embodiments provided in the present application can include at least one of non-volatile and volatile memory. Non-volatile memory can include read-only memory (ROM), magnetic tape, floppy disk, flash memory, optical memory, high-density embedded non-volatile memory, resistive random access memory (ReRAM), magnetoresistive random access memory (MRAM), ferroelectric random access memory (FRAM), phase change memory (PCM), graphene memory, etc. Volatile memory can include random access memory (RAM) or external cache memory, etc. As an illustration and not limitation, RAM can be in various forms, such as static random access memory (SRAM) or dynamic random access memory (DRAM). The database involved in each embodiment provided in this application may include at least one of a relational database and a non-relational database. Non-relational databases may include distributed databases based on blockchains, etc., but are not limited to this. The processor involved in each embodiment provided in this application may be a general-purpose processor, a central processing unit, a graphics processor, a digital signal processor, a programmable logic device, a data processing logic device based on quantum computing, etc., but are not limited to this.

[0110] The technical features of the above embodiments may be combined arbitrarily. To make the description concise, not all possible combinations of the technical features in the above embodiments are described. However, as long as there is no contradiction in the combination of these technical features, they should be considered to be within the scope of this specification.

[0111] The above-described embodiments only express several implementation methods of the present application, and the descriptions thereof are relatively specific and detailed, but they cannot be understood as limiting the scope of the present application. It should be pointed out that, for a person of ordinary skill in the art, several variations and improvements can be made without departing from the concept of the present application, and these all belong to the protection scope of the present application. Therefore, the protection scope of the present application shall be subject to the attached claims.

Claims

1. A method for pushing a payee, characterized in that: The method comprises: In response to the transfer operation, at least two types of recommended payees are determined based on historical transfer information, and a payee list is obtained; According to the priority order of the recommended payee categories in the payee list, the recommended payees are displayed in sequence from the middle to the two sides of the horizontal payee column, wherein the first category of recommended payees with the highest priority are displayed in the middle of the payee column, and the recommended payees in the middle are highlighted relative to the recommended payees in the outer positions; In response to a horizontal sliding operation on the payee field, the recommended payees in the payee field are moved according to the sliding direction. During the sliding process, when the recommended payee moves to the middle position of the payee field, it is highlighted, wherein the recommended payees include at least a first category of recommended payees and a second category of recommended payees; the first category of recommended payees are recommended payees with a transaction frequency greater than a threshold; according to the priority order of the recommended payee categories in the payee list, the recommended payees are displayed in sequence from the middle to both sides of the horizontal payee field, including: The two recommended payees with the highest transaction frequency in the first category of recommended payees in the payee list are displayed in the middle position of the payee column, and in the remaining payee columns, the remaining recommended payees in the first category are displayed first in order from the middle to the two sides, and then the second category of recommended payees are displayed in order of priority of the second category of recommended payees, the second category of recommended payees includes a preset number of recommended payees whose historical transaction time is closest to the current time; the priority order of the second category of recommended payees is determined in descending order of historical transaction time, wherein, when the current time is a preset regular transaction time, the first category of recommended payees are recommended payees whose regular transaction time is the current time; the recommended payees also include second category of recommended payees and third category of recommended payees, the second category of recommended payees are recommended payees whose transaction frequency is greater than a threshold, and the third category of recommended payees are a preset number of recommended payees whose historical transaction time is closest to the current time; the priority of the second category of recommended payees is greater than that of the third category of recommended payees.

2. The method according to claim 1, characterized in that The display size of the recommended payees in the payee field decreases from the middle to both sides.

3. The method according to claim 1, characterized in that During the sliding process, the display size of the recommended payee changes according to the location, wherein the display size of the recommended payee in the payee field decreases from the middle to both sides.

4. A device for pushing a payee, characterized in that: The device comprises: A payee list acquisition module, used to respond to a transfer operation and obtain a payee list based on at least two types of recommended payees determined based on historical transfer information; A recommended payee display module, for displaying the recommended payees in the horizontal payee column from the middle to both sides according to the priority order of the recommended payee categories in the payee list, wherein the first category of recommended payees with the highest priority are displayed in the middle of the payee column, and the recommended payees in the middle are highlighted relative to the recommended payees in the outer positions; A sliding display module is used to respond to a horizontal sliding operation on the payee field and move the recommended payees in the payee field according to the sliding direction. During the sliding process, when the recommended payee moves to the middle position of the payee field, it is highlighted, wherein the recommended payees include at least a first category of recommended payees and a second category of recommended payees; the recommended payee display module is also used to display the two recommended payees with the highest transaction frequency in the first category of recommended payees in the payee list in the middle position of the payee field, and in the remaining payee fields, in order from the middle to the two sides, the remaining recommended payees in the first category are displayed first, and then the second category of recommended payees are displayed in the priority order of the second category of recommended payees. ; The second category of recommended payees includes a preset number of recommended payees whose historical transaction time is closest to the current time; the recommended payee display module determines the priority order of the second category of recommended payees in descending order of historical transaction time; when the current time is a preset regular transaction time, the first category of recommended payees are recommended payees whose regular transaction time is the current time; the recommended payees also include a second category of recommended payees and a third category of recommended payees, the second category of recommended payees are recommended payees whose transaction frequency is greater than a threshold, and the third category of recommended payees are a preset number of recommended payees whose historical transaction time is closest to the current time; the priority of the second category of recommended payees is greater than the priority of the third category of recommended payees.

5. The device according to claim 4, characterized in that The display size of the recommended payees in the payee field decreases from the middle to both sides.

6. The device according to claim 4, characterized in that The sliding display module is also used for changing the display size of the recommended payee according to the position during the sliding process, wherein the display size of the recommended payee in the payee field decreases from the middle to both sides.

7. A computer device comprising a memory and a processor, wherein the memory stores a computer program, characterized in that: When the processor executes the computer program, the steps of the method according to any one of claims 1 to 3 are implemented.

8. A computer-readable storage medium having a computer program stored thereon, characterized in that: When the computer program is executed by a processor, the steps of the method according to any one of claims 1 to 3 are implemented.

9. A computer program product, comprising a computer program, characterized in that When the computer program is executed by a processor, the steps of the method according to any one of claims 1 to 3 are implemented.

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