Electronic toll collection (ETC) withholding processing method and apparatus

Abstract

Embodiments of the present specification provide an ETC withholding processing method and device, wherein the ETC withholding processing method comprises: in the process of ETC order settlement, according to the device identifier of the ETC device recorded in the ETC order of the vehicle, reading the benefit set of the ETC device in the ETC service device transaction and device activation issuance, determining the deduction channel bound to the ETC device based on the deduction agreement signed by the ETC service, in the case that the deduction channel is the payment channel of the running program of the ETC service, selecting the target benefit matched with the ETC order in the benefit set, and performing the cost settlement of the ETC order according to the target benefit and calling the payment channel to perform the settlement processing of the ETC order.

Description

Technical Field

[0001] This document relates to the field of data processing technology, and in particular to an ETC deduction processing method and device. Background Technology

[0002] With the continuous development of the Internet and the continuous construction of highways, more and more toll stations are starting to build more efficient intelligent lanes. ETC (Electronic Toll Collection) lanes, with their advantages of accurate and fast recognition, have been built and implemented in more and more toll stations. Drivers can install ETC devices in their vehicles to achieve electronic payment without queuing when passing through ETC lanes. However, there are still some problems with ETC devices, which puts forward higher requirements for ETC technology stakeholders. Summary of the Invention

[0003] This specification provides one or more embodiments of an ETC (Electronic Toll Collection) deduction method, comprising: reading the set of rights for the ETC device in the ETC service for device transactions and device activation issuance, based on the device identifier of the ETC device recorded in the vehicle's ETC order; determining the deduction channel bound to the ETC device based on the deduction agreement signed by the ETC service; if the deduction channel is the payment channel of the ETC service's operating program, selecting a target right matching the ETC order from the set of rights; settling the ETC order fee according to the target right, and invoking the payment channel to process the ETC order settlement.

[0004] This specification provides one or more embodiments of an ETC (Electronic Toll Collection) deduction processing device, comprising: a rights set reading module configured to read, based on the device identifier of the ETC device recorded in the vehicle's ETC order, the rights set of the ETC device involved in device transactions and device activation issuance within the ETC service; a deduction channel determination module configured to determine the deduction channel bound to the ETC device based on the deduction agreement signed by the ETC service; a target rights acquisition module configured to, if the deduction channel is a payment channel of the ETC service's operating program, select a target rights settling matching the ETC order from the rights set; and an ETC order settlement module configured to settle the ETC order's fees based on the target rights and invoke the payment channel to process the ETC order settlement.

[0005] This specification provides one or more embodiments of an ETC (Electronic Toll Collection) deduction processing device, comprising: a processor; and a memory configured to store computer-executable instructions, which, when executed, cause the processor to: read, based on the device identifier of the ETC device recorded in the vehicle's ETC order, the set of rights for device transactions and device activation issuance of the ETC device in the ETC service; determine the deduction channel bound to the ETC device based on the deduction agreement signed by the ETC service; if the deduction channel is the payment channel of the ETC service's operating program, select a target right matching the ETC order from the set of rights; settle the fee for the ETC order according to the target right, and invoke the payment channel to process the settlement of the ETC order.

[0006] This specification provides one or more embodiments of a storage medium for storing computer-executable instructions that, when executed by a processor, implement the following process: Based on the device identifier of the ETC device recorded in the vehicle's ETC order, read the set of rights for the ETC device's device transactions and activation issuance in the ETC service. Determine the deduction channel bound to the ETC device based on the deduction agreement signed by the ETC service. If the deduction channel is the payment channel of the ETC service's running program, select a target right matching the ETC order from the set of rights. Settle the ETC order fee according to the target right and invoke the payment channel to process the ETC order settlement. Attached Figure Description

[0007] To more clearly illustrate the technical solutions in one or more embodiments or prior art of this specification, the drawings used in the description of the embodiments or prior art will be briefly introduced below. Obviously, the drawings described below are only some embodiments recorded in this specification. For those skilled in the art, other drawings can be obtained based on these drawings without creative effort.

[0008] Figure 1 A schematic diagram illustrating the implementation environment of an ETC deduction processing method provided in one or more embodiments of this specification;

[0009] Figure 2 A flowchart illustrating an ETC deduction processing method provided in one or more embodiments of this specification;

[0010] Figure 3 A flowchart illustrating a processing method for a fee settlement scenario provided in one or more embodiments of this specification;

[0011] Figure 4A flowchart illustrating a processing method for a rights distribution scenario provided in one or more embodiments of this specification;

[0012] Figure 5 A schematic diagram of an embodiment of an ETC deduction processing device provided in one or more embodiments of this specification;

[0013] Figure 6 This is a schematic diagram of the structure of an ETC deduction processing device provided for one or more embodiments of this specification. Detailed Implementation

[0014] To enable those skilled in the art to better understand the technical solutions in one or more embodiments of this specification, the technical solutions in one or more embodiments of this specification will be clearly and completely described below with reference to the accompanying drawings. Obviously, the described embodiments are only a part of the embodiments of this specification, and not all of the embodiments. Based on one or more embodiments of this specification, all other embodiments obtained by those skilled in the art without creative effort should fall within the protection scope of this document.

[0015] The ETC deduction processing method provided in this embodiment, or one or more embodiments, is applicable to the ETC deduction processing implementation environment. (Refer to...) Figure 1 The implementation environment includes at least an ETC server 101. The ETC server 101 can be one or more servers, a server cluster consisting of several servers, or a cloud server on a cloud computing platform. The ETC server 101 is used for purchasing, activating, binding toll payment channels, canceling, and settling ETC orders for ETC services.

[0016] The implementation environment may include ETC device 102, which may be equipped with an electronic tag to communicate with the ETC lane. ETC device 102 may be a card-based ETC device or a cardless ETC device. ETC server 101 may settle ETC orders based on the device identifier of ETC device 102.

[0017] The implementation environment may also include an ETC platform 103, which can be a platform built by one or more servers, a server cluster consisting of several servers, or a platform built by cloud servers of a cloud computing platform. The ETC platform 103 can communicate with the ETC device 102 through lower-level devices, generate ETC orders based on the communication results, and send them to the ETC server 101 for ETC order settlement through the ETC server 101.

[0018] In this implementation environment, during the ETC order settlement process, the ETC platform 103 communicates with the ETC device 102 twice, once upon entry and once upon exit. Based on the communication results and the device identifier of the ETC device 102, an ETC order is generated and sent to the ETC server 101. The ETC server 101 reads the set of rights for the ETC device 102 in the ETC service for device transactions and device activation based on the device identifier. Based on the deduction agreement signed by the ETC service, the server determines the deduction channel bound to the ETC device 102. If the deduction channel is the payment channel of the ETC service's operating program, the server selects the target rights that match the ETC order from the set of rights, settles the ETC order fee according to the target rights, and calls the payment channel to process the ETC order settlement.

[0019] This specification provides one or more embodiments of an ETC deduction processing method as follows:

[0020] Reference Figure 2 The ETC deduction processing method provided in this embodiment specifically includes steps S202 to S208.

[0021] Step S202: Based on the device identifier of the ETC device recorded in the vehicle's ETC order, read the set of rights and interests of the ETC device in the ETC service for device transactions and device activation issuance.

[0022] In practical applications, ETC devices installed in vehicles can be purchased and activated through different channels. When settling highway tolls, the ETC device can deduct the toll through the bound payment channel. However, the purchase channel, activation channel, and payment channel of the ETC device may not be under the same application service. To improve user experience and enable users to better use ETC for passage, this embodiment proposes to issue a set of benefits to users after they purchase and activate the ETC device through the ETC service. The usage cycle of the ETC device can be divided into five usage cycles: purchase of the ETC device, binding of the payment channel, activation of the ETC device, passage of the ETC device, and cancellation of the ETC device. Benefits and / or reminder information can be issued to users after the completion of each usage cycle, thereby improving users' experience of using the ETC device through the ETC service, increasing user stickiness of the ETC service, and increasing user traffic of the ETC service.

[0023] In this embodiment, ETC device refers to hardware device installed on a vehicle for passing through ETC lanes on highways. ETC device is configured with device identification, such as device code. ETC identification device configured in ETC lane can obtain the device identification of ETC device by communicating with ETC device.

[0024] In this embodiment, the ETC service is provided to the vehicle owner and supports the purchase, activation, passage, and cancellation of ETC devices throughout their usage cycle. The ETC service is also used for binding the ETC device's deduction channel and settling passage fees. Within the ETC service, users can run a single usage cycle, such as purchasing an ETC device, or they can run multiple usage cycles, such as running the entire usage cycle of the ETC device. After a user runs the ETC device for a usage cycle within the ETC service, the ETC service can issue the corresponding benefits to the user. The data set storing these benefits is called the benefit set. The benefits in the benefit set can be obtained through the ETC service or through the ETC service's operating program and / or other services of the operating program.

[0025] In practice, the system obtains ETC orders for toll settlement via ETC devices, extracts the device identifier recorded in the ETC order, and uses this identifier to read the set of rights associated with the ETC device's transactions and activation within the ETC service. Specifically, users can purchase ETC devices through the ETC service, sign a toll payment agreement and bind a payment channel, and activate ETC devices. When users perform ETC-related operations within the ETC service, corresponding rights can be issued to the user after each stage of the operation, improving user awareness. The device identifier can be the device code, which the ETC device installed at the toll station can communicate with the vehicle's ETC device to obtain. The ETC devices for which users sign toll payment agreements can be purchased through channels outside the ETC service, and the ETC devices activated by users within the ETC service can also be purchased through channels outside the ETC service.

[0026] In practical applications, it is necessary to pre-bind the payment channel of the ETC device before settling toll fees. Only after binding the payment channel can the ETC device be used. To address this, the payment channel of the ETC service's operating program can be bound, thus improving user experience. In one optional implementation of this embodiment, before reading the set of rights for the ETC device in the ETC service's device transaction and activation issuance based on the device identifier recorded in the ETC order, the following steps are also included:

[0027] Obtain the signature application submitted by the user of the vehicle through the ETC service for the payment channel;

[0028] An agreement signing page is generated based on the signing application and displayed through the ETC service. After detecting the signing instruction input by the user, the ETC device and the payment channel are bound together.

[0029] Specifically, after a user submits a signing application through the payment channel of the ETC service's operating program, a signing page for the corresponding deduction agreement is generated based on the signing application and displayed through the ETC service. The user can enter a signing command by triggering the signing page. After detecting the user's entered signing command, the ETC device is bound to the payment channel, enabling the user to settle the toll fees for the ETC device through that payment channel. Specifically, the user can access the ETC service's service page through the user terminal to trigger the application interface to submit a signing application, and the signing page will be displayed on the user terminal. The user can then enter a signing command by triggering the signing interface contained in the signing page.

[0030] In practical applications, users can purchase ETC devices through various channels, and the ETC service also provides channels for purchasing ETC devices. Users can submit purchase applications for ETC devices provided by the ETC service within the ETC service to improve the efficiency of ETC service usage. In one optional implementation of this embodiment, before reading the rights set of the ETC device based on the device identifier recorded in the ETC order and the device activation and issuance by the ETC service, the following steps are also included:

[0031] Obtain the purchase request submitted by the user of the vehicle for the ETC device through the ETC service;

[0032] Based on the purchase request, a transaction order to be paid is created and sent to the user. After detecting the transaction instruction submitted for the transaction order to be paid, a device transaction order is generated.

[0033] Specifically, the system obtains the purchase request submitted by the vehicle owner for the ETC device through the ETC service. After detecting the purchase request, it creates a pending payment transaction order for the ETC device based on the user's purchase request. After the user pays for the pending payment transaction order, it generates a device transaction order for the ETC device based on the user's transaction instruction. The user can access the ETC service page through the user terminal, submit a purchase request by triggering the interface of the ETC device configured on the service page, and submit a transaction instruction by triggering the payment interface configured for the pending payment transaction order.

[0034] In practice, to prevent accidental charges from ETC devices, the devices can be configured at the hardware level according to the bound charging channels to avoid unexpected charges between different channels. Therefore, when purchasing an ETC device, the user can first select a charging channel and then submit the transaction instruction after signing the channel charging agreement. Optionally, the device transaction order is generated after the charging agreement is signed.

[0035] Furthermore, the generated device transaction order can also be configured with an activation interface. After receiving the ETC device, the user can trigger the activation interface configured in the device transaction order to jump to the device activation page. The user can then complete the device activation according to the device activation guidance information on the activation page, thereby improving user experience. The activation interface can be a button. In one optional implementation of this embodiment, after creating a pending payment order based on the purchase request and issuing it to the user, and generating the device transaction order after detecting the transaction instruction submitted for the pending payment order, the following steps are also included:

[0036] Obtain the ETC activation request submitted by the user through the activation interface configured in the device transaction order;

[0037] Based on the ETC activation request, a device activation command is generated and sent to the ETC device. After detecting the activation completion command returned by the ETC device, an activation completion reminder is generated and pushed to the user.

[0038] Specifically, users can activate their ETC devices through their user terminals. After a user submits an ETC activation request via the activation interface configured in the device transaction order through their user terminal, the system receives the ETC activation request submitted by the user terminal and generates a device activation command based on this request. The device activation command can then be sent to the user terminal, which forwards the device activation command to the ETC device through the communication link between the user terminal and the ETC device. Correspondingly, the ETC device can send an activation completion command to the user terminal. Upon detecting the activation completion command forwarded by the user terminal, the system generates an activation completion reminder and pushes it to the user terminal for display.

[0039] For example, a user submits an ETC activation request by triggering the activation interface configured in the device transaction order through the user terminal and establishes a communication link between the ETC device and the user terminal via Bluetooth. Based on the ETC activation request, a device activation command is generated and sent to the user terminal. The user terminal forwards the device activation command to the ETC device via Bluetooth. After the ETC device completes activation, it generates an activation completion command and sends it to the user terminal to receive the activation completion command back. After detecting the activation completion command received from the user terminal, an activation completion reminder is generated and pushed to the user terminal to be displayed on the user terminal.

[0040] Furthermore, users can obtain the right to purchase an ETC device after purchasing it, the right to activate the ETC device after activation, and the right to access a payment channel after binding it. A set of rights can also be constructed based on these rights, allowing users to select matching rights when using them. These rights can be user rights for shopping platforms and / or shopping services, vehicle rights for vehicle services, payment rights for chauffeur and / or ride-hailing services, or toll rights for highway ETC passage. This embodiment does not limit these limitations. In one optional implementation, this embodiment generates a device activation command based on the ETC activation request and sends it to the ETC device. After detecting the activation completion command returned by the ETC device, it generates an activation completion reminder and pushes it to the user. The implementation also includes:

[0041] Upon detecting the transaction instruction, the deduction channel of the signed deduction agreement is queried. If the deduction channel is the payment channel, the access rights of the payment channel are determined and added to the rights set.

[0042] The rights and interests of users who conduct equipment transactions are determined and added to the set of rights and interests.

[0043] Upon detecting the activation completion instruction, the vehicle rights for which device activation has been performed are determined to be added to the rights set.

[0044] Specifically, upon detecting a transaction instruction for an pending payment order for an ETC device, it indicates that the user has purchased an ETC device. The system then queries the toll payment channel bound to the toll payment agreement signed by the user before purchasing the ETC device. If the bound toll payment channel is the payment channel of the ETC operating program, the system determines the passage rights of the payment channel and adds the passage rights to the rights set. It also determines the user's rights for the device transaction and adds them to the rights set. Upon detecting an activation completion instruction returned by the ETC device, it indicates that the user has completed the device activation of the ETC device through the ETC service. The system then determines the vehicle rights for the activated device and adds them to the rights set.

[0045] For example, after detecting a transaction instruction for a pending payment order, the system queries the payment channel for which the user has signed the ETC service operating procedure, determines the ETC toll bonus corresponding to the payment channel and adds it to the user's rights set, and determines the shopping bonus for the device purchase service and adds it to the user's rights set. After detecting the activation completion instruction returned by the ETC device, it indicates that the user has completed the device activation of the ETC device through the ETC service, determines the vehicle service voucher for device activation and adds it to the user's rights set.

[0046] In practical applications, users can purchase and activate ETC devices through different channels, and can also bind payment channels other than the payment channel of the ETC device's operating program. Users can also use the ETC service with an existing usable ETC device, such as binding an existing ETC device to the ETC service for payment notifications, bill inquiries, etc., and can also obtain user benefits and add them to a benefits set after binding. Since the level of participation in the ETC service may vary for each user's ETC device usage cycle, the benefits in the benefits set can be determined based on the user's level of participation in the ETC service at each stage of the ETC device's lifecycle. For example, users with higher participation levels receive larger payment bonuses to improve user perception of the ETC service. In one optional implementation of this embodiment, before reading the benefits set of the ETC device for device transaction and activation in the ETC service based on the device identifier recorded in the ETC order, the following steps are also included:

[0047] Check whether there are device transaction orders and device activation records for the ETC device in the ETC service;

[0048] If so, calculate the ETC participation level of the ETC device based on the device transaction order, the device activation record, and the deduction agreement;

[0049] If not, no action needs to be taken.

[0050] The rights and interests included in the rights and interests set are determined based on the ETC participation level.

[0051] Specifically, based on the device identifier of the ETC device, the system checks whether there are device transaction orders and activation records for the ETC device in the ETC service database. If no records are found, it indicates that the user has not operated the ETC device within the ETC service, and no action is required. If device transaction orders and activation records for the ETC device are found, it indicates that the user has purchased and activated the ETC device within the ETC service. The ETC device's participation level in the ETC service is calculated based on the device transaction order, activation record, and signed deduction agreement. The rights included in the rights set are determined based on this participation level. Where the deduction channel in the deduction agreement is the payment channel of the ETC service's operating program, the passage rights can be used through the payment channel.

[0052] For example, if the ETC device's device identifier is used to detect the existence of ETC device transaction orders and device activation records in the ETC service database, and if the ETC device is bound to the payment channel of the ETC service's operating program, the ETC participation level of the ETC device is calculated to be high based on the device transaction order, device activation record, and payment channel in the deduction agreement. Based on this high ETC participation level, the payment reduction amount of the payment bonus included in the rights set is determined.

[0053] It should be noted that the method for determining the rights included in the rights set provided above can also be implemented when determining the rights, so as to determine the rights issued after the usage period of the ETC device is completed before adding the rights to the rights set. For example: after detecting the activation completion instruction, check whether there is a device transaction order for the ETC device in the ETC service; if not, no processing is required; if so, calculate the ETC participation level of the ETC device based on the device transaction order, the activation completion instruction and the deduction agreement; determine the vehicle rights for device activation based on the ETC participation level and add them to the rights set.

[0054] Step S204: Determine the deduction channel bound to the ETC device based on the deduction agreement signed by the ETC service.

[0055] In practice, the system obtains the toll payment agreement for highway tolls signed within the ETC service and determines the toll payment channel bound to the ETC device based on this agreement. Previously, users could access the ETC service through their terminals. During the purchase of ETC devices within the ETC service, users could trigger the interfaces configured for each toll payment channel on the toll payment channel signing page displayed by the ETC service to sign the corresponding toll payment agreement.

[0056] In practice, the payment channel for highway tolls for ETC devices can be pre-determined by the user and recorded in the payment agreement content based on the agreement content. The purpose is to detect whether the payment channel is the payment channel of the ETC service operation program.

[0057] Step S206: If the deduction channel is the payment channel of the ETC service's operating program, select the target benefit that matches the ETC order from the benefit set.

[0058] This embodiment issues benefits to users and adds them to a benefit set after each usage cycle of the ETC device within the ETC service. During ETC order settlement, benefits matching the ETC order are selected from the benefit set for payment, improving the user's perception of the ETC service. Specifically, if the payment channel recorded in the user's signed deduction agreement is the payment channel of the ETC service's operating program, the target benefit matching the order type of the ETC order is selected from the user's benefit set.

[0059] In practice, the rights set may contain multiple rights, and the applicable usage conditions for each right may differ. To address this, candidate rights can be first filtered by type within the rights set, and then the target right can be selected from the candidate rights based on a matching procedure with the ETC order. In one optional implementation of this embodiment, selecting the target right matching the ETC order from the rights set includes:

[0060] Select candidate benefits that match the payment channel from the set of benefits;

[0061] Based on the order type of the ETC order, the candidate rights are selected to match the ETC order, and the selected rights are determined as the target rights.

[0062] Specifically, based on the order attributes of the ETC order, candidate benefits matching the payment channel are selected from the benefit set. Based on the ETC passage type of the ETC order, passage benefits of the ETC passage type are filtered from the candidate benefits, and the passage benefits are determined as the target benefits.

[0063] For example, select candidate payment coupons applicable to the payment channel from the set of benefits, select ETC payment coupons from the candidate payment coupons based on the ETC toll type of the ETC order, and determine the ETC payment coupon as the target coupon.

[0064] Furthermore, there may be multiple toll benefits matched with an ETC order, and the usage time limit and conditions of each toll benefit may differ. For example, some toll benefits may have an expiration date, some may have activation conditions restricted (e.g., a discount for reaching a certain number of tolls), and some may have a benefit type (e.g., a discount for this toll after meeting a certain number of tolls). Users may not be able to select from the candidate toll benefits while driving. Therefore, the usage priority of each toll benefit can be determined based on its usage information, and the toll benefit with the highest priority can be selected as the target benefit. In one optional implementation method provided in this embodiment, determining the toll benefit as the target benefit includes:

[0065] Based on the usage period, usage conditions and / or type of the access rights, determine the usage priority of the access rights;

[0066] Based on the usage priority, a target access right is selected as the target access right among the access rights.

[0067] Specifically, the usage period, usage conditions, and / or type of access rights are obtained. Based on the usage period, usage conditions, and / or type of access rights, a specific algorithm is used to calculate the usage priority of the access rights. Based on the usage priority, a target access right with a high usage priority is selected as the target access right. Among these, the usage period of access rights can be negatively correlated with the usage priority, that is, the shorter the usage period, the higher the usage priority. The usage conditions of access rights can be positively correlated with the usage priority, that is, the higher the activation conditions for discounts, the higher the usage priority. The impact of the access right type on the usage priority can be determined according to user preferences, that is, the access right type preferred by the user has a higher usage priority.

[0068] For example, if there are two access coupons in the set of benefits, based on the expiration time of the two access coupons, the conditions for activating the discount, and the benefit type, the first access coupon that is about to expire has higher priority. Therefore, the first access coupon that is about to expire is selected as the target benefit.

[0069] It should be noted that the access rights in the rights set can be stackable access rights, such as: multiple suitable access rights can be used for toll settlement for one ETC passage, or they can be non-stackable access rights, such as: only one suitable access right can be used for toll settlement for one ETC passage, or they can be payment rights applicable to any payment environment, such as: payment rights of payment channels. This embodiment does not limit them here.

[0070] Step S208: Settle the fee for the ETC order according to the target benefits, and call the payment channel to process the settlement of the ETC order.

[0071] In practice, the original toll fee recorded in the ETC order is extracted, the toll fee of the ETC order is calculated based on the original toll fee and the target benefits, and the toll fee is paid through the payment channel to complete the settlement of the ETC order.

[0072] In practice, the payment channel can provide a payment interface through the ETC service's running program. The ETC service can call this payment interface to submit order payments and complete fund transfers through the running program. In one optional implementation of this embodiment, calling the payment channel for ETC order settlement processing includes:

[0073] Based on the fee settlement result, an order payment instruction is generated, and the payment interface of the running program is called to submit the order payment instruction, so that the running program can process the transfer of funds from the user account of the vehicle's owner to the platform account of the ETC platform to which the ETC order belongs, based on the fee settlement result.

[0074] Specifically, based on the toll settlement result, an order payment instruction for the ETC order is generated. The payment interface provided by the ETC service's operating program is called to submit the order payment instruction. After detecting the submitted order payment instruction, the operating program, based on the toll fee and payee information contained in the order payment instruction, transfers the toll fee from the user account of the vehicle's owner and transfers the transferred funds to the platform account of the ETC platform to which the ETC order belongs, thereby completing the order settlement of the ETC order.

[0075] In practical applications, ETC passage is also part of the ETC device's usage cycle, and is a core usage cycle. Users mainly use ETC devices for ETC passage. Therefore, after the ETC passage ends, user rights can be determined based on the ETC device's passage data and added to a rights set to improve user awareness. In one optional implementation of this embodiment, after settling the ETC order fee based on the target rights and calling the payment channel to settle the ETC order, it further includes:

[0076] User rights are determined based on the number of times the ETC device is used and / or the level of ETC participation.

[0077] Add the user rights to the rights set.

[0078] Specifically, the system queries the ETC service database for the number of times an ETC device has passed through the system, and determines the user's rights and interests for this ETC passage based on the ETC device's participation in the ETC service and / or the number of passages. The user's rights and interests are then added to the user's rights and interests set. Among these, the ETC participation level can be positively correlated with the user's rights and interests, that is, the higher the ETC participation level, the higher the user's rights and interests. The number of passages can also be positively correlated with the user's rights and interests, that is, the more passages, the higher the user's rights and interests.

[0079] For example, query the number of times an ETC device has passed through the ETC service database, and determine the user's benefit for this ETC passage as a payment bonus from the payment channel based on the high participation of the ETC device in the ETC service, and add the payment bonus to the user's benefit set.

[0080] In practical applications, after an ETC device is damaged or reaches its service life and is scrapped, it is necessary to complete the ETC device cancellation process so that the vehicle can be bound to a new ETC device through a payment channel. ETC device cancellation can be performed after the user submits a cancellation request, and a cancellation completion reminder is generated after the ETC device is unbound from the payment channel to increase user awareness. In one optional implementation of this embodiment, after settling the ETC order fee according to the target benefits and calling the payment channel to settle the ETC order, it also includes:

[0081] Based on the cancellation request submitted by the user of the vehicle for the ETC device, a payment unbinding instruction is generated and the access interface of the running program is called to submit the payment unbinding instruction. Based on the unbinding confirmation instruction returned by the interface call, a cancellation completion reminder is generated and sent to the user.

[0082] Specifically, the vehicle owner can access the ETC service through the user terminal and submit a cancellation request for the ETC device within the ETC service. Based on the cancellation request, a payment unbinding instruction is generated and the access interface of the running program is called to submit the payment unbinding instruction. The running program processes the unbinding of the ETC device and the payment channel based on the submitted payment unbinding instruction, generates an unbinding confirmation instruction and sends it back. Based on the unbinding confirmation instruction returned by the interface call, a cancellation completion reminder is generated and sent to the user terminal.

[0083] In summary, the one or more ETC deduction processing methods provided in this embodiment, during the ETC order settlement process, read the set of rights for the ETC device's device transactions and activation issuance in the ETC service based on the device identifier recorded in the vehicle's ETC order, determine the deduction channel bound to the ETC device based on the deduction agreement signed by the ETC service, and select the target rights matching the ETC order from the set of rights if the deduction channel is the payment channel of the ETC service's running program. The ETC order fee is settled according to the target rights, and the payment channel is invoked for ETC order settlement processing. This embodiment improves user perception and enhances user stickiness by issuing rights to users at various usage cycles of the ETC device, thereby increasing user traffic for the ETC service.

[0084] The following example uses the ETC deduction processing method provided in this embodiment in a toll settlement scenario as an example, combined with... Figure 3 The ETC deduction processing method provided in this embodiment will be further explained. The ETC deduction processing method applied to the toll settlement scenario specifically includes the following steps.

[0085] Step S302: Obtain the signing application submitted by the vehicle owner through the ETC service for the payment channel.

[0086] Step S304: Generate an agreement signing page based on the signing application and display it through the ETC service. After detecting the signing instruction entered by the user, bind the ETC device and the payment channel.

[0087] Step S306: Based on the device identifier of the ETC device recorded in the vehicle's ETC order, read the set of rights and interests of the ETC device for device transaction and device activation issuance in the ETC service.

[0088] Step S308: Determine the toll collection channel bound to the ETC device based on the toll collection agreement signed for the ETC service.

[0089] Step S310: If the deduction channel is the payment channel of the ETC service operating program, select candidate rights of the payment type that match the payment channel from the rights set.

[0090] Step S312: Based on the order type of the ETC order, filter the toll rights that match the ETC order from the candidate rights.

[0091] Step S314: Determine the priority of use of passage rights based on the time limit and conditions of use.

[0092] Step S316: Select the target passage right from the passage rights based on the usage priority and set it as the target right.

[0093] Step S318: Settle the ETC order fee according to the target rights and call the payment channel to process the ETC order settlement.

[0094] Optionally, step S318 can be replaced by: settling the cost of the ETC order based on the target benefits, generating an order payment instruction based on the cost settlement result, and calling the payment interface of the running program to submit the order payment instruction, so that the running program can process the transfer of funds from the user account of the vehicle's owner to the platform account of the ETC platform to which the ETC order belongs based on the cost settlement result.

[0095] The following example uses the ETC deduction processing method provided in this embodiment in the scenario of rights issuance as an example, combined with... Figure 4 The ETC deduction processing method provided in this embodiment will be further explained. The ETC deduction processing method applied to the rights issuance scenario specifically includes the following steps.

[0096] Step S402: Obtain the purchase request submitted by the vehicle owner for the ETC device through the ETC service.

[0097] Step S404: Create a pending payment transaction order based on the purchase request and send it to the user. After detecting the transaction instruction submitted for the pending payment order, generate a device transaction order.

[0098] Optionally, equipment transaction orders are generated after the channel fee deduction agreement is signed.

[0099] Step S406: After detecting the transaction instruction, query the deduction channel of the signed deduction agreement. If the deduction channel is the payment channel of the ETC service program, determine the passage rights of the payment channel and add it to the rights set.

[0100] Here, the set of rights refers to the ETC devices that are traded and activated through the ETC service.

[0101] Step S408: Obtain the ETC activation request submitted through the activation interface configured to trigger the device transaction order.

[0102] Step S410: Generate a device activation command based on the ETC activation request and send it to the ETC device. After detecting the activation completion command returned by the ETC device, generate an activation completion reminder and push it to the user.

[0103] Step S412: After detecting the activation completion command, determine the vehicle rights for which device activation is performed and add them to the rights set.

[0104] Step S414: Based on the device identifier of the ETC device recorded in the vehicle's ETC order, read the set of rights and interests of the ETC device for device transaction and device activation issuance in the ETC service.

[0105] Step S416: Determine the toll collection channel bound to the ETC device based on the toll collection agreement signed by the ETC service.

[0106] Step S418: If the deduction channel is the payment channel of the ETC service operating program, select the target benefit that matches the ETC order from the benefit set.

[0107] Step S420: Settle the ETC order fee according to the target rights and call the payment channel to process the ETC order settlement.

[0108] Step S422: Determine the user's rights and interests based on the number of times the ETC device passes through and the ETC participation rate, and add the user rights and interests to the rights and interests set.

[0109] This manual provides an embodiment of an ETC deduction processing device as follows:

[0110] In the above embodiments, an ETC deduction processing method is provided, and correspondingly, an ETC deduction processing device is also provided, which will be described below with reference to the accompanying drawings.

[0111] Reference Figure 5The diagram shows a schematic of an embodiment of an ETC deduction processing device provided in this embodiment.

[0112] Since the apparatus embodiments correspond to the method embodiments, the descriptions are relatively simple. For relevant parts, please refer to the corresponding descriptions of the method embodiments provided above. The apparatus embodiments described below are merely illustrative.

[0113] This embodiment provides an ETC deduction processing device, including:

[0114] The rights set reading module 502 is configured to read the rights set of the ETC device for device transactions and device activation issuance in the ETC service based on the device identifier of the ETC device recorded in the vehicle's ETC order.

[0115] The deduction channel determination module 504 is configured to determine the deduction channel bound to the ETC device based on the deduction agreement signed by the ETC service;

[0116] The target benefit acquisition module 506 is configured to select a target benefit that matches the ETC order from the benefit set if the deduction channel is the payment channel of the ETC service's running program.

[0117] The ETC order settlement module 508 is configured to settle the cost of the ETC order based on the target benefits and to call the payment channel to process the settlement of the ETC order.

[0118] This manual provides an example of an ETC deduction processing device as follows:

[0119] Corresponding to the ETC deduction processing method described above, based on the same technical concept, one or more embodiments of this specification also provide an ETC deduction processing device, which is used to execute the ETC deduction processing method provided above. Figure 6 This is a schematic diagram of the structure of an ETC deduction processing device provided for one or more embodiments of this specification.

[0120] This embodiment provides an ETC deduction processing device, including:

[0121] like Figure 6As shown, ETC deduction processing devices can vary significantly due to differences in configuration or performance. They may include one or more processors 601 and memory 602, with memory 602 storing one or more application programs or data. Memory 602 can be temporary or persistent storage. The application programs stored in memory 602 may include one or more modules (not shown), each module including a series of computer-executable instructions for the ETC deduction processing device. Furthermore, processor 601 may be configured to communicate with memory 602, executing the series of computer-executable instructions in memory 602 on the ETC deduction processing device. The ETC deduction processing device may also include one or more power supplies 603, one or more wired or wireless network interfaces 604, one or more input / output interfaces 605, one or more keyboards 606, etc.

[0122] In one specific embodiment, the ETC deduction processing device includes a memory and one or more programs, wherein the one or more programs are stored in the memory, and the one or more programs may include one or more modules, and each module may include a series of computer-executable instructions for the ETC deduction processing device, and is configured to be executed by one or more processors. The one or more programs include computer-executable instructions for performing the following:

[0123] Based on the device identifier of the ETC device recorded in the vehicle's ETC order, the set of rights for the ETC device in the ETC service for device transactions and device activation issuance is read.

[0124] The toll collection channel bound to the ETC device is determined based on the toll collection agreement signed for the ETC service.

[0125] If the deduction channel is the payment channel of the ETC service's operating program, select the target benefit that matches the ETC order from the benefit set;

[0126] The fee for the ETC order is settled according to the target rights, and the payment channel is invoked to process the settlement of the ETC order.

[0127] This specification provides an example of a storage medium as follows:

[0128] Corresponding to the ETC deduction processing method described above, based on the same technical concept, one or more embodiments of this specification also provide a storage medium.

[0129] The storage medium provided in this embodiment is used to store computer-executable instructions, which, when executed by a processor, implement the following process:

[0130] Based on the device identifier of the ETC device recorded in the vehicle's ETC order, the set of rights for the ETC device in the ETC service for device transactions and device activation issuance is read.

[0131] The toll collection channel bound to the ETC device is determined based on the toll collection agreement signed for the ETC service.

[0132] If the deduction channel is the payment channel of the ETC service's operating program, select the target benefit that matches the ETC order from the benefit set;

[0133] The fee for the ETC order is settled according to the target rights, and the payment channel is invoked to process the settlement of the ETC order.

[0134] It should be noted that the embodiments concerning the storage medium in this specification and the embodiments concerning the ETC deduction processing method in this specification are based on the same inventive concept. Therefore, the specific implementation of this embodiment can be referred to the implementation of the corresponding method described above, and the repeated parts will not be described again.

[0135] The various embodiments in this specification are described in a progressive manner. For the same or similar parts between the various embodiments, please refer to each other. Each embodiment focuses on describing the differences from other embodiments. For example, the device embodiment, equipment embodiment, and storage medium embodiment are all similar to the method embodiment, so the description is relatively simple. For reading the relevant content of the device embodiment, equipment embodiment, and storage medium embodiment, please refer to the description of the method embodiment.

[0136] The foregoing has described specific embodiments of this specification. Other embodiments are within the scope of the appended claims. In some cases, the actions or steps recited in the claims may be performed in a different order than that shown in the embodiments and may still achieve the desired result. Furthermore, the processes depicted in the drawings do not necessarily require the specific or sequential order shown to achieve the desired result. In some embodiments, multitasking and parallel processing are possible or may be advantageous.

[0137] In the 1940s, improvements to a technology could be clearly distinguished as either hardware improvements (e.g., improvements to the circuit structure of diodes, transistors, switches, etc.) or software improvements (improvements to the methodology). However, with technological advancements, many improvements to the methodology today can be considered direct improvements to the hardware circuit structure. Designers almost always obtain the corresponding hardware circuit structure by programming the improved methodology into the hardware circuit. Therefore, it cannot be said that an improvement to the methodology cannot be implemented using hardware physical modules. For example, a Programmable Logic Device (PLD) (e.g., a Field Programmable Gate Array (FPGA)) is such an integrated circuit whose logic function is determined by the user programming the device. Designers can program a digital system themselves to "integrate" it onto a PLD, without needing chip manufacturers to design and manufacture dedicated integrated circuit chips. Furthermore, nowadays, instead of manually manufacturing integrated circuit chips, this programming is mostly implemented using "logic compiler" software. Similar to the software compiler used in program development, the original code before compilation must be written in a specific programming language, called a Hardware Description Language (HDL). There are many HDLs, such as ABEL (Advanced Boolean Expression Language), AHDL (Altera Hardware Description Language), Confluence, CUPL (Cornell University Programming Language), HDCal, JHDL (Java Hardware Description Language), Lava, Lola, MyHDL, PALASM, and RHDL (Ruby Hardware Description Language). Currently, the most commonly used are VHDL (Very-High-Speed ​​Integrated Circuit Hardware Description Language) and Verilog. Those skilled in the art should understand that by simply performing some logic programming on the method flow using one of these hardware description languages ​​and programming it into an integrated circuit, the hardware circuit implementing the logical method flow can be easily obtained.

[0138] The controller can be implemented in any suitable manner. For example, it can take the form of a microprocessor or processor and a computer-readable medium storing computer-readable program code (e.g., software or firmware) executable by the (micro)processor, logic gates, switches, application-specific integrated circuits (ASICs), programmable logic controllers, and embedded microcontrollers. Examples of controllers include, but are not limited to, the following microcontrollers: ARC 625D, Atmel AT91SAM, Microchip PIC18F26K20, and Silicon Labs C8051F420. A memory controller can also be implemented as part of the control logic of the memory. Those skilled in the art will also recognize that, in addition to implementing the controller in purely computer-readable program code form, the same functionality can be achieved by logically programming the method steps to make the controller take the form of logic gates, switches, ASICs, programmable logic controllers, and embedded microcontrollers. Therefore, such a controller can be considered a hardware component, and the means included therein for implementing various functions can also be considered as structures within the hardware component. Alternatively, the means for implementing various functions can be considered as both software modules implementing the method and structures within the hardware component.

[0139] The systems, devices, modules, or units described in the above embodiments can be implemented by computer chips or entities, or by products with certain functions. A typical implementation device is a computer. Specifically, a computer can be, for example, a personal computer, laptop computer, cellular phone, camera phone, smartphone, personal digital assistant, media player, navigation device, email device, game console, tablet computer, wearable device, or any combination of these devices.

[0140] For ease of description, the above apparatus is described by dividing it into various functional units. Of course, when implementing the embodiments of this specification, the functions of each unit can be implemented in one or more software and / or hardware.

[0141] Those skilled in the art will understand that one or more embodiments of this specification can be provided as a method, system, or computer program product. Therefore, one or more embodiments of this specification may take the form of a completely hardware embodiment, a completely software embodiment, or an embodiment combining software and hardware aspects. Furthermore, this specification may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, etc.) containing computer-usable program code.

[0142] This specification is described with reference to flowchart illustrations and / or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of this specification. It will be understood that each block of the flowchart illustrations and / or block diagrams, and combinations of blocks in the flowchart illustrations and / or block diagrams, can be implemented by computer program instructions. These computer program instructions can be provided to a processor of a general-purpose computer, special-purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create a machine for implementing the flowchart illustrations and / or block diagrams. Figure 1 One or more processes and / or boxes Figure 1 A device that provides the functions specified in one or more boxes.

[0143] These computer program instructions may also be stored in a computer-readable storage medium that can direct a computer or other programmable data processing device to function in a particular manner, such that the instructions stored in the computer-readable storage medium produce an article of manufacture including instruction means, which are implemented in a process Figure 1 One or more processes and / or boxes Figure 1 The function specified in one or more boxes.

[0144] These computer program instructions may also be loaded onto a computer or other programmable data processing equipment to cause a series of operational steps to be performed on the computer or other programmable equipment to produce a computer-implemented process, thereby providing instructions that execute on the computer or other programmable equipment for implementing the process. Figure 1 One or more processes and / or boxes Figure 1 The steps of the function specified in one or more boxes.

[0145] In a typical configuration, a computing device includes one or more processors (CPU), input / output interfaces, network interfaces, and memory.

[0146] Memory may include non-persistent storage in computer-readable media, such as random access memory (RAM) and / or non-volatile memory, such as read-only memory (ROM) or flash RAM. Memory is an example of computer-readable media.

[0147] Computer-readable media includes both permanent and non-permanent, removable and non-removable media that can store information using any method or technology. Information can be computer-readable instructions, data structures, modules of programs, or other data. Examples of computer storage media include, but are not limited to, phase-change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM), read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), flash memory or other memory technologies, CD-ROM, digital versatile optical disc (DVD) or other optical storage, magnetic tape, magnetic disk storage or other magnetic storage devices, or any other non-transferable medium that can be used to store information accessible by a computing device. As defined herein, computer-readable media does not include transient computer-readable media, such as modulated data signals and carrier waves.

[0148] It should also be noted that the terms "comprising," "including," or any other variations thereof are intended to cover non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements includes not only those elements but also other elements not expressly listed, or elements inherent to such a process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising one..." does not exclude the presence of other identical elements in the process, method, article, or apparatus that includes said element.

[0149] One or more embodiments of this specification can be described in the general context of computer-executable instructions, such as program modules, that are executed by a computer. Generally, program modules include routines, programs, objects, components, data structures, etc., that perform a particular task or implement a particular abstract data type. One or more embodiments of this specification can also be practiced in distributed computing environments where tasks are performed by remote processing devices connected via a communication network. In distributed computing environments, program modules can reside in local and remote computer storage media, including storage devices.

[0150] The above description is merely an embodiment of this document and is not intended to limit the scope of this document. Various modifications and variations can be made to this document by those skilled in the art. Any modifications, equivalent substitutions, improvements, etc., made within the spirit and principles of this document should be included within the scope of the claims of this document.

Claims

1. A method for processing ETC automatic deductions, comprising: Based on the device identifier of the ETC device recorded in the vehicle's ETC order, the set of rights for the ETC device in the ETC service for device transactions and device activation issuance is read. The toll collection channel bound to the ETC device is determined based on the toll collection agreement signed for the ETC service. If the deduction channel is the payment channel of the ETC service's operating program, select the target benefit that matches the ETC order from the benefit set; The fee for the ETC order is settled according to the target rights, and the payment channel is invoked to process the settlement of the ETC order.

2. The ETC deduction processing method according to claim 1, further comprising, before executing the step of reading the set of rights for the ETC device in the ETC service for device transaction and device activation issuance based on the device identifier of the ETC device recorded in the vehicle's ETC order: Obtain the signature application submitted by the user of the vehicle through the ETC service for the payment channel; An agreement signing page is generated based on the signing application and displayed through the ETC service. After detecting the signing instruction input by the user, the ETC device and the payment channel are bound together.

3. The ETC deduction processing method according to claim 1, further comprising, before executing the step of reading the set of rights for the ETC device in the ETC service for device transaction and device activation issuance based on the device identifier of the ETC device recorded in the vehicle's ETC order: Obtain the purchase request submitted by the user of the vehicle for the ETC device through the ETC service; A transaction order to be paid is created based on the purchase request and sent to the user. After detecting the transaction instruction submitted for the transaction order to be paid, a device transaction order is generated. The equipment transaction order is generated after the deduction agreement is signed.

4. The ETC automatic deduction processing method according to claim 3, after the sub-step of creating a transaction order to be paid based on the purchase request and issuing it to the user, and generating a device transaction order after detecting the transaction instruction submitted for the transaction order to be paid, further includes: Obtain the ETC activation request submitted by the user through the activation interface configured in the device transaction order; Based on the ETC activation request, a device activation command is generated and sent to the ETC device. After detecting the activation completion command returned by the ETC device, an activation completion reminder is generated and pushed to the user.

5. The ETC deduction processing method according to claim 4, after the step of generating a device activation command based on the ETC activation request and sending it to the ETC device, and after detecting the activation completion command returned by the ETC device, generating an activation completion reminder and pushing it to the user, further includes: Upon detecting the transaction instruction, the user's rights and interests for the device transaction are determined and added to the rights and interests set; Upon detecting the activation completion instruction, the access rights for device activation are determined and added to the rights set.

6. The ETC deduction processing method according to claim 1, further comprising, before executing the step of reading the set of rights for the ETC device in the ETC service for device transaction and device activation issuance based on the device identifier of the ETC device recorded in the vehicle's ETC order: Check whether there are device transaction orders and device activation records for the ETC device in the ETC service; If so, calculate the ETC participation level of the ETC device based on the device transaction order, the device activation record, and the deduction agreement; The rights and interests included in the rights and interests set are determined based on the ETC participation level.

7. The ETC deduction processing method according to claim 1, wherein selecting the target benefit matching the ETC order from the benefit set includes: Select candidate benefits that match the payment channel from the set of benefits; Based on the order type of the ETC order, the candidate rights are selected to match the ETC order, and the selected rights are determined as the target rights.

8. The ETC deduction processing method according to claim 7, wherein determining the passage right as the target right includes: Based on the usage period, usage conditions and / or type of the access rights, determine the usage priority of the access rights; Based on the usage priority, a target access right is selected as the target access right among the access rights.

9. The ETC deduction processing method according to claim 1, wherein calling the payment channel to perform settlement processing for the ETC order includes: Based on the fee settlement result, an order payment instruction is generated, and the payment interface of the running program is called to submit the order payment instruction, so that the running program can process the transfer of funds from the user account of the vehicle's owner to the platform account of the ETC platform to which the ETC order belongs, based on the fee settlement result.

10. The ETC deduction processing method according to claim 1, after the steps of settling the ETC order fee according to the target benefit and calling the payment channel to process the ETC order settlement, further includes: User rights are determined based on the number of times the ETC device is used and / or the level of ETC participation. Add the user rights to the rights set.

11. The ETC deduction processing method according to claim 1, after the steps of settling the ETC order fee according to the target benefit and calling the payment channel to process the ETC order settlement, further includes: Based on the cancellation request submitted by the user of the vehicle for the ETC device, a payment unbinding instruction is generated and the access interface of the running program is called to submit the payment unbinding instruction. Based on the unbinding confirmation instruction returned by the interface call, a cancellation completion reminder is generated and sent to the user.

12. An ETC deduction processing device, comprising: The rights set reading module is configured to read the rights set of the ETC device in the ETC service for device transactions and device activation issuance based on the device identifier of the ETC device recorded in the vehicle's ETC order; The deduction channel determination module is configured to determine the deduction channel bound to the ETC device based on the deduction agreement signed by the ETC service; The target benefit acquisition module is configured to select the target benefit that matches the ETC order from the benefit set if the deduction channel is the payment channel of the ETC service's running program. The ETC order settlement module is configured to settle the cost of the ETC order based on the target benefits and to call the payment channel to process the settlement of the ETC order.

13. An ETC deduction processing device, comprising: processor; And, a memory configured to store computer-executable instructions, which, when executed, cause the processor to: Based on the device identifier of the ETC device recorded in the vehicle's ETC order, the set of rights for the ETC device in the ETC service for device transactions and device activation issuance is read. The toll collection channel bound to the ETC device is determined based on the toll collection agreement signed for the ETC service. If the deduction channel is the payment channel of the ETC service's operating program, select the target benefit that matches the ETC order from the benefit set; The fee for the ETC order is settled according to the target rights, and the payment channel is invoked to process the settlement of the ETC order.

14. A storage medium for storing computer-executable instructions, which, when executed by a processor, perform the following process: Based on the device identifier of the ETC device recorded in the vehicle's ETC order, the set of rights for the ETC device in the ETC service for device transactions and device activation issuance is read. The toll collection channel bound to the ETC device is determined based on the toll collection agreement signed for the ETC service. If the deduction channel is the payment channel of the ETC service's operating program, select the target benefit that matches the ETC order from the benefit set; The fee for the ETC order is settled according to the target rights, and the payment channel is invoked to process the settlement of the ETC order.

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