Payment method, apparatus, device, medium, and program product

By encrypting user payment information using the card organization platform's payment public key on the Super SIM card to generate payment ciphertext, the problem of repeatedly entering bank card information in online payments is solved, achieving higher data security and a smoother payment process.

CN122415091APending Publication Date: 2026-07-17CHINA MOBILE FINANCIAL TECHNOLOGY CO LTD +2
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Patent Information

Authority / Receiving Office
CN · China
Patent Type
Applications(China)
Current Assignee / Owner
CHINA MOBILE FINANCIAL TECHNOLOGY CO LTD
Filing Date
2026-02-28
Publication Date
2026-07-17

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Abstract

本申请提供一种支付方法、装置、设备、介质及程序产品，涉及移动支付技术领域，以解决相关数据安全性较低的问题。本方法包括：接收用户设备的应用程序发送的卡组织平台的支付公钥；利用所述支付公钥对预存储的用户支付信息进行加密，得到支付密文；向所述应用程序发送所述支付密文，所述支付密文用于请求完成支付。本申请能够提高数据安全性。
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