Refueling payment method, device and system

Abstract

The invention provides a refueling payment method, device and system. The method comprises the steps that payment equipment receives a balance reading instruction sent by a refueling machine according to a first protocol; extracting a balance reading instruction according to a first protocol; generating balance information according to the balance reading instruction; sending the balance information to an oiling machine according to a first protocol; receiving an amount deduction instruction sent by the oiling machine according to the first protocol; extracting a deduction amount instruction according to a first protocol; executing an amount deduction operation according to the amount deduction instruction, and generating transaction information; the transaction information is sent to the background according to a second protocol; receiving a transaction success response sent by the background according to the second protocol; extracting a transaction success response according to a second protocol; and sending the transaction success response to the refueling machine according to the first protocol. On the basis of refueling payment of a traditional refueling machine, the function that the traditional refueling machine supports electronic payment can be achieved without modifying the process of the traditional refueling machine.

Description

Technical Field

[0001] The present invention relates to the field of electronic technology, and in particular to a refueling payment method, device and system. Background Art

[0002] With the popularization of electronic payment, electronic payment cannot be performed on traditional gas pumps, and how to enable traditional gas pumps to have the function of electronic payment has become an urgent problem to be solved. Summary of the invention

[0003] The present invention aims to solve the above-mentioned problems.

[0004] To achieve the above object, the technical solution of the present invention is specifically implemented as follows:

[0005] On the one hand, the present invention provides a refueling payment method, including: a payment device receives a balance reading instruction sent by a refueling machine according to a first protocol; the payment device extracts the balance reading instruction according to the first protocol; the payment device generates balance information according to the balance reading instruction, and the balance information is the amount of a data packet for payment stored in the payment device; the payment device sends the balance information to the refueling machine according to the first protocol; the payment device receives a deduction amount instruction sent by the refueling machine according to the first protocol; the payment device extracts the deduction amount instruction according to the first protocol; the payment device performs an amount deduction operation according to the deduction amount instruction to generate transaction information, and the transaction information includes a data packet for payment corresponding to the deduction amount; the payment device sends the transaction information to a background according to a second protocol; the payment device receives a transaction success response sent by the background according to the second protocol; the payment device extracts the transaction success response according to the second protocol; the payment device sends the transaction success response to the refueling machine according to the first protocol.

[0006] The transaction information further includes: signature information obtained by the payment device signing the transaction information.

[0007] The first protocol includes a contact communication protocol; the second protocol includes a wireless communication protocol.

[0008] Another aspect of the present invention provides a payment device, comprising: a first interface module, used to receive a balance reading instruction sent by a gas station according to a first protocol; a gas card module, used to extract the balance reading instruction according to the first protocol; a payment module, used to generate balance information according to the balance reading instruction, wherein the balance information is the amount of the data packet for payment stored in the payment device; the gas card module is also used to send the balance information to the gas station through the first interface module according to the first protocol; the first interface module is also used to receive a deduction amount instruction sent by the gas station according to the first protocol; the gas card module is also used to extract the deduction amount instruction according to the first protocol; the payment module is also used to perform a deduction amount operation according to the deduction amount instruction to generate transaction information, wherein the transaction information includes a data packet for payment corresponding to the deduction amount; a second interface module is used to send the transaction information to a background according to a second protocol; receive a successful transaction response sent by the background according to the second protocol; the payment module is also used to extract the successful transaction response according to the second protocol; the gas card module is also used to send the successful transaction response to the gas station through the first interface module according to the first protocol.

[0009] The transaction information further includes: signature information obtained by the payment device signing the transaction information.

[0010] The first protocol includes a contact communication protocol; the second protocol includes a wireless communication protocol.

[0011] Another aspect of the present invention provides a refueling payment system, including the above-mentioned payment device and background.

[0012] The system also includes: a refueling machine.

[0013] It can be seen from the technical solution provided by the present invention that the present invention provides a refueling payment method, device and system. Based on the refueling payment of traditional gas station, the process of traditional gas station is not modified, and the function of traditional gas station supporting electronic payment can be realized. BRIEF DESCRIPTION OF THE DRAWINGS

[0014] In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the accompanying drawings required for use in the description of the embodiments will be briefly introduced below. Obviously, the accompanying drawings described below are only some embodiments of the present invention. For ordinary technicians in this field, other accompanying drawings can be obtained based on these accompanying drawings without paying creative work.

[0015] Figure 1 A schematic diagram of a refueling payment method, device, and system provided in an embodiment of the present invention. DETAILED DESCRIPTION

[0016] The following is a clear and complete description of the technical solutions in the embodiments of the present invention in conjunction with the drawings in the embodiments of the present invention. Obviously, the described embodiments are only part of the embodiments of the present invention, not all of the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by ordinary technicians in this field without creative work are within the protection scope of the present invention.

[0017] Figure 1 A schematic diagram showing a refueling payment method, device and system provided by an embodiment of the present invention is shown. Figure 1 The refueling payment system provided by the embodiment of the present invention includes a payment device and a background.

[0018] The payment device may be a smart card that can be inserted into a gas card slot of a traditional gas station.

[0019] The payment device includes:

[0020] A first interface module, used for receiving a balance reading instruction sent by the fuel dispenser according to a first protocol;

[0021] A fuel card module, used to extract a balance reading instruction according to the first protocol;

[0022] A payment module, used to generate balance information according to a balance reading instruction, where the balance information is the amount of the data packet for payment stored in the payment device;

[0023] The fuel card module is further used to send the balance information to the fuel dispenser through the first interface module according to the first protocol;

[0024] The first interface module is further used to receive a deduction amount instruction sent by the fuel dispenser according to the first protocol;

[0025] The fuel card module is also used to extract the deduction amount instruction according to the first agreement;

[0026] The payment module is further used to perform a deduction operation according to the deduction instruction and generate transaction information, wherein the transaction information includes a data packet for payment corresponding to the deduction amount;

[0027] The second interface module is used to send the transaction information to the backend according to the second protocol; and receive the transaction success response sent by the backend according to the second protocol;

[0028] The payment module is further used to extract a successful transaction response according to the second protocol;

[0029] The refueling card module is further used to send a successful transaction response to the refueling machine through the first interface module according to the first protocol.

[0030] Specifically, the first interface module may be a socket contact connection with the fuel dispenser, and the first protocol includes a contact communication protocol, such as a communication protocol supported by a traditional fuel dispenser.

[0031] The second interface module is an interface for communicating with the background, for example, it can be a wireless communication interface such as NFC, Bluetooth, WIFI, etc. The second protocol includes a wireless communication protocol, which can be adaptively adjusted according to the type of the second interface module.

[0032] The gas card module may extract data according to the first protocol, and the payment module may extract data according to the second protocol.

[0033] As an optional implementation of the embodiment of the present invention, the refueling payment system provided by the embodiment of the present invention also includes: a refueling machine.

[0034] The refueling card module and the refueling machine can perform refueling operations according to the traditional refueling process, so that the traditional refueling machine can realize electronic payment without any modification in software and hardware.

[0035] After receiving the instruction to deduct the amount, the payment module executes the operation of deducting the amount, and can send the data packet used for the transaction to the background, so that the background performs the payment operation on behalf of the gas station.

[0036] When executing the deduction amount operation, the payment module obtains a data packet for payment corresponding to the deduction amount, and the amount of the data packet for payment corresponding to the deduction amount is greater than or equal to the deduction amount.

[0037] As an optional implementation of the embodiment of the present invention, the transaction information further includes: signature information obtained by the payment device signing the transaction information. By signing the transaction information, the authenticity of the transaction can be ensured and transaction repudiation can be avoided.

[0038] It can be seen that the refueling payment system provided by the embodiment of the present invention can realize the function of supporting electronic payment of traditional gas station without modifying the process of traditional gas station on the basis of refueling payment of traditional gas station.

[0039] The following is a brief description of the refueling payment method provided by the embodiment of the present invention. For other matters not covered, please refer to the relevant description of the refueling payment system mentioned above, which will not be described in detail here. Figure 1 The refueling payment method provided by the embodiment of the present invention includes:

[0040] S1, the payment device receives a balance reading instruction sent by the gas station according to the first protocol;

[0041] S2: The payment device extracts a balance reading instruction according to the first protocol.

[0042] Specifically, the payment device has a

[0043] S3, the payment device generates balance information according to the balance reading instruction, where the balance information is the amount of the data packet for payment stored in the payment device;

[0044] S4, the payment device sends the balance information to the gas station according to the first protocol;

[0045] S5, the payment device receives the amount deduction instruction sent by the gas station according to the first protocol;

[0046] S6, the payment device extracts the deduction amount instruction according to the first protocol;

[0047] S7, the payment device performs a deduction operation according to the deduction instruction and generates transaction information, where the transaction information includes a data packet for payment corresponding to the deduction amount;

[0048] S8, the payment device sends the transaction information to the backend according to the second protocol;

[0049] S9, the payment device receives a successful transaction response sent by the backend according to the second protocol;

[0050] S10, the payment device extracts a successful transaction response according to the second protocol;

[0051] S11, the payment device sends a successful transaction response to the gas station according to the first protocol.

[0052] As an optional implementation of the embodiment of the present invention, the transaction information further includes: signature information obtained by the payment device signing the transaction information.

[0053] As an optional implementation of the embodiment of the present invention, the first protocol includes a contact communication protocol; the second protocol includes a wireless communication protocol.

[0054] It can be seen that the refueling payment method provided by the embodiment of the present invention can realize the function of supporting electronic payment of traditional gas station without modifying the process of traditional gas station on the basis of refueling payment of traditional gas station.

[0055] Although the embodiments of the present invention have been shown and described above, it is understood that the above embodiments are exemplary and cannot be understood as limiting the present invention. Those skilled in the art may change, modify, replace and modify the above embodiments within the scope of the present invention without departing from the principles and purpose of the present invention. The scope of the present invention is defined by the appended claims and their equivalents.

Claims

1. A refueling payment method, characterized in that: include: The payment device receives a balance reading instruction sent by the gas station according to the first protocol; The payment device extracts the balance reading instruction according to the first protocol; The payment device generates balance information according to the balance reading instruction, where the balance information is the amount of the data packet for payment stored in the payment device; The payment device sends the balance information to the gas station according to the first protocol; The payment device receives a deduction amount instruction sent by the gas station according to the first protocol; The payment device extracts the deduction amount instruction according to the first protocol; The payment device performs a deduction operation according to the deduction instruction to generate transaction information, wherein the transaction information includes a data packet for payment corresponding to the deduction amount; The payment device sends the transaction information to the backend according to the second protocol; The payment device receives a successful transaction response sent by the backend according to the second protocol; The payment device extracts the transaction success response according to the second protocol; The payment device sends the transaction success response to the fuel dispenser according to the first protocol.

2. The method according to claim 1, characterized in that The transaction information further includes: signature information obtained by the payment device signing the transaction information.

3. The method according to claim 1, characterized in that The first protocol includes a contact communication protocol; the second protocol includes a wireless communication protocol.

4. A payment device, characterized in that: include: A first interface module, used for receiving a balance reading instruction sent by the fuel dispenser according to a first protocol; A fuel card module, used for extracting the balance reading instruction according to the first protocol; A payment module, configured to generate balance information according to the balance reading instruction, wherein the balance information is the amount of the data packet for payment stored in the payment device; The refueling card module is further used to send the balance information to the refueling machine through the first interface module according to the first protocol; The first interface module is further used to receive a deduction amount instruction sent by the fuel dispenser according to the first protocol; The refueling card module is further used to extract the deduction amount instruction according to the first agreement; The payment module is further used to perform a deduction operation according to the deduction instruction to generate transaction information, wherein the transaction information includes a data packet for payment corresponding to the deduction amount; A second interface module is used to send the transaction information to the backend according to the second protocol; and receive a transaction success response sent by the backend according to the second protocol; The payment module is further used to extract the transaction success response according to the second protocol; The gas card module is further used to send the transaction success response to the gas station through the first interface module according to the first protocol.

5. The payment device according to claim 4, characterized in that: The transaction information further includes: signature information obtained by the payment device signing the transaction information.

6. The payment device according to claim 4, characterized in that: The first protocol includes a contact communication protocol; the second protocol includes a wireless communication protocol.

7. A refueling payment system, characterized in that: Comprising a payment device and a backend as described in any one of claims 4 to 6.

8. The system according to claim 7, characterized in that Also includes: Fuel dispenser.

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