Bank account business auditing method and device, equipment and storage medium

Abstract

The invention discloses a bank account business auditing method, a computer device and a storage medium, in the method, in response to an auditing instruction for a target bank account, a target auditing interface is displayed, and the target auditing interface comprises an image selection area, an image display area and an auditing key point area; in response to a selection operation of a user on the target image identifier in the image selection area, displaying a target image corresponding to the target image identifier in the image display area, and displaying a plurality of tabs corresponding to the target image in the tab sub-area, each tab corresponding to at least one auditing key point; and according to a selection operation of a user on a target tab in the tab sub-region, displaying an auditing key point corresponding to the target tab in the key point sub-region. According to the method and the device, the user can check the corresponding voucher image by checking the checking key points under the different tabs, so that the bank account business checking efficiency is improved, and the operation risk of checking personnel is reduced.

Description

Technical Field

[0001] The present invention relates to the field of digital finance, and in particular to a bank account business review method, device and storage medium. Background Art

[0002] When opening an account at a bank, it is necessary to review the relevant certification materials provided for the account opening, that is, to review the relevant information. Only when the relevant information passes the review can the account opening operation be completed. However, the review is generally conducted in full-screen or full-page format, which has low review efficiency.

[0003] The invention patent with patent number CN111680984B provides a method that adopts the operation mode of "passing means audited" of positioning devices such as mouse or cursor. The so-called "passing means audited" means that in a certain area of ​​the file content, the positioning device such as mouse or cursor "enters" this area and then "leaves" this area, which is defined as "passing". It also defines "stay time" as a means to prevent misoperation. Any area passed will be recorded as a proof of the auditor's work results. When the auditor moves the mouse over a certain field, it means that it has been audited and recorded in the system. However, it only audits through a specific mouse or cursor operation mode and is not suitable for the audit of bank account business.

[0004] The invention patent with patent number CN114416857A provides another method, which monitors the display content selected by the user in the interface, the display content includes multiple pairs of associated information, each pair of associated information includes the first target information and the second target information displayed separately in different areas of the interface, and the first target information corresponds to the second target information one by one; according to the display content selected by the user, the target associated information is determined; the first target information and the second target information in the target associated information are highlighted, so that the user does not need to correspond the first target information and the second target information through sight, and can directly view any target information in the associated information according to the highlighted display, and compare and view multiple associated information, thereby improving the readability of the information. However, it only involves highlighting the target associated information, and is also not suitable for the review of bank account business.

[0005] How to provide a method suitable for bank account business audit and at the same time improve the efficiency of business audit is a technical problem that technical personnel in this field urgently need to solve. Summary of the invention

[0006] To this end, the present invention provides a bank account business audit method, which is used to improve the efficiency of bank account business audit through a focus tracking real-time display mechanism and an audit magnifying glass function.

[0007] To achieve the above objectives, in a first aspect, the present invention provides a bank account business review method, comprising:

[0008] Step S101, in response to the audit instruction for the target bank account, a target audit interface is displayed, wherein the target audit interface includes an image selection area, an image display area, and an audit key point area, wherein the image selection area includes a plurality of image identifiers, each image identifier corresponds to an image associated with the target bank account, and the audit key point area includes a page tab sub-area and a key point sub-area;

[0009] Step S102, in response to the user's selection operation on the target image identifier in the image selection area, displaying the target image corresponding to the target image identifier in the image display area, and displaying multiple tabs corresponding to the target image in the tab sub-area, each of the tabs corresponding to at least one audit point;

[0010] Step S103, according to the user's selection operation on the target tab in the tab sub-area, the review key points corresponding to the target tab are displayed in the key points sub-area;

[0011] Step S104, determining the audit result of the target image according to the audit operation result of the user on all the audit points corresponding to the target image;

[0012] Step S105, determining the audit result of the target bank account according to the user's audit result of all images associated with the target bank account.

[0013] Further, in step S101, the image selection area and the review key points area are respectively located on both sides of the image display area.

[0014] Further, in step S101, the image selection area and the image display area are respectively located on both sides of the review key points area.

[0015] Furthermore, step S103 also includes: in response to the user's target operation on the audit point, displaying the entered information associated with the audit point on the target audit interface, the entered information including the entered image and / or entered field.

[0016] Furthermore, the entered information is displayed in the key point sub-region, or the entered information is displayed in a region other than the key point sub-region in the target review interface.

[0017] Furthermore, each of the audit points includes audit point description information and options for whether the audit point description information is met, and the audit operation result is determined based on the user's selection operation of the option.

[0018] Further, in the case that the options include the uninvolved options, the audit points corresponding to the options are target audit points, and the points sub-area also includes audit operation prompt information corresponding to the target audit points.

[0019] Furthermore, in the case that the audit standard corresponding to the target tab is different from the preset audit standard, the key point sub-area includes difference audit key points, and the difference audit key points include fields for difference display.

[0020] In a second aspect, the present invention further provides a bank account business review device, comprising: a first display unit, a second display unit, a third display unit, a first execution unit, and a second execution unit;

[0021] A first display unit, configured to respond to a review instruction for a target bank account and display a target review interface, wherein the target review interface includes an image selection area, an image display area, and a review key point area, wherein the image selection area includes a plurality of image identifiers, each image identifier corresponding to an image associated with the target bank account, and the review key point area includes a page tab sub-area and a key point sub-area;

[0022] A second display unit, in response to a user's selection operation of a target image identifier in the image selection area, displays a target image corresponding to the target image identifier in the image display area, and displays a plurality of tabs corresponding to the target image in the tab sub-area, each of the tabs corresponding to at least one audit point;

[0023] A third display unit, configured to display the review key points corresponding to the target tab in the key points sub-area according to the user's selection operation on the target tab in the tab sub-area;

[0024] A first execution unit, configured to determine a review result of the target image according to a review operation result of a user on all review key points corresponding to the target image;

[0025] The second execution unit is used to determine the audit result of the target bank account according to the user's audit result of all images associated with the target bank account.

[0026] In a third aspect, the present invention provides a computing device, comprising:

[0027] A memory for storing program instructions;

[0028] The processor is used to call the program instructions stored in the memory and execute the above-mentioned bank account business review method according to the obtained program instructions.

[0029] In a fourth aspect, the present invention provides a computer-readable storage medium, including computer-readable instructions. When a computer reads and executes the computer-readable instructions, the above-mentioned bank account business review method is implemented. The readable medium may be multiple, and the multiple readable media can operate independently of each other.

[0030] In a fifth aspect, the present invention provides a computer program product, which includes one or more computer instructions. When the computer program instructions are loaded and executed on a computer, the above-mentioned bank account business review method is fully or partially executed.

[0031] Compared with the prior art, the present invention improves the efficiency of bank account business audits through a focus-following real-time display mechanism and an audit magnifying glass function; through the focus-following real-time display function, the content required for audit can be quickly located and displayed in a large number of images and input contents, greatly improving the efficiency of bank account business audits; through the "audit magnifying glass" function, the bank's characteristic and localized audit content and the corresponding business affiliated institutions are highlighted and displayed in a differentiated manner, so that auditors can accurately perceive and conduct business audits in accordance with the differentiated audit standards of the territories, reduce erroneous audit operations caused by similar audit standards, and reduce the operational risks of auditors; through the innovation of the centralized operation audit mechanism, it helps to further centralize the processing of the bank's operational business. BRIEF DESCRIPTION OF THE DRAWINGS

[0032] In order to more clearly illustrate the embodiments of the present disclosure or the technical solutions in the prior art, the drawings required for use in the embodiments or the description of the prior art will be briefly introduced below. Obviously, the drawings described below are only some embodiments of the present disclosure. For ordinary technicians in this field, other drawings can be obtained based on these drawings without paying creative labor.

[0033] Figure 1 A schematic diagram of a flow chart of an embodiment of the present invention;

[0034] Figure 2 A schematic diagram of a flow chart of an embodiment of the present invention;

[0035] Figure 3 A schematic diagram of a flow chart of an embodiment of the present invention;

[0036] Figure 4 A structural diagram of an embodiment of the present invention;

[0037] Figure 5 A structural diagram of an embodiment of the present invention;

[0038] Figure 6 A structural diagram of an embodiment of the present invention;

[0039] Figure 7 A schematic diagram of an embodiment of the present invention;

[0040] Figure 8 A schematic diagram of an embodiment of the present invention;

[0041] Fig. 9 A structural diagram of an embodiment of the present invention;

[0042] Fig.10 A structural diagram of an embodiment of the present invention;

[0043] Fig.11 This is a structural diagram of an embodiment of the present invention. DETAILED DESCRIPTION

[0044] The embodiments of the present application are described in detail below, and examples of the embodiments are shown in the accompanying drawings, wherein the same or similar reference numerals throughout represent the same or similar elements or elements having the same or similar functions. The embodiments described below with reference to the accompanying drawings are exemplary and are only used to explain the present application, and cannot be interpreted as limiting the present application.

[0045] It will be understood by those skilled in the art that, unless otherwise stated, the singular forms "a", "an" and "the" used herein may also include plural forms. It should be further understood that the term "comprising" used in the specification of the present application refers to the presence of features, integers, steps, operations, elements and / or components, but does not exclude the presence or addition of one or more other features, integers, steps, operations, elements, components and / or groups thereof. The term "and / or" used herein includes all or any unit and all combinations of one or more associated listed items.

[0046] In order to make the objectives, technical solutions and advantages of the present application more clear, the embodiments of the present application will be further described in detail below with reference to the accompanying drawings.

[0047] A bank account business audit method according to an embodiment of the present application, the target audit interface corresponding to the target bank account includes an image selection area, an image display area and an audit key point area, the audit key point area includes a page tab sub-area and a key point sub-area, so that the user can complete the audit of the corresponding voucher image by auditing each audit point under different page tabs, thereby improving the efficiency of bank account business audits and reducing the operational risks of auditors.

[0048] like Figure 1 As shown, a bank account business review method includes the following steps:

[0049] Step S101, in response to the audit instruction for the target bank account, displays the target audit interface, wherein the target audit interface includes an image selection area, an image display area and an audit key points area, wherein the image selection area includes multiple image identifiers, each image identifier corresponds to an image associated with the target bank account, and the audit key points area includes a tab sub-area and a key points sub-area.

[0050] In this embodiment, the target bank account can be a corporate account to be audited or other business that requires centralized back-end audit. The audit instruction can be issued by the user, such as triggering the audit instruction after the user selects the target bank account. The audit instruction can also be automatically triggered when the target conditions are met, such as automatically triggering the corresponding audit instruction after collecting the voucher image of the target bank account. In response to the audit instruction, the target audit interface is displayed, such as Figure 4 As shown, the target audit interface includes an image selection area, an image display area and an audit key points area. The image selection area includes multiple image identifiers, each image identifier corresponds to an image associated with the target bank account, and the audit key points area includes a tab sub-area and a key points sub-area.

[0051] The target bank account can be associated with multiple images (i.e., images of different vouchers), which may include one or more images of application forms, unit certificates, personal certificates, business certificates, account agreements, video materials, superior unit materials, seal cards, other relevant materials, on-site images, anti-money laundering certification materials, territorial business materials, other database construction materials, physical media, door-to-door service authorization letters, etc. The image can be in the format of pictures, videos, PDFs, etc. Each image has a unique corresponding image identifier, which may include a combination of one or more of the name, number, format, front or back of the image, etc. In the image selection area, each image identifier can be set in the form of a first-level menu or a multi-level menu. For example, when the number of image identifiers is small, a first-level menu is used to arrange each image identifier vertically in the image selection area. When the number of image identifiers is large, the voucher type of each image is set as the first-level menu, and all image identifiers of the same type are set as the second-level menu under the corresponding first menu.

[0052] Step S102, in response to the user's selection operation on the target image identifier in the image selection area, the target image corresponding to the target image identifier is displayed in the image display area, and multiple tabs corresponding to the target image are displayed in the tab sub-area, each tab corresponding to at least one audit point.

[0053] In this embodiment, the user may be a staff member performing audit operations at the bank. After the user selects the target image identifier in the image selection area, the target image corresponding to the target image identifier is displayed in the image display area, and multiple tabs corresponding to the target image are displayed in the tab sub-area, and each tab corresponds to at least one audit point.

[0054] For example, if the target image identifier is the identifier of a voucher image under "application form", the target image may be "additional form of customer information of a certain bank unit bank settlement account", such as Figure 7 As shown in the figure, the tabs can be "Account Opening Application (1 / 9)", "Information Supplementary Form (1 / 4)", "Contract Application Form (1 / 4)", "Business License (1 / 4)", "Resident Identity Card (0 / 3)", "Account Comprehensive Agreement (1 / 5)", "Physical Medium (0 / 1)" and "Public Mechanism (0 / 1)", a total of 8 tabs. Each tab corresponds to at least one audit point, such as "Account Opening Application (1 / 9)" has 9 audit points and the audit of 1 of them has been completed, "Information Supplementary Form (1 / 4)" has 4 audit points and the audit of 1 of them has been completed, and so on.

[0055] Step S103, according to the user's selection operation on the target tab in the tab sub-area, the review key points corresponding to the target tab are displayed in the key points sub-area.

[0056] In this application, the user can select a tab as the target tab in the tab sub-area, and then the review points corresponding to the target tab will be displayed in the key points sub-area. Subsequent users can perform review operations based on the review points corresponding to the target tab.

[0057] For example, if Figure 7 As shown, if the target tab is "Business License (1 / 4)", the 4 review points corresponding to the business license will be displayed in the key points sub-area.

[0058] Optionally, the target tab can be determined based on the user's selection operation in the tab sub-area, or a default tab can be used as the target tab while displaying multiple tabs corresponding to the target image in the tab sub-area, and the review points corresponding to the target tab can be displayed in the key points sub-area. The default tab can be, for example, the first tab among all the tabs.

[0059] Step S104: determining the audit result of the target image according to the audit operation result of the user on all the audit points corresponding to the target image.

[0060] The user selects each tab in the tab sub-area as the target tab in turn, and reviews each audit point under each target tab. After the user completes the audit operation results of all audit points corresponding to the target image, the audit result of the target image is determined. After that, the user can select the next target image logo in the image selection area and perform the corresponding audit operation.

[0061] Step S105, determining the audit result of the target bank account according to the user's audit result of all images associated with the target bank account.

[0062] In this embodiment, the user selects each image identifier as the target image identifier in turn, and completes the review of all images associated with the target bank account, determines the review result of the target bank account based on the review result of each image, and subsequently saves the review result of the target bank account to the database, and / or sends it to the superior department for further review.

[0063] In some embodiments of the present application, the audit result of the target image includes whether the target image is qualified or the target image is unqualified. When the audit operation results of all audit points corresponding to the target image meet the standard audit results, the audit result of the target image is determined to be that the target image is qualified. Otherwise, the audit result of the target image is determined to be that the target image is unqualified, and a prompt message is issued, which includes the reason why the target image is unqualified, thereby reminding the user that there is an unqualified image.

[0064] Optionally, the image selection area and the audit key points area may be located on both sides of the image display area, or the image selection area and the image display area may be located on both sides of the audit key points area. Technical personnel in this field may flexibly set the positional relationship between the image selection area, the image display area and the audit key points area as needed, and this application does not limit this.

[0065] The bank account business audit method of the embodiment of the present application, in response to the audit instruction of the target bank account, displays the target audit interface, the target audit interface includes an image selection area, an image display area and an audit key point area, the image selection area includes multiple image identifiers, each image identifier corresponds to an image associated with the target bank account, and the audit key point area includes a tab sub-area and a key point sub-area; in response to the user's selection operation of the target image identifier in the image selection area, the target image corresponding to the target image identifier is displayed in the image display area, and multiple tabs corresponding to the target image are displayed in the tab sub-area, each tab corresponding to at least one audit key point; according to the user's selection operation of the target tab in the tab sub-area, the audit key points corresponding to the target tab are displayed in the key point sub-area; according to the user's audit operation results of all audit key points corresponding to the target image, the audit result of the target image is determined; according to the user's audit results of all images associated with the target bank account, the audit result of the target bank account is determined. The user is allowed to complete the audit of the corresponding voucher image by auditing each audit key point under different tabs, thereby improving the efficiency of bank account business audit and reducing the operational risks of auditors.

[0066] The present application also proposes a bank account business review method, such as Figure 2 As shown, the method comprises the following steps:

[0067] Step S201, in response to the audit instruction for the target bank account, displays the target audit interface, wherein the target audit interface includes an image selection area, an image display area and an audit key points area, wherein the image selection area includes multiple image identifiers, each image identifier corresponds to an image associated with the target bank account, and the audit key points area includes a tab sub-area and a key points sub-area.

[0068] Step S202, in response to the user's selection operation on the target image identifier in the image selection area, the target image corresponding to the target image identifier is displayed in the image display area, and multiple tabs corresponding to the target image are displayed in the tab sub-area, each tab corresponding to at least one audit point.

[0069] Step S203, based on the user's selection operation on the target tab in the tab sub-area, the review key points corresponding to the target tab are displayed in the key points sub-area.

[0070] Step S204, in response to the user's target operation on the audit point, the entered information associated with the audit point is displayed on the target audit interface, and the entered information includes the entered image and / or the entered field.

[0071] In this embodiment, the review points corresponding to the target tab are displayed in the key points sub-area, and the user can perform target operations on the review points in the key points sub-area. In response to the target operation, Figure 5 As shown, the entered information associated with the audit points is displayed on the target audit interface, and the entered information includes the entered images and / or entered fields, so that the user can view the entered information associated with the audit points on the target audit interface to make auxiliary judgments with reference to the entered information, thereby eliminating the need to search for the entered information, thereby further improving the audit efficiency and accuracy.

[0072] For example, if Figure 7 As shown, the user performed the target operation on "1. Business license exists in the image" in the audit points, and the entered information displayed below the key point sub-area is: "Customer name XXX Fruit Shop" and "Account name XXX Fruit Shop", thereby reminding the user that there is a difference between the customer name and account name corresponding to the business license.

[0073] Optionally, the entered information may be displayed in the key points sub-area, or may be displayed in an area outside the key points sub-area in the target review interface.

[0074] Step S205 , determining the audit result of the target image according to the audit operation result of the user on all the audit points corresponding to the target image.

[0075] Step S206, determining the audit result of the target bank account according to the user's audit result of all images associated with the target bank account.

[0076] The specific process of steps S201-203 and steps S205-206 can refer to the description of steps S101-105, which will not be repeated here.

[0077] In some embodiments of the present application, the target operation includes at least one of the following:

[0078] Keep the mouse pointer on the audit point for a preset period of time;

[0079] Click on the audit points.

[0080] In this embodiment, if the user keeps the mouse pointer on the audit point for a preset time (such as 1 second), the entered information associated with the audit point will be displayed on the target audit interface. Alternatively, if the user clicks on the audit point, the entered information associated with the audit point will be displayed on the target audit interface. The click operation can be any one of the click modes including single-click operation and double-click operation. In this way, the display of the corresponding entered information can be triggered in different ways, which improves flexibility.

[0081] In some embodiments of the present application, each of the audit points includes audit point description information and options for whether the audit point description information is met, and the audit operation result is determined based on the user's selection operation of the option.

[0082] In this embodiment, each audit point includes audit point description information and corresponding options. In response to the user selecting the option, the audit result of the audit point can be determined. Figure 7 As shown, there are 4 review points under "Business License (1 / 4)". The review point description information of the first review point is "Business license exists in the image", and the corresponding options are "Yes" and "No". The review point description information of the second review point is "Provide the original or copy marked with "Original verified and correct" and signed by two people", and the corresponding options are "Yes" and "No". For the first review point, if the user selects "Yes", it is determined that the business license exists in the image.

[0083] By setting the audit point description information and the option of whether it complies with the audit point description information in the audit points, the user can complete the audit of the audit point by selecting the corresponding option according to the audit point description information, which makes it easy for the user to intuitively determine whether the target image is qualified on the audit point, thereby improving the audit efficiency and user experience.

[0084] In some embodiments of the present application, the options include a positive option representing compliance with the audit point description information, a negative option representing non-compliance with the audit point description information, or the options include the positive option, the negative option, and a non-involved option representing not involving the audit point description information.

[0085] In this embodiment, the options in some audit points may include affirmative options and negative options. Considering that some audit points are not involved in the target image, the options in other audit points may include affirmative options, negative options and options not involved, thereby ensuring that the corresponding options match the actual situation of the target image, thereby improving the accuracy of the audit.

[0086] For example, if Figure 7 As shown, there are 4 review points under "Business License (1 / 4)". The options corresponding to the first and second review points are "Yes" and "No", and the options corresponding to the third and fourth review points are "Yes", "No" and "Not Involved".

[0087] In some embodiments of the present application, when the options include the uninvolved options, the audit points corresponding to the options are target audit points, and the points sub-area also includes audit operation prompt information corresponding to the target audit points.

[0088] In this embodiment, if the options include options not involved, such as Figure 6 As shown, the key point sub-area also includes corresponding audit operation prompt information, so that the user can refer to the audit operation prompt information to accurately determine whether the audit key point can select the uninvolved option. Figure 7 As shown, the fourth audit point is "4. If the copy is stamped with the official seal, the name of the official seal must be accurate", and the corresponding audit operation prompt information is "If the original is scanned or not stamped with the customer's official seal, check "Not involved"."

[0089] In some embodiments of the present application, when there is a difference between the audit standard corresponding to the target tab and the preset audit standard, the key point sub-area includes difference audit points, and the difference audit points include fields for difference display.

[0090] In this embodiment, if the audit standard corresponding to the target tab differs from the preset audit standard, by setting the difference audit points and the corresponding difference display fields in the key points sub-area, the user can be made aware that the target tab needs to be audited using an audit standard different from the preset audit standard, thereby reducing user operational errors and improving audit accuracy.

[0091] In specific application scenarios, the preset audit standards are the audit standards of the bank's head office. For some tabs, some branches or sub-branches under the head office will use special audit standards that are in line with their locations. Therefore, when the head office staff audits the bank account business of the branch or sub-branches, if the audit standards used by the branch or sub-branches for the current target tab are different from the preset audit standards, a field for displaying the differences is set in the audit points to remind users to use accurate audit standards for auditing.

[0092] For example, if Figure 8 As shown, for the target image, the account comprehensive agreement it adopts is different from the account comprehensive agreement of the head office, then the difference audit points are added under the "Account Comprehensive Agreement", and the "Guangzhou" field that appears in the difference audit points is marked in red to remind users to audit according to the account comprehensive agreement of the Guangzhou branch.

[0093] Optionally, the difference display method may include one or more combinations of font difference display, color difference display, font size difference display, highlight display, etc.

[0094] In some embodiments of the present application, Figure 3 As shown, the method further comprises the following steps:

[0095] Step S301, in response to a configuration operation on the audit key point area, saving a configuration result corresponding to the configuration operation.

[0096] In this embodiment, the user can perform configuration operations on the audit points area, such as modifying the image identification in the image selection area, the size of the image display area, the type of tab in the audit points area, the modification, addition or reduction of audit points, etc., and in response to the configuration operation, save the configuration results corresponding to the configuration operation.

[0097] Step S302: on the next day after the date on which the configuration operation is performed, the configuration result is applied to the audit key points area.

[0098] In this embodiment, the configuration result corresponding to the configuration operation takes effect on the next day after the date on which the configuration operation is performed, thereby avoiding system errors caused by changes in the bank system configuration on that date, thereby ensuring the reliability of the bank system. At the same time, since configuration operations can be performed, the flexibility, dynamism and different audit requirements of business audits are met.

[0099] The present invention achieves the following technical effects:

[0100] 1. Significantly improve business review efficiency, reducing the review time of a single unit account business from 694 seconds to 364 seconds, and improving review efficiency by 48%;

[0101] 2. Differentiate and display the bank's unique audit content to reduce the operational risks of auditors;

[0102] 3. Deepen the digital construction of operations, give full play to the advantages of scale operations and professional process aggregation capabilities, and lay the foundation for further centralization of branch operations.

[0103] Based on the same application concept, Fig. 9 The present application also provides a bank account business review device, including:

[0104] A first display unit 10 is used to respond to the audit instruction of the target bank account and display the target audit interface, wherein the target audit interface includes an image selection area, an image display area, and an audit key point area, wherein the image selection area includes a plurality of image identifiers, each image identifier corresponds to an image associated with the target bank account, and the audit key point area includes a page tab sub-area and a key point sub-area;

[0105] The second display unit 20 is used for displaying a target image corresponding to the target image identifier in the image display area in response to a user's selection operation on the target image identifier in the image selection area, and displaying a plurality of tabs corresponding to the target image in the tab sub-area, each of the tabs corresponding to at least one audit point;

[0106] The third display unit 30 is used to display the review key points corresponding to the target tab in the key point sub-area according to the user's selection operation on the target tab in the tab sub-area;

[0107] The first execution unit 40 is used to determine the audit result of the target image according to the audit operation result of the user on all the audit points corresponding to the target image;

[0108] The second execution unit 50 is used to determine the audit result of the target bank account according to the audit result of all images associated with the target bank account by the user.

[0109] The bank account business review device of this embodiment is used to implement the aforementioned bank account business review method. Therefore, the specific implementation method of the bank account business review device can be seen in the specific implementation method part of the bank account business review method in the previous text. For example, the first display unit 10 is used to implement step S101 in the above-mentioned bank account business review method, and the second display unit 20 is used to implement step S102 in the above-mentioned bank account business review method, etc. Therefore, its specific implementation method can refer to the description of the corresponding various partial embodiments. The device provided by the present invention is attached to the method provided by the present invention, and its specific effects can refer to the above-mentioned method, which will not be repeated here.

[0110] Based on the same application concept, the present invention provides a computing device, including:

[0111] A memory for storing program instructions;

[0112] A processor is used to implement the steps of any of the above-mentioned bank account business review methods when executing the computer program.

[0113] Based on the same application concept, Fig.10 A schematic diagram of the structure of an electronic device applicable to the embodiment of the present application is shown. Fig.10 As shown, the electronic device 2000 includes: a processor 2001 and a memory 2003. The processor 2001 and the memory 2003 are connected, such as through a bus 2002. Optionally, the electronic device 2000 may also include a transceiver 2004. It should be noted that in actual applications, the transceiver 2004 is not limited to one, and the structure of the electronic device 2000 does not constitute a limitation on the embodiments of the present application.

[0114] The processor 2001 is applied in the embodiment of the present application to implement the method shown in the above method embodiment. The transceiver 2004 may include a receiver and a transmitter. The transceiver 2004 is applied in the embodiment of the present application to implement the function of the electronic device of the embodiment of the present application communicating with other devices when executed.

[0115] Processor 2001 may be a CPU (Central Processing Unit), a general purpose processor, a DSP (Digital Signal Processor), an ASIC (Application Specific Integrated Circuit), an FPGA (Field Programmable Gate Array) or other programmable logic devices, transistor logic devices, hardware components or any combination thereof. It may implement or execute various exemplary logic blocks, modules and circuits described in conjunction with the disclosure of this application. Processor 2001 may also be a combination that implements computing functions, such as a combination of one or more microprocessors, a combination of a DSP and a microprocessor, etc.

[0116] The bus 2002 may include a path to transmit information between the above components. The bus 2002 may be a PCI (Peripheral Component Interconnect) bus or an EISA (Extended Industry Standard Architecture) bus. The bus 2002 may be divided into an address bus, a data bus, a control bus, etc. For ease of representation, Fig.10 Only one thick line is used in the diagram, but this does not mean that there is only one bus or only one type of bus.

[0117] The memory 2003 can be a ROM (Read Only Memory) or other types of static storage devices that can store static information and instructions, a RAM (Random Access Memory) or other types of dynamic storage devices that can store information and instructions, or an EEPROM (Electrically Erasable Programmable Read Only Memory), a CD-ROM (Compact Disc Read Only Memory) or other optical disk storage, optical disk storage (including compressed optical disk, laser disk, optical disk, digital versatile disk, Blu-ray disk, etc.), a magnetic disk storage medium or other magnetic storage device, or any other medium that can be used to carry or store the desired program code in the form of instructions or data structures and can be accessed by a computer, but is not limited to these.

[0118] Optionally, the memory 2003 is used to store application code for executing the solution of the present application, and the execution is controlled by the processor 2001. The processor 2001 is used to execute the application code stored in the memory 2003 to implement the investment and financing project recommendation method provided in any embodiment of the present application.

[0119] Based on the same application concept, the present application embodiment also provides a computer device, such as Fig.11 As shown, it includes a processor, a memory and a computer program stored in the memory, and the processor executes the computer program to implement the bank account business review method as described in each embodiment of the present application.

[0120] The computer device in the embodiment of the present application may be a terminal, or may be other devices other than a terminal. Exemplarily, the computer device may be a mobile phone, a tablet computer, a laptop computer, a PDA, an in-vehicle electronic device, a mobile Internet device (MID), an augmented reality (AR) / virtual reality (VR) device, a robot, a wearable device, an ultra-mobile personal computer (UMPC), a netbook or a personal digital assistant (PDA), etc. It may also be a server, a network attached storage (NAS), a personal computer (PC), a television (TV), a teller machine or a self-service machine, etc., which is not specifically limited in the embodiment of the present disclosure.

[0121] The memory may include a RAM (Random Access Memory) or a non-volatile memory, such as at least one disk memory. Optionally, the memory may also be at least one storage device located away from the aforementioned processor.

[0122] The above-mentioned processor can be a general-purpose processor, including CPU, NP (Network Processor), etc.; it can also be DSP (Digital Signal Processing), ASIC (Application Specific Integrated Circuit), FPGA (Field Programmable Gate Array) or other programmable logic devices, discrete gate or transistor logic devices, discrete hardware components.

[0123] In another embodiment provided in the present application, a computer-readable storage medium is also provided, on which a computer program / instruction is stored. When the computer program / instruction is executed by a processor, the bank account business review method described in each embodiment of the present application is implemented.

[0124] In the above embodiments, it can be implemented in whole or in part by software, hardware, firmware or any combination thereof. When implemented using software, it can be implemented in whole or in part in the form of a computer program product. The computer program product includes one or more computer instructions. When the computer program instructions are loaded and executed on a computer, the process or function described in the embodiment of the present application is generated in whole or in part. The computer can be a general-purpose computer, a special-purpose computer, a computer network, or other programmable devices. The computer instructions can be stored in a computer-readable storage medium, or transmitted from one computer-readable storage medium to another computer-readable storage medium. For example, the computer instructions can be transmitted from a website site, computer, server or data center by wired (e.g., coaxial cable, optical fiber, digital subscriber line) or wireless (e.g., infrared, wireless, microwave, etc.) mode to another website site, computer, server or data center. The computer-readable storage medium can be any available medium that a computer can access or a data storage device such as a server or data center that includes one or more available media integration. The available medium can be a magnetic medium, (e.g., a floppy disk, a hard disk, a tape), an optical medium (e.g., a DVD), or a semiconductor medium (e.g., a solid-state hard disk), etc.

[0125] The above embodiments are only exemplary embodiments of the present application and are not intended to limit the present application. The protection scope of the present application is defined by the claims. Those skilled in the art may make various modifications or equivalent substitutions to the present application within the essence and protection scope of the present application, and such modifications or equivalent substitutions shall also be deemed to fall within the protection scope of the present application.

Claims

1. A bank account business review method, characterized in that: include: Step S101, in response to the audit instruction for the target bank account, a target audit interface is displayed, wherein the target audit interface includes an image selection area, an image display area, and an audit key point area, wherein the image selection area includes a plurality of image identifiers, each image identifier corresponds to an image associated with the target bank account, and the audit key point area includes a page tab sub-area and a key point sub-area; Step S102, in response to the user's selection operation on the target image identifier in the image selection area, displaying the target image corresponding to the target image identifier in the image display area, and displaying multiple tabs corresponding to the target image in the tab sub-area, each of the tabs corresponding to at least one audit point; Step S103, according to the user's selection operation on the target tab in the tab sub-area, the review key points corresponding to the target tab are displayed in the key points sub-area; Step S104, determining the audit result of the target image according to the audit operation result of the user on all the audit points corresponding to the target image; Step S105, determining the audit result of the target bank account according to the user's audit result of all images associated with the target bank account.

2. The bank account business review method according to claim 1, characterized in that: In the step S101, the image selection area and the review key points area are respectively located on both sides of the image display area.

3. The bank account business audit method according to claim 1, characterized in that: In the step S101, the image selection area and the image display area are located on both sides of the review key points area respectively.

4. The bank account business audit method according to claim 1, characterized in that: The step S103 further includes: In response to the user's target operation on the audit point, the entered information associated with the audit point is displayed on the target audit interface, and the entered information includes the entered image and / or the entered field.

5. The bank account business audit method according to claim 4, characterized in that: The entered information is displayed in the key point sub-area, or the entered information is displayed in an area other than the key point sub-area in the target review interface.

6. The bank account business audit method according to claim 5, characterized in that: Each of the audit points includes audit point description information and options for whether the audit point description information is met, and the audit operation result is determined based on the user's selection operation of the option.

7. The bank account business review method according to claim 6, characterized in that: In the case where the options include the uninvolved options, the audit points corresponding to the options are target audit points, and the points sub-area also includes audit operation prompt information corresponding to the target audit points.

8. The bank account business review method according to claim 7, characterized in that: In the case that the audit standard corresponding to the target tab is different from the preset audit standard, the key point sub-area includes the difference audit key points, and the difference audit key points include the fields for displaying the difference.

9. A bank account business audit device, characterized in that: The device comprises: a first display unit, a second display unit, a third display unit, a first execution unit, and a second execution unit; A first display unit, configured to respond to a review instruction for a target bank account and display a target review interface, wherein the target review interface includes an image selection area, an image display area, and a review key point area, wherein the image selection area includes a plurality of image identifiers, each image identifier corresponding to an image associated with the target bank account, and the review key point area includes a page tab sub-area and a key point sub-area; A second display unit, in response to a user's selection operation of a target image identifier in the image selection area, displays a target image corresponding to the target image identifier in the image display area, and displays a plurality of tabs corresponding to the target image in the tab sub-area, each of the tabs corresponding to at least one audit point; A third display unit, configured to display the review key points corresponding to the target tab in the key point sub-area according to the user's selection operation on the target tab in the tab sub-area; A first execution unit, configured to determine a review result of the target image according to a review operation result of a user on all review key points corresponding to the target image; The second execution unit is used to determine the audit result of the target bank account according to the user's audit result of all images associated with the target bank account.

10. A computing device, characterized in that: include: A memory for storing program instructions; A processor is used to call the program instructions stored in the memory, and execute the method according to any one of claims 1 to 8 according to the obtained program instructions.

11. A computer-readable storage medium, characterized in that: It includes computer-readable instructions. When a computer reads and executes the computer-readable instructions, it implements the method as claimed in any one of claims 1 to 8. There can be multiple readable media, and the multiple readable media can operate independently of each other.

12. A computer program product, characterized in that The computer program product comprises one or more computer instructions, and when the computer program instructions are loaded and executed on a computer, the method according to any one of claims 1 to 8 is fully or partially executed.

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