Method, system and device for matching transaction details and electronic receipts and medium
Through automated matching algorithms and intelligent verification technology, efficient and accurate matching and verification of transaction details and electronic return orders is achieved, and the problems of inefficient and high error rates caused by relying on manual operations in the existing technology are solved, which significantly improves account management efficiency and ensures corporate capital security.
Patent Information
- Application Number
- CN202510016225.4
- Authority / Receiving Office
- CN · China
- Patent Type
- Applications(China)
- Current Assignee / Owner
- Filing Date
- 2025-01-06
- Publication Date
- 2025-05-06
AI Technical Summary
In the prior art, the matching and correctness verification of transaction details and electronic return orders depends on manual operations, which are inefficient and prone to errors. Especially when processing large amounts of transaction data, it is difficult to ensure accuracy and timeliness.
Automatic matching algorithm and intelligent verification technology are used to match transaction details with electronic return orders through the matching algorithm, and transaction information consistency verification and electronic return order authenticity verification are carried out after the matching is successful to reduce manual intervention.
It realizes efficient, accurate matching and matching correctness verification of transaction details and electronic orders, significantly improves account management efficiency, improves the accuracy and reliability of matching and verification, and ensures the safety of corporate funds.
Smart Images
Figure CN119939269A_ABST
Abstract
Description
Technical Field
[0001] The present invention relates to the field of financial service technology, and in particular to a method, system, device and medium for matching transaction details with electronic receipts. Background Art
[0002] In today's financial services industry, corporate account management is a vital task, especially when dealing with large amounts of transaction data. Ensuring accurate matching and verification of transaction details and electronic receipts is the key to corporate fund security and financial compliance.
[0003] Transaction details are detailed records of all transaction activities in a corporate bank account, including key information such as transaction serial number, transaction type, counterparty, transaction amount, transaction time, etc. As an electronic receipt of transaction activities, the authenticity and integrity of the electronic receipt are crucial to verifying the validity of the transaction.
[0004] However, in the existing treasury enterprise account management system, the matching of transaction details and electronic receipts and the verification of their correctness usually rely on manual operations, which is not only inefficient but also prone to errors. Especially when processing large amounts of transaction data, the accuracy and timeliness of manual verification are difficult to guarantee.
[0005] Therefore, it is particularly important to develop a system that can automatically match transaction details with electronic receipts and verify the correctness of the matching. Summary of the invention
[0006] In view of the deficiencies in the prior art, the present invention provides a method, system, device and medium for matching transaction details with electronic receipts. Through automated matching algorithms and intelligent verification technology, there is no need for manual tedious matching and verification operations, thereby achieving efficient and accurate matching of corporate account transaction details with electronic receipts and verification of matching correctness, significantly improving account management efficiency.
[0007] The first object of the present invention is to provide a method for matching transaction details with electronic receipts, comprising:
[0008] Obtain transaction details and electronic receipts of corporate bank accounts;
[0009] When the corporate bank account number, the bank to which the account belongs, the bank to which the account belongs, and the transaction date of the account number are all the same, a matching algorithm is used to match the transaction details of the corporate bank account number with the electronic receipt;
[0010] After the match is successful, the match result is verified, and the match and verification results are saved and output.
[0011] As a further improvement of the present invention, the matching of the transaction details of the corporate bank account with the electronic receipt using a matching algorithm includes:
[0012] First, match the transaction details of the corporate bank account with the electronic receipt based on the transaction serial number. If the match is successful, mark the match result and end the matching;
[0013] If the match based on the transaction serial number fails, the transaction details of the corporate bank account and the electronic receipt are matched based on the transaction amount. If the match is successful, the matching result is marked and the matching is terminated;
[0014] If the match based on the transaction amount fails, the transaction details of the corporate bank account and the electronic receipt are matched based on the transaction time, the matching result is marked and the matching is ended.
[0015] As a further improvement of the present invention, if the match is successful, the transaction information in the transaction details is filled into the electronic receipt.
[0016] As a further improvement of the present invention, after the matching is successful, the matching result is verified by verifying the consistency of the transaction information and the authenticity of the electronic receipt.
[0017] As a further improvement of the present invention, the transaction information consistency verification is used to check whether the information in the transaction details is consistent with the information in the electronic receipt, and the information includes: transaction type, transaction counterparty, and transaction account.
[0018] As a further improvement of the present invention, the authenticity verification of the electronic receipt verifies the authenticity of the electronic receipt through an electronic signature and a timestamp.
[0019] The second object of the present invention is to provide a transaction details and electronic receipt matching system for implementing the above matching method, comprising:
[0020] A storage module for storing transaction details and electronic receipts of corporate bank accounts;
[0021] A matching module is used to match the transaction details of the corporate bank account with the electronic receipt using a matching algorithm when the corporate bank account number, the bank to which the account belongs, the bank to which the account belongs, and the transaction date of the account number are all the same;
[0022] The verification module is used to verify the matching results after the matching is successful, and save and output the matching and verification results.
[0023] As a further improvement of the present invention, the system further includes an interaction module, which is used to submit a matching request and obtain matching and verification results.
[0024] The third object of the present invention is to provide an electronic device, comprising at least one processing unit and at least one storage unit, wherein the storage unit stores a computer program, and when the program is executed by the processing unit, the processing unit executes the above-mentioned matching method.
[0025] A fourth object of the present invention is to provide a storage medium storing a computer program executable by an electronic device, wherein when the program runs on the electronic device, the electronic device executes the above-mentioned matching method.
[0026] Compared with the prior art, the present invention has the following beneficial effects:
[0027] The introduction of automated matching algorithms and intelligent verification technology eliminates the need for manual tedious matching and verification operations, and can complete matching and verification tasks quickly and accurately, effectively improving the efficiency and accuracy of matching and verification.
[0028] The matching algorithm uses a matching method based on multiple information such as transaction serial number, transaction amount and transaction time, which effectively improves the accuracy and reliability of matching. At the same time, in the matching correctness verification stage, not only the consistency of basic transaction information such as transaction type, transaction counterparty, and transaction account is paid attention to, but also technical means such as electronic signatures and timestamps are introduced to verify the authenticity and integrity of electronic receipts to ensure the safety of corporate funds.
[0029] The interactive module of the system enables users to easily complete operations such as submitting matching requests, querying, reviewing, and exporting verification results while using the system. BRIEF DESCRIPTION OF THE DRAWINGS
[0030] Figure 1 is a flowchart of the matching method;
[0031] Figure 2 It is a flowchart of the matching algorithm;
[0032] Figure 3 A schematic diagram of the matching system. DETAILED DESCRIPTION
[0033] In order to make the purpose, technical solution and advantages of the embodiments of the present invention clearer, the technical solution in the embodiments of the present invention will be clearly and completely described below in conjunction with the drawings in the embodiments of the present invention. Obviously, the described embodiments are part of the embodiments of the present invention, not all of the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by ordinary technicians in this field without creative work are within the scope of protection of the present invention.
[0034] The present invention is further described in detail below in conjunction with the accompanying drawings:
[0035] See also Figure 1 This embodiment provides a method for matching account details with electronic receipts, including:
[0036] Obtain transaction details and electronic receipts of corporate bank accounts;
[0037] When the corporate bank account number, the bank to which the account belongs, the bank to which the account belongs, and the transaction date of the account number are all the same, a matching algorithm is used to match the transaction details of the corporate bank account number with the electronic receipt;
[0038] After the match is successful, the match result is verified, and the match and verification results are saved and output.
[0039] The matching method provided in this embodiment introduces an automated matching algorithm and intelligent verification technology, which eliminates the need for manual tedious matching and verification operations, and can quickly and accurately complete matching and verification tasks, effectively improving the efficiency and accuracy of matching and verification.
[0040] Further, the process of matching the transaction details of the corporate bank account with the electronic receipt using the matching algorithm can be found in Figure 2 As shown, the steps include:
[0041] First, match the transaction details of the corporate bank account with the electronic receipt based on the transaction serial number. If the match is successful, mark the match result and end the matching;
[0042] If the match based on the transaction serial number fails, the transaction details of the corporate bank account and the electronic receipt are matched based on the transaction amount. If the match is successful, the matching result is marked and the matching is terminated;
[0043] If the match based on the transaction amount fails, the transaction details of the corporate bank account and the electronic receipt are matched based on the transaction time, the matching result is marked and the matching is ended.
[0044] If the match is successful, the match result will be marked as "matched", and the transaction information in the transaction details will be filled into the electronic receipt, the match result will be saved and output, and the match will be ended; if the final match based on the transaction time is also unsuccessful, the match result will be marked as "unmatched", the match result will be saved and output, and the match will be ended.
[0045] Transaction details are detailed records of all transaction activities occurring in a corporate bank account, including key information such as transaction serial number, transaction type, transaction counterparty, transaction amount, transaction time, etc., and are stored in the transaction details table of the corporate bank account.
[0046] The matching algorithm provided in this embodiment adopts a matching method based on multiple information such as transaction serial number, transaction amount and transaction time, which effectively improves the matching accuracy and reliability.
[0047] After a successful match, the matching result is further verified through transaction information consistency verification and electronic receipt authenticity verification.
[0048] The transaction information consistency check is used to check whether the information in the transaction details is consistent with the information in the electronic receipt, and the information includes: transaction type, transaction counterparty, and transaction account.
[0049] The authenticity verification of the electronic receipt verifies the authenticity of the electronic receipt through electronic signature and timestamp.
[0050] Electronic receipts are electronic receipts of transaction activities and are stored in the electronic receipt data table of the company's bank account. Their authenticity and integrity are crucial to verifying the validity of the transaction.
[0051] The matching method provided in this embodiment not only focuses on the consistency of basic transaction information such as transaction type, transaction counterparty, and transaction account in the matching correctness verification stage, but also introduces technical means such as electronic signatures and timestamps to verify the authenticity and integrity of electronic receipts, effectively reducing the risk of electronic receipts of corporate accounts being forged, so as to further ensure the security of corporate funds.
[0052] After the user initiates a matching request, the matching algorithm is automatically used to match the transaction details of the corporate bank account with the electronic receipt based on multiple information such as the transaction serial number, transaction amount and transaction time, reducing manual operations and effectively improving the accuracy and reliability of the matching. After a successful match, the transaction type, transaction counterparty, and transaction account registration information in the transaction details are automatically checked to see if they are consistent with the information in the electronic receipt, and the authenticity of the electronic receipt is verified through electronic signatures, timestamps and other technologies, effectively reducing the risk of corporate accounts being forged with electronic receipts, and further ensuring the safety of corporate funds.
[0053] After the matching and matching correctness verification are completed, the matching and verification results are saved and output, and users can query, review, and export the matching and verification results.
[0054] See also Figure 3 This embodiment provides a transaction details and electronic receipt matching system, which is used to implement the above matching method, including:
[0055] A storage module for storing transaction details and electronic receipts of corporate bank accounts;
[0056] A matching module is used to match the transaction details of the corporate bank account with the electronic receipt using a matching algorithm when the corporate bank account number, the bank to which the account belongs, the account opening bank to which the account belongs, and the transaction date of the account number are all the same; the matching algorithm matches the transaction details of the corporate bank account with the electronic receipt based on the transaction serial number, transaction amount, and transaction time; if the match is successful, the matching result is marked as "matched", and the transaction information in the transaction details is filled into the electronic receipt; if the match is unsuccessful, the matching result is marked as "unmatched";
[0057] The verification module is used to verify the matching result through transaction information consistency verification and electronic receipt authenticity verification after the matching is successful, store the matching and verification results in the storage module, and output the matching and verification results to the interaction module; the transaction information consistency verification is used to check whether the transaction type, transaction counterparty, transaction account and other information in the transaction details are consistent with the information in the electronic receipt; the electronic receipt authenticity verification verifies the authenticity of the electronic receipt through electronic signature and timestamp;
[0058] The interactive module is used to submit matching requests and obtain matching and verification results. Users can query, review, and export matching and verification results through the interactive module.
[0059] The system introduces automated matching algorithms and intelligent verification technologies, eliminating the need for tedious manual operations and can quickly and accurately complete matching and verification tasks, effectively improving the efficiency and accuracy of matching and verification.
[0060] The matching algorithm uses a matching method based on multiple information such as transaction serial number, transaction amount and transaction time, which effectively improves the accuracy and reliability of matching. At the same time, in the matching correctness verification stage, not only the consistency of basic transaction information such as transaction type, transaction counterparty, and transaction account is paid attention to, but also technical means such as electronic signatures and timestamps are introduced to verify the authenticity and integrity of electronic receipts, so as to further ensure the safety of corporate funds.
[0061] The interactive module of the system enables users to easily submit matching requests, as well as query, review, and export matching and verification results while using the system.
[0062] This embodiment provides an electronic device including at least one processing unit and at least one storage unit, wherein the storage unit stores a computer program, and when the program is executed by the processing unit, the processing unit executes the above matching method.
[0063] This embodiment provides a storage medium storing a computer program executable by an electronic device. When the program runs on the electronic device, the electronic device executes the above-mentioned matching method.
[0064] The above are only preferred embodiments of the present invention and are not intended to limit the present invention. For those skilled in the art, the present invention may have various modifications and variations. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present invention shall be included in the protection scope of the present invention.
Claims
1. A method for matching transaction details with electronic receipts, characterized in that: include: Obtain transaction details and electronic receipts of corporate bank accounts; When the corporate bank account number, the bank to which the account belongs, the bank to which the account belongs, and the transaction date of the account number are all the same, a matching algorithm is used to match the transaction details of the corporate bank account number with the electronic receipt; After the match is successful, the match result is verified, and the match and verification results are saved and output.
2. A method for matching transaction details with electronic receipts according to claim 1, characterized in that: The matching algorithm used to match the transaction details of the corporate bank account with the electronic receipt includes: First, match the transaction details of the corporate bank account with the electronic receipt based on the transaction serial number. If the match is successful, mark the match result and end the matching; If the match based on the transaction serial number fails, the transaction details of the corporate bank account and the electronic receipt are matched based on the transaction amount. If the match is successful, the matching result is marked and the matching is terminated; If the match based on the transaction amount fails, the transaction details of the corporate bank account and the electronic receipt are matched based on the transaction time, the matching result is marked and the matching is ended.
3. A method for matching transaction details with electronic receipts according to claim 2, characterized in that: If the match is successful, the transaction information in the transaction details will be filled into the electronic receipt.
4. A method for matching transaction details with electronic receipts according to claim 1, 2 or 3, characterized in that: After the match is successful, the correctness of the matching result is verified through transaction information consistency verification and electronic receipt authenticity verification.
5. A method for matching transaction details with electronic receipts according to claim 4, characterized in that: The transaction information consistency check is used to check whether the information in the transaction details is consistent with the information in the electronic receipt, and the information includes: transaction type, transaction counterparty, and transaction account.
6. A method for matching transaction details with electronic receipts according to claim 4, characterized in that: The authenticity verification of the electronic receipt is verified through electronic signature and time stamp.
7. A transaction details and electronic receipt matching system, used to implement a transaction details and electronic receipt matching method as claimed in any one of claims 1 to 6, characterized in that: include: A storage module for storing transaction details and electronic receipts of corporate bank accounts; A matching module is used to match the transaction details of the corporate bank account with the electronic receipt using a matching algorithm when the corporate bank account number, the bank to which the account belongs, the bank to which the account belongs, and the transaction date of the account number are all the same; The verification module is used to verify the matching results after the matching is successful, and save and output the matching and verification results.
8. A transaction details and electronic receipt matching system according to claim 7, characterized in that: The system also includes an interaction module, which is used to submit a matching request and obtain matching and verification results.
9. An electronic device, characterized in that: The system comprises at least one processing unit and at least one storage unit, wherein the storage unit stores a computer program, and when the program is executed by the processing unit, the processing unit executes the matching method according to any one of claims 1 to 6.
10. A storage medium, characterized in that: It stores a computer program executable by an electronic device. When the program runs on the electronic device, the electronic device executes the matching method according to any one of claims 1 to 6.