New prime data loan system
By designing a new prime number loan system, using the combination of management desk module, process scheduler module, process executor module and application service module, the existing system solves the problem of credit and credit centers in dealing with different project types and frequent changes, achieving high flexibility and scalability, avoiding code modifications, and improving the stability and efficiency of the system.
Patent Information
- Application Number
- CN202510054859.9
- Authority / Receiving Office
- CN · China
- Patent Type
- Applications(China)
- Current Assignee / Owner
- Filing Date
- 2025-01-14
- Publication Date
- 2025-05-09
AI Technical Summary
When handling credit applications and integrity inspections of credit materials for different project types, the existing banking digital credit system needs to frequently modify the code, and the content of the channel entry, supplement and manual approval are not coordinated, resulting in many process breakpoints and joint commissioning problems; the credit and credit centers change frequently with products and scenarios, making it difficult to stabilize.
A new prime number loan system was designed, including the management desk module, the process scheduler module, the process executor module and the application service module. Through the combination of these modules, flexible combination and management of business processes can be achieved, code modifications are avoided, and system flexibility and scalability are improved.
It can continue to run when business processes are interrupted, improving the flexibility and scalability of the system. The process diagram model modification can be released hotly, nodes are easy to expand, resource perception ability, task occupies resource registration, automatic counting to complete current limit, and automatic weight task distributor can automatically adjust consumption priority according to priority queue task accumulation.
Smart Images
Figure CN119963317A_ABST
Abstract
Description
Technical Field
[0001] The present invention belongs to the field of mobile Internet financial technology, and specifically is a new prime number loan system. Background Art
[0002] The banking industry is constantly accelerating the shaping of digital credit business service capabilities and vigorously promoting the innovation and development of industrial digital financial models. The component granularity is coarse and the code needs to be modified to adapt to the scenario. The channel submission, supplementary documents, and manual approval content are not coordinated, and the credit granting and credit use centers change frequently with operations.
[0003] The specific survey results are shown in the following table:
[0004] 1. The component granularity is coarse, and the code needs to be modified to adapt to the scenario
[0005] "Create Credit Application" component: It only provides unified credit application processing, without considering the differences in credit application information of different project types. When connecting to different project types, the code needs to be constantly modified.
[0006] "Credit Material Integrity Check" component: The inspection contents of different products / project types vary greatly. When connecting to different projects, the code needs to be constantly modified.
[0007] 2. Inconsistency in channel submission, supplementary documents, and manual approval
[0008] The information submitted through the partner channels, the mini-programs, the back-end supplementary recording functions, and the information displayed and reviewed in the manual approval process are all developed independently and are unrelated, resulting in process breakpoints and many joint debugging problems.
[0009] As a key object throughout the entire process control, the project plan does not have unified agreements on the information that needs to be supplemented for channel submissions, and the information that needs to be displayed and reviewed during manual approval. When connecting to different projects, the front end of the submission (such as mini-programs) needs to modify the code or even develop new ones.
[0010] 3. Credit granting and credit use centers change frequently with operations
[0011] Credit granting and credit usage vary greatly with products and scenarios. When there are new differentiated requirements, the capability center code needs to be modified, resulting in frequent changes in the credit granting center and credit usage center, which cannot be stable.
[0012] The credit granting center and the credit using center themselves have not done enough analysis on the differences and have not considered the framework and strategy to support the differences.
[0013] In line with the goal of digitalization, automation and intelligence of industrial digital credit business, we will build basic credit services, business component center, business process management, data access configuration and management functions to meet the development needs of industrial digital credit business first. When expanding at the enterprise level in the future, other credit business lines can reuse existing digital credit components, customize and develop differentiated business components, and build a credit business function system that conforms to their own business and credit model. The specific implementation is as follows:
[0014] 1. Basic credit services. Build basic credit services that meet the requirements of digital credit management, such as scenario access, customer center, credit limit management, and data assets, to ensure the independence of each basic service and the loose coupling of services. In the future, when the enterprise expands, the collateral center, agreement center, product center, loan note center and other modules can be upgraded according to the business needs of other lines, and enterprise-level sharing can be achieved. Other credit business lines can build and expand basic credit services.
[0015] 2. Business component center. According to the business management process of digital business, process nodes in the data management process and management requirements, abstract standardized business components and establish a component library. Provide standardized services such as customer application, digital credit, digital credit, and customer repayment through business components to improve the reusability of business functions. In the future, when the enterprise level expands, customer verification, anti-money laundering, anti-fraud, etc. can be upgraded to enterprise-level business components. If the existing business components cannot cover them, they can be newly built.
[0016] 3. Business process management. Through the service orchestration engine, business components can be flexibly combined in the manner of Lego blocks to adapt to business processes in different scenarios. In the future, when the enterprise expands, other business processes can be customized based on the rich component library.
[0017] 4. Data access and configuration management. Through customized external data access management and internal standardized data processing rules, external data can be quickly accessed and data conversion can be achieved, and digital assets of production business can be accumulated. In the future, when expanding at the enterprise level, the data access configuration function can be reused, and some data management functions can be upgraded according to the data management needs of other business lines.
[0018] In terms of model management, existing solutions have not implemented the strategies (rules) of production projects and the standardized management of the model life cycle. Summary of the invention
[0019] In view of the above problems, the present invention is proposed to provide a new prime number loan system that overcomes the above problems or at least partially solves the above problems.
[0020] To achieve the above object, the present invention adopts the following technical solutions:
[0021] A new prime number loan system, the system comprising:
[0022] Management console module, used to manage clusters in different environments;
[0023] The process scheduler module is used to expose the interface to the outside world and receive process requests;
[0024] The process executor module is used to embed the executor into the business service in the form of SDK;
[0025] The application service module is used to load different services in the same process, or load different versions of the same service in the same process.
[0026] Optionally, the management console module includes a process editing unit, a version control unit, an environment management unit, an instance management unit, a configuration center unit and an online debugging unit.
[0027] Optionally, managing clusters in different environments includes developing and debugging clusters in different environments.
[0028] Optionally, the process scheduler module exposes an interface to the outside through interface management and receives a process request.
[0029] Optionally, the process executor module includes:
[0030] Receive scheduling information from the scheduler based on the process execution status;
[0031] Call the business service and return the execution result to the scheduler.
[0032] Optionally, the scheduling information includes component group information and context information.
[0033] In summary, due to the adoption of the above technical solution, the beneficial effects of the present invention are:
[0034] 1. When the business process is interrupted, the present invention can continue the business at the changed node, and has high flexibility. The change of the business does not require code modification through the sequential combination of components.
[0035] 2. The functions of the present invention are easy to expand, and the flowchart model can be modified and hot published; the nodes are easy to expand, and new nodes can be automatically discovered; the resource perception ability is strong, the task occupancy resources are registered, and the flow control is completed according to the automatic counting of task execution; the automatic weight task distributor can automatically adjust the consumption priority according to the task accumulation of each priority queue. BRIEF DESCRIPTION OF THE DRAWINGS
[0036] Figure 1 A schematic diagram of a new prime number loan system flow provided in an embodiment of the present application. DETAILED DESCRIPTION
[0037] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the drawings in the present invention. Obviously, the described embodiments are part of the embodiments of the present invention, rather than all the embodiments. Based on the embodiments in the present invention, all other embodiments obtained by ordinary technicians in this field without making creative work are within the scope of protection of the present invention.
[0038] See also Figure 1 , this embodiment provides a new prime number loan system, the system comprising:
[0039] The management console module is used to manage clusters in different environments, including development and debugging of clusters in different environments.
[0040] The management console module includes a process editing unit, a version control unit, an environment management unit, an instance management unit, a configuration center unit and an online debugging unit.
[0041] The process scheduler module is used to expose the interface to the outside world and receive process requests.
[0042] The process scheduler module exposes the interface externally through interface management and receives process requests.
[0043] The process executor module is used to embed the executor into the business service in the form of SDK without intruding the code. It is mainly used for communication and component calling.
[0044] The process executor module includes:
[0045] According to the process execution status, the scheduling information of the scheduler is received, and the scheduling information includes component group information and context information.
[0046] Call the business service and return the execution result to the scheduler.
[0047] The application service module is used to load different services in the same process, or load different versions of the same service in the same process. It is combined with the scheduler to manage traffic distribution.
[0048] After the management console issues the process and cluster information (node whitelist, configuration information, etc.), the cluster operation does not need to rely heavily on the management console, but the management console can monitor and manage the cluster operation.
[0049] In this embodiment, when the business process is interrupted, the business can be continued at the changed node, and the flexibility is high. The changes in the business do not require code modification through the sequential combination of components.
[0050] The functions of this embodiment are easy to expand, and the flowchart model can be modified and hot released; the nodes are easy to expand, and new nodes can be automatically discovered; the resource perception ability is strong, the task occupancy resources are registered, and the flow control is completed according to the automatic counting of task execution; the automatic weight task distributor can automatically adjust the consumption priority according to the task accumulation in each priority queue.
[0051] The above contents are further detailed descriptions of the present invention in combination with specific preferred embodiments, and it cannot be determined that the specific implementation of the present invention is limited to these descriptions. For ordinary technicians in the technical field to which the present invention belongs, several simple deductions or substitutions can be made without departing from the concept of the present invention, which should be regarded as falling within the protection scope of the present invention.
Claims
1. A new prime number loan system, characterized in that: The system comprises: Management console module, used to manage clusters in different environments; The process scheduler module is used to expose the interface to the outside world and receive process requests; The process executor module is used to embed the executor into the business service in the form of SDK; The application service module is used to load different services in the same process, or load different versions of the same service in the same process.
2. A new prime number loan system as claimed in claim 1, characterized in that, The management console module includes a process editing unit, a version control unit, an environment management unit, an instance management unit, a configuration center unit and an online debugging unit.
3. A new prime number loan system as claimed in claim 1, characterized in that, Managing clusters in different environments includes developing and debugging clusters in different environments.
4. A new prime number loan system as claimed in claim 1, characterized in that, The process scheduler module exposes the interface externally through interface management and receives process requests.
5. A new prime number loan system as claimed in claim 1, characterized in that, The process executor module includes: Receive scheduling information from the scheduler based on the process execution status; Call the business service and return the execution result to the scheduler.
6. A new prime number loan system as claimed in claim 5, characterized in that, The scheduling information includes component information and context information.