Investment product information display method and system, electronic equipment and storage medium

Abstract

The embodiment of the invention provides an investment product information display method and system, electronic equipment and a storage medium, and relates to the technical field of computer application, and the investment product information display method comprises the following steps: displaying a data input interface; receiving an initial value representation value of the investment product input through the data input interface; displaying a processing mode selection interface; determining a target performance reward deduction mode selected through the processing mode selection interface from a plurality of pre-stored performance reward deduction modes; processing the initial value representation value by using a target performance reward deduction mode to obtain a real value representation value of the investment product, the real value representation value representing a real value after the performance reward is deducted; and displaying the real value representation value of the investment product. Therefore, the accuracy of the displayed real value representation value of the investment product is improved.

Description

Technical Field

[0001] The present invention relates to the field of computer application technology, and in particular to a method, system, electronic device and storage medium for displaying investment product information. Background Art

[0002] Generally, the value of an investment product is reflected through its stated value, which serves as an important basis for investors' investment decisions. However, in most cases, the stated value of an investment product provided to investors does not deduct performance fees. This results in investors not being able to truly understand the actual performance of the investment product through the stated value. To more accurately reflect the actual performance of the investment product, it is necessary to deduct performance fees from the stated value.

[0003] In the existing technology, users manually calculate to deduct performance fees from the value representation value. However, deducting performance fees from the value representation value generally requires facing a large amount of data and complex calculation rules. The existing technology mostly adopts a single deduction method (such as a fixed ratio) and requires manual import into Excel for calculation. Manual calculation is very prone to errors, resulting in low accuracy of the obtained value representation value. Summary of the Invention

[0004] The purpose of the embodiments of the present invention is to provide a method, system, electronic device, and storage medium for displaying investment product information to improve the accuracy of the displayed true value representation of the investment product. The specific technical solution is as follows:

[0005] In a first aspect, a method for displaying investment product information is provided, comprising:

[0006] Display the data input interface;

[0007] receiving an initial value representation of an investment product input through the data input interface;

[0008] Display the processing method selection interface;

[0009] Determining a target performance-based remuneration deduction method selected through the processing method selection interface from a plurality of pre-stored performance-based remuneration deduction methods;

[0010] Processing the initial value representation using the target performance reward deduction method to obtain the real value representation of the investment product, where the real value representation represents the real value after deducting the performance reward;

[0011] Displays the true value of the investment product.

[0012] Optionally, before displaying the real value representation of the investment product, the method further comprises:

[0013] generating, by a report generator, a data report containing the real value representation value of the investment product;

[0014] the real value representation value of the investment product is displayed, including:

[0015] the data report is displayed.

[0016] Optionally, the processing mode selection interface includes a plurality of deduction mode name options of performance compensation deduction modes.

[0017] The target performance compensation deduction mode selected through the processing mode selection interface is determined, including:

[0018] When a triggering operation on a deduction mode name option in the processing mode selection interface is detected, the performance compensation deduction mode corresponding to the deduction mode name option is taken as the target performance compensation deduction mode.

[0019] Optionally, the processing mode selection interface includes a deduction mode name input box.

[0020] The target performance compensation deduction mode selected through the processing mode selection interface is determined, including:

[0021] The performance compensation deduction mode name input through the deduction mode name input box is received.

[0022] The performance compensation deduction mode corresponding to the performance compensation deduction mode name is taken as the target performance compensation deduction mode.

[0023] Optionally, after the target performance compensation deduction mode selected through the processing mode selection interface is determined from the plurality of performance compensation deduction modes stored in advance, the method further includes:

[0024] A target parameter type corresponding to the target performance compensation deduction mode is determined.

[0025] A parameter value input interface for outputting a parameter value corresponding to the target parameter type is displayed.

[0026] The parameter value corresponding to the target parameter type input through the parameter value input interface is received.

[0027] The initial value representation value is processed by using the target performance compensation deduction mode to obtain the real value representation value of the investment product, including:

[0028] The initial value representation value is processed by using the target performance compensation deduction mode and the parameter value corresponding to the target parameter type to obtain the real value representation value of the investment product.

[0029] Optionally, before determining the target performance compensation deduction mode selected through the processing mode selection interface from the plurality of pre-stored performance compensation deduction modes, the method further comprises:

[0030] displaying a processing mode setting interface;

[0031] receiving a plurality of performance compensation deduction modes input through the processing mode setting interface;

[0032] performing legality verification on each of the input performance compensation deduction modes, the legality verification comprising at least one of format checking and validity verification;

[0033] if the verification fails, prompting the user to modify;

[0034] if the verification passes, storing the performance compensation deduction mode that passes the verification.

[0035] In a second aspect, an investment product information display system is provided, comprising a user interface display module, a rule engine and a calculation module;

[0036] The user interface display module is configured to display a data input interface, receive an initial value representation of an investment product input through the data input interface, and display a processing mode selection interface.

[0037] The rule engine is configured to determine a target performance compensation deduction mode selected through the processing mode selection interface from a plurality of pre-stored performance compensation deduction modes.

[0038] The calculation module is configured to process the initial value representation using the target performance compensation deduction mode to obtain a real value representation of the investment product, the real value representation representing a real value after deduction of performance compensation.

[0039] The user interface display module is further configured to display the real value representation of the investment product.

[0040] Optionally, the system further comprises a report generator.

[0041] The report generator is configured to generate a data report containing the real value representation.

[0042] The user interface display module is specifically configured to display the data report.

[0043] In a third aspect, an electronic device is provided, comprising a processor, a communication interface, a memory and a communication bus, wherein the processor, the communication interface and the memory complete communication with each other through the communication bus.

[0044] a memory for storing a computer program;

[0045] a processor for executing the program stored in the memory to implement the method steps of any of the first aspect.

[0046] A fourth aspect provides a computer readable storage medium, wherein the computer readable storage medium stores a computer program, and the computer program, when executed by a processor, implements the method steps of any of the first aspect.

[0047] The embodiments of the present application also provide a computer program product containing instructions, which, when executed on a computer, cause the computer to perform the investment product information display method described above.

[0048] The embodiments of the present application have the following beneficial effects:

[0049] In the embodiments of the present application, the initial value representation of the investment product input through the data input interface is received, and a processing mode selection interface is displayed. Thus, when the initial value representation of the investment product input through the data input interface is received, and the target performance deduction mode is selected, the target performance deduction mode selected through the processing mode selection interface can be automatically determined from the plurality of performance deduction modes stored in advance, the initial value representation is processed by using the target performance deduction mode, the real value representation of the investment product is obtained, and the real value representation of the investment product is displayed. The user does not need to process a large amount of data and complex calculation rules, and the error of manual calculation in the face of a large amount of data and complex calculation rules is avoided. The target performance deduction mode selected through the processing mode selection interface is automatically determined from the plurality of performance deduction modes stored in advance, the initial value representation is processed by using the target performance deduction mode, the real value representation of the investment product is obtained, and the real value representation of the investment product is displayed, which can improve the accuracy of the real value representation of the investment product displayed.

[0050] Of course, implementing any product or method of the present application does not necessarily require achieving all the advantages described above at the same time. BRIEF DESCRIPTION OF DRAWINGS

[0051] In order to more clearly illustrate the technical solutions of the embodiments of the present application or the prior art, the drawings needed in the embodiments or prior art description will be briefly introduced below. Obviously, the drawings in the following description are only some embodiments of the present application, and other embodiments can also be obtained by those skilled in the art based on these drawings.

[0052] Figure 1A flowchart of the investment product information display method provided by the embodiment of the present application is shown in the figure;

[0053] Figure 2 A display schematic diagram of the data input interface in the embodiment of the present application is shown in the figure;

[0054] Figure 3 A schematic diagram of triggering the display of the data input interface in the embodiment of the present application is shown in the figure;

[0055] Figure 4 A display schematic diagram of the processing mode selection interface in the embodiment of the present application is shown in the figure;

[0056] Figure 5 Another display schematic diagram of the processing mode selection interface in the embodiment of the present application is shown in the figure;

[0057] Figure 6 A structural schematic diagram of the investment product information display system provided by the embodiment of the present application is shown in the figure;

[0058] Figure 7 A structural schematic diagram of the electronic device provided by the embodiment of the present application is shown in the figure. DETAILED DESCRIPTION

[0059] The technical solutions in the embodiments of the present application will be described clearly and completely below with reference to the accompanying drawings in the embodiments of the present application. Obviously, the described embodiments are only some of the embodiments of the present application, but not all the embodiments. Based on the embodiments in the present application, all other embodiments obtained by those skilled in the art based on the present application belong to the scope of protection of the present application.

[0060] The embodiment of the present application provides an investment product information display method, as shown in the figure, which comprises: Figure 1

[0061] S11, displaying a data input interface;

[0062] S12, receiving an initial value representation value of an investment product input through the data input interface;

[0063] S13, displaying a processing mode selection interface;

[0064] S14, determining a target performance return deduction mode selected through the processing mode selection interface from a plurality of performance return deduction modes stored in advance;

[0065] S15, processing the initial value representation value by using the target performance return deduction mode to obtain a real value representation value of the investment product, the real value representation value representing a real value after deducting the performance return;

[0066] S16, displaying the real value representation value of the investment product. ​

[0067] In the embodiment of the present application, the initial value representation of the investment product input through the data input interface is received, and a processing mode selection interface is displayed. Thus, when the initial value representation of the investment product input through the data input interface is received, and the target performance deduction mode is selected, the target performance deduction mode selected through the processing mode selection interface can be automatically determined from the plurality of performance deduction modes stored in advance, and the initial value representation is processed using the target performance deduction mode to obtain the true value representation of the investment product, and the true value representation of the investment product is displayed. The user does not need to process a large amount of data and complex calculation rules, and avoids errors in manual calculation when facing a large amount of data and complex calculation rules. By automatically determining the target performance deduction mode selected through the processing mode selection interface from the plurality of performance deduction modes stored in advance, and processing the initial value representation using the target performance deduction mode to obtain the true value representation of the investment product, and displaying the true value representation of the investment product, the accuracy of the displayed true value representation of the investment product can be improved.

[0068] The embodiment of the present application ensures that the performance deduction can be accurately calculated under different conditions to obtain the true value representation of the investment product, and improves the calculation accuracy, so as to truly reflect the value performance of the investment product. Moreover, the automatic performance deduction process significantly reduces the need for manual operation, improves the calculation efficiency, enables the provider of the investment product value representation to quickly respond to market changes and update the investment product value representation in a timely manner, and enables the demand for rapid calculation to be met when processing a large amount of data. Moreover, manual calculation is difficult to adapt to various performance deduction modes, the calculation complexity is reduced, and convenient and accurate calculation is achieved.

[0069] Meanwhile, the true value representation of the investment product is displayed through the automatic performance deduction process of the embodiment of the present application, which can improve the transparency of the investment product value representation, help the investor to more clearly understand the actual performance of the investment product after deducting the fees, and increase the transparency of the operation of the investment product.

[0070] Moreover, the processing mechanism for automatically processing and displaying the true value representation of the investment product of the embodiment of the present application helps the provider of the investment product value representation to better comply with relevant laws and regulations and compliance requirements, and improves the compliance of the investment product management. Moreover, the accurate performance deduction result, i.e., the true value representation of the investment product, provides more reliable data support for the investor, and helps the investor to make more intelligent investment decisions.

[0071] Further, in the process of manual calculation, sensitive data of the investment product is easy to be leaked, and there is a data security risk. The automatic processing process of the embodiment of the present application reduces the risk of leakage of sensitive data of the investment product, and improves the security of the data of the investment product.

[0072] In addition, manual operation can be reduced and error rate can be reduced, which helps to reduce the operating cost of the provider of the value representation of the investment product and improve the overall economic benefit.

[0073] The embodiment of the present application supports custom rules, improves processing speed, and reduces error rate.

[0074] In S11, the data input interface is used for a user to upload an initial value representation. For example Figure 2 As shown, the data input interface can include a data input box, which can have the words "please input the initial value representation in the box" in the initial state. In this way, when the data input interface including the data input box is displayed, the user can fill in the initial value representation in the data input box, so as to realize uploading the initial value representation.

[0075] In one case, an option for triggering the start of the investment product information display method can be displayed first. For example Figure 3 As shown, the "start" option is displayed in the page opened by the user, and when a triggering operation on the "start" option is detected, the data input interface is displayed.

[0076] In S12, the investment product can be any form of investment product in actual application process, and the embodiment of the present application does not limit this. For example, the investment product can be a private equity fund.

[0077] The initial value representation refers to the value representation before the performance reward is deducted. The value representation of the investment product is a representation of the value of the investment product. For example, when the investment product is a private equity fund, the value representation of the investment product can be the net value.

[0078] In one implementation manner, the initial value representation can include an initial value representation sequence of the investment product. The initial value representation sequence is a sequence including the initial value representation of the investment product corresponding to multiple continuous time periods in a preset time range. In this case, S12 includes receiving the initial value representation sequence of the investment product input through the data input interface.

[0079] In S13, the display processing mode selection interface can be executed before S11 and S12, or can also be executed after S11 and S12.

[0080] In an implementation manner, the processing mode selection interface can be displayed after receiving an initial value of the investment product input by the user through the data input interface.

[0081] In S14, the embodiment of the present application does not limit the storage space for storing multiple performance compensation deduction modes, as long as the storage function can be realized. The multiple performance compensation deduction modes can be pre-stored in a database, such as a relational database management system (mysql) database.

[0082] The multiple performance compensation deduction modes can be set according to requirements. As long as multiple performance compensation deduction modes are pre-stored, the target performance compensation deduction mode selected through the processing mode selection interface can be determined in the embodiment of the present application from the pre-stored multiple performance compensation deduction modes.

[0083] The multiple performance compensation deduction modes can include high-water-level ratio rules, annual yield grading rules, and excess annual yield grading rules.

[0084] In an implementation manner, the processing mode selection interface includes deduction mode name options of multiple performance compensation deduction modes. In this case, S14 can include:

[0085] When a triggering operation on a deduction mode name option in the processing mode selection interface is detected, the performance compensation deduction mode corresponding to the deduction mode name option is taken as the target performance compensation deduction mode.

[0086] As shown in Figure 4 The processing mode selection interface includes deduction mode name options of three performance compensation deduction modes: deduction mode name 1, deduction mode name 2, and deduction mode name 3. The user can select one of them according to actual requirements. For example, if the deduction mode name 1 is clicked, the performance compensation deduction mode corresponding to the deduction mode name 1 is taken as the target performance compensation deduction mode.

[0087] In another implementation manner, the processing mode selection interface includes a deduction mode name input box. In this case, S14 can include:

[0088] The performance compensation deduction mode corresponding to the performance compensation deduction mode name input through the deduction mode name input box is taken as the target performance compensation deduction mode.

[0089] As shown in Figure 5As shown, the processing mode selection interface includes a deduction mode name input box, which initially has the words "Please enter the performance reward deduction mode name in the box". In this way, the user can input the selected performance reward deduction mode name through the processing mode selection interface, and the performance reward deduction mode name input through the deduction mode name input box is received, i.e., the performance reward deduction mode corresponding to the performance reward deduction mode name can be taken as the target performance reward deduction mode.

[0090] In S15, the initial value representation value is processed using the determined target performance reward deduction mode stored in advance, i.e., the performance reward is deducted from the initial value representation value using the target performance reward deduction mode to obtain the real value representation value of the investment product. For example, according to the initial value representation value, the performance reward is calculated using the target performance reward deduction mode, and the performance reward is subtracted from the initial value representation value to obtain the real value representation value of the investment product.

[0091] In one case, the initial value representation value sequence of the investment product input through the data input interface is received in S12, and in this case, S15 can include: processing the initial value representation value sequence using the target performance reward deduction mode to obtain the real value representation value sequence of the investment product, the real value representation value sequence being a sequence containing the real value representation values corresponding to multiple consecutive time periods of the investment product within a preset time range.

[0092] The preset time range, time period, etc. are determined according to actual needs, etc. For example, the preset time range is 1 month, and the consecutive time periods are each day within the 1 month.

[0093] In an optional embodiment, after S14, it can further include:

[0094] determining a target parameter type corresponding to the target performance reward deduction mode; displaying a parameter value input interface for outputting a parameter value corresponding to the target parameter type; and receiving the parameter value corresponding to the target parameter type input through the parameter value input interface.

[0095] The parameter value input interface includes a parameter input box corresponding to the target parameter type; and the receiving of the parameter value corresponding to the target parameter type input through the parameter value input interface includes: receiving the parameter value corresponding to the target parameter type input through the parameter input box.

[0096] In this case, S15 can include: processing the initial value representation value using the target performance reward deduction mode and the parameter value corresponding to the target parameter type to obtain the real value representation value of the investment product.

[0097] In one example, when the target performance reward deduction mode is the high-water level proportion rule, the target parameter types include the deduction proportion, the start time and the end time of the rule application; when the target performance reward deduction mode is the annual yield grading rule, the target parameter types include the annual yield grading interval, the deduction proportion of different grading intervals, the start time and the end time of the rule application; when the target performance reward deduction mode is the excess annual yield grading rule, the target parameter types include the excess annual yield grading interval, the deduction proportion of different grading intervals, the performance comparison benchmark, the start time and the end time of the rule application.

[0098] In the embodiment of the present application, for different performance reward deduction modes, the parameter values of the parameter types corresponding to the performance reward deduction modes can be flexibly input, and the related parameters of the deducted performance reward can be flexibly set in the actual investment scene, thereby improving the flexibility of the related data processing of the value representation of the investment product.

[0099] Meanwhile, the embodiment of the present application supports multiple performance reward deduction modes and the parameter values of the parameter types corresponding to the multiple performance reward deduction modes, so that the appropriate performance reward deduction mode can be selected for the investment product according to the actual demand of the investment product, to adapt to the actual demand of different investment products.

[0100] In S16, the real value representation of the investment product can be displayed in a visual form. For example, the visual form can be a picture, a table or the like.

[0101] In one optional embodiment, before S15, the method can further include: generating a data report containing the real value representation by a report generator.

[0102] In this case, S16 includes: displaying the data report.

[0103] In this way, the data report containing the real value representation can be automatically obtained, and the data report can be intuitively displayed, so that the investors and the like can conveniently obtain the required information through the data report and then perform investment analysis, decision-making and the like.

[0104] In one optional embodiment, before S14, the method can further include:

[0105] displaying a processing mode setting interface; receiving multiple performance reward deduction modes input through the processing mode setting interface; and storing the multiple performance reward deduction modes.

[0106] The process can be understood as a process of setting and storing multiple performance compensation deduction methods. In one case, the process can be performed before S11, i.e., before using the investment product information display method to obtain and display the true value representation value of the investment product, multiple performance compensation deduction methods are set through the processing method setting interface, and the multiple performance compensation deduction methods are stored.

[0107] Specifically, after receiving the multiple performance compensation deduction methods input through the processing method setting interface, the legality verification of each input performance compensation deduction method is performed, and the legality verification includes at least one of format checking and validity verification; if the verification fails, the user is prompted to modify; if the verification passes, the performance compensation deduction method that passes the verification is stored.

[0108] Among them, the format checking can include checking whether it conforms to the preset code specification or parameter structure, etc., and the validity verification can include verifying whether there are duplicate rules or logical contradictions, etc.

[0109] Specifically, the format checking requirements, such as the preset code specification or parameter structure, can be stored in advance. In the case where the legality verification includes format checking, it is judged whether the input performance compensation deduction method conforms to the format checking requirements. If it conforms, it means that the verification passes; if it does not conform, it means that the verification fails.

[0110] The validity verification rules, such as duplicate rules or logical contradiction rules, can be stored in advance. In the case where the legality verification includes validity verification, it is judged whether the input performance compensation deduction method exists in the validity verification rules. If it exists, it means that the verification fails; if it does not exist, it means that the verification passes.

[0111] When the legality checking includes both format checking and validity verification, the two verification methods for the case where the legality verification includes format checking and the case where the legality verification includes validity verification are used respectively. If both cases indicate that the verification passes, if one of them indicates that the verification fails, it means that the final verification fails.

[0112] Among them, the processing method setting interface can include a deduction method input box, and the user such as the provider of the investment product value representation value inputs multiple performance compensation deduction methods through the deduction method input box. For example, it can be a code that implements the performance compensation deduction method.

[0113] In an implementation manner, the processing mode setting interface can include a deduction mode name input box, and a user such as a provider of an investment product value representation value inputs a name of a performance compensation deduction mode through the deduction mode name input box. In addition, when the name of the performance compensation deduction mode input is detected, a parameter type input interface can be displayed, and the user such as the provider of the investment product value representation value inputs a parameter type corresponding to different performance compensation deduction modes through the parameter type input interface. Further, the name of the performance compensation deduction mode and the parameter type corresponding thereto can be saved.

[0114] The processing mode setting interface in the embodiment of the present application provides a simple and intuitive user interface, so that the user such as the provider of the investment product value representation value can easily set the performance compensation deduction mode and the parameter, and greatly improves the experience of the user in the use process.

[0115] Meanwhile, in the process of setting and saving the performance compensation deduction mode in the embodiment of the present application, a plurality of performance compensation deduction modes and a plurality of parameter values of the parameter types corresponding to the plurality of performance compensation deduction modes are supported, so that the setting requirements of different investment product performance compensations can be adapted.

[0116] In an optional embodiment, the embodiment of the present application further includes a test process. For example, before the process shown in the above is executed, a test process is performed. Specifically, the test process can include: Figure 1

[0117] When the test process is triggered, a plurality of test cases are obtained, and the plurality of test cases include a function test case and a data accuracy test case. The plurality of test cases can be test cases written according to actual requirements.

[0118] The function test case is used to click the front-end page to perform function testing.

[0119] For example, an initial value representation value is input through the front-end page, it is judged whether the processing mode selection interface is displayed, and then it is judged whether the real value representation value of the investment product can be displayed.

[0120] The data accuracy test case is used to perform accuracy testing.

[0121] For example, an initial value representation value is input through the front-end page, it is judged whether the processing mode selection interface is displayed, and then the calculation result, that is, the real value representation value of the investment product, is compared with the data accuracy test case.

[0122] In addition, after the investment product information display method is developed, the investment product information display method can be integrated into an interface, and the interface performance test can be performed to ensure the stability of the interface when multiple concurrent.

[0123] ​In one example, the investment product is specifically a private fund, the value representation of the investment product is the net value of the private fund, the initial value representation of the investment product is the initial net value of the private fund, and the real value representation of the investment product is the real net value of the private fund after deducting the performance reward.

[0124] The display data input interface receives the initial net value of the private fund input through the data input interface, and the processing mode selection interface can include deduction mode name options of a plurality of performance reward deduction modes. Thus, when a triggering operation on a deduction mode name option in the processing mode selection interface is detected, the performance reward deduction mode corresponding to the deduction mode name option is taken as the target performance reward deduction mode. Alternatively, the processing mode selection interface includes a deduction mode name input box. Thus, the performance reward deduction mode name input through the deduction mode name input box is received, and the performance reward deduction mode corresponding to the performance reward deduction mode name is taken as the target performance reward deduction mode. Further, the initial value representation can be processed by using the target performance reward deduction mode to obtain the real value representation of the investment product, and the real value representation of the investment product is displayed.

[0125] The plurality of performance reward deduction modes can include a high-water-level ratio rule, an annualized yield grading rule, and an excess annualized yield grading rule.

[0126] For the case where the performance reward deduction mode is the high-water-level ratio rule:

[0127] The yield is calculated by the following formula:

[0128]

[0129] wherein r t is the yield, P t is the daily closing net value, and P0 is the net value on the first day of the fee deduction net value calculation period.

[0130] When the yield is less than or equal to 0, the daily closing net value is taken as the real net value of the private fund after deducting the performance reward.

[0131] When the yield is greater than 0, the real net value of the private fund after deducting the performance reward is calculated by the following formula:

[0132] K t = (r t × (1-y) + 1) × P0

[0133] wherein y is the deduction ratio, K t is the real net value of the private fund after deducting the performance reward on the tth day, and r t is the yield.

[0134] For performance remuneration deductions based on the annualized rate of return tiering rule:

[0135] By formula Calculate the rate of return; where r t is the rate of return, P t The adjusted net value for the day, P0 is the net value on the first day of the net value calculation period after deducting fees;

[0136] By formula Calculate the annualized rate of return, where ry t is the annualized rate of return;

[0137] When the annualized rate of return is less than or equal to 0, the adjusted net value on that day will be used as the actual net value of the private equity fund after deducting performance fees;

[0138] When the annualized rate of return is greater than 0 and less than the annualized rate of return threshold, the true net value of the private equity fund after deducting performance fees is calculated using the following formula;

[0139] K t =P0×[1+r t ×(1-y1)]

[0140] Among them, y1 is the first provision ratio;

[0141] When the annualized rate of return is greater than the annualized rate of return threshold, the true net value of the private equity fund after deducting performance fees is calculated using the following formula;

[0142]

[0143] in, is the first-tier rate, is the second-tier fee rate, x% is the annualized yield threshold, and y2 is the second accrual ratio.

[0144] When the performance fee deduction method is the excess annualized rate of return tiering rule, the method for calculating the true net value of the private equity fund after deducting the performance fee is the same as when the performance fee deduction method is the annualized rate of return tiering rule. The only difference is that when the performance fee deduction method is the annualized rate of return tiering rule, the annualized rate of return is used, while when the performance fee deduction method is the excess annualized rate of return tiering rule, the excess annualized rate of return is used.

[0145] Through a user interaction interface such as a processing method setting interface, users such as providers of investment product value representations, that is, private equity fund managers, can conveniently set a variety of performance fee deduction methods.

[0146] Furthermore, a user interaction interface such as a display data input interface may be provided to enable the user to input an initial value representation value sequence of the investment product, ie, an initial fund net value sequence.

[0147] Further, the user-defined multiple performance compensation deduction methods can be stored and managed by the rule engine. The multiple performance compensation deduction methods are the information entered by the user in the processing method setting interface, which exists in the form of data in the mysql database.

[0148] The rule engine determines the target performance compensation deduction method selected through the processing method selection interface from the multiple performance compensation deduction methods stored in advance. In this way, the rule engine can find the corresponding performance compensation deduction method in the database according to the user's selection, and perform the performance compensation deduction method selected by the rule engine through the calculation module to automatically complete the calculation of the performance compensation and obtain the real value representation value of the investment product such as the real net value of the fund. The calculation module realizes processing the data uploaded by the user and deducting the corresponding performance compensation according to the preset performance compensation deduction method to obtain the real value representation value of the investment product such as the real net value of the fund.

[0149] Further, the net value data after the performance compensation deduction, i.e., the real net value obtained above, can be automatically generated by the report generator. The report generator supports multiple output formats, including graphs and data tables, etc.

[0150] It can also be understood that the embodiment of the present application constructs an integrated software system, which will include the following core components: user interface, rule engine, calculation module, and report generator. The system will allow the user to customize the performance compensation rules, automatically process the data, and generate the net value report after deducting the performance compensation. The system can also be called an efficient, accurate and user-friendly automated private fund performance compensation deduction system, which can automatically calculate and deduct the performance compensation according to the preset multiple performance compensation rules, thereby providing a sequence that accurately reflects the fund net value.

[0151] In the embodiment of the present application, the user such as the private fund manager can input data and set rules through the user interface, and then the rule engine selects the corresponding calculation rule, i.e., the performance compensation deduction method, according to the user's input, the calculation module performs the calculation, and finally the report generator outputs the net value report after deducting the performance compensation.

[0152] The private fund performance compensation automatic deduction process provided by the present application realizes accurate and efficient automatic processing of the private fund performance compensation, and brings a series of significant beneficial effects:

[0153] Improve calculation accuracy: By built-in multiple performance compensation calculation rules, it can accurately perform calculation according to different funds. This automatic calculation method greatly reduces human error and ensures the accuracy of performance compensation calculation. It can also be understood as improving calculation accuracy. Through the built-in multiple performance compensation calculation rules, it ensures accurate calculation of the performance compensation to be deducted in different situations, so as to truly reflect the net value performance of private equity funds.

[0154] Enhance data processing efficiency: Through the automatic calculation process, the speed of processing performance compensation is significantly improved, so that private equity fund managers can quickly respond to market changes and update fund net value in time, improving the overall work efficiency. It can also be understood as enhancing operation efficiency. The automatic performance compensation deduction process significantly reduces the need for manual operation, improves calculation efficiency, and enables private equity fund managers to quickly respond to market changes and update fund net value in time.

[0155] Optimize user operation experience: The user interface is simple and intuitive, making it easy for users to set performance compensation rules and parameters, greatly improving user experience during use. In addition, detailed operation guidelines and real-time feedback are provided to further simplify user operations.

[0156] For example, use "?" next to common buttons for instructions. Provide guided operation instructions for the first time the user operates, guiding the user to complete each step of interaction. After the user clicks, quickly show the execution result, including performance compensation deduction before, performance compensation deduction part, performance compensation deduction remaining, and interpretation of the result, including "successful operation", "net value missing in the start and end interval, resulting in unable to calculate", to facilitate user adjustment.

[0157] Improve data processing flexibility: Support users to set the start and end time of fee deduction according to the actual investment scene, set the benchmark of excess annual yield grading, and provide higher flexibility to adapt to different investment needs and fee deduction rules. For example, for a fund with a long duration, investors may invest at different points in time. The performance compensation calculation results of the same fund with the same rules are different at different investment start times. Therefore, the actual investment scene refers to the specific start and end time of the user's investment in a certain fund.

[0158] Adapt to diversified performance compensation rules: Support multiple performance compensation calculation rules to adapt to the performance compensation setting needs of different funds.

[0159] Improve fund net value transparency: By automatically deducting performance compensation, it helps investors better understand the actual performance of the fund after deducting fees, increasing the transparency of fund operation.

[0160] Promote compliance: The automatic processing mechanism in the embodiments of the present application helps private equity fund managers to better comply with relevant laws and regulations and compliance requirements, and improves the compliance of fund management.

[0161] Reduce operating costs: By reducing manual operations and reducing error rates, it helps to reduce the operating costs of private equity fund managers and improve overall economic efficiency.

[0162] Support investment decisions: Accurate performance deduction results provide more reliable data support for investors, helping investors make more informed investment decisions.

[0163] The embodiments of the present application realize an automatic performance deduction process, which accurately and efficiently processes the performance calculation of private equity funds through a user-friendly interface and a flexible rule engine, while ensuring the security and high adaptability of data processing. Not only solves the accuracy and efficiency problem of private equity fund performance calculation, but also improves user experience, ensures data security, and adapts to diversified performance deduction rules. And for private equity fund managers, it will greatly improve the professionalism and convenience of performance deduction management, and for investors, it will provide more real and transparent fund performance information, thereby promoting the healthy development of the entire private equity fund industry.

[0164] Corresponding to the investment product information display method provided by the above-mentioned embodiments, the embodiments of the present application also provide an investment product information display system, as shown in Figure 6 The system comprises a user interface display module 601, a rule engine 602 and a calculation module 603.

[0165] The user interface display module 601 is used to display a data input interface, receive an initial value representation value of an investment product input through the data input interface, and display a processing mode selection interface.

[0166] The rule engine 602 is used to determine a target performance deduction mode selected through the processing mode selection interface from a plurality of pre-stored performance deduction modes.

[0167] The calculation module 603 is used to process the initial value representation value by using the target performance deduction mode to obtain a real value representation value of the investment product, and the real value representation value represents the real value after deducting the performance.

[0168] The user interface display module 601 is also used to display the real value representation value of the investment product.

[0169] Optionally, the system further comprises a report generator.

[0170] The report generator is used to generate a data report containing the real value representation value.

[0171] The user interface display module 601 is specifically configured to display a data report.

[0172] Optionally, the processing mode selection interface includes a deduction mode name option of a plurality of performance compensation deduction modes.

[0173] The rule engine 602 is specifically configured to, when detecting a triggering operation on a deduction mode name option in the processing mode selection interface, take the performance compensation deduction mode corresponding to the deduction mode name option as a target performance compensation deduction mode.

[0174] Optionally, the processing mode selection interface includes a deduction mode name input box.

[0175] The rule engine 602 is specifically configured to receive a performance compensation deduction mode name input through the deduction mode name input box, and take the performance compensation deduction mode corresponding to the performance compensation deduction mode name as a target performance compensation deduction mode.

[0176] Optionally, the user interface display module 601 is further configured to, after determining the target performance compensation deduction mode from the plurality of pre-stored performance compensation deduction modes through the processing mode selection interface, determine a target parameter type corresponding to the target performance compensation deduction mode, display a parameter value input interface for outputting a parameter value corresponding to the target parameter type, and receive the parameter value corresponding to the target parameter type input through the parameter value input interface.

[0177] The calculation module 603 is specifically configured to process the initial value representation value by using the target performance compensation deduction mode and the parameter value corresponding to the target parameter type, to obtain a real value representation value of the investment product.

[0178] Optionally, the user interface display module 601 is further configured to, before determining the target performance compensation deduction mode from the plurality of pre-stored performance compensation deduction modes through the processing mode selection interface, display a processing mode setting interface.

[0179] The system further includes a storage module configured to receive a plurality of performance compensation deduction modes input through the processing mode setting interface, perform a legality verification on each performance compensation deduction mode input, the legality verification including at least one of format checking and validity verification, if the verification fails, prompting the user to modify, and if the verification passes, storing the performance compensation deduction mode that passes the verification.

[0180] The embodiment of the present application further provides an electronic device, such as Figure 7As shown, the electronic device includes a processor 701, a communication interface 702, a memory 703 and a communication bus 704, wherein the processor 701, the communication interface 702 and the memory 703 communicate with each other through the communication bus 704.

[0181] The memory 703 is configured to store a computer program.

[0182] The processor 701 is configured to execute the program stored in the memory 703, so as to realize the method steps of the investment product information display method.

[0183] The communication bus mentioned above can be a Peripheral Component Interconnect (PCI) bus or an Extended Industry Standard Architecture (EISA) bus, etc. The communication bus can be divided into an address bus, a data bus, a control bus, etc. For the convenience of representation, only one thick line is used in the figure, but it does not mean that there is only one bus or only one type of bus.

[0184] The communication interface is configured to realize the communication between the electronic device and other devices.

[0185] The memory can include a Random Access Memory (RAM) and can also include a Non-Volatile Memory (NVM), for example, at least one disk memory. Optionally, the memory can also be at least one storage device located away from the aforementioned processor.

[0186] The processor mentioned above can be a general-purpose processor, including a Central Processing Unit (CPU), a Network Processor (NP), etc. It can also be a Digital Signal Processor (DSP), an Application Specific Integrated Circuit (ASIC), a Field-Programmable Gate Array (FPGA) or other programmable logic devices, discrete gate or transistor logic devices, discrete hardware components.

[0187] In another embodiment of the present application, a computer readable storage medium is also provided, and the computer readable storage medium stores a computer program. When the computer program is executed by a processor, the steps of any of the above investment product information display methods are realized.

[0188] In yet another embodiment of the present application, a computer program product containing instructions which, when executed on a computer, cause the computer to perform any of the above-mentioned embodiments of the method for displaying investment product information is also provided.

[0189] In the above-mentioned embodiments, the implementation can be wholly or partially in software, hardware, firmware or any combination thereof. When implemented in software, the implementation can be in the form of a computer program product. The computer program product includes one or more computer instructions. When loaded and executed by a computer, the computer program instructions cause the computer to perform the processes or functions described in the embodiments of the present application. The computer can be a general purpose computer, a special purpose computer, a computer network, or other programmable apparatus. The computer instructions can be stored in a computer readable storage medium or transmitted from one computer readable storage medium to another computer readable storage medium, for example, from a website site, a computer, a server or a data center to another website site, a computer, a server or a data center through a wired (for example, coaxial cable, optical fiber, digital subscriber line (DSL)) or wireless (for example, infrared, wireless, microwave, etc.) manner. The computer readable storage medium can be any available medium that can be accessed by a computer or a data storage device such as a server, data center, etc. that includes one or more available media sets. The available media can be a magnetic medium (for example, floppy disk, hard disk, magnetic tape), an optical medium (for example, DVD), or a semiconductor medium (for example, Solid State Disk (SSD)), etc.

[0190] It should be noted that, in this document, the terms such as first and second are used only to distinguish one entity or operation from another entity or operation, and do not necessarily require or imply any such actual relationship or order between these entities or operations. Moreover, the terms "include", "contain" or any other variant thereof are intended to cover non-exclusive inclusion, so that the process, method, article or device including a series of elements not only includes those elements, but also includes other elements not explicitly listed or inherent to such process, method, article or device. Without more limitations, the element defined by the statement "including a" does not exclude the presence of other identical elements in the process, method, article or device including the element.

[0191] Various embodiments are described in related manner in the specification, and the same or similar parts among various embodiments can be referred to each other. Each embodiment focuses on the difference from other embodiments. In particular, the system, electronic device, computer readable storage medium, and computer program product embodiments are described simply because they are basically similar to the method embodiments, and the relevant parts can be referred to the part of the method embodiments.

[0192] The above descriptions are only the preferred embodiments of the present application, not intended to limit the protection scope of the present application. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present application shall be included in the protection scope of the present application.

Claims

1. A method for displaying investment product information, characterized in that: include: Display the data input interface; receiving an initial value representation of an investment product input through the data input interface; Display the processing method selection interface; Determining a target performance-based remuneration deduction method selected through the processing method selection interface from a plurality of pre-stored performance-based remuneration deduction methods; Processing the initial value representation using the target performance reward deduction method to obtain the real value representation of the investment product, where the real value representation represents the real value after deducting the performance reward; Displays the true value of the investment product.

2. The method according to claim 1, characterized in that Before displaying the real value representation of the investment product, the method further includes: generating, by a report generator, a data report containing the real value representation value; The display of the real value of the investment product includes: The data report is displayed.

3. The method according to claim 1, characterized in that The processing method selection interface includes multiple deduction method name options for performance-based remuneration deduction methods; The determination of the target performance remuneration deduction method selected through the processing method selection interface includes: When a triggering operation on a deduction method name option in the processing method selection interface is detected, the performance reward deduction method corresponding to the deduction method name option is used as the target performance reward deduction method.

4. The method according to claim 1, wherein The processing method selection interface includes a deduction method name input box; The determination of the target performance remuneration deduction method selected through the processing method selection interface includes: receiving a performance-based remuneration deduction method name input through the deduction method name input box; The performance remuneration deduction method corresponding to the performance remuneration deduction method name is used as the target performance remuneration deduction method.

5. The method according to claim 1, wherein After determining the target performance-based remuneration deduction method selected through the processing method selection interface from among the plurality of pre-stored performance-based remuneration deduction methods, the method further includes: Determine the target parameter type corresponding to the target performance reward deduction method; Displaying a parameter value input interface for outputting a parameter value corresponding to the target parameter type; receiving a parameter value corresponding to the target parameter type input through the parameter value input interface; The processing of the initial value representation value by using the target performance reward deduction method to obtain the real value representation value of the investment product includes: The initial value representation value is processed using the target performance reward deduction method and the parameter value corresponding to the target parameter type to obtain the real value representation value of the investment product.

6. The method according to any one of claims 1 to 5, characterized in that Before determining the target performance-based remuneration deduction method selected through the processing method selection interface from among the plurality of pre-stored performance-based remuneration deduction methods, the method further includes: Display the processing mode setting interface; receiving a plurality of performance-based remuneration deduction methods input through the processing method setting interface; Performing a validity verification on each input performance-based remuneration deduction method, wherein the validity verification includes at least one of a format check and a validity verification; If the verification fails, the user will be prompted to modify it; If the verification is successful, the verified performance reward deduction method will be stored.

7. An investment product information display system, characterized in that: include: User interface display module, rule engine and calculation module; The user interface display module is used to display the data input interface; receiving an initial value representation of an investment product input through the data input interface; Display the processing method selection interface; The rule engine is used to determine the target performance remuneration deduction method selected through the processing method selection interface from a plurality of pre-stored performance remuneration deduction methods; The calculation module is configured to process the initial value representation using the target performance reward deduction method to obtain a real value representation of the investment product, wherein the real value representation represents the real value after deducting the performance reward; The user interface display module is also used to display the real value representation of the investment product.

8. The system according to claim 7, characterized in that The system further includes: a report generator; The report generator is used to generate a data report containing the real value representation value; The user interface display module is specifically used to display the data report.

9. An electronic device, characterized in that: It includes a processor, a communication interface, a memory and a communication bus, wherein the processor, the communication interface and the memory communicate with each other via the communication bus; Memory for storing computer programs; A processor, configured to implement the method steps described in any one of claims 1 to 6 when executing a program stored in a memory.

10. A computer-readable storage medium, characterized in that The computer-readable storage medium stores a computer program, and when the computer program is executed by a processor, the method steps of any one of claims 1 to 6 are implemented.

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