Vehicle password-free payment implementation method and device based on digital currency

Abstract

The invention discloses a vehicle password-free payment implementation method and device based on digital currency, and the method comprises the steps: obtaining first information corresponding to a target vehicle which needs to be paid and is collected in a target scene, and the first information comprises a vehicle identifier of the target vehicle and vehicle personnel information collected by a vehicle-mounted mobile terminal on the target vehicle; acquiring second information corresponding to a bound vehicle stored in a user identity identification card in the vehicle-mounted mobile terminal, wherein the second information comprises a vehicle identifier of the bound vehicle and vehicle personnel information having a binding relationship with the bound vehicle; verifying the target vehicle according to the first information and the second information; and if the verification is passed, the vehicle fee is paid in a password-free manner based on a digital currency wallet which is associated and bound with the identifier of the user identity identification card. Therefore, the password-free automatic payment of the vehicle fee can be realized based on the digital currency associated with the user identity identification card, the application scene of the digital currency is expanded, and the user stickiness of the digital currency is improved.

Description

[0001] This application is a divisional application of the invention entitled “Method and Apparatus for Implementing Password-Free Payment for Vehicles Based on Digital Currency”, filed on May 9, 2022, with application number 202210496850X. Technical Field

[0002] This invention relates to the field of digital currency technology, and in particular to a method and apparatus for implementing contactless payment for vehicles based on digital currency. Background Technology

[0003] With the rapid development of electronic information technology, digital currency (also known as "digital RMB") has gradually entered the public eye. It is a digital form of legal tender issued by authoritative banking institutions and is equivalent to paper money and coins. The emergence of digital currency can both realize the convenience of payment and meet the public's demand for digital cash.

[0004] However, in practice, it has been found that as a cash-like payment certificate, digital currency is mainly used for the purchase of goods and services. Its application in other scenarios where payment is required is very limited or non-existent. This is not conducive to expanding the application scenarios of digital currency, and consequently, it is not conducive to improving user stickiness of digital currency. Summary of the Invention

[0005] The technical problem to be solved by the present invention is to provide a method and device for implementing password-free payment for vehicles based on digital currency, which can realize password-free automatic payment of vehicle fees based on digital currency associated with user identity cards, expand the application scenarios of digital currency, and help improve user stickiness of digital currency.

[0006] To address the aforementioned technical problems, the first aspect of this invention discloses a method for implementing password-free vehicle payment based on digital currency, the method comprising: Obtain first information corresponding to the target vehicle that requires payment in the target scene, the first information including at least first identity recognition information, the first identity recognition information including a first vehicle identifier uniquely corresponding to the target vehicle and / or vehicle and personnel information collected by the vehicle-mounted mobile terminal on the target vehicle; The second information corresponding to the bound vehicle that is bound to the user identity card stored in the user identity card in the vehicle mobile terminal on the target vehicle is obtained. The second information includes at least second identity information, which includes a second vehicle identifier uniquely corresponding to the bound vehicle and / or vehicle personnel information that is bound to the bound vehicle. A verification operation is performed on the target vehicle based on the first information and the second information, and the verification operation includes at least an identity verification operation. When the target vehicle is verified, the fee payable by the target vehicle is made without a password by using a digital currency wallet linked to the identifier of the user's identity card.

[0007] As an optional implementation, in the first aspect of the present invention, the first information further includes the current location information of the target vehicle, the second information further includes the current location information of the vehicle-mounted mobile terminal, and the verification operation further includes a location verification operation. And, the step of performing a verification operation on the target vehicle based on the first information and the second information includes: Verify whether the first identity recognition information matches the second identity recognition information to obtain the identity verification result corresponding to the target vehicle; and verify whether the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal to obtain the location verification result corresponding to the target vehicle. When the authentication result indicates that the target vehicle has been successfully authenticated and the location verification result indicates that the target vehicle has been successfully located, it is determined that the target vehicle has been successfully authenticated. Specifically, when the first identity recognition information matches the second identity recognition information, the identity verification result corresponding to the target vehicle indicates that the identity verification of the target vehicle has been passed; when the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal, the location verification result corresponding to the target vehicle indicates that the location verification of the target vehicle has been passed.

[0008] As an optional implementation, in the first aspect of the present invention, verifying whether the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal, and obtaining the location verification result corresponding to the target vehicle, includes: If the identity verification result corresponding to the target vehicle has been obtained, then it is determined whether the identity verification result corresponding to the target vehicle indicates that the identity verification of the target vehicle has been successful; if the determination result is yes, then it is verified whether the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal, and the location verification result corresponding to the target vehicle is obtained. or, The step of verifying whether the first identity information matches the second identity information to obtain the identity verification result corresponding to the target vehicle includes: If the location verification result corresponding to the target vehicle has been obtained, it is determined whether the location verification result corresponding to the target vehicle indicates that the location verification of the target vehicle has been passed; if the determination result is yes, it is verified whether the first identity recognition information and the second identity recognition information match, and the identity verification result corresponding to the target vehicle is obtained.

[0009] As an optional implementation, in the first aspect of the present invention, the method further includes: If the first identity information does not match the second identity information, then the first person to whom the user identity card belongs and the second person to whom the target vehicle belongs are determined. Determine whether the first person to whom the user belongs has granted the second person to use the digital currency wallet associated with the user's identity card; When it is determined that the first person grants the second person permission to use the digital currency wallet associated with the user's identity card, the identity verification of the target vehicle is confirmed to be successful.

[0010] As an optional implementation, in the first aspect of the present invention, the method further includes: If the first identity recognition information does not match the second identity recognition information, then it is detected whether there are at least one other vehicle or person in the target vehicle besides the vehicle or person corresponding to the vehicle or person information collected by the vehicle mobile terminal. If at least one other vehicle or person is detected, the vehicle and person information of all other vehicles and persons is identified, and it is verified whether there is vehicle and person information that matches the second identity information among the vehicle and person information of all other vehicles and persons; when the verification result is yes, it is determined that the identity verification of the target vehicle is successful.

[0011] As an optional implementation, in the first aspect of the present invention, detecting whether there are at least one other vehicle or person in the target vehicle besides the vehicle and person information collected by the vehicle-mounted mobile terminal includes: Determine the current position of the vehicle-mounted mobile terminal in the target vehicle, and identify the other seats besides the seat corresponding to the current position as seats to be identified; For each seat to be identified, the seating situation of the person corresponding to the seat is determined based on the pressure value currently borne by the seat. Based on the seating status of all the seats to be identified, detect whether there is at least one seating status of the seats to be identified indicating that there are people who meet the preset personnel conditions. When the detection result is yes, it is determined that there are at least one other vehicle personnel in the target vehicle besides the vehicle personnel information collected by the vehicle mobile terminal.

[0012] As an optional implementation, in the first aspect of the present invention, the identifier of the user identity card includes at least one of a telephone number, the MAC address of the user identity card, and a custom identifier; The custom identifier includes the ID card number of the user to whom the user identification card belongs and / or the biometric features of the user to whom the user identification card belongs; Before obtaining the second information corresponding to the bound vehicle that is bound to the user identity card stored in the user identity card of the vehicle-mounted mobile terminal on the target vehicle, the method further includes: The identifier of the user identity card of the vehicle-mounted mobile terminal is bound to the vehicle identifier corresponding to a certain Internet vehicle, so as to authorize the Internet vehicle to make automatic payment of the Internet vehicle's payable fees through the digital currency wallet associated with the identifier of the user identity card. The Internet vehicle is a bound vehicle that has a binding relationship with the user identity card.

[0013] A second aspect of the present invention discloses a device for implementing password-free vehicle payment based on digital currency, the device comprising: The first acquisition module is used to acquire first information corresponding to the target vehicle that needs to pay fees in the target scene. The first information includes at least first identity recognition information, which includes a first vehicle identifier uniquely corresponding to the target vehicle and / or vehicle and personnel information collected by the vehicle-mounted mobile terminal on the target vehicle. The second acquisition module is used to acquire the second information corresponding to the bound vehicle that is bound to the user identity card stored in the user identity card in the vehicle mobile terminal on the target vehicle. The second information includes at least second identity information, which includes a second vehicle identifier uniquely corresponding to the bound vehicle and / or vehicle personnel information that is bound to the bound vehicle. A vehicle verification module is used to perform a verification operation on the target vehicle based on the first information and the second information, wherein the verification operation includes at least an identity verification operation. The payment control module is used to make a password-free payment of the fees payable by the target vehicle based on the digital currency wallet that is associated with and bound to the user's identity card when the vehicle verification module verifies the target vehicle.

[0014] As an optional implementation, in a second aspect of the present invention, the first information further includes the current location information of the target vehicle, the second information further includes the current location information of the vehicle-mounted mobile terminal, and the verification operation further includes a location verification operation. The specific methods by which the vehicle verification module performs verification operations on the target vehicle based on the first information and the second information include: Verify whether the first identity recognition information matches the second identity recognition information to obtain the identity verification result corresponding to the target vehicle; and verify whether the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal to obtain the location verification result corresponding to the target vehicle. When the authentication result indicates that the target vehicle has been successfully authenticated and the location verification result indicates that the target vehicle has been successfully located, it is determined that the target vehicle has been successfully authenticated. Specifically, when the first identity recognition information matches the second identity recognition information, the identity verification result corresponding to the target vehicle indicates that the identity verification of the target vehicle has been passed; when the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal, the location verification result corresponding to the target vehicle indicates that the location verification of the target vehicle has been passed.

[0015] As an optional implementation, in a second aspect of the present invention, the specific method by which the vehicle verification module verifies whether the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal to obtain the location verification result corresponding to the target vehicle includes: If the identity verification result corresponding to the target vehicle has been obtained, then it is determined whether the identity verification result corresponding to the target vehicle indicates that the identity verification of the target vehicle has been successful; if the determination result is yes, then it is verified whether the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal, and the location verification result corresponding to the target vehicle is obtained. or, The specific method by which the vehicle verification module verifies whether the first identity information matches the second identity information to obtain the identity verification result corresponding to the target vehicle includes: If the location verification result corresponding to the target vehicle has been obtained, it is determined whether the location verification result corresponding to the target vehicle indicates that the location verification of the target vehicle has been passed; if the determination result is yes, it is verified whether the first identity recognition information and the second identity recognition information match, and the identity verification result corresponding to the target vehicle is obtained.

[0016] As an optional implementation, in a second aspect of the invention, the apparatus further includes: The first processing module is configured to determine the first owner of the user identification card and the second owner of the target vehicle when the first identification information does not match the second identification information; determine whether the first owner has granted the second owner access to the digital currency wallet associated with the user identification card; and determine that the identity verification of the target vehicle is successful when it is determined that the first owner has granted the second owner access to the digital currency wallet associated with the user identification card.

[0017] As an optional implementation, in a second aspect of the invention, the apparatus further includes: The second processing module is configured to, when the first identity recognition information does not match the second identity recognition information, detect whether there are at least one other vehicle personnel in the target vehicle besides the vehicle personnel information collected by the vehicle-mounted mobile terminal; if at least one other vehicle personnel is detected, identify the vehicle personnel information of all the other vehicle personnel and verify whether there is vehicle personnel information in all the other vehicle personnel information that matches the second identity recognition information; when the verification result is yes, determine that the identity verification of the target vehicle is successful.

[0018] As an optional implementation, in a second aspect of the present invention, the specific method by which the second processing module detects whether there are at least one other vehicle or person in the target vehicle besides the vehicle or person information collected by the vehicle-mounted mobile terminal includes: Determine the current position of the vehicle-mounted mobile terminal in the target vehicle, and identify the other seats besides the seat corresponding to the current position as seats to be identified; For each seat to be identified, the seating situation of the person corresponding to the seat is determined based on the pressure value currently borne by the seat. Based on the seating status of all the seats to be identified, detect whether there is at least one seating status of the seats to be identified indicating that there are people who meet the preset personnel conditions. When the detection result is yes, it is determined that there are at least one other vehicle personnel in the target vehicle besides the vehicle personnel information collected by the vehicle mobile terminal.

[0019] As an optional implementation, in a second aspect of the present invention, the identifier of the user identification card includes at least one of a telephone number, the MAC address of the user identification card, and a custom identifier; The custom identifier includes the ID card number of the user to whom the user identification card belongs and / or the biometric features of the user to whom the user identification card belongs; The device further includes: The binding module is used to bind the identifier of the user identity card of the vehicle-mounted mobile terminal to the vehicle identifier of a certain Internet vehicle before the second acquisition module acquires the second information corresponding to the bound vehicle that is bound to the user identity card stored in the user identity card of the vehicle-mounted mobile terminal on the target vehicle. This is to authorize the Internet vehicle to make automatic payment without password through the digital currency wallet associated with the identifier of the user identity card. The Internet vehicle is a bound vehicle that is bound to the user identity card.

[0020] A third aspect of the present invention discloses another device for implementing contactless payment for vehicles based on digital currency, the device comprising: Memory containing executable program code; A processor coupled to the memory; The processor calls the executable program code stored in the memory to execute some or all of the steps in the method for implementing password-free vehicle payment based on digital currency disclosed in the first aspect of the present invention.

[0021] The fourth aspect of the present invention discloses a computer storage medium storing computer instructions, which, when invoked, are used to execute some or all of the steps in the method for implementing vehicle password-free payment based on digital currency disclosed in the first aspect of the present invention.

[0022] Compared with the prior art, the embodiments of the present invention have the following beneficial effects: In this embodiment of the invention, first information corresponding to the target vehicle requiring payment is obtained in the target scenario. This first information includes the vehicle identifier of the target vehicle and / or vehicle and personnel information collected by the vehicle-mounted mobile terminal on the target vehicle. Second information corresponding to the bound vehicle stored in the user identification card in the vehicle-mounted mobile terminal is obtained. This second information includes the vehicle identifier of the bound vehicle and / or vehicle and personnel information that are bound to the bound vehicle. The target vehicle is verified based on the first and second information. If the verification is successful, the vehicle fee is paid without a password using a digital currency wallet associated with the user identification card. Therefore, this invention enables automatic, password-free payment of vehicle fees based on digital currency associated with the user identification card. While achieving convenient payment and improving the security of password-free payment, it also expands the application scenarios of digital currency, which is beneficial for increasing user stickiness to digital currency. Attached Figure Description

[0023] To more clearly illustrate the technical solutions in the embodiments of the present invention, the accompanying drawings used in the description of the embodiments will be briefly introduced below. Obviously, the accompanying drawings described below are only some embodiments of the present invention. For those skilled in the art, other drawings can be obtained based on these drawings without creative effort.

[0024] Figure 1 This is a flowchart illustrating a method for implementing password-free vehicle payment based on digital currency, as disclosed in an embodiment of the present invention. Figure 2 This is a flowchart illustrating another method for implementing password-free vehicle payment based on digital currency, as disclosed in an embodiment of the present invention. Figure 3 This is a schematic diagram of a device for implementing password-free vehicle payment based on digital currency, as disclosed in an embodiment of the present invention. Figure 4 This is a schematic diagram of another vehicle password-free payment implementation device based on digital currency disclosed in an embodiment of the present invention; Figure 5 This is a schematic diagram of another vehicle password-free payment implementation device based on digital currency disclosed in an embodiment of the present invention. Detailed Implementation

[0025] To enable those skilled in the art to better understand the present invention, the technical solutions of the present invention will be clearly and completely described below with reference to the accompanying drawings of the embodiments of the present invention. Obviously, the described embodiments are only some embodiments of the present invention, and not all embodiments. Based on the embodiments of the present invention, all other embodiments obtained by those skilled in the art without creative effort are within the scope of protection of the present invention.

[0026] The terms "first," "second," etc., used in the specification, claims, and accompanying drawings of this invention are used to distinguish different objects, not to describe a specific order. Furthermore, the terms "comprising" and "having," and any variations thereof, are intended to cover non-exclusive inclusion. For example, a process, method, apparatus, product, or end that includes a series of steps or units is not limited to the listed steps or units, but may optionally include steps or units not listed, or may optionally include other steps or units inherent to these processes, methods, products, or ends.

[0027] In this document, the term "embodiment" means that a particular feature, structure, or characteristic described in connection with an embodiment may be included in at least one embodiment of the invention. The appearance of this phrase in various places throughout the specification does not necessarily refer to the same embodiment, nor is it a separate or alternative embodiment mutually exclusive with other embodiments. It will be explicitly and implicitly understood by those skilled in the art that the embodiments described herein can be combined with other embodiments.

[0028] This invention discloses a method and apparatus for implementing password-free vehicle payment based on digital currency. It enables automatic password-free payment of vehicle fares using digital currency linked to a user's identification card. While achieving convenient payment and improving the security of password-free payment, it also expands the application scenarios of digital currency, which is beneficial for increasing user stickiness. Detailed descriptions follow.

[0029] Example 1 Please see Figure 1 , Figure 1 This is a flowchart illustrating a method for implementing password-free vehicle payment based on digital currency, as disclosed in an embodiment of the present invention. Figure 1 The described method can be applied to a vehicle toll payment device, which can be further applied to an in-vehicle mobile terminal, an ETC (Electronic Toll Collection) device, a vehicle management server, or on-site equipment in vehicle toll deduction scenarios. Furthermore, vehicle tolls can include parking fees, highway tolls, vehicle charging fees, vehicle refueling fees, vehicle wash fees, vehicle fines, etc., and this embodiment of the invention does not impose limitations. Figure 1 As shown, the method may include the following operations: 101. Obtain the first information corresponding to the target vehicle that requires payment in the target scene.

[0030] The target vehicle can be any vehicle equipped with an in-vehicle mobile terminal, and the target scenario can be any scenario requiring payment of vehicle-related fees. More specifically, it can be any scenario requiring payment of vehicle-related fees and allowing payment using digital currency; this embodiment of the invention does not impose limitations. Furthermore, the target vehicle can also be referred to as an internet-connected vehicle, whose standard in-vehicle mobile terminal can achieve communication and data exchange with the vehicle's own related equipment (such as multimedia equipment) as well as with external devices. Furthermore, the in-vehicle mobile terminal can be configured with a SIM card (i.e., user identification card) authorized by a telecommunications company, according to the user's actual needs. The application installed on the in-vehicle mobile terminal can specifically achieve communication and data exchange with external devices (such as control devices, servers, etc.) through the SIM card.

[0031] Furthermore, each SIM card has a unique identifier, which may include at least one of the following: a phone number, the MAC address of the user identification card, and a custom identifier. Optionally, the custom identifier may include the ID card number of the user to whom the user identification card belongs and / or the biometric features of the user to whom the user identification card belongs; this embodiment of the invention is not limited thereto. Furthermore, the SIM card can serve as the carrier of the digital currency wallet for internet-connected vehicles, thereby facilitating password-free payment of vehicle fees based on the SIM card. Specifically, the unique identifier of the SIM card can be used as the identifier of the digital currency wallet for internet-connected vehicles, or the unique identifier of the SIM card can be associated and bound to the identifier of the digital currency wallet for internet-connected vehicles. Furthermore, topping up the SIM card is equivalent to topping up the digital currency wallet, and after topping up the SIM card, the current balance of the SIM card can be allocated, with a portion used for communication and data exchange, and a portion used for password-free payment of vehicle fees.

[0032] In this embodiment of the invention, the first information corresponding to the target vehicle includes at least first identity recognition information, which may include a first vehicle identifier uniquely corresponding to the target vehicle and / or vehicle and personnel information collected by the vehicle-mounted mobile terminal on the target vehicle. Optionally, the first vehicle identifier uniquely corresponding to the target vehicle may be collected by a vehicle recognition device in the target scene where the target vehicle is located. The first vehicle identifier uniquely corresponding to the target vehicle may be the vehicle license plate number and / or the device identifier of the ETC on-board unit on the vehicle. Optionally, the vehicle license plate number may be a physical license plate number on the vehicle or an electronic license plate number; this embodiment of the invention does not impose any limitation. Furthermore, the vehicle and personnel information collected by the vehicle-mounted mobile terminal on the target vehicle may be at least one of the following: facial information, fingerprint information, iris information, and voice information of the vehicle and personnel; this embodiment of the invention does not impose any limitation.

[0033] 102. Obtain the second information corresponding to the bound vehicle that is bound to the user identity card stored in the user identity card in the vehicle-mounted mobile terminal on the target vehicle.

[0034] In this embodiment of the invention, the user identification card (i.e., SIM card) of the vehicle-mounted mobile terminal is pre-bound to the corresponding internet-connected vehicle. One SIM card can be bound to one internet-connected vehicle or multiple internet-connected vehicles; this embodiment of the invention does not impose any limitation. After the SIM card is bound to the internet-connected vehicle, the internet-connected vehicle can also be referred to as the vehicle bound to the SIM card, and the unique vehicle identifier corresponding to the internet-connected vehicle and / or the biometric features (such as facial information) of the bound personnel can be stored in the SIM card. The second information includes at least second identity recognition information, which includes the unique second vehicle identifier corresponding to the bound vehicle and / or vehicle personnel information that has a binding relationship with the bound vehicle.

[0035] It should be noted that steps 101 and 102 do not have a strict execution order; they can be executed simultaneously, or step 101 can be executed first, or step 102 can be executed first. Furthermore, when one step is executed before the other, the type of information required in the later step is consistent with the type of information obtained in the earlier step. This helps to improve the efficiency of subsequent vehicle verification operations.

[0036] 103. Perform a verification operation on the target vehicle based on the first information and the second information. The verification operation includes at least an identity verification operation.

[0037] In this embodiment of the invention, when performing an identity verification operation on a target vehicle, it can specifically verify whether the vehicle identifier included in the first identity recognition information is the same as the vehicle identifier included in the second identity recognition information, or verify whether the vehicle identifier included in the first identity recognition information is one of the vehicle identifiers included in the second identity recognition information; or, it can specifically verify whether the vehicle identifier included in the first identity recognition information is associated with the vehicle personnel information that is bound to the bound vehicle; or, it can specifically verify whether the vehicle personnel information collected by the vehicle-mounted mobile terminal on the target vehicle is associated with the vehicle identifier included in the second identity recognition information; or, it can specifically verify whether the vehicle personnel information collected by the vehicle-mounted mobile terminal on the target vehicle is consistent with the vehicle personnel information that is bound to the bound vehicle.

[0038] 104. When the target vehicle is verified, the fee payable by the target vehicle is made without a password by using the digital currency wallet linked to the user's identity card.

[0039] As can be seen, the embodiments of the present invention can realize automatic payment of vehicle fees without password based on digital currency associated with user identity cards. While realizing convenient payment of vehicle fees and improving the security of password-free payment, it also expands the application scenarios of digital currency and helps to improve user stickiness of digital currency.

[0040] In an optional embodiment, before performing step 101 or step 102, the method may further include the following operations: Determine the set of fee types for the target vehicle, which includes at least one fee type; Determine whether there is a fee type authorized for digital currency payment among all fee types included in the fee type set; if it is determined that there is a fee type authorized for digital currency payment, trigger the execution of step 101 or step 102.

[0041] Furthermore, after determining that there is a fee type authorized for digital currency payment, the method also includes: Calculate the proportion of authorized fee types for digital currency payments in the fee type set, and determine whether the proportion is greater than or equal to a preset proportion threshold. If the determination result is yes, trigger the execution of step 101 or step 102.

[0042] As can be seen, this optional embodiment can also count and judge the types of fees payable by the vehicle before executing the vehicle password-free payment control process. If the counted fee types meet the requirements, the vehicle password-free payment control process will be executed, which is conducive to realizing intelligent control of vehicle password-free payment.

[0043] Example 2 Please see Figure 2 , Figure 2 This is a flowchart illustrating another method for implementing contactless vehicle payment based on digital currency, as disclosed in an embodiment of the present invention. Figure 2 The described method can be applied to a vehicle toll payment device, which can be further applied to an in-vehicle mobile terminal, an ETC (Electronic Toll Collection) device, a vehicle management server, or on-site equipment in vehicle toll deduction scenarios. Furthermore, vehicle tolls can include parking fees, highway tolls, vehicle charging fees, vehicle refueling fees, vehicle wash fees, vehicle fines, etc., and this embodiment of the invention does not impose limitations. Figure 2 As shown, the method may include the following operations: 201. Obtain the first information corresponding to the target vehicle that requires payment in the target scene.

[0044] 202. Obtain the second information corresponding to the bound vehicle that is bound to the user identity card stored in the user identity card in the vehicle-mounted mobile terminal on the target vehicle.

[0045] For the description of steps 201-202, please refer to the description of steps 101-102 in Embodiment 1. The embodiments of the present invention will not repeat the description.

[0046] In this embodiment of the invention, the first information corresponding to the target vehicle includes at least first identity recognition information and the current location information of the target vehicle. The first identity recognition information may include a unique first vehicle identifier corresponding to the target vehicle and / or vehicle and personnel information collected by the vehicle-mounted mobile terminal on the target vehicle. Optionally, the unique first vehicle identifier corresponding to the target vehicle may be collected by a vehicle recognition device in the target scene where the target vehicle is located. Furthermore, the second information includes at least second identity recognition information and the current location information of the vehicle-mounted mobile terminal. The second identity recognition information includes a unique second vehicle identifier corresponding to the bound vehicle and / or vehicle and personnel information that is bound to the bound vehicle.

[0047] It should be noted that the current location information of the target vehicle can be understood as the geographical location of the target vehicle in the target scene, while the current location information of the vehicle-mounted mobile terminal can specifically be the GPS information of the vehicle-mounted mobile terminal.

[0048] 203. Verify whether the first identity recognition information matches the second identity recognition information to obtain the identity verification result corresponding to the target vehicle; and verify whether the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal to obtain the location verification result corresponding to the target vehicle.

[0049] Specifically, when the first identity recognition information matches the second identity recognition information, the identity verification result corresponding to the target vehicle indicates that the identity verification of the target vehicle has been passed; when the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal, the location verification result corresponding to the target vehicle indicates that the location verification of the target vehicle has been passed.

[0050] 204. When the authentication result indicates that the target vehicle has been successfully authenticated and the location verification result indicates that the target vehicle has been successfully located, it is determined that the target vehicle has been successfully authenticated.

[0051] 205. Pay the fees payable by the target vehicle without password using a digital currency wallet linked to the user's identity card.

[0052] As can be seen, the embodiments of the present invention can realize automatic, password-free payment of vehicle fees based on digital currency associated with a user's identity card. While achieving convenient payment of vehicle fees and improving the security of password-free payments, it also expands the application scenarios of digital currency, which is conducive to increasing user stickiness. Furthermore, before actually making a password-free digital currency payment to a vehicle, it is necessary to simultaneously verify both the vehicle's identity and location information, which helps to improve the security and accuracy of password-free digital currency payments to vehicles.

[0053] In an optional embodiment, the above-described verification of whether the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal, to obtain the location verification result corresponding to the target vehicle, may include: If the identity verification result for the target vehicle has been obtained, then determine whether the identity verification result for the target vehicle indicates that the identity verification for the target vehicle has been successful; if the result is yes, then verify whether the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal, and obtain the location verification result for the target vehicle.

[0054] As can be seen, this optional embodiment can verify location information after the vehicle identity verification is passed, which helps to reduce unnecessary location information verification operations and improve the reliability of location information verification operations.

[0055] In another optional embodiment, the above-mentioned verification of whether the first identity information matches the second identity information to obtain the identity verification result corresponding to the target vehicle may include: If the location verification result corresponding to the target vehicle has been obtained, then determine whether the location verification result of the target vehicle indicates that the location verification of the target vehicle has been passed; if the determination result is yes, then verify whether the first identity recognition information and the second identity recognition information match, and obtain the identity verification result corresponding to the target vehicle.

[0056] As can be seen, this optional embodiment can perform vehicle identity verification after the vehicle location verification operation, which helps to reduce unnecessary identity verification operations and improve the reliability of vehicle identity verification.

[0057] It is important to note that in the actual implementation process, the verification operations to be performed first can be selected based on the complexity of vehicle identity verification and location information verification. Preferably, the verification operations with lower complexity are executed first, and the decision on whether to execute subsequent verification operations is based on the verification results of the first-executed verification operations. This helps reduce unnecessary subsequent verification operations and improves the reliability of subsequent verification operations. Furthermore, the complexity of executing a certain verification operation can be determined by at least one of the following: the time spent executing the verification operation, the processing resources consumed, and the usage of auxiliary equipment.

[0058] In yet another alternative embodiment, the method may further include the following operations: If the first identification information does not match the second identification information, then the first person to whom the user identification card belongs and the second person to whom the target vehicle belongs are determined. Determine whether the first person to whom the user belongs has granted the second person to use the digital currency wallet associated with the user's identity card; When it is determined that the first person to whom the identity is registered has granted the second person to access the digital currency wallet associated with the user's identity card, the identity verification of the target vehicle is confirmed to be successful.

[0059] As can be seen, this optional embodiment can further determine the authorization status of the user's digital currency wallet linked to the user's identity card when the identity information verification fails. This is conducive to further expanding the intelligent control function of password-free payment. It can not only realize password-free payment linked to SIM card, but also enable the SIM card owner to authorize other vehicles to make password-free payments.

[0060] In yet another alternative embodiment, the method may further include the following operations: If the first identity information does not match the second identity information, then detect whether there are at least one other vehicle or person in the target vehicle besides the vehicle or person information collected by the vehicle mobile terminal. If at least one other vehicle or person is detected, the vehicle and person information of all other vehicles and persons is identified, and it is verified whether there is vehicle and person information that matches the second identity information among the vehicle and person information of all other vehicles and persons; when the verification result is yes, it is determined that the identity of the target vehicle has been verified.

[0061] As can be seen, this optional embodiment can further detect other vehicles and personnel when identity information verification fails, which helps to improve the comprehensiveness and accuracy of vehicle and personnel detection, thereby improving the reliability of password-free payment and reducing the occurrence of situations where identity verification fails due to incomplete vehicle and personnel detection, resulting in the inability to use digital currency password-free payment.

[0062] In this optional embodiment, further optionally, detecting whether there are at least one other vehicle or person in the target vehicle besides those corresponding to the vehicle and person information collected by the in-vehicle mobile terminal may include: Determine the current location of the in-vehicle mobile terminal in the target vehicle, and identify the seats other than the seat corresponding to the current location as the seats to be identified; For each seat to be identified, the seating situation of the person corresponding to the seat is determined based on the current pressure value of the seat. Based on the seating status of all seats to be identified, detect whether there is at least one seat to be identified where a person who meets the preset seating conditions is seated (not a child, not someone with an item placed on the seat, not an elderly person). When the detection result is yes, it is determined that there is at least one other person in the target vehicle besides the person in the vehicle whose information is collected by the vehicle mobile terminal.

[0063] As can be seen, this optional embodiment can intelligently determine the seating situation of the person corresponding to the seat to be identified based on the pressure value borne by the seat to be identified, which is simple and fast.

[0064] In this optional embodiment, the method may further optionally include: For each seat to be identified, after determining the occupancy status of the seat based on the current pressure value it bears, when it is determined that the occupancy status of the seat is occupied, the occupancy status is calibrated based on the occupancy contact parameters of the seat to be identified, thereby updating the occupancy status of the seat to be identified; wherein, the occupancy contact parameters of the seat to be identified include the contact area size and / or contact area shape.

[0065] As can be seen, this optional embodiment can also calibrate the seating status of the person corresponding to the seat to be identified based on the seating contact parameters of the person corresponding to the seat to be identified. This helps to reduce misidentification of the person sitting, improves the accuracy of the seating status of the person corresponding to the seat to be identified, and thus helps to improve the detection accuracy and efficiency of the people in other vehicles.

[0066] Example 3 This invention discloses a method for implementing password-free vehicle payment based on digital currency in a parking lot scenario, wherein the fee payable by the vehicle is a parking fee. The method may include the following steps: Step 1: When a vehicle equipped with an in-vehicle mobile terminal needs to leave the parking lot, the vehicle identification device set up in the parking lot exit area is used to identify the vehicle and obtain the vehicle's location information. This location information can be the location of the parking lot or the location of the parking lot exit area. Step 2: When a vehicle equipped with an in-vehicle mobile terminal needs to leave the parking lot, obtain the vehicle identifier stored in the SIM card of the in-vehicle mobile terminal and obtain the GPS information located by the in-vehicle mobile terminal. Step 3: Compare whether the vehicle identification identified by the vehicle identification device set up in the exit area of ​​the parking lot is consistent with the vehicle identification stored in the SIM card, and compare whether the vehicle's location information is consistent with the GPS information located by the vehicle mobile terminal, so as to realize the vehicle verification (identity verification and location verification). Step 4: Once the vehicle verification is successful, complete the payment of the internet car's parking fee to the digital currency payment terminal using the digital currency wallet associated with the vehicle's SIM card.

[0067] It should be noted that in other optional embodiments, the vehicle's location information and the GPS information of the vehicle-mounted mobile terminal may not be obtained. Besides obtaining the vehicle identifier, the user's facial information collected by the vehicle-mounted mobile terminal can be further obtained in step 1, and the user's facial information stored in the SIM card can be obtained in step 2. During comparison, in addition to comparing whether the vehicle identifier is the same, the user's facial information collected by the vehicle-mounted mobile terminal can also be compared with the user's facial information stored in the SIM card. Furthermore, for other processes involved in this practical application scenario, please refer to the relevant descriptions in Embodiments 1 and 2.

[0068] As can be seen, the embodiments of the present invention realize the specific application of digital currency password-free automatic payment for parking fees in parking lot scenarios.

[0069] Example 4 This invention discloses a method for implementing password-free vehicle payment based on digital currency in a highway scenario, where the fee to be paid by the vehicle is a toll. The method may include the following steps: Step 1: When a vehicle equipped with an in-vehicle mobile terminal needs to exit the highway, the vehicle identification device set up in the highway exit area identifies the vehicle's vehicle identifier to realize the vehicle's identity and obtain the vehicle's location information, which can be the location of the highway exit. Step 2: When a vehicle equipped with an in-vehicle mobile terminal needs to exit the highway, obtain the vehicle identifier stored in the SIM card of the in-vehicle mobile terminal and obtain the GPS information located by the in-vehicle mobile terminal. Step 3: Compare the vehicle identification device identified by the vehicle identification device set up in the exit area of ​​the highway with the vehicle identification stored in the SIM card, and compare the vehicle's location information with the GPS information located by the vehicle mobile terminal to verify the vehicle (identity verification and location verification). Step 4: Once the vehicle verification is successful, complete the payment of the internet car's toll fees to the digital currency payment terminal using the digital currency wallet associated with the vehicle's SIM card.

[0070] It should be noted that in other optional embodiments, the vehicle's location information and the GPS information of the vehicle-mounted mobile terminal may not be obtained. Besides obtaining the vehicle identifier, the user's facial information collected by the vehicle-mounted mobile terminal can be further obtained in step 1, and the user's facial information stored in the SIM card can be obtained in step 2. During comparison, in addition to comparing whether the vehicle identifier is the same, the user's facial information collected by the vehicle-mounted mobile terminal can also be compared with the user's facial information stored in the SIM card. Furthermore, for other processes involved in this practical application scenario, please refer to the relevant descriptions in Embodiments 1 and 2.

[0071] As can be seen, the embodiments of the present invention realize the specific application of digital password-free automatic payment in highway toll payment scenarios.

[0072] Example 5 This invention discloses a method for implementing password-free vehicle payment based on digital currency in a vehicle charging scenario, where the fee to be paid by the vehicle is a toll. The method may include the following steps: Step 1: When a vehicle equipped with an in-vehicle mobile terminal needs to leave the vehicle charging scene, the vehicle identification device set in the vehicle charging scene exit area is used to identify the vehicle's identity and obtain the vehicle's location information, which can be the location of the vehicle charging scene exit. Step 2: When a vehicle equipped with an in-vehicle mobile terminal needs to leave the vehicle charging scenario, obtain the vehicle identifier stored in the SIM card of the in-vehicle mobile terminal and obtain the GPS information located by the in-vehicle mobile terminal. Step 3: Compare the vehicle identifier identified by the vehicle identification device set up in the vehicle charging scenario exit area with the vehicle identifier stored in the SIM card, and compare the vehicle's location information with the GPS information located by the vehicle mobile terminal to verify the vehicle (identity verification and location verification). Step 4: Once the vehicle verification is successful, complete the payment of the internet car's charging fee to the digital currency payment terminal using the digital currency wallet associated with the vehicle's SIM card.

[0073] It should be noted that in other optional embodiments, the vehicle's location information and the GPS information of the vehicle-mounted mobile terminal may not be obtained. Besides obtaining the vehicle identifier, the user's facial information collected by the vehicle-mounted mobile terminal can be further obtained in step 1, and the user's facial information stored in the SIM card can be obtained in step 2. During comparison, in addition to comparing whether the vehicle identifier is the same, the user's facial information collected by the vehicle-mounted mobile terminal can also be compared with the user's facial information stored in the SIM card. Furthermore, for other processes involved in this practical application scenario, please refer to the relevant descriptions in Embodiments 1 and 2.

[0074] As can be seen, the embodiments of the present invention realize the specific application of digital password-free automatic payment in the vehicle charging scenario for paying charging fees.

[0075] Example 6 This invention discloses a method for implementing password-free vehicle payment based on digital currency in a fine payment scenario, where the fee to be paid by the vehicle is a toll. The method may include the following steps: Step 1: When a vehicle equipped with an in-vehicle mobile terminal needs to pay a fine, the vehicle identification device set up in the fine payment area identifies the vehicle's identity and obtains the vehicle's location information, which can be the location of the fine payment area. Step 2: When a vehicle equipped with an in-vehicle mobile terminal needs to pay a fine, obtain the vehicle identifier stored in the SIM card of the in-vehicle mobile terminal and obtain the GPS information located by the in-vehicle mobile terminal. Step 3: Compare the vehicle identification identified by the vehicle identification device set up in the fine payment area with the vehicle identification stored in the SIM card, and compare the vehicle's location information with the GPS information located by the vehicle mobile terminal to verify the vehicle (identity verification and location verification). Step 4: Once the vehicle verification is successful, complete the payment of the fine for the internet-connected car using the digital currency wallet associated with the vehicle's SIM card to the digital currency payment terminal.

[0076] It should be noted that in other optional embodiments, the vehicle's location information and the GPS information of the vehicle-mounted mobile terminal may not be obtained. Besides obtaining the vehicle identifier, the user's facial information collected by the vehicle-mounted mobile terminal can be further obtained in step 1, and the user's facial information stored in the SIM card can be obtained in step 2. During comparison, in addition to comparing whether the vehicle identifier is the same, the user's facial information collected by the vehicle-mounted mobile terminal can also be compared with the user's facial information stored in the SIM card. Furthermore, for other processes involved in this practical application scenario, please refer to the relevant descriptions in Embodiments 1 and 2.

[0077] As can be seen, the embodiments of the present invention realize the specific application of digital password-free automatic payment in the scenario of paying fines.

[0078] Example 7 Please see Figure 3 , Figure 3 This is a schematic diagram of a device for implementing password-free vehicle payment based on digital currency, as disclosed in an embodiment of the present invention. Figure 3 The described device can be applied to in-vehicle mobile terminals, ETC in-vehicle devices, vehicle management servers, and on-site equipment in vehicle toll collection scenarios. Furthermore, vehicle fees can include parking fees, highway tolls, vehicle charging fees, vehicle refueling fees, vehicle wash fees, vehicle fines, etc., and this embodiment of the invention does not impose limitations. Figure 3 As shown, the device may include: The first acquisition module 301 is used to acquire the first information corresponding to the target vehicle that needs to pay fees collected in the target scene. The first information includes at least the first identity recognition information, which includes the first vehicle identifier uniquely corresponding to the target vehicle and / or the vehicle and personnel information collected by the vehicle-mounted mobile terminal on the target vehicle. The second acquisition module 302 is used to acquire the second information corresponding to the bound vehicle that is bound to the user identity card stored in the user identity card in the vehicle mobile terminal on the target vehicle. The second information includes at least the second identity recognition information, which includes the second vehicle identifier uniquely corresponding to the bound vehicle and / or the vehicle personnel information that is bound to the bound vehicle. The vehicle verification module 303 is used to perform a verification operation on the target vehicle based on the first information and the second information. The verification operation includes at least an identity verification operation. The payment control module 304 is used to make a password-free payment of the fees payable by the target vehicle based on the digital currency wallet that is linked to the user's identity card when the vehicle verification module 303 verifies the target vehicle.

[0079] As can be seen, the device described in the embodiments of the present invention can realize automatic payment of vehicle fees without password based on digital currency associated with the user's identity card. While realizing convenient payment of vehicle fees and improving the security of password-free payment, it also expands the application scenarios of digital currency and helps to improve the user stickiness of digital currency.

[0080] In an optional embodiment, the first information may further include the current location information of the target vehicle, and the second information may further include the current location information of the in-vehicle mobile terminal. The verification operation may also include a location verification operation. Further, the specific method by which the vehicle verification module 303 performs the verification operation on the target vehicle based on the first and second information includes: Verify whether the first identity information matches the second identity information to obtain the identity verification result corresponding to the target vehicle; and verify whether the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal to obtain the location verification result corresponding to the target vehicle. When the authentication result indicates that the target vehicle has been successfully authenticated and the location verification result indicates that the target vehicle's location has been successfully verified, it is determined that the target vehicle has been successfully authenticated.

[0081] Specifically, when the first identity recognition information matches the second identity recognition information, the identity verification result corresponding to the target vehicle indicates that the identity verification of the target vehicle has been passed; when the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal, the location verification result corresponding to the target vehicle indicates that the location verification of the target vehicle has been passed.

[0082] As can be seen, this optional embodiment can also improve the security and accuracy of applying digital currency password-free payment to vehicle toll payment scenarios by using dual verification methods of vehicle identity verification and geolocation verification.

[0083] In this optional embodiment, as an optional implementation, the vehicle verification module 303 verifies whether the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal, and obtains the location verification result corresponding to the target vehicle in the following specific ways: If the identity verification result for the target vehicle has been obtained, then determine whether the identity verification result for the target vehicle indicates that the identity verification for the target vehicle has been successful; if the result is yes, then verify whether the current location information of the target vehicle matches the current location information of the vehicle-mounted mobile terminal, and obtain the location verification result for the target vehicle.

[0084] As can be seen, this optional implementation method can verify location information only after the vehicle identity verification is passed, which helps to reduce unnecessary location information verification operations and improve the reliability of location information verification operations.

[0085] In this optional embodiment, as another optional implementation, the specific method by which the vehicle verification module 303 verifies whether the first identity information matches the second identity information to obtain the identity verification result corresponding to the target vehicle may include: If the location verification result corresponding to the target vehicle has been obtained, then determine whether the location verification result of the target vehicle indicates that the location verification of the target vehicle has been passed; if the determination result is yes, then verify whether the first identity recognition information and the second identity recognition information match, and obtain the identity verification result corresponding to the target vehicle.

[0086] As can be seen, this optional implementation method can perform vehicle identity verification after the vehicle location verification operation, which helps to reduce unnecessary identity verification operations and improve the reliability of vehicle identity verification.

[0087] It is important to note that in the actual implementation process, the verification operations to be performed first can be selected based on the complexity of vehicle identity verification and location information verification. Preferably, the verification operations with lower complexity are executed first, and the decision on whether to execute subsequent verification operations is based on the verification results of the first-executed verification operations. This helps reduce unnecessary subsequent verification operations and improves the reliability of subsequent verification operations. Furthermore, the complexity of executing a certain verification operation can be determined by at least one of the following: the time spent executing the verification operation, the processing resources consumed, and the usage of auxiliary equipment.

[0088] In yet another alternative embodiment, such as Figure 4 As shown, the device may further include a processing module 305, wherein: Processing module 305 is used to determine the first owner of the user identification card and the second owner of the target vehicle when the first identification information and the second identification information do not match; determine whether the first owner has granted the second owner access to the digital currency wallet associated with the user identification card; when it is determined that the first owner has granted the second owner access to the digital currency wallet associated with the user identification card, the identity verification of the target vehicle is confirmed to be successful. This also allows for further determination of the authorization status of the access to the digital currency wallet associated with the user identification card when the identity verification fails, which is beneficial for further expanding the intelligent control function of password-free payment. It can not only realize password-free payment bound to SIM cards, but also enable the SIM card owner to authorize other vehicles to make password-free payments; or... The processing module 305 is used to detect whether there are at least one other vehicle or person in the target vehicle besides those corresponding to the vehicle and personnel information collected by the vehicle-mounted mobile terminal when the first identity information and the second identity information do not match. If at least one other vehicle or person is detected, the module identifies the vehicle and personnel information of all other vehicle or personnel and verifies whether there is any vehicle or personnel information among all other vehicle or personnel information that matches the second identity information. When the verification result is yes, the identity verification of the target vehicle is confirmed to be successful. This allows for further detection of other vehicle or personnel even if the identity information verification fails, which helps improve the comprehensiveness and accuracy of vehicle and personnel detection, thereby improving the reliability of password-free payment and reducing the occurrence of unsuccessful identity verification due to incomplete vehicle and personnel detection, which in turn prevents the use of password-free digital currency payment.

[0089] In this optional embodiment, further optionally, the specific method by which the processing module 305 detects whether there are at least one other vehicle or person in the target vehicle besides the vehicle and person information collected by the vehicle-mounted mobile terminal may include: Determine the current location of the in-vehicle mobile terminal in the target vehicle, and identify the seats other than the seat corresponding to the current location as the seats to be identified; For each seat to be identified, the seating situation of the person corresponding to the seat is determined based on the current pressure value of the seat. Based on the seating status of all seats to be identified, detect whether there is at least one seat to be identified where a person is seated, indicating that a person meeting the preset personnel conditions is seated. When the detection result is yes, it is determined that there are at least one other vehicle personnel in the target vehicle besides the vehicle personnel information collected by the vehicle mobile terminal.

[0090] As can be seen, this optional embodiment can also intelligently determine the seating situation of the person corresponding to the seat to be identified based on the pressure value borne by the seat to be identified, achieving simplicity and speed.

[0091] In this optional embodiment, the processing module 305 is further configured to, for each seat to be identified, after determining the occupancy status of the seat based on the pressure value currently borne by the seat, when it is determined that the occupancy status of the seat is occupied based on the pressure value currently borne by the seat, calibrate the occupancy status of the seat based on the occupancy contact parameters of the seat to be identified, so as to update the occupancy status of the seat.

[0092] Further optionally, the contact parameters for the person sitting at the seat to be identified include the size and / or shape of the contact area.

[0093] As can be seen, this optional embodiment can also calibrate the seating status of the person corresponding to the seat to be identified based on the seating contact parameters of the person corresponding to the seat to be identified. This helps to reduce misidentification of the person sitting, improves the accuracy of the seating status of the person corresponding to the seat to be identified, and thus helps to improve the detection accuracy and efficiency of the people in other vehicles.

[0094] It should be noted that the device described in Embodiment 3 is specifically used to implement the specific steps in the method described in Embodiment 1 or Embodiment 2. For other related descriptions of the device involved in Embodiment 3, please refer to the relevant descriptions in Embodiment 1 and Embodiment 2. The embodiments of the present invention will not be repeated.

[0095] Example 8 Please see Figure 5 , Figure 5 This is a schematic diagram of another vehicle password-free payment implementation device based on digital currency disclosed in an embodiment of the present invention. Figure 5 The described device can be applied to in-vehicle mobile terminals, ETC in-vehicle devices, vehicle management servers, and on-site equipment in vehicle toll collection scenarios. Furthermore, vehicle fees can include parking fees, highway tolls, vehicle charging fees, vehicle refueling fees, vehicle wash fees, vehicle fines, etc., and this embodiment of the invention does not impose limitations. Figure 5 As shown, the device may include: Memory 401 storing executable program code; Processor 402 coupled to memory 401; The processor 402 calls the executable program code stored in the memory 401 to execute some or all of the steps in the digital currency-based vehicle password-free payment implementation method described in Embodiment 1 or Embodiment 2 of the present invention.

[0096] Example 9 This invention discloses a computer storage medium storing computer instructions. When these computer instructions are invoked, they are used to execute some or all of the steps in the digital currency-based vehicle password-free payment implementation method described in Embodiment 1 or Embodiment 2 of this invention.

[0097] Example 10 This invention discloses a computer program product, which includes a non-transitory computer-readable storage medium storing a computer program, and the computer program is operable to cause a computer to perform some or all of the steps in the digital currency-based vehicle password-free payment implementation method described in Embodiment 1 or Embodiment 2.

[0098] The device embodiments described above are merely illustrative. The modules described as separate components may or may not be physically separate. The components shown as modules may or may not be physical modules; that is, they may be located in one place or distributed across multiple network modules. Some or all of the modules can be selected to achieve the purpose of this embodiment according to actual needs. Those skilled in the art can understand and implement this without any creative effort.

[0099] Through the detailed description of the above embodiments, those skilled in the art can clearly understand that each implementation method can be implemented by means of software plus necessary general-purpose hardware platforms, and of course, it can also be implemented by hardware. Based on this understanding, the above technical solutions, in essence or the part that contributes to the prior art, can be embodied in the form of a software product. This computer software product can be stored in a computer-readable storage medium, including read-only memory (ROM), random access memory (RAM), programmable read-only memory (PROM), erasable programmable read-only memory (EPROM), one-time programmable read-only memory (OTPROM), electrically-Erasable Programmable Read-Only Memory (EEPROM), compact disc read-only memory (CD-ROM) or other optical disc storage, disk storage, magnetic tape storage, or any other computer-readable medium that can be used to carry or store data.

[0100] Finally, it should be noted that the method and apparatus for implementing password-free vehicle payment based on digital currency disclosed in the embodiments of the present invention are merely preferred embodiments of the present invention and are only used to illustrate the technical solutions of the present invention, not to limit it. Although the present invention has been described in detail with reference to the foregoing embodiments, those skilled in the art should understand that modifications can still be made to the technical solutions described in the foregoing embodiments, or equivalent substitutions can be made to some of the technical features. Such modifications or substitutions do not cause the essence of the corresponding technical solutions to deviate from the spirit and scope of the technical solutions of the embodiments of the present invention.

Claims

1. A digital currency-based vehicle password-free payment implementation method, characterized in that, The method comprises: obtaining first information corresponding to a target vehicle collected in a target scene and requiring payment of a fee, wherein the first information at least comprises first identity information, and the first identity information comprises a first vehicle identifier uniquely corresponding to the target vehicle and vehicle personnel information collected by a vehicle-mounted mobile terminal on the target vehicle; obtaining second information corresponding to a binding vehicle stored in a user identity identification card in the vehicle-mounted mobile terminal on the target vehicle, wherein the second information at least comprises second identity information, and the second identity information comprises a second vehicle identifier uniquely corresponding to the binding vehicle and vehicle personnel information in a binding relationship with the binding vehicle; performing a verification operation on the target vehicle according to the first information and the second information, wherein the verification operation at least comprises an identity verification operation, and the identity verification operation comprises verifying whether the vehicle identifier included in the first identity information is one of the vehicle identifiers included in the second identity information; when the target vehicle passes the verification, performing a fee payment of the target vehicle based on a digital currency wallet associated with the identity of the user identity identification card.

2. The method for implementing the digital currency-based vehicle password-free payment according to claim 1, characterized in that, The method further comprises: verifying whether the first identity information and the second identity information match to obtain an identity verification result corresponding to the target vehicle; when the identity verification result indicates that the identity verification of the target vehicle passes, determining that the target vehicle passes the verification. 3.The method of claim 2, wherein, The method further comprises: if the first identity information and the second identity information do not match, determining a first belonging personnel of the user identity identification card and a second belonging personnel of the target vehicle; judging whether the first belonging personnel grants the use permission of the digital currency wallet associated with the user identity identification card to the second belonging personnel; when it is judged that the first belonging personnel grants the use permission of the digital currency wallet associated with the user identity identification card to the second belonging personnel, determining that the identity verification of the target vehicle passes.

4. The method of claim 2, wherein, The method further comprises: if the first identity information and the second identity information do not match, detecting whether there is at least one other vehicle personnel in the target vehicle in addition to the vehicle personnel corresponding to the vehicle personnel information collected by the vehicle-mounted mobile terminal; if it is detected that there is at least one other vehicle personnel, identifying vehicle personnel information of all the other vehicle personnel and verifying whether there is vehicle personnel information matching the second identity information in the vehicle personnel information of all the other vehicle personnel; when the verification result is yes, determining that the identity verification of the target vehicle passes.

5. The method of claim 1-4, wherein, The identity of the user identity identification card comprises at least one of a phone number, a MAC address of the user identity identification card and a self-defined identifier. The custom identifier includes an identity card number of a user to which the user identity card belongs and / or a biological feature of the user to which the user identity card belongs; Before the acquiring of the second information corresponding to a binding vehicle in a binding relationship with the user identity card stored in a user identity card in a vehicle mobile terminal on the target vehicle, the method further comprises: Binding the identifier of the user identity card of the vehicle mobile terminal with a vehicle identifier corresponding to an Internet vehicle to authorize the Internet vehicle to perform a password-free automatic payment of a fee to be paid by the Internet vehicle through a digital currency wallet associated with the identifier of the user identity card, the Internet vehicle being the binding vehicle in a binding relationship with the user identity card. 6.A digital currency based vehicle passcode-free payment implementation device, characterized in that, The device comprises: A first acquiring module configured to acquire first information corresponding to a target vehicle requiring a fee to be paid, which is collected in a target scene, the first information at least including first identity recognition information, the first identity recognition information including a first vehicle identifier uniquely corresponding to the target vehicle and vehicle personnel information collected by a vehicle mobile terminal on the target vehicle; A second acquiring module configured to acquire second information corresponding to a binding vehicle in a binding relationship with a user identity card, which is stored in the user identity card in the vehicle mobile terminal on the target vehicle, the second information at least including second identity recognition information, the second identity recognition information including a second vehicle identifier uniquely corresponding to the binding vehicle and vehicle personnel information in a binding relationship with the binding vehicle; A vehicle verifying module configured to perform a verification operation on the target vehicle according to the first information and the second information, the verification operation at least including an identity verification operation; wherein the identity verification operation includes verifying whether the vehicle identifier included in the first identity recognition information is one of the vehicle identifiers included in the second identity recognition information; A payment control module configured to, when the vehicle verifying module verifies the target vehicle successfully, perform a password-free payment of the fee to be paid by the target vehicle based on a digital currency wallet associated with the identifier of the user identity card. 7.A digital currency based vehicle passcode-free payment implementation device, characterized in that, The device comprises: A memory storing executable program codes; A processor coupled with the memory; The processor invokes the executable program codes stored in the memory to execute the digital currency-based vehicle password-free payment implementation method according to any one of claims 1-5.

8. A computer storage medium, characterized in that The computer storage medium stores computer instructions, which are invoked to execute the digital currency-based vehicle password-free payment implementation method according to any one of claims 1-5.

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