Intelligent wallet system with order-dependent discount mechanism

Abstract

System for processing digital service requests, comprising a unit for generating a unique order ID and an analysis unit for automated processing of linguistic or text-based inputs to extract structured data such as service type, date and location.

Description

1. Technical field

[0001] The system concerns an intelligent digital platform for managing virtual assets within an electronic wallet.

[0002] The credit balance will only be activated after mutual confirmation of the execution of a service order (customer and service provider).

[0003] The system is based on a synchronized software architecture with confirmation algorithms, synchronization units, automatic price calculation and a two-tier wallet structure. 2. Main Technical Components 2.1 Order Processing Unit (1)

[0004] Captures the customer's input data (service type, location, date, etc.) and transforms it into a structured digital model using NLP technologies or equivalent methods. 2.2 Double Confirmation Unit (2)

[0005] Controls the synchronous confirmation process between both parties. Without this double confirmation, no part of the wallet will be activated.

[0006] Confirmation can be done via various digital means, such as a button, a code, an SMS, a QR code or a voice command. 2.3 Digital wallet core module (3)

[0007] Includes two separate wallets: - Wallet 1: Contains conditional virtual credits as well as the discount balance. - Wallet 2: Serves as a second stage into which funds are transferred after confirmed execution and can be used there as actually available funds within or outside the system (with partners). 2.4 Automatic price calculation unit (4)

[0008] Calculates the permissible discount based on the entered order data and automatically updates the displayed final price. 2.5 Intelligent verification server (5)

[0009] Verifies the execution confirmation by comparing it to activity logs before releasing funds. 2.6 Event Synchronizer (6)

[0010] It monitors the simultaneous receipt of confirmations and only triggers subsequent steps if they occur simultaneously. 2.7 Digital signature logging (7)

[0011] Document each confirmation with an encrypted electronic signature. 2.8 User interface (8)

[0012] Interactive interface for both parties with real-time display of balance status, discounts, order history and transparency layer. 2.9 Automatic balance adjustment (9)

[0013] For large or high-priced orders, it automatically increases the virtual base balance in Wallet 1. 2.10 Form Generator (10)

[0014] An AI-based module automatically generates a structured order form with the following fields: address, work details, date, location of execution, and completion options. The form also includes a field for entering the final price agreed upon between the customer and service provider, or, if no negotiated price has been reached, the fixed price. Immediately after this value is entered, another field automatically appears, showing the calculated final price after applying the discount function—either through immediate billing or by transferring the discount credit to Wallet 2. The form also includes a confirmation button directly linked to the wallet system (3). 3. Technical Process 3.1 Order Creation

[0015] The customer enters the order data via the user interface (8). The unit (1) analyzes the data and transforms it into a structured digital model. 3.2 Price entry and discount calculation

[0016] After negotiation, the customer enters the final price. Unit (4) automatically calculates the discount price and updates the final price. 3.3 Customer's choice

[0017] The system offers the customer two options: - Option 1: Immediate application of the discount credit → the discount will be automatically deducted from the final price. - Option 2: Transfer of the discount balance to Wallet 2 → the amount will only be usable after confirmed execution. 3.4 Double Confirmation

[0018] The unit (2) registers the confirmation from the customer and service provider and activates the order. 3.5 Execution

[0019] After successful execution, the "Execution confirmed" button appears in the user interface (8), which is pressed by both parties. 3.6 Verification

[0020] Unit (5) verifies the confirmation using the protocols. 3.7 Credit activation

[0021] The calculated discount credit will either be applied immediately to the final price invoice or transferred to Wallet 2 after confirmed execution. 3.8 Credit Increase

[0022] For large orders, unit (9) activates the automatic increase of the base balance in Wallet 1.

Claims

[1] System for processing digital service requests, comprising a unit for generating a unique order ID and an analysis unit for automated processing of linguistic or text-based inputs to extract structured data such as service type, date and location. [2] System according to claim 1, characterized by , that a price unit is provided which allows the customer to enter a final price and includes a module for automatically calculating the discount based on an internal formula, whereby the displayed price is automatically updated. [3] System according to any one of the preceding claims, characterized by, that a multiple confirmation mechanism is provided whereby an automatically generated form or equivalent digital message is transmitted to both parties and both customer and service provider confirm the order status through interaction via a suitable digital confirmation means. [4] System according to any one of the preceding claims, characterized by , that a digital wallet activation unit is provided, in which the virtual balance is activated only upon mutual confirmation of the execution. [5] System according to any one of the preceding claims, characterized by that a synchronization unit is provided which ensures the simultaneous processing of the confirmation from both parties and forwards the results to an independent verification algorithm. [6] System according to any one of the preceding claims, characterized bythat a digital logging unit is provided which documents and stores each confirmation by means of an encrypted electronic signature. [7] System according to any one of the preceding claims, characterized by , that an event-driven workflow system is provided which monitors progress and automatically triggers subsequent steps when predefined conditions are met. [8] System according to any one of the preceding claims, characterized by , that a real-time calculation unit is provided which performs immediate price determinations and automatic billing including deduction of platform commissions. [9] System according to any one of the preceding claims, characterized by that a transparency layer is provided within the user interface, enabling both parties to have full access to all order data, prices and discounts in real time. [10] System according to any one of the preceding claims, characterized by that the system is fully integrated into a secure digital environment and includes an interactive user interface for carrying out all order and wallet-related processes. [11] System according to any one of the preceding claims, characterized byThe system includes an AI-based module that automatically generates a structured order form containing fields such as address, work details, date, location, and completion options, directly linked to the wallet system. The form also includes a field for entering the final price agreed upon between the customer and service provider, or, if no agreement has been reached, the fixed price. Immediately after this value is entered, another field automatically appears showing the calculated final price after applying the discount function – either through immediate billing or by transferring the discount credit to Wallet 2. [12] System according to any one of the preceding claims, characterized by , that the core module of the wallet comprises two separate virtual wallets - one for conditional credits (Wallet 1), the other for usable funds after confirmation (Wallet 2). [13] System according to any one of the preceding claims, characterized by , that an automatic balance adjustment is provided, which dynamically increases the virtual base balance in Wallet 1 for large orders. [14] System according to any one of the preceding claims, characterized by , that the virtual discount credit stored in Wallet 1 is either automatically taken into account by the system immediately during the final price settlement between customer and service provider or is transferred to Wallet 2 after confirmed execution, making it usable as available credit.

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