Resource transfer method, device, and apparatus, computer device, and storage medium

Abstract

The application relates to a resource transfer method, device, apparatus, computer device and storage medium. The resource transfer device comprises an image sensor and at least two collection entrances, each of which forms a corresponding optical path with the image sensor; the method comprises the following steps: in response to a resource transfer trigger event, entering a data collection state; in the data collection state, when the image sensor collects a voucher image of a voucher at the corresponding collection entrance through any optical path, triggering resource transfer; when the resource transfer is performed, after the voucher image is verified by using a voucher verification mode matched with the voucher image, performing a resource transfer operation matched with the voucher image. The method can reduce the cost of resource transfer processing.

Description

Technical Field

[0001] This application relates to the field of computer technology, and in particular to a resource transfer method, apparatus, device, computer equipment, and storage medium. Background Technology

[0002] With the rapid development of computer technology, more and more users are choosing to transfer various resources through resource transfer devices. For example, users can use self-service payment terminals in stores to make purchases and transfer funds. The verification methods for resource transfer are also becoming increasingly diverse, such as password verification, QR code verification, and facial recognition verification.

[0003] Currently, resource transfer devices typically support multiple verification methods for resource transfer. During data collection, corresponding acquisition devices need to be set up for different verification methods. For example, in resource transfer processing for QR code verification and facial recognition verification, corresponding QR code cameras and facial cameras need to be set up for data collection. Supporting diverse verification methods for resource transfer necessitates the use of multiple acquisition devices, leading to higher costs for resource transfer processing. Summary of the Invention

[0004] Therefore, it is necessary to provide a resource transfer method, equipment, apparatus, computer equipment, and storage medium that can reduce the cost of resource transfer processing in response to the above-mentioned technical problems.

[0005] A resource transfer method is implemented in a resource transfer device, the resource transfer device including an image sensor and at least two acquisition ports, each acquisition port forming a corresponding optical path with the image sensor; the method includes:

[0006] In response to a resource transfer trigger event, it enters the data acquisition state;

[0007] In the data acquisition state, when the image sensor acquires the image of the credential at the corresponding acquisition entrance through any optical path, resource transfer is triggered;

[0008] When transferring resources, a voucher verification method matching the voucher image is used to verify the voucher image, and then a resource transfer operation matching the voucher image is executed.

[0009] A resource transfer device, comprising: a processor, an image sensor, and at least two acquisition ports; wherein,

[0010] Each acquisition port forms a corresponding optical path with the image sensor;

[0011] The image sensor acquires the image of the credential at the corresponding acquisition entrance through any optical path;

[0012] The processor is used to enter the data acquisition state in response to a resource transfer trigger event; in the data acquisition state, when the image sensor acquires a voucher image, it triggers a resource transfer; during the resource transfer, after the voucher image is verified by a voucher verification method that matches the voucher image, the resource transfer operation that matches the voucher image is executed.

[0013] A resource transfer device is disposed in a resource transfer equipment, the resource transfer equipment including an image sensor and at least two acquisition ports, each acquisition port forming a corresponding optical path with the image sensor; the device includes:

[0014] The data acquisition trigger module is used to enter the data acquisition state in response to resource transfer trigger events;

[0015] The resource transfer trigger module is used to trigger resource transfer when the image sensor acquires the image of the credential at the corresponding acquisition entrance through any optical path during the data acquisition state.

[0016] The resource transfer processing module is used to perform resource transfer operations by verifying the voucher image using a voucher verification method that matches the voucher image.

[0017] A computer device includes a memory, a processor, an image sensor, and at least two acquisition ports, each acquisition port forming a corresponding optical path with the image sensor; the memory stores a computer program, and the processor executes the computer program to perform the following steps:

[0018] In response to a resource transfer trigger event, it enters the data acquisition state;

[0019] In the data acquisition state, when the image sensor acquires the image of the credential at the corresponding acquisition entrance through any optical path, resource transfer is triggered;

[0020] When transferring resources, a voucher verification method matching the voucher image is used to verify the voucher image, and then a resource transfer operation matching the voucher image is executed.

[0021] A computer-readable storage medium storing a computer program is disposed in a resource transfer device. The resource transfer device includes an image sensor and at least two acquisition ports, each acquisition port forming a corresponding optical path with the image sensor. When the computer program is executed by a processor, it performs the following steps:

[0022] In response to a resource transfer trigger event, it enters the data acquisition state;

[0023] In the data acquisition state, when the image sensor acquires the image of the credential at the corresponding acquisition entrance through any optical path, resource transfer is triggered;

[0024] When transferring resources, a voucher verification method matching the voucher image is used to verify the voucher image, and then a resource transfer operation matching the voucher image is executed.

[0025] The aforementioned resource transfer method, equipment, apparatus, computer equipment, and storage medium, in response to a resource transfer triggering event, in the data acquisition state, trigger resource transfer when the image sensor acquires the voucher image of the voucher at the corresponding acquisition entrance through any one of the optical paths formed with at least two acquisition entrances. After the voucher image is verified using a voucher verification method that matches the voucher image, the matching resource transfer operation is performed. Thus, data can be acquired from acquisition entrances corresponding to different voucher verification methods using the same image sensor through different optical paths, reducing the number of acquisition devices in the resource transfer equipment and thereby reducing the cost of resource transfer processing. Attached Figure Description

[0026] Figure 1 This is a diagram illustrating the application environment of a resource transfer method in one embodiment;

[0027] Figure 2 This is a flowchart illustrating a resource transfer method in one embodiment;

[0028] Figure 3 This is a schematic diagram of the acquisition area corresponding to the acquisition inlet of the resource transfer device in one embodiment;

[0029] Figure 4 This is a schematic diagram of the interface that triggers a resource transfer event in one embodiment;

[0030] Figure 5 This is a schematic diagram of a face image acquisition entry point and a graphic code acquisition entry point in one embodiment;

[0031] Figure 6 This is a flowchart illustrating the process of entering the data acquisition state in one embodiment;

[0032] Figure 7 This is a schematic diagram of an interface displaying a list of credential verification methods in one embodiment;

[0033] Figure 8 This is a schematic diagram illustrating the triggering of a face image acquisition entry point for face image acquisition in one embodiment;

[0034] Figure 9This is a schematic diagram illustrating the fusion of facial images from various acquisition points in one embodiment;

[0035] Figure 10 This is a schematic diagram of an interface displaying operation prompts in one embodiment;

[0036] Figure 11 This is a flowchart illustrating the process of performing a resource transfer operation in one embodiment;

[0037] Figure 12 This is a schematic diagram of the internal structure of a resource transfer device in one embodiment;

[0038] Figure 13 This is a schematic diagram of an optical path formed inside a resource transfer device in one embodiment;

[0039] Figure 14 This is a schematic diagram of the structure of a traditional resource transfer device;

[0040] Figure 15 This is a schematic diagram of another traditional resource transfer device;

[0041] Figure 16 This is a schematic diagram of the resource transfer device in another embodiment;

[0042] Figure 17 for Figure 16 A schematic diagram of the optical path formation in the illustrated embodiment;

[0043] Figure 18 This is a structural block diagram of a resource transfer device in one embodiment;

[0044] Figure 19 This is an internal structural diagram of a computer device in one embodiment. Detailed Implementation

[0045] To make the objectives, technical solutions, and advantages of this application clearer, the following detailed description is provided in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative and not intended to limit the scope of this application.

[0046] The resource transfer method provided in this application can be applied to, for example... Figure 1In the application environment shown, the resource transfer device 102 communicates with the server 104 via a network. The resource transfer device 102 includes an image sensor and at least two acquisition ports, each forming a corresponding optical path with the image sensor. When a user triggers a resource transfer operation on the resource transfer device 102, a resource transfer trigger event is generated, such as when the user clicks the payment control on the payment interface displayed on the resource transfer device 102, a payment trigger event is generated. Responding to the resource transfer trigger event, in the data acquisition state, the image sensor in the resource transfer device 102, through any one of the optical paths formed with the at least two acquisition ports, acquires a voucher image of the voucher at the corresponding acquisition port, triggering a resource transfer. After verifying the voucher image using a voucher verification method matching the voucher image, the matching resource transfer operation is executed. This involves sending the voucher image to the server 104 for resource transfer processing, such as transferring resources out of the account matching the voucher image. The resource transfer device 102 can be, but is not limited to, various personal computers, laptops, smartphones, tablets, in-vehicle devices, and portable wearable devices, and the server 104 can be implemented using a standalone server or a server cluster composed of multiple servers.

[0047] In one embodiment, such as Figure 2 As shown, a resource transfer method is provided, which can be applied to... Figure 1 Taking a resource transfer device as an example, the resource transfer device includes an image sensor and at least two acquisition ports, each of which forms a corresponding optical path with the image sensor; the resource transfer method includes the following steps:

[0048] Step 202: In response to the resource transfer trigger event, enter the data acquisition state.

[0049] Resources are assets that can be exchanged for goods or services. These resources can include funds, electronic vouchers, shopping coupons, and virtual red envelopes (digital cash rewards). A virtual red envelope is a virtual object with a certain monetary value. For example, funds can be exchanged for goods of equivalent value after a transaction. Resource transfer refers to the exchange of resources, involving both the resource transferor and the resource recipient. Resources are transferred from the resource transferor to the resource transferee; for example, in the payment process of shopping, funds are transferred as a resource. When resource transfer devices are specifically used for resource transfers, such as when they are installed in stores as payment devices, these devices often serve as channels for resource transfers. Users transfer resources through these devices, thus enabling electronic payments at the store.

[0050] Image sensors are used for image acquisition. They utilize the photoelectric conversion function of optoelectronic devices to convert a light image on a photosensitive surface into an electrical signal proportional to the image. Image sensors enable image acquisition of credentials such as faces, QR codes, irises, and fingerprints during resource transfer. Specifically, an image sensor can be a camera to achieve image acquisition. The acquisition inlet is the entry point for the image sensor to acquire images. Each acquisition inlet forms a corresponding optical path with the image sensor, which is the channel through which the image sensor acquires images of the corresponding type of credential. For example, a resource transfer device can have two acquisition inlets: a QR code acquisition inlet and a face image acquisition inlet. The image sensor can then acquire QR code and face data respectively through these inlets to achieve corresponding QR code-based resource transfer and face-based resource transfer processing. By setting at least two acquisition inlets in the resource transfer device, different resource transfer verification methods can be implemented through different acquisition inlets. In practical applications, each data collection point can be located in a different area of ​​the resource transfer device, allowing users to provide the corresponding credentials for resource transfer processing. Furthermore, different data collection points can be identified with different symbols to intuitively display the resource transfer verification method corresponding to each data collection point, making it easier for users to trigger data collection at the appropriate data collection point.

[0051] Resource transfer trigger events refer to events that trigger resource transfers, which may include, but are not limited to, operations and commands that trigger resource transfers. For example, a resource transfer trigger event can be triggered when the resource transfer terminal is started; or it can be triggered when the resource transfer terminal receives a trigger command sent by the server. Resource transfer trigger events can be triggered by the user who needs to perform resource transfer processing, such as by the resource recipient or the resource sender in the resource transfer process. Resource transfer refers to transferring a certain amount of resources held by the resource sender to the resource recipient. Furthermore, resource transfer trigger events can be triggered when the resource transfer device starts the corresponding resource transfer service; they can also be triggered by commands sent by the server. Resource transfer trigger events can be flexibly configured according to actual needs. Data acquisition status refers to the working status of the resource transfer device in data acquisition, specifically the working status of the resource transfer device instructing the image sensor to acquire data from the acquisition input.

[0052] Specifically, the resource transfer device monitors for resource transfer trigger events, which can be performed in real time or at regular intervals. If a resource transfer trigger event is detected, it indicates that resource transfer is required. In response to the detected resource transfer trigger event, the resource transfer device enters the data acquisition state, instructing the image sensor to acquire data through the optical path formed with each acquisition port.

[0053] In practical applications, such as Figure 3 As shown, the resource transfer device has three circular acquisition inlets, each located at a different position. When a user triggers a resource transfer operation, generating a resource transfer trigger event, the resource transfer device responds to this event and enters data acquisition mode to control the image sensor to acquire data through the optical path. Figure 3 The image sensor of the resource transfer device collects data through the acquisition port A issued by the resource transfer device. The image sensor can collect image data of the area corresponding to acquisition port A, such as QR code data, face image data, etc.

[0054] Step 204: In the data acquisition state, when the image sensor acquires the image of the credential at the corresponding acquisition entrance through any optical path, resource transfer is triggered.

[0055] In this context, the credential is the target credential provided to the user during resource transfer for identity verification and account matching. The credential corresponds to the verification method in the resource transfer process. For example, if the verification method in the resource transfer process is graphic code verification, such as QR code verification or signature verification, then the credential can be the corresponding graphic code; or, if the verification method is facial verification, then the credential can be the facial features of the corresponding resource transfer user. The credential image is an image captured by an image sensor of the credential, specifically obtained by the image sensor capturing the credential at the acquisition entrance through an optical path between the image sensor and the acquisition entrance.

[0056] Specifically, when data collection triggers a resource transfer, the user presents their credentials at the collection port of the resource transfer device. The device's image sensor then captures an image of the credentials, obtaining a corresponding credential image. Based on this credential image, identity verification and resource account matching can be performed, enabling the appropriate resource transfer processing. In practice, the resource transfer device's image sensor monitors the optical paths corresponding to all collection ports. When a credential is detected at any collection port corresponding to an optical path, its image is captured, resulting in a credential image. Furthermore, the resource transfer device can also determine the target collection port after entering the data collection state, capturing an image of the credential at that target port to obtain a corresponding credential image. For example, if the resource transfer device determines that the data to be collected is a facial image after entering the data collection state, it can control the image sensor to capture data at the collection port corresponding to the facial data to obtain the corresponding facial image.

[0057] Step 206: When transferring resources, after verifying the voucher image using a voucher verification method that matches the voucher image, execute the resource transfer operation that matches the voucher image.

[0058] The credential verification method refers to the method of verifying the credential image for resource transfer. Different types of credential images correspond to different credential verification methods. For example, when the credential image is a graphic code, the corresponding credential verification method is to verify the information contained in the graphic code; when the credential image is a biometric image, such as a face image, the credential verification method is to verify the face image.

[0059] Specifically, when resource transfer processing is triggered, the resource transfer device verifies the voucher image based on a voucher verification method that matches the voucher image. If the verification is successful, the corresponding resource transfer operation is performed based on the voucher image, such as transferring a certain amount of resources from the resource transferor to the resource transferee. Furthermore, when resource transfer processing is triggered, the resource transfer device can send the obtained voucher image to the server for verification. Upon successful verification, the server executes a resource transfer operation matching the voucher image and sends the resource transfer result back to the resource transfer device for display. In this embodiment, the image sensor in the resource transfer device forms an optical path with at least two acquisition ports, allowing the image sensor to acquire voucher images through each acquisition port for resource transfer processing. Compared to traditional resource transfer methods that use multiple image sensors to acquire various voucher images, the resource transfer method in this embodiment reduces the number of image sensors in the resource transfer device, thereby reducing the cost of resource transfer. In addition, compared with the traditional resource transfer method that supports the acquisition of multiple credential images by setting up a single acquisition port corresponding to an image sensor, the resource transfer method in this embodiment retains various acquisition ports, which is more in line with the user's usage habits. This allows the user to provide the corresponding credentials at each acquisition port for credential image acquisition, thus ensuring the user experience during the resource transfer process.

[0060] In the above-mentioned resource transfer method, in response to a resource transfer triggering event, the resource transfer device, in the data acquisition state, triggers resource transfer when the image sensor acquires the voucher image of the voucher at the corresponding acquisition entrance through any one of the optical paths formed with at least two acquisition entrances. After the voucher image is verified by a voucher verification method that matches the voucher image, the matching resource transfer operation is performed. Thus, the same image sensor can be used to acquire data at acquisition entrances corresponding to different voucher verification methods using different optical paths, reducing the number of acquisition devices in the resource transfer device and thereby reducing the cost of resource transfer processing.

[0061] In one embodiment, the data collection entry point includes a graphic code collection entry point and a biometric image collection entry point; the credential image includes a graphic code corresponding to the credential at the graphic code collection entry point and a biometric image corresponding to the credential at the biometric image collection entry point; the credential verification method includes a graphic code verification method corresponding to the graphic code and a biometric image verification method corresponding to the biometric image.

[0062] The image code acquisition entry point is for collecting image codes, which can be various types such as one-dimensional codes, two-dimensional codes, barcodes, and character codes. Two-dimensional codes are widely used in current resource transfer processing. A two-dimensional code is a black-and-white graphic that uses specific geometric shapes arranged in a certain pattern on a plane to record data symbols. In its coding, it cleverly utilizes the concept of "0" and "1" bit streams, which form the basis of computer logic, using several geometric shapes corresponding to binary to represent textual and numerical information. It is automatically read by image input devices or photoelectric scanning devices to achieve automatic information processing. Two-dimensional codes can express information simultaneously in both horizontal and vertical directions, thus expressing a large amount of information in a small area. The biometric image acquisition entry point is for collecting biometric images, which are images related to biological characteristics, such as facial images, fingerprint images, iris images, palm print images, and retinal images. Different biological individuals generally have different biometric characteristics, and biometric characteristics that can be expressed through image acquisition can be obtained through image sensors for identity verification and application in resource transfer processing.

[0063] For the QR code data collection entry point, users can provide a corresponding credential (i.e., a QR code) at the entry point during data collection. The image sensor then collects the data via an optical path, and the image sensor captures the QR code image corresponding to the credential at the entry point. For the biometric image data collection entry point, the credential is a specific biometric feature of the user, such as the face or eyes. During data collection, users can move their biometric feature to the biometric image data collection entry point, where the image sensor collects the data via an optical path. The image sensor captures the biometric image corresponding to the biometric feature.

[0064] Furthermore, the credential verification method corresponding to the graphic code is a graphic code verification method, specifically, information is extracted from the collected graphic code, and the extracted information is verified. The credential verification method corresponding to the biometric map is a biometric map verification method, specifically, biometric analysis is performed on the collected biometric map to verify the user corresponding to the biometric map.

[0065] Specifically, the resource transfer device includes at least an image code acquisition inlet and a biometric image acquisition inlet, which respectively form a first optical path and a second optical path with the image sensor. In response to a resource transfer trigger event, the resource transfer device enters a data acquisition state. In this state, when the image sensor acquires an image code through the first optical path, resource transfer is triggered. The acquired image code is verified using an image code verification method. If the verification is successful, a resource transfer operation matching the image code is executed. Furthermore, when the image sensor acquires a biometric image through the second optical path, resource transfer is triggered. The acquired biometric image is verified using a biometric image verification method. If the verification is successful, a resource transfer operation matching the biometric image is executed.

[0066] Furthermore, the resource transfer device can also be equipped with a display screen, and the image acquisition device can be a camera, including but not limited to various cameras such as visible light cameras, depth cameras, and infrared cameras. The resource transfer device can detect people within a certain range to determine whether someone is approaching and resource transfer is needed, such as whether a shopping payment is required. When the resource transfer device detects that a user is approaching and resource transfer is needed, a resource transfer trigger event is triggered, and the resource transfer device responds to this resource transfer trigger event by entering data acquisition mode.

[0067] In a specific application, such as Figure 4 As shown, when the resource transfer device is not triggered, it displays a default desktop interface. When a user intending to transfer resources touches the display screen of the resource transfer device, a resource transfer trigger event is triggered. The resource transfer device then responds to this event and enters data acquisition mode. Furthermore, the resource transfer trigger event can be triggered whenever any location on the display screen is touched, ensuring efficient response. Alternatively, trigger areas can be defined on the display screen, and the resource transfer trigger event can only be triggered when the user touches these areas, thus preventing accidental touches.

[0068] In another specific application, such as Figure 5 As shown, the resource transfer device has a biometric image acquisition inlet at the top, specifically a face image acquisition inlet; and a graphic code acquisition inlet at the bottom, specifically a QR code acquisition inlet. The image sensor inside the resource transfer device, such as a camera, can acquire face data at the face image acquisition inlet via a first optical path, and perform corresponding resource transfer processing after face verification; the camera can also acquire QR code data at the graphic code acquisition inlet via a second optical path, and perform corresponding resource transfer processing after QR code verification.

[0069] In this embodiment, the image sensor in the resource transfer device forms optical paths with both the graphic code acquisition port and the biometric image acquisition port. This allows the image sensor to acquire graphic codes through the graphic code acquisition port and biometric images through the biometric image acquisition port for resource transfer processing. Compared to traditional resource transfer methods that use separate biometric image sensors for biometric image acquisition and graphic code sensors for graphic code acquisition, this embodiment reduces the number of image sensors in the resource transfer device, thereby lowering the cost of resource transfer. Furthermore, compared to resource transfer methods that use a single acquisition port corresponding to one image sensor to support both graphic code and biometric image acquisition, this embodiment retains both graphic code and biometric image acquisition ports. This allows users to provide corresponding credentials at the appropriate ports, better aligning with user habits and ensuring a smooth user experience during resource transfer.

[0070] In this embodiment, in response to a resource transfer trigger event, the resource transfer device triggers resource transfer when the image sensor acquires the corresponding credential image through the optical channel corresponding to the graphic code acquisition entrance or biometric image acquisition entrance during the data acquisition state. After the credential image is verified by a credential verification method that matches the credential image, the matching resource transfer operation is executed. Thus, data acquisition of graphic codes and biometric images can be achieved by using the same image sensor with different optical paths, without the need to set up separate image sensors. This reduces the number of image sensors in the resource transfer device and thus reduces the cost of resource transfer processing.

[0071] In one embodiment, during data acquisition, when the image sensor acquires the credential image of the credential at the corresponding acquisition entrance through any optical path, resource transfer is triggered, including: during data acquisition, when the image sensor acquires a biometric image through the optical path between the image sensor and the biometric image acquisition entrance, and the biometric image passes liveness detection, resource transfer is triggered.

[0072] Liveness detection is a method for determining the true physiological characteristics of an object. It can effectively resist common attack methods such as photo manipulation, face swapping, masking, occlusion, and screen recording, thereby helping users identify fraudulent activities and protecting their interests. Specifically, the image sensor can include a depth camera, which can acquire depth images for liveness detection through a biometric image acquisition interface. A depth image is an image that includes depth information, which is the distance between the object being photographed and the camera.

[0073] Specifically, in data acquisition mode, the resource transfer device controls the image sensor to acquire data from biometric features through an optical path between the sensor and the biometric image acquisition inlet, obtaining a biometric image and a corresponding depth image. The resource transfer device then performs liveness detection based on the depth image to determine if the user is a living target. If liveness detection is successful based on the depth image, resource transfer processing is triggered.

[0074] Furthermore, when transferring resources, after verifying the voucher image using a voucher verification method that matches the voucher image, a resource transfer operation matching the voucher image is performed, including: when transferring resources, after verifying the biometric image using a biometric verification method, the resources are transferred from the resource account that matches the biometric image.

[0075] In this context, a resource account refers to the account where users' resources are stored during the resource transfer process. Resource transfer is achieved by exchanging and transferring resources from the corresponding resource accounts of the users involved. Specifically, after obtaining a biometric image, the resource transfer device verifies the biometric image using a biometric verification method, such as facial verification to authenticate the collected facial image. Upon successful verification, resources are transferred from the resource account matched by the biometric image, thus completing the resource transfer process. In practice, the resource account corresponding to the biometric image can be determined based on the verification result, and resource transfer processing can be performed on that resource account, such as transferring resources out of or into that resource account.

[0076] In this embodiment, for biometric maps, when the biometric map is detected as liveness and the current resource transfer corresponds to a real user, a resource transfer is triggered from the resource account matched by the biometric map, thereby improving the security of the resource transfer process.

[0077] In one embodiment, such as Figure 6 As shown, in response to a resource transfer trigger event, the system enters a data acquisition state, including:

[0078] Step 602: In response to the resource transfer trigger event, display the list of credential verification methods.

[0079] The credential verification method list includes various credential verification methods available to the user. Different credential verification methods require the collection of different credential images and are verified using different methods. Specifically, when the resource transfer device detects a resource transfer trigger event, it displays the credential verification method list, which shows various credential verification methods in sequence.

[0080] In practical implementation, the list of credential verification methods can be pre-configured according to actual needs, combining corresponding credential verification methods into a list. For example, based on historical data of users of the resource transfer device, the credential verification methods used by users during resource transfer can be determined, thus constructing a credential verification method list based on the most frequently used methods. Furthermore, the arrangement and display of various credential verification methods in the list can also be set according to actual needs. For example, various credential verification methods can be sorted from highest to lowest frequency of use, prioritizing the display of the most frequently used methods. Regarding the display of various credential verification methods, the most frequently used methods can be highlighted, such as through a combination of text and images, while other methods are displayed only with text, making it easier for users to select the desired credential verification method for resource transfer from the list.

[0081] In a specific application, such as Figure 7 As shown, in response to a resource transfer trigger event, the resource transfer device displays a list of credential verification methods, including various methods such as QR code scanning and facial recognition. Users who need to make payments can select a credential verification method from the list to process the payment.

[0082] Step 604: In response to the selection operation triggered in the verification method list, select the target credential verification method.

[0083] Specifically, after displaying the list of credential verification methods, the resource transfer device responds to the selection operation of the credential verification method in the list. Specifically, the resource transfer device can detect when the user selects a credential verification method in the list and determine the selected credential verification method as the target credential verification method.

[0084] In practical implementation, each credential verification method in the credential verification method list can also be set to a default credential verification method. For example, the credential verification method at the top of the credential verification method list can be set as the target credential verification method by default. If the user directly selects the target credential verification method, the subsequent processing will be based on the target credential verification method. If the user selects other types of credential verification methods, the corresponding target credential verification method will be determined according to the selection operation triggered by the user.

[0085] Step 606 triggers the entry into a data acquisition state where the image sensor acquires data through the target optical path corresponding to the acquisition entry point of the target credential verification method.

[0086] After selecting the target credential verification method, the resource transfer state is triggered to enter the data acquisition state. Specifically, the data acquisition state is triggered by the image sensor to collect data through the target optical path between the acquisition entry corresponding to the target credential verification method. That is, the target optical path corresponding to the acquisition entry of the target credential verification method is connected to carry out data acquisition.

[0087] In a specific application, such as Figure 8 As shown, the resource transfer device includes a face image acquisition port at the top of the screen and a QR code acquisition port at the bottom of the screen. When a resource transfer trigger event occurs, the resource transfer device displays a list of credential verification methods. If the user selects face recognition as the credential verification method from the list, the image sensor will be triggered to collect data through the face image acquisition port at the top.

[0088] In this embodiment, the corresponding data acquisition entry is determined based on the user's selection operation triggered by the list of credential verification methods. This allows the image sensor to be controlled to accurately acquire data through the corresponding acquisition entry, thereby improving the processing efficiency of resource transfer.

[0089] In one embodiment, during data acquisition, when the image sensor acquires an image of the credential at the corresponding acquisition entry point through any optical path, a resource transfer is triggered, including:

[0090] In the data acquisition state, when the first credential image of the credential at the corresponding acquisition entrance acquired through the target optical path does not meet the resource transfer triggering condition, the image sensor is triggered to acquire data through an optical path other than the target optical path; when the credential image obtained by fusing the first credential image and the second credential image meets the resource transfer triggering condition, resource transfer is triggered; the second credential image is acquired by the image sensor through an optical path other than the target optical path.

[0091] The target optical path is the optical path formed between the acquisition entrance and the image sensor corresponding to the target credential verification method selected by the selection operation. The first credential image is the credential image obtained by the image sensor through the target optical path to acquire data from the credential at the corresponding acquisition entrance. The resource transfer trigger condition is used to filter the quality of the credential image. If the credential image obtained by the image sensor has problems such as occlusion, incompleteness, or blurriness, it is obviously impossible to perform subsequent effective verification, and re-acquisition is required. The resource transfer trigger condition can be flexibly set according to actual needs. Specifically, it can be a quality screening condition for the first credential image. If the image quality of the first credential image is low, it is considered that the first credential image does not meet the resource transfer trigger condition. The second credential image is acquired by the image sensor through an optical path other than the target optical path.

[0092] Specifically, after determining the target credential verification method and the corresponding target optical path, the resource transfer device controls the image sensor to collect data from the credential at the corresponding acquisition entrance through the target optical path, obtaining a first credential image. The resource transfer device further analyzes the first credential image, such as analyzing its image quality. If it determines that the first credential image does not meet the preset resource transfer triggering conditions, such as incompleteness or blurriness, it indicates that effective verification cannot be performed using the first credential image. In this case, the image sensor is triggered to collect data through an optical path other than the target optical path; that is, the resource transfer device controls the image sensor to collect data through an optical path other than the target optical path. Further, the credential image collected by the image sensor through the optical path other than the target optical path becomes the second credential image. The resource transfer device fuses the first and second credential images to obtain a fused credential image. When the fused credential image meets the resource transfer triggering conditions, resource transfer processing is triggered. In specific implementation, fusing the first and second credential images can enhance the credential image collected by the target optical path through optical paths other than the target optical path, thereby improving the image quality of the first credential image. Image fusion refers to the process of combining image data about the same target collected from multiple sources through image processing and computer technology to extract the most useful information from each source and finally synthesize it into a high-quality image. This process improves the utilization rate of image information, enhances the accuracy and reliability of computer interpretation, and increases the spatial and spectral resolution of the original image, thus facilitating image analysis.

[0093] In a specific application, such as Figure 9 As shown, the resource transfer device includes a face image acquisition port at the top of the screen and a QR code acquisition port at the bottom of the screen. When the user selects a face verification method, the resource transfer device triggers the control image sensor to acquire face data through the target optical path corresponding to the face image acquisition port at the top. If the face image acquired through the face image acquisition port does not meet the resource transfer triggering conditions, such as... Figure 9 The incomplete facial image captured through the facial image acquisition port indicates that the user may not be standing in the correct position. The resource transfer device triggers the control image sensor to collect facial data through the QR code acquisition port at the bottom, obtaining a facial image captured by the QR code acquisition port. The resource transfer device merges the facial images captured by the facial image acquisition port and the QR code acquisition port respectively. When the merged facial image meets the resource transfer triggering conditions, resource transfer processing based on the facial image is triggered.

[0094] In this embodiment, when the credential image acquired by the target optical path corresponding to the selected target credential verification method cannot be effectively processed for resource transfer, data is acquired through other optical paths, and the credential images acquired by each optical path are fused to obtain a credential image that meets the resource transfer triggering conditions. By increasing the acquired data through multiple acquisition entry points, the accuracy of data acquisition can be improved, thereby improving the processing efficiency of resource transfer.

[0095] In one embodiment, after selecting the target credential verification method, the method further includes: providing operation prompts in a perceptible manner to instruct the user to provide the corresponding credential at the collection entry point corresponding to the target credential verification method.

[0096] Among them, "perceptible method" refers to a method that users can intuitively perceive, such as playing sound through a speaker, displaying content on a screen, or using lights for indication. Operation prompts are used to instruct users to provide the corresponding credential at the data collection point corresponding to the target credential verification method, so that the image sensor of the resource transfer device can collect data from the credential. The content format of the operation prompts can be flexibly configured according to actual needs, such as text, images, graphics, video, audio, or a combination of multiple formats. Specifically, after the user selects the corresponding target credential verification method from the verification method list, the resource transfer device provides operation prompts in a user-perceptible manner to instruct the user to provide the corresponding credential at the data collection point corresponding to the target credential verification method. For example, the operation prompts can be displayed on the resource transfer device's screen or broadcast via a speaker to prompt the user to cooperate in data collection. In a specific application, such as... Figure 10 As shown, the operation prompts displayed on the screen of the resource transfer device include text and graphics, thereby instructing the user to cooperate in the facial data collection.

[0097] In this embodiment, after the user selects the target credential verification method, operation prompts are provided in a perceptible manner to instruct the user to provide the corresponding credential at the collection entry point corresponding to the target credential verification method so that the resource transfer device can collect data, thereby improving the data collection efficiency and thus improving the processing efficiency of resource transfer.

[0098] In one embodiment, the resource transfer device further includes a lighting adjustment device; in response to a resource transfer trigger event, entering a data acquisition state includes: in response to a resource transfer trigger event, triggering the detection of ambient light intensity; when the ambient light intensity meets the supplementary lighting trigger condition, triggering the lighting adjustment device to perform ambient light adjustment; and in response to the end of the ambient light adjustment, entering a data acquisition state.

[0099] The lighting adjustment device can emit light to adjust the ambient light level. This device can be a flash, fill light, or other light-emitting equipment. It adjusts the ambient light to facilitate data acquisition and processing by the resource transfer equipment. Ambient light intensity characterizes the current lighting conditions during resource transfer. When the ambient light intensity is low, the image sensor cannot effectively acquire accurate data for verification. The supplementary lighting trigger condition is when the ambient light intensity falls below a supplementary lighting intensity threshold, indicating that the current ambient light is weak and supplementary lighting is needed.

[0100] Specifically, when the resource transfer device detects a resource transfer trigger event, it triggers ambient light intensity detection to obtain the ambient light intensity. If the ambient light intensity meets the supplementary lighting trigger condition, or if it is lower than a preset supplementary lighting intensity threshold, it triggers a lighting adjustment device to adjust the ambient light intensity. For example, the lighting adjustment device can be activated to supplement the ambient light and enhance its intensity. After the supplementary lighting is completed, the device enters a data acquisition state to collect data from the credentials at the acquisition entrance. In practice, the resource transfer device can send a lighting adjustment command to the lighting adjustment device to control it to adjust the ambient light intensity. The lighting adjustment command can carry lighting adjustment parameters to set the ambient light intensity. These parameters can be obtained based on the required light intensity for data acquisition and the current ambient light intensity.

[0101] In this embodiment, the illumination is adjusted by controlling the illumination adjustment device to improve the acquisition environment during data acquisition, prevent light problems from affecting the accuracy of the acquired data, improve the processing efficiency of data acquisition, and thus improve the processing efficiency of resource transfer.

[0102] In one embodiment, such as Figure 11 As shown, the process of performing a resource transfer operation, that is, after verifying the voucher image using a voucher verification method that matches the voucher image, performs a resource transfer operation that matches the voucher image, including:

[0103] Step 1102: Obtain the verification image corresponding to the verification method that matches the voucher image.

[0104] The verification image is a pre-stored image that serves as a reference image for verifying the credential image. Verification is considered successful when the credential image matches the verification image; otherwise, it fails. For example, in face verification, the verification image can be a pre-captured image of the user's face. Verification of the credential image is achieved by comparing the credential image captured by the resource transfer device with the verification image.

[0105] Specifically, when resource transfer processing is triggered, the resource transfer device obtains the verification image corresponding to the credential verification method that matches the credential image. Specifically, the resource transfer device can obtain the verification images of each user corresponding to the credential verification method that matches the credential image from the server.

[0106] Step 1104: Verify the voucher image with the verification image to obtain the verification result.

[0107] After obtaining the verification image corresponding to the verification method that matches the voucher image, the resource transfer device verifies the voucher image against the verification image. This can be done by matching the voucher image with the verification image, specifically through similarity matching, to obtain the verification result. In practical applications, if the voucher image and the verification image match, the verification result is considered successful; otherwise, it is considered unsuccessful.

[0108] Step 1106: When the verification result is successful, the resource transfer is performed through the resource account corresponding to the voucher image.

[0109] If the verification result is successful, it indicates that the credentials of the user who triggered the resource transfer process are credible. The resource transfer device then performs the resource transfer process through the resource account corresponding to the credential image, such as transferring the resources of the resource account corresponding to the credential image out.

[0110] Furthermore, in some specific applications, both the verification of credential images using verification images and the resource transfer process can be performed by the server. Specifically, when resource transfer processing is triggered, the resource transfer device sends the collected credential image to the server, which then verifies the credential image against a pre-stored verification image to obtain a verification result. If the verification is successful, the server performs resource transfer processing for the resource account corresponding to the credential image. After the resource transfer processing is completed, the server can send the resource transfer result back to the resource transfer device, which then displays the result.

[0111] In this embodiment, the credential image obtained by the resource transfer device is verified by the verification image corresponding to the credential verification method that matches the credential image in advance. After the verification is successful, the resource account corresponding to the credential image is transferred. This can ensure the security of resource transfer processing for various credential verification methods.

[0112] In one embodiment, obtaining the verification image corresponding to the voucher verification method that matches the voucher image includes: performing voucher type analysis on the voucher image to obtain the type analysis result; determining the voucher verification method that matches the voucher image based on the type analysis result; and obtaining the verification image corresponding to the voucher verification method.

[0113] The type analysis result is the result of processing the voucher image through voucher type analysis, which represents the voucher verification method corresponding to the voucher image. In specific implementation, the resource transfer device can perform target detection on the obtained voucher image to determine the target object contained in the voucher image, and further determine the type of the target object, such as determining that the target object included in the voucher image is a graphic code, face, fingerprint or palm print, etc., and thus further determine the corresponding voucher verification method.

[0114] Specifically, when resource transfer processing is triggered, the resource transfer device performs voucher type analysis on the voucher image. For example, it can perform target detection on the voucher image to identify the target object contained in the voucher image, further determine the type of the target object, and obtain the type analysis result corresponding to the voucher image. Based on the type analysis result corresponding to the voucher image, the resource transfer device determines the voucher verification method to match the voucher image. This includes different voucher verification methods corresponding to voucher images with different target object types. After obtaining the type analysis result of the voucher image and determining the type of the target object contained in the voucher image, the resource transfer device can determine the voucher verification method to match the voucher image according to the pre-established mapping relationship between voucher image type and voucher verification method, and further obtain the verification image corresponding to the voucher verification method to verify the voucher image. After successful verification, the corresponding resource transfer processing is executed.

[0115] In one embodiment, such as Figure 12 As shown, a resource transfer device 1200 is provided, which includes: a processor 1202, an image sensor 1204, and at least two acquisition ports 1206; wherein,

[0116] Each acquisition port 1206 forms a corresponding optical path with the image sensor 1204;

[0117] Image sensor 1024 acquires the image of the credential at the corresponding acquisition entrance through any optical path;

[0118] The processor 1202 is used to enter the data acquisition state in response to a resource transfer trigger event; in the data acquisition state, when the image sensor 1204 acquires a voucher image, it triggers a resource transfer; when performing a resource transfer, after the voucher image is verified by a voucher verification method that matches the voucher image, a resource transfer operation matching the voucher image is executed.

[0119] In the aforementioned resource transfer device, the processor 1202 in the resource transfer device 1200 responds to a resource transfer trigger event. When the data acquisition state is entered, the image sensor 1204 acquires the voucher image of the voucher at the corresponding acquisition entrance 1206 through any optical path formed with at least two acquisition entrances 1206, triggering resource transfer. After the voucher image is verified by a voucher verification method that matches the voucher image, the matching resource transfer operation is executed. Thus, the same image sensor can be used to acquire data at acquisition entrances corresponding to different voucher verification methods through different optical paths, reducing the number of acquisition devices in the resource transfer device and thereby reducing the cost of resource transfer processing.

[0120] In one embodiment, such as Figure 13 As shown, the acquisition inlet includes a first acquisition inlet and a second acquisition inlet; the resource transfer device 1200 also includes a one-way mirror and a reflector; each acquisition inlet forms a corresponding optical path with the image sensor, including: the first acquisition inlet forms a first optical path with the image sensor through the one-way mirror; the transparent side of the one-way mirror is close to the first acquisition inlet; the second acquisition inlet forms a second optical path with the image sensor through the reflective side of the one-way mirror and the reflector.

[0121] One-way mirrors appear as mirrors in a well-lit room, but from one side they look like ordinary tinted glass. They produce a one-way reflection effect due to the difference in ambient light intensity on each side. In manufacturing, a thin silver or aluminum film is coated on the glass surface of a one-way mirror. This film does not reflect all incident light; instead, it allows half of the incident light to pass through while reflecting the other half back, thus creating the difference in ambient light intensity on each side. A mirror is an optical element that works based on the law of reflection. Mirrors can be classified by shape into plane mirrors, spherical mirrors, and aspherical mirrors; and by the degree of reflection into total reflection mirrors and semi-reflective mirrors.

[0122] Specifically, the first acquisition entrance forms a first optical path with the image sensor through a one-way mirror. The transparent side of the one-way mirror is close to the first acquisition entrance, allowing light outside the first acquisition entrance to pass through the one-way mirror and reach the image sensor, thus enabling the image sensor to acquire data from the credential at the first acquisition entrance. The second acquisition entrance forms a second optical path with the image sensor through the reflective side of the one-way mirror and a reflector, allowing light outside the second acquisition entrance to reach the image sensor after two reflections by the reflector and the one-way mirror, thus enabling the image sensor to acquire data from the credential at the second acquisition entrance. In practical implementation, the positions of the first and second acquisition entrances, and between them and the one-way mirror and reflector, can be flexibly configured according to actual needs to ensure that the image sensor can simultaneously acquire and process data from the credential at both the first and second acquisition entrances.

[0123] In this embodiment, by setting a one-way perspective mirror and a reflector, the image sensor forms corresponding optical paths with the first acquisition port and the second acquisition port, respectively. This allows the resource transfer device to perform resource transfer processing on the credentials provided at the first acquisition port and the second acquisition port using the same image sensor and different optical paths, thereby reducing the number of acquisition devices in the resource transfer device and thus reducing the cost of resource transfer processing.

[0124] This application also provides an application scenario in which the above-described resource transfer method and device are applied. Specifically, the application of the resource transfer method and device in this scenario is as follows:

[0125] Traditional resource transfer devices that support multiple credential verification methods require separate image sensors for each method. For example... Figure 14 As shown, for resource transfer devices that support both QR code and facial recognition payments, cameras are required at both the top (facial recognition payment) and bottom (QR code payment) areas, resulting in the need for multiple cameras and higher costs. Figure 15 As shown, traditional resource transfer devices that support both QR code payment and facial recognition payment through a single camera lack an external scanner entrance, making it difficult for users to determine the scanning location or even know that the camera supports QR code payment. This can easily lead to payment failures and affect the efficiency of resource transfer processing. In contrast, the resource transfer device provided in this embodiment... Figure 16As shown, the resource transfer device supports both QR code payment and facial recognition payment, and displays the corresponding entry appearances for QR code payment and facial recognition payment respectively. The resource transfer device only uses one camera to achieve this. Specifically, data is collected through the optical path formed by the camera and the corresponding entry for QR code payment and facial recognition payment. This allows the user to be prompted to make payment through the corresponding entry for QR code payment and facial recognition payment, which is more in line with user habits. While ensuring the efficiency of resource transfer processing, the number of cameras required for the resource transfer device is reduced, thus lowering the cost of resource transfer processing.

[0126] Furthermore, such as Figure 17 As shown, inside the resource transfer device, a reflector and a one-way coated, one-dimensional glass are used to fold the optical path of the QR code scanning, bringing it closer to the face recognition system, thus unifying the optical design requirements of the camera. The reflector can be a surface-coated glass sheet. Specifically, the camera is positioned close to the acquisition inlet of the face recognition area, and the acquisition inlet of the face recognition area and the camera form an optical path through a one-way mirror; the acquisition inlet of the QR code scanning area and the camera form an optical path through two refractions by the reflector and the one-way mirror. Users can trigger face recognition payment in the face recognition area and QR code payment in the QR code scanning area. Figure 17 In the image, the dashed lines represent the optical paths formed by the camera and the data acquisition entrance, respectively.

[0127] In addition, the camera in the resource transfer device can be responsible for image acquisition, filtering, encryption and has hardware anti-tamper function, while the processor in the resource transfer device can be responsible for data transmission and playback interface display functions, and the cloud server can be responsible for application interaction, liveness detection and comparison recognition functions. This enables data acquisition, transmission and result display to be carried out solely through the resource transfer device, which greatly reduces the cost of the resource transfer device while ensuring data security during the resource transfer process, thereby reducing the cost of resource transfer processing.

[0128] It should be understood that, although Figure 2 , Figure 6 and Figure 11 The steps in the flowchart are shown sequentially as indicated by the arrows, but these steps are not necessarily executed in the order indicated by the arrows. Unless otherwise specified herein, there is no strict order in which these steps are executed, and they can be performed in other orders. Figure 2 , Figure 6 and Figure 11At least some of the steps in the process may include multiple steps or multiple stages. These steps or stages are not necessarily completed at the same time, but may be executed at different times. The execution order of these steps or stages is not necessarily sequential, but may be executed in turn or alternately with other steps or at least some of the steps or stages in other steps.

[0129] In one embodiment, such as Figure 18 As shown, a resource transfer device 1800 is provided. This device can be a software module, a hardware module, or a combination of both, integrated into a computer device. The device is located within a resource transfer equipment, which includes an image sensor and at least two acquisition ports. Each acquisition port forms a corresponding optical path with the image sensor. Specifically, the resource transfer device 1800 includes: a data acquisition trigger module 1802, a resource transfer trigger module 1804, and a resource transfer processing module 1806, wherein:

[0130] The data acquisition trigger module 1802 is used to enter the data acquisition state in response to a resource transfer trigger event;

[0131] The resource transfer trigger module 1804 is used to trigger resource transfer when the image sensor acquires the image of the credential at the corresponding acquisition entrance through any optical path during the data acquisition state.

[0132] The resource transfer processing module 1806 is used to perform a resource transfer operation matching the voucher image after verifying the voucher image using a voucher verification method that matches the voucher image when performing a resource transfer.

[0133] In one embodiment, the data collection entry point includes a graphic code collection entry point and a biometric image collection entry point; the credential image includes a graphic code corresponding to the credential at the graphic code collection entry point and a biometric image corresponding to the credential at the biometric image collection entry point; the credential verification method includes a graphic code verification method corresponding to the graphic code and a biometric image verification method corresponding to the biometric image.

[0134] In one embodiment, the resource transfer triggering module 1804 is further configured to trigger resource transfer when, in the data acquisition state, the image sensor acquires a biometric image through the optical path between the image sensor and the biometric image acquisition entry point, and the biometric image passes the liveness detection; the resource transfer processing module 1806 is further configured to, when performing resource transfer, perform resource transfer from the resource account matched by the biometric image after verifying the biometric image using the biometric image verification method.

[0135] In one embodiment, the data acquisition triggering module 1802 includes a list display module, a selection operation response module, and an optical path activation module; wherein: the list display module is used to display a list of credential verification methods in response to a resource transfer trigger event; the selection operation response module is used to select a target credential verification method in response to a selection operation triggered in the verification method list; and the optical path activation module is used to trigger the entry into a data acquisition state in which the image sensor acquires data through the target optical path corresponding to the acquisition entry of the target credential verification method.

[0136] In one embodiment, the resource transfer triggering module 1804 is further configured to, in the data acquisition state, trigger the image sensor to perform data acquisition through an optical path other than the target optical path when the first credential image of the credential at the corresponding acquisition entrance acquired through the target optical path does not meet the resource transfer triggering condition; and trigger resource transfer when the credential image obtained by fusing the first credential image and the second credential image meets the resource transfer triggering condition; the second credential image is acquired by the image sensor through an optical path other than the target optical path.

[0137] In one embodiment, the system further includes an operation prompt information providing module, which provides operation prompt information in a perceptible manner to instruct the user to provide the corresponding credential at the collection entry point corresponding to the target credential verification method.

[0138] In one embodiment, the resource transfer device further includes a lighting adjustment device; the data acquisition triggering module 1802 includes a lighting detection module, a lighting adjustment module, and an adjustment response module; wherein: the lighting detection module is used to trigger the detection of ambient light intensity in response to a resource transfer triggering event; the lighting adjustment module is used to trigger the lighting adjustment device to perform ambient light adjustment when the ambient light intensity meets the supplementary lighting triggering condition; and the adjustment response module is used to enter the data acquisition state in response to the end of the ambient light adjustment.

[0139] In one embodiment, the resource transfer processing module 1806 includes a verification image acquisition module, a verification processing module, and a verification pass module; wherein: the verification image acquisition module is used to acquire a verification image corresponding to the credential verification method that matches the credential image; the verification processing module is used to verify the credential image and the verification image to obtain a verification result; and the verification pass module is used to perform resource transfer processing through the resource account corresponding to the credential image when the verification result is verification pass.

[0140] In one embodiment, the verification image acquisition module includes a type analysis module, a verification method determination module, and a verification image acquisition module; wherein: the type analysis module is used to perform voucher type analysis on the voucher image and obtain the type analysis result; the verification method determination module is used to determine the voucher verification method matching the voucher image based on the type analysis result; and the verification image acquisition module is used to acquire the verification image corresponding to the voucher verification method.

[0141] Specific limitations regarding the resource transfer device can be found in the limitations of the resource transfer method described above, and will not be repeated here. Each module in the aforementioned resource transfer device can be implemented entirely or partially through software, hardware, or a combination thereof. These modules can be embedded in or independent of the processor in a computer device in hardware form, or stored in the memory of a computer device in software form, so that the processor can call and execute the operations corresponding to each module.

[0142] In one embodiment, a computer device is provided, which may be a terminal, and its internal structure diagram may be as follows: Figure 19 As shown, the computer device includes a processor, memory, communication interface, display screen, and input devices connected via a system bus. The processor provides computing and control capabilities. The memory includes non-volatile storage media and internal memory. The non-volatile storage media stores the operating system and computer programs. The internal memory provides an environment for the operation of the operating system and computer programs stored in the non-volatile storage media. The communication interface is used for wired or wireless communication with external terminals; wireless communication can be achieved through Wi-Fi, carrier networks, NFC (Near Field Communication), or other technologies. When the computer program is executed by the processor, it implements a resource transfer method. The display screen can be an LCD screen or an e-ink screen. The input devices can be a touch layer covering the display screen, buttons, a trackball, or a touchpad mounted on the computer device casing, or an external keyboard, touchpad, or mouse.

[0143] Those skilled in the art will understand that Figure 19 The structure shown is merely a block diagram of a portion of the structure related to the present application and does not constitute a limitation on the computer device to which the present application is applied. Specific computer devices may include more or fewer components than those shown in the figure, or combine certain components, or have different component arrangements.

[0144] In one embodiment, a computer device is also provided, including a memory and a processor, wherein the memory stores a computer program, and the processor executes the computer program to implement the steps in the above method embodiments.

[0145] In one embodiment, a computer-readable storage medium is provided storing a computer program that, when executed by a processor, implements the steps in the above method embodiments.

[0146] In one embodiment, a computer program product or computer program is provided, the computer program product or computer program including computer instructions stored in a computer-readable storage medium. A processor of a computer device reads the computer instructions from the computer-readable storage medium, and executes the computer instructions, causing the computer device to perform the steps in the above method embodiments.

[0147] Those skilled in the art will understand that all or part of the processes in the methods of the above embodiments can be implemented by a computer program instructing related hardware. The computer program can be stored in a non-volatile computer-readable storage medium, and when executed, it can include the processes of the embodiments of the methods described above. Any references to memory, storage, databases, or other media used in the embodiments provided in this application can include at least one of non-volatile and volatile memory. Non-volatile memory can include read-only memory (ROM), magnetic tape, floppy disk, flash memory, or optical storage, etc. Volatile memory can include random access memory (RAM) or external cache memory. By way of illustration and not limitation, RAM can be in various forms, such as static random access memory (SRAM) or dynamic random access memory (DRAM), etc.

[0148] The technical features of the above embodiments can be combined in any way. For the sake of brevity, not all possible combinations of the technical features in the above embodiments are described. However, as long as there is no contradiction in the combination of these technical features, they should be considered to be within the scope of this specification.

[0149] The embodiments described above are merely illustrative of several implementation methods of this application, and while the descriptions are relatively specific and detailed, they should not be construed as limiting the scope of the invention patent. It should be noted that those skilled in the art can make various modifications and improvements without departing from the concept of this application, and these all fall within the protection scope of this application. Therefore, the protection scope of this patent application should be determined by the appended claims.

Claims

1. A resource transfer method, characterized in that, The method is applied to a resource transfer device, which includes an image sensor and at least two acquisition ports, each of which forms a corresponding optical path with the image sensor. The data acquisition entry points include a graphic code acquisition entry point and a biometric feature map acquisition entry point; the method includes: In response to a resource transfer trigger event, it enters the data acquisition state; In the data acquisition state, when the image sensor acquires the credential image of the credential at the corresponding acquisition entrance through any of the optical paths, a resource transfer is triggered; the credential image includes the graphic code acquired by the image sensor through the optical path between the image sensor and the graphic code acquisition entrance for the credential at the graphic code acquisition entrance, and the biometric image acquired by the image sensor through the optical path between the image sensor and the biometric image acquisition entrance for the credential at the biometric image acquisition entrance; When performing the resource transfer, the credential image is verified using a credential verification method that matches the credential image, and then a resource transfer operation matching the credential image is performed. The credential verification method includes the graphic code verification method corresponding to the graphic code and the biometric image verification method corresponding to the biometric image.

2. The method according to claim 1, characterized in that, In the data acquisition state, when the image sensor acquires a credential image of the credential at the corresponding acquisition entrance through any of the optical paths, a resource transfer is triggered, including: In the data acquisition state, when the image sensor acquires a biometric image through the optical path between itself and the biometric image acquisition inlet, and the biometric image passes liveness detection, resource transfer is triggered. When performing the resource transfer, after verifying the credential image using a credential verification method that matches the credential image, a resource transfer operation matching the credential image is executed, including: When performing the resource transfer, after the biometric map is verified using the biometric map verification method, the resource transfer is performed from the resource account matched by the biometric map.

3. The method according to claim 1, characterized in that, The process of entering the data acquisition state in response to a resource transfer trigger event includes: In response to a resource transfer trigger event, display a list of credential verification methods; In response to a selection operation triggered in the list of verification methods, the target credential verification method is selected; This triggers the entry into a data acquisition state where the image sensor acquires data through the target optical path corresponding to the acquisition entry point of the target credential verification method.

4. The method according to claim 3, characterized in that, In the data acquisition state, when the image sensor acquires a credential image of the credential at the corresponding acquisition entrance through any of the optical paths, a resource transfer is triggered, including: In the data acquisition state, when the first credential image of the credential at the corresponding acquisition entrance acquired through the target optical path does not meet the resource transfer triggering condition, the image sensor is triggered to acquire data through an optical path other than the target optical path. When the fused credential image of the first credential image and the second credential image meets the resource transfer triggering condition, resource transfer is triggered; the second credential image is acquired by the image sensor through an optical path other than the target optical path.

5. The method according to claim 3, characterized in that, After selecting the target credential verification method, the following is also included: In a perceptible manner, prompts are provided to instruct users to provide the corresponding credentials at the data collection entry point corresponding to the target credential verification method.

6. The method according to claim 1, characterized in that, The resource transfer device further includes a lighting adjustment device; the step of entering the data acquisition state in response to a resource transfer trigger event includes: In response to a resource transfer trigger event, the ambient light intensity is detected. When the ambient light intensity meets the supplementary lighting triggering condition, the light adjustment device is triggered to adjust the ambient light. In response to the end of the ambient lighting adjustment, it enters the data acquisition state.

7. The method according to any one of claims 1 to 6, characterized in that, After the credential image is verified using a credential verification method that matches the credential image, a resource transfer operation matching the credential image is performed, including: Obtain the verification image corresponding to the verification method that matches the voucher image; The credential image is compared with the verification image to obtain the verification result; When the verification result is successful, resource transfer is performed through the resource account corresponding to the credential image.

8. The method according to claim 7, characterized in that, The step of obtaining the verification image corresponding to the verification method that matches the verification image includes: Perform voucher type analysis on the voucher image to obtain the type analysis results; The verification method for matching the voucher image is determined based on the type analysis results. Obtain the verification image corresponding to the credential verification method.

9. A resource transfer device, characterized in that, The resource transfer device includes: a processor, an image sensor, and at least two acquisition inputs; wherein... Each of the acquisition ports forms a corresponding optical path with the image sensor; the acquisition ports include a graphic code acquisition port and a biometric image acquisition port; The image sensor acquires the image of the credential at the corresponding acquisition entrance through any one of the optical paths; The processor is configured to enter a data acquisition state in response to a resource transfer trigger event. In the data acquisition state, when the image sensor acquires the credential image, a resource transfer is triggered. The credential image includes a graphic code acquired by the image sensor through an optical path between the image sensor and the graphic code acquisition inlet, corresponding to the credential at the graphic code acquisition inlet; and a biometric image acquired by the image sensor through an optical path between the image sensor and the biometric image acquisition inlet, corresponding to the credential at the biometric image acquisition inlet. During the resource transfer, after the credential image is verified using a credential verification method matching the credential image, a resource transfer operation matching the credential image is executed. The credential verification method includes a graphic code verification method corresponding to the graphic code and a biometric image verification method corresponding to the biometric image.

10. The device according to claim 9, characterized in that, The acquisition inlet includes a first acquisition inlet and a second acquisition inlet; the resource transfer device further includes a one-way mirror and a reflector; each acquisition inlet forms a corresponding optical path with the image sensor, including: The first acquisition inlet forms a first optical path with the image sensor through the one-way lens; the transparent side of the one-way lens is close to the first acquisition inlet; The second acquisition inlet forms a second optical path with the image sensor through the reflective side of the one-way mirror and the reflector.

11. A resource transfer device, characterized in that, The resource transfer device includes an image sensor and at least two acquisition ports, each of which forms a corresponding optical path with the image sensor. The data acquisition entry points include a graphic code acquisition entry point and a biometric feature map acquisition entry point; the device includes: The data acquisition trigger module is used to enter the data acquisition state in response to resource transfer trigger events; A resource transfer triggering module is used to trigger a resource transfer when the image sensor acquires a credential image of the credential at the corresponding acquisition entrance through any one of the optical paths during the data acquisition state. The credential image includes a graphic code acquired by the image sensor through the optical path between the image sensor and the graphic code acquisition entrance for the credential at the graphic code acquisition entrance, and a biometric image acquired by the image sensor through the optical path between the image sensor and the biometric image acquisition entrance for the credential at the biometric image acquisition entrance. The resource transfer processing module is used to perform a resource transfer operation matching the credential image after verifying the credential image using a credential verification method that matches the credential image when performing the resource transfer; the credential verification method includes the graphic code verification method corresponding to the graphic code and the biometric image verification method corresponding to the biometric image.

12. The apparatus according to claim 11, characterized in that, The resource transfer triggering module is further configured to trigger resource transfer when, during the data acquisition state, the image sensor acquires a biometric image through the optical path between it and the biometric image acquisition inlet, and the biometric image passes liveness detection. The resource transfer processing module is further configured to, when performing the resource transfer, verify the biometric map using the biometric map verification method, and then transfer resources from the resource account matched by the biometric map.

13. The apparatus according to claim 11, characterized in that, The data acquisition triggering module includes: The list display module is used to display a list of credential verification methods in response to resource transfer trigger events; The selection operation response module is used to respond to a selection operation triggered in the verification method list and select the target credential verification method. The optical path activation module is used to trigger the entry into a data acquisition state where the image sensor acquires data through the target optical path corresponding to the acquisition entry point of the target credential verification method.

14. The apparatus according to claim 13, characterized in that, The resource transfer triggering module is further configured to, during the data acquisition state, trigger the image sensor to acquire data through an optical path other than the target optical path when the first credential image of the credential at the corresponding acquisition entrance acquired through the target optical path does not meet the resource transfer triggering condition; and trigger resource transfer when the credential image obtained by fusing the first credential image and the second credential image meets the resource transfer triggering condition. The second credential image is acquired by the image sensor through an optical path other than the target optical path.

15. The apparatus according to claim 13, characterized in that, The device further includes: The operation prompt information providing module is used to provide operation prompt information in a perceptible manner to instruct the user to provide the corresponding credential at the collection entry point corresponding to the target credential verification method.

16. The apparatus according to claim 11, characterized in that, The resource transfer device also includes a lighting adjustment device; the data acquisition triggering module also includes: The illumination detection module is used to detect the ambient light intensity in response to resource transfer trigger events. The illumination adjustment module is used to trigger the illumination adjustment device to adjust the ambient light when the ambient light intensity meets the supplementary lighting triggering conditions. The adjustment response module is used to respond to the end of the ambient lighting adjustment and enter the data acquisition state.

17. The apparatus according to any one of claims 11 to 16, characterized in that, The resource transfer processing module includes: The verification image acquisition module is used to acquire a verification image corresponding to the verification method that matches the voucher image; The verification processing module is used to verify the credential image with the verification image to obtain a verification result; The verification module is used to perform resource transfer processing through the resource account corresponding to the credential image when the verification result is successful.

18. The apparatus according to claim 17, characterized in that, The verification image acquisition module includes: The type analysis module is used to perform voucher type analysis on the voucher image and obtain the type analysis results; The verification method determination module is used to determine the verification method of the voucher image matching based on the type analysis results; The verification image acquisition module is used to acquire the verification image corresponding to the credential verification method.

19. A computer device comprising a memory and a processor, wherein the memory stores a computer program, characterized in that, When the processor executes the computer program, it implements the steps of the method according to any one of claims 1 to 8.

20. A computer-readable storage medium storing a computer program, characterized in that, When the computer program is executed by a processor, it implements the steps of the method according to any one of claims 1 to 8.

21. A computer program product, comprising a computer program, characterized in that, When the computer program is executed by a processor, it implements the steps of the method according to any one of claims 1 to 8.

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