Condominium unit fund procurement system, method and program

Abstract

To further divide a condominium unit purchased by a business entrepreneur and to sell each of them as a token to thereby procure funds from investors who have purchased tokens.SOLUTION: A condominium unit fund procurement system according to the present invention acquires sales price data of the condominium unit operated by the business entrepreneur and token per-unit price data of a token to be issued, divides, by a predetermined token per-unit price, the sales price data or price data obtained by discounting by a predetermined amount from the sales price of the sales price data, and outputs the token per-unit price and the divided number to a terminal to sell the token.SELECTED DRAWING: Figure 1

Description

[Technical Field]

[0001] The present invention relates to a system, method and program for raising funds for the construction of a condominium building. [Background technology]

[0002] The construction costs for a single building (compartmental ownership building) such as an apartment or rental office are enormous, so it is difficult to own and operate even a compartmentalized building (exclusive portion such as one floor), let alone operate the entire compartmentalized building, without ample funds. Therefore, businesses that do not have sufficient funds find it difficult to operate a compartmentalized building.

[0003] Furthermore, although there are many condominium buildings that require reconstruction to make them more earthquake-resistant, the current situation is that reconstruction is not progressing because the condominium operators and management associations are unable to secure the funds for reconstruction. For example, there is technology that promotes the reconstruction of condominiums (Patent Document 1). [Prior art documents] [Patent documents]

[0004] [Patent Document 1] Patent No. 7053533 Summary of the Invention [Problem to be solved by the invention]

[0005] However, even if the technology of Patent Document 1 makes it possible to promote the reconstruction of condominium buildings, the real challenge faced by condominium operators and management associations is how to raise the funds necessary for construction and reconstruction. Specifically, raising the enormous costs required for new construction and large-scale renovations is a major barrier for condominium operators and management associations.

[0006] Therefore, in view of the above problems, the present invention provides a condominium financing system and method that enables businesses to own and operate condominiums by further dividing condominiums purchased by businesses and selling them as tokens, thereby raising funds from investors who purchase the tokens. [Means for solving the problem]

[0007] The first invention is a condominium financing system for a condominium operator to raise funds, an acquisition unit that acquires sales price data of the condominium unit operated by the business operator and token unit price data of the tokens to be issued; a dividing unit that divides the sales price data or price data obtained by applying a predetermined discount to the sales price of the sales price data by the token unit price data; a first output unit that outputs the token unit price and the divided number to a terminal in order to sell the tokens; The present invention provides a compartmentalized building financing system comprising:

[0008] According to the first invention, condominiums operated by businesses can be tokenized and sold in installments, allowing more individuals to participate in high-value real estate investments that would normally be out of reach.

[0009] The second invention provides a condominium financing system in the first invention, further comprising a second output unit that outputs to the terminal the amount obtained by the operator deducting his own profit from the income from the condominium as the yield to be distributed to the token holders.

[0010] According to the second invention, the operator can secure his own profits through income from the condominiums operated by the operator, while returning the profits generated from the condominiums to token holders by distributing yields.

[0011] The third invention provides a condominium financing system in the first or second invention, further comprising a third output unit that outputs the entire real condominium building and condominium buildings into which the condominium building is divided in virtual reality to a terminal.

[0012] According to the third invention, by outputting the entire real condominium building and its sub-buildings in virtual reality (VR), businesses and individuals considering purchasing tokens can view the condominium building and its sub-buildings through virtual reality (VR), which makes it possible to attract interest in the condominium building and its sub-buildings, especially before reconstruction.

[0013] A fourth invention provides a condominium financing system according to the third invention, in which the entire condominium building and the condominium building are modeled using BIM.

[0014] According to the third invention, the entire real condominium building and its sub-buildings are modeled using BIM (Building Information Modeling), making it easier for businesses and individuals considering purchasing tokens to concretely imagine the entire condominium building, particularly before reconstruction, and the space and functionality of the sub-buildings, in virtual reality (VR), and furthermore, these images can be shared.

[0015] Although the present invention is in the category of computer systems, it also exhibits similar functions and effects according to other categories such as methods. [Effects of the Invention]

[0016] According to the present invention, a condominium financing system and method can be provided that enables businesses to own and operate condominiums by further dividing condominiums they purchase and selling them as tokens, thereby raising funds from investors who purchase the tokens. [Brief explanation of the drawings]

[0017] [Figure 1]1 is a diagram for explaining an overview of a condominium unit financing system 1 according to one embodiment of the present invention. [Figure 2] 1 is a configuration diagram of a condominium unit financing system 1 according to the present embodiment. [Figure 3] 10 is a flowchart of the condominium unit tokenization process executed by the condominium unit fund raising system 1 of this embodiment. [Figure 4] FIG. 10 is a diagram showing an example in which one building section 110 (section 1) is tokenized in the building section financing system 1 of this embodiment. [Figure 5] FIG. 10 is a diagram showing an example in which another building section 110 (section 2) is tokenized in the building section fund raising system 1 of this embodiment. [Figure 6] 10 is a flowchart of a condominium profit calculation process executed by the condominium fund raising system 1 of the present embodiment. [Figure 7] FIG. 10 is a diagram showing an example of calculation of a unit profit for one unit 110 (unit 1) in the unit fund raising system 1 of this embodiment. [Figure 8] FIG. 10 is a diagram showing an example of calculation of condominium profit for another condominium 110 (division 2) in the condominium financing system 1 of this embodiment. [Figure 9] 10 is a flowchart of a unit building virtual reality output process executed by the unit building fund raising system 1 of this embodiment. [Figure 10] FIG. 1 is a diagram showing an example of an image in which an actual condominium building 100 as a whole and its condominium building 110 are modeled in the condominium financing system 1 of this embodiment. [Figure 11] FIG. 10 is a diagram showing an example of a virtual reality 200 incorporating an image of the entire modeled real condominium building 100 and its condominium building 110 in the condominium financing system 1 of this embodiment. [Figure 12] This figure shows an example of output of a virtual reality 200 incorporating an image of the entire modeled real condominium building 100 and its condominium building 110 in the condominium financing system 1 of this embodiment. DETAILED DESCRIPTION OF THE INVENTION

[0018] The best mode for carrying out the present invention will be described below with reference to the drawings. However, this is merely an example, and the technical scope of the present invention is not limited to this example.

[0019] [Overview of Condominium Financing System 1] An overview of a condominium building financing system 1 according to one embodiment of the present invention will be described with reference to Fig. 1. Fig. 1 is a diagram for explaining the overview of a condominium building financing system 1 according to one embodiment of the present invention.

[0020] The condominium unit financing system 1 is a terminal 2, for example, a mobile terminal such as a handheld terminal, a smartphone, or a tablet terminal, or a wearable terminal such as a head-mounted display such as smart glasses or a smart watch.

[0021] The terminal 2 may be realized, for example, by one terminal device, or may be realized by a plurality of terminal devices, or may be realized by a virtual device such as a cloud computer.

[0022] Next, an outline of the processing executed by the unit building fund raising system 1 will be described. First, the sectional building fund raising system 1 divides the sectional building 110 operated by the operator by the tokens to be issued (step S1). Specifically, the system acquires the sales price data of the sectional building 110 operated by the operator and the token unit price data of the issued tokens, divides the sales price data or the price data obtained by applying a predetermined discount to the sales price of the sales price data, by a predetermined token unit price, and outputs the token unit price and the number of divisions to the terminal 2 in order to sell the tokens.

[0023] Next, the condominium building fundraising system 1 calculates the distribution yield from the condominium building 110 (step S2). Specifically, the condominium building fundraising system 1 calculates the amount obtained by the operator deducting his / her own profit from the income from the condominium building 110 as the yield to be distributed to token holders, and outputs this to the terminal 2.

[0024] Next, the condominium financing system 1 incorporates the entire real condominium building 100 and the condominium buildings 110 into which the condominium building 100 is divided into sections into virtual reality 200 and outputs the image (step S3). Specifically, the condominium financing system 1 acquires modeled images of the entire real condominium building 100 and the condominium buildings 110 into which the condominium building 100 is divided, incorporates them into virtual reality 200, and outputs the images to the terminal 2. The modeling may be 3D modeling using BIM, but may also be done using 3D-CAD or the like.

[0025] The above is an outline of the processing executed by the unit building fund raising system 1.

[0026] [System configuration of the building subdivision financing system 1] The system configuration of the unit building fund raising system 1 of this embodiment will be described with reference to FIG.

[0027] The condominium unit financing system 1 is a terminal 2, for example, a mobile terminal such as a handheld terminal, a smartphone, or a tablet terminal, or a wearable terminal such as a head-mounted display such as smart glasses or a smart watch.

[0028] The terminal 2 may be realized, for example, by one terminal device or by a plurality of terminal devices.

[0029] Terminal 2 is equipped with a control unit and a processing unit, such as a CPU (Central Processing Unit), GPU (Graphics Processing Unit), RAM (Random Access Memory), and ROM (Read Only Memory). The control unit issues execution commands to the processing unit, communication unit, input unit, output unit, and memory unit, which will be described later, and the processing unit calculates data and determines the calculation results.

[0030] The terminal 2 includes a device as a communication unit for enabling communication with other terminals, devices, etc. The communication method may be wireless or wired.

[0031] The terminal 2 is assumed to have, as an input unit, functions necessary for the user to operate the terminal 2. Examples of devices for realizing input include an LCD display that realizes a touch panel function, a keyboard, a mouse, a pen tablet, hardware buttons on the device, and a microphone for voice recognition. The present invention is not particularly limited in function depending on the input method.

[0032] The terminal 2 is assumed to have, as an output unit, functions necessary for the user to operate the terminal 2. Examples of output methods include display such as projection on a display unit such as an LCD display, a PC display, or a projector, and audio output. The present invention is not particularly limited in function by the output method.

[0033] The terminal 2 includes a storage unit for storing data such as a hard disk, semiconductor memory, recording medium, memory card, etc. The data may be stored in a cloud service, a database, etc.

[0034] The control unit cooperates with the processing unit to realize an acquisition unit 10 and a division unit 11. In addition, the control unit cooperates with the output unit to realize a first output unit 12, a second output unit 13, a third output unit 14, and a display unit.

[0035] The above is the system configuration of the condominium financing system 1.

[0036] [Building unit tokenization processing] The following describes the sectional building tokenization process executed by the sectional building fundraising system 1 with reference to Fig. 3. Fig. 3 is a diagram showing a flowchart of the sectional building tokenization process executed by the sectional building fundraising system 1 of this embodiment. As shown in Fig. 3, the sectional building tokenization process is made up of steps S11 to S13, which corresponds to step S1 described above.

[0037] First, the acquisition unit 10 of the terminal 2 acquires sales price data of a condominium managed by a business operator and token unit price data of tokens to be issued (step S11). Fig. 4 shows an example in which a condominium building 100 is composed of condominium buildings 110 (divisions 1 to 6), and division 1 has been tokenized. Fig. 5 shows an example in which division 2 of the condominium building 100 shown in Fig. 4 has been tokenized.

[0038] In step S11, specifically, as shown in Fig. 4, the acquisition unit 10 acquires the sales price data (75 million yen) set for the sectional building 110 (sectional 1) and the token unit price data (1 million yen) issued for the sectional building 110 (sectional 1) in order to tokenize the sectional building 110 (sectional 1) of a business operator that owns and operates rental apartments, rental offices, rental stores, etc. Note that the business operator in this specification also includes the owner who purchased the condominium, etc.

[0039] Tokenization of the building unit 110 refers to the process of converting the building unit 110 into a security token (ST), which is issued and managed on a distributed ledger (blockchain) based on a Security Token Offering (STO), thereby representing the real building unit 110 in a digital form that can be exchanged and traded via data communication.

[0040] In addition, in step S11, the sales price data and token unit price data may be obtained by the input unit of terminal 2 accepting input from the business operator, or may be obtained by the communication unit of terminal 2 via data communication, etc. from another terminal, computer, or device.

[0041] Next, the dividing unit 11 of the terminal 2 divides the sales price data or the price data obtained by applying a predetermined discount to the sales price of the sales price data at a predetermined token unit price (step S12). 4, the dividing unit 11 divides the sales price data (75 million yen) of the building section 110 (section 1) by the token unit price data (1 million yen) to calculate the number of tokens (75). Here, the discount amount may be input directly from the terminal 2 or the like.

[0042] In step S12, if a predetermined discount is set for the condominium 110, the division unit 11 divides the price data obtained by subtracting the predetermined discount from the sales price of the condominium 110 by a predetermined token unit price. Specifically, as shown in Figure 5, a predetermined discount (2 million yen) is set for the condominium 110 (division 2), so the price data (84 million yen) obtained by subtracting the predetermined discount (2 million yen) from the sales price data (86 million yen) is divided by the token unit price data (875,000 yen) to calculate the number of tokens (96). In Figure 5, the predetermined discount is expressed as an amount, but it goes without saying that it may also be expressed as a discount rate.

[0043] Next, the first output unit 12 of the terminal 2 outputs the token unit price and the divided number to the terminal 2 in order to sell the tokens (step S13). Specifically, the first output unit 12 outputs the token unit price acquired in the above-mentioned step S11 and the number of tokens calculated in the above-mentioned step S12. The output method is not particularly limited, and may be output on the display unit of the terminal 2 itself, or may be output as sound from a speaker or the like.

[0044] This completes the condominium tokenization process.

[0045] According to the condominium financing system 1, condominiums 110 operated by businesses are tokenized, and individual tokens can be set at a much more affordable price as a fraction of the original asset value, allowing more individual investors to participate in real estate investments with small investments, compared to real estate which generally requires large investments.

[0046] [Condominium Revenue Calculation Processing] The condominium profit calculation process executed by the condominium fund raising system 1 will be described with reference to Fig. 6. Fig. 6 is a diagram showing a flowchart of the condominium profit calculation process executed by the condominium fund raising system 1 of this embodiment. As shown in Fig. 6, the condominium profit calculation process is made up of steps S21 to S22, which correspond to step S2 described above.

[0047] First, the division unit 10 of the terminal 2 calculates the yield to be distributed to the holder of the token, which is the amount obtained by deducting its own profit from the income from the condominium (step S21). Figure 7 shows an example of calculating the income from the tokenized condominium 110 (division 1) of the condominium building 100 shown in Figure 4, and Figure 8 shows an example of calculating the income from the condominium 110 (division 2) of the condominium building 100 shown in Figure 5.

[0048] In step S21, specifically, for the condominium unit 100 (division 1) shown in Figure 7, the division unit 11 calculates the yield to be distributed to token holders by the operator of condominium unit 100 (division 1) as the amount (5.4 million yen) obtained by subtracting his own profit (600,000 yen) from the income (6 million yen) from condominium unit 110 (division 1).

[0049] In addition, for the condominium unit 100 (division 2) shown in Figure 8, the division unit 11 calculates the yield to be distributed to token holders by the operator of condominium unit 100 (division 2) as the amount (7.2 million yen) obtained by subtracting his own profit (800,000 yen) from the income (8 million yen) from condominium unit 110 (division 2).

[0050] The income from the above-mentioned condominium 110 and the operator's profits may be obtained by the input unit of terminal 2 accepting input from the operator, or may be obtained by the communication unit of terminal 2 via data communication, etc. from another terminal, computer or device.

[0051] In step S21, a distribution yield per token may be calculated. For example, in the building sectional 110 (section 1) shown in Fig. 7, the yield per token (7.2%) is calculated by dividing the yield (5.4 million yen) to be distributed to token holders by the number of tokens (75). Also, in the building sectional 110 (section 2) shown in Fig. 8, the yield per token (7.5%) is calculated by dividing the yield (7.2 million yen) to be distributed to token holders by the number of tokens (96).

[0052] Next, the second output unit 13 of the terminal 2 outputs the calculated yield (step S22). Specifically, the second output unit 13 outputs the yield to be distributed to the token holders calculated in the above-mentioned step S21. When the yield per token is calculated in the above-mentioned step S21, the second output unit 13 may output it. The output method is not particularly limited, and it may be output on its own display unit, or may be output as sound from a speaker or the like.

[0053] The above is the condominium income calculation process.

[0054] According to the condominium financing system 1, businesses cover their business expenses through the revenues of the tokenized condominiums 110, while token holders who have invested in the tokenized condominiums 110 are given a portion of the revenues of the condominiums 110 in proportion to the proportion of tokens they hold, thereby returning profits generated by the condominiums 110 to investors, making it possible to provide attractive yields to investors.

[0055] [Virtual reality output processing for compartmentalized buildings] The following describes the compartmentalized building virtual reality output process executed by the compartmentalized building fund raising system 1 with reference to Fig. 9. Fig. 9 is a diagram showing a flowchart of the compartmentalized building profit calculation process executed by the compartmentalized building fund raising system 1 of this embodiment. As shown in Fig. 9, the compartmentalized building profit calculation process is made up of steps S31 to S32, which corresponds to step S3 described above.

[0056] First, the acquisition unit 10 of the terminal 2 acquires an image modeled from the entire real condominium building 100 and the condominium buildings 110 obtained by dividing the condominium building 100 into sections (step S31). Specifically, the acquisition unit 10 acquires an image modeled from the entire real condominium building 100 (building A and building B) and the condominium buildings 110 as shown in Fig. 10, in order to incorporate the image into the virtual reality 200. The acquired image may be 3D modeled using BIM, or may be 3D modeled using 3D-CAD or the like.

[0057] In step S31, the entire actual condominium building 100 and an image modeling the condominium building 110 may be obtained by the input unit of terminal 2 accepting input from the business operator, or may be obtained by the communication unit of terminal 2 via data communication, etc. from another terminal, computer or device.

[0058] Next, the third output unit 14 of the terminal 2 incorporates the acquired image of the entire real condominium building 100 and a model of the condominium building 110 into a virtual reality 200 and outputs it to the terminal 2. Specifically, the third output unit 14 incorporates an image of the entire real condominium building 100 (Building A and Building B) as shown in Fig. 10 and a model of the condominium building 110 into the space of the virtual reality 200 as shown in Fig. 11, and outputs the virtual reality 200 as shown in Fig. 12. The output method is not particularly limited, and may be output to the display unit itself, or may be output as sound from a speaker or the like.

[0059] The virtual reality 200 may be a metaverse. In the virtual reality 200, a Vtuber may virtually view the entire incorporated real condominium building 100 or the condominium building 110 using an avatar.

[0060] The above is the compartmentalized building virtual reality output process.

[0061] According to the condominium financing system 1, the entire condominium building 100 that actually exists and its condominium building 110 are reproduced in the digital space of virtual reality 200, allowing business operators and individuals considering investment to tour the building through an experience that makes them feel as if they are actually there.In particular, even if the condominium building 100 is currently undergoing reconstruction, it is possible to make a detailed inspection as if walking around the actual space, and gain a deeper understanding of the appeal of the building and the condominium portion.

[0062] By using BIM to create precise digital models of existing condominium buildings as a whole and their individual units, businesses and individuals considering investing can go beyond physical constraints and easily form a concrete image of the building's overall appearance before reconstruction, as well as its internal structure and functionality.

[0063] The above-described means and functions are realized by a computer (including a CPU, an information processing device, and various terminals) reading and executing a predetermined program. The program is provided, for example, in the form of a cloud service or SaaS (Software as a Service) provided from one or more terminals via a network. The program is also provided, for example, in the form of a program recorded on a computer-readable recording medium. In this case, the computer reads the program from the recording medium, transfers it to an internal or external recording device, records it, and executes it. The program may also be pre-recorded on a recording device (recording medium) such as a magnetic disk, optical disk, or magneto-optical disk, and provided to the terminal from the recording device via a communication line.

[0064] Although the embodiments of the present invention have been described above, the present invention is not limited to these embodiments. Furthermore, the effects described in the embodiments of the present invention are merely a list of the most preferable effects resulting from the present invention, and the effects of the present invention are not limited to those described in the embodiments of the present invention. [Explanation of symbols]

[0065] 1 Condominium building financing system, 2 Terminal, 10 Acquisition unit, 11 Division unit, 12 First output unit, 13 Second output unit, 14 Second output unit, 100 Condominium building, 110 Condominium building, 200 Virtual reality

Claims

1. A building subdivision financing system for a business operator of a building subdivision to raise funds, an acquisition unit that acquires sales price data of the condominium unit operated by the business operator and token unit price data of the tokens to be issued; a dividing unit that divides the sales price data or price data obtained by applying a predetermined discount to the sales price of the sales price data by the token unit price data; a first output unit that outputs the token unit price and the divided number to a terminal in order to sell the tokens; A compartmentalized building financing system comprising:

2. The condominium financing system described in claim 1 further comprises a second output unit that outputs to the terminal the amount obtained by the operator deducting his or her own profit from the income from the condominium as the yield to be distributed to the token holders.

3. A condominium financing system as described in claim 1 or 2, further comprising a third output unit that outputs the entire real condominium building and condominium buildings divided into sections of the condominium building in virtual reality to a terminal.

4. The condominium financing system of claim 3, wherein the entire condominium building and the condominium are modeled using BIM.

5. A computer-implemented method for raising funds for a condominium operator, the method comprising: A step of acquiring sales price data of the condominium unit operated by the business operator and token unit price data of the tokens to be issued; Dividing the sales price data or price data obtained by applying a predetermined discount to the sales price of the sales price data by the token unit price data; outputting the token unit price and the divided number to a terminal in order to sell the tokens; A method of financing a condominium building.

6. On the computer, A step of acquiring sales price data of the condominium unit operated by the business operator and token unit price data of the tokens to be issued; Dividing the sales price data or price data obtained by applying a predetermined discount to the sales price of the sales price data by the token unit price data; outputting the token unit price and the divided number to a terminal in order to sell the tokens; A computer-readable program that executes

Images