Information processing system, information processing method, and program

Abstract

To make it possible to determine a destination of benefit from financial resources contributed in accordance with wishes of multiple individuals who wish to contribute the financial resources, such as funds and assets.SOLUTION: In a CPU 11 of a management server 1 constituting an information processing system, an acquisition unit 31 acquires, from among multiple individuals who wish to contribute specified financial resources, designation of a benefit object person to whom at least a portion of the financial resources will be provided, as benefit designation object information. The acquisition unit further acquires, from multiple benefit applicants, wishes to receive benefit of at least a portion of the financial resources as benefit desire information. Then, an output control unit 34, when providing at least a portion of the financial resources, outputs benefit condition information specifying benefit provision conditions based on the benefit designation object information and the benefit desire information.SELECTED DRAWING: Figure 3

Description

[Technical Field]

[0001] The present invention relates to an information processing system, an information processing method, and a program. [Background technology]

[0002] A technique has been proposed that assists in such work by reducing the burden of work involved in determining whether or not tax incentives or subsidy systems are applicable (for example, Patent Document 1). [Prior art documents] [Patent documents]

[0003] [Patent Document 1] Japanese Patent Application Publication No. 2019-67051 Summary of the Invention [Problem to be solved by the invention]

[0004] No mechanism has been proposed for determining the recipient of contributed financial resources such as funds or assets in accordance with the wishes of multiple parties who wish to contribute such resources.

[0005] The present invention has been made in light of the above circumstances, and aims to enable the recipient of contributed financial resources such as funds and assets to be determined in accordance with the wishes of multiple people who wish to contribute such resources. [Means for solving the problem]

[0006] In order to achieve the above-mentioned object, one aspect of the present invention is an information processing system comprising: a designated benefit recipient information acquisition means for acquiring, from each of a plurality of persons who wish to contribute specified financial resources, the designation of a recipient to receive at least a portion of the financial resources as designated benefit recipient information; a benefit desire information acquisition means for acquiring, from a plurality of persons, the desire to receive at least a portion of the financial resources as benefit desire information; and a benefit condition information output means for outputting, when at least a portion of the financial resources are to be provided, benefit condition information that defines the conditions for the benefit based on the designated benefit recipient information and the benefit desire information.

[0007] An information processing method and a program corresponding to the information processing system according to one aspect of the present invention are also provided as an information processing method and a program corresponding to the information processing system according to one aspect of the present invention. [Effects of the Invention]

[0008] According to the present invention, it is possible to determine the recipient of contributed financial resources such as funds and assets in accordance with the wishes of a plurality of people who wish to contribute such resources. [Brief explanation of the drawings]

[0009] [Figure 1] 1 is a diagram illustrating an example of the overall configuration of an information processing system according to an embodiment of the present invention. [Figure 2] 2 is a block diagram showing an example of a hardware configuration of a management server that constitutes the information processing system of FIG. 1. FIG. [Figure 3] 2 is a functional block diagram showing an example of the functional configuration of each of a management server, a contribution seeker terminal, and a benefit seeker terminal that constitute the information processing system of FIG. 1. FIG. [Figure 4] 10 is a flowchart showing an example of a flow of processing up to outputting payment condition information to a payment seeker terminal, among the processing of the management server; [Figure 5] This is an image diagram showing an overview of this service. [Figure 6]This is an illustration of how scholarships funded by financial resources collected as bequest donations are awarded to recipients. DETAILED DESCRIPTION OF THE INVENTION

[0010] Hereinafter, this embodiment will be described with reference to the drawings. <Information Processing System S> FIG. 1 is a diagram showing an example of the overall configuration of an information processing system S according to one embodiment of the present invention. An information processing system S according to one embodiment of the present invention is an information processing system applied to a service that supports the determination of recipients of financial resources such as funds and assets (hereinafter referred to as "financial resources") in accordance with the wishes of those who wish to contribute those resources. Hereinafter, those who wish to contribute financial resources will be referred to as "contribution applicants," and those who wish to receive financial resources will be referred to as "benefit applicants." Furthermore, such services provided to contribution applicants and benefit applicants will be referred to as "this service."

[0011] In this embodiment, a "contribution candidate" refers to an individual, company, organization, etc. that wishes to contribute financial assets, and a "benefit candidate" refers to a student attending an educational institution such as a university, or a person who wishes to attend such institution, who also wishes to receive a grant of financial assets. In this embodiment, the "provision of financial resources" refers to the provision of a scholarship.

[0012] The information processing system S is configured by connecting a management server 1, contribution seeker terminals 2-1 to 2-n (n is an integer value of 1 or greater), benefit seeker terminals 3-1 to 3-m (m is an integer value of 1 or greater), and a financial resources management system 4 via a network N. The network N is, for example, the Internet, a LAN (Local Area Network), or a VPN (Virtual Private Network). Hereinafter, when there is no need to explain each of the contribution seeker terminals 2-1 to 2-n individually, they will be collectively referred to as the "contribution seeker terminal 2." Furthermore, when there is no need to explain each of the benefit seeker terminals 3-1 to 3-m individually, they will be collectively referred to as the "benefit seeker terminal 3."

[0013] (Management Server 1) The management server 1 is an information processing device that serves as a server that manages the entire information processing system S. The management server 1 is managed by the person providing this service. The management server 1 is capable of executing predetermined application programs that make the information processing system S available. The management server 1 is capable of acquiring various information transmitted from the contribution seeker terminal 2, the benefit seeker terminal 3, and the financial resources management system 4, and performing various processes. The management server 1 also transmits various information to the contribution seeker terminal 2, the benefit seeker terminal 3, and the financial resources management system 4, and is capable of performing various processes.

[0014] For example, the management server 1 acquires information (hereinafter referred to as "designated recipient information") regarding the designation of a person to receive at least a portion of financial resources (designated financial resource recipient; hereinafter referred to as "beneficiary") from each of the multiple willing contributors. Specifically, the management server 1 acquires the designated recipient information transmitted from each of the multiple willing contributor terminals 2 operated by each of the multiple willing contributors. The designated recipient information includes, for example, information designating a student attending a specific educational institution as a recipient of the financial resources, or information designating a student attending an educational institution to obtain a specific qualification as a recipient of the financial resources. The designated recipient information also includes, for example, information designating a student with a specific family background (or physical condition) as a recipient of the financial resources, or information designating a student seeking employment in a specific field (or a specific company, etc.) as a recipient of the financial resources. The "financial resources" referred to here may also include investment gains based on the financial resources.

[0015] The management server 1 stores and manages the acquired designated benefit recipient information in a predetermined database. The management server 1 also acquires information regarding the desire to receive at least a portion of financial resources from each of the multiple benefit seekers (financial resource benefit desire information; hereinafter referred to as "benefit desire information"). Specifically, the management server 1 acquires the benefit desire information transmitted from each of the multiple benefit seeker terminals 3. The benefit desire information includes, for example, the benefit seeker's personal information (name, address, age, gender, educational institution attended, family circumstances, physical circumstances, income (or parents' income), etc.), the qualifications they wish to obtain, the occupation they wish to pursue (company, etc.), the dreams they wish to realize, the country or region they wish to study in, etc. The management server 1 stores and manages the acquired benefit desire information in a predetermined database.

[0016] When providing at least a portion of financial resources to a grantee, the management server 1 generates information defining the conditions for the grant (financial resource grant condition information; hereinafter referred to as "grant condition information") based on the designated grantee information and grant request information. The management server 1 then outputs the generated grant condition information and designated grantee information to the grantee terminal 3. For example, if the financial resources are contributed to the grant of a scholarship, the "grant conditions" include conditions related to the selection of the scholarship grantee and conditions related to the setting of the scholarship grant amount. Specifically, for example, grant condition information defining the conditions such as "A scholarship of XX yen will be provided to a first-year student attending XX University (or a high school student who has been accepted into XX University), who wishes to work for XX Corporation, and who is from a single-parent household or a single-parent household" is generated. This allows the recipient of contributed financial resources to be determined according to the wishes of the contributor.

[0017] The management server 1 also acquires information indicating the management status of financial resources (management status information; hereinafter referred to as "management status information"). The management status information includes, for example, information such as the management yield of financial resources and the management period of financial resources, and is information acquired, for example, from the financial resource management system 4. Having acquired the management status information, the management server 1 causes the benefit seeker terminal 3 to output benefit condition information based on the management status information. This allows the conditions for payment to be set according to investment returns, so for example, if the contribution of financial resources is to provide scholarships, the decision on whether to accept scholarship applications, the number of recipients, the amount of scholarships to be provided, etc. can be set according to investment returns. As a result, for example, if there is no investment return or the investment return is small, scholarship applications will not be accepted, but if there is investment return, scholarship applications will be accepted within the scope of the investment return. In this case, it is possible to protect the financial resources contributed by those who wish to contribute.

[0018] Furthermore, the management server 1 outputs the benefit desire information to the contribution wisher terminal 2 based on the acquired benefit desire information. Here, there are no particular limitations on how the benefit desire information is output to the contribution wisher. For example, benefit desire information individually specified by the contribution wisher may be output, or benefit desire information selected by the contribution wisher from a selection of options may be output. Furthermore, the contribution wisher may be able to search for and output benefit desire information. This makes it possible to solicit contributors based on their benefit wish information. For example, it is possible to allow contributors to easily output their benefit wish information via a specified platform (hereinafter referred to as "this platform") that collects benefit wish information.

[0019] Furthermore, the management server 1 outputs the designated benefit recipient information to the benefit seeker based on the acquired designated benefit recipient information. Here, there is no particular limitation on how the designated benefit recipient information is output to the benefit seeker. For example, the designated benefit recipient information may be output when the benefit seeker applies. Furthermore, the benefit seeker may be able to search for and output the designated benefit recipient information. This will enable the recruitment of recipients based on the designated recipient information. For example, it will be possible for recipients to easily output the designated recipient information via this platform, which further aggregates the designated recipient information.

[0020] The management server 1 also acquires information from the prospective contributor regarding the designation of the management method of financial resources (hereinafter referred to as "management method designation information"). The management method of financial resources includes, for example, whether or not a management period is set, whether or not funds can be withdrawn, and the right to name the fund. Based on the acquired management method designation information, the management server 1 generates information for instructing the management of financial resources (hereinafter referred to as "management instruction information") and transmits it to the financial resources management system 4.

[0021] (Contribution Applicant Terminal 2) The contribution wisher terminal 2 is an information processing device operated by a contribution wisher who uses this service. The contribution wisher terminal 2 is configured, for example, as a smartphone, tablet terminal, personal computer, etc. The contribution wisher terminal 2 is capable of executing a predetermined application program that enables use of the information processing system S.

[0022] The contribution wisher terminal 2 is capable of performing various processes based on various information transmitted from the management server 1 and from the outside, and various information input by the contribution wisher. The contribution wisher terminal 2 is also capable of transmitting various information to the management server 1 and from the outside. For example, the contribution wisher terminal 2 transmits the designated benefit recipient information input by the contribution wisher to the management server 1. For example, the contribution wisher terminal 2 transmits the management method designation information input by the contribution wisher to the management server 1. For example, the contribution wisher terminal 2 acquires the benefit desire information transmitted from the management server 1 and displays it on a display or the like.

[0023] (Payment applicant terminal 3) The benefit seeker terminal 3 is an information processing device operated by a benefit seeker who uses this service. The benefit seeker terminal 3 is configured, for example, as a smartphone, a tablet terminal, a personal computer, etc. The benefit seeker terminal 3 is capable of executing a predetermined application program that enables use of the information processing system S.

[0024] The benefit seeker terminal 3 is capable of performing various processes based on various information transmitted from each of the management server 1 and the outside, and various information input by the operation of the benefit seeker. The benefit seeker terminal 3 is also capable of transmitting various information to each of the management server 1 and the outside. For example, the benefit seeker terminal 3 transmits benefit desire information input by the benefit seeker to the management server 1. For example, the benefit seeker terminal 3 also acquires benefit condition information transmitted from the management server 1 and displays it on a display or the like. For example, the benefit seeker terminal 3 also acquires benefit designated recipient information transmitted from the management server 1 and displays it on a display or the like.

[0025] (Financial Resource Management System 4) The financial resources management system 4 is an external system managed by a trustee who manages financial resources based on a trust from one or more potential contributors, and is connected to the information processing system S via a network N. The financial resources management system 4 performs various processes to distribute investment profits obtained by managing the entrusted financial resources for a predetermined period to the potential contributors. Specifically, the financial resources management system 4 manages financial resources based on investment instruction information sent from the management server 1.

[0026] The above-described processing by each of the management server 1, contribution seeker terminal 2, and benefit seeker terminal 3 that constitute the information processing system S is one example. In addition, since the information processing system S as a whole is required to have the functions to realize the above-described processing, some or all of the functions to realize the above-described processing may be shared or cooperated within the information processing system S.

[0027] For example, some or all of the functions of the management server 1 may be functions of other information processing devices in the information processing system S. Also, some or all of the functions of other information processing devices in the information processing system S may be functions of the management server 1. Furthermore, some or all of the functions of the management server 1 may be transferred to other servers (not shown). This promotes processing in the information processing system S as a whole and also makes it possible for processes to complement each other.

[0028] <Hardware configuration> (Hardware configuration of Management Server 1) FIG. 2 is a block diagram showing an example of the hardware configuration of the management server 1 that constitutes the information processing system S of FIG. The management server 1 includes a CPU (Central Processing Unit) 11, a ROM (Read Only Memory) 12, a RAM (Random Access Memory) 13, a bus 14, an input / output interface 15, an output unit 16, an input unit 17, a memory unit 18, a communication unit 19, and a drive 20.

[0029] The CPU 11 executes various processes in accordance with programs recorded in the ROM 12 or programs loaded from the storage unit 18 into the RAM 13. The RAM 13 also stores data and the like required for the CPU 11 to execute various processes. The CPU 11, the ROM 12, and the RAM 13 are interconnected via a bus 14. An input / output interface 15 is also connected to this bus 14.

[0030] The input / output interface 15 is connected to an output unit 16, an input unit 17, a storage unit 18, a communication unit 19, and a drive 20. The output unit 16 is composed of a display, a speaker, etc., and outputs various types of information as images and sounds. The input unit 17 is composed of a keyboard, a mouse, a touch panel, etc., and accepts input of various types of information. The storage unit 18 is composed of a hard disk, a DRAM (Dynamic Random Access Memory), etc., and stores various types of data. The communication unit 19 communicates with other devices via the above-mentioned network N, which is composed of the Internet, etc.

[0031] Removable media 21, such as a magnetic disk, optical disk, magneto-optical disk, or semiconductor memory, is appropriately attached to the drive 20. Programs read from the removable media 21 by the drive 20 are installed in the storage unit 18 as needed. The removable media 21 can also store various data stored in the storage unit 18 in the same way as the storage unit 18.

[0032] (Hardware configuration of contribution applicant terminal 2 and benefit applicant terminal 3) Although not shown, the contribution seeker terminal 2 and the benefit seeker terminal 3 have the same hardware configuration as the management server 1 shown in Fig. 2. That is, the contribution seeker terminal 2 and the benefit seeker terminal 3 each have a CPU, ROM, RAM, bus, input / output interface, output unit, input unit, memory unit, communication unit, drive, and removable media, which correspond to the CPU 11, ROM 12, RAM 13, bus 14, input / output interface 15, output unit 16, input unit 17, memory unit 18, communication unit 19, drive 20, and removable media 21, respectively, in Fig. 2.

[0033] <Functional configuration> (Management Server 1 Functional Configuration) FIG. 3 is a functional block diagram showing an example of the functional configuration of each of the management server 1, the contribution seeker terminal 2, and the benefit seeker terminal 3 that constitute the information processing system S of FIG. In operation, the CPU 11 of the management server 1 functions as an acquisition unit 31 serving as a designated benefit recipient information acquisition means, a benefit desire information acquisition means, and an investment status information acquisition means, and a management unit 32. Also functioning are a generation unit 33 serving as an investment instruction information generation means, an output control unit 34 serving as a benefit condition information output means, a benefit desire information output means, and a designated benefit recipient information output means, and a transmission control unit 35.

[0034] Furthermore, various databases are provided in the storage unit 18 of the management server 1. For example, a designated benefit recipient DB 41 that stores designated benefit recipient information, a benefit desire DB 42 that stores benefit desire information, and a benefit condition DB 43 that stores benefit condition information are provided. Also provided are an investment status DB 44 that stores investment status information, an investment method designation DB 45 that stores investment method designation information, and an investment instruction DB 46 that stores investment instruction information.

[0035] The acquisition unit 31 acquires various types of information. For example, the acquisition unit 31 acquires information such as designated benefit recipient information, desired benefit information, investment status information, investment method designation information, and investment instruction information.

[0036] The management unit 32 manages various types of information stored in each of the various databases of the storage unit 18. For example, the management unit 32 manages designated benefit recipient information stored in the designated benefit recipient DB 41. The management unit 32 also manages benefit desire information stored in the benefit desire DB 42. The management unit 32 also manages benefit condition information stored in the benefit condition DB 43. The management unit 32 also manages investment status information stored in the investment status DB 44. The management unit 32 also manages investment method designation information stored in the investment method designation DB 45. The management unit 32 also manages investment instruction information stored in the investment instruction DB 46.

[0037] The generation unit 33 generates various types of information. For example, the generation unit 33 generates benefit condition information based on the acquired benefit designation target information and benefit desire information. The generation unit 33 also generates investment instruction information based on the acquired investment method designation information.

[0038] The output control unit 34 controls the output of various types of information to the contribution seeker terminal 2 and the benefit seeker terminal 3. For example, the output control unit 34 controls the output of information such as benefit desire information to the contribution seeker terminal 2. Furthermore, for example, the output control unit 34 controls the output of information such as benefit condition information and designated benefit recipient information to the benefit seeker terminal 3.

[0039] The transmission control unit 35 controls the transmission of various types of information via the communication unit 19. Specifically, the transmission control unit 35 controls the transmission of various types of information to each of the contribution seeker terminal 2, the benefit seeker terminal 3, and the financial resources management system 4. For example, the transmission control unit 35 controls the transmission of information such as benefit desire information to the contribution seeker terminal 2. Furthermore, for example, the transmission control unit 35 controls the transmission of information such as benefit condition information and designated benefit recipient information to the benefit seeker terminal 3.

[0040] (Functional configuration of the Contribution Applicant Terminal 2) In the CPU of the contribution seeker terminal 2, an acquisition unit 51, a display control unit 52, and a transmission control unit 53 function when the CPU is in operation.

[0041] The acquisition unit 51 acquires various types of information. For example, the acquisition unit 51 acquires various types of information transmitted from the management server 1 and externally to the contribution wisher terminal 2. Examples of information transmitted from the management server 1 include benefit request information. The acquisition unit 51 also acquires information whose input is accepted by the input unit. Examples of information whose input is accepted by the input unit include benefit designation recipient information and management method designation information.

[0042] The display control unit 52 controls the display of various information. Specifically, the display control unit 52 controls the display of various information on a display of the output unit, etc. For example, the display control unit 52 controls the display of information such as benefit request information on a display of the output unit, etc.

[0043] The transmission control unit 53 controls the transmission of various information via the communication unit. For example, the transmission control unit 53 controls the transmission of information such as designated benefit recipient information and management method designation information to the management server 1.

[0044] (Functional configuration of benefit seeker terminal 3) In the CPU of the benefit seeker terminal 3, an acquisition unit 71, a display control unit 72, and a transmission control unit 73 function when the CPU is operating.

[0045] The acquisition unit 71 acquires various types of information. For example, the acquisition unit 71 acquires various types of information transmitted from the management server 1 or externally to the benefit seeker terminal 3. Examples of the information transmitted from the management server 1 include designated benefit recipient information and benefit condition information. The acquisition unit 71 also acquires information whose input is accepted by the input unit. Examples of the information whose input is accepted by the input unit include benefit request information.

[0046] The display control unit 72 controls the display of various information. Specifically, the display control unit 72 controls the display of various information on the display of the output unit, etc. For example, the display control unit 72 controls the display of information such as designated benefit recipient information and benefit condition information on the display of the output unit, etc.

[0047] The transmission control unit 73 controls the transmission of various information via the communication unit. For example, the transmission control unit 73 controls the transmission of information such as benefit request information to the management server 1.

[0048] <Processing flow of Management Server 1> FIG. 4 is a flowchart showing an example of the flow of processing up to outputting the payment condition information to the payment seeker terminal 3, among the processing of the management server 1. When the designated benefit recipient information is transmitted from each of the plurality of contribution wisher terminals 2 (YES in step S1), the acquisition unit 31 of the management server 1 acquires the transmitted designated benefit recipient information (step S2). The designated benefit recipient information acquired by the acquisition unit 31 is stored in a database and managed by the management unit 32 of the management server 1. On the other hand, when the designated benefit recipient information has not been transmitted (NO in step S1), the acquisition unit 31 repeats the judgment process of step S1 until the designated benefit recipient information is transmitted.

[0049] When benefit desire information is transmitted from each of the plurality of benefit desirer terminals 3 (YES in step S3), the acquisition unit 31 of the management server 1 acquires the transmitted benefit desire information (step S4). The benefit desire information acquired by the acquisition unit 31 is stored in a database and managed by the management unit 32. On the other hand, when benefit desire information has not been transmitted (NO in step S3), the acquisition unit 31 repeats the judgment process of step S3 until benefit desire information is transmitted.

[0050] The generation unit 33 of the management server 1 generates benefit condition information based on the acquired benefit designation target information and benefit desire information (step S5). The output control unit 34 of the management server 1 outputs the generated benefit condition information to the benefit desirer terminal 3 (step S6).

[0051] <Example> Figure 5 is an image showing an overview of this service. 5 shows a foundation 200 that operates as a business providing scholarships to one or more grant recipients 410 selected from one or more grant seekers 400, using the investment profits from financial resources contributed by one or more contributors 100. Also shown is a trustee 300 that manages the financial resources based on a trust from the foundation 200. Although not shown, the contributors 100 operate a contributor terminal 2 (see FIG. 1), and the grant seekers 400 operate a grant seeker terminal 3 (see FIG. 1). The trustee 300 also manages a financial resources management system 4.

[0052] Each of one or more contributors 100 provides designated benefit recipient information to this service via a platform 500 that makes this service available. The platform 500 is a platform whose administrative work has been outsourced by the incorporated foundation 200. The designated benefit recipient information provided to this service is provided to the benefit seeker 400 via the platform 500. Furthermore, each of one or more contributors 400 provides benefit desire information to this service via the platform 500. The provided benefit desire information is provided to the contributor via the platform 500.

[0053] In addition, the trustee 300 provides the foundation 200 with operational status information. The foundation 200 provides the service with designated benefit recipient information, benefit desire information, and operational status information. In the service, benefit condition information is generated based on the provided designated benefit recipient information, benefit desire information, and operational status information. The generated benefit condition information and the acquired designated benefit recipient information are provided to one or more benefit seekers 400 via the platform 500.

[0054] Furthermore, each of one or more would-be contributors 100 provides investment method designation information to the service via the platform 500. In the service, investment instruction information is generated based on the provided investment method designation information. The generated investment instruction information is presented to the trustee 300. The trustee 300 manages the financial resources entrusted to it by the incorporated foundation 200 based on the presented investment instruction information.

[0055] The trustee 300 returns the investment profits obtained by managing the entrusted financial resources to the incorporated foundation 200 as dividends. The incorporated foundation 200, which receives the dividends from the investment profits of the financial resources, selects one or more recipients 410 from one or more grant applicants 400. The incorporated foundation 200 then provides scholarships to the selected recipients 410 via the platform 500. Here, the amount of the scholarship provided to the recipient 410 is determined within the range of the investment profits of the financial resources. In other words, if no investment profits are obtained from the financial resources, the scholarship will not be provided and therefore no recipient 410 will be selected.

[0056] <Advantageous Effects of the Present Embodiment> According to the above-described embodiment, it is possible to determine the recipient of contributed financial resources such as funds and assets in accordance with the wishes of a plurality of people who wish to contribute such resources.

[0057] <Other embodiments> While one embodiment of the present invention has been described above, the present invention is not limited to the above embodiment, and modifications and improvements within the scope of achieving the object of the present invention are encompassed within the scope of the present invention. For example, in the specific example shown in Figure 5, the scholarship provided to the recipient is funded by the investment gains of financial resources contributed by the potential contributor. Therefore, if no investment gains are expected, the scholarship will not be provided. However, the source of the scholarship is not limited to the investment gains of financial resources. Part or all of the financial resources contributed by the potential contributor can be used as the scholarship fund, regardless of whether or not there is investment gain. In this case, the financial resources may be collected as a bequest, for example. A bequest refers to the donation of part or all of the estate to a purpose such as social contribution, based on the will of the deceased. Below, we will explain a specific example in which a scholarship funded by financial resources collected as a bequest is provided to a recipient.

[0058] Figure 6 shows an example of how scholarships funded by financial resources collected as bequest donations are awarded to recipients. Figure 6 shows a foundation 200 that provides scholarships to one or more recipients 410 selected from one or more grant applicants 400, using financial resources contributed based on the wills of one or more deceased contributors 100.

[0059] Each of one or more contributors 100 provides designated beneficiary information to the Service via a platform 500 that makes the Service available. Here, the timing at which each of one or more contributors 100 provides designated beneficiary information to the Service is not particularly limited. For example, each of one or more contributors 100 may provide designated beneficiary information to the Service while they are still alive. Furthermore, after each of one or more contributors 100 has passed away, their surviving family members may provide designated beneficiary information to the Service based on the will of the deceased.

[0060] Furthermore, each of the one or more grant seekers 400 provides grant desire information to the service via the platform 500. In the service, grant condition information is generated based on the provided grant designation recipient information and grant desire information. The generated grant condition information and the acquired grant designation recipient information are provided to the one or more grant seekers 400 via the platform 500. The incorporated foundation 200 selects one or more grant recipients 410 from the one or more grant seekers 400. The incorporated foundation 200 then provides scholarships to the selected grant recipients 410 via the platform 500.

[0061] In the specific examples of Figures 5 and 6 described above, the contributor 100 is an individual, and the financial resources contributed by the contributor 100 are collected and managed by the incorporated foundation 200; however, the present invention is not limited to this. For example, the contributor 100, who is an individual, may personally entrust the platform 500 with the work of selecting recipients and providing scholarships. Alternatively, for example, the financial resources contributed by the contributor 100 may be collected and managed by an incorporated association such as a company. Furthermore, the incorporated association such as a company may individually entrust the platform 500 with the work of selecting recipients and providing scholarships as the contributor 100.

[0062] <Other> Furthermore, the above-described series of processes can be executed by hardware or software. In other words, the above-described functional configuration is merely an example and is not particularly limited. In other words, it is sufficient for the information processing system to be provided with a function that can execute the above-described series of processes as a whole, and the type of functional block used to realize this function is not particularly limited to the above-described example.

[0063] The location of the functional blocks is not particularly limited and may be arbitrary. For example, the functional blocks of the management server 1 may be transferred to another device, or the functional blocks of another device may be transferred to a server. Furthermore, one functional block may be configured as a single piece of hardware, a single piece of software, or a combination of both.

[0064] When a series of processes is executed by software, the programs constituting the software are installed onto a computer or the like from a network or a recording medium. The computer may be a computer incorporated into dedicated hardware. The computer may also be a computer capable of executing various functions by installing various programs, such as a server, a general-purpose smartphone, or a personal computer.

[0065] The recording medium containing such a program may be configured as a removable medium (not shown) that is distributed separately from the device main body in order to provide the program to users, etc., or may be configured as a recording medium that is pre-installed in the device main body and provided to users, etc. Since the program can be distributed via a network, the recording medium may be installed in or accessible from a computer that is connected or connectable to the network.

[0066] In this specification, the steps describing the program recorded on the recording medium include not only processes that are performed in chronological order, but also processes that are not necessarily performed in chronological order but are performed in parallel or individually. Also, in this specification, the term "system" means an overall device composed of multiple devices or multiple means, etc.

[0067] In other words, the information processing system to which the present invention is applied can take various forms having the following configurations. (1) That is, the information processing system S to which the present invention is applied includes a grant designation recipient information acquisition means (e.g., grant recipient 410 in FIG. 5; for example, a student at an educational institution) that acquires, as grant designation recipient information, designation of a recipient (e.g., grant recipient 410 in FIG. 5; for example, a student at an educational institution) to whom at least a portion of the financial resources (which may include investment profits based on the financial resources) will be granted (e.g., scholarship provision, etc.) from each of a plurality of persons (e.g., the contributors 100 in FIG. 5; for example, an individual, a company, an organization, etc.) who wish to contribute predetermined financial resources (e.g., funds, assets, etc.). 3) that acquires benefit request information from a plurality of persons (e.g., benefit requesters 400 in FIG. 5) as benefit request information, and benefit condition information output means (e.g., output control unit 34 in FIG. 3) that, when at least a portion of the financial resources is to be provided, outputs benefit condition information that defines the conditions for the benefit based on the benefit designated recipient information and the benefit request information. This makes it possible to determine to whom financial resources such as funds and assets (financial resources) will be provided in accordance with the wishes of multiple people who wish to contribute such financial resources.

[0068] (2) In addition, the system may further include an investment status information acquisition means (e.g., acquisition unit 31 in Figure 3) for acquiring investment status information indicating the investment status of the financial resources (e.g., investment yield, investment performance period, etc.), and the benefit condition information output means may output the benefit condition information based further on the investment status information.

[0069] (3) In addition, the system may further include a benefit desire information output means (e.g., output control unit 34 in FIG. 3) that outputs (e.g., presents specified options, outputs search results, etc.) the benefit desire information to those who wish to contribute the financial resources based on the benefit desire information.

[0070] (4) In addition, the system may further include a designated recipient information output means (e.g., output control unit 34 in Figure 3) that outputs the designated recipient information (e.g., presenting application options, outputting search results, etc.) to those who wish to receive at least a portion of the financial resources based on the designated recipient information.

[0071] (5) Also, an operation method designation information acquisition means (for example, the acquisition unit 31 in FIG. 3) for acquiring operation method designation information designating an operation method of the financial resources from a person who wishes to contribute the financial resources; The investment management system may further include investment instruction information generating means (for example, the generating unit 33 in FIG. 3) for generating investment instruction information for the financial resources based on the investment method designation information.

[0072] Furthermore, the information processing method to which the present invention is applied can take various forms having the following configurations. (6) In other words, the information processing method to which the present invention is applied is an information processing method including the steps of: acquiring, from each of a plurality of persons who wish to contribute specified financial resources, designation of a recipient to whom at least a portion of the financial resources will be provided as designated benefit recipient information; acquiring, from the plurality of persons, a desire to provide at least a portion of the financial resources as benefit desire information; and, when providing at least a portion of the financial resources, outputting benefit condition information that defines the conditions for the benefit based on the designated benefit recipient information and the benefit desire information.

[0073] Furthermore, the program to which the present invention is applied can take various forms having the following configurations. (7) In other words, the program to which the present invention is applied is a program that executes information processing, which causes an information processing system (for example, information processing system S in Figure 1) to acquire, from each of a plurality of persons who wish to contribute specified financial resources, the designation of a recipient to whom at least a portion of the financial resources will be provided as designated recipient information, acquire, from the plurality of persons, the desire to provide at least a portion of the financial resources as benefit desire information, and, when providing at least a portion of the financial resources, output benefit condition information that defines the conditions for the benefit based on the designated recipient information and the benefit desire information. [Explanation of symbols]

[0074] 1: Management server, 2: Contribution applicant terminal, 3: Benefit applicant terminal, 4: Financial resource management system, 11: CPU, 16: Output unit, 17: Input unit, 18: Memory unit, 19: Communication unit, 31: Acquisition unit, 32: Management unit, 33: Output control unit, 34: Generation unit, 35: Transmission control unit, 51: Acquisition unit, 52: Display control unit, 53: Transmission control unit, 71: Acquisition unit, 72: Display control unit, 73: Transmission control unit, S: Information processing system, N: Network

Claims

1. a designated recipient information acquisition means for acquiring, from each of a plurality of persons who wish to contribute predetermined financial resources, a designation of a recipient to whom at least a portion of the financial resources will be provided as designated recipient information; a benefit request information acquisition means for acquiring, from a plurality of persons, requests for the provision of at least a portion of the financial resources as benefit request information; a benefit condition information output means for outputting benefit condition information that defines the conditions for the benefit based on the benefit designation target information and the benefit wish information when at least a portion of the financial resources is to be provided; An information processing system comprising:

2. Further, the financial resources management system includes an operation status information acquisition means for acquiring operation status information indicating the operation status of the financial resources, The payment condition information output means outputs the payment condition information further based on the operation status information. The information processing system according to claim 1 .

3. and a benefit desire information output means for outputting the benefit desire information to a person who desires to contribute financial resources based on the benefit desire information. The information processing system according to claim 1 .

4. Further provided is a designated recipient information output means for outputting the designated recipient information to a person who wishes to receive at least a portion of the financial resources based on the designated recipient information. The information processing system according to claim 1 .

5. an operation method designation information acquisition means for acquiring operation method designation information designating an operation method of the financial resources from a person who wishes to contribute the financial resources; Further, the system includes an investment instruction information generating means for generating investment instruction information for the financial resources based on the investment method designation information. The information processing system according to claim 1 .

6. A step of acquiring, from each of a plurality of persons who wish to contribute predetermined financial resources, designation of a recipient to whom at least a portion of the financial resources will be provided as benefit designation recipient information; acquiring, from a plurality of persons, wishes to receive at least a portion of the financial resources as benefit wish information; When providing at least a portion of the financial resources, outputting benefit condition information that defines the conditions for the benefit based on the benefit designation target information and the benefit desire information; An information processing method including:

7. Information processing systems, acquiring, from each of a plurality of persons who wish to contribute predetermined financial resources, designation of a recipient to whom at least a portion of the financial resources will be provided as designated recipient information; obtaining, from a plurality of persons, wishes for the provision of at least a portion of the financial resources as benefit wish information; When providing at least a portion of the financial resources, outputting benefit condition information that defines the conditions for the benefit based on the benefit designated recipient information and the benefit desire information. A program that performs information processing.

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