J-Credit reservation right transaction intermediation device and J-Credit reservation right transaction intermediation method

Abstract

To provide a J-Credit reservation right transaction intermediation device and a J-Credit reservation right transaction intermediation method that can facilitate the reduction of greenhouse gas emissions. [Solution] The J credit reservation right trading intermediary device 10 comprises a planned value information receiving processing unit 132 that inputs planned value information related to future planned values ​​for the amount of J credit to be created from a first terminal, a deposit processing unit 133 that generates virtual planned J credits in a first virtual J credit account according to the planned value information received by the planned value information receiving processing unit 132, an order receiving processing unit 134 that receives first sell order information for virtual planned J credits from the first terminal and receives first buy order information for virtual planned J credits from the second terminal, and a transaction contracting processing unit 135 that contracts a transaction according to the first sell order information and the first buy order information and moves virtual planned J credits from the first virtual J credit account to the second virtual J credit account according to the first sell order information and the first buy order information.

Description

[Technical field]

[0001] The present invention relates to a J Credit reservation right transaction intermediation device and a J Credit reservation right transaction intermediation method. [Background technology]

[0002] Conventionally, an intermediation device that mediates J-Credit transactions has been known (for example, Patent Document 1, etc.). In Patent Document 1, an account for J-Credit transactions is created based on the J-Credit account information held by the seller and the J-Credit account information held by the buyer, and transactions are conducted using wallet information associated with that account, thereby enabling simple transactions of J-Credits. [Prior art documents] [Patent documents]

[0003] [Patent Document 1] JP 2024-016795 A Summary of the Invention [Problem to be solved by the invention]

[0004] Incidentally, in order to receive J-Credit certification and registration, one must first submit a project plan to the J-Credit Scheme Certification Committee and register the project, then carry out activities to reduce greenhouse gas emissions such as carbon dioxide by, for example, introducing energy-saving equipment, monitor the results, and report them for verification by the Certification Committee. In other words, a considerable amount of time is required from the time investments are actually made to reduce greenhouse gas emissions until the project is actually certified and registered as a J-Credit due to the need for monitoring, report preparation, and verification. As a result, small and medium-sized businesses with limited financial resources have had problems in that if the period between making an upfront investment and utilizing the certified and registered J Credits is long, it becomes difficult for them to manage their finances, making it difficult for them to take measures to reduce greenhouse gas emissions.

[0005] An object of the present invention is to provide a J Credit reservation right trading intermediation device and a J Credit reservation right trading intermediation method that can facilitate efforts to reduce greenhouse gas emissions. [Means for solving the problem]

[0006] The J Credit reservation right transaction intermediary device of the present invention is characterized in that it comprises a planned value information receiving processing unit that receives planned value information related to future planned values ​​for the amount of J Credits to be created from a first terminal held by a first party; a deposit processing unit that generates virtual planned J Credits in a virtual first J Credit account held by the first party in accordance with the planned value information received by the planned value information receiving processing unit; an order receiving processing unit that receives first sell order information for the virtual planned J Credits from the first terminal and receives first buy order information for the virtual planned J Credits from a second terminal held by a second party; and a transaction contract processing unit that contracts a transaction in accordance with the first sell order information and the first buy order information and transfers the virtual planned J Credits from the virtual first J Credit account to a virtual second J Credit account held by the second party in accordance with the first sell order information and the first buy order information.

[0007] In the present invention, the deposit processing unit generates virtual plan J credits in a virtual first J credit account held by the first party according to the planned value information related to the future planned value of the amount of J credits to be created output from the first terminal. Then, the transaction contract processing unit contracts the transaction according to the first selling order information output from the first terminal and the first buying order information output from the second terminal, and moves the virtual plan J credits from the virtual first J credit account to a virtual second J credit account held by the second party according to the first selling order information and the first buying order information. This allows the first party planning the creation of J credits to sell virtual plan J credits according to the future planned value of the amount of J credits to be created, that is, the reservation rights of J credits, at a stage before the certification and registration of the J credits. Therefore, for example, even if the first party is a small or medium-sized business with limited financial resources, it can raise funds at the planning stage of creating J credits, making it easier to work on reducing greenhouse gas emissions.

[0008] In the J Credit reservation right trading intermediary device of the present invention, it is preferable to include a sales price calculation processing unit that calculates the present value of the virtual plan J Credit by multiplying the actual trading price of the J Credit at the time of receiving the first sell order information by a predetermined discount rate, depending on the first sell order information and the period from the time of receiving the first sell order information to the time when the J Credit is generated in the planned value information. As a result, the sales price calculation processing unit calculates the present value of the Virtual Plan J Credits based on the period from the time of the transaction agreement for the Virtual Plan J Credits to the time when the J Credits based on those Virtual Plan J Credits are actually certified and registered, thereby making it possible to optimize the sales price of the Virtual Plan J Credits that are planned to be generated in the future.

[0009] In the J credit reservation right trading intermediary device of the present invention, it is preferable that the deposit processing unit transfers, in accordance with the deposit information output from the first terminal, authenticated J credits authenticated based on the planned value from a first J credit account held by the first party to an intermediary J credit account held by the intermediary, and changes the virtual planned J credits corresponding to the transferred authenticated J credits to virtual J credits within the virtual first J credit account. This allows J Credits based on Virtual Plan J Credits to be transferred from the first J Credit account held by the first party to the intermediary J Credit account held by the intermediary, and the Virtual Plan J Credits to be changed to Virtual J Credits, etc., depending on the status of the J Credits, making it possible to manage them.

[0010] In the J Credit reservation right trading intermediary device of the present invention, it is preferable that the order receiving processing unit receives second selling order information including the selling price and selling volume of the certified J Credit from the first terminal, and receives second buying order information including the purchasing price and purchasing volume of the certified J Credit from a third terminal held by a third party, and the transaction agreement processing unit concludes a transaction in accordance with the second selling order information and the second buying order information, and transfers the virtual J Credit from the virtual first J Credit account to a virtual third J Credit account held by the third party in accordance with the second selling order information and the second buying order information. This allows a third party to purchase Virtual J Credits from the first party by transmitting second buy order information corresponding to the second sell order information from the first party. Therefore, even if a third party does not have a J Credit account, the third party can utilize J Credits by selling or invalidating J Credits in the intermediary J Credit account held by the intermediary according to the Virtual J Credits held by the third party.

[0011] In the J Credit reservation right trading intermediary device of the present invention, it is preferable to include a display processing unit that displays the first selling order information, the second selling order information, the first buying order information, and the second selling order information on the first terminal and the second terminal. This allows the first party to determine the selling price and selling volume in response to the first buying order information from the second party or the second buying order information from the third party. Also, the second and third parties can determine the purchase price and purchase volume in response to the first selling order information or the second selling order information from the first party. Therefore, the buyer and seller can confirm each other's desired price and volume, which increases the liquidity of J-Credit trading.

[0012] The method for intermediating a reservation right transaction for J credits of the present invention is a transaction intermediation method by a transaction intermediation device including a planned value information receiving and processing unit, a deposit processing unit, an order receiving and processing unit, and a transaction agreement processing unit, and includes a planned value information receiving and processing step in which the planned value information receiving and processing unit inputs planned value information relating to a future planned value of the amount of J credits to be generated from a first terminal held by a first party, a deposit processing step in which the deposit processing unit generates virtual planned J credits in a virtual first J credit account held by the first party according to the planned value information input in the planned value information receiving and processing step, and The system is characterized in that it comprises an order receiving processing step in which an order receiving processing unit receives first sell order information for the virtual Plan J Credits from the first terminal and receives first buy order information for the virtual Plan J Credits from a second terminal held by a second party, and a trade agreement processing step in which the trade agreement processing unit contracts a trade in accordance with the first sell order information and the first buy order information and transfers the virtual Plan J Credits from the virtual first J credit account to a virtual second J credit account held by the second party in accordance with the first sell order information and the first buy order information.

[0013] In the present invention, virtual plan J credits are generated in a virtual first J credit account held by the first party according to planned value information related to the future planned value of the amount of J credits to be created output from the first terminal. Then, a transaction is concluded according to the first selling order information output from the first terminal and the first buying order information output from the second terminal, and the virtual plan J credits are moved from the virtual first J credit account to a virtual second J credit account held by the second party according to the first selling order information and the first buying order information. This allows the first party planning the creation of J credits to sell virtual plan J credits according to the future planned value of the amount of J credits to be created, that is, the reservation rights for J credits, at a stage before the certification and registration of the J credits. Therefore, for example, even if the first party is a small or medium-sized business operator with limited financial resources, it is possible to raise funds at the planning stage of creating J credits, making it easier to work on reducing greenhouse gas emissions. [Brief description of the drawings]

[0014] [Figure 1] FIG. 1 is a diagram showing an overview of a J Credit reservation right trading intermediation system according to one embodiment. [Diagram 2] FIG. 2 is a block diagram showing the schematic configuration of the J Credit reservation right transaction intermediation device of the embodiment. [Diagram 3] FIG. 4 is a schematic diagram showing the display of buy and sell orders by a display processing unit. [Figure 4] 1 is a flow chart showing an account registration method. [Diagram 5] 1 is a flowchart showing a method for intermediating a transaction between a first party and a second party. [Figure 6] A diagram showing the concept of calculating the present value of a hypothetical 1st J credit. [Figure 7] 1 is a flowchart showing a method for mediating a transaction between a first party and a third party. DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS

[0015] [Embodiment] Hereinafter, specific embodiments will be described in detail with reference to the drawings. In each drawing, the same or corresponding elements are denoted by the same reference numerals, and duplicated descriptions will be omitted as necessary for clarity of explanation.

[0016] FIG. 1 is a diagram showing an overview of a J Credit reservation right transaction intermediation system 1 according to this embodiment. As shown in Figure 1, the J Credit reservation right trading intermediation system 1 comprises a J Credit reservation right trading intermediation device 10, a first terminal 20, a second terminal 30, a third terminal 40, an management terminal 50, and a J Credit server 60. In this embodiment, the J Credit reservation right trade intermediary device 10 is owned and managed by a J Credit trade intermediary, and is configured to be able to communicate with a first terminal 20, a second terminal 30, and a third terminal 40 via an Internet line 100. The J Credit reservation right trade intermediary device 10 is also configured to be able to communicate with a management terminal 50 via a wireless line or a wired line. The J Credit reservation right trade intermediary device 10 is also configured to be able to communicate with a J Credit server 60 via the Internet line 100. Details of the J Credit reservation right trade intermediary device 10 will be described later.

[0017] The first terminal 20 is configured as a portable terminal such as a PC (personal computer) or a smartphone, and is managed and used by the first party who holds a J Credit account. As described above, the first terminal 20 is configured to be capable of communicating with the J Credit reservation right transaction intermediary device 10 via the Internet line 100. More specifically, the first terminal 20 is configured to be capable of communicating with the J Credit reservation right transaction intermediary device 10 by accessing a website operated by the intermediary or by using an application provided by the intermediary. Furthermore, the first terminal 20 is provided with a means for displaying the contents displayed on the display unit 14 of the J Credit reservation right transaction intermediary device 10, which will be described later. Examples of first parties include corporate entities that plan to generate J-Credits in the future.

[0018] The second terminal 30 is configured as a mobile terminal such as a PC or a smartphone, and is managed and used by a second party who does not hold a J Credit account. As described above, the second terminal 30 is configured to be capable of communicating with the J Credit reservation right transaction intermediary device 10 via the Internet line 100. More specifically, the second terminal 30 is configured to be capable of communicating with the J Credit reservation right transaction intermediary device 10 by accessing a website operated by the intermediary or by using an application provided by the intermediary. Furthermore, the second terminal 30 is provided with a means for displaying the contents displayed on the display unit 14 of the J Credit reservation right transaction intermediary device 10, which will be described later. Examples of second parties include companies or individuals that wish to purchase J Credits that will be created in the future.

[0019] The third terminal 40 is configured as a mobile terminal such as a PC or a smartphone, and is managed and used by a third party different from the first and second parties described above. As described above, the third terminal 40 is configured to be able to communicate with the J Credit reservation right transaction intermediary device 10 via the Internet line 100. More specifically, the third terminal 40 is configured to be able to communicate with the J Credit reservation right transaction intermediary device 10 by accessing a website operated by the intermediary or by using an application provided by the intermediary. Furthermore, the third terminal 40 is provided with a means for displaying the contents displayed on the display unit 14 of the J Credit reservation right transaction intermediary device 10, which will be described later. Examples of third parties include companies or individuals that wish to purchase certified J Credits.

[0020] The management terminal 50 is configured with a portable terminal such as a PC or a smartphone, and manages the J Credit reservation right transaction intermediary apparatus 10. The management terminal 50 is configured so that the J Credit reservation right transaction intermediary apparatus 10 can be operated manually or automatically by the intermediary managing the J Credit reservation right transaction intermediary apparatus 10. More specifically, the management terminal 50 has a function for managing the operation of the J Credit reservation right transaction intermediary apparatus 10 and a function for managing the user interface of the display unit 14.

[0021] [J Credit Reservation Rights Trading Intermediary Device 10] FIG. 2 is a block diagram showing the schematic configuration of the J Credit reservation right transaction intermediary device 10. As shown in Figure 2, J Credit reservation right transaction intermediary device 10 comprises a communication unit 11, a memory unit 12, a control unit 13, and a display unit 14. In this embodiment, J Credit reservation right transaction intermediary device 10 is composed of a PC, a server device, a computer communication host, a computer system connected to the Internet, etc., and is owned and managed by an intermediary who mediates J Credit. Furthermore, the functions included in J Credit reservation right transaction intermediary device 10 may be distributed to each device on the network, and it is also possible for each device to configure one function.

[0022] The communication unit 11 is a communication interface for transmitting and receiving various information between the J Credit reservation right transaction intermediary device 10 and the first terminal 20, the second terminal 30, the third terminal 40, the management terminal 50, and the J Credit server 60. When the communication network is a wireless line, the communication unit 11 is equipped with an antenna. When the communication network is a wired line, the communication unit 11 is equipped with a connection port for connecting a communication cable.

[0023] The storage unit 12 includes an intermediary account storage unit 121, a transaction DB 122, a user DB 123, and a credit transfer DB 124. The storage unit 12 is a non-volatile storage device, and may use, for example, an information medium such as a flash memory, a hard disc drive (HDD), a solid state drive (SSD), or an optical disc drive.

[0024] The intermediary account storage unit 121 stores information on the J-credit account held by the intermediary. The intermediary account storage unit 121 also stores certified J-credit information deposited by a first party or the like. The transaction DB 122 stores transaction information to be displayed by the display unit 14. The transaction information includes information related to buying and selling of J Credits, such as first sell order information output from the first terminal 20 and first buy order information output from the second terminal 30, as well as the contract history of virtual J Credit transactions.

[0025] The user DB123 stores information on a virtual first J-credit account held by a first person, information on a virtual second J-credit account held by a second person, information on a virtual third J-credit account held by a third person, account information on a first person, account information on a second person, account information on a third person, and the like. The account information on a first person includes the name and address of the first person, information on a J-credit account held by the first person, information on a bank account held by the first person, and the like. In addition, if the second person holds a J-credit account, the account information on the second person includes the name and address of the second person, information on a J-credit account held by the second person, information on a bank account held by the second person, and the like. On the other hand, if the second person does not hold a J-credit account, the account information on the second person includes the name and address of the second person, information on a bank account held by the second person, and the like. In addition, if the third person holds a J-credit account, the account information on the third person includes the name and address of the third person, information on a J-credit account held by the third person, information on a bank account held by the third person, and the like. On the other hand, if the third party does not have a J-Credit account, the third party's account information includes the third party's name, address, bank account information held by the third party, etc. The credit transfer DB 124 stores history information of J-credits transferred from the first party or the like.

[0026] The control unit 13 is composed of, for example, a CPU (Central Processing Unit), a working memory, and a non-volatile storage device that stores a program for controlling the entire J Credit reservation right transaction intermediary device 10. The control unit 13 can also be realized by, for example, an IC (Integrated Circuit). In this embodiment, the control unit 13 includes an account registration processing unit 131, a planned value information receiving processing unit 132, a deposit processing unit 133, an order receiving processing unit 134, a transaction agreement processing unit 135, a sales price calculation processing unit 136, a display processing unit 137, a billing processing unit 138, and an intermediary account opening processing unit 139.

[0027] The account registration processing unit 131 is configured to perform a registration process for storing account information in the user DB 123 in accordance with the registration information output from the first terminal 20, the second terminal 30, or the third terminal 40.

[0028] The planned value information receiving processor 132 is configured to input planned value information relating to future planned values ​​for the amount of J-credits to be created from the first terminal 20 owned by the first party. Specifically, the planned value information receiving processor 132 inputs, as planned value information output from the first terminal 20, information such as the project number, project name, J-credits creation method (introduction of energy-saving equipment, use of biomass, etc.), and the planned amount of J-credits to be created for each business year, relating to the J-credits creation project planned by the first party.

[0029] The deposit processing unit 133 performs processing to generate virtual plan J credits in a virtual first J credit account held by the first party, according to the plan value information output from the first terminal 20. Furthermore, the deposit processing unit 133 transfers the authenticated J credits authenticated based on the planned value of the amount of J credits to be created from the first J credit account held by the first party to the intermediary J credit account held by the intermediary in response to the deposit information output from the first terminal 20, and changes the virtual planned J credits equivalent to the transferred authenticated J credits to virtual J credits in the virtual first J credit account. Specifically, the deposit processing unit 133 accesses the J credit server 60 via the communication unit 11 and the Internet line 100, and executes an agency procedure to transfer the authenticated J credits authenticated based on the planned value information from the first J credit account held by the first party to the intermediary J credit account held by the intermediary. In addition, the deposit processing unit 133 performs a process of changing the virtual plan J credits equivalent to the transferred predetermined J credits into virtual J credits and storing them in the user DB 123.

[0030] The order receiving processor 134 performs a process of receiving first selling order information including the selling amount of Virtual Plan J Credits output from the first terminal 20. The order receiving processor 134 also performs a process of receiving first buying order information including the buying amount of Virtual Plan J Credits output from the second terminal 30. Then, the order receiving processor 134 stores the received first selling order information and first buying order information in the trading DB 122.

[0031] The transaction contract processing unit 135 contracts the transaction according to the first selling order information and the first buying order information. Specifically, the transaction is contracted when the selling price and selling volume of the virtual plan J credits match with the buying price and buying volume of the virtual plan J credits included in the first buying order information. At this time, when the selling price and buying price match, even if the buying volume is lower than the selling volume, the transaction may be contracted only for the buying volume by the second party. On the other hand, when the selling price and buying price match, even if the buying volume is higher than the selling volume, the transaction may be contracted only for the selling volume by the first party. That is, the transaction may be contracted only for a part of the selling volume or the buying volume according to the request of the first and second parties.

[0032] In addition, the transaction contract processing unit 135 performs a process of transferring the virtual plan J credit from the virtual first J credit account to the virtual second J credit account in accordance with the first selling order information and the first buying order information. Specifically, the transaction contract processing unit 135 transfers the virtual plan J credit in the virtual first J credit account stored in the user DB 123 to the virtual second J credit in accordance with the contracted transaction.

[0033] The selling price calculation processing unit 136 calculates the present value of the hypothetical plan J credits by multiplying the transaction result price of the J credits at the time of receiving the first selling order information by a predetermined discount rate according to the first selling order information and the period from the time of receiving the first selling order information to the time when the J credits in the planned value information are generated. Details of the calculation of the present value of the hypothetical plan J credits by the selling price calculation processing unit 136 will be described later.

[0034] The display processing unit 137 is configured to display the first selling order information and the first buying order information on the display unit 14, the first terminal 20, the second terminal 30, the third terminal 40, and the management terminal 50. Fig. 3 is a schematic diagram showing the display of buy and sell orders by the display processing unit 137. As shown in Fig. 3, in this embodiment, the display processing unit 137 executes a process of displaying not only information on sell orders of J Credit by first parties, etc., but also information on buy orders by second parties, etc., in parallel on the display unit 14, etc. This allows the first party etc. to determine the selling price, sales volume, fiscal year, etc. of the Virtual Plan J Credits to be sold in accordance with the buy order information from the second party etc. Also, the second party etc. can determine the purchase price, purchase volume, fiscal year, etc. of the Virtual Plan J Credits to be purchased in accordance with the sell order information from the first party etc. Therefore, the buyer and seller can confirm each other's desired price and volume, thereby increasing the liquidity of J Credit trading.

[0035] When the transaction agreement processing unit 135 has contracted a transaction of Virtual Plan J Credit, etc., the billing processing unit 138 executes a billing process related to the buying and selling of Virtual Plan J Credit. For example, when the transaction agreement processing unit 135 has contracted a transaction in accordance with the above-mentioned first sell order information and first buy order information, the billing processing unit 138 executes a procedure for performing a transfer process from a bank account held by the second party to a bank account held by the intermediary in accordance with the buying and selling price and the buying and selling volume of Virtual Plan J Credit. Furthermore, the billing processing unit 138 executes a procedure for performing a transfer process from a bank account held by the intermediary to a bank account held by the first party in accordance with the buying and selling price and the buying and selling volume of Virtual Plan J Credit. Note that the billing processing unit 138 is not limited to the above configuration, and may be configured, for example, to execute a process of issuing an invoice to a second party depending on the buying and selling price and buying and selling amount of the virtual plan J credit.

[0036] The intermediary account opening processing unit 139 is configured to execute a procedure process for opening an intermediary J-Credit account held by the intermediary.

[0037] The display unit 14 may be a variety of display devices such as a liquid crystal display (LCD), a vacuum fluorescent display (VFD), a light emitting diode (LED), etc. The display unit 14 may also be a portable device such as a mobile phone (including a so-called smartphone). As described above, the display unit 14 is configured to display transaction information such as buy and sell orders, and account information of the first, second, or third party as shown in Fig. 3. The account information is protected so that it cannot be displayed from the terminal of each party unless the party logs in with their ID.

[0038] [How to register an account] Next, a method for registering an account will be described. Fig. 4 is a flowchart showing a method for registering an account. Note that Fig. 4 illustrates an example of registering an account by a first person, but accounts of second and third parties can also be registered in a similar manner. 4, first, the first party outputs registration information required for account registration to the J Credit reservation right transaction intermediary device 10 via the first terminal 20 and the Internet line 100 (step S101). Specifically, the first party accesses a website operated by the intermediary via the first terminal 20 and the Internet line 100 or uses an application provided by the intermediary to input registration information such as famous places and addresses required for account registration, J Credit account information, and bank account information, and outputs the information to the J Credit reservation right transaction intermediary device 10.

[0039] Next, the account registration processing unit 131 inputs the above-mentioned registration information via the communication unit 11 (step S102). Then, the account registration processing unit 131 stores the input registration information in the user DB 123 as the account information of the first person (step S103).

[0040] Next, the account registration processing unit 131 issues an ID and a password linked to the account information of the first person, and stores them in the user DB 123 (step S104). Then, the account registration processing unit 131 outputs the ID and password of the first person stored in the user DB to the first terminal 20 through the communication unit 11 and the Internet line 100 (step S105). In this way, in this embodiment, by issuing an ID and a password linked to the account information, it is possible to increase the security of the account information of the first person.

[0041] [Transaction mediation method between first and second parties] Next, a method of mediating a transaction between a first party and a second party will be described. FIG. 5 is a flowchart showing a method for intermediating a transaction between a first party and a second party. 5, first, the first party accesses his / her own account information and inputs planned value information by accessing a website operated by the intermediary or using an application provided by the intermediary through the first terminal 20 and the Internet line 100 (step S201). Specifically, as described above, the first party inputs information related to the planned J-Credit creation project, such as the project number, project name, J-Credit creation method, and planned amount of J-Credit creation per business year, as planned value information.

[0042] Next, the planned value information reception processing unit 132 receives the planned value information output from the first terminal 20 via the communication unit 11 (step S202). Note that step S202 constitutes a planned value information reception processing step of the present invention. Then, the deposit processing unit 133 executes a process of generating a virtual plan J credit in a virtual first J credit account held by the first party according to the plan value information received in step S202, and storing the virtual plan J credit in the user DB 123 (step S203). Note that step S203 constitutes a deposit processing step of the present invention.

[0043] Next, the first party accesses his / her account information and inputs first selling order information by accessing a website operated by the intermediary or by using an application provided by the intermediary through the first terminal 20 and the Internet line 100 (step S204). Specifically, the first party inputs information such as the sales volume of the virtual plan J credits that the first party wishes to sell among the virtual plan J credits deposited with the intermediary as first selling order information. Then, the order receiving processor 134 stores the input first selling order information in the trading DB 122 (step S205).

[0044] Next, the selling price calculation processing unit 136 calculates the present value of the virtual plan J credits by multiplying the actual trading price of the J credits at the time of receiving the first sell order information by a predetermined discount rate, depending on the first sell order information and the period from the time of receiving the first sell order information to the time when the J credits are generated in the planned value information (step S206).

[0045] FIG. 6 is a diagram showing a concept of calculation of the present value of the hypothetical plan J credit. As shown in FIG. 6, the sales price calculation processing unit 136 calculates the present value of the hypothetical plan J credits by discounting the value of the hypothetical plan J credits that are planned to be generated in the future to their present value, as shown in the following equation (1).

[0046] (Number 1) Present value = transaction price × (1 / (1+α) n ) · · · (1) α Discount rate per year (%) n: The period from receipt of the first sell order information to the generation of J Credits (years)

[0047] In the example shown in FIG. 6, the present value of the hypothetical plan J credits for each business year is shown, calculated with a discount rate of 3.5% per year. In this case, the selling price calculation processing unit 136 adopts, for example, the closing price of the contract price of the J credits on the previous day as the trading performance price of the J credits. It should be noted that the above configuration is not limited, and the selling price calculation processing unit 136 may adopt the contract price of the J credits at the stage when the first selling order information is input as the trading performance price. Furthermore, the selling price calculation processing unit 136 may calculate the present value of the hypothetical plan J credits for each business year based on the current selling price of the hypothetical plan J credits desired by the first party by multiplying this desired selling price by the period until the J credits are generated and the discount rate. The discount rate may be calculated using, for example, the Weighted Average Cost of Capital (WACC), which is a representative method for calculating the cost of capital.

[0048] In this embodiment, by configuring in this manner, the sales price calculation processing unit 136 calculates the present value of the virtual plan J credits based on the period from the time of the transaction agreement for the virtual plan J credits to the time when the J credits based on those virtual plan J credits are actually certified and registered, thereby optimizing the sales prices of the virtual plan J credits that are planned to be generated in the future.

[0049] Returning to FIG. 5, next, the second party accesses his / her own account information by accessing a website operated by the intermediary or by using an application provided by the intermediary through the second terminal 30 and the Internet line 100, and inputs first buying order information (step S207). Specifically, the second party inputs information such as the purchase price, purchase amount, and business year of the virtual plan J credits that he / she wishes to purchase as the first buying order information. Then, the order receiving processor 134 stores the input first buying order information in the trading DB 122 (step S208). Note that steps S205 and S209 constitute the order receiving processing step of the present invention.

[0050] Next, the transaction agreement processing unit 135 refers to the first selling order information and the first buying order information stored in the transaction DB 122, and executes a process to agree on the transaction if the selling price (present value), selling volume, and business year of the virtual plan J credits match the purchasing price, purchasing volume, and business year of the virtual plan J credits included in the first buying order information (step S209).

[0051] Then, the trade contract processing unit 135 transfers a predetermined amount of virtual plan J credits in the virtual first J credit account stored in the user DB 123 to the virtual second J credits in accordance with the trade contracted in step S209 (step S210). Steps S209 to S210 constitute a transaction contract processing step of the present invention.

[0052] Finally, the billing processor 138 executes a procedure to perform billing from the bank account held by the second party to the bank account held by the intermediary according to the buying and selling price and the buying and selling volume of the hypothetical project J credits (step S211).Then, the billing processor 138 executes a procedure to perform transfer processing from the bank account held by the intermediary to the bank account held by the first party according to the buying and selling price and the buying and selling volume of the hypothetical project J credits (step S212).

[0053] Thus, in this embodiment, by the processing of steps S201 to S212 described above, the deposit processing unit 133 generates virtual plan J credits in a virtual first J credit account held by the first party according to the planned value information related to the future planned value of the amount of J credits to be created output from the first terminal 20. Then, the transaction contract processing unit 135 contracts the transaction according to the first selling order information output from the first terminal 20 and the first buying order information output from the second terminal 30, and transfers the virtual plan J credits from the virtual first J credit account to a virtual second J credit account held by the second party according to the first selling order information and the first buying order information. This allows the first party who plans to create J credits to sell virtual plan J credits according to the future planned value of the amount of J credits to be created, that is, the reservation rights of the J credits, at a stage before the J credits are authenticated and registered. Therefore, for example, even if the first party is a small or medium-sized business with limited financial resources, it will be able to raise funds at the planning stage of J-Credit creation, making it easier for them to take steps to reduce greenhouse gas emissions.

[0054] In the present embodiment, the order receiving processor 134 inputs and stores the first sell order information, and then inputs and stores the first buy order information, but this is not limiting. For example, the order receiving processor 134 may input and store the first buy order reception, and then input and store the first sell order reception.

[0055] [Transaction mediation method between first and third parties] Next, a method of mediating a transaction between a first party and a third party will be described. FIG. 7 is a flowchart showing a method for intermediating a transaction between a first party and a third party. As shown in FIG. 7, first, the first person accesses his / her own account information and inputs deposit information by accessing a website operated by the intermediary through the first terminal 20 and the Internet line 100 or by using an application provided by the intermediary (step S301). Specifically, the first person inputs information for identifying the authenticated J credits, such as the J credit identification number of the authenticated J credits (authenticated J credits) that the first person wishes to deposit into the intermediary's J credit account, the amount of the J credits to be deposited, and the project number, as deposit information. At this time, the first person inputs the authenticated J credits authenticated based on the planned value information as deposit information. In other words, when the planned J credit creation project is authenticated and the J credits are created, the first person can deposit the J credits to the intermediary.

[0056] Next, the planned value information receiving processing unit 132 executes a process of receiving the deposit information output from the first terminal 20 via the communication unit 11 (step S302). Then, the deposit processing unit 133 accesses the J credit server 60 via the communication unit 11 and the Internet line 100, and executes a process of an agency procedure to transfer the certified J credit from the first J credit account held by the first party to the intermediary J credit account held by the intermediary in accordance with the received deposit information (step S303).

[0057] Next, the deposit processing unit 133 executes a process of changing the virtual plan J credits equivalent to the transferred predetermined certified J credits into virtual J credits in the virtual first J credit account and storing them in the user DB 123 (step S304).

[0058] In this manner, in this embodiment, when J credits based on virtual plan J credits are authenticated and registered, the authenticated J credits can be moved from the first J credit account held by the first party to the intermediary J credit account held by the intermediary, and the virtual plan J credits can be changed to virtual J credits. Therefore, it is possible to manage J credits according to their status, such as virtual plan J credits and virtual J credits.

[0059] Next, the first party accesses his / her account information and inputs second selling order information by accessing a website operated by the intermediary or by using an application provided by the intermediary via the first terminal 20 and the Internet line 100 (step S305). Specifically, the first party inputs information such as the selling price and sales volume of the certified J-Credits that the first party wishes to sell among the certified J-Credits deposited with the intermediary as second selling order information. Then, the order receiving processor 134 stores the input second selling order information in the trading DB 122 (step S306).

[0060] Next, the third party accesses his / her own account information and inputs second buy order information by accessing a website operated by the intermediary or by using an application provided by the intermediary via the third terminal 40 and the Internet line 100 (step S307). Specifically, the third party inputs information such as the purchase price and purchase amount of the certified J credits that he / she wishes to purchase as second buy order information. Then, the order receiving processor 134 stores the input second buy order information in the trading DB 122 (step S308).

[0061] Next, the transaction agreement processing unit 135 refers to the second sell order information and the second buy order information stored in the transaction DB 122, and if the selling price and selling volume of the authenticated J-credits included in the second order information match the purchasing price and purchasing volume of the authenticated J-credits included in the second buy order information, it executes a process to agree on the transaction (step S309).

[0062] Then, the transaction contract processing unit 135 transfers a predetermined amount of virtual J credits in the virtual first J credit account stored in the user DB 123 to the virtual third J credit account in accordance with the transaction contracted in step S309 (step S310).

[0063] Finally, the billing processor 138 executes a procedure to perform billing processing from the bank account held by the third party to the bank account held by the intermediary according to the buying and selling price and the buying and selling volume of the certified J-credits (step S311).Then, the billing processor 138 executes a procedure to perform transfer processing from the bank account held by the intermediary to the bank account held by the first party according to the buying and selling price and the buying and selling volume of the certified J-credits (step S312).

[0064] In this manner, in this embodiment, the third party can purchase virtual J Credits from the first party by transmitting second buy order information corresponding to the second sell order information from the first party. Therefore, even if the third party does not have a J Credit account, the third party can utilize J Credits by selling or invalidating J Credits in the intermediary J Credit account held by the intermediary according to the virtual J Credits held by the third party.

[0065] In this embodiment, the order receiving processor 134 inputs and stores the second buy order information after inputting and storing the second sell order information, but this is not limited to the above. For example, the order receiving processor 134 may input and store the second sell order information after inputting and storing the second buy order information.

[0066] [Effects of this embodiment] The present embodiment as described above can provide the following effects. (1) In this embodiment, the deposit processing unit 133 generates virtual plan J credits in a virtual first J credit account held by the first party according to the planned value information related to the future planned value of the amount of J credits to be created output from the first terminal 20. Then, the transaction agreement processing unit 135 executes an agreement on a transaction according to the first selling order information output from the first terminal 20 and the first buying order information output from the second terminal 30, and transfers the virtual plan J credits from the virtual first J credit account to a virtual second J credit account held by the second party according to the first selling order information and the first buying order information. This allows the first party who plans to create J credits to sell virtual plan J credits according to the future planned value of the amount of J credits to be created, that is, the reservation rights of J credits, at a stage before the certification and registration of the J credits. Therefore, for example, even if the first party is a small or medium-sized business with limited financial resources, it can raise funds at the planning stage of creating J credits, which makes it easier to work on reducing greenhouse gas emissions.

[0067] (2) In this embodiment, the sales price calculation processing unit 136 calculates the present value of the virtual plan J credits based on the period from the time of the transaction agreement for the virtual plan J credits to the time when the J credits based on the virtual plan J credits are actually certified and registered, thereby optimizing the sales price of the virtual plan J credits that are planned to be generated in the future.

[0068] (3) In this embodiment, when J Credits based on Virtual Plan J Credits are authenticated and registered, the J Credits can be moved from a first J Credit account held by the first party to an intermediary J Credit account held by the intermediary, and the Virtual Plan J Credits can be changed to Virtual J Credits. Therefore, it is possible to manage the Virtual Plan J Credits, Virtual J Credits, etc. according to the status of the J Credits.

[0069] (4) In this embodiment, the third party can purchase virtual J Credits from the first party by transmitting second buy order information corresponding to the second sell order information from the first party. Therefore, even if the third party does not have a J Credit account, the third party can utilize J Credits by selling or invalidating J Credits in the intermediary J Credit account held by the intermediary according to the virtual J Credits held by the third party.

[0070] (5) In this embodiment, the first party can determine the selling price and the selling amount according to the first buying order information from the second party or the second buying order information from the third party. Also, the second party and the third party can determine the purchasing price and the purchasing amount according to the first selling order information or the second selling order information from the first party. Therefore, the buyer and the seller can confirm each other's desired price and amount, which can increase the liquidity of J-Credit trading.

[0071] [Variations] The present invention is not limited to the above-described embodiment, and modifications and improvements within the scope of the present invention that can achieve the object of the present invention are included in the present invention.

[0072] In the above embodiment, a part or all of the processing of the J Credit reservation right transaction intermediation device 10 can be realized by causing a CPU to execute a computer program. The program includes a set of instructions (or software code) that, when loaded into a computer, causes the computer to perform one or more functions described in the embodiments. The program may be stored in a non-transitory computer-readable medium or a tangible storage medium. By way of example and not limitation, the computer-readable medium or tangible storage medium includes a random-access memory (RAM), a read-only memory (ROM), a flash memory, a solid-state drive (SSD) or other memory technology, a CD-ROM, a digital versatile disc (DVD), a Blu-ray® disk or other optical disk storage, a magnetic cassette, a magnetic tape, a magnetic disk storage or other magnetic storage device. The program may be transmitted on a transitory computer-readable medium or a communication medium. By way of non-limiting example, the transitory computer-readable medium or the communication medium includes an electrical, optical, acoustic, or other form of propagating signal. [Explanation of symbols]

[0073] 1...J Credit reservation right transaction intermediation system, 10...J Credit reservation right transaction intermediation device, 11...communication unit, 12...memory unit, 13...control unit, 14...display unit, 20...first terminal, 30...second terminal, 40...third terminal, 50...management terminal, 60...J Credit server, 100...Internet line, 121...intermediary account memory unit, 122...transaction DB, 123...user DB, 124...credit transfer DB, 131...account registration processing unit, 132...planned value information receiving processing unit, 133...deposit processing unit, 134...order receiving processing unit, 135...transaction agreement processing unit, 136...selling price calculation processing unit, 137...display processing unit, 138...billing processing unit, 139...intermediary account opening processing unit.

Claims

1. a planned value information receiving processing unit that receives, from a first terminal held by a first party, information related to a future planned value of the amount of J-Credits to be created, and planned value information including a project number, a project name, a J-Credit creation method, and a planned amount of J-Credits to be created for each business year, related to the J-Credit creation business; a deposit processing unit that generates virtual plan J credits in a virtual first J credit account held by the first party according to the plan value information received by the plan value information receiving processing unit; an order receiving processing unit that receives first sell order information of the Virtual Project J Credit from the first terminal and receives first buy order information of the Virtual Project J Credit from a second terminal held by a second party; a transaction contract processing unit that contracts a transaction in accordance with the first selling order information and the first buying order information, and transfers the virtual planned J credits from the virtual first J credit account to a virtual second J credit account held by the second party in accordance with the first selling order information and the first buying order information. A J Credit reservation right transaction intermediation device.

2. In the J Credit reservation right transaction intermediation device according to claim 1, a sales price calculation processing unit that calculates a present value of the virtual planned J credit by multiplying a transaction result price, which is a contract price of J credit at the time of receiving the first selling order information, by a predetermined discount rate according to the first selling order information and a period from when the first selling order information is received to when an authenticated J credit is generated based on the planned value information; A J Credit reservation right transaction intermediation device.

3. In the J Credit reservation right transaction intermediation device according to claim 1, The deposit processing unit receives deposit information including a J credit identification number of the certified J credit authenticated based on the plan value information, a deposit amount of J credit, and a project number from the first terminal, accesses a J credit server, and executes an agency procedure to transfer the certified J credit from a first J credit account held by the first party to an intermediary J credit account held by an intermediary, and changes the virtual plan J credit corresponding to the transferred certified J credit to a virtual J credit in the virtual first J credit account. A J Credit reservation right transaction intermediation device.

4. In the J Credit reservation right transaction intermediation device according to claim 3, the order receiving processing unit receives second selling order information including a selling price and a selling amount of the certified J Credits from the first terminal, and receives second buying order information including a purchasing price and a purchasing amount of the certified J Credits from a third terminal held by a third party; The transaction contract processing unit contracts a transaction in accordance with the second selling order information and the second buying order information, and transfers the virtual J credits from the virtual first J credit account to a virtual third J credit account held by the third party in accordance with the second selling order information and the second buying order information. A J Credit reservation right transaction intermediation device.

5. In the J Credit reservation right transaction intermediation device according to claim 4, a display processing unit that displays the first selling order information, the second selling order information, the first buying order information, and the second selling order information on the first terminal and the second terminal; A J Credit reservation right transaction intermediation device.

6. A method for intermediating a reservation right transaction for J Credit by a reservation right transaction intermediation device for J Credit, the method comprising: a planned value information receiving and processing unit; a deposit processing unit; an order receiving and processing unit; and a transaction agreement processing unit, A planned value information reception processing step in which the planned value information reception processing unit inputs, from a first terminal held by the first party, information related to a future planned value of the amount of J-Credits to be created, and planned value information including a project number, a project name, a J-Credit creation method, and a planned amount of J-Credits to be created for each business year, related to the J-Credit creation business; a deposit processing step in which the deposit processing unit generates virtual plan J credits in a virtual first J credit account held by the first party according to the plan value information input in the plan value information receiving processing step; an order receiving processing step in which the order receiving processing unit receives first sell order information of the Virtual Plan J Credit from the first terminal and receives first buy order information of the Virtual Plan J Credit from a second terminal held by a second party; a transaction contract processing step in which the transaction contract processing unit contracts a transaction in accordance with the first selling order information and the first buying order information, and transfers the virtual plan J credits from the virtual first J credit account to a virtual second J credit account held by the second party in accordance with the first selling order information and the first buying order information. A method for intermediating a reservation right transaction for J Credit, comprising:

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