Information processing device, information processing method, program, and recording medium

Abstract

To provide an information processing device for immediately informing an occupant of information related to insurance when proposing the insurance based on a state of the occupant or a traveling state.SOLUTION: An information processing device comprises: a determination unit 120 that detects whether or not there is an insurance to be notified to a driver based on a state of the driver who drives a vehicle or a traveling state of the vehicle; and a notification control unit 140 that determines a notification method of information related to the insurance based on the traveling state of the vehicle when there is the insurance to be notified to the driver. Then, the notification control unit 140 determines a notification method of the information related to the insurance based on a determination result of a vehicle stop possibility determination unit 130 that determines whether or not the vehicle can stop based on the traveling state of the vehicle.SELECTED DRAWING: Figure 1

Description

[Technical Field]

[0001] The present invention relates to an information processing device, an information processing method, a program, and a recording medium. [Background technology]

[0002] In recent years, it is known that vehicle safety has been greatly improved by the installation of ADAS (Advanced Driver-Assistance Systems) functions such as automatic braking systems and sudden acceleration prevention systems in vehicles, including private cars. However, it is extremely difficult to completely eliminate the risk of accidents caused by changes in the driver's physical condition while driving or the driving operations of surrounding vehicles, so various types of insurance have been proposed to prepare for accidents. Here, a system has been disclosed that proposes non-life insurance based on information such as the driver's condition while driving, the vehicle's condition, and the driving environment (see, for example, Patent Document 1). [Prior art documents] [Patent documents]

[0003] [Patent Document 1] WO2017-168883 publication Summary of the Invention [Problem to be solved by the invention]

[0004] However, when this type of system proposes property insurance to a driver, the driver must check detailed information about the property insurance and input information about the insurance contract, which requires the vehicle to be stopped. For example, if a proposal for property insurance is detected while driving on a highway, one problem that can arise is that the vehicle cannot be stopped on the highway, and therefore the property insurance information cannot be immediately notified. In addition, when property insurance is proposed based on changes in the driver's physical condition or weather information for the driving route guided by the navigation device, information about the property insurance should be immediately notified to the driver, but one example of the problem is that this information cannot be notified in situations where the vehicle cannot stop.

[0005] The present invention has been made in consideration of the problems cited as examples above, and its main object is to provide an information processing device, an information processing method, a program, and a recording medium that immediately notify an occupant of information about insurance when proposing insurance based on the occupant's status or driving status. [Means for solving the problem]

[0006] In order to solve the above problem, the invention described in claim 1 provides a vehicle driver's Information about the condition of occupants, including biological information or of said vehicle The information includes at least one of surrounding image information and operation information of the vehicle. the running state of the vehicle Information about Based on Determine whether there is a risk of an accident occurring, The insurance that should be notified to the passenger Whether there is A determination unit that determines A determination result of whether tailgating from a nearby vehicle has been detected based on the surrounding image information or the operation information, and a determination result of whether the road on which the vehicle is traveling is a no-stopping section. a stop possibility determination unit that determines whether the vehicle is in a stoppable state based on the before If the determination unit determines that there is insurance that should be notified to the occupant, To, before A method for notifying the insurance information is determined based on the determination result of the stopping possibility determination unit. A notification control unit The information processing device is characterized by the above.

[0007] The invention of claim 3 is an information processing method for an information processing device including a determination unit, a notification control unit, and a vehicle stop possibility determination unit, wherein the determination unit determines whether a driver of a vehicle is able to stop. Information about the condition of occupants, including biological information or of said vehicle The information includes at least one of surrounding image information and operation information of the vehicle. the running state of the vehicle Information about Based on Determine whether there is a risk of an accident occurring, The insurance that should be notified to the passenger Whether there is a first step of determining before The stopping possibility determination unit A determination result of whether tailgating from a nearby vehicle is detected based on the surrounding image information or the operation information, and a determination result of whether the road on which the vehicle is currently traveling is a no-stopping section. and determining whether the vehicle is in a state where it can be stopped based on the 2The process and before The notification control unit determines in the first step that there is insurance to be notified to the occupant. It was determined that In case, The judgment result of the second step A method for notifying the insurance information is determined based on the 3 and a step of:

[0008] The invention described in claim 4 is a program for causing a computer to execute an information processing method in an information processing device including a determination unit, a notification control unit, and a vehicle stopping possibility determination unit, wherein the determination unit determines whether a driver of a vehicle is able to stop the vehicle. Information about the condition of occupants, including biological information or of said vehicle The information includes at least one of surrounding image information and operation information of the vehicle. the running state of the vehicle Information about Based on Determine whether there is a risk of an accident occurring, The insurance that should be notified to the passenger Whether there is a first step of determining before The stopping possibility determination unit A determination result of whether tailgating from a nearby vehicle is detected based on the surrounding image information or the operation information, and a determination result of whether the road on which the vehicle is currently traveling is a no-stopping section. and determining whether the vehicle is in a state where it can be stopped based on the 2 The process and before The notification control unit determines in the first step that there is insurance to be notified to the occupant. It was determined that In case, The judgment result of the second step A method for notifying the insurance information is determined based on the 3 and a program for causing a computer to execute the information processing method comprising the steps of:

[0009] The invention described in claim 5 is a non-transitory recording medium storing a program for causing a computer to execute an information processing method in an information processing device including a determination unit, a notification control unit, and a stopping possibility determination unit, wherein the determination unit determines whether a driver of a vehicle is capable of stopping the vehicle. Information about the condition of occupants, including biological information or of said vehicle The information includes at least one of surrounding image information and operation information of the vehicle. the running state of the vehicle Information about Based on Determine whether there is a risk of an accident occurring, The insurance that should be notified to the passenger Whether there is a first step of determining before The stopping possibility determination unit A determination result of whether tailgating from a nearby vehicle is detected based on the surrounding image information or the operation information, and a determination result of whether the road on which the vehicle is currently traveling is a no-stopping section. and determining whether the vehicle is in a state where it can be stopped based on the 2 The process and beforeThe notification control unit determines in the first step that there is insurance to be notified to the occupant. It was determined that In case, The judgment result of the second step A method for notifying the insurance information is determined based on the 3 and a non-transitory recording medium storing a program for causing a computer to execute the information processing method comprising the steps of: [Brief explanation of the drawings]

[0010] [Figure 1] FIG. 1 is a diagram illustrating a configuration of an information processing device according to an embodiment. [Figure 2] 5 is a diagram showing information acquired by an occupant state acquisition unit of the information processing device according to the embodiment; FIG. [Figure 3] 10 is a diagram illustrating acquired information of a traveling state acquisition unit of the information processing device according to the embodiment. FIG. [Figure 4] 10A and 10B are diagrams illustrating an example of an accident occurrence risk detected by a determination unit of the information processing device according to the embodiment. [Figure 5] FIG. 10 is a diagram illustrating a processing flow of a notification control unit of the information processing device according to the embodiment. [Figure 6] 10A and 10B are diagrams illustrating examples of information displayed by a notification control unit of an information processing device according to another embodiment. DETAILED DESCRIPTION OF THE INVENTION

[0011] An information processing device according to one or more embodiments of the present invention includes a determination unit that detects whether or not there is insurance to be notified to the occupant based on the state of the occupant driving the vehicle or the vehicle's driving state, and a notification control unit that determines a method of notifying the occupant of information regarding the insurance based on the vehicle's driving state if there is insurance to be notified to the occupant. The notification control unit determines a method of notifying the insurance-related information based on a determination result of a stopping possibility determination unit that determines whether the vehicle is in a state where it can be stopped based on the traveling state of the vehicle. That is, when the notification control unit determines that the vehicle is in a state where it can stop, it notifies the driver by displaying information about the insurance, and when it determines that the vehicle is not in a state where it can stop, it notifies the driver of the information about the insurance by voice guidance. This allows the driver to immediately check the insurance information even if the vehicle cannot be stopped, as the insurance information is notified to the driver by voice guidance. In addition, when insurance is proposed based on the risk of an accident, such as changes in the driver's physical condition or weather information on the driving route, the driver can be immediately notified of information regarding the risk of an accident through voice guidance even if the vehicle cannot be stopped, thereby reducing the occurrence of accidents.

[0012] <Example> An information processing device 1 according to this embodiment will be described with reference to FIGS.

[0013] <Configuration of information processing device 1> The configuration of an information processing device 1 according to this embodiment will be described with reference to FIG. The information processing device 1 is configured to include an occupant status acquisition unit 100, a driving status acquisition unit 110, a determination unit 120, a stopping possibility determination unit 130, a notification control unit 140, a display unit 150, and an audio input / output unit 160.

[0014] The occupant status acquisition unit 100 acquires driver identification information and driver biometric information based on images (including moving images and still images) of the occupant driving the vehicle captured by a camera equipped with an imaging element such as a CCD (Charge Coupled Device), and transmits the information to the judgment unit 120 described later. Specifically, the occupant state acquisition unit 100 acquires a face image (driver identification information) for identifying the driver from the captured image. The occupant state acquisition unit 100 also acquires the above-mentioned image of the occupant driving the vehicle and the driver's biological information from a wearable terminal or the like worn by the driver. The above-mentioned vehicles include four-wheeled vehicles such as passenger cars and commercial vehicles, and two-wheeled vehicles (motorcycles). As shown in Figure 2, examples of biometric information that can be obtained from an image of a driver captured using a camera include the direction of gaze, posture, body movement, heart rate, breathing rate, number of blinks, and eye opening degree. Examples of biological information that can be obtained from a wearable device include heart rate, blood pressure, electrocardiogram, and blood oxygen concentration. It should be noted that the occupant state acquisition unit 100 only needs to be able to acquire information for identifying the driver and biometric information of the driver, and the acquisition method is not limited to the above-mentioned method.

[0015] The driving state acquisition unit 110 acquires vehicle identification information that identifies the vehicle and vehicle driving state information based on, for example, information from the vehicle ECU (Electronic Control Unit), information from a navigation device, camera images of the area around the vehicle, etc., and transmits the information to the judgment unit 120 and the stopping possibility judgment unit 130 described later. Specifically, the traveling state acquisition unit 110 acquires, for example, a vehicle identification number as information for identifying the vehicle from the vehicle ECU. Furthermore, the driving state acquisition unit 110 acquires driving state information of the vehicle while it is running, based on information from the vehicle ECU, information from the navigation device, and camera images of the surroundings of the vehicle. Specifically, as shown in FIG. 3, examples of the driving state information obtained from the vehicle ECU include vehicle operation information such as the driver's steering operation, accelerator operation, and brake operation. In addition, examples of driving condition information obtained from camera images of the area around the vehicle include information about nearby vehicles around the vehicle, vehicle position information (current vehicle position, etc.), road information (road width, one-way streets, etc.), and weather information (current weather information such as rainfall, snowfall, etc.). Further, examples of driving condition information obtained from the navigation device include vehicle position information, destination information, driving route information (such as route information being guided), road information (type of road being driven (expressway or general road), one-way streets, etc.), and weather information (weather forecasts, warnings, advisories, etc.). Here, the camera that captures images of the driver and the surroundings of the vehicle may be a dedicated camera installed in the vehicle, but if the vehicle is equipped with a drive recorder, for example, images captured by the drive recorder may be used to obtain biometric information of the occupants and information on the vehicle's driving condition. In addition, images taken by an external or internal camera of a smartphone (mobile phone) fixed to the vehicle may be used.

[0016] The determination unit 120 determines, based on the information acquired by the occupant state acquisition unit 100 or the driving state acquisition unit 110, whether or not there is insurance that should be notified to the driver. That is, the determination unit 120 determines the risk of an accident occurring based on the biological information of the occupants or the driving state information of the vehicle, and determines whether or not there is insurance that should be notified to the driver based on the determination result.

[0017] As shown in FIG. 4, the determination unit 120 determines whether there is a high risk of an accident occurring due to, for example, "fatigue" or "changes in physical condition" based on the driver's biometric information received from the occupant status acquisition unit 100, and when it determines that there is a high risk of an accident occurring, it transmits determination information to the notification control unit 140, which will be described later, indicating that there is insurance that should be notified to the driver. Specifically, when it detects that the driver is highly fatigued based on biological information such as eye movement, breathing rate, blinking rate, and eye opening, it determines that there is a high risk of an accident occurring due to "fatigue," and sends judgment information to the notification control unit 140 indicating that there is insurance that should be notified to the driver. In addition, when abnormal or sudden changes in biometric information are detected while driving, it determines that there is a high risk of an accident occurring due to the "change in physical condition," and sends determination information to the notification control unit 140 indicating that there is insurance that should be notified to the driver.

[0018] Furthermore, as shown in FIG. 4, the determination unit 120 determines whether or not there is a high risk of an accident occurring due to, for example, "worsening weather" or "tailgating from surrounding vehicles" based on the driving condition information received from the driving condition acquisition unit 110, and when it determines that there is a high risk of an accident occurring, it transmits determination information to the notification control unit 140 that there is insurance that should be notified to the driver. Specifically, the determination unit 120 determines the risk of an accident occurring due to "worsening weather" based on the vehicle position information, driving route information, destination information, weather information, etc. received from the driving condition acquisition unit 110. More specifically, when weather information on the driving route to the destination detects weather information that could be a cause of an accident, such as heavy rain, heavy snow, hail, or dense fog, the controller 140 determines that there is a high risk of an accident occurring due to "worsening weather," and transmits judgment information to the notification control unit 140 indicating that there is insurance that should be notified to the driver.

[0019] Furthermore, the determination unit 120 determines the risk of an accident occurring due to "tailgating from nearby vehicles" based on information about nearby vehicles around the vehicle, vehicle operation information, and the like received from the driving state acquisition unit 110. Specifically, when tailgating from a nearby vehicle is detected based on images of the area around the vehicle captured by a camera and vehicle operation information such as braking, accelerating, and steering, the system determines that there is a high risk of an accident occurring due to "tailgating from a nearby vehicle," and sends determination information to the notification control unit 140 indicating that there is insurance that should be offered to the driver. In addition, the above-mentioned determination information indicating that the driver has insurance that should be notified includes at least driver identification information, vehicle identification information, and determination reason information (detected accident risk, information referenced when the accident risk was detected, etc.).

[0020] Here, the accident occurrence risk detected by the determination unit 120 may be detected by combining the biological information acquired by the occupant state acquisition unit 100 and the driving state information acquired by the driving state acquisition unit 110. For example, when detecting the risk of an accident occurring due to the above-mentioned "fatigue," the detection may be made based on the driver's biological information and vehicle operation information such as accelerator operation, brake operation, and steering operation.

[0021] The vehicle stopping possibility determination unit 130 determines whether the vehicle can be stopped immediately based on the driving state information acquired by the driving state acquisition unit 110, and transmits the determination result to the notification control unit 140. Specifically, it is determined whether the vehicle can be stopped based on images of the area around the vehicle and road information obtained from a navigation device. More specifically, for example, if road information determines that the road currently being traveled is an expressway, or if image information captured around the vehicle detects tailgating from a nearby vehicle, it is determined that the vehicle cannot stop immediately. On the other hand, for example, if it is determined from the road information that the road on which the vehicle is traveling is a general road that is not a no-stopping section, it is determined that the vehicle can stop.

[0022] When the determination unit 120 determines that there is insurance that should be notified to the driver, the notification control unit 140 determines a method of notifying information about the proposed insurance based on the determination result of the stopping possibility determination unit 130. Specifically, when the determination unit 120 determines that there is insurance that the driver should be notified of, and the stopping possibility determination unit 130 determines that the vehicle can be stopped immediately, the notification control unit 140 displays information about the insurance on the display unit 150 described later. When the notification control unit 140 confirms that the vehicle has stopped, it displays information about insurance on the display unit 150. On the other hand, if the determination unit 120 determines that there is insurance that the driver should be notified of and the stopping possibility determination unit 130 determines that the vehicle cannot be stopped immediately, the notification control unit 140 uses voice guidance to notify the driver of information regarding the insurance. The processing performed by the notification control unit 140 will be described in detail later.

[0023] The display unit 150 is configured by, for example, an LCD (liquid crystal display device) or an organic EL (electroluminescence) display, and displays information about insurance generated by the notification control unit 140, etc. Here, the display unit 150 may be a dedicated display device for displaying information related to insurance, or may be configured to display information related to insurance on a display unit of a vehicle such as a navigation device.

[0024] The audio input / output unit 160 includes a speaker and a microphone. The audio input / output unit 160 outputs information about insurance to the driver from a speaker. Furthermore, the voice input / output unit 160 acquires, for example, the voice uttered by the driver using a microphone, and transmits the voice information to the notification control unit 140.

[0025] <Processing of notification control unit 140> The processing of the notification control unit 140 will be described with reference to FIG. The notification control unit 140 determines whether the ACC power supply (accessory power supply) of the vehicle is on (step S100). If it is determined that the ACC power supply is not on ("NO" in step S100), the process returns to step S100 and transitions to the standby mode. On the other hand, if it is determined that the ACC power supply is on ("YES" in step S100), the process proceeds to step S110.

[0026] If it is determined that the ACC power supply is on ("YES" in step S100), it is determined whether or not determination information indicating that there is insurance that should be notified to the driver has been received (step S110). If determination information indicating that there is insurance that should be notified to the driver has not been received ("NO" in step S110), the process returns to step S110 and transitions to standby mode. On the other hand, if determination information has been received indicating that there is insurance that should be notified to the driver ("YES" in step S110), the process proceeds to step S120.

[0027] If the determination information is received indicating that there is insurance that should be notified to the driver ("YES" in step S110), the determination result sent from the stopping possibility determination unit 130 is checked to determine whether the vehicle is in a situation where it can be stopped immediately (step S120). If it is determined that the vehicle is not in a condition in which it can be stopped immediately ("NO" in step S120), the process proceeds to step S170. On the other hand, if it is determined that the vehicle is in a condition in which it can be stopped immediately ("YES" in step S120), the system instructs the driver to stop the vehicle in order to explain the insurance details that should be notified (step S130), and then the process proceeds to step S140. Specifically, the notification control unit 140 provides voice guidance such as "We have insurance that we would like to offer you. Please park your vehicle in a safe location" via the voice input / output unit 160 to urge the driver to stop the vehicle.

[0028] The notification control unit 140 determines whether the vehicle has stopped (step S140). Specifically, the notification control unit 140 determines whether the vehicle has stopped based on, for example, the vehicle speed pulse and the driving state information acquired by the driving state acquisition unit 110. If it is determined that the vehicle is not stopped ("NO" in step S140), the process returns to step S140 and transitions to the standby mode. On the other hand, if it is determined that the vehicle has stopped ("YES" in step S140), the process proceeds to step S150.

[0029] If it is determined that the vehicle has stopped ("YES" in step S140), the notification control unit 140 displays on the display unit 150 the insurance information that should be notified. Here, examples of insurance information to be notified to the driver include the reason for proposing insurance, the type of insurance proposed, compensation details, contract period, insurance premiums, and the like. Specifically, the display unit 150 displays the determination reason information (detected accident occurrence risk, information referred to when the accident occurrence risk was detected, etc.) transferred from the determination unit 120. In addition, the notification control unit 140 obtains information about the insurance that the driver currently has under contract from a server (not shown) that stores driver identification information, vehicle identification information, insurance information under contract, and information related to various insurances, and based on this information, determines the type of insurance to be proposed, the compensation details, contract period, insurance premiums, etc., and displays them on the display unit 150. That is, the notification control unit 140 proposes insurance for a range of coverage that does not provide sufficient compensation within the scope of the current insurance contract, based on information regarding the insurance currently in place with the driver obtained from the server mentioned above and the detected risk of an accident occurring. For example, when information is obtained from the server that the driver does not have vehicle insurance, if the judgment unit 120 detects a risk of vehicle damage due to heavy snow, hail, etc., the notification control unit 140 will suggest to the driver that they take out vehicle insurance.

[0030] Then, the notification control unit 140 determines whether or not the driver has input an instruction to take out insurance (step S160). Specifically, it is detected whether or not a touch operation or the like has been performed in accordance with instructions on the screen for insurance contract displayed on display unit 150, and whether or not an operation indicating an intention to take out an insurance contract has been performed. If an operation indicating an intention to take out an insurance contract is input ("YES" in step S160), the process proceeds to step S190. On the other hand, if an operation indicating an intention not to take out an insurance contract is input ("NO" in step S160), the process is terminated.

[0031] If it is determined that the vehicle is not in a condition to stop immediately ("NO" in step S120), even if the vehicle is moving, the insurance information is notified to the driver by voice guidance (step S170), and the process proceeds to step S180. Here, examples of insurance information notified to the driver by voice guidance include the reason for proposing insurance, the type of insurance proposed, compensation details, contract period, insurance premiums, and the like. The notification control unit 140 also notifies the customer of frequently asked questions about the proposed insurance and the answers to those questions by audio guidance. Furthermore, the notification control unit 140 acquires a question about insurance spoken by the driver via the microphone of the voice input / output unit 160, and answers the question using voice guidance. Here, the notification control unit 140 acquires information on frequently asked questions and answers about proposed insurance, information on answers to questions about insurance from the driver, etc. from the server described above, and notifies the information by voice guidance.

[0032] The notification control unit 140 determines whether or not an instruction to take out an insurance contract has been input (step S180). Specifically, the system uses voice guidance to confirm whether the driver intends to take out an insurance contract, and determines whether the driver intends to take out an insurance contract based on the content of the driver's speech. If it is determined that the driver has spoken to the effect that he or she will take out insurance ("YES" in step S180), the process proceeds to step S190. On the other hand, if it is determined that the driver has uttered an utterance to the effect that he or she will not take out an insurance contract ("NO" in step S180), the process is terminated.

[0033] If it is determined that the driver has input an instruction to take out insurance ("YES" in step S160) or if it is determined that the driver has spoken an instruction to take out insurance ("YES" in step S180), the notification control unit 140 executes the insurance contract procedure processing. The notification control unit 140 transmits contract information of the new insurance contracted by the driver, driver identification information, vehicle identification information, etc. to the server, and updates the insurance information currently contracted by the driver. When the driver updates the insurance information of the current contract, the server may send the driver an email containing the insurance information of the current contract.

[0034] The information processing device 1 according to this embodiment includes a determination unit 120 that detects whether or not there is insurance to be notified to the driver based on the state of the driver driving the vehicle or the running state of the vehicle, and a notification control unit 140 that determines a method of notifying the driver of information related to the insurance based on the running state of the vehicle when there is insurance to be notified to the driver. The notification control unit 140 determines the method of notifying the insurance information based on the determination result of a stop possibility determination unit 130 that determines whether or not the vehicle is in a state where it can be stopped based on the running state of the vehicle. That is, when the determining unit 120 detects insurance that should be notified to the driver, the notification control unit 140 determines the method of notifying information about the insurance based on the running state of the vehicle. This allows the optimum notification method to be determined according to the vehicle's driving conditions, so that information about insurance that should be notified to the driver can be provided immediately.

[0035] In addition, in the information processing device 1 according to this embodiment, the notification control unit 140 displays information about insurance to the occupants when the stopping possibility determination unit 130 determines that the vehicle is in a state where it can be stopped, and provides voice guidance about the information about insurance when the stopping possibility determination unit 130 determines that the vehicle is not in a state where it can be stopped. That is, when it is determined that the vehicle is in a state where it can be stopped, the notification control unit 140 displays information about the insurance on the display unit 150 and notifies the driver of the information about the insurance. On the other hand, when the stopping possibility determination unit 130 determines that the vehicle is not in a state where it can be stopped, the notification control unit 140 notifies the driver of the information about the insurance using audio guidance via the audio input / output unit 160. This allows the driver to immediately check the insurance information even if the vehicle cannot be stopped, as the insurance information is notified to the driver by voice guidance.

[0036] In addition, when insurance information is displayed or voice guidance is provided, the driver is informed of the reason for proposing insurance, which allows the driver to become aware of weather information, changes in biometric information, etc. that the driver is not aware of. This allows the driver to recognize the risk of an accident in advance, thereby preventing accidents from occurring.

[0037] Furthermore, when the stopping possibility determination unit 130 determines that the vehicle is in a condition in which it can be stopped, the information about the insurance is displayed on the display unit 150 after it is confirmed that the vehicle will be stopped. As a result, the notification control unit 140 displays the information about the insurance on the display unit 150 when the vehicle has definitely stopped, thereby making it possible to prevent accidents caused by distracted driving or the like.

[0038] <Other Examples> In the above-described information processing device 1, when information related to insurance is notified using voice guidance, the notification control unit 140 may perform control such as increasing the volume from the voice input / output unit 160 so that the driver can easily hear the voice guidance. This allows the driver to recognize the insurance information even when noises such as wind noise and road noise are generated while driving.

[0039] Furthermore, if the vehicle is equipped with a HUD (Head Up Display), icons or the like showing insurance information as shown in FIG. 6 may be displayed on the HUD together with the voice guidance. This means that when the vehicle cannot stop immediately, an icon showing insurance information will be displayed on the HUD at the same time as voice guidance, allowing the driver to better understand the information about the proposed insurance even while driving.

[0040] Furthermore, in the above-described information processing device 1, when it is determined that there is insurance that needs to be notified to the driver and that the vehicle can be stopped, after confirming that the vehicle has stopped, the insurance information that needs to be notified is notified only by display, but it is also possible to notify the driver by providing audio guidance at the same time. As a result, the insurance information to be notified is notified by display and sound, so the driver can better understand the insurance information.

[0041] Although an embodiment of the present invention has been described above in detail with reference to the drawings, the specific configuration is not limited to this embodiment, and includes designs within the scope of the gist of the present invention. [Explanation of symbols]

[0042] 1. Information processing device 100: Occupant status acquisition unit 110: Driving state acquisition unit 120; Judgment section 130; Parking possibility determination unit 140: Notification control unit 150;Display section 160: Audio input / output section

Claims

1. a determination unit that determines whether or not there is an accident risk based on information on the state of an occupant driving a vehicle, including biometric information of the occupant, or information on the running state of the vehicle, including at least one of image information on the surroundings of the vehicle and operation information of the vehicle, and determines whether or not there is insurance that should be notified to the occupant; a stopping possibility determination unit that determines whether the vehicle is in a state where it can stop based on a determination result of whether tailgating from a nearby vehicle has been detected based on the surrounding image information or the operation information, and a determination result of whether the road on which the vehicle is traveling is a no-stopping section; a notification control unit that determines a method of notifying the occupant of information about insurance based on a determination result of the stopping possibility determination unit when the determination unit determines that there is insurance that should be notified to the occupant; An information processing device comprising:

2. The notification control unit When the vehicle stop possibility determination unit determines that the vehicle is in a state where it can be stopped and confirms that the vehicle has stopped, the insurance information is displayed to the occupant; 2. The information processing device according to claim 1, wherein when the vehicle stoppage possibility determination unit determines that the vehicle is not in a state where it can be stopped, the information about the insurance is provided as a voice guide.

3. An information processing method in an information processing device including a determination unit, a notification control unit, and a stopping possibility determination unit, a first step in which the determination unit determines whether there is an accident risk based on information on the state of an occupant driving a vehicle, including biometric information of the occupant, or information on the running state of the vehicle, including at least one of image information on the surroundings of the vehicle and operation information of the vehicle, and determines whether there is insurance that should be notified to the occupant; a second step in which the stopping possibility determination unit determines whether the vehicle is in a state in which it can stop based on a determination result of whether tailgating from a nearby vehicle is detected based on the surrounding image information or the operation information, and a determination result of whether the road on which the vehicle is currently traveling is a no-stopping section; An information processing method comprising: a third step in which, when it is determined in the first step that there is insurance that should be notified to the occupant, the notification control unit determines a method for notifying the information regarding the insurance based on the determination result of the second step.

4. A program for causing a computer to execute an information processing method in an information processing device including a determination unit, a notification control unit, and a stopping possibility determination unit, a first step in which the determination unit determines whether there is an accident risk based on information on the state of an occupant driving a vehicle, including biometric information of the occupant, or information on the running state of the vehicle, including at least one of image information on the surroundings of the vehicle and operation information of the vehicle, and determines whether there is insurance that should be notified to the occupant; a second step in which the stopping possibility determination unit determines whether the vehicle is in a state in which it can stop based on a determination result of whether tailgating from a nearby vehicle is detected based on the surrounding image information or the operation information, and a determination result of whether the road on which the vehicle is currently traveling is a no-stopping section; A program for causing a computer to execute an information processing method comprising: a third step in which, when it is determined in the first step that there is insurance that should be notified to the occupant, the notification control unit determines a method for notifying the information regarding the insurance based on the determination result of the second step.

5. A non-transitory recording medium storing a program for causing a computer to execute an information processing method in an information processing device including a determination unit, a notification control unit, and a stopping possibility determination unit, a first step in which the determination unit determines whether there is an accident risk based on information on the state of an occupant driving a vehicle, including biometric information of the occupant, or information on the running state of the vehicle, including at least one of image information on the surroundings of the vehicle and operation information of the vehicle, and determines whether there is insurance that should be notified to the occupant; a second step in which the stopping possibility determination unit determines whether the vehicle is in a state in which it can stop based on a determination result of whether tailgating from a nearby vehicle is detected based on the surrounding image information or the operation information, and a determination result of whether the road on which the vehicle is currently traveling is a no-stopping section; A non-transitory recording medium storing a program for causing a computer to execute an information processing method comprising: a third step in which, when it is determined in the first step that there is insurance that should be notified to the occupant, the notification control unit determines a method for notifying information about the insurance based on the determination result of the second step.

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