Information processing programs, information processing systems, information processing methods

Abstract

To improve the reliability of a wallet service.SOLUTION: An information processing system 1 includes an acquisition unit (102) for acquiring value transfer information on transfer of an electronic value between the same or different wallets from a terminal, a generation unit (203) for generating account balance update information for updating the balance of an account associated with the same or different wallets on the basis of the value transfer information, and a management unit (101) for managing the electronic value as a holding state until the update of the balance of the account based on the account balance update information is completed in a business operator device of a business operator for providing the same or different wallets.SELECTED DRAWING: Figure 7

Claims

1. One or more computers, An acquisition unit that acquires multiple value transfer information from multiple terminals regarding the transfer of electronic value between multiple wallets provided by multiple businesses, A generation unit generates account balance update information for updating the balance of the first account associated with the first wallet that is the source of the value transfer information and the balance of the second account associated with the second wallet that is the destination of the value transfer information, for each of the plurality of value transfer information, by associating it with the first business information of the first business that provides the first account and the second business information of the second business that provides the second account. With respect to each of the aforementioned multiple value transfer information, the management unit functions to manage the electronic value in a reserved state until the balance updates of the first account and the second account based on the account balance update information are completed in the first business equipment of the first business operator and the second business equipment of the second business operator. The generation unit generates settlement information relating to settlements between the multiple businesses at a predetermined timing based on the account balance update information generated based on each of the multiple value transfer information, The settlement information indicates cumulative information of the electronic value transferred between the multiple businesses up to the predetermined time. Information processing program.

2. The generation unit generates a synchronization completion notice indicating the completion of synchronization regarding the transfer of electronic value in response to an update completion notice indicating the completion of the update of the balances of the first account and the second account from the first business device and the second business device. The management unit releases the hold state of the electronic value in response to the synchronization completion notification. The information processing program according to claim 1.

3. The output unit functions to output to the terminal wallet balance information relating to the balances of the first wallet and the second wallet, assuming that the electronic value has been transferred based on the value transfer information, along with pending information relating to the electronic value managed as pending. An information processing program according to either claim 1 or claim 2.

4. An acquisition unit that acquires multiple value transfer information relating to the transfer of electronic value between multiple wallets provided by multiple businesses from multiple terminals, A generation unit generates account balance update information for updating the balance of the first account associated with the first wallet that is the source of the value transfer information and the balance of the second account associated with the second wallet that is the destination of the value transfer information, for each of the plurality of value transfer information, by associating it with the first business information of the first business that provides the first account and the second business information of the second business that provides the second account. For each of the aforementioned multiple value transfer information, a management unit manages the electronic value in a reserved state until the balance updates of the first account and the second account based on the account balance update information are completed in the first business equipment of the first business operator and the second business equipment of the second business operator. Equipped with, The generation unit generates settlement information relating to settlements between the multiple businesses at a predetermined timing based on the account balance update information generated based on each of the multiple value transfer information, The settlement information indicates cumulative information of the electronic value transferred between the multiple businesses up to the predetermined time. Information processing system.

5. One or more information processing devices, By obtaining multiple value transfer information from multiple terminals regarding the transfer of electronic value between multiple wallets provided by multiple service providers, For each of the aforementioned multiple value transfer information, account balance update information is generated in association with the first business information of the first business operator providing the first account and the second business operator information of the second business operator providing the second account, for updating the balance of the first account associated with the first wallet that is the source of the value transfer information and the balance of the second account associated with the second wallet that is the destination of the value transfer information. For each of the aforementioned multiple value transfer information, the electronic value is managed in a pending state until the balance updates of the first account and the second account based on the account balance update information are completed in the first business equipment of the first business operator and the second business equipment of the second business operator. Based on the account balance update information generated based on each of the multiple value transfer information, settlement information relating to settlement between the multiple businesses is generated at a predetermined timing. The settlement information indicates cumulative information of the electronic value transferred between the multiple businesses up to the predetermined time. Information processing methods.

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