A system and method for personalized business transactions and data storage

Abstract

The present invention relates to a system for storing, accessing, and utilizing personalized data to facilitate transactions and form filling. The system comprises a data storage module configured to secure storage of diverse user data; a Transaction Interface Module for streamlined transactions, a Form-filling Module for automated form completion, an Integration Module for data consolidation, an Analytics Module for pattern analysis, and a Recommendation Module for personalized suggestions. The present invention provides a useful tool for data management in various field from e-commerce to medical system. This invention redefines the digital journey by amalgamating data management, transactions, communication, and analytics into a cohesive and user-centric framework.

Description

[0001] A SYSTEM AND METHOD FOR PERSONALIZED BUSINESS TRANSACTIONS AND DATA STORAGE

[0002] FIELD OF INVENTION:

[0003] The present invention generally relates to a system and method for storing, accessing, and utilizing personalized data of an enrollee to facilitate transactions, auto-fill various forms in a consolidated manner, and communicate transaction details to external systems. The invention further encompasses features for integrating data across multiple platforms or applications, ensuring security of the stored data, validating the accuracy of form data, electronically submitting the filled forms, and providing analytics and recommendations based on enrollee's form-filling behavior.

[0004] BACKGROUND OF THE INVENTION:

[0005] In today's digital era, individuals often engage in a multitude of online transactions, ranging from shopping and banking to accessing services and submitting various forms for different purposes. With this rise in online interactions, users are required to enter or re-enter personal data across numerous platforms, applications, and forms, leading to repetitive tasks, potential errors, and a significant consumption of time.

[0006] Traditionally available system and platforms typically operate in silos, where each platform manages its own data storage and form-filling mechanisms. This fragmented approach can lead to inconsistencies in the data entered across different platforms and forms. Moreover, security concerns have become paramount as users store sensitive information such as credit / debit card details, social security numbers, and other personal identifiers on their devices. With increasing threats to cyber security, there is a heightened need for ensuring that such sensitive data is stored, accessed, and transmitted securely.

[0007] Additionally, with the vast array of forms and documents that users may need to fill out, it can be challenging to select the right form and remember all pertinent information, especially when the data is scattered across various sources or platforms. The lack of insights and recommendations tailored to an individual's form-filling habits further complicates the process. Therefore, there is a pressing need for a comprehensive solution that centralizes the storage of personalized data, streamlines the transaction and form-filling processes, integrates data across platforms, ensures data security, and provides valuable insights to enhance the user experience. This invention aims to address these challenges and provide a seamless, secure, and efficient mechanism for managing and utilizing personalized data.

[0008] OBJECTIVE OF THE INVENTION:

[0009] The primary objective of the present invention is to provide a system and method for computing device that simplifies and optimizes the management and utilization of an enrollee's personalized data for various digital interactions.

[0010] Another objective of the present invention is to provide a system that centralize the storage of an enrollee's personalized data, including but not limited to their name, address, preferences, medical history, purchase history, and sensitive financial and identification details, in a secure and accessible manner.

[0011] Another objective of the present invention is to provide a system to streamline online transactions by accessing the stored personalized data, thereby eliminating redundant data entry and reducing the potential for errors during transactions.

[0012] Another objective of the present invention is to provide a system having a consolidated formfilling mechanism that enables enrollees to automatically populate various forms using their stored data, complete with features that allow for form selection, accurate data retrieval, and an immediate population of chosen form fields.

[0013] Another objective of the present invention is to provide a system that enhance the accuracy and integrity of the form-filling process through the integration of a validation engine, ensuring that populated data aligns correctly with the form's requirements, coupled with a submission module for efficient electronic forwarding of completed forms.

[0014] Another objective of the present invention is to provide a system that integrate and organizes personalized data from multiple platforms or applications associated with the enrollee, creating a unified and coherent data source.

[0015] Another objective of the present invention is to provide a system that safeguards the enrollee's data by incorporating security protocols designed to encrypt and protect all stored information, addressing contemporary concerns related to data breaches and unauthorized access. Another objective of the present invention is to provide a system that insights into the enrollee's form-filling behavior through an analytics module, allowing the system to recommend relevant form templates and streamline the form selection process based on historical patterns.

[0016] SUMMARY OF THE INVENTION:

[0017] The invention disclosed herein presents an advanced system and method designed for computing devices, primarily focused on the centralized management and optimized utilization of personalized data for enrollees during various digital activities. The heart of the invention is the data storage module, proficiently designed to house an array of personalized data related to an enrollee. This encompasses details like the enrollee's name, address, preferences, purchase records, and even sensitive particulars such as credit / debit card credentials, social security numbers, and other unique identifiers.

[0018] In accordance with an embodiment of the present invention, the system for storing, accessing, and utilizing personalized data of an enrollee to facilitate transactions includes a user registration subsystem configured to register one or more product or service providers, one or more merchants, and one or more enrollees by receiving a plurality of corresponding registration details for enabling participation in one or more services. The system comprises a data storage module, a transaction interface module, a communication module, a form-filling module, a data retrieval module, a submission module, a validation engine, an integration module, an analytical module, and a recommendation module.

[0019] According to another embodiment of the present invention, the transaction interface module that is configured to work in tandem with this storage facility, granting swift access to the stored data and ensuring smooth transactions predicated on this data, effectively eradicating repetitive data inputs across different digital platforms.

[0020] According to another embodiment of the present invention, the form-filling module, is configured to access the stored data and auto-populates a myriad of forms in a consolidated fashion. This module provides the enrollee with a dedicated interface for form selection, is equipped with a data retrieval mechanism for precise data extraction, and incorporates an auto- fill engine that promptly fills up the chosen form fields. The system also prides itself on the inclusion of a validation engine, responsible for ascertaining the accuracy of data being transferred into forms and a submission module that facilitates the electronic dispatch of completed forms.

[0021] To address the challenges of data fragmentation across various platforms, an integration module is introduced. This module's primary role is to amalgamate and streamline personalized data stemming from diverse platforms or applications, ensuring that enrollees have a unified data repository at their disposal.

[0022] According to another embodiment of the present invention, the system further comprises an analytics module to assesses the frequency and nature of forms filled by the enrollee. Consequently, a recommendation engine utilizes these insights to propose form templates, tailoring suggestions based on the enrollee's historical form-filling tendencies.

[0023] The present invention embodies a holistic approach to the digital management of personalized data, offering a seamless, secure, and efficient mechanism for transactions, form-filling, and personalized recommendations.

[0024] Further objectives, advantages, and features of the present invention will become apparent from the detailed description provided herein below, in which various features and functionalities of the disclosed invention are illustreated by way of example.

[0025] BRIEF DESCRIPTION OF THE DRAWINGS

[0026] The disclosure will be described and explained with additional specificity and detail with the accompanying figures in which:

[0027] Fig. 1 is a block diagram of system for storing, accessing, and utilizing the personalized data of an enrollee to facilitate transaction in accordance with an embodiment of the present invention.

[0028] Fig. 2 illustrates a flow-chart illustrating the steps involved in a method for facilitating formfiling in accordance with the embodiment of the present disclosure.

[0029] DETAILED DESCRIPTION OF THE INVENTION

[0030] The present invention discloses a system for storing, accessing, and utilizing the personalized data of an enrollee to facilitate transactions. The system is devised to seamlessly integrate and operationalize the vast gamut of personalized data of its users, hereby referred to as "enrollees". At its core, the framework posits a radical transformation in how users interface with, manage, and deploy their data, especially in the context of transactions and form-fillings.

[0031] The system includes a user registration subsystem configured to register one or more product or service providers, one or more merchants, and one or more enrollees by receiving a plurality of corresponding registration details for enabling participation in one or more services. Furthermore, the system’s end user would access the system through various electronic devices including but not limited smartphones, tablets, laptops, and desktop computers. These devices would serve as the primary interface for enrollees to interact with the system.

[0032] According to another embodiment of the present invention, the system further comprises a biometric sensors and camera inbuilt in the electronic devices to capture biometric data associated with the users. The biometric sensors includes but not limited to iris scanner, fingerprint scanner, voice sensor, or alike.

[0033] Referring now to Fig. 1, the system for storing, accessing, and utilizing the personalized data of an enrollee to facilitate transactions, the said system comprises a data storage module, a transaction interface module, a communication module, a form-filling module, a data retrieval module, a submission module, a validation engine, an integration module, an analytics module, and a recommendation module.

[0034] According to another embodiment of the present invention, the data storage module is configured to store data associated with the registered enrollee. The data associated with enrollees include but are not limited to basic identifiers like names and addresses, purchase history, medical history, and financial history. The data storage module is further coupled to the advanced security protocol to safeguard the stored data. One key aspect of these protocols is encryption, which is applied to the stored data. Encryption transforms the data into a coded form that is unreadable without the appropriate decryption key. This proactive security measure enhances the system’s resilience against potential vulnerabilities and breaches, bolstering the overall protection of the stored information. Furthermore, to manage and store the personalized data of enrollees, dedicated database servers would be essential. These servers could use relational databases, NoSQL databases, or a combination of both, depending on the nature of the data. According to another embodiment of the present invention, the transaction Interface Module is configured to bridge the chasm between the stored data and impending transactions, negating the tedious and oft-repeated cycle of manual data inputs. The transaction interface module is coupled to a communication module, the communication module is configured for real-time synchronization and propagation of transaction specifics to external servers or systems, thus ensuring a congruent data ecosystem.

[0035] According to another embodiment of the present invention, the Form-filling Module consisting of a form selection interface, a data retrieval mechanism, and an auto-fill engine, it is primed to revolutionize digital form interactions. The form-filling modules is coupled to a validation engine to ensure data accuracy and subsequent submission module, automating the final step of form submission.

[0036] According to another embodiment of the present invention, the integration module is configured to consolidate data from multiple platform and application associated with the enrollee. The system provides a unified data management system by pulling the enrollee’s data from multiple platforms.

[0037] According to another embodiment of the present invention, the system comprises an analytic module configured to discern and analyze patterns inherent in the enrollee's form-filling behaviors. The analytical module is coupled with the recommendation module, leveraging these insights to proactively suggest form templates, thereby tailoring a bespoke user experience.

[0038] The present invention discloses an integrated modules and functionalities, all harmonizing to redefine the user's digital journey. It amalgamates storage, transactions, communication, and analytics, all underpinned by rigorous security protocols, promising an unparalleled digital experience for its enrollees.

[0039] Referring now to Fig. 2 illustrates a flow-chart illustrating the steps involved in a method for facilitating form-filing. The method comprises the steps of registering enrollee by collecting enrollee’s details; storing the enrollee data, including basic identifiers, purchase history, medical history, and financial details, within the data storage module; implementing advanced security protocols, including encryption, within the data storage module to safeguard stored data against vulnerabilities and breaches; initating form selection using form filling module; auto filling plurality of form using data retrival mechanism.

[0040] The present invention can be better understood with the help of the following examplery embodiments:

[0041] Embodiment 1 : E-commerce Integration

[0042] Description: The system according to an exemplary embodiment is integrated with multiple e- commerce platforms. The Data Storage Module saves the user's common shipping addresses, preferred payment methods, and frequently bought items. Sarah, an enrollee, logs into an e- commerce website via the mobile application. Upon checking out, the Transaction Interface Module retrieves her default shipping address and payment method from the Data Storage Module. Sarah then confirms the transaction without manually entering any data. E-commerce platforms thrive on the ease of user interaction and the speed of transactions. The embodiment focusing on e-commerce integration with the present invention’s system addresses these very pillars, aiming for a more streamlined and personalized shopping experience.

[0043] At the heart of this embodiment lies the Data Storage Module, a reservoir of user-specific information. For a user like Sarah, it can hold a plethora of details - from frequently used shipping addresses, her go-to payment methods, to her typical purchase preferences. This data- centric approach ensures that the user doesn't repetitively input the same information, making the checkout process smooth and almost instantaneous.

[0044] The embodiment also introduces the Transactional Facilitation feature. As Sarah navigates an e- commerce site, the application's Transaction Interface Module springs into action. Whether she's choosing a delivery address or selecting a payment option, the application anticipates her needs. By presenting her with saved preferences or suggesting alternatives based on her purchase history, the process becomes not just quicker but also tailored to her habits.

[0045] Furthermore, the personalized shopping experience is not just about facilitating a quick purchase. It's about understanding Sarah's shopping behavior. By analyzing her past interactions, searches, and purchases, the application can recommend products, alert her to sales on items she's shown interest in, and even offer insights into trending items in her favorite categories.

[0046] Post-purchase, the embodiment doesn't lose touch with the user. Through the Communication Module, Sarah is kept in the loop about her order's status. Real-time notifications ensure she's informed every step of the way, from order processing to its delivery.

[0047] In conclusion, the e-commerce integration embodiment is a testament to the potential of technology in enhancing online shopping. By marrying data analytics with user-centric design, it offers a shopping experience that is quick, personalized, and continuously adaptive to user preferences.

[0048] Embodiment 2: Multi-platform Financial Management

[0049] Description: The system synergizes with various financial platforms such as bank apps, digital wallets, and investment portfolios. The Integration Module consolidates the financial data, giving the enrollee a unified view of their finances.

[0050] Example: John, who has accounts in three different banks and uses two different digital wallets, accesses the application. He gets an integrated view of his total balance, recent transactions from all sources, and even upcoming bill reminders, thanks to the system’s smart consolidation features.

[0051] The financial landscape today is increasingly fragmented, with individuals juggling multiple accounts, digital wallets, and investment platforms. Addressing this complexity, the embodiment focused on multi-platform financial management presents a consolidated and intuitive solution, enhancing users' control over their finances.

[0052] Central to this embodiment is the Integration Module, designed to act as a unifying bridge across various financial platforms. For users like John, this means a single-view snapshot of his entire financial world. No longer does he need to hop between different apps or websites to check balances or monitor transactions. The system of the present invention aggregates all this data, from his bank accounts, digital wallets, and even investment portfolios, presenting a holistic picture of his finances. Beyond mere aggregation, the embodiment provides Smart Insights. By analyzing transaction histories, it can highlight patterns, such as recurring expenses, savings trends, or even unusual spending. John could be alerted if there's an unexpected dip in one of his accounts, or if a monthly subscription he forgot about is continually draining his wallet.

[0053] With its Adaptive Transaction Facilitation, John’s experience in making payments or transferring funds becomes seamless. If he's making a frequent payment, such as a monthly utility bill, the application remembers and even suggests it for him. Transfers between his various accounts or wallets are also streamlined, with the application suggesting optimal paths based on factors like transaction fees or processing times.

[0054] The embodiment's doesn't stop at passive management. The Proactive Financial Recommendations feature offers John suggestions to better manage his finances. Based on his spending and saving patterns, he might get insights on better investment opportunities or even ways to minimize transaction fees across platforms.

[0055] In sum, the multi-platform financial management embodiment isn't just a tool — it's a financial companion. By seamlessly weaving together disparate financial threads, it provides users like John clarity, control, and confidence in managing their finances, transforming the daunting world of personal finance into an intelligible and user-friendly experience.

[0056] Embodiment 3: Dynamic Form- filling in Job Portals

[0057] Description: The application seamlessly integrates with various job portal websites. The Formfilling Module accesses stored professional data of the enrollee to auto-fill job applications, thus saving time and ensuring accuracy.

[0058] Example: Maria is job hunting and comes across multiple job listings. Instead of manually inputting her personal details, work experience, and education for each application, the mobile application automatically fills in these details from the stored data, allowing Maria to apply for multiple jobs in a short span of time. Navigating the job market in today's digital age means interacting with a plethora of online job portals and platforms, each requiring users to repetitively fill out applications, submit resumes, and provide personal information. The embodiment focusing on dynamic form-filling for job portals seeks to radically streamline this process, making job applications more efficient and user-centric.

[0059] Central to this embodiment is the Form-Filling Module. For a job seeker like Mia, every new job application on different portals often means entering the same information repeatedly. This module, leveraging stored personalized data, seamlessly auto-fills application forms. From personal details, educational background, to work experience, the application takes the tedium out of the job application process, allowing Mia to focus on tailoring her cover letters or preparing for interviews.

[0060] But the process is more than just rote form-filling. With the Dynamic Adaptation Feature, the application recognizes subtle differences between job portals and application types. If Mia is applying for a tech role, the system prioritize her coding certifications; whereas, for a managerial role, her leadership experiences will be highlighted.

[0061] Networking is often touted as a cornerstone of a successful job search. Recognizing this, the embodiment includes the Communication Module. Here, Mia can not only apply but also seamlessly communicate with potential employers, schedule interviews, or even attend virtual job fairs. This integration ensures she stays on top of her job search, never missing an opportunity.

[0062] Moreover, the embodiment offers Application Analytics. By analyzing Mia's application history, job preferences, and feedback received, the system can provide insights into her job search. It might suggest optimizing certain parts of her resume, attending specific networking events, or even recommend roles she hadn't considered.

[0063] In conclusion, the dynamic form-filling embodiment for job portals revolutionizes the job search experience. It removes redundant tasks, provides tailored application experiences, and ensures that job seekers remain connected and informed. By doing so, it turns the often daunting process of job hunting into a more manageable, efficient, and potentially more successful endeavor. Embodiment 4: Health and Medical Forms

[0064] Description: This embodiment focuses on medical platforms. The Data Storage Module saves critical health data, including medical history, allergies, and medications. The Form-filling Module can then be used at hospitals, pharmacies, and other health-related platforms.

[0065] Example: Alex visits a new clinic for a consultation. Instead of filling out extensive medical history forms, he uses the application to auto-fill his entire medical history, ensuring that the doctor has all necessary information without any omissions or errors.

[0066] As healthcare systems around the world undergo digital transformations, the management and accessibility of health records stand out as pivotal challenges. The embodiment focusing on healthcare documentation and management aims to revolutionize how individuals interact with, and manage, their medical data.

[0067] At the core of this embodiment is the Form-Filling Module. With myriad medical forms, from prescription refills to insurance claims, patients like Emily often find themselves lost in a maze of paperwork. This module, equipped with stored personalized data, auto-fills these forms, eliminating redundant tasks for Emily. Whether it's her basic personal details or specific medical history data, the application ensures accurate and rapid form completion.

[0068] However, storing medical data poses significant security concerns. The embodiment acknowledges this by integrating a robust Security Protocol within the Data Storage Module. Every bit of Emily's data, especially sensitive medical information, is encrypted and protected. This ensures that her data is both easily accessible for her and shielded from potential breaches.

[0069] Central to the healthcare experience is the interaction with medical professionals. Through the Communication Module, Emily can seamlessly transmit her medical details to her healthcare providers. Whether she's visiting a new specialist or undergoing tests at a different clinic, her medical history, allergies, and other vital information can be shared swiftly, ensuring she receives informed care.

[0070] Furthermore, the embodiment offers Proactive Health Insights. By analyzing Emily's medical history, prescription data, and even her regular health check-ups, the application can offer tailored health recommendations. It might remind her of upcoming vaccinations, suggest routine checkups based on her age and medical history, or even provide alerts about potential drug interactions based on her current prescriptions.

[0071] To conclude, the healthcare documentation and management embodiment epitomizes the fusion of healthcare and technology. By placing patients at the center of the design, it ensures they have unparalleled access and control over their medical data, while also benefiting from smart insights and enhanced security. This not only elevates patient experiences but also has the potential to significantly improve healthcare outcomes.

[0072] Embodiment 5: Feedback and Survey Auto-completion

[0073] Description: The mobile application recognizes patterns in how enrollees fill out feedback forms or surveys. The Analytics Module assesses these patterns, and the recommendation engine suggests potential responses in future similar forms.

[0074] Example: Every time Rita visits a cafe, she fills out a feedback form via a QR code. Over time, the application recognizes that she often gives 5 stars for service but 3 stars for ambience. The next time she scans a feedback QR code at a cafe, these options are auto-suggested, making the feedback process quicker and more streamlined..

[0075] To ensure the sanctity and accuracy of feedback, the Validation Engine comes into play. Before final submission, the engine cross-checks the auto-filled data, making sure there are no inconsistencies or inaccuracies. It gives Alex a chance to review and ensure his feedback precisely reflects his experiences and opinions.

[0076] Furthermore, the embodiment introduces a Feedback History Tracker. For Alex, this means a consolidated view of all the feedback and surveys he has completed. Not only does this give him a sense of his interaction history with various businesses, but it can also remind him of any pending feedback requests.

[0077] In summary, the feedback and survey auto -completion embodiment is a bridge between businesses' need for data and users' desire for a streamlined experience. By intelligently filling in repetitive information, ensuring contextually accurate responses, and allowing users to review and track their feedback, it promotes a more engaged and authentic feedback process. Businesses get the insights they crave, and users find the process less cumbersome, creating a win-win scenario.

Claims

CLAIMWe claim,1. A system for storing, accessing, and utilizing personalized data to facilitate transactions, comprising: a. a data storage module configured to store personalized data of an enrollee; b. an advanced security protocol integrated within the data storage module, wherein, the security protocol encrypt the stored data to enhance protection; c. a transaction interface module configured to seamlessly bridge personalized data and facilitate a transaction based on said data; d. a communication module coupled to the transaction interface module, wherein, the communication module is configured to ensure real-time synchronization and transmit transaction details to an external server or system; e. a form-filling module comprising a form selection interface, a data retrieval mechanism, an auto-fill engine, and a validation module, wherein, the form filling module is characterized to access the stored personalized data and auto-fill various forms in a consolidated manner. f. an integration module configured to consolidate data from multiple platform associated with the enrollee; g. an analytics module configured to discerning and analyzing pattern in enrollee’s form-filling behavior; and h. a recommendation module coupled to the analytical module, wherein, the recommendation module is configured to leverage insights from the analytical module to proactively suggest form templates, wherein, the system is characterized to negating manual data input while enrolling in plurality of services.

2. The system as claimed in Claim 1, wherein the personalized data associated with the enrollee includes but not limited to enrollee's name, address, preferences, purchase history, credit / debit card details, social security number, date of birth, and user identifiers.

3. The system as claimed in Claim 1, wherein the form- filling module’s auto-fill engine suggest response based on context or previous interaction, enhancing the efficiency and accuracy of form completion.

4. The system as claimed in Claim 1, wherein, the integration module consolidate and organize the stored personalized data across multiple platforms associated with the enrollee, creating a complete and unified data.

5. The system as claimed in Claim 1, wherein the data storage module is configured to store personalized data associated with registered enrollee and coupled to a security protocols for encrypted storage.

6. The system as claimed in Claim 1, wherein the validation module is configured to verify the accuracy of the data being populated into the forms.

7. A method for facilitating personalized transactions and form filling, comprising the steps of: a. accessing personalized data stored within the system for a specific enrollee; b. presenting transaction options based on the accessed personalized data; c. receiving a transaction selection from the enrollee; d. executing the chosen transaction using the accessed personalized data; and e. using the accessed personalized data to auto-fill selected forms in a consolidated manner.

8. The method as claimed in Claim 7, wherein the auto-filling of forms further comprises the steps of: a. retrieving appropriate data from the stored personalized data; b. matching the retrieved data with the form fields; and c. populating the form fields with the matched data.

9. The method as claimed in Claim 7, further comprises the step of: consolidating and organizing the accessed personalized data from various sources or platforms associated with the enrollee.

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