Electronic payment

Abstract

Embodiments of the present disclosure provide an electronic payment method, comprising: providing a payment device, the payment device comprising a display screen and an NFC recognition apparatus; displaying, on an indicator ball on the display screen, an amount to be paid; the display screen providing first payment mode guidance, comprising a picture in which the indicator ball continuously bounces due to being attracted by the NFC recognition apparatus; if NFC recognition succeeds and payment succeeds, the display screen displaying a payment result; and if the NFC recognition fails, the display screen providing second payment mode guidance. NFC payment can be completed by simply an electronic device touching the payment device. Compared with code scanning and face scanning, the NFC payment improves payment efficiency. In addition, the electronic payment method provides visual payment guidance, so as to guide a consumer to quickly complete payment, thereby further improving payment efficiency and the use experience of the consumer.

Description

Electronic payment TECHNICAL FIELD

[0001] The present disclosure relates to the technical field of electronic payment, in particular to electronic payment. BACKGROUND

[0002] With the rapid development of Internet technology, electronic transactions have entered people's lives. However, the existing payment methods are all through the merchant handheld code scanning gun to scan the user's payment code or need the user to aim the mobile terminal at the code scanning window of the payment device to complete the payment, which occupies the time of the merchant and reduces the payment efficiency. SUMMARY

[0003] The present disclosure provides an electronic payment method which can improve payment efficiency.

[0004] The present disclosure provides an electronic payment method, comprising: step S1, providing a payment device comprising a display screen and an NFC identification device; step S2, displaying an amount to be paid on a jump ball on the display screen; step S3, the display screen providing a first payment method guide, including a picture in which the jump ball is continuously attracted by the NFC identification device and does not jump; step S4, if the NFC identification device and the electronic device are successfully identified and the payment is successful, the display screen displays the payment result; step S5, if the NFC identification device and the electronic device are not successfully identified, the display screen provides a second payment method guide.

[0005] Further, the NFC identification device comprises an indicator light surrounding a ring, and the step S3 comprises: in the process of jumping of the jump ball, the color of the jump ball gradually changes and the light of the indicator light is sequentially turned on to form a ring.

[0006] Further, the step S3 comprises: in the process of jumping of the jump ball, the light of the indicator light is sequentially turned on to form a ring and then is collected into a semicircle.

[0007] Further, the step S4 comprises: the jump ball moves towards the direction of the electronic device and disappears from the display screen.

[0008] Further, the payment device comprises a loudspeaker, and the step S3 comprises: the loudspeaker provides voice guidance.

[0009] Further, the second payment method guide comprises: a display picture, the display picture comprising the jump ball and guidance for operating the electronic device.

[0010] Further, the payment method further comprises step S21: the display screen displays a payment method selection.

[0011] Further, the payment method includes: NFC payment, face scanning payment and / or code scanning payment.

[0012] Further, the electronic payment method further includes a step S6: after the NFC identification timeout, the display screen returns to the interface of the step S21.

[0013] Further, the step S6 includes: the jump ball disappears, and the display screen displays a prompt to select other payment methods and then returns to the interface of the step S21.

[0014] The electronic payment method of the embodiment of the present disclosure adopts NFC payment, which only needs to touch the electronic device and the payment device to complete the payment, thereby improving the payment efficiency compared with code scanning and face scanning, improving the use experience of consumers, increasing the transaction number of merchants, and improving the business volume of merchants; meanwhile, the electronic payment method guides the consumers to quickly complete the payment through the visual payment method, thereby further improving the payment efficiency and the use experience of consumers. BRIEF DESCRIPTION OF DRAWINGS

[0015] FIG. 1 shows a schematic diagram of a payment device according to an example embodiment of the present disclosure;

[0016] FIG. 2 shows a block diagram of an electronic payment method according to an example embodiment of the present disclosure;

[0017] FIG. 3 shows a block diagram of another electronic payment method according to an example embodiment of the present disclosure. DETAILED DESCRIPTION

[0018] The technical solutions in the embodiments (or, the example embodiments) of the present disclosure will be described clearly and completely in conjunction with the accompanying drawings. When the following description refers to the accompanying drawings, the same numbers in different drawings represent the same or similar elements unless otherwise indicated.

[0019] If the embodiments of the present disclosure involve directional indications or positional relationships (for example, up, down, left, right, front, back, inner, outer, top, bottom, center, vertical, horizontal, longitudinal, transverse, length, width, counterclockwise, clockwise, axial, radial, circumferential, etc.), such terms are only used to explain the relative positional relationship, movement condition, etc. between the components in a certain posture (as shown in the drawings); if the certain posture changes, the directional indications or positional relationships also change accordingly. In addition, the embodiments of the present disclosure involve the terms "first", "second", etc., which are only used for convenience of description and cannot be understood as indicating or implying relative importance.

[0020] The user information (including but not limited to user equipment information, user personal information, etc.) and data (including but not limited to data for analysis, stored data, displayed data, etc.) involved in the present disclosure are all information and data authorized by the user or authorized by all parties, and the collection, use and processing of related data need to comply with relevant laws, regulations and standards of relevant countries and regions, and provide corresponding operation portal for user to choose authorization or refusal.

[0021] Referring to FIG. 1, the payment device 100 of the embodiment of the present disclosure comprises a host 1 and an NFC identification device 2. The NFC identification device 2 is coupled with the host 1 through a connection line (not shown) for signal transmission.

[0022] The NFC identification device 2 comprises an NFC identification module 21 for completing electronic payment by touching an electronic device. Compared with code scanning and face scanning, the payment efficiency is improved, the shopping experience of consumers is improved, the transaction number of merchants is increased, and the business volume of merchants is improved.

[0023] The electronic device includes but is not limited to a mobile phone or a tablet computer, etc.

[0024] In some embodiments, the NFC identification device 2 comprises an indicator light 22, which surrounds the NFC identification module 21 and emits light around the NFC identification module 21 to provide light guidance, which can attract the attention of consumers and facilitate the popularization and application of NFC function.

[0025] In some embodiments, the indicator light 22 can guide in different ways through different light forms when the NFC identification device 2 is in different states. For example, in a normal standby state, the indicator light 22 can flash to attract the attention of consumers; when guiding payment, the indicator light 22 can guide consumers to make electronic payment through changing color and matching with a marquee light; when payment is successful or fails, different colors can be displayed to inform the payment result through light form. The present disclosure does not limit the light form.

[0026] The host 1 comprises a display screen 11. The display screen 11 is used to display advertising marketing and / or a list of purchased goods and / or a payment amount of goods and / or payment method guidance and / or payment result, etc. The payment method guidance can attract consumers to use NFC function for electronic payment, or guide consumers how to use NFC function for electronic payment, which is more humanized and can improve payment efficiency.

[0027] In some embodiments, the payment method guidance displayed by the display screen 11 comprises pictures or words or animations, etc.

[0028] In some embodiments, the display screen 11 displays the payment result, so that the consumer can intuitively understand the payment result and improve the shopping experience.

[0029] In some embodiments, the payment device comprises a speaker (not shown) to provide voice guidance. The speaker can be arranged on the host 1 or the NFC identification device 2.

[0030] Referring to FIGS. 2-3, the electronic payment method according to the embodiments of the present disclosure comprises the following steps.

[0031] Step S1: providing a payment device 100 comprising a display screen 11 and an NFC identification device 2.

[0032] Step S2: displaying the amount to be paid on the jump ball on the display screen 11.

[0033] Step S3: the display screen 11 provides a first payment method guidance, including a picture in which the jump ball is continuously attracted by the NFC identification device 2 and does not jump.

[0034] Step S4: if the NFC identification device 2 and the electronic device are successfully identified and the payment is successful, the display screen 11 displays the payment result.

[0035] Step S5: if the NFC identification device 2 and the electronic device are not successfully identified, the display screen 11 provides a second payment method guidance.

[0036] The electronic payment method provides visual payment method guidance through the jumping of the jump ball to guide the consumer to quickly complete the payment, thereby further improving the payment efficiency and the consumer's use experience.

[0037] In some embodiments, the first payment method guidance comprises a first text guidance, such as "unlock the phone and tap to pay".

[0038] In some embodiments, the NFC identification device 2 comprises an indicator light 22 in the shape of a ring, and the step S3 comprises: during the jumping of the jump ball, the color of the jump ball gradually changes and the light of the indicator light 22 is sequentially lit in the shape of a ring.

[0039] The indicator light 22 and the jump ball guide the consumer to tap the electronic device against the NFC identification device 2 to make an electronic payment. The guidance method is not only visual but also cool, which improves the consumer's payment experience and is conducive to the promotion of NFC payment.

[0040] In some embodiments, the step S3 comprises: during the jumping of the jump ball, the light of the indicator light 22 is sequentially lit in the shape of a ring and then collected in the shape of a semicircle, which is even cooler.

[0041] In some embodiments, the step S4 includes that the jump ball moves towards the direction close to the electronic device and disappears from the display screen, and the guidance mode is not only vivid but also cool.

[0042] In some embodiments, the payment device 100 includes a speaker, and the step S3 includes that the speaker provides voice guidance, and more guidance modes are provided, and the guidance is more humanized.

[0043] In some embodiments, the second payment method guidance includes a display screen, and the display screen includes the jump ball and guidance for operating the electronic device.

[0044] In some embodiments, the guidance for operating the electronic device includes second text guidance, such as "NFC is not recognized, please unlock the phone first", "turn on the NFC switch", "paste again to pay", and the like.

[0045] In some embodiments, the payment method further includes a step S21 of displaying, by the display screen 11, a payment method selection.

[0046] In some embodiments, the payment method includes NFC payment, face scanning payment, and / or code scanning payment, and more payment methods are provided, and the payment method is more humanized.

[0047] In some embodiments, the electronic payment method further includes a step S6 of NFC recognition timeout, and the display screen 11 returns to the interface of the step S21.

[0048] In some embodiments, the step S6 includes that the jump ball disappears, and the display screen displays a reminder to select other payment methods and then returns to the payment method selection interface.

[0049] In some embodiments, the step S3 includes NFC recognition timeout, and the display screen returns to the interface of the step S21.

[0050] In some embodiments, the step S5 includes that if the NFC recognition device 2 and the electronic device are successfully recognized and the payment is successful, the display screen 11 displays a payment result; and if the NFC recognition device 2 and the electronic device are not successfully recognized, the display screen 11 returns to the interface of the step S21.

[0051] It should be noted that the technical solutions or technical features described in the above embodiments can be combined or supplemented with each other without conflict. The scope of protection of the disclosure is not limited to the precise structures described in the above embodiments and shown in the accompanying drawings; any modification, equivalent replacement, improvement, and the like made within the spirit and principle of the disclosure shall be included in the scope of protection of the disclosure.

Claims

1. An electronic payment method, comprising: Step S1: Provide a payment device, including a display screen and an NFC identification device; Step S2: The amount to be paid is displayed on the bouncing ball on the display screen; Step S3: The display screen provides guidance on the first payment method, including a scene showing the bouncing ball being attracted by the NFC recognition device and continuously bouncing; Step S4: If the NFC identification device successfully identifies the electronic device and the payment is successful, the display screen shows the payment result; Step S5: If the NFC identification device fails to identify the electronic device, the display screen provides guidance on a second payment method.

2. The electronic payment method according to claim 1, wherein, The NFC identification device includes indicator lights arranged in a ring, and step S3 includes: As the bouncing ball bounces, its color gradually changes and the indicator lights illuminate sequentially in a ring.

3. The electronic payment method according to claim 2, wherein, Step S3 includes: During the bouncing of the ball, the indicator lights illuminate sequentially in a ring shape before retracting into a semi-circle.

4. The electronic payment method according to claim 3, wherein, Step S4 includes: The bouncing ball moves toward the electronic device and disappears from the display screen.

5. The electronic payment method according to claim 1, wherein, The payment device includes a speaker, and step S3 includes: the speaker providing voice guidance.

6. The electronic payment method according to claim 1, wherein, The second payment method guidance includes: The display screen includes guidance for the bouncing ball and the control electronic device.

7. The electronic payment method according to claim 1, wherein, The payment method further includes step S21: The display screen shows the payment method selection.

8. The electronic payment method according to claim 7, wherein, The payment methods include: NFC payment, facial recognition payment, and / or QR code payment.

9. The electronic payment method according to claim 7, wherein, The electronic payment method further includes step S6: after the NFC identification timeout, the display screen returns to the interface of step S21.

10. The electronic payment method according to claim 9, wherein, Step S6 includes: After the bouncing ball disappears and the display screen shows a prompt to select another payment method, the user returns to the interface of step S21.

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