Reservation withdrawal method
By making reservations and withdrawals on terminal devices, the problem of difficulty for the elderly to operate the ATM machine is solved, and the offline withdrawal process is realized without operation, which improves efficiency and is particularly convenient for the elderly.
Patent Information
- Application Number
- CN202510278054.2
- Authority / Receiving Office
- CN · China
- Patent Type
- Applications(China)
- Current Assignee / Owner
- Filing Date
- 2025-03-10
- Publication Date
- 2025-06-27
AI Technical Summary
When the elderly need to make an appointment to withdraw money, they are weak in learning ability of modern technology products and find it difficult to operate the ATM machine, which leads to a cumbersome withdrawal process, especially when their children are not around, which has become a major concern for the elderly.
Provides a method of making an appointment and withdrawal. Customers can make an appointment and login through terminal devices (such as personal computers or mobile phones), select outlets and time, fill in the withdrawal amount and submit an appointment application. The banking system generates pending tasks and completes the transaction offline through bank card matching identification.
It realizes making reservations and withdrawals on terminal devices without offline operations, reducing offline work, improving withdrawal efficiency, reducing queue time, and particularly convenient for the elderly who cannot operate the machine.
Smart Images

Figure CN120218289A_ABST
Abstract
Description
Technical Field
[0001] The invention relates to a method for booking cash withdrawal, belonging to the field of banking. Background Art
[0002] Although the current online transfer technology is very convenient, there are still some special times when it is necessary to withdraw cash from the bank. Generally, when the amount is not large, cash withdrawal is carried out at the ATM. Only when the amount is large does it need to be booked. This method is relatively friendly to young people, but not so good for the elderly. The elderly have poor eyesight and weak learning ability for modern technology products. Many of them cannot operate the ATM. In addition, many elderly people in their seventies have low cultural knowledge, especially in rural areas where the illiteracy rate is still very high. Withdrawing cash becomes a big problem. Although children can help, when children are not around, cash withdrawal is a big problem for the elderly. Summary of the Invention
[0003] The purpose of the invention is to provide a method for booking cash withdrawal, which can be booked on the terminal device and the funds can be collected offline without offline operation, which is convenient and fast.
[0004] To solve the above problems, the method for booking cash withdrawal involved in the invention adopts the following technical solutions: A method for booking cash withdrawal, characterized in that the method for booking cash withdrawal includes the following steps: a. Booking login, the customer applies to the bank system for login through the terminal device and performs the login operation according to the login information; b. Select the booking interface; c. Book the branch, select the branch to go to from the displayed branches and confirm; d. Book the time, select the date and time period to go to from the displayed date and time periods and confirm; e. Register the withdrawal amount and fill in the withdrawal amount in the display box; f. Submit the booking application, fill in the withdrawal password and submit the booking application; g. The bank system generates a task to be processed. The bank system receives the booking information, generates a task to be processed and assigns it to the booked branch; h. Complete the transaction offline. The bank system receives the customer's bank card, matches and identifies the corresponding booking application, and delivers the corresponding withdrawal amount to the customer.
[0005] In step h, the one that accepts the customer's bank card can be the counter system or the ATM system.
[0006] The terminal device can be a personal computer or a personal mobile phone.
[0007] The present invention provides a method for reserved withdrawal. It can make prepayments on the customer terminal and then directly match and receive the money offline through a bank card. No operation is required offline, which can greatly reduce offline work, improve the withdrawal efficiency, and reduce the queuing time for withdrawals. For the elderly, their children can make reserved withdrawals on the customer terminal through the withdrawal password, and the elderly can go to the bank to receive the money by themselves without having to operate it themselves, which greatly facilitates the elderly who cannot operate machines. BRIEF DESCRIPTION OF THE DRAWINGS
[0008] In order to more clearly illustrate the technical solutions of the embodiments of the invention, the drawings required for use in the embodiments will be briefly introduced below: Figure 1 It is a flowchart of an embodiment of the invention. DETAILED DESCRIPTION OF THE EMBODIMENTS
[0009] In order to make the technical objectives, technical solutions, and beneficial effects of the invention clearer, the technical solutions of the invention will be further described below in conjunction with the drawings and specific embodiments. It should be understood that the specific embodiments described herein are only used to explain the invention and are not used to limit the invention, that is, the described embodiments are only some embodiments of the invention, rather than all embodiments. Usually, the components of the embodiments of the invention described and shown in the drawings here can be arranged and designed in various different configurations.
[0010] A specific embodiment of the reserved withdrawal method involved in the invention, in Figure 1 a reserved withdrawal method, characterized in that the reserved withdrawal method includes the following steps: A reserved withdrawal method, characterized in that the reserved withdrawal method includes the following steps: a. Reserved login. The customer applies to the bank system for login through the terminal device and performs a login operation according to the login information. The login interface here is the existing bank APP. b. Select the reserved interface. Just add a reserved button and interface in the existing bank APP. c. Reserve the branch. Select the branch to go to from the displayed branches and confirm. d. Reserve the time. Select the date and time period to go to from the displayed date and time periods and confirm. e. Register the withdrawal amount. Fill in the withdrawal amount in the display box. f. Submit the reservation application. Fill in the withdrawal password and submit the reservation application. g. The bank system generates a task to be processed. The bank system receives the reservation information, generates a task to be processed, and dispatches it to the reserved branch; receives information through the Internet and adds relevant programs in the bank system. h. Complete the transaction offline. The banking system receives the customer's bank card, matches and identifies the corresponding reservation application, and delivers the corresponding withdrawal amount to the customer. It is only necessary to associate the customer's bank card information with the bank card information in the reservation application.
[0011] In step h, the system that accepts the customer's bank card can be a counter system or an ATM system.
[0012] The terminal device can be a personal computer or a personal mobile phone.
[0013] Finally, it should be noted that the above embodiments are only used to illustrate rather than limit the technical solutions of the invention. Any equivalent replacement of the invention and any modification or partial replacement that does not depart from the spirit and scope of the invention should be covered by the scope of protection of the invention claims.
Claims
1. A method for making a scheduled withdrawal, characterized in that: The scheduled withdrawal method includes the following steps: a. Make an appointment to log in. The customer applies to the bank system for login through the terminal device and performs the login operation according to the login information; b. Select the appointment interface; c. Make an appointment at a branch, select the branch you want to go to from the displayed branches and confirm; d. Make an appointment. Select the date and time you want to go from the displayed dates and time periods and confirm. e. Register the withdrawal amount and fill in the withdrawal amount in the display box; f. Submit the reservation application, fill in the withdrawal password and submit the reservation application; g. The bank system generates pending tasks. The bank system receives the appointment information, generates pending tasks and distributes them to the appointment outlets; h. Complete the transaction offline. The bank system receives the customer's bank card, matches and identifies the corresponding appointment application, and delivers the corresponding withdrawal amount to the customer.
2. The method for scheduled withdrawal according to claim 1, characterized in that: In step h, the system that accepts the customer's bank card can be either a counter system or an ATM system.
3. The method for scheduled withdrawal according to claim 2, characterized in that: The terminal device can be a personal computer or a personal mobile phone.