Task processing method and device and related equipment
By creating collaborative purchase tasks in the financial payment scenario, users can collaborate on purchasing products, solving the interactive problem of users when purchasing independently, and improving user interaction and financial management fun.
Patent Information
- Application Number
- CN202510541971.5
- Authority / Receiving Office
- CN · China
- Patent Type
- Applications(China)
- Current Assignee / Owner
- Filing Date
- 2025-04-27
- Publication Date
- 2025-08-08
AI Technical Summary
In the financial payment scenario, when users purchase products independently, their operations are independent of each other and do not affect each other, and lack interactivity.
By creating a collaborative purchase task, one object allows to initiate the hierarchical investment phase of inviting other objects to participate in the collaborative purchase task, and display relevant product configuration information to facilitate collaborative purchase.
It improves the interactivity and communication between users when purchasing products, promotes users' estimates of the financial market and financial management practices, and increases user participation and stickiness.
Smart Images

Figure CN120450814A_ABST
Abstract
Description
Technical Field
[0001] The present application relates to the field of data processing technology, and in particular to task processing methods, devices and related equipment. Background Art
[0002] Currently, when purchasing products (such as financial products and funds) in financial payment scenarios, different users usually purchase products independently on their respective product details pages. For example, when user U1 displays the product details page of a product (for example, product X) through a certain client, user U1 can independently purchase product X through the client; at the same time, user U2 can also independently purchase product X through the product details page displayed by another client.
[0003] However, the inventors discovered in practice that when different users independently purchase products, the actions performed by each user throughout the entire purchase process are independent and do not affect each other. Therefore, how to improve the interactivity of product purchases in financial payment scenarios is an urgent problem to be solved. Summary of the Invention
[0004] The embodiments of the present application provide a task processing method, apparatus, and related equipment, which enable one object to create a collaborative purchase task and invite other objects to participate in a certain stage of investment in the collaborative purchase task, thereby improving the interactivity of product purchases in financial payment scenarios.
[0005] On the one hand, an embodiment of the present application provides a task processing method, the method comprising:
[0006] Displays the collaboration invitation information initiated by the task creation object. The collaboration invitation information refers to the information that carries the collaborative purchase task. The collaborative purchase task is a task created by the task creation object for collaborative purchase of business products.
[0007] In response to a triggering operation on the collaboration invitation information, a product purchase participation page corresponding to the business product is displayed, and product configuration information associated with the business product is displayed on the product purchase participation page; the product configuration information includes first-category configuration information configured by the task creation object and second-category configuration information, the second-category configuration information including a target hierarchical investment stage selected by the target object from a plurality of hierarchical investment stages corresponding to the collaborative purchase task;
[0008] In response to a triggering operation on a participation control in a product purchase participation page, the collaborative purchase task is participated in through product configuration information under the target stage investment phase to purchase a business product.
[0009] On the one hand, an embodiment of the present application provides a task processing method, the method comprising:
[0010] Displays the task creation page; the task creation page includes configuration items for information configuration;
[0011] In response to a configuration operation on a configuration item, first-category configuration information obtained by the configuration is displayed; the first-category configuration information includes business products for collaborative purchase and phase time information of multiple phased investment phases;
[0012] In response to a confirmation operation on the first type of configuration information, creating a collaborative purchase task associated with the first type of configuration information; the collaborative purchase task is used for collaborative purchase of business products;
[0013] In response to a collaborative invitation operation for a collaborative purchase task, a collaborative invitation message carrying the collaborative purchase task is sent based on the collaborative invitation operation; the collaborative invitation message is used to invite the target object to select a target stage from multiple stages to participate in the collaborative purchase task.
[0014] On the one hand, an embodiment of the present application provides a task processing method, the method comprising:
[0015] receiving a task creation request carrying the first type of configuration information sent by the task creation object, and creating a collaborative purchase task corresponding to the first type of configuration information based on the task creation request; the collaborative purchase task is a task for collaboratively purchasing a business product;
[0016] Receive a task participation request for a collaborative purchase task; the task participation request is sent by a client corresponding to a target object in response to a trigger operation on a participation control in a product purchase participation page; the product purchase participation page is displayed in response to a trigger operation on collaboration invitation information corresponding to the collaborative purchase task; the product purchase participation page is used to display product configuration information associated with a business product; the product configuration information includes first-category configuration information and second-category configuration information, the second-category configuration information including a target hierarchical investment stage selected by the target object from a plurality of hierarchical investment stages corresponding to the collaborative purchase task; the task participation request carries the first-category configuration information and the target hierarchical investment stage;
[0017] Based on the task participation request, the target object is determined as a participant corresponding to the target staged investment phase of the collaborative purchase task.
[0018] On the one hand, an embodiment of the present application provides a task processing device, the device comprising:
[0019] The invitation information display unit is used to display the collaboration invitation information initiated by the task creation object; the collaboration invitation information refers to information carrying the collaborative purchase task; the collaborative purchase task is a task created by the task creation object for collaborative purchase of business products;
[0020] a participation page display unit, configured to display a product purchase participation page corresponding to the business product in response to a triggering operation on the collaboration invitation information, and display product configuration information associated with the business product on the product purchase participation page; the product configuration information includes first-category configuration information and second-category configuration information configured by the task creation object, the second-category configuration information including a target hierarchical investment stage selected by the target object from a plurality of hierarchical investment stages corresponding to the collaborative purchase task;
[0021] The task participation unit is configured to respond to a triggering operation on a participation control in a product purchase participation page and participate in a collaborative purchase task through product configuration information in a target staged investment phase to purchase a business product.
[0022] On the one hand, an embodiment of the present application provides a task processing device, the device comprising:
[0023] A creation page display unit is used to display a task creation page; the task creation page includes configuration items for information configuration;
[0024] An information configuration unit, configured to display first-category configuration information obtained by configuration in response to a configuration operation on a configuration item; the first-category configuration information includes business products for collaborative purchase and phase time information of multiple phased investment phases;
[0025] A creation confirmation unit, configured to create a collaborative purchase task associated with the first type of configuration information in response to a confirmation operation on the first type of configuration information; the collaborative purchase task is used to collaboratively purchase a business product;
[0026] The collaborative invitation unit is used to respond to a collaborative invitation operation for a collaborative purchase task and send collaborative invitation information carrying the collaborative purchase task based on the collaborative invitation operation; the collaborative invitation information is used to invite the target object to select a target stage from multiple stages to participate in the collaborative purchase task.
[0027] On the one hand, an embodiment of the present application provides a task processing device, the device comprising:
[0028] a task creation unit, configured to receive a task creation request carrying the first type of configuration information sent by the task creation object, and create a collaborative purchase task corresponding to the first type of configuration information based on the task creation request; the collaborative purchase task is a task for collaboratively purchasing a business product;
[0029] A participation request acquisition unit is configured to receive a task participation request for a collaborative purchase task; the task participation request is sent by a client corresponding to a target object in response to a trigger operation on a participation control on a product purchase participation page; the product purchase participation page is displayed in response to a trigger operation on collaboration invitation information corresponding to the collaborative purchase task; the product purchase participation page is configured to display product configuration information associated with a business product; the product configuration information includes first-category configuration information and second-category configuration information, the second-category configuration information including a target hierarchical investment stage selected by the target object from a plurality of hierarchical investment stages corresponding to the collaborative purchase task; the task participation request carries the first-category configuration information and the target hierarchical investment stage;
[0030] The participation recording unit is used to determine the target object as a participant corresponding to the target hierarchical investment stage of the collaborative purchase task based on the task participation request.
[0031] On the one hand, an embodiment of the present application provides a computer device, including a memory and a processor; the memory is connected to the processor, the memory is used to store a computer program, and the processor is used to call the computer program so that the computer device executes the method provided by the embodiment of the present application.
[0032] On the one hand, an embodiment of the present application provides a computer-readable storage medium, in which a computer program is stored. The computer program is suitable for being loaded and executed by a processor, so that a computer device with a processor executes the method provided by the embodiment of the present application.
[0033] On one hand, an embodiment of the present application provides a computer program product, including a computer program / instruction, which implements the method provided in the embodiment of the present application when the computer program / instruction is executed by a processor.
[0034] In an embodiment of the present application, in response to a trigger operation for collaborative invitation information corresponding to a collaborative purchase task, a product purchase participation page corresponding to a business product can be displayed, and then product configuration information associated with the business product can be displayed on the product purchase participation page, which can specifically be the display of the first type of configuration information configured by the task creation object, and the target phased investment stage can be selected by the target object from the multiple phased investment stages corresponding to the collaborative purchase task; and then, in response to a trigger operation for a participation control in the product purchase participation page, the collaborative purchase task can be participated in to purchase the business product. Based on this, a collaborative purchase task can be created by an object (such as a task creation object), and other objects (such as target objects) can be invited to participate in the collaborative purchase task through collaborative invitation information. The target object can choose to participate in the collaborative purchase task through the target phased investment stage from the multiple phased investment stages corresponding to the collaborative purchase task, so that multiple objects can participate in the collaborative purchase task by selecting the corresponding phased investment stage to purchase the business product corresponding to the collaborative purchase task, which can improve the interactivity of product purchase in financial payment scenarios. BRIEF DESCRIPTION OF THE DRAWINGS
[0035] In order to more clearly illustrate the technical solutions of the embodiments of the present application, the following is a brief introduction to the drawings required for use in the description of the embodiments. Obviously, the drawings described below are some embodiments of the present application. For ordinary technicians in this field, other drawings can be obtained based on these drawings without any creative work.
[0036] Figure 1 This is a structural diagram of a data processing system provided in an embodiment of the present application;
[0037] Figure 2 This is a scenario diagram of a task processing method provided in an embodiment of the present application;
[0038] Figure 3 This is a flowchart of a task processing method provided in an embodiment of the present application;
[0039] Figure 4 This is a schematic diagram of the effect of displaying collaboration invitation information provided by an embodiment of the present application;
[0040] Figure 5 This is a schematic diagram of the effect of a task list viewing page provided in an embodiment of the present application;
[0041] Figure 6 This is a flowchart of a task processing method provided in an embodiment of the present application;
[0042] Figure 7 This is a display task settlement notification information provided by the embodiment of the present application;
[0043] Figure 8 This is a flowchart of a task processing method provided in an embodiment of the present application;
[0044] Figure 9 This is a schematic diagram of a process for sending collaboration invitation information provided by an embodiment of the present application;
[0045] Figure 10 This is a schematic diagram of a process for sending collaboration invitation information provided by an embodiment of the present application;
[0046] Figure 11 This is a schematic diagram of a process for sending collaboration invitation information provided by an embodiment of the present application;
[0047] Figure 12 This is a schematic diagram of the effect of a task creation page provided in an embodiment of the present application;
[0048] Figure 13 This is a flowchart of a task processing method provided in an embodiment of the present application;
[0049] Figure 14 This is a time sequence interaction diagram of a task creation process provided by an embodiment of the present application;
[0050] Figure 15 This is a flowchart of participating in a collaborative purchasing task provided by an embodiment of the present application;
[0051] Figure 16 This is a time sequence interaction diagram of a task execution process provided by an embodiment of the present application;
[0052] Figure 17 This is a time sequence interaction diagram of a task execution process provided by an embodiment of the present application;
[0053] Figure 18 This is a structural diagram of a task processing device provided in an embodiment of the present application;
[0054] Figure 19 This is a structural diagram of a task processing device provided in an embodiment of the present application;
[0055] Figure 20 This is a structural diagram of a task processing device provided in an embodiment of the present application;
[0056] Figure 21 It is a structural diagram of a computer device provided in an embodiment of the present application. DETAILED DESCRIPTION
[0057] The following will be combined with the drawings in the embodiments of this application to clearly and completely describe the technical solutions in the embodiments of this application. Obviously, the embodiments described are only part of the embodiments of this application, not all of the embodiments. Based on the embodiments in this application, all other embodiments obtained by ordinary technicians in this field without making creative efforts are within the scope of protection of this application.
[0058] See Figure 1 , Figure 1 This is a structural diagram of a data processing system provided by an embodiment of the present application. Figure 1 As shown, the data processing system may include terminal devices (such as device 11a, device 12a, device 13a) and server 100a. It is understood that Figure 1 The number of terminal devices and servers in the example is merely illustrative; any number of terminal devices and servers may be used depending on implementation requirements. Terminal devices (e.g., device 11a, device 12a, and device 13a) may communicate with servers via a network (i.e., a medium providing a communication link via a wired or wireless communication link or fiber optic cable, etc.) to transmit data.
[0059] It is understandable that a client can be running on a terminal device (such as device 12a), and the client can be a program that provides local services to users (also known as business objects, operation objects). Server 100a can be the server corresponding to the client, and the server 100a can run a program for providing resources, service data and other services to the client. It is understandable that the client running on the terminal device can be a client that provides instant messaging or social services, and can also be called an application client, a business client, etc. An account can be logged in to the client, and the user can conduct conversations with other users through the client. For example, the client running on the device 11a corresponding to user U1 can be logged in to account ZH2, and then account ZH2 can send a collaboration invitation message to account ZH1. Specifically, the collaboration invitation message can be sent to server 100a, and then server 100a sends the collaboration invitation message to device 12a corresponding to account ZH1, so that account ZH1 can participate in the collaborative purchase task by triggering the collaboration invitation message.
[0060] It is understandable that terminal devices (such as device 11a, device 12a, etc.) may include but are not limited to mobile phones, computers, intelligent voice interaction devices, smart home appliances, vehicle-mounted terminals, aircraft, smart speakers, etc., and are not limited here. The server 100a can be an independent physical server, or a server cluster or distributed system composed of multiple physical servers, or a cloud server that provides basic cloud computing services such as cloud services, cloud databases, cloud computing, cloud functions, cloud storage, network services, cloud communications, middleware services, domain name services, security services, CDN, and big data and artificial intelligence platforms, and are not limited here.
[0061] See Figure 2 , Figure 2 This is a scenario diagram of a task processing method provided by an embodiment of the present application. Figure 2 As shown, the task processing method involves terminal 21a, server 200a, and terminal 22a. Terminal 21a may be a terminal device corresponding to object DX2 (such as the aforementioned device 11a), and terminal 22a may be a terminal device corresponding to object DX1 (such as the aforementioned device 12a). In particular, terminal 21a may display page 211a, which may be a task creation page. This task creation page may include configuration items for information configuration. Furthermore, in response to configuration operations for each configuration item, the resulting configuration information (e.g., first-class configuration information) may be displayed. For example, the task name (i.e., the collaborative purchase task name) may be configured as "Collaborative Task 1," the product name (i.e., the name of the business product corresponding to the collaborative purchase task) may be configured as "Product CP1," the transaction mode may be configured to be a transaction-based mode, the number of transaction days (i.e., the duration of each phased investment phase) may be configured as 10 days, and multiple phased investment phases (also referred to as phases, such as Phase 1 and Phase 2) may be configured. Furthermore, the start time (i.e., start time) and end time of each phased investment phase may be configured. Furthermore, page 211a may include a control 201a for confirming the creation of the collaborative purchase task.
[0062] Then, in response to the trigger operation on the control 201a, a task creation request is sent to the server 200a (step S221a). The task creation request can be used to create a collaborative purchase task corresponding to the first type of configuration information. Then, after creating the collaborative purchase task, the server can return a creation success prompt message to the terminal 21a. Further, the terminal 21a sends a collaborative invitation message to the server 200a in response to the collaborative invitation operation (step S222a), and then the server 200a can send the collaborative invitation message to the terminal 22a corresponding to the object DX1 (step S223a), and then the terminal 22a can display the collaborative invitation message, here in the conversation chat page corresponding to the object DX2 and the object DX1 (such as Figure 2 The following is an example of displaying the collaboration invitation information on page 212a. It can be seen that the page 212a can display the collaboration invitation information (such as Figure 2 The information in 202a) is a session message.
[0063] Then, in response to the triggering operation for the information 202a, the page 213a is displayed (step S224a). The page 213a may be a purchase participation page for the collaborative purchase task, and the purchase participation page may include the first type of configuration information (such as the configuration information of the first type) created by the object DX2. Figure 2 The target phase-by-phase input stage (ie, the second type of configuration information) selected by the object DX2 from a plurality of phase-by-phase input stages may also be included, such as Figure 2In stage 2 shown in information 204a in the data, the object DX1 can independently select a more promising stage based on the current financial market. In addition, the page 213a may include a control 203a for confirming the configured product configuration information. Then, in response to a triggering operation on control 203a, the object DX1 participates in the collaborative purchase task in stage 2 using the product configuration information to purchase the collaborative purchase task. Then, the terminal 22a may send a task participation request to the server 200a (step S225a), so that the server 200a can identify the object DX1 as the participating object corresponding to stage 2. Then, the server 200a cooperates to purchase business products based on the participating objects of each collaborative purchase task. Then, users who select different tiered investment stages can obtain the corresponding benefits of the corresponding stages. For example, user DX1 who selects stage 2 can obtain the corresponding benefits of stage 2. Among them, when collaboratively purchasing business products, each object can invest resources in the collaborative purchase task to jointly purchase the business product. The time period for holding the business product is the time corresponding to each stage of investment. Moreover, the business product can be automatically redeemed at the end of the collaborative purchase task, and then the income is distributed based on the redeemed resources, thereby allocating corresponding stage income to each stage of investment, and the stage income corresponding to each stage of investment is respectively allocated to the objects that select the corresponding stage of investment. It can be understood that the resources used to purchase business products through the collaborative purchase task are the sum of the resources invested by each object. If a user (such as user U1) does not conduct collaborative purchases, then the user U1 will only obtain the income generated by the resources invested to purchase the business products of stages 1 and 2. For example, user U1 invests 10,000 to purchase business products in the T1-T2 time period, and the income is 500.And if user U1 and user U2 collaborate to purchase business products through collaborative purchase tasks, user U1 selects stage 1 and user U2 selects stage 2. The total time period of stage 1 and stage 2 is T1-T2. Both of them invest 10,000. Then 20,000 can be used to purchase business products in the T1-T2 time period, and the income obtained is 1,000. Among them, the income corresponding to stage 1 is 600, and the income corresponding to stage 2 is 400 (the specific calculation logic can be found in the subsequent related description, which will not be repeated here). Then, compared with purchasing business products by one person, user U1 can obtain more income, and user U2 can obtain In order to obtain less income, the extra income of user U1 is equivalent to subsidizing the income of user U2, because user U1 is more optimistic about stage 1, and in fact stage 1 can indeed generate greater income. This allows users to exchange income for income in different time periods. Based on this, each user can estimate the future financial management market and use professional knowledge to select a personally recognized time period for income settlement, which will promote users to improve their market forecasts and financial management practices of products in financial scenarios, increase users' participation in product purchases and the fun of financial management, and promote exchanges between users. Through learning, communication and practice, users' financial management knowledge and professionalism can be improved, and user activity and stickiness can be improved.
[0064] It should be noted that before collecting the user's relevant data and during the process of collecting the user's relevant data, this application can display a prompt interface, pop-up window or output voice prompt information. The prompt interface, pop-up window or voice prompt information is used to remind the user that its relevant data is currently being collected, so that this application only starts to execute the relevant steps of obtaining the user's relevant data after obtaining the user's confirmation operation on the prompt interface or pop-up window. Otherwise (that is, when the user's confirmation operation on the prompt interface or pop-up window is not obtained), the relevant steps of obtaining the user's relevant data are terminated, that is, the user's relevant data is not obtained. In other words, all user data collected by this application are collected with the user's consent and authorization, and the collection, use and processing of relevant user data need to comply with the relevant laws, regulations and standards of the relevant region.
[0065] It is understood that the above scenarios are merely examples and do not limit the application scenarios of the technical solutions provided in the embodiments of this application. The technical solutions of this application can also be applied to other scenarios. For example, those skilled in the art will appreciate that with the evolution of system architecture and the emergence of new business scenarios, the technical solutions provided in the embodiments of this application will also be applicable to similar technical problems.
[0066] Further, see Figure 3 , Figure 3This is a flowchart of a task processing method provided in an embodiment of the present application. This method can be executed by a computer device. For example, the computer device can be a terminal device corresponding to a target object, such as terminal 22a described above. The target object can be any user who receives a collaboration invitation. This method can include at least the following steps: S101-S103.
[0067] S101. Displaying collaboration invitation information initiated by a task creation object; collaboration invitation information refers to information carrying a collaborative purchase task; a collaborative purchase task is a task created by a task creation object and used for collaborative purchase of a business product.
[0068] The task creation object may refer to an object used to create a collaborative purchase task. The collaborative invitation information refers to information used to invite an object to participate in the collaborative purchase task, and the collaborative invitation information carries the collaborative purchase task, that is, the collaborative invitation information refers to information carrying the collaborative purchase task.
[0069] A collaborative purchase task is a task for collaboratively purchasing a business product, created by the aforementioned task creation object. A business product can be a product that can be used to invest resources, such as a fund, a wealth management product, or a stock, though this is not a limitation.
[0070] Among them, the collaborative purchasing task has creation configuration information configured by the task creation object, and the creation configuration information may at least include: the stage transaction duration information corresponding to the collaborative purchasing task, the stage time information of the multiple staged investment stages corresponding to the collaborative purchasing task, the product information of the business products used for collaborative purchase by the collaborative purchasing task, the task title information of the collaborative purchasing task, and the transaction mode information for purchasing the business products.
[0071] The stage transaction duration information may refer to the duration corresponding to each tiered investment stage in the collaborative purchase task. Optionally, the transaction durations corresponding to each tiered investment stage can be the same or different, and this is not limited here. For example, if the stage transaction duration information for the two tiered investment stages corresponding to the collaborative purchase task is both 10 days, then in each tiered investment stage, 10 days of business products can be purchased through the collaborative purchase task.
[0072] The phased investment phases may refer to the phases obtained by dividing the time period used to purchase the business product in the collaborative purchasing task. A collaborative purchasing task may be divided into multiple phases, each of which may be selected by an object to participate in. Multiple objects may then select a phase to collaboratively purchase the business product. For example, a collaborative purchasing task may be divided into two phases, which may be the first phase (also referred to as phase 1) and the second phase (also referred to as phase 2). The phase time information may include the start time information (also referred to as the start time) and the end time information (also referred to as the end time) of the phased investment phase. It is understood that, within the multiple phased investment phases corresponding to the collaborative purchasing task, the start time information of the first phased investment phase is the task start time information of the collaborative purchasing task, and the end time information of the last phased investment phase is the task end time information of the collaborative purchasing task. The difference between the end time information and the start time information of a phased investment phase is the same as the phase time information described above. Optionally, the multiple phased investment phases may be continuous or discontinuous, which is not limited here. If the multiple staged investment stages are continuous, the collaborative purchase task can purchase business products at the beginning of the first staged investment stage among the multiple staged investment stages, and redeem the business products at the end of the last staged investment stage; if the multiple staged investment stages are discontinuous, the collaborative purchase task can purchase business products at the beginning of each staged investment stage, and redeem the business products purchased in the staged investment stage at the end of each staged investment stage, and then perform task settlement at the end of the entire collaborative purchase task.
[0073] The product information of the business product may include a product identifier of the business product. For example, the product identifier may be a product name of the business product, a product unique identifier code, etc., which is not limited here.
[0074] The task title information may refer to the title information of the collaborative purchase task, or may be referred to as task name information. The task title information may be used to allow each user (ie, business object) to simply understand the task content.
[0075] Among them, the transaction mode information can be used to indicate the transaction mode for purchasing business products, which can specifically refer to the method of determining the transaction day. The transaction mode information can refer to a mode of conducting transactions on working days (that is, the transaction day is a working day) or a mode of conducting transactions on natural days (that is, the transaction day is a natural day). There is no limitation here.
[0076] It is understandable that the creation configuration information of the collaborative purchase task may also include some other information. For example, the creation configuration information may also include the amount of resources invested in each stage, so that the task creation object can specify the amount of resources required for the objects participating in each stage of investment. The amount of resources required for each stage of investment may be the same or different, which is not limited here. Optionally, the amount of resources invested in this stage may be configured by the task creation object, and then the amount of resources invested in this stage may be included in the creation configuration information for the collaborative purchase task. Alternatively, the amount of resources invested in this stage may be configured by the objects that subsequently participate in the collaborative purchase task, and then the amount of resources invested in this stage may not be included in the creation configuration information for the collaborative purchase task, which is not limited here.
[0077] Optionally, in an embodiment of the present application, the collaboration invitation information is any one of collaboration invitation link information (also referred to as invitation link) and collaboration invitation image code information (also referred to as invitation image code). The collaboration invitation link information may refer to a link for accessing the product purchase participation page corresponding to the collaborative purchase task, wherein the product purchase participation page may refer to a page for participating in the collaborative purchase task. Furthermore, the user can view the product purchase participation page corresponding to the collaborative purchase task by clicking on the collaboration invitation link information to participate in the collaborative purchase task. The collaboration invitation image code information may refer to an image code for accessing the product purchase participation page corresponding to the collaborative purchase task, for example, the image code may be a QR code, a barcode, etc. Furthermore, the user can view the product purchase participation page corresponding to the collaborative purchase task by scanning the collaboration invitation image code information to participate in the collaborative purchase task.
[0078] In one embodiment, displaying the collaboration invitation information initiated by the task creation object may include the following steps: ① displaying a conversation chat page with the task creation object, and displaying the target conversation message carrying the collaboration invitation information on the conversation chat page; ② or, displaying a published content display page of the task creation object, and displaying the published content carrying the collaboration invitation information on the published content display page.
[0079] The conversation chat page may be a page for conversation chat, and the conversation chat page may be a page for chatting with the task creation object. The conversation chat page may be used to display conversation messages sent between the task creation object and itself.
[0080] The target conversation message may be a conversation message carrying collaboration invitation information. Therefore, displaying the target conversation message on the conversation chat page is equivalent to displaying the collaboration invitation information. Furthermore, the user can view the product purchase participation page corresponding to the collaborative purchase task by triggering the collaboration invitation information (such as a link or image code) in the target conversation message.
[0081] The published content display page can be used to display content published by the task creator, and can also be simply referred to as the content display page. Published content can refer to content published by the task creator on the platform. Furthermore, published content carrying collaboration invitations can be displayed on the published content display page. This allows a user to flexibly view collaboration invitations issued by other tasks through published content and choose whether to participate in the collaborative purchase task. This allows even stranger users to collaborate on the purchase of a product, enhancing user interactivity.
[0082] For example, see Figure 4 , Figure 4 This is a schematic diagram of the effect of displaying collaboration invitation information provided by an embodiment of the present application. Figure 4 , if the collaborative purchase task corresponding to the collaborative invitation information is displayed (such as Figure 4 The effect of displaying the collaboration invitation information in the chat page can be shown in page 411a. Page 411a can be a chat page, specifically a page for the object DX1 to have a chat with the object DX2, wherein the object DX2 sends a conversation message carrying the collaboration invitation information. The collaboration invitation information can be shown in Figure 4 The effect of displaying the collaboration invitation information in the published content display page can be seen in page 412a. Page 412a can be a published content display page, specifically a page for displaying the content published by the object DX2. The collaboration invitation information carried in the published content can be seen in Figure 4 Optionally, the published content display page may include a comment area for the published content (such as Figure 4 As shown in area 404a in the figure), each user can communicate with each other in the published content regarding the collaboration invitation information, thereby enhancing the interactivity of the process of collaborative purchase of business products among originally unfamiliar users.
[0083] Optionally, the method for displaying the collaboration invitation information may also include displaying a task association page, where an invitation information block corresponding to the collaboration invitation information is displayed on the task association page. The task association page may be a page for displaying collaborative purchase tasks. Optionally, the task association page may be a search results page obtained by searching for tasks based on keywords, where the search results page may display at least one task obtained by searching based on the keywords, where the at least one task obtained by searching may include the collaborative purchase task. Optionally, the task association page may be a task recommendation page for recommending tasks, where the task recommendation page may display at least one recommended task, where the at least one recommended task may include the collaborative purchase task. The at least one recommended task may be a task based on an object association relationship between the current object (i.e., the target object) and the task creation object. The object association relationship may refer to a friendship relationship established between the current object and the task creation object, an indirect relationship established indirectly through other objects, or a behavioral similarity relationship based on similar interactive behaviors between the current object and the task creation object. A friendship relationship may refer to a relationship of following (or adding friends) or a one-way following (or adding friends). An indirect association relationship may refer to a relationship in which both the current object and the task creation object are followed by the same other object, or both follow the same other object. A behavioral similarity relationship may be a relationship based on the similarity between the current object's historical interaction behavior and the task creation object's historical interaction behavior. This relationship may be determined by calculating the similarity between the current object's historical interaction behavior and the task creation object's historical interaction behavior based on a pre-trained neural network model. An invitation information block may be an information block used to display collaboration invitation information. Furthermore, a user may trigger the invitation information block to view the product purchase participation page corresponding to the collaborative purchase task.
[0084] S102. In response to a trigger operation for the collaboration invitation information, a product purchase participation page corresponding to the business product is displayed, and product configuration information associated with the business product is displayed on the product purchase participation page; the product configuration information includes first-category configuration information and second-category configuration information configured by the task creation object, and the second-category configuration information includes a target stage selected by the target object from a plurality of staged investment stages corresponding to the collaborative purchase task.
[0085] Based on the above description, the product purchase participation page can refer to a page for participating in collaborative purchase tasks. The product configuration information associated with the business product is displayed on the product purchase participation page. Figure 2 The description of page 213a is omitted here.
[0086] The product configuration information may be information configured for participating in a collaborative purchase task, and may be configuration information associated with a business product, that is, configuration information associated with a collaborative purchase task.
[0087] The product configuration information may include first-category configuration information and second-category configuration information. The first-category configuration information may be information configured by the task creator when creating the collaborative purchase task. Specifically, the first-category configuration information may be the aforementioned creation configuration information for the collaborative purchase task, which may display some parameter information of the collaborative purchase task to the target object, thereby increasing the target object's awareness of the collaborative purchase task. A detailed description of the information can be found in the aforementioned related description and is not elaborated upon here.
[0088] The second type of configuration information may be information that can be configured by the target object, and the second type of configuration information may include a target hierarchical investment stage selected by the target object from a plurality of hierarchical investment stages corresponding to the collaborative purchase task. It is understandable that the target object selects a target hierarchical investment stage from a plurality of hierarchical investment stages, and then, when the collaborative purchase task is subsequently settled, the target object can obtain the stage income corresponding to the target hierarchical investment stage, which means that the target object is more optimistic about the growth rate of the business products within the target hierarchical investment stage. Therefore, this function can expand the community financial management function of the financial management platform, promote users to improve their financial management market estimation and financial management practice, and at the same time enhance financial management communication and financial management fun among users of the financial management platform.
[0089] Optionally, if the stage investment resource quota is not configured when the task creation object creates a collaborative purchase task (that is, the first type of configuration information mentioned above does not include the stage investment resource quota), then the second type of configuration information also includes the stage investment resource quota configured by the target object for the selected staged investment stage.
[0090] Optionally, the product purchase participation page may include a configuration item for the second type of configuration information (such as a target configuration item), and then, in response to the configuration operation for the target configuration item, the configured second type of configuration information is displayed. The configuration operation for the target configuration item may be an operation for configuring and obtaining the second type of configuration information. For example, the configuration item for the second type of configuration information may include a configuration item for selecting a phased investment stage, and then the configuration operation for the target configuration item may be a selection operation for a target phased investment stage among multiple phased investment stages in the configuration item, so that the target phased investment stage selected by the target object can be displayed in response to the selection operation. Optionally, if there is only a single optional phased investment stage among multiple phased investment stages (such as when other phased investment stages have been selected), the single optional phased investment stage can be automatically displayed. For another example, the configuration items for the second type of configuration information may include configuration items for configuring the stage investment resource quota. Then, the configuration operation for the target configuration item may be an operation of entering the stage investment resource quota in the configuration item, so that the configured stage investment resource quota can be displayed in response to the operation of entering the stage investment resource quota.
[0091] In one embodiment, the collaboration invitation information is any one of collaboration invitation link information and collaboration invitation image code information; then, in response to the trigger operation for the collaboration invitation information, the product purchase participation page corresponding to the business product is displayed, which may include: ① In response to the touch operation for the collaboration invitation link information, the product purchase participation page corresponding to the business product is displayed; ② Or, in response to the image code scanning operation for the collaboration invitation image code information, the product purchase participation page corresponding to the business product is displayed.
[0092] For the introduction of collaboration invitation information, please refer to the above related description and will not be repeated here.
[0093] The touch operation on the collaboration invitation link information may be a single click or long press on the collaboration invitation link information, which is not limited here. The image code scanning operation may refer to an operation of scanning an image code to obtain information stored in the image code (such as a link to a product purchase participation page). For example, the image code scanning operation may be a triggering operation of a scan code control when the scan code control for scanning an image code is displayed.
[0094] S103 : In response to a triggering operation on a participation control in a product purchase participation page, participate in a collaborative purchase task using product configuration information in a target staged investment phase to purchase a business product.
[0095] The participation control may be a control for confirming participation in a collaborative purchase task, and the triggering operation for the participation control may be a touch operation on the participation control, such as clicking the participation control, which is not limited here.
[0096] It can be understood that participating in a collaborative purchasing task may mean purchasing business products in multiple tiered investment stages based on the configured resource investment amount. Furthermore, at the end of the collaborative purchasing task, the stage benefits corresponding to each tiered investment stage may be distributed based on the product benefits of the purchased business products, so that the object (i.e., the target object) who selects the target tiered investment stage may obtain the stage benefits corresponding to the target tiered investment stage.
[0097] It is understandable that a collaborative purchase task may have multiple task states, for example, the multiple task states may be a participatory state, a waiting state, a running state, and an end state. Among them, the participatory state may be a state in which an object is allowed to participate in the collaborative purchase task. Specifically, the participatory state is a state when there is a staged investment stage in the multiple staged investment stages of the collaborative purchase task to which no participating objects have been added. The waiting state may be a state when the collaborative purchase task is waiting to be run, which may specifically be the state to which the collaborative purchase task corresponds when corresponding participating objects have been added in each of the multiple staged investment stages and the running conditions have not been met; the running state may refer to a state in which the collaborative purchase task is running, which may specifically be the state to which the collaborative purchase task corresponds when the task running conditions have been met and the task ending conditions have not been met; the end state may refer to a state in which the collaborative purchase task has been completed, which may specifically be the state to which the collaborative purchase task corresponds when the task ending conditions have been met.
[0098] It is understandable that when confirming participation in the collaborative purchase task in response to the triggering operation of the participation control in the product purchase participation page, the collaborative purchase task will only be run when certain operating conditions are met (i.e., based on the purchase of business products through the collaborative purchase task). For example, the condition can be that each stage of the collaborative purchase task has a corresponding participant, and the current time reaches the task start time of the collaborative purchase task. When purchasing a business product through the collaborative purchase task, the business product can be purchased based on the sum of resources corresponding to the resource investment quota of the participant corresponding to each stage of the investment. For example, the collaborative purchase task has a stage 1 and a stage 2, and the resource investment quota of the participant DX1 corresponding to the stage 1 and the resource investment quota of the participant DX2 corresponding to the stage 2 are 1000. Then, a business product with a resource quota of 2000 can be purchased through the collaborative purchase task.
[0099] In one embodiment, after participating in the collaborative purchase task through the first type of configuration information under the target hierarchical investment stage, the method also includes: displaying a task list viewing page, and a task information block of the collaborative purchase task participated in on the task list viewing page; the task information block includes at least: the task status of the collaborative purchase task, the selected hierarchical investment stage, and the invested stage investment amount.
[0100] The task list viewing page can be used to view a list of participating tasks. It can display task information blocks for each participating task, such as the task information block for participating collaborative purchase tasks. The task information block can be an information block that displays relevant information about the task. For example, the task information block for a collaborative purchase task may include at least: the task status of the collaborative purchase task, the selected tiered investment phase, and the amount of resources invested. For an introduction to task status, please refer to the relevant description above and will not be repeated here. The selected tiered investment phase can refer to the tiered investment phase selected when participating in the collaborative purchase task, such as the selected target tiered investment phase. The stage investment amount invested can refer to the amount of resources invested when participating in the collaborative purchase task. It will be appreciated that the task list viewing page allows users to flexibly view task-related information for participating collaborative purchase tasks, allowing users to understand the status of their participating collaborative purchase tasks.
[0101] It is understood that, further, in response to a triggering operation on a task information block for a collaborative purchase task, detailed task information for the collaborative purchase task is displayed. This detailed task information may include the aforementioned first type of configuration information as well as the second type of configuration information configured for the current object. This allows users to view detailed information about collaborative purchase tasks they have participated in, thereby improving their understanding of the collaborative purchase tasks they have participated in.
[0102] In one embodiment, the first type of configuration information includes the task start time of the collaborative purchase task; then, the embodiment of the present application may also include: in the task list viewing page, the task status of the collaborative purchase task is displayed as a running status; the running status is determined when the server detects that the collaborative purchase task meets the task running conditions associated with the first type of configuration information; wherein, the task running conditions include: the task status of the collaborative purchase task is a waiting state, and the current time meets the task time conditions associated with the task start time; the waiting state is determined when each of the multiple staged investment stages has a corresponding participating object.
[0103] For an introduction to the pending state, please refer to the above-mentioned related description. The task running condition may refer to the condition for running the collaborative purchase task. Specifically, the task state of the collaborative purchase task is the pending state, and the current time satisfies the task time condition associated with the task start time. The task time condition may be a condition that the current time needs to meet when running the collaborative purchase task. For example, the task time condition may be that the current time is the previous trading day of the task start time, that is, the current time is a trading day, and the next trading day is the task start time.
[0104] Among them, since the waiting state is determined when the corresponding participating objects are recorded in each of the multiple staged investment stages, the task running condition is that the corresponding participating objects are recorded in each of the multiple staged investment stages, and the current time meets the task time condition associated with the task start time.
[0105] For example, see Figure 5 , Figure 5 This is a schematic diagram of the effect of a task list viewing page provided by the embodiment of the present application. Figure 5 As shown, page 511a can be a task list viewing page, in which task information blocks of various tasks in which the target object participates can be displayed, such as the task information block corresponding to collaborative task 1, the task information block corresponding to collaborative task 2, the task information block corresponding to collaborative task 3, etc. In each task information block, the task information of the corresponding task can be displayed, wherein the task information can include the task name of the collaborative purchase task, the product name of the corresponding business product, the task creation object, the selected hierarchical investment stage, the invested stage investment amount, the task status and other information. Here, the task information block 501a corresponding to collaborative task 1 is used as an example for explanation. For collaborative task 1, the task name of the collaborative purchase task is "collaborative task 1", the corresponding business product product name is "product CP1", the task creation object is "U1", the selected hierarchical investment stage is the stage corresponding to "T1-T2", the invested stage investment amount is "1000", and the task status is "to be run" (i.e., the to-be-run state, as shown in FIG. Figure 5 Further, when the collaborative task 1 meets the task running condition, the task state is adjusted from the waiting state to the running state (step S51a). The task state of the adjusted collaborative task 1 can be seen in FIG. Figure 5 The “running” displayed in 503a indicates that the task status of the collaborative task 1 is the running status.
[0106] It can be understood that for collaborative purchase tasks, the task status displayed in the task list viewing page can be updated after each status change, so that users can view the latest task status corresponding to the collaborative purchase task, thereby improving users' awareness of the status of the collaborative purchase task.
[0107] It is understood that after a collaborative purchasing task has been completed, it can be terminated when certain termination conditions are met. Specifically, the business product purchased through the collaborative purchasing task can be redeemed, and task settlement can then be based on the redeemed resource quota. The task termination condition can be a condition for terminating the collaborative task, for example, the current time can reach the collaborative purchasing task's task termination time. It is understood that when redeeming a purchased business product, fluctuations in the net value of the business product based on market conditions can cause the redeemed resource quota to differ from the resource quota used to purchase the business product. In other words, the redeemed resource quota may be greater than, less than, or equal to the resource quota used to purchase the business product. This is not a limitation and depends on the fluctuations in the net value of the business product. The difference between the redeemed resource quota and the resource quota used to purchase the business product can be referred to as the product revenue corresponding to the collaborative purchasing task. This product revenue can be positive, negative, or even zero, depending on the fluctuations in the net value of the business product. The net value of a business product refers to the asset value of each unit of the business product, and can also be understood as the price of each share of the business product.
[0108] Optionally, if the collaborative purchase task is still in a participateable state when the current time reaches the task time condition associated with the task start time, the collaborative purchase task cannot be run, and the task status of the collaborative purchase task can be directly adjusted to a task failure state. Furthermore, for the collaborative purchase task in the task failure state, even if there are objects that want to participate in the collaborative purchase task later, they cannot successfully participate in the collaborative purchase task. This can avoid users from mistakenly participating in a task whose task start time has been reached, thereby improving the reliability of the collaborative purchase task.
[0109] In an embodiment of the present application, an object (such as a task creation object) can create a collaborative purchase task and invite other objects (such as a target object) to participate in the collaborative purchase task through collaborative invitation information. The target can choose to participate in the collaborative purchase task through the target hierarchical investment stage among the multiple hierarchical investment stages corresponding to the task, so that multiple objects can participate in the collaborative purchase task by selecting the corresponding hierarchical investment stage to purchase the business products corresponding to the collaborative purchase task, which can improve the interactivity of product purchase in financial payment scenarios.
[0110] Further, see Figure 6 , Figure 6 This is a flowchart of a task processing method provided in an embodiment of the present application. This method can be executed by a computer device. For example, the computer device can be a terminal device corresponding to a target object, such as terminal 22a described above. The target object can be any user who receives a collaboration invitation. This method can include at least the following steps: S201-S204.
[0111] S201. Displaying collaboration invitation information initiated by a task creation object; collaboration invitation information refers to information carrying a collaborative purchase task; a collaborative purchase task is a task created by a task creation object and used for collaborative purchase of a business product.
[0112] The collaboration invitation information may be sent by the social client corresponding to the task creation object to the corresponding social server, and then the social server forwards the collaboration invitation information to the social client corresponding to the current object.
[0113] S202: In response to a triggering operation on the collaboration invitation information, display a product purchase participation page corresponding to the business product, and display product configuration information associated with the business product on the product purchase participation page; the product configuration information includes first-category configuration information configured by the task creation object and second-category configuration information, the second-category configuration information including a target hierarchical investment stage selected by the target object from a plurality of hierarchical investment stages corresponding to the collaborative purchase task;
[0114] Among them, in response to the trigger operation for the collaborative invitation information, an invitation trigger request for obtaining the product purchase participation page can be sent to the server corresponding to the task client, so that the server can send the product configuration information associated with the business product of the collaborative purchase task to the task client based on the invitation trigger request, and then display the product purchase participation page corresponding to the business product in the task client.
[0115] S203: In response to a triggering operation on a participation control in a product purchase participation page, participate in a collaborative purchase task using product configuration information in a target staged investment phase to purchase a business product.
[0116] In one embodiment, in response to a triggering operation on a participation control in a product purchase participation page, participating in a collaborative purchase task through product configuration information under a target staged investment phase includes: in response to a triggering operation on a participation control in a product purchase participation page, sending a task participation request to a server so that the server records the participating objects corresponding to the target staged investment phase, and purchasing business products when the collaborative purchase task meets the task running conditions; participating objects refer to objects participating in the collaborative purchase task.
[0117] The task participation request may refer to a request for confirming participation in a collaborative purchase task. The task participation request may carry the object identifier of the current object (i.e., the target object), the target phased investment stage selected by the target object, and the task identifier of the collaborative purchase task. This allows the server to determine the object identifier of the target object and the target phased investment stage selected by the target object from the task participation request, and then determine the participating object corresponding to the target phased investment stage as the target object.
[0118] Furthermore, the server can record the participating objects corresponding to each stage of investment (for example, the target object is determined as the participating object corresponding to the target stage of investment), so that when the corresponding participating objects are recorded in each stage of multiple stage of investment, the task status of the collaborative purchase task can be adjusted from the participating state to the waiting state. Among them, the participating object refers to the object participating in the collaborative purchase task. It can be understood that each stage of investment can correspond to a corresponding different participating object, which can be selected by each object, such as the target stage of investment selected through the above-mentioned product purchase participation page.
[0119] Further, for the introduction of task running conditions, please refer to the above related description, which will not be repeated here. Then, when the server detects that the collaborative purchase task meets the task running conditions, it purchases the business product. The specific method of purchasing the business product can be referred to the subsequent related description.
[0120] S204. Display task settlement notification information; the task settlement notification information is determined after the collaborative purchase task is settled; the task settlement notification information includes the stage income corresponding to the target stage of investment; the stage income is obtained by distributing the product income of the purchased business products based on multiple stage of investment; the task settlement is executed when the collaborative purchase task reaches the task end condition associated with the first type of configuration information, wherein the task end condition includes: the task status of the collaborative purchase task is the running status, and the current time reaches the task end time.
[0121] The task settlement notification information is the notification information determined after the collaborative purchase task is settled. The task settlement notification information includes the stage revenue corresponding to the target tiered investment stage; the stage revenue is obtained by distributing the product revenue of the purchased business products based on multiple tiered investment stages.
[0122] It is understandable that when displaying the task settlement notification information, the stage income corresponding to the target hierarchical investment stage and the settlement resource quota determined based on the stage income corresponding to the target hierarchical investment stage can be displayed. Among them, the settlement resource quota can be the resource quota that the current object (i.e., the target object) can obtain after the task is completed. The settlement resource quota can be obtained by adding the stage income corresponding to the target hierarchical investment stage and the stage investment resource quota of the current object. Among them, the description of determining the settlement income of the target hierarchical investment stage can be referred to the subsequent relevant description, which will not be repeated here.
[0123] Optionally, when displaying the task settlement notification information, the corresponding stage income of each tiered investment stage and the settlement resource quota determined based on the stage income corresponding to the target tiered investment stage can also be displayed. The displayed stage income corresponding to each tiered investment stage allows users to more intuitively see the income of each user participating in the collaborative purchase task, thereby increasing user participation in the collaborative purchase task.
[0124] Among them, task settlement is executed when the collaborative purchase task meets the task end conditions associated with the first type of configuration information, where the task end conditions include: the task status of the collaborative purchase task is running, and the current time reaches the task end time. Among them, the introduction to the running status can be referred to the relevant description above and is not repeated here. The task end time can be determined from the first type of configuration information, and the task end time can be the end time of the last stage of multiple staged investment stages.
[0125] For example, see Figure 7 , Figure 7 This is a display task settlement notification information provided by the embodiment of the present application. Figure 7 If the task settlement notification information is displayed (such as Figure 7 700a in the figure), it can be displayed in mode 1 or mode 2, wherein mode 1 may not display the stage income corresponding to each stage of investment, and mode 2 may display the stage income corresponding to each stage of investment. Among them, page 711a may be a page for displaying task settlement notification information. For the display method of mode 1, multiple information can be displayed, such as the task name of the collaborative purchase task, for example, the task name is Figure 7 The "collaboration task 1" shown in 701a in FIG. 7 can also display the product name of the corresponding business product, for example, the product name is Figure 7 The "Product CP1" shown in 703a in FIG; The amount of resources invested can also be displayed, such as the amount of resources invested is Figure 7The "10000" shown in 704a in FIG; The settlement resource amount can also be displayed, for example, the settlement resource amount can be Figure 7 "10080" shown in 705a in . Optionally, other more information can be displayed, which is not limited here. In addition, a control 702a for viewing the detailed information of the collaborative purchase task can be displayed, and then the detailed information of "collaborative task 1" can be displayed in response to the triggering operation on the control 702a. Among them, for the display method of method 1, the stage benefits corresponding to each stage of the tiered investment can be additionally displayed on the basis of method 1, and the participating objects corresponding to each stage can be displayed. For example, the stage benefits of stage 1 selected by oneself (ie, the target object) can be displayed (such as Figure 7 706a in FIG), and displays the stage benefit of stage 2 selected by user U2 (as shown in FIG. Figure 7 707a in FIG. 1 ).
[0126] In an embodiment of the present application, a collaborative purchase task can be created by an object (such as a task creation object) and other objects (such as target objects) can be invited to participate in the collaborative purchase task through collaborative invitation information. Moreover, at the end of the collaborative purchase task, task settlement notification information can be displayed to determine the benefits obtained from participating in the collaborative purchase task through the selected target tiered investment stage. This can improve the interactivity of product purchases in financial payment scenarios.
[0127] Further, see Figure 8 , Figure 8 1 is a flow chart of a task processing method provided in an embodiment of the present application. The method can be executed by a computer device. For example, the computer device can create a corresponding terminal device for the task, such as the terminal 21a described above. The method can include at least the following steps S301-S304.
[0128] S301: Display a task creation page; the task creation page includes configuration items for information configuration.
[0129] The task creation page may be a page for creating a collaborative purchase task. The task creation page may include configuration items for configuring information, which may be used to configure the first type of configuration information described above. For an introduction to the first type of configuration information, please refer to the above description and will not be repeated here. The configuration items for the first type of configuration information may include configuration items for each type of configuration information described above.
[0130] S302: In response to a configuration operation on a configuration item, display first-category configuration information obtained by configuration; the first-category configuration information includes business products for collaborative purchase and stage time information of multiple staged investment stages.
[0131] Among them, the configuration operation can be an operation for configuring the first type of configuration information. Among them, based on the above description, it can be seen that the first type of configuration information includes information such as business products for collaborative purchase and stage time information of multiple staged investment stages. Then, the configuration item includes a configuration item for configuring the business products required for collaborative purchase, and a configuration item for configuring the stage time information of multiple staged investment stages (such as a stage time configuration item). In addition, in the task creation page, the staged investment stages corresponding to a preset number (such as 2, 3, etc.) can be fixedly displayed, or the staged investment stages corresponding to the number configured by the task creation object can be displayed, and then the stage time information of each staged investment stage is configured by the task creation object. For example, when displaying the staged investment stages of the number configured by the task creation object, the task creation object can enter a specified number in the configuration item for the number of staged investment stages, thereby displaying the stage time configuration item of the stage time information corresponding to the specified number of staged investment stages entered. Alternatively, when displaying the number of staged investment stages configured by the task creation object, the stage time configuration items of the stage time information corresponding to the default number (such as 2) of staged investment stages (such as stage 1 and stage 2) can be displayed, and then in response to the trigger operation of the control for adding the staged investment stage, the stage time configuration items of the stage time information corresponding to the added staged investment stage (such as stage 3) can be displayed.
[0132] In one embodiment, the configuration items include a duration configuration item for the stage transaction duration of each stage investment stage, and a stage time configuration item for configuring the stage time information of multiple stage investment stages; then, in response to the configuration operation on the configuration item, displaying the first type of configuration information obtained by the configuration may include: in response to the configuration operation on the duration configuration item and the stage time configuration item for the start time of multiple stage investment stages, displaying the configured stage transaction duration in the duration configuration item, and displaying the stage time information corresponding to each stage investment stage in the stage time configuration item corresponding to each stage investment stage; the end time in the stage time information is calculated based on the configured stage transaction duration and the configured start time.
[0133] The duration configuration item may be a configuration item for configuring the transaction duration of each phase of the tiered investment phase. It is understood that if the transaction duration of each tiered investment phase is the same, the duration configuration item may be unified into one configuration item. If the transaction duration of each tiered investment phase is different, the duration configuration item may include a configuration item for the transaction duration of each tiered investment phase.
[0134] The phase time configuration item may refer to the configuration of phase time information for multiple phased investment phases. The phase time configuration item for each phased investment phase may include a configuration item for configuring the start time and a configuration item for configuring the end time.
[0135] It is understandable that the end time in the stage time information is calculated based on the configured stage transaction duration and the configured start time. Therefore, after configuring the stage transaction duration and the start time of a staged investment stage, the end time of the staged investment stage can be automatically calculated based on the stage transaction duration and the start time of the staged investment stage. It is understandable that if each staged investment stage is continuous, then when the start time of the first staged investment stage among multiple staged investment stages is configured, the end time of the first staged investment stage and the start time and end time of the remaining staged investment stages can be automatically generated. Based on this, the efficiency of configuring information when creating collaborative purchase tasks can be improved, thereby improving the efficiency of creating collaborative purchase tasks.
[0136] S303: In response to the confirmation operation on the first type of configuration information, create a collaborative purchase task associated with the first type of configuration information; the collaborative purchase task is used for collaborative purchase of business products.
[0137] The confirmation operation for the first type of configuration information may be a triggering operation for a task confirmation control in the task creation page. The task confirmation control may be a control for confirming the creation of the collaborative purchase task.
[0138] S304. In response to the collaborative invitation operation for the collaborative purchase task, send collaborative invitation information carrying the collaborative purchase task based on the collaborative invitation operation; the collaborative invitation information is used to invite the target object to select a target stage from multiple stages to participate in the collaborative purchase task.
[0139] The collaboration invitation operation may be an operation for inviting an object to participate in a collaborative purchase task. The target object may be the object invited by the collaboration invitation operation. The target object may be an object that has an object association relationship with the task creation. For details, please refer to the relevant description above and will not be repeated here.
[0140] The collaboration invitation message is used to invite the target object to select a target investment stage from multiple investment stages to participate in the collaborative purchase task. Specifically, the method for participating in the collaborative purchase task through the collaboration invitation message can be found in the relevant description above and will not be repeated here.
[0141] In one embodiment, in response to a collaborative invitation operation for a collaborative purchase task, sending collaborative invitation information carrying the collaborative purchase task based on the collaborative invitation operation may include: ① displaying a collaborative invitation control for the collaborative purchase task; ② in response to a trigger operation for the collaborative invitation control, displaying an invitation object selection page; the invitation object selection page includes selectable target objects; ③ in response to a selection operation for the target object, sending collaborative invitation information carrying the collaborative purchase task to the target object.
[0142] The collaboration invitation control may be a control for inviting a designated object to participate in a collaborative purchase task.
[0143] Optionally, the collaboration invitation control may be displayed in a creation success prompt message displayed after the collaborative purchase task is created. The creation success prompt message may be a prompt message for prompting that the collaborative purchase task has been successfully created, and the prompt message may include a collaboration invitation control. Optionally, the collaboration invitation control may be displayed in a task information block of a collaborative purchase task in a task list viewing page. Specifically, the collaboration invitation control may be displayed when the collaborative purchase task is in a participatory state, that is, only when the number of participants in the collaborative purchase task is not full (that is, there are staged investment stages in the collaborative purchase task in which there are no corresponding participants), can the object be invited to participate in the collaborative purchase task. If the number of participants in the collaborative purchase task is full (that is, each staged investment stage in the collaborative purchase task has a corresponding participant), the collaboration invitation control may not be displayed, that is, the object cannot be invited to participate in the collaborative purchase task.
[0144] The invitation object selection page may be a page for selecting objects to be invited. The invitation object selection page may include at least one selectable object. Specifically, the at least one selectable object may include a selectable target object.
[0145] Then, in response to the selection operation for the target object, a collaboration invitation message carrying the collaborative purchase task is sent to the target object. Specifically, the collaboration invitation message can be sent to a server (specifically, a server for providing social services) so that the server forwards the collaboration invitation message to the target object. It is understood that the server for providing social services (such as a social server) and the server for processing the collaborative purchase task (such as a task processing server) can be the same server or different servers, and this is not limited here.
[0146] Optionally, when the social server and the task processing server are different servers, if the collaboration invitation information is collaboration invitation image code information, the terminal device can request the task processing server to generate the collaboration invitation image code information, and when obtaining the collaboration invitation image code information returned by the task processing server, send the collaboration invitation image code information to the selected target object through the social server.
[0147] For example, see Figure 9 , Figure 9 This is a flow chart of sending collaboration invitation information provided by an embodiment of the present application. Figure 9 As shown, page 911a may be a task creation page for collaborative task 1, and the task creation page may include configuration items for the first type of configuration information (such as Figure 9 The specific configuration method can be found in Figure 9 As shown. In addition, the task creation page may include a control 901a, which may be the above-mentioned task confirmation control, and then, in response to the triggering operation on the control 901a, information 902a is displayed (step S91a), wherein the information 902a may be the above-mentioned creation success prompt information, and the collaboration invitation control (i.e., control 903a) may be displayed in the creation success prompt information. Furthermore, in response to the triggering operation on the control 903a, page 912a is displayed (step S92a). Page 912a may be an invitation object selection page, in which at least one selectable object may be displayed, such as object DX1, object DX3, object DX4, etc., and may also include a selection confirmation control (such as DX1, object DX3, object DX4, etc.) for confirming the selected object. Figure 9 For example, when the object DX1 is selected (as shown in the control 905a in FIG. Figure 9 In response to the triggering operation on the control 905a, the page 913a is displayed (step S93a), wherein the page 913a can be a conversation chat page, which can be a page for the object DX2 to have a conversation with the object DX1, and in which the page carrying the collaboration invitation information (such as Figure 9 The session message is shown in information 906a).
[0148] For example, see Figure 10 , Figure 10 This is a flow chart of sending collaboration invitation information provided by an embodiment of the present application. Figure 10 As shown, page 1011a may be a task list viewing page, which may include a collaboration invitation control corresponding to "Task No. 2" in a participateable state (eg, Figure 10In step S1001a, the page 1012a is displayed in response to a triggering operation on the control 1001a (i.e., the collaboration invitation control). The page 1012a may be an invitation object selection page, in which at least one selectable object may be displayed, such as object DX1, object DX3, object DX4, etc., and may also include a selection confirmation control (e.g., a selection confirmation control) for confirming the selected object. Figure 10 ). When the object DX1 is selected (as shown in the control 1003a in FIG. Figure 10 In response to the triggering operation on the control 1003a, the page 1013a is displayed (step S1002a), wherein the page 1013a can be a conversation chat page, which can be a page for the object DX2 to have a conversation with the object DX1, and in which the page carrying the collaboration invitation information (such as Figure 10 The session message is shown in information 1004a).
[0149] In one embodiment, in response to a collaborative invitation operation for a collaborative purchase task, sending collaborative invitation information carrying the collaborative purchase task based on the collaborative invitation operation may include the following steps: ① displaying an invitation publishing control for the collaborative purchase task; ② in response to a triggering operation for the invitation publishing control, displaying a content editing page, and displaying the collaborative invitation information of the collaborative purchase task in the content editing page; ③ in response to a triggering operation for the content publishing control in the content editing page, publishing the publishing content of the collaborative invitation information of the collaborative purchase task.
[0150] The invitation publishing control can be used to invite a target to participate in a collaborative purchase task by publishing content. The method for displaying the invitation publishing control can refer to the description of displaying the collaborative invitation control described above, and is not limited here. Optionally, the invitation publishing control and the collaborative invitation control can be displayed simultaneously in the successful creation prompt message or task information block, or the invitation publishing control or the collaborative invitation control can be displayed separately, and is not limited here.
[0151] The content editing page can be used to edit content to be published. Furthermore, the desired published content can be edited on the content boundary page. Optionally, the collaborative purchase task's collaborative invitation information displayed on the content editing page can be manually edited by the task creator or automatically generated in response to a triggering operation on the invitation publishing control, which is not limited here.
[0152] The content publishing control may be a control for confirming the publication of the displayed content, and further, in response to a triggering operation on the content publishing control in the content editing page, the collaborative invitation information of the collaborative purchase task is published.
[0153] For example, see Figure 11 , Figure 11 This is a flow chart of sending collaboration invitation information provided by an embodiment of the present application. Figure 11 As shown, here we take the example of displaying the invitation publishing control in the above-mentioned creation success prompt information as an introduction. Among them, page 1111a can be a task creation page for collaborative task 1, and the control 1101a in the task creation page can be the above-mentioned task confirmation control. Then, in response to the triggering operation on the control 1101a, information 1102a is displayed (step S1101a), wherein the information 1102a can be the above-mentioned creation success prompt information, and the invitation publishing control (i.e., control 1103a) can be displayed in the creation success prompt information. Then, in response to the triggering operation on the control 1103a, page 1112a is displayed (step S1102a). Among them, page 1112a can be a content editing page, and the edited content can be displayed in the content editing page, and the edited content can include collaboration invitation information (such as Figure 11 1104a in FIG), and a content publishing control for confirming the content to be published (as shown in FIG. Figure 11 Then, in response to the triggering operation on the control 1105a, the page 1113a is displayed (step S1103a), wherein the page 1113a may be a published content display page, which may be used to display the published content carrying the information 1104a.
[0154] In one embodiment, the configuration items in the task creation page include a stage selection configuration item for selecting a stage of investment; then, the embodiment of the present application may further include: in response to a stage selection operation for the stage selection configuration item, displaying the stage of investment selected by the stage selection operation; then, in response to a confirmation operation for the first type of configuration information, when creating a collaborative purchase task associated with the first type of configuration information, the embodiment of the present application also includes: participating in the collaborative purchase task through the first type of configuration information under the selected stage of investment.
[0155] The stage selection configuration item may be a configuration item for selecting a tiered investment stage. The stage selection operation may be an operation for selecting a tiered investment stage from multiple tiered investment stages corresponding to the collaborative purchase task. The stage selection operation can refer to the description of the selection operation for the target tiered investment stage above and is not further described here.
[0156] Furthermore, in response to a confirmation operation on the first type of configuration information, a collaborative purchase task associated with the first type of configuration information is created, which can enable the task creation object to participate in the collaborative purchase task. Based on this, the task creation object itself can directly participate in the collaborative purchase task when creating the collaborative purchase task, thereby improving the efficiency of the task creation object's participation in the collaborative purchase task.
[0157] For example, see Figure 12 , Figure 12 This is a schematic diagram of the effect of a task creation page provided by an embodiment of the present application. Figure 12 As shown, page 1211a may be a task creation page, which may include a stage selection configuration item for the task creation object to select a stage of investment, such as Figure 12 As shown in configuration item 1201a in , the task creation object selects stage 1, and then, in response to the trigger operation of control 1202a (i.e., the confirmation operation for the first type of configuration information), a collaborative purchase task associated with the first type of configuration information is created, thereby enabling the task creation object to participate in the collaborative purchase task under stage 1.
[0158] Optionally, if the task creation object does not select the hierarchical investment stage when creating the collaborative purchase task, the task creation object does not participate in the collaborative purchase task when creating the collaborative purchase task. Then, the task creation object can participate in the collaborative purchase task by triggering the task information block of the collaborative purchase task created by itself in the task list viewing page. For example, the terminal device displays the product purchase participation page of the collaborative purchase task in response to the trigger operation on the task information block of the collaborative purchase task. The product purchase participation page is displayed when it is detected that the task creation object does not participate in the collaborative purchase task, and then participates in the collaborative purchase task through the above-mentioned processing flow on the product purchase participation page. Optionally, if it is detected that the task creation object does not participate in the collaborative purchase task, the task details page of the collaborative purchase task is displayed in response to the trigger operation on the task information block of the collaborative purchase task.
[0159] Optionally, the terminal device may display a product purchase participation page in response to a task creation triggering operation on collaborative invitation information shared with other objects. This product purchase participation page is displayed when it is detected that the task creation object has not participated in the collaborative purchase task. Furthermore, the task creation object may participate in the collaborative purchase task through the aforementioned processing flow on the product purchase participation page. Optionally, if it is detected that the task creation object has not participated in the collaborative purchase task, the task details page for the collaborative purchase task may be displayed in response to a task creation triggering operation on collaborative invitation information shared with other objects.
[0160] In one embodiment, in response to a confirmation operation on the first type of configuration information, creating a collaborative purchase task associated with the first type of configuration information may include: in response to the confirmation operation on the first type of configuration information, sending a task creation request carrying the first type of configuration information to the server, so that the server creates a collaborative purchase task corresponding to the first type of configuration information based on the task creation request.
[0161] The task creation request may be a request for creating a collaborative purchase task. The task creation request may include the first-category configuration information and an object identifier of a task creation object. Furthermore, the server may create a collaborative purchase task based on the task creation request and record the first-category configuration information and task creation object corresponding to the collaborative purchase task.
[0162] Using an embodiment of the present application, an object (such as a task creation object) can create a collaborative purchase task and invite other objects (such as a target object) to participate in the collaborative purchase task through collaborative invitation information. The target can choose to participate in the collaborative purchase task through the target hierarchical investment stage among the multiple hierarchical investment stages corresponding to the task, so that multiple objects can participate in the collaborative purchase task by selecting the corresponding hierarchical investment stage to purchase the business products corresponding to the collaborative purchase task, which can improve the interactivity of product purchase in financial payment scenarios.
[0163] Further, see Figure 13 , Figure 13 1 is a flow chart of a task processing method provided in an embodiment of the present application. The method can be executed by a computer device, for example, a server, such as server 100a described above. Server 100a can be referred to as a task processing server. The method can include at least the following steps S401-S403.
[0164] S401. Receive a task creation request carrying first-type configuration information sent by a task creation object, and create a collaborative purchase task corresponding to the first-type configuration information based on the task creation request; the collaborative purchase task is a task for collaboratively purchasing a business product.
[0165] For an introduction to task creation requests, please refer to the above description and will not be repeated here.
[0166] See Figure 14 , Figure 14 This is a time sequence interaction diagram of a task creation process provided by an embodiment of the present application. Figure 14As shown, the task creation process involves a client for processing the task (i.e., the task client) and a server for processing the task (i.e., the task processing server). It may also include a social system for social interaction. The social system and the task processing system can be provided by different servers or by the same server, which is not limited here. Specifically, S1401, the task client displays the first type of configuration information in response to the configuration operation in the task creation page; S1402, the task client generates a task creation request in response to the confirmation operation for the first type of configuration information; S1403, the task client sends a task creation request to the task processing server; S1404, the task processing server creates a collaborative purchase task based on the task creation request; S1405, the task processing server returns a creation success prompt message to the task client; S1406, the task client generates collaborative invitation information in response to the collaborative invitation operation; S1407, the task client sends collaborative invitation information to the social system; S1408, the social system publishes the collaborative invitation information, where the social system publishes the collaborative invitation information may refer to the social system sending a session message carrying the collaborative invitation information to the target object specified by the task client, or it may refer to the social system publishing content carrying the collaborative invitation information.
[0167] S402. Receive a task participation request for a collaborative purchase task; the task participation request is sent by the client corresponding to the target object in response to a trigger operation on a participation control on a product purchase participation page; the product purchase participation page is displayed in response to a trigger operation on collaboration invitation information corresponding to the collaborative purchase task; the product purchase participation page is used to display product configuration information associated with the business product; the product configuration information includes first-category configuration information and second-category configuration information, the second-category configuration information including a target hierarchical investment stage selected by the target object from multiple hierarchical investment stages corresponding to the collaborative purchase task; the task participation request carries the first-category configuration information and the target hierarchical investment stage;
[0168] For an introduction to task participation requests, please refer to the above description and no limitation is given here.
[0169] For example, see Figure 15 , Figure 15 This is a flow chart of participating in a collaborative purchase task provided by an embodiment of the present application. Figure 15As shown, the process of participating in the collaborative purchase task involves the client for task processing corresponding to the target object (i.e., the task client), and the server for task processing (i.e., the task processing server), and may also include a social system for socializing. Specifically, S1501, the social system responds to the trigger operation for the collaborative invitation information; S1502, the social system jumps to the invitation link corresponding to the collaborative invitation information; S1503, the task client queries the collaborative purchase task corresponding to the collaborative invitation information; S1504, the task client displays the product purchase participation page; S1505, the task client generates a task participation request in response to the trigger operation for the participation control in the product purchase participation page; S1506, the task client sends the task participation request to the task processing server; S1507, the task processing server records the participating objects in the target stage of the collaborative purchase task; S1508, the task processing server returns participation prompt information to the task client. The participation prompt information can be used to prompt the target object that it has successfully participated in the collaborative purchase task.
[0170] S403: Based on the task participation request, determine the target object as a participant corresponding to the target hierarchical investment stage of the collaborative purchase task.
[0171] The server identifies the target object as the participant corresponding to the target tiered investment stage of the collaborative purchase task. This allows the server to record the participant corresponding to the target tiered investment stage. Similarly, the server can determine the participant corresponding to each tiered investment stage based on the task participation requests of each object.
[0172] In one embodiment, the first type of configuration information includes the task start time of the collaborative purchase task; the method also includes: when it is detected that the collaborative purchase task reaches the task running conditions associated with the first type of configuration information, notifying the payment system to deduct money from the participants of the collaborative purchase task, and generating a purchase application order for the business product, adjusting the task status of the collaborative purchase task from the waiting state to the running state; the purchase application order is used to submit to the product processing system associated with the business product to purchase the business product; wherein, the task running conditions include: the task status of the collaborative purchase task is the waiting state, and the current time meets the task time conditions associated with the task start time; the waiting state is determined when the corresponding participating objects are determined in each of the multiple staged investment stages.
[0173] For an introduction to the task running conditions, please refer to the above description and will not be repeated here.
[0174] Among them, the payment system can be a system used for payment. Each participating object can pay the resources corresponding to the corresponding stage investment resource quota to the collaborative purchase task through the payment system, that is, notify the payment system to deduct money from the participating objects of the collaborative purchase task, and the amount deducted is the corresponding stage investment resource quota.
[0175] Among them, the purchase application order can be an order for purchasing business products. The purchase application order may include the investment resource quota for purchasing business products, and the investment resource quota may be the sum of the stage investment resource quota corresponding to each stage of the hierarchical investment phase. Among them, the purchase application order is used to submit to the product processing system associated with the business product to purchase the business product. The product processing system may be a system for processing business products. It can be used to purchase business products or redeem business products. It is not limited here. Further, when the product processing system obtains the purchase application order, it can determine the product share of the business product that can be purchased by the collaborative purchase task (also referred to as the task product share) based on the investment resource quota and the net value of the business product at the current moment. Then, the product processing system can purchase the business product corresponding to the product share and notify the server of the product share of the purchased business product, so that the server can freeze the product share of the business product purchased through the collaborative purchase task to avoid users manually redeeming business products, to ensure the normal operation of the collaborative purchase task, and to improve the reliability of the collaborative purchase task.
[0176] In addition, the server may adjust the task status of the collaborative purchase task from the waiting state to the running state. The server may also return running state notification information to the task client corresponding to each object participating in the collaborative purchase task, so that the task client of each participating object can display the task status of the collaborative purchase task as the running state when receiving the running state notification information.
[0177] Optionally, in an embodiment of the present application, the server may include a task timing module and a task processing module, wherein the task timing module may be a module for regularly detecting the status of a collaborative purchase task and may be used to determine whether the collaborative purchase task has met the running conditions or the termination conditions. The task processing module may be a module for processing collaborative purchase tasks, for example, for running collaborative purchase tasks or performing task settlement for collaborative purchase tasks, etc., which is not limited here. This allows the server to perform corresponding processing in modules, which can help improve the processing efficiency of collaborative purchase tasks.
[0178] For example, see Figure 16 , Figure 16 This is a time sequence interaction diagram of a task execution process provided by an embodiment of the present application. Figure 16As shown, the task operation process can be designed into the task processing server, payment system and product processing system. Among them, the task processing server can include the above-mentioned task timing module and task processing module. Specifically, S1601, the task timing module queries the task processing module for the task status of the collaborative purchase task; S1602, the task timing module determines whether the collaborative purchase task meets the running conditions; S1603, if the running conditions are met, the task timing module notifies the task processing module to run the collaborative purchase task; S1604, the task processing module notifies the payment platform to deduct the participants of the collaborative purchase task; S1605, the task processing module generates a purchase application order for the business product; S1606, the task processing module adjusts the task status of the collaborative purchase task from the waiting state to the running state; S1607, the task processing module returns the running status notification information; S1608, the task processing module submits the purchase application order to the product processing system; S1609, the product processing system returns the order confirmation information of the purchase application order to the task processing module; S1610, the task processing module freezes the product share of the business product purchased through the collaborative purchase task.
[0179] In one embodiment, the embodiment of the present application may further include the following steps: ① When it is detected that the collaborative purchase task reaches the task end condition associated with the first type of configuration information, a redemption application order for the business product is generated; wherein the task end condition includes: the task status of the collaborative purchase task is the running status, and the current time reaches the task end time; ② Receive the redemption confirmation information issued by the product processing system based on the redemption application order, perform task settlement on the collaborative purchase task based on the redemption confirmation information, and obtain the settlement resource quota corresponding to each stage of investment; ③ Notify the payment system to pay the participants corresponding to each stage of investment the resources corresponding to the settlement resource quota corresponding to each stage of investment.
[0180] For the introduction of the task end conditions, please refer to the above description and will not be repeated here.
[0181] Among them, the redemption application order can be an order for redeeming a business product purchased through a collaborative purchase task. The redemption application order may include a product share for a redeemable business product (i.e., a task product share). Among them, the redemption application order is used to submit to the product processing system associated with the business product to redeem the business product corresponding to the product share. Furthermore, when the product processing system obtains the redemption application order, it can determine the redemption resource quota that can be redeemed by the collaborative purchase task based on the task product share and the net value of the business product at the current moment, wherein the redemption resource quota can refer to the resource quota obtained by redeeming the purchased business product. Furthermore, the system account corresponding to the task processing system can receive the resources corresponding to the redemption resource quota redeemed by the product processing system.
[0182] In addition, upon detecting that the collaborative purchase task has reached a task termination condition associated with the first type of configuration information, the server may adjust the task status of the collaborative purchase task from a running state to a terminated state. The server may also return termination status notification information to the task client corresponding to each object participating in the collaborative purchase task, so that the task client of each participating object can display the task status of the collaborative purchase task as terminated upon receiving the termination status notification information.
[0183] The settlement resource quota may refer to the resource quota that can be settled by the participant (such as the target object) corresponding to each tiered investment stage. Furthermore, the payment system may be notified to pay the participant corresponding to each tiered investment stage the resources corresponding to the corresponding settlement resource quota.
[0184] In one embodiment, task settlement is performed on the collaborative purchase task based on the redemption confirmation information to obtain the settlement resource quota corresponding to the participating object corresponding to each stage of investment, including: ① determining the product income corresponding to the business product based on the difference between the redemption resource quota in the redemption confirmation information and the total investment resource quota for purchasing the business product through the collaborative purchase task; ② determining the net value ratio corresponding to each stage of investment based on the ratio of the net value difference corresponding to the business product in each stage of investment and the sum of the net value differences corresponding to the business product in multiple stage of investment; ③ determining the stage income corresponding to each stage of investment based on the net value ratio corresponding to each stage of investment and the product income; ④ determining the settlement resource quota corresponding to each stage of investment based on the stage income corresponding to each stage of investment and the investment resource quota corresponding to each stage of investment.
[0185] For an introduction to the redemption resource quota, please refer to the relevant description above and will not be repeated here. The total amount of invested resources may refer to the sum of the amount of invested resources corresponding to each stage of the collaborative purchase task. Product revenue may refer to the revenue obtained from purchasing business products based on the collaborative purchase task, which may be determined by the difference between the total amount of invested resources and the amount of redemption resources.
[0186] Among them, the net value ratio can refer to the ratio of the net value difference of a certain stage-by-stage investment stage to the sum of the net value differences of multiple stage-by-stage investment stages. The net value difference of each stage-by-stage investment stage can be determined by the difference between the net value at the end time and the net value at the starting time of the stage-by-stage investment stage.
[0187] Among them, the stage return can refer to the return corresponding to a stage of stage investment. The stage return can be determined based on the net value ratio corresponding to each stage of stage investment and the product return. For example, the stage return can be obtained by multiplying the net value ratio corresponding to each stage of stage investment and the product return.
[0188] Furthermore, the settlement resource quota corresponding to each stage-by-stage investment stage can be determined based on the stage income corresponding to each stage-by-stage investment stage and the investment resource quota corresponding to each stage-by-stage investment stage. For example, the stage income corresponding to a stage-by-stage investment stage (such as stage 1) and the investment resource quota corresponding to the stage-by-stage investment stage (such as stage 1) can be added together to obtain the settlement resource quota corresponding to the stage-by-stage investment stage (such as stage 1).
[0189] For example, the method for calculating the settlement resource quota can be determined by referring to the following formulas (1) to (6).
[0190] Product income = redemption resource amount – total investment resource amount Formula (1)
[0191] Net value difference of stage 1 = Net value at the end of stage 1 – Net value at the start of stage 1 Formula (2)
[0192] Net value difference of stage 2 = Net value at the end of stage 2 – Net value at the start of stage 2 Formula (3)
[0193] Phase 1 return = product return * phase 1 net value difference / (phase 1 net value difference + phase 2 net value difference) formula (4)
[0194] Phase 2 income = product income * phase 2 net value difference / (phase 1 net value difference + phase 2 net value difference) formula (4)
[0195] The settlement resource quota of the participant corresponding to stage 1 = resource investment quota + stage income formula of stage 1 (5)
[0196] The settlement resource quota of the participant corresponding to stage 2 = resource investment quota + stage income formula of stage 2 (6)
[0197] For example, see Figure 17 , Figure 17 This is a time sequence interaction diagram of a task execution process provided by an embodiment of the present application. Figure 17 As shown, the task operation process may involve a task processing server and a product processing system. Among them, the task processing server may include the above-mentioned task timing module and task processing module. Specifically, S1701, the task timing module queries the task status of the collaborative purchase task; S1702, the task timing module determines whether the collaborative purchase task has reached the end condition; S1703, if the end condition is reached, the task timing module notifies the task processing module to end the collaborative purchase task; S1704, the task processing module generates a redemption application order for the business product; S1705, the task processing module submits the redemption application order to the product processing system; S1706, the product processing system returns the redemption confirmation information of the redemption application order to the task processing module; S1707, the task processing module calculates the settlement resource quota based on the redemption confirmation information; S1708, the task processing module pays the participating objects the resources corresponding to the settlement resource quota.
[0198] Using an embodiment of the present application, an object (such as a task creation object) can create a collaborative purchase task and invite other objects (such as a target object) to participate in the collaborative purchase task through collaborative invitation information. The target can choose to participate in the collaborative purchase task through the target hierarchical investment stage among the multiple hierarchical investment stages corresponding to the task, so that multiple objects can participate in the collaborative purchase task by selecting the corresponding hierarchical investment stage to purchase the business products corresponding to the collaborative purchase task, which can improve the interactivity of product purchase in financial payment scenarios.
[0199] See Figure 18 , Figure 18 This is a structural diagram of a task processing device provided in an embodiment of the present application. Figure 18 As shown, the task processing device 1 can be a computer program (including program code) running on a computer device (for example, the terminal 21a mentioned above), for example, the task processing device 1 is an application software; it can be understood that the task processing device 1 can be used to execute the corresponding steps in the task processing method provided in the embodiment of the present application. Figure 18 As shown, the task processing device 1 may include: an invitation information display unit 11, a participation page display unit 12, and a task participation unit 13;
[0200] The invitation information display unit 11 is used to display the collaboration invitation information initiated by the task creation object; the collaboration invitation information refers to information carrying the collaborative purchase task; the collaborative purchase task is a task created by the task creation object for collaborative purchase of business products;
[0201] A participation page display unit 12 is configured to display a product purchase participation page corresponding to the business product in response to a triggering operation on the collaboration invitation information, and to display product configuration information associated with the business product on the product purchase participation page; the product configuration information includes first-category configuration information configured by the task creation object and second-category configuration information, the second-category configuration information including a target hierarchical investment stage selected by the target object from a plurality of hierarchical investment stages corresponding to the collaborative purchase task;
[0202] The task participation unit 13 is configured to respond to a triggering operation on a participation control in the product purchase participation page and participate in the collaborative purchase task through product configuration information in the target stage investment phase to purchase the business product.
[0203] In one embodiment, the task processing device 1 further includes: a settlement notification unit 14;
[0204] The settlement notification unit 14 is specifically used to:
[0205] Display task settlement notification information; task settlement notification information is determined after task settlement of the collaborative purchase task; task settlement notification information includes the stage income corresponding to the target stage of investment; stage income is obtained by distributing the product income of the purchased business products based on multiple stage of investment; task settlement is executed when the collaborative purchase task reaches the task end condition associated with the first type of configuration information, wherein the task end condition includes: the task status of the collaborative purchase task is the running status, and the current time reaches the task end time.
[0206] In one embodiment, the invitation information display unit 11 is specifically configured to:
[0207] Displaying a conversation chat page with the task creation object, and displaying a target conversation message carrying collaboration invitation information on the conversation chat page;
[0208] Alternatively, a published content display page of the task creation object is displayed, and the published content carrying the collaboration invitation information is displayed on the published content display page.
[0209] In one embodiment, the task processing device 1 further includes: a task viewing unit 15;
[0210] The task viewing unit 15 is specifically used to:
[0211] The task list viewing page is displayed, and the task information block of the collaborative purchase task is displayed on the task list viewing page; the task information block includes at least: the task status of the collaborative purchase task, the selected stage of investment, and the stage investment amount invested.
[0212] In one embodiment, the first type of configuration information includes the task start time of the collaborative purchase task;
[0213] The task viewing unit 15 is specifically used to:
[0214] In the task list viewing page, the task status of the collaborative purchase task is displayed as the running status; the running status is determined when the server detects that the collaborative purchase task meets the task running conditions associated with the first type of configuration information; wherein, the task running conditions include: the task status of the collaborative purchase task is the waiting state, and the current time meets the task time condition associated with the task start time; the waiting state is determined when each of the multiple staged investment stages has a corresponding participating object.
[0215] In one embodiment, the collaboration invitation information is any one of collaboration invitation link information and collaboration invitation image code information;
[0216] The participation page display unit 12 is specifically used to:
[0217] In response to a touch operation on the collaboration invitation link information, displaying a product purchase participation page corresponding to the business product;
[0218] Alternatively, in response to an image code scanning operation for the collaboration invitation image code information, a product purchase participation page corresponding to the business product is displayed.
[0219] In one embodiment, the task participation unit 13 is specifically configured to:
[0220] In response to the triggering operation of the participation control in the product purchase participation page, a task participation request is sent to the server, so that the server determines the participating object corresponding to the target stage investment phase as the target object, and purchases the business product when the collaborative purchase task meets the task running conditions; the participating object refers to the object participating in the collaborative purchase task.
[0221] See Figure 19 , Figure 19 This is a structural diagram of a task processing device provided in an embodiment of the present application. Figure 19As shown, the task processing device 2 can be a computer program (including program code) running on a computer device (for example, the terminal 21a mentioned above), for example, the task processing device 2 is an application software; it can be understood that the task processing device 2 can be used to execute the corresponding steps in the task processing method provided in the embodiment of the present application. Figure 19 As shown, the task processing device 2 may include: a creation page display unit 21, an information configuration unit 22, a creation confirmation unit 23, and a collaboration invitation unit 24;
[0222] The creation page display unit 21 is used to display the task creation page; the task creation page includes configuration items for information configuration;
[0223] An information configuration unit 22 is configured to display first-category configuration information obtained by the configuration operation on the configuration item; the first-category configuration information includes business products for collaborative purchase and stage time information of multiple staged investment stages;
[0224] A creation confirmation unit 23 is configured to create a collaborative purchase task associated with the first type of configuration information in response to a confirmation operation on the first type of configuration information; the collaborative purchase task is used to collaboratively purchase a business product;
[0225] The collaboration invitation unit 24 is used to respond to the collaboration invitation operation for the collaborative purchase task and send a collaboration invitation message carrying the collaborative purchase task based on the collaboration invitation operation; the collaboration invitation message is used to invite the target object to select a target stage from multiple stages to participate in the collaborative purchase task.
[0226] In one embodiment, the configuration items in the task creation page include a stage selection configuration item for selecting a staged investment stage;
[0227] The task processing device 2 further includes: a stage selection unit 25;
[0228] The stage selection unit 25 is specifically configured to:
[0229] In response to a phase selection operation on a phase selection configuration item, displaying the phased investment phase selected by the phase selection operation;
[0230] Participate in collaborative purchasing tasks through the first type of configuration information under the selected hierarchical investment stage.
[0231] In one embodiment, the configuration items include a duration configuration item for the stage transaction duration of each stage investment phase, and a stage time configuration item for configuring stage time information of multiple stage investment phases;
[0232] The information configuration unit 22 is further configured to:
[0233] In response to the configuration operations of the duration configuration item and the stage time configuration item of the start time of multiple staged investment stages, the configured stage transaction duration is displayed in the duration configuration item, and the stage time information corresponding to each staged investment stage is displayed in the stage time configuration item corresponding to each staged investment stage; the end time in the stage time information is calculated based on the configured stage transaction duration and the configured start time.
[0234] In one embodiment, the collaboration invitation unit 24 is specifically configured to:
[0235] Displays a collaborative invitation control for collaborative purchase tasks;
[0236] In response to a trigger operation on the collaboration invitation control, an invitation object selection page is displayed; the invitation object selection page includes selectable target objects;
[0237] In response to a selection operation on a target object, a collaboration invitation message carrying a collaborative purchase task is sent to the target object.
[0238] In one embodiment, the collaboration invitation unit 24 is specifically configured to:
[0239] Displays an invitation posting control for collaborative purchasing tasks;
[0240] In response to a triggering operation on the invitation publishing control, displaying a content editing page, and displaying collaboration invitation information for the collaborative purchase task on the content editing page;
[0241] In response to a triggering operation on a content publishing control in a content editing page, publishing content of the collaborative invitation information of the collaborative purchase task is published.
[0242] In one embodiment, the creation confirmation unit 23 is specifically configured to:
[0243] In response to a confirmation operation on the first type of configuration information, a task creation request carrying the first type of configuration information is sent to the server, so that the server creates a collaborative purchase task corresponding to the first type of configuration information based on the task creation request.
[0244] See Figure 20 , Figure 20 This is a structural diagram of a task processing device provided in an embodiment of the present application. Figure 20 As shown, the task processing device 3 can be a computer program (including program code) running on a computer device (for example, the server 100a mentioned above), for example, the task processing device 3 is an application software; it can be understood that the task processing device 3 can be used to execute the corresponding steps of the task processing method provided in the embodiment of the present application. Figure 20As shown, the task processing device 3 may include: a task creating unit 31, a participation request obtaining unit 32;
[0245] The task creation unit 31 is configured to receive a task creation request carrying the first type of configuration information sent by the task creation object, and create a collaborative purchase task corresponding to the first type of configuration information based on the task creation request; the collaborative purchase task is a task for collaboratively purchasing a business product;
[0246] A participation request acquisition unit 32 is configured to receive a task participation request for a collaborative purchase task; the task participation request is sent by a client corresponding to a target object in response to a trigger operation on a participation control in a product purchase participation page; the product purchase participation page is displayed in response to a trigger operation on collaboration invitation information corresponding to the collaborative purchase task; the product purchase participation page is configured to display product configuration information associated with a business product; the product configuration information includes first-category configuration information and second-category configuration information, the second-category configuration information including a target hierarchical investment stage selected by the target object from a plurality of hierarchical investment stages corresponding to the collaborative purchase task; the task participation request carries the first-category configuration information and the target hierarchical investment stage;
[0247] The participation recording unit 33 is configured to determine the target object as a participant corresponding to the target hierarchical investment stage of the collaborative purchase task based on the task participation request.
[0248] In one embodiment, the first type of configuration information includes the task start time of the collaborative purchase task;
[0249] The task processing device 3 further includes: a task running unit 34;
[0250] The task running unit 34 is specifically configured to:
[0251] When it is detected that the collaborative purchase task has met the task running conditions associated with the first type of configuration information, the payment system is notified to deduct payment from the participants of the collaborative purchase task, and a purchase application order for the business product is generated, and the task status of the collaborative purchase task is adjusted from the pending state to the running state; the purchase application order is used to submit to the product processing system associated with the business product to purchase the business product;
[0252] Among them, the task running conditions include: the task status of the collaborative purchase task is the waiting state, and the current time meets the task time condition associated with the task start time; the waiting state is determined when each of the multiple staged investment stages has a corresponding participating object.
[0253] In one embodiment, the task processing device 3 further includes: a task ending unit 35;
[0254] The task ending unit 35 is specifically used to:
[0255] When it is detected that the collaborative purchase task has reached a task end condition associated with the first type of configuration information, a redemption application order for the business product is generated; wherein the task end condition includes: the task status of the collaborative purchase task is in a running state, and the current time has reached the task end time;
[0256] Receive redemption confirmation information issued by the product processing system based on the redemption application order, perform task settlement for the collaborative purchase task based on the redemption confirmation information, and obtain the settlement resource quota corresponding to each stage of investment;
[0257] Notify the payment system to pay the participants corresponding to each tiered investment stage the resources corresponding to the settlement resource quota corresponding to each tiered investment stage.
[0258] In one embodiment, the task ending unit 35 is specifically configured to:
[0259] Determine the product revenue corresponding to the business product based on the difference between the redemption resource amount in the redemption confirmation information and the total amount of resources invested in purchasing the business product through the collaborative purchase task;
[0260] Determine the net asset value ratio corresponding to each stage of investment based on the ratio of the net asset value difference corresponding to each stage of investment and the total net asset value difference corresponding to multiple stages of investment;
[0261] Based on the net asset value ratio and product income corresponding to each stage of investment, determine the stage income corresponding to each stage of investment;
[0262] Based on the stage income corresponding to each stage of investment and the investment resource quota corresponding to each stage of investment, the settlement resource quota corresponding to each stage of investment is determined.
[0263] See Figure 21 , Figure 21 Schematic diagram of the structure of a computer device provided in an embodiment of the present application. For example, the computer device may be the above-mentioned terminal device or server. Figure 21As shown, the computer device 1000 may include: a processor 1001, a network interface 1004 and a memory 1005. In addition, the above-mentioned computer device 1000 may also include: a user interface 1003, and at least one communication bus 1002. The communication bus 1002 is used to realize the connection and communication between these components. The user interface 1003 may include a display screen (Display), a keyboard (Keyboard), and the user interface 1003 may optionally include a standard wired interface and a wireless interface. The network interface 1004 may optionally include a standard wired interface and a wireless interface (such as a WI-FI interface). The memory 1005 may be a high-speed RAM memory, or a non-volatile memory (non-volatile memory), such as at least one disk memory. The memory 1005 may optionally also be at least one storage device located away from the aforementioned processor 1001. As Figure 21 As shown, the memory 1005 as a computer-readable storage medium may include an operating system, a network communication module, a user interface module, and a device control application.
[0264] In such Figure 21 In the illustrated computer device 1000, the network interface 1004 provides network communication functionality; the user interface 1003 primarily provides an interface for user input; and the processor 1001 is configured to invoke a device control application stored in the memory 1005 to execute the task processing method described in any of the preceding embodiments, which will not be repeated here. Furthermore, the beneficial effects of employing the same method will not be repeated here.
[0265] In addition, it should be pointed out here that: the embodiment of the present application also provides a computer-readable storage medium, and the computer-readable storage medium stores the computer program executed by the task processing device 1, task processing device 2, and task processing device 3 mentioned above, and the computer program includes program instructions. When the processor executes the program instructions, it can execute the description of the task processing method in the above embodiment. Therefore, it will not be repeated here. In addition, the description of the beneficial effects of using the same method will not be repeated. For technical details not disclosed in the computer-readable storage medium embodiment involved in this application, please refer to the description of the method embodiment of this application.
[0266] The computer-readable storage medium may be the task processing device provided in any of the aforementioned embodiments or the internal storage unit of the computer device, such as the hard disk or memory of the computer device. The computer-readable storage medium may also be an external storage device of the computer device, such as a plug-in hard disk, a smart media card (SMC), a secure digital (SD) card, a flash card, etc. equipped on the computer device. Furthermore, the computer-readable storage medium may also include both the internal storage unit of the computer device and an external storage device. The computer-readable storage medium is used to store the computer program and other programs and data required by the computer device. The computer-readable storage medium may also be used to temporarily store data that has been output or is to be output.
[0267] In addition, it should be noted that the embodiments of the present application also provide a computer program product or computer program, which includes computer instructions stored in a computer-readable storage medium. The processor of the computer device reads the computer instructions from the computer-readable storage medium, and the processor executes the computer instructions, so that the computer device performs the method provided by any of the corresponding embodiments above. In addition, the description of the beneficial effects of using the same method will not be repeated. For technical details not disclosed in the computer program product or computer program embodiments involved in this application, please refer to the description of the method embodiments of this application.
[0268] The terms "first", "second", etc. in the description, claims, and drawings of the embodiments of the present application are used to distinguish different objects, rather than to describe a specific order. In addition, the terms "comprising" and any variations thereof are intended to cover non-exclusive inclusions. For example, a process, method, apparatus, product, or device comprising a series of steps or units is not limited to the listed steps or modules, but may optionally include steps or modules not listed, or may optionally include other step units inherent to these processes, methods, apparatuses, products, or devices.
[0269] Those skilled in the art will appreciate that the units and algorithm steps of each example described in conjunction with the embodiments disclosed herein can be implemented in electronic hardware, computer software, or a combination of the two. In order to clearly illustrate the interchangeability of hardware and software, the composition and steps of each example have been generally described in terms of function in the above description. Whether these functions are performed in hardware or software depends on the specific application and design constraints of the technical solution. Professional and technical personnel can use different methods to implement the described functions for each specific application, but such implementation should not be considered to be beyond the scope of this application.
[0270] The above disclosure is only a preferred embodiment of the present application, and certainly cannot be used to limit the scope of rights of the present application. Therefore, equivalent changes made according to the claims of the present application are still within the scope covered by the present application.
Claims
1. A task processing method, characterized in that: The method comprises: Displaying the collaboration invitation information initiated by the task creation object; the collaboration invitation information refers to information carrying the collaborative purchase task; the collaborative purchase task is a task created by the task creation object for collaborative purchase of business products; In response to a triggering operation on the collaboration invitation information, a product purchase participation page corresponding to the business product is displayed, and product configuration information associated with the business product is displayed on the product purchase participation page; the product configuration information includes first-category configuration information and second-category configuration information configured by the task creation object, the second-category configuration information including a target hierarchical investment stage selected by the target object from a plurality of hierarchical investment stages corresponding to the collaborative purchase task; In response to a triggering operation on a participation control in the product purchase participation page, the collaborative purchase task is participated in through the product configuration information in the target stage of investment to purchase the business product.
2. The method according to claim 1, characterized in that The method further comprises: Display task settlement notification information; the task settlement notification information is determined after the collaborative purchase task is settled; the task settlement notification information includes the stage income corresponding to the target stage of investment; the stage income is obtained by distributing the product income of the purchased business products based on the multiple stage of investment; the task settlement is executed when the collaborative purchase task reaches the task end condition associated with the first type of configuration information, wherein the task end condition includes: the task status of the collaborative purchase task is the running status, and the current time reaches the task end time.
3. The method according to any one of claims 1-2, characterized in that The display of the collaboration invitation information initiated by the task creation object includes: Displaying a conversation chat page with the task creation object, and displaying a target conversation message carrying the collaboration invitation information on the conversation chat page; Alternatively, a published content display page of the task creation object is displayed, and the published content carrying the collaboration invitation information is displayed on the published content display page.
4. The method according to any one of claims 1 to 3, characterized in that After participating in the collaborative purchasing task through the product configuration information in the target stage investment phase, the method further includes: A task list viewing page is displayed, and a task information block of the collaborative purchase task is displayed on the task list viewing page; the task information block includes at least: the task status of the collaborative purchase task, the selected hierarchical investment stage, and the invested stage investment amount.
5. The method according to claim 4, characterized in that The first type of configuration information includes the task start time of the collaborative purchase task; the method further includes: In the task list viewing page, the task status of the collaborative purchase task is displayed as a running status; the running status is determined when the server detects that the collaborative purchase task meets the task running conditions associated with the first type of configuration information; wherein, the task running conditions include: the task status of the collaborative purchase task is the waiting state, and the current time meets the task time condition associated with the task start time; the waiting state is determined when each of the multiple staged investment stages has a corresponding participating object.
6. The method according to any one of claims 1 to 5, characterized in that The collaboration invitation information is any one of collaboration invitation link information and collaboration invitation image code information; The displaying of a product purchase participation page corresponding to the business product in response to a triggering operation on the collaboration invitation information includes: In response to a touch operation on the collaboration invitation link information, displaying a product purchase participation page corresponding to the business product; Alternatively, in response to an image code scanning operation for the collaboration invitation image code information, a product purchase participation page corresponding to the business product is displayed.
7. The method according to any one of claims 1 to 6, characterized in that The step of responding to a triggering operation on a participation control in the product purchase participation page and participating in the collaborative purchase task using the product configuration information in the target stage investment phase to purchase the business product includes: In response to the triggering operation of the participation control in the product purchase participation page, a task participation request is sent to the server, so that the server determines the participating object corresponding to the target stage investment phase as the target object, and purchases the business product when the collaborative purchase task meets the task running conditions; the participating object refers to the object participating in the collaborative purchase task.
8. A task processing method, characterized in that: The method comprises: Displaying a task creation page; the task creation page includes configuration items for information configuration; In response to a configuration operation on the configuration item, displaying first-category configuration information obtained by the configuration; the first-category configuration information includes business products for collaborative purchase and stage time information of multiple staged investment stages; In response to a confirmation operation on the first type of configuration information, creating a collaborative purchase task associated with the first type of configuration information; the collaborative purchase task is used to collaboratively purchase the business product; In response to a collaborative invitation operation for the collaborative purchase task, collaborative invitation information carrying the collaborative purchase task is sent based on the collaborative invitation operation; the collaborative invitation information is used to invite the target object to select a target stage from the multiple stages to participate in the collaborative purchase task.
9. The method according to claim 8, characterized in that The configuration items include a duration configuration item for the stage transaction duration of each stage of the phased investment phase, and a stage time configuration item for configuring the stage time information of the multiple staged investment phases; The displaying of the first type of configuration information obtained in response to the configuration operation on the configuration item includes: In response to the configuration operation of the duration configuration item and the stage time configuration item of the start time of the multiple staged investment stages, the configured stage transaction duration is displayed in the duration configuration item, and the stage time information corresponding to each staged investment stage is displayed in the stage time configuration item corresponding to each staged investment stage; the end time in the stage time information is calculated based on the configured stage transaction duration and the configured start time.
10. The method according to claim 8 or 9, characterized in that The step of responding to the collaborative invitation operation for the collaborative purchase task and sending collaborative invitation information carrying the collaborative purchase task based on the collaborative invitation operation includes: Displaying a collaboration invitation control for the collaborative purchase task; In response to a triggering operation on the collaboration invitation control, displaying an invitation object selection page; the invitation object selection page includes the target object available for selection; In response to a selection operation on the target object, a collaboration invitation message carrying the collaborative purchase task is sent to the target object.
11. The method according to claim 8 or 9, characterized in that The step of responding to the collaborative invitation operation for the collaborative purchase task and sending collaborative invitation information carrying the collaborative purchase task based on the collaborative invitation operation includes: Displaying an invitation publishing control for the collaborative purchase task; In response to a triggering operation on the invitation publishing control, displaying a content editing page, and displaying the collaboration invitation information of the collaborative purchase task on the content editing page; In response to a triggering operation on a content publishing control in the content editing page, publishing content of the collaborative invitation information of the collaborative purchase task.
12. The method according to any one of claims 8 to 11, characterized in that The step of creating a collaborative purchase task associated with the first type of configuration information in response to a confirmation operation on the first type of configuration information includes: In response to a confirmation operation on the first type of configuration information, a task creation request carrying the first type of configuration information is sent to a server, so that the server creates a collaborative purchase task corresponding to the first type of configuration information based on the task creation request.
13. The method according to any one of claims 8 to 11, characterized in that: The configuration items in the task creation page include a stage selection configuration item for selecting a stage for phased investment; The method further comprises: In response to a stage selection operation on the stage selection configuration item, displaying the staged investment stage selected by the stage selection operation; When, in response to the confirmation operation on the first type of configuration information, the collaborative purchase task associated with the first type of configuration information is created, the method further includes: Participate in the collaborative purchasing task through the first type of configuration information in the selected stage of investment.
14. A task processing method, characterized in that: The method comprises: receiving a task creation request sent by a task creation object and carrying the first type of configuration information, and creating a collaborative purchase task corresponding to the first type of configuration information based on the task creation request; the collaborative purchase task is a task for collaboratively purchasing a business product; Receive a task participation request for the collaborative purchase task; the task participation request is sent by a client corresponding to a target object in response to a trigger operation on a participation control in a product purchase participation page; the product purchase participation page is displayed in response to a trigger operation on collaboration invitation information corresponding to the collaborative purchase task; the product purchase participation page is used to display product configuration information associated with the business product; the product configuration information includes the first type of configuration information and the second type of configuration information, the second type of configuration information including a target stage selected by the target object from a plurality of stages corresponding to the collaborative purchase task; the task participation request carries the first type of configuration information and the target stage; Based on the task participation request, the target object is determined as a participant object corresponding to the target staged investment phase of the collaborative purchasing task.
15. The method according to claim 14, characterized in that The first type of configuration information includes the task start time of the collaborative purchase task; the method further includes: Upon detecting that the collaborative purchase task has met the task running conditions associated with the first type of configuration information, notifying the payment system to deduct payment from the participants of the collaborative purchase task, generating a purchase application order for the business product, and adjusting the task status of the collaborative purchase task from the pending state to the running state; the purchase application order is used to submit to the product processing system associated with the business product to purchase the business product; Among them, the task running conditions include: the task status of the collaborative purchase task is the waiting-to-run status, and the current time meets the task time condition associated with the task start time; the waiting-to-run status is determined when each of the multiple staged investment stages has a corresponding participating object.
16. The method according to claim 15, characterized in that The method further comprises: When it is detected that the collaborative purchase task has reached a task end condition associated with the first type of configuration information, a redemption application order for the business product is generated; wherein the task end condition includes: the task state of the collaborative purchase task is the running state, and the current time reaches the task end time; Receiving redemption confirmation information issued by the product processing system based on the redemption application order, performing task settlement for the collaborative purchase task based on the redemption confirmation information, and obtaining a settlement resource quota corresponding to each stage of investment; The payment system is notified to pay the participants corresponding to each stage of the tiered investment the resources corresponding to the settlement resource quota corresponding to each stage of the tiered investment.
17. The method according to claim 16, characterized in that The step of performing task settlement on the collaborative purchase task based on the redemption confirmation information to obtain a settlement resource quota corresponding to each stage of investment includes: Determining a product revenue corresponding to the business product based on a difference between the redemption resource amount in the redemption confirmation information and the total amount of resources invested in purchasing the business product through the collaborative purchase task; Determining the net value ratio corresponding to each stage of investment based on the ratio of the net value difference of the business product corresponding to each stage of investment to the total net value difference of the business product corresponding to the multiple stages of investment; Determine the stage income corresponding to each stage of the standard investment based on the net asset value ratio corresponding to each stage of the standard investment and the product income; Based on the stage income corresponding to each stage of the investment, and the investment resource quota corresponding to each stage of the investment, the settlement resource quota corresponding to each stage of the investment is determined.
18. A task processing device, characterized in that: The device comprises: An invitation information display unit, configured to display the collaborative invitation information initiated by the task creation object; the collaborative invitation information is information carrying a collaborative purchase task; the collaborative purchase task is a task created by the task creation object for collaboratively purchasing a business product; a participation page display unit, configured to display a product purchase participation page corresponding to the business product in response to a triggering operation on the collaboration invitation information, and display product configuration information associated with the business product on the product purchase participation page; the product configuration information includes first-category configuration information and second-category configuration information configured by the task creation object, the second-category configuration information including a target hierarchical investment stage selected by the target object from a plurality of hierarchical investment stages corresponding to the collaborative purchase task; A task participation unit is configured to respond to a triggering operation on a participation control in the product purchase participation page and participate in the collaborative purchase task through the product configuration information in the target stage investment phase to purchase the business product.
19. A task processing device, characterized in that: The device comprises: A creation page display unit, configured to display a task creation page; the task creation page includes configuration items for information configuration; an information configuration unit, configured to display first-category configuration information obtained by configuration in response to a configuration operation on the configuration item; the first-category configuration information includes business products for collaborative purchase and stage time information of multiple staged investment stages; a creation confirmation unit, configured to create a collaborative purchase task associated with the first type of configuration information in response to a confirmation operation on the first type of configuration information; the collaborative purchase task is used to collaboratively purchase the business product; A collaborative invitation unit is used to respond to a collaborative invitation operation for the collaborative purchase task and send collaborative invitation information carrying the collaborative purchase task based on the collaborative invitation operation; the collaborative invitation information is used to invite the target object to select a target stage from the multiple stages to participate in the collaborative purchase task.
20. A task processing device, characterized in that: The device comprises: a task creation unit, configured to receive a task creation request sent by a task creation object and carrying the first type of configuration information, and create a collaborative purchase task corresponding to the first type of configuration information based on the task creation request; the collaborative purchase task is a task for collaboratively purchasing a business product; A participation request acquisition unit is configured to receive a task participation request for the collaborative purchase task; the task participation request is sent by a client corresponding to a target object in response to a trigger operation on a participation control in a product purchase participation page; the product purchase participation page is displayed in response to a trigger operation on collaboration invitation information corresponding to the collaborative purchase task; the product purchase participation page is configured to display product configuration information associated with the business product; the product configuration information includes the first type of configuration information and the second type of configuration information, the second type of configuration information including a target hierarchical investment stage selected by the target object from a plurality of hierarchical investment stages corresponding to the collaborative purchase task; the task participation request carries the first type of configuration information and the target hierarchical investment stage; A participation recording unit is configured to determine, based on the task participation request, the target object as a participant corresponding to the target graded investment stage of the collaborative purchase task.
21. A computer device, characterized in that: including memory and processor; The memory is connected to the processor, the memory is used to store a computer program, and the processor is used to call the computer program so that the computer device executes the method according to any one of claims 1 to 17.
22. A computer-readable storage medium, characterized in that The computer-readable storage medium stores a computer program, which is suitable for being loaded and executed by a processor, so that a computer device having the processor executes the method according to any one of claims 1 to 17.
23. A computer program product, characterized in that The method comprises a computer program / instruction, which implements the method according to any one of claims 1 to 17 when executed by a processor.