Information processing device, information processing method, and information processing system

Abstract

To determine the amount of insurance to be paid for a damage that occurred to an article or a person in a building.SOLUTION: An information processing apparatus 1 includes: a storage unit 12 which stores determination data in which a state in a building is associated with the amount of insurance to be paid; A data acquisition unit 131 which acquires state data indicating a state detected by a sensor 2, the state data being output by the sensor 2 which detects a state of at least one of a person and equipment in the building; and a determination unit 132 which determines the amount of insurance to be paid based on an occurrence of the state indicated by the state data, by referring to the determination data.SELECTED DRAWING: Figure 1

Claims

1. A storage unit that stores decision data linking the condition of the building and the amount of insurance payout, A data acquisition unit that acquires state data indicating the state detected by a sensor that detects the state of at least one person or equipment in a building, A determination unit that determines the amount of insurance payment based on the occurrence of the state indicated by the state data by referring to the aforementioned determination data, It has, The memory unit stores the decision data in association with the insurance policyholder. The data acquisition unit acquires the status data in association with the policyholder identification information for identifying the insurance policyholder. The determination unit determines the amount of insurance payment by referring to the determination data stored in the storage unit in association with the insurance policyholder identified based on the policyholder identification information corresponding to the status data. Information processing device.

2. A storage unit that stores determination data relating the type of building equipment, the content of changes in the state of the type of equipment, and the amount of insurance payment, A data acquisition unit that acquires state data indicating the state detected by a sensor that detects the state of at least one person or equipment in a building, A determination unit that determines the amount of insurance payment based on the occurrence of the state indicated by the state data by referring to the aforementioned determination data, It has, The data acquisition unit acquires the status data indicating the change in the state of the equipment detected by the sensor. The determination unit, by referring to the determination data, determines the amount of insurance payment based on the type of equipment whose state data indicates a change in state and the content of the change in state of said equipment. Information processing device.

3. A storage unit that stores determination data relating the condition inside the building, the location within the building, the nature of the change in the condition of the location, and the amount of insurance payment, A data acquisition unit that acquires state data indicating the state detected by a sensor that detects the state of at least one person or equipment in a building, A determination unit that determines the amount of insurance payment based on the occurrence of the state indicated by the state data by referring to the aforementioned determination data, It has, The determination unit, by referring to the determination data, determines the amount of insurance payment based on the location where the sensor that output the state data indicating a change in state is installed, and the content of the change in state at that location. Information processing device.

4. The determination unit determines the amount of insurance payment based on a combination of multiple locations where the sensors that output the state data indicating the change in state are installed, and the content of the change in state at each of those multiple locations. The information processing apparatus according to claim 3.

5. A storage unit for storing determination data associated with at least one of a date or time period, the condition inside the building, and the amount of insurance payment, A data acquisition unit that acquires state data indicating the state detected by a sensor that detects the state of at least one person or equipment in a building, A determination unit that determines the amount of insurance payment based on the occurrence of the state indicated by the state data by referring to the aforementioned determination data, It has, The determination unit, by referring to the determination data, determines the amount of insurance payment based on at least one of the date or time period when the sensor output the state data indicating a change in state, and the state of the building indicated by the state data. Information processing device.

6. A storage unit that stores decision data linking the condition of the building and the amount of insurance payout, A data acquisition unit that acquires state data indicating the state detected by a sensor that detects the state of at least one person or equipment in a building, A determination unit that determines the amount of insurance payment based on the occurrence of the state indicated by the state data by referring to the aforementioned determination data, It has, The storage unit stores the determination data, which associates the pattern of state changes indicated by the state data output by the sensor at multiple different times with the amount of insurance payment. The data acquisition unit acquires multiple status data at multiple different time points, The determination unit determines the amount of insurance payment by identifying the pattern in the determination data that is closest to the pattern of state change indicated by the plurality of state data acquired by the data acquisition unit. Information processing device.

7. A computer executes A step of acquiring status data indicating the status detected by a sensor that detects the status of at least one person or equipment in a building, and associating it with policyholder identification information for identifying the policyholder, A step of determining the amount of insurance payout based on the occurrence of the condition indicated by the condition data, by referring to determination data associated with the insured person identified based on the insured person identification information corresponding to the condition data, which associates the condition inside the building with the amount of insurance payout. An information processing method having

8. A computer executes A step of acquiring state data indicating a change in the state of equipment detected by a sensor that detects the state of at least one of a person or equipment in a building, The steps include: determining the amount of insurance payout by referring to determination data that associates the type of building equipment, the nature of changes in the state of said equipment, the state of the building, and the amount of insurance payout, based on the type of equipment and the nature of changes in the state of said equipment that the state data indicates; An information processing method having

9. A computer executes A step of acquiring state data indicating the state detected by a sensor that detects the state of at least one person or equipment in a building, The steps include: determining the amount of insurance payment by referring to determination data that associates the state inside the building, the location within the building, the content of the change in the state of the location, and the amount of insurance payment, based on the location where the sensor that output the state data indicating the change in state is installed, and the content of the change in the state of the location; An information processing method having

10. A computer executes A step of acquiring state data indicating the state detected by a sensor that detects the state of at least one person or equipment in a building, The steps include determining the amount of insurance payout by referring to determination data that associates at least one of the dates or time periods with the condition inside the building and the amount of insurance payout, based on at least one of the dates or time periods when the sensor output the condition data indicating a change in condition, and the condition inside the building indicated by the condition data, An information processing method having

11. A computer executes A step of acquiring state data indicating the state detected by a sensor that detects the state of at least one person or equipment in a building, A step of determining the amount of insurance payout by identifying the pattern that is closest to the pattern of change in state shown by the multiple state data output by the sensor at multiple different times in the determination data associated with the state conditions inside the building, the pattern of change in state shown by multiple state data output by the sensor at multiple different times, and the amount of insurance payout. An information processing method having

12. An information processing system comprising: a sensor installed inside a building that detects the state of at least one person or equipment in the building; and an information processing device according to any one of claims 1 to 6 that determines the amount of insurance payment based on the state of the person or equipment in the building detected by the sensor.

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