Payment terminal having a dual screen

Abstract

The present invention relates to a payment terminal having two screens, one screen for the merchant and a second screen for the customer. There is a space between the two screens for presenting or inserting a card, as well as a slot for the output of the purchase receipt, which provides the payer with the certainty of seeing what they are paying for, as regards credit or debit card payments on both POS terminals and payment terminals.

Description

[0001] DESCRIPTION

[0002] DUAL SCREEN POS TERMINAL

[0003] OBJECT OF THE INVENTION

[0004] The present invention relates to a card reader for use by users of this type of payment, allowing the payer to see the amount on the second screen of the card reader without the seller having to rotate the card reader 180° for each payment, for which it has two screens, thus offering important technical advantages over other similar card readers.

[0005] The problem that the present invention solves is that, on the one hand, it speeds up the collection operation for the seller and gives the payer the security of seeing what they are paying when the seller does not turn the card reader 180° as usually happens.

[0006] The advantages of the present invention are as follows:

[0007] - Agility for the seller who does not have to specifically show the amount they are typing in for the payment when the buyer brings the card close to the card reader to make the payment.

[0008] Security for the payer who sees the amount to be paid for the purchase of the product or service on the screen of the card reader reserved for him.

[0009] It proposes a simple and effective solution for credit or debit card payments at both POS terminals and card readers, adding a new specific function: that the customer can see on the second screen of the card reader and consequently know for sure what they are paying.

[0010] The industrial application of this invention is found in the sector of point-of-sale (POS) terminals or systems for bill payment in commercial establishments, transport companies or restaurants and more specifically, for the payment of purchases of products or services that require immediate payment.

[0011] BACKGROUND OF THE INVENTION

[0012] Although no invention identical to the one described has been found, we present below the documents found that reflect the state of the art related to it. Document ES2914827A1 refers to a cryptocurrency purchase procedure that can be integrated into all physical and virtual payment systems, is compatible with all wallets, and allows for one-click payment orders. This procedure comprises: - Integrating a payment system hosted on the service provider's CPU. - Generating a proprietary payment interface on top of a third-party payment system. - Consolidating all purchase actions into a single order. - Obtaining price information and converting it to the payment currency. - Identifying balances in different cryptocurrency wallets. - Connecting to a multi-account payment system. - Receiving payment information and automatically selecting the preferred payment option. - Generating a smart contract with transaction data.- Register the purchase information on the Blockchain. - Replicate the payment information across the Blockchain Nodes. - Generate a copy of the purchase information in the Wallet of all participants in the transaction. - Translate the web3.js code to PHP using implementation software. - Verify the transaction on the Blockchain using implementation software. - Copy the transaction information to the third-party database. - Issue an invoice to all parties.

[0013] ES1310962U describes a card reader with the incorporation of tip payments to waiters, characterized in that said card reader adds a first series of additional buttons, one of which can be pressed at will to issue the payment of a tip by means of 5, 10, 15, or 20 fixed amounts of €1, €2, €5 or €10, and also adds a second series of buttons, one of which can be pressed at will instead of the previous ones to issue the payment of the tip by means of percentages 3%, 5%, 10%, 15% and a confirmation button.

[0014] ES1227068Y proposes an electronic payment device (100), comprising: - at least one communication unit adapted and configured to communicate with a payment gateway server and with a customer's mobile communication terminal; - at least one interface adapted and configured to: • receive the amount of a transaction that includes a purchase made by said customer; • receive a number of installments in which the customer wishes to make payment for said transaction, wherein said number of installments is linked to a credit institution server; • receive a payment instrument that allows the customer to pay for the transaction without cash; wherein once the electronic payment device has received the payment instrument, a first token is generated that identifies the transaction on said credit institution server;and wherein once the customer has accepted terms and conditions of said credit institution server, the electronic payment device via said interface, which is at least one, is adapted and configured to receive a string of characters that associates the payment instrument with the customer, and - a verification unit adapted and configured to validate said string of characters, so that payment for the purchase is accepted after the string of characters has been successfully validated, wherein acceptance of payment includes payment of a first of said installments or the blocking of a certain amount of money from the customer, and wherein the other installments will be made at a later date through an electronic network using a second token generated by the payment gateway server, without involvement of the customer.

[0015] ES2011506A6 a card reader adapter, essentially characterized by being constituted by the modules of a terminal interface, card reader interface, control unit and power supply module.

[0016] Conclusions: As can be seen from the research carried out, none of the documents found solve the problems raised as the proposed invention does.

[0017] DESCRIPTION OF THE INVENTION

[0018] The point-of-sale (POS) terminal or device that is the subject of this invention refers to a POS terminal comprising two screens, one for the seller and a second for the buyer, so that the payer can see the amount of the purchase of the product or service on the second screen of the POS terminal without any obstruction, without the seller having to rotate the single screen of the POS terminal 180° for each payment, novelly comprising two screens, thereby offering important technical advantages over conventional POS terminals.

[0019] The problem that the present invention solves is that, on the one hand, it speeds up the collection process for the seller, and on the other hand, it gives the payer the security of seeing what they are paying without obstacles, since the seller does not usually turn the card reader 180° so that the buyer can check the purchase amount as is usually the case.

[0020] It proposes a simple and effective solution for credit or debit card payments at both POS terminals and card readers, adding a new specific function: that the customer can see on the second screen of the card reader and consequently know for sure what the buyer has entered as the amount to pay.

[0021] Unless otherwise stated, all technical and scientific terms used herein have the meanings commonly understood by a person skilled in the art to which this invention pertains. Similar or equivalent procedures and materials to those described herein may be used in the practice of this invention.

[0022] Throughout the description and claims, the word "comprises" and its variants are not intended to exclude other technical features, additives, components, or steps. For those skilled in the art, other objects, advantages, and features of the invention will become apparent partly from the description and partly from the practice of the invention.

[0023] BRIEF DESCRIPTION OF THE DRAWINGS

[0024] For a better understanding of the present description, drawings are included that represent a preferred, non-limiting embodiment of the present invention:

[0025] Figure 1: Schematic view of a card reader with dual screen

[0026] Figure 2: Schematic view of the second screen.

[0027] The numerical references appearing in these figures correspond to the following constituent elements of the invention:

[0028] 1. Card reader

[0029] 2. First screen for the seller

[0030] 3. Keyboard for the vendor

[0031] 4. Second screen for the buyer

[0032] 5. Space to display the card

[0033] 6. Slot for the purchase slip exit

[0034] DESCRIPTION OF A PREFERRED EMBODIMENT

[0035] A preferred embodiment of the device of the present invention, including the numerical references in parentheses behind each component, is based on a point-of-sale (POS) terminal (1) with which the buyer can see on a second screen (4) provided for him, said point-of-sale (1) comprising two screens, one screen for the seller (2) and a second for the buyer (4), so that the payer or buyer can see without any obstruction the amount of the purchase of the product or service on the second screen (4) of the point-of-sale (1) enabled for him, without the seller having to rotate 180° the first screen (2) of the point-of-sale (1) for each payment, novelly comprising two screens, and leaving a space (5) between them to display or insert the card and a slot (6) for the output of the purchase ticket.

[0036] The problem that the present invention solves is that it gives the payer the assurance of seeing what they are paying without obstacles, since the seller does not usually turn the card reader 180° so that the buyer can check the purchase amount as is usually the case.

[0037] It proposes a simple and effective solution for credit or debit card payments at both POS terminals and card readers, adding a new specific function: that the customer can see on the second screen of the card reader and consequently know for sure what the buyer has entered as the amount to pay.

Claims

CLAIMS 1.- Card reader with double screen, according to claim 1, characterized in that said card reader (1) comprises two screens, one screen for the seller (2) and a second one for the buyer (4). 2.- Card reader with double screen, according to claim 1, characterized in that between both screens there is a space (5) to display or insert the card and a slot (6) for the output of the purchase ticket.

Images