Account consistency processing method and device for bank agent insurance system

Abstract

The present invention provides a method and device for processing account consistency of a bank-agent insurance system. The method comprises: according to the end-of-day transaction flow data of the bank-agent insurance system, calling the corresponding account entry information in the bank host; matching the account entry information and the end-of-day transaction flow data according to the transaction flow number, if the reconciliation amount data of the two matched are consistent, confirming that the transaction corresponding to the transaction flow number is consistent with the host reconciliation at the end of the day; obtaining the account and security transaction data of the transaction that is consistent with the host reconciliation at the end of the day; establishing a reconciliation task for reconciliation with the insurance company according to the end-of-day transaction flow data and the account and security transaction data of the transaction that is consistent with the host reconciliation at the end of the day; recording the account consistency processing result in the bank-agent insurance system according to the reconciliation task execution result returned by the insurance company. The account information interaction between the bank and the insurance company is achieved to ensure the consistency of the account data of the bank and the insurance company and the accuracy of the account data.

Description

Technical Field

[0001] The present invention relates to the technical field of data processing, and in particular to a method and device for processing account consistency of a bank agent insurance system. Background Art

[0002] The bank agent insurance system refers to the connection between the bank's business processing system and the insurance company's system to achieve timely transmission of policyholder information. The bank will promptly transmit the insurance company's underwriting information to the customer, and after the customer is underwritten by the insurance company, the bank will feedback to the customer, thereby providing agency insurance services to customers who handle insurance business at the bank.

[0003] Since the bank-agent insurance system involves a large amount of financial data and business data from both banks and insurance companies, in order to avoid disputes or errors, the account data of banks and insurance companies must be consistent. Therefore, the bank-agent insurance system is required to ensure consistency with the accounts of banks and insurance companies. Summary of the invention

[0004] The embodiment of the present invention provides a method for processing account consistency of a bank-agent insurance system, which is used to ensure the consistency of account data between a bank and an insurance company and to guarantee the accuracy of the account data. The method includes:

[0005] According to the end-of-day transaction flow data of the bank's insurance agency system, retrieve the corresponding account information in the bank's host computer;

[0006] Match the corresponding account entry information in the bank host with the end-of-day transaction data of the bank's agent insurance system according to the transaction serial number. If the reconciliation amount data of the two matches, confirm that the transaction date corresponding to the transaction serial number is consistent with the host reconciliation;

[0007] Obtain accounting and security transaction data for transactions that are consistent with the host reconciliation at the end of the day;

[0008] Establish reconciliation tasks with insurance companies based on the end-of-day transaction flow data and accounting and preservation transaction data of transactions that are consistent with the host reconciliation at the end of the day;

[0009] Based on the reconciliation task execution results returned by the insurance company, the account consistency processing results are recorded in the bank agency insurance system.

[0010] The embodiment of the present invention also provides a bank agent insurance system account consistency processing device, which is used to ensure the consistency of account data between the bank and the insurance company and guarantee the accuracy of the account data. The device includes:

[0011] The host account information retrieval module is used to retrieve the corresponding account information in the bank host according to the end-of-day transaction flow data of the bank agent insurance system;

[0012] The host end-of-day reconciliation module is used to match the corresponding account entry information in the bank host with the end-of-day transaction flow data of the bank's agent insurance system according to the transaction serial number. If the reconciliation amount data of the two matches is consistent, it is confirmed that the transaction end of the day corresponding to the transaction serial number is consistent with the host reconciliation;

[0013] The module for acquiring accounting and security transaction data is used to acquire accounting and security transaction data of transactions that are consistent with the host reconciliation at the end of the day;

[0014] The reconciliation task establishment module is used to establish reconciliation tasks with insurance companies based on the end-of-day transaction flow data and accounting and preservation transaction data of transactions that are consistent with the host reconciliation at the end of the day;

[0015] The account consistency processing result recording module is used to record the account consistency processing results in the bank agent insurance system according to the reconciliation task execution results returned by the insurance company.

[0016] An embodiment of the present invention also provides a computer device, including a memory, a processor, and a computer program stored in the memory and executable on the processor, wherein the processor implements the above-mentioned bank-agent insurance system account consistency processing method when executing the computer program.

[0017] An embodiment of the present invention also provides a computer-readable storage medium, which stores a computer program for executing the above-mentioned bank-agent insurance system account consistency processing method.

[0018] In an embodiment of the present invention, the corresponding account entry information in the bank host is retrieved according to the end-of-day transaction flow data of the bank-agent insurance system; the corresponding account entry information in the bank host and the end-of-day transaction flow data of the bank-agent insurance system are matched according to the transaction serial number, and if the reconciliation amount data of the two matched ones are consistent, it is confirmed that the transaction corresponding to the transaction serial number is consistent with the host reconciliation at the end of the day; the accounting and security transaction data of the transaction that is consistent with the host reconciliation at the end of the day are obtained; based on the end-of-day transaction flow data and the accounting and security transaction data of the transaction that is consistent with the host reconciliation at the end of the day, a reconciliation task for reconciliation with the insurance company is established; based on the reconciliation task execution result returned by the insurance company, the account consistency processing result is recorded in the bank-agent insurance system. First, the transactions in the bank-agent insurance system that are consistent with the host reconciliation at the end of the day are determined, so that the transaction flow of the bank-agent insurance system is consistent with the bank's accounts; on this basis, a reconciliation task is established to reconcile the transactions that are consistent with the host reconciliation at the end of the day with the insurance company, so that the accounting transactions and preservation transactions of the bank-agent insurance system are consistent with the insurance company's accounts, thereby achieving the interaction of accounting information between the bank and the insurance company to ensure the consistency of the accounting data of the bank and the insurance company, and to ensure the accuracy of the accounting data. While ensuring the accuracy of the bank's capital data, it also enables the insurance company to conduct insurance business more accurately and efficiently. BRIEF DESCRIPTION OF THE DRAWINGS

[0019] In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the accompanying drawings required for use in the description of the embodiments will be briefly introduced below. Obviously, the accompanying drawings described below are only some embodiments of the present invention. For ordinary technicians in this field, other accompanying drawings can be obtained based on these accompanying drawings without paying creative work.

[0020] Figure 1 It is a schematic diagram of the account consistency processing method of the bank agent insurance system in an embodiment of the present invention.

[0021] Figure 2 It is a schematic diagram of a specific implementation method of step 104 in a specific embodiment of the present invention.

[0022] Figure 3 The present invention is a schematic diagram of the workflow of reconciliation with the host at the end of the day in a specific application implementation of the present invention.

[0023] Figure 4 The present invention is a schematic diagram of the workflow of reconciling accounts with an insurance company at the end of the day in a specific application implementation.

[0024] Figure 5 It is a schematic diagram of an account consistency processing device of a bank agent insurance system in an embodiment of the present invention.

[0025] Figure 6It is a schematic diagram of an account consistency processing device of a bank agent insurance system in a specific embodiment of the present invention. DETAILED DESCRIPTION

[0026] The following will be combined with the drawings in the embodiments of the present invention to clearly and completely describe the technical solutions in the embodiments of the present invention. Obviously, the described embodiments are only part of the embodiments of the present invention, not all of the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by ordinary technicians in this field without creative work are within the scope of protection of the present invention.

[0027] In order to better understand the present invention, the professional terms involved in the embodiments of the present invention are explained as follows:

[0028] Bank agency insurance system: refers to the connection between the bank's business processing system and the insurance company's system to achieve timely transmission of policyholder information. The bank will promptly transmit the insurance company's underwriting information to the customer, and after the customer is underwritten by the insurance company, the bank will feedback to the customer, thereby providing agency insurance services for customers who handle insurance business at the bank.

[0029] Accounting transactions: refers to transactions that will generate accounting flows.

[0030] Preservation transactions: refers to the services provided by life insurance companies to policyholders in accordance with the terms of the contract in order to maintain the continued effectiveness of personal insurance contracts.

[0031] End of day: The time when the bank-agent insurance system settles accounts after the end of business for the day.

[0032] The embodiment of the present invention provides a method for processing account consistency of a bank-agent insurance system, which is used to ensure the consistency of account data between a bank and an insurance company and to ensure the accuracy of account data. Figure 1 As shown, the method includes:

[0033] Step 101: According to the end-of-day transaction flow data of the bank-agent insurance system, the corresponding entry information in the bank host is retrieved;

[0034] Step 102: Match the corresponding account entry information in the bank host and the end-of-day transaction flow data of the bank's agent insurance system according to the transaction serial number. If the reconciliation amount data of the two matches is consistent, confirm that the transaction day-end corresponding to the transaction serial number is consistent with the host reconciliation;

[0035] Step 103: Obtaining accounting and security transaction data of transactions that are consistent with the host reconciliation at the end of the day;

[0036] Step 104: Create a reconciliation task with the insurance company based on the end-of-day transaction flow data and accounting and security transaction data of the transactions that are consistent with the host reconciliation at the end of the day;

[0037] Step 105: Based on the reconciliation task execution result returned by the insurance company, the account consistency processing result is recorded in the bank agent insurance system.

[0038] Depend on Figure 1 It can be seen from the shown process that in the embodiment of the present invention, the corresponding account information in the bank host is retrieved according to the end-of-day transaction flow data of the bank-agent insurance system; the corresponding account information in the bank host and the end-of-day transaction flow data of the bank-agent insurance system are matched according to the transaction serial number, and if the reconciliation amount data of the two matched ones are consistent, it is confirmed that the transaction corresponding to the transaction serial number is consistent with the host reconciliation at the end of the day; the accounting and security transaction data of the transaction that is consistent with the host reconciliation at the end of the day are obtained; based on the end-of-day transaction flow data and the accounting and security transaction data of the transaction that is consistent with the host reconciliation at the end of the day, a reconciliation task for reconciliation with the insurance company is established; based on the reconciliation task execution result returned by the insurance company, the account consistency processing result is recorded in the bank-agent insurance system. First, the transactions in the bank-agent insurance system that are consistent with the host reconciliation at the end of the day are determined, so that the transaction flow of the bank-agent insurance system is consistent with the bank's accounts; on this basis, a reconciliation task is established to reconcile the transactions that are consistent with the host reconciliation at the end of the day with the insurance company, so that the accounting transactions and preservation transactions of the bank-agent insurance system are consistent with the insurance company's accounts, thereby achieving the interaction of accounting information between the bank and the insurance company to ensure the consistency of the accounting data of the bank and the insurance company, and to ensure the accuracy of the accounting data. While ensuring the accuracy of the bank's capital data, it also enables the insurance company to conduct insurance business more accurately and efficiently.

[0039] In the specific implementation, firstly, according to the end-of-day transaction flow data of the bank-agent insurance system, the corresponding account information in the bank host is retrieved. Among them, the end-of-day transaction flow data corresponds to the account transactions of the bank-agent insurance system, which are generally stored in the local path of the bank-agent insurance system. In the specific implementation, according to the transaction date and transaction serial number in the end-of-day transaction flow data of the bank-agent insurance system, the account information with the same transaction date and transaction serial number in the bank host is retrieved, and the account information with the same transaction date and transaction serial number in the bank host is downloaded to the local and stored for subsequent reconciliation.

[0040] Next, the corresponding account entry information in the bank host and the end-of-day transaction flow data of the bank-agent insurance system are matched according to the transaction serial number. If the reconciliation amount data of the two matched ones are consistent, it is confirmed that the transaction corresponding to the transaction serial number is consistent with the host reconciliation at the end of the day. In a specific embodiment, the host reconciliation flag of the transaction that is consistent with the host reconciliation at the end of the day will also be modified in the bank-agent insurance system to mark that the transaction has been successfully reconciled with the host, so as to facilitate subsequent operations.

[0041] After obtaining the transactions that are consistent with the host reconciliation at the end of the day, obtain the accounting and security transaction data of the transactions that are consistent with the host reconciliation at the end of the day from the data stored in the bank's agent insurance system. According to the end-of-day transaction flow data and accounting and security transaction data of the transactions that are consistent with the host reconciliation at the end of the day, establish a reconciliation task with the insurance company. The specific process, such as Figure 2 As shown, including:

[0042] Step 201: Generate a header of a reconciliation message according to the transaction date and transaction serial number in the end-of-day transaction flow data of the transaction that is consistent with the host reconciliation at the end of the day;

[0043] Step 202: Generate the message body of the reconciliation message based on the remaining end-of-day transaction flow data and accounting and security transaction data;

[0044] Step 203: Combine the header of the reconciliation message and the message body of the reconciliation message to obtain the reconciliation message, and send the reconciliation message to the insurance company for reconciliation.

[0045] After sending the reconciliation message to the insurance company for reconciliation, the account consistency processing result is recorded in the bank agent insurance system according to the reconciliation task execution result returned by the insurance company. If the reconciliation task execution result is consistent with the insurance company's account, the reconciliation mark with the insurance company is recorded as successful in the local transaction flow table of the bank agent insurance system; if the reconciliation task execution result is inconsistent with the insurance company's account, the reconciliation mark with the insurance company is recorded as unsuccessful in the local transaction flow table. After all reconciliation tasks with insurance companies are completed, the end-of-day transaction flow data and account and preservation transaction data of transactions with unsuccessful reconciliation marks with insurance companies are uniformly sent to the insurance company for reference by the insurance company to modify the insurance company's accounting information to ensure the consistency of accounts between the insurance company and the bank.

[0046] In the specific embodiment, the bank agent insurance system account consistency processing method is Figure 1 On the basis of

[0047] If the corresponding account entry information in the bank host is not retrieved according to the end-of-day transaction flow data of the bank agent insurance system; or if the corresponding account entry information in the bank host and the end-of-day transaction flow data of the bank agent insurance system are matched according to the transaction flow number, and the reconciliation amount data of the two are inconsistent, the error information will be registered in the bank agent insurance system. Bank staff will check and handle the error information one by one to eliminate errors and ensure the accuracy of the data.

[0048] Among them, the reconciliation standards for accounting and security categories are based on whether real-time fund transfer occurs in online banking transactions.

[0049] The following is a specific example to illustrate how the embodiment of the present invention performs account consistency processing in the bank agent insurance system. This example is roughly divided into two steps:

[0050] 1) The bank agent insurance system reconciles with the bank host; 2) The reconciliation result with the bank host is reconciled with the insurance company. When the accounting information of the insurance company is inconsistent with that of the bank, the accounting information is ultimately based on the reconciliation information sent by the bank.

[0051] First, reconcile with the host at the end of the day: at the end of the day, for the agency account transactions that occurred that day, confirm whether the transaction is successful by comparing the local flow with the host account information. The bank agent insurance system reconciles with the host at the end of each trading day, obtains the host account details, compares it with the daily transaction flow information according to the reconciliation rules, confirms the status of the daily account transaction, and registers the error information.

[0052] The specific workflow is as follows: Figure 3 As shown, including:

[0053] Generate a reconciliation task with the host: only query the insurance companies that have not been reconciled on the day; check whether the insurance company has a reconciliation task, if not, generate one;

[0054] Organize the data for reconciliation with the host according to the reconciliation tasks with the host;

[0055] Call the host reconciliation service: call the host; obtain the host account information and store the host reconciliation information locally; after the host account information is successfully downloaded, update the local reconciliation task status;

[0056] Registration error information: abnormal outbound call host, failure to update local reconciliation task, etc.

[0057] Check local account transactions according to the reconciliation rules: query local transaction information based on the platform serial number and platform date of the host reconciliation message. If no local transaction information can be found, register error information; host reconciliation information verification: compare whether the reconciliation amount returned by the host and the local transaction amount are equal. If they are equal, modify the reconciliation flag to success. If the amounts are not equal, register error information;

[0058] After all reconciliation tasks with the host are completed, the local transaction flow and local reconciliation task status are updated.

[0059] Secondly, reconcile accounts with the insurance company at the end of the day: at the end of each trading day, the business data that has completed the account reconciliation with the host will be sent to the insurance company for account reconciliation according to the specified date, so as to facilitate the insurance company to make subsequent processing of the policy.

[0060] Specific workflow, such as Figure 4 As shown, including:

[0061] Get reconciliation task parameters: Get the task instance number and reconciliation type;

[0062] Create reconciliation tasks according to reconciliation task parameters and reconcile with insurance companies;

[0063] The execution order of reconciliation tasks includes: first obtain accounting tasks, then obtain security tasks; first obtain high-priority tasks, then obtain low-priority tasks;

[0064] Reconciliation with insurance companies: obtain reconciliation data with insurance companies; organize reconciliation messages; send reconciliation to insurance companies;

[0065] Update the reconciliation flag with the insurance company in the local transaction flow table, and update the reconciliation task status with the insurance company.

[0066] This specific example uses the interaction of accounting files between the bank and the insurance company to reach a consensus on the accounting information of both parties, which ensures the accuracy of the bank's financial data while enabling the insurance company to conduct insurance business more accurately and efficiently.

[0067] The bank-agent insurance system involves the funds and business data of both the bank and the insurance company. The bank-agent insurance system account consistency processing method provided by the embodiment of the present invention can accurately and efficiently synchronize these data, making it easier for both parties to conduct business.

[0068] The implementation of the above specific application is only an example, and the remaining implementation methods will not be described in detail one by one.

[0069] Based on the same inventive concept, the embodiment of the present invention further provides a bank agent insurance system account consistency processing device. Since the principle of solving the problem by the bank agent insurance system account consistency processing device is similar to the bank agent insurance system account consistency processing method, the implementation of the bank agent insurance system account consistency processing device can refer to the implementation of the bank agent insurance system account consistency processing method, and the repeated parts will not be repeated. The specific structure is as follows: Figure 5 As shown:

[0070] The host account information retrieval module 501 is used to retrieve the corresponding account information in the bank host according to the end-of-day transaction flow data of the bank agent insurance system;

[0071] The host end-of-day reconciliation module 502 is used to match the corresponding account entry information in the bank host with the end-of-day transaction flow data of the bank's agent insurance system according to the transaction serial number. If the reconciliation amount data of the two matched are consistent, it is confirmed that the transaction end-of-day corresponding to the transaction serial number is consistent with the host reconciliation;

[0072] The accounting and security transaction data acquisition module 503 is used to acquire the accounting and security transaction data of the transactions that are consistent with the host reconciliation at the end of the day;

[0073] The reconciliation task establishment module 504 is used to establish a reconciliation task for reconciliation with the insurance company based on the end-of-day transaction flow data and the accounting and security transaction data of the transactions that are consistent with the host reconciliation at the end of the day;

[0074] The account consistency processing result recording module 505 is used to record the account consistency processing result in the bank agent insurance system according to the reconciliation task execution result returned by the insurance company.

[0075] In specific implementation, the host account information retrieval module 501 is specifically used for:

[0076] According to the transaction date and transaction serial number in the end-of-day transaction flow data of the bank's agency insurance system, the entry information with the same transaction date and transaction serial number in the bank's host is retrieved.

[0077] In a specific embodiment, the reconciliation task establishment module 504 is specifically used to:

[0078] Generate a header of the reconciliation message based on the transaction date and transaction serial number in the end-of-day transaction flow data of the transaction that is consistent with the host reconciliation at the end of the day;

[0079] Generate the message body of the reconciliation message based on the remaining end-of-day transaction flow data and accounting and security transaction data;

[0080] The header of the reconciliation message and the message body of the reconciliation message are combined to obtain the reconciliation message, and the reconciliation message is sent to the insurance company for reconciliation.

[0081] In a specific embodiment, a bank agent insurance system account consistency processing device is also provided. Figure 6 As shown, in Figure 5 Based on the invention, it also includes: an error information registration module 601, which is used to:

[0082] If the corresponding account entry information in the bank's mainframe is not retrieved based on the bank's end-of-day transaction flow data of the insurance system; or if the corresponding account entry information in the bank's mainframe and the bank's end-of-day transaction flow data of the insurance system are matched based on the transaction sequence number, and the reconciliation amount data of the two matched ones are inconsistent, error information will be registered in the bank's agent insurance system.

[0083] An embodiment of the present invention also provides a computer device, including a memory, a processor, and a computer program stored in the memory and executable on the processor, wherein the processor implements the above-mentioned bank-agent insurance system account consistency processing method when executing the computer program.

[0084] The embodiment of the present invention also provides a computer-readable storage medium storing a computer program for executing the above-mentioned bank-agent insurance system account consistency processing method.

[0085] In summary, the bank agent insurance system account consistency processing method and device provided by the embodiment of the present invention have the following advantages:

[0086] According to the end-of-day transaction flow data of the bank-agent insurance system, the corresponding account information in the bank host is retrieved; the corresponding account information in the bank host and the end-of-day transaction flow data of the bank-agent insurance system are matched according to the transaction flow number. If the reconciliation amount data of the two matched ones are consistent, confirm that the transaction corresponding to the transaction flow number is consistent with the host reconciliation at the end of the day; obtain the accounting and security transaction data of the transactions that are consistent with the host reconciliation at the end of the day; establish a reconciliation task with the insurance company based on the end-of-day transaction flow data and accounting and security transaction data of the transactions that are consistent with the host reconciliation at the end of the day; record the account consistency processing results in the bank-agent insurance system based on the reconciliation task execution results returned by the insurance company. First, the transactions in the bank-agent insurance system that are consistent with the host reconciliation at the end of the day are determined, so that the transaction flow of the bank-agent insurance system is consistent with the bank's accounts; on this basis, a reconciliation task is established to reconcile the transactions that are consistent with the host reconciliation at the end of the day with the insurance company, so that the accounting transactions and preservation transactions of the bank-agent insurance system are consistent with the insurance company's accounts, thereby achieving the interaction of accounting information between the bank and the insurance company to ensure the consistency of the accounting data of the bank and the insurance company, and to ensure the accuracy of the accounting data. While ensuring the accuracy of the bank's capital data, it also enables the insurance company to conduct insurance business more accurately and efficiently.

[0087] It will be appreciated by those skilled in the art that embodiments of the present invention may be provided as methods, devices, or computer program products. Therefore, the present invention may take the form of a complete hardware embodiment, a complete software embodiment, or an embodiment combining software and hardware. Moreover, the present invention may take the form of a computer program product implemented on one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) containing computer-usable program code.

[0088] The present invention is described with reference to flowcharts and / or block diagrams of methods, apparatuses, and computer program products according to embodiments of the present invention. It should be understood that each process and / or block in the flowchart and / or block diagram, as well as a combination of processes and / or blocks in the flowchart and / or block diagram, can be implemented by computer program instructions. These computer program instructions can be provided to a processor of a general-purpose computer, a special-purpose computer, an embedded processor, or other programmable data processing device to generate a machine, so that instructions executed by the processor of the computer or other programmable data processing device generate instructions for implementing the processes in the flowchart and / or block diagram. Figure 1 A process or multiple processes and / or boxes Figure 1 A device that provides the functions specified in a block or multiple blocks.

[0089] These computer program instructions may also be stored in a computer-readable memory capable of directing a computer or other programmable data processing device to operate in a specific manner, so that the instructions stored in the computer-readable memory produce an article of manufacture comprising an instruction device, which implements the process Figure 1 A process or multiple processes and / or boxes Figure 1 A function specified in one or more boxes.

[0090] These computer program instructions can also be loaded onto a computer or other programmable data processing device so that a series of operating steps are executed on the computer or other programmable device to produce a computer-implemented process, thereby providing instructions for implementing the process. Figure 1 A process or multiple processes and / or boxes Figure 1 The steps for the functions specified in one or more boxes.

[0091] The above description is only a preferred embodiment of the present invention and is not intended to limit the present invention. For those skilled in the art, the embodiments of the present invention may have various modifications and variations. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present invention shall be included in the protection scope of the present invention.

Claims

1. A method for processing the consistency of accounts between a bank agent insurance system and an insurance company. It is characterized in that include: Check the insurance companies that have not reconciled their accounts on the day; According to the end-of-day transaction flow data of the bank's insurance agency system, retrieve the corresponding account information in the bank's host computer; Match the corresponding account entry information in the bank host and the end-of-day transaction flow data of the bank-agent insurance system according to the transaction serial number. If the reconciliation amount data of the two matches is consistent, confirm that the transaction day corresponding to the transaction serial number is consistent with the host reconciliation; among them, if the corresponding account entry information in the bank host is not retrieved according to the end-of-day transaction flow data of the bank-agent insurance system; or if the corresponding account entry information in the bank host and the end-of-day transaction flow data of the bank-agent insurance system are matched according to the transaction serial number, and the reconciliation amount data of the two matches are inconsistent, register the error information in the bank-agent insurance system; Obtain accounting and security transaction data for transactions that are consistent with the host reconciliation at the end of the day; According to the end-of-day transaction flow data and accounting and preservation transaction data of the transactions that are consistent with the host reconciliation at the end of the day, a reconciliation task for reconciliation with the insurance company is established; wherein, reconciliation task parameters are obtained: task instance number and reconciliation type are obtained; and a reconciliation task is established according to the reconciliation task parameters; According to the reconciliation task execution results returned by the insurance company, the account consistency processing results are recorded in the bank agent insurance system; the execution order of the reconciliation tasks includes: obtaining accounting tasks first, then obtaining preservation tasks; obtaining high-priority tasks first, then obtaining low-priority tasks.

2. The method according to claim 1, It is characterized in that According to the end-of-day transaction flow data of the bank's agent insurance system, the corresponding account information in the bank's host is retrieved, including: According to the transaction date and transaction serial number in the end-of-day transaction flow data of the bank's agency insurance system, the entry information with the same transaction date and transaction serial number in the bank's host is retrieved.

3. The method according to claim 1, It is characterized in that Based on the end-of-day transaction flow data and accounting and preservation transaction data of transactions that are consistent with the host reconciliation at the end of the day, establish a reconciliation task with the insurance company, including: Generate a header of the reconciliation message based on the transaction date and transaction serial number in the end-of-day transaction flow data of the transaction that is consistent with the host reconciliation at the end of the day; Generate a message body of the reconciliation message based on the remaining end-of-day transaction flow data and accounting and security transaction data; The header of the reconciliation message and the message body of the reconciliation message are combined to obtain the reconciliation message, and the reconciliation message is sent to the insurance company for reconciliation.

4. A processing device for consistency between bank agent insurance system and insurance company accounts, It is characterized in that include: The host account information retrieval module is used to query insurance companies that have not reconciled accounts on the day; According to the end-of-day transaction flow data of the bank's insurance agency system, retrieve the corresponding account information in the bank's host computer; The host end-of-day reconciliation module is used to match the corresponding account entry information in the bank host with the end-of-day transaction flow data of the bank's agent insurance system according to the transaction serial number. If the reconciliation amount data of the two matches is consistent, it is confirmed that the transaction end of the day corresponding to the transaction serial number is consistent with the host reconciliation; The module for acquiring accounting and security transaction data is used to acquire accounting and security transaction data of transactions that are consistent with the host reconciliation at the end of the day; The reconciliation task establishment module is used to establish a reconciliation task for reconciliation with the insurance company based on the end-of-day transaction flow data and accounting and preservation transaction data of the transactions that are consistent with the host reconciliation at the end of the day; wherein, the reconciliation task parameters are obtained: the task instance number and the reconciliation type are obtained; and the reconciliation task is established according to the reconciliation task parameters; The account consistency processing result recording module is used to record the account consistency processing results in the bank agent insurance system according to the reconciliation task execution results returned by the insurance company; the execution order of the reconciliation tasks includes: first obtaining the account tasks, then obtaining the preservation tasks; first obtaining the high priority tasks, then obtaining the low priority tasks; Also includes: an error information registration module, used for: If the corresponding account entry information in the bank's mainframe is not retrieved based on the bank's end-of-day transaction flow data of the insurance system; or if the corresponding account entry information in the bank's mainframe and the bank's end-of-day transaction flow data of the insurance system are matched based on the transaction sequence number, and the reconciliation amount data of the two matched ones are inconsistent, error information will be registered in the bank's agent insurance system.

5. The device as claimed in claim 4, It is characterized in that The host account information retrieval module is specifically used for: According to the transaction date and transaction serial number in the end-of-day transaction flow data of the bank's agency insurance system, the entry information with the same transaction date and transaction serial number in the bank's host is retrieved.

6. The device as claimed in claim 4, It is characterized in that The reconciliation task establishment module is specifically used for: Generate a header of the reconciliation message based on the transaction date and transaction serial number in the end-of-day transaction flow data of the transaction that is consistent with the host reconciliation at the end of the day; Generate a message body of the reconciliation message based on the remaining end-of-day transaction flow data and accounting and security transaction data; The header of the reconciliation message and the message body of the reconciliation message are combined to obtain the reconciliation message, and the reconciliation message is sent to the insurance company for reconciliation.

7. A computer device comprising a memory, a processor and a computer program stored in the memory and executable on the processor, It is characterized in that When the processor executes the computer program, the method according to any one of claims 1 to 3 is implemented.

8. A computer-readable storage medium, It is characterized in that The computer-readable storage medium stores a computer program, and the computer program is executed by a processor to perform the method according to any one of claims 1 to 3.

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