A device for pushing deposit products based on the secondary legal person model

A product and deposit technology, which is applied in the field of devices for pushing deposit products, can solve the problems of customer loss, increase the difficulty of customer selection, and the inability to realize direct management of multiple bank cards, etc.

CN112785280BActive Publication Date: 2022-06-14FUJIAN RURAL CREDIT UNION
14 Cites 0 Cited by

Patent Information

Authority / Receiving Office
CN · China
Patent Type
Patents(China)
Current Assignee / Owner
Publication Date
2022-06-14

Smart Images

  • Figure 1
    Figure 1
  • Figure 2
    Figure 2
  • Figure 3
    Figure 3
Patent Text Reader

Abstract

The present invention provides a device for pushing a certain deposit product based on a secondary legal person model, including: providing customer information management, customer identity authentication, electronic account management, online risk assessment, and remote video through the unified access platform of the provincial association's regional business. Interface with recording and screen recording standard services to provide unified customer information management, customer identity authentication, electronic account management and security management services; banks with financial derivatives licenses publish corresponding services to The unified access platform of regional business enables customers of other corporate banks to purchase the deposit product; fully integrates resources in the bank to avoid waste of resources caused by redundant construction; when customers use relevant accounts, they need to authenticate their identity, And transactions involving funds need to be verified by SMS, so as to effectively avoid the risk of disclosure of customer account passwords.
Need to check novelty before this filing date? Find Prior Art

Description

Technical field

[0001] The present invention relates to the field of computer technology, in particular to a device based on a second-level legal person model push deposit product. Background

[0002] A deposit product is a kind of "deposit + option" commercial bank innovation product that combines fixed income products (such as fixed deposits, bills, etc.) and financial derivatives (such as interest rates, exchange rates and stock indices, etc.) to form a "deposit + option" innovative product of commercial banks. Its income is mainly divided into two parts, one part of the income is fixed interest income generated by fixed income products, and the other part of the income is floating income linked to fluctuations in the price of the underlying asset. In addition, since the underlying of the linkage is more extensive than that of wealth management products, as long as the market performance of the underlying of the linkage is stable, the probability of the customer bringing in mo...

Examples

Embodiment 1

[0117] The present embodiment provides that the present invention provides a means of pushing a deposit product based on a secondary legal person model, comprising:

[0118] Provide customer information management, customer identity authentication, electronic account management, online risk assessment, remote video and audio recording, and screen recording standard service interfaces through the unified access platform of the provincial federation of regional businesses, and provide unified customer information management, customer identity authentication, electronic account management and security management services; Through the self-built deposit product management system, the corresponding services are released to the unified access platform of regional business through the self-built deposit product management system, so that customers of other legal person banks can purchase the deposit product.

[0119] In another preferred embodiment, the customer authentication is further...