Financial information acquisition method and system based on big data server

Abstract

The financial information acquisition method based on a big data server comprises: generating a financial account dynamic information collection command by the big data server; sending the financial account dynamic information collection command by the big data server to a base station; monitoring system information sent by the base station by a mobile terminal; in response to monitoring the system information sent by the base station, monitoring the first downlink control information sent by the base station on a first downlink control information monitoring resource subset of a downlink control information monitoring resource set by the mobile terminal; in response to monitoring the system information sent by the base station, monitoring the second downlink control information sent by the base station on a second downlink control information monitoring resource subset of a downlink control information monitoring resource set by the mobile terminal; in response to monitoring the system information sent by the base station, monitoring the third downlink control information sent by the base station on a third downlink control information monitoring resource subset of the downlink control information monitoring resource set by the mobile terminal.

Description

Technical Field

[0001] The present invention relates to the technical field of financial big data, and in particular to a method and system for acquiring financial information based on a big data server, especially financial account activity information. Background Art

[0002] The connotation of financial big data can be understood as the basic information contained in big data that reflects the interaction of people's financial transaction behaviors. This is a theoretical consideration based on the cognition that "information comes from big data."

[0003] Prior art CN111861748A discloses an artificial intelligence-based financial big data analysis platform, which includes an identity information acquisition module, an identity authentication module, an initial database, a financial data extraction module, a financial data classification module, a financial data analysis module, and a financial data analysis result storage module. After the identity authentication module passes the identity authentication of the person initiating the financial big data analysis, the financial data classification module classifies the financial data extracted by the financial data extraction module, and the financial data analysis module analyzes the classified financial data set and stores the analysis results in the corresponding financial data analysis result storage unit in the financial data analysis result storage module. Summary of the invention

[0004] The purpose of the present invention is to provide a method and system for obtaining financial account dynamic information based on a big data server, which can overcome the defects of the prior art.

[0005] To achieve the above object, the present invention provides a method for obtaining financial account dynamic information based on a big data server, characterized in that the method for obtaining financial account dynamic information based on a big data server comprises the following steps:

[0006] The big data server generates a financial account movement information collection command;

[0007] The big data server sends a financial account information collection command to the base station;

[0008] Monitoring, by the mobile terminal, system information sent by the base station, wherein the system information allocates to the mobile terminal a downlink control information monitoring resource set for monitoring downlink control information;

[0009] In response to monitoring the system information sent by the base station, the mobile terminal monitors first downlink control information sent by the base station on a first downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the first downlink control information is used to schedule a first downlink data resource on the first carrier;

[0010] In response to monitoring the system information sent by the base station, the mobile terminal monitors second downlink control information sent by the base station on a second downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the second downlink control information is used to schedule a second downlink data resource on a second carrier, wherein the first downlink control information monitoring resource subset and the second downlink control information monitoring resource subset are continuous in time;

[0011] In response to monitoring the system information sent by the base station, the mobile terminal monitors third downlink control information sent by the base station on a third downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the third downlink control information is used to schedule a third downlink data resource on a third carrier, wherein the third downlink control information monitoring resource subset is continuous in time with the second downlink control information monitoring resource subset;

[0012] In response to monitoring the first downlink control information, the mobile terminal receives a financial account movement information collection command sent by the base station on the first downlink data resource;

[0013] In response to monitoring the second downlink control information, the mobile terminal receives a financial account movement information collection command sent by the base station on the second downlink data resource;

[0014] In response to monitoring the third downlink control information, the mobile terminal receives a financial account movement information collection command sent by the base station on the third downlink data resource.

[0015] In a preferred embodiment, the method for obtaining financial account information based on a big data server includes the following steps:

[0016] Monitoring, by the mobile terminal, second system information sent by the base station, wherein the second system information allocates to the mobile terminal a downlink control information monitoring resource set for monitoring downlink control information;

[0017] In response to monitoring the second system information sent by the base station, the mobile terminal monitors the first downlink control information sent by the base station on a first downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the first downlink control information is used to schedule a first downlink data resource on the first carrier;

[0018] In response to monitoring the second system information sent by the base station, the mobile terminal monitors the second downlink control information sent by the base station on a second downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the second downlink control information is used to schedule a second downlink data resource on the second carrier, wherein the last control channel unit in the first downlink control information monitoring resource subset is separated in time from the first control channel unit in the second downlink control information monitoring resource subset by a first time interval, wherein the first time interval is indicated in the second system information;

[0019] In response to monitoring the second system information sent by the base station, the mobile terminal monitors third downlink control information sent by the base station on a third downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the third downlink control information is used to schedule a third downlink data resource on a third carrier, wherein a first control channel unit in the third downlink control information monitoring resource subset is separated in time from a last control channel unit in the second downlink control information monitoring resource subset by a second time interval, wherein the second time interval is indicated in the second system information;

[0020] In response to monitoring the first downlink control information, the mobile terminal receives a financial account movement information collection command sent by the base station on the first downlink data resource;

[0021] In response to monitoring the second downlink control information, the mobile terminal receives a financial account movement information collection command sent by the base station on the second downlink data resource;

[0022] In response to monitoring the third downlink control information, the mobile terminal receives a financial account movement information collection command sent by the base station on the third downlink data resource.

[0023] In a preferred embodiment, the method for obtaining financial account information based on a big data server includes the following steps:

[0024] In response to receiving a financial account movement information collection command in a first subframe of a second carrier, and in response to the mobile terminal having a first feedback mode, the mobile terminal sends a first ACK message to the base station in a first subframe of the first carrier, wherein the first ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the first carrier;

[0025] In response to receiving a financial account movement information collection command in a second subframe of the second carrier, and in response to the mobile terminal having a first feedback mode, the mobile terminal sends a second ACK message to the base station in a first subframe of a third carrier, wherein the second ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the third carrier;

[0026] In response to receiving a financial account movement information collection command in a first subframe of a second carrier, and in response to the mobile terminal having a second feedback mode, the mobile terminal sends a first ACK message to the base station in a first subframe of the second carrier, wherein the first ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the second carrier;

[0027] In response to receiving a financial account activity information collection command in a second subframe of a second carrier, and in response to the mobile terminal having a second feedback mode, the mobile terminal sends a second ACK message to the base station in a second subframe of the second carrier, wherein the second ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the second carrier.

[0028] In a preferred embodiment, the method for obtaining financial account information based on a big data server includes the following steps:

[0029] In response to receiving a financial account movement information collection command in a first subframe of a second carrier, and in response to the mobile terminal having a third feedback mode, the mobile terminal sends a first ACK message to the base station in a first subframe of the first carrier, wherein the first ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the first carrier;

[0030] In response to receiving a financial account activity information collection command in a second subframe of a second carrier, and in response to the mobile terminal having a third feedback mode, the mobile terminal sends a second ACK message to the base station in a second subframe of the first carrier, wherein the second ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the first carrier.

[0031] In a preferred embodiment, the method for obtaining financial account information based on a big data server includes the following steps:

[0032] In response to not receiving a financial account movement information collection command in a first subframe of a second carrier, and in response to the mobile terminal having a third feedback mode, the mobile terminal sends a first NACK message to the base station in a first subframe of the first carrier, wherein the first NACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the first carrier;

[0033] In response to not receiving a financial account movement information collection command in a second subframe of the second carrier, and in response to the mobile terminal having a third feedback mode, the mobile terminal sends a second NACK message to the base station in a second subframe of the first carrier, wherein the second NACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the first carrier;

[0034] In response to receiving the financial account movement information collection command, the mobile terminal sends the financial account movement information to the base station on the first uplink carrier;

[0035] In response to receiving the financial account movement information, the base station sends the financial account movement information to the big data server.

[0036] The present invention provides a system for acquiring information about financial account movements based on a big data server, wherein the system for acquiring information about financial account movements based on a big data server comprises:

[0037] A unit for generating a financial account movement information collection command by a big data server;

[0038] A unit for sending a financial account movement information collection command from the big data server to the base station;

[0039] means for monitoring, by a mobile terminal, system information sent by a base station, wherein the system information allocates to the mobile terminal a set of downlink control information monitoring resources for monitoring downlink control information;

[0040] means for monitoring, by the mobile terminal, first downlink control information sent by the base station on a first downlink control information monitoring resource subset of a downlink control information monitoring resource set in response to monitoring system information sent by the base station, wherein the first downlink control information is used to schedule a first downlink data resource on a first carrier;

[0041] means for, in response to monitoring the system information sent by the base station, monitoring, by the mobile terminal, second downlink control information sent by the base station on a second downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the second downlink control information is used to schedule a second downlink data resource on a second carrier, wherein the first downlink control information monitoring resource subset and the second downlink control information monitoring resource subset are continuous in time;

[0042] means for, in response to monitoring the system information sent by the base station, monitoring, by the mobile terminal, third downlink control information sent by the base station on a third downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the third downlink control information is used to schedule a third downlink data resource on a third carrier, wherein the third downlink control information monitoring resource subset is temporally continuous with the second downlink control information monitoring resource subset;

[0043] a unit configured to receive, by the mobile terminal, a financial account movement information collection command sent by the base station on a first downlink data resource in response to monitoring the first downlink control information;

[0044] a unit configured to receive, by the mobile terminal, a financial account movement information collection command sent by the base station on a second downlink data resource in response to monitoring the second downlink control information;

[0045] The mobile terminal is configured to receive, in response to monitoring the third downlink control information, a financial account movement information collection command sent by the base station on the third downlink data resource.

[0046] In a preferred embodiment, the financial account information acquisition system based on the big data server includes:

[0047] a unit for monitoring, by a mobile terminal, second system information sent by a base station, wherein the second system information allocates to the mobile terminal a set of downlink control information monitoring resources for monitoring downlink control information;

[0048] a unit configured to monitor, by the mobile terminal, first downlink control information sent by the base station on a first downlink control information monitoring resource subset of a downlink control information monitoring resource set in response to monitoring second system information sent by the base station, wherein the first downlink control information is used to schedule a first downlink data resource on the first carrier;

[0049] means for, in response to monitoring second system information sent by the base station, monitoring, by the mobile terminal, second downlink control information sent by the base station on a second downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the second downlink control information is used to schedule second downlink data resources on the second carrier, wherein a last control channel element in the first downlink control information monitoring resource subset is separated in time from a first control channel element in the second downlink control information monitoring resource subset by a first time interval, wherein the first time interval is indicated in the second system information;

[0050] means for, in response to monitoring second system information sent by the base station, monitoring, by the mobile terminal, third downlink control information sent by the base station on a third downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the third downlink control information is used to schedule a third downlink data resource on a third carrier, wherein a first control channel element in the third downlink control information monitoring resource subset is separated in time from a last control channel element in the second downlink control information monitoring resource subset by a second time interval, wherein the second time interval is indicated in the second system information;

[0051] a unit configured to receive, by the mobile terminal, a financial account movement information collection command sent by the base station on a first downlink data resource in response to monitoring the first downlink control information;

[0052] a unit configured to receive, by the mobile terminal, a financial account movement information collection command sent by the base station on a second downlink data resource in response to monitoring the second downlink control information;

[0053] The mobile terminal is configured to receive, in response to monitoring the third downlink control information, a financial account movement information collection command sent by the base station on the third downlink data resource.

[0054] In a preferred embodiment, the financial account information acquisition system based on the big data server includes:

[0055] a unit for, in response to receiving a financial account movement information collection command in a first subframe of a second carrier and in response to the mobile terminal having a first feedback mode, sending a first ACK message by the mobile terminal to the base station in a first subframe of the first carrier, wherein the first ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the first carrier;

[0056] a unit for, in response to receiving a financial account movement information collection command in a second subframe of the second carrier and in response to the mobile terminal having a first feedback mode, sending a second ACK message by the mobile terminal to the base station in a first subframe of a third carrier, wherein the second ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the third carrier;

[0057] a unit for, in response to receiving a financial account movement information collection command in a first subframe of a second carrier and in response to the mobile terminal having a second feedback mode, sending a first ACK message by the mobile terminal to the base station in a first subframe of the second carrier, wherein the first ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the second carrier;

[0058] A unit for sending a second ACK message to the base station in the second subframe of the second carrier by the mobile terminal in response to receiving a financial account activity information collection command in the second subframe of the second carrier and in response to the mobile terminal having a second feedback mode, wherein the second ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the second carrier.

[0059] In a preferred embodiment, the financial account information acquisition system based on the big data server includes:

[0060] a unit for, in response to receiving a financial account movement information collection command in a first subframe of a second carrier and in response to the mobile terminal having a third feedback mode, sending a first ACK message by the mobile terminal to the base station in a first subframe of the first carrier, wherein the first ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the first carrier;

[0061] A unit for sending a second ACK message to the base station in the second subframe of the first carrier by the mobile terminal in response to receiving a financial account activity information collection command in the second subframe of the second carrier and in response to the mobile terminal having a third feedback mode, wherein the second ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the first carrier.

[0062] In a preferred embodiment, the financial account information acquisition system based on the big data server includes:

[0063] a unit for, in response to not receiving a financial account movement information collection command in a first subframe of a second carrier and in response to the mobile terminal having a third feedback mode, sending a first NACK message by the mobile terminal to the base station in a first subframe of the first carrier, wherein the first NACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the first carrier;

[0064] a unit for, in response to not receiving a financial account movement information collection command in a second subframe of a second carrier and in response to the mobile terminal having a third feedback mode, sending a second NACK message by the mobile terminal to the base station in a second subframe of the first carrier, wherein the second NACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the first carrier;

[0065] a unit configured to, in response to receiving a financial account movement information collection command, cause the mobile terminal to send the financial account movement information to the base station on the first uplink carrier;

[0066] A unit for sending the financial account movement information to a big data server by the base station in response to receiving the financial account movement information.

[0067] Compared with the prior art, the present invention has the following advantages. With the development of communication technology, online banking and mobile banking have made it more convenient and faster for the public to transfer, remit and pay. However, as transfer, remit and pay have become more convenient and faster, the supervision and protection capabilities of traditional banks for mobile payment or wireless payment have been weakened. At present, various payment and settlement institutions basically use the method of setting an upper limit on the total amount of active accounts to prevent account theft or malicious use of accounts for illegal activities, but this method sometimes erroneously affects the use of funds by legitimate users. An alternative method is to determine whether each account movement is reasonable and whether there is a risk based on user portraits. This method requires the collection of a large amount of data for analysis. Based on the needs of the prior art, this application proposes a method and system for obtaining financial account active account information based on a big data server. BRIEF DESCRIPTION OF THE DRAWINGS

[0068] Figure 1 is a schematic diagram of a system structure according to an embodiment of the present invention.

[0069] Figure 2 is a flow chart of a method according to an embodiment of the present invention. DETAILED DESCRIPTION

[0070] The specific implementation modes of the present invention are described in detail below in conjunction with the accompanying drawings, but it should be understood that the protection scope of the present invention is not limited by the specific implementation modes.

[0071] Unless explicitly stated otherwise, throughout the specification and claims, the term “comprise” or variations such as “include” or “comprising”, etc., will be understood to include the stated elements or components but not to exclude other elements or components.

[0072] Figure 1 is a schematic diagram of a system structure according to an embodiment of the present invention.

[0073] Figure 2 1 is a flow chart of a method according to an embodiment of the present invention. As shown in the figure, the method of the present invention comprises the following steps:

[0074] Step 101: The big data server generates a financial account information collection command;

[0075] Step 102: The big data server sends a financial account information collection command to the base station;

[0076] Step 103: The mobile terminal monitors system information sent by the base station, wherein the system information allocates a downlink control information monitoring resource set for monitoring downlink control information to the mobile terminal;

[0077] Step 104: In response to monitoring the system information sent by the base station, the mobile terminal monitors first downlink control information sent by the base station on a first downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the first downlink control information is used to schedule a first downlink data resource on the first carrier;

[0078] Step 105: In response to monitoring the system information sent by the base station, the mobile terminal monitors second downlink control information sent by the base station on a second downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the second downlink control information is used to schedule a second downlink data resource on a second carrier, wherein the first downlink control information monitoring resource subset and the second downlink control information monitoring resource subset are continuous in time;

[0079] Step 106: In response to monitoring the system information sent by the base station, the mobile terminal monitors third downlink control information sent by the base station on a third downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the third downlink control information is used to schedule a third downlink data resource on a third carrier, wherein the third downlink control information monitoring resource subset is temporally continuous with the second downlink control information monitoring resource subset;

[0080] Step 107: In response to monitoring the first downlink control information, the mobile terminal receives a financial account movement information collection command sent by the base station on the first downlink data resource;

[0081] Step 108: In response to monitoring the second downlink control information, the mobile terminal receives a financial account movement information collection command sent by the base station on the second downlink data resource;

[0082] Step 109: In response to monitoring the third downlink control information, the mobile terminal receives a financial account movement information collection command sent by the base station on the third downlink data resource.

[0083] In a preferred embodiment, the method for obtaining financial account information based on a big data server includes the following steps:

[0084] Monitoring, by the mobile terminal, second system information sent by the base station, wherein the second system information allocates to the mobile terminal a downlink control information monitoring resource set for monitoring downlink control information;

[0085] In response to monitoring the second system information sent by the base station, the mobile terminal monitors the first downlink control information sent by the base station on a first downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the first downlink control information is used to schedule a first downlink data resource on the first carrier;

[0086] In response to monitoring the second system information sent by the base station, the mobile terminal monitors the second downlink control information sent by the base station on a second downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the second downlink control information is used to schedule a second downlink data resource on the second carrier, wherein the last control channel unit in the first downlink control information monitoring resource subset is separated in time from the first control channel unit in the second downlink control information monitoring resource subset by a first time interval, wherein the first time interval is indicated in the second system information;

[0087] In response to monitoring the second system information sent by the base station, the mobile terminal monitors third downlink control information sent by the base station on a third downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the third downlink control information is used to schedule a third downlink data resource on a third carrier, wherein a first control channel unit in the third downlink control information monitoring resource subset is separated in time from a last control channel unit in the second downlink control information monitoring resource subset by a second time interval, wherein the second time interval is indicated in the second system information;

[0088] In response to monitoring the first downlink control information, the mobile terminal receives a financial account movement information collection command sent by the base station on the first downlink data resource;

[0089] In response to monitoring the second downlink control information, the mobile terminal receives a financial account movement information collection command sent by the base station on the second downlink data resource;

[0090] In response to monitoring the third downlink control information, the mobile terminal receives a financial account movement information collection command sent by the base station on the third downlink data resource.

[0091] In a preferred embodiment, the method for obtaining financial account information based on a big data server includes the following steps:

[0092] In response to receiving a financial account movement information collection command in a first subframe of a second carrier, and in response to the mobile terminal having a first feedback mode, the mobile terminal sends a first ACK message to the base station in a first subframe of the first carrier, wherein the first ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the first carrier;

[0093] In response to receiving a financial account movement information collection command in a second subframe of the second carrier, and in response to the mobile terminal having a first feedback mode, the mobile terminal sends a second ACK message to the base station in a first subframe of a third carrier, wherein the second ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the third carrier;

[0094] In response to receiving a financial account movement information collection command in a first subframe of a second carrier, and in response to the mobile terminal having a second feedback mode, the mobile terminal sends a first ACK message to the base station in a first subframe of the second carrier, wherein the first ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the second carrier;

[0095] In response to receiving a financial account activity information collection command in a second subframe of a second carrier, and in response to the mobile terminal having a second feedback mode, the mobile terminal sends a second ACK message to the base station in a second subframe of the second carrier, wherein the second ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the second carrier.

[0096] In a preferred embodiment, the method for obtaining financial account information based on a big data server includes the following steps:

[0097] In response to receiving a financial account movement information collection command in a first subframe of a second carrier, and in response to the mobile terminal having a third feedback mode, the mobile terminal sends a first ACK message to the base station in a first subframe of the first carrier, wherein the first ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the first carrier;

[0098] In response to receiving a financial account activity information collection command in a second subframe of a second carrier, and in response to the mobile terminal having a third feedback mode, the mobile terminal sends a second ACK message to the base station in a second subframe of the first carrier, wherein the second ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the first carrier.

[0099] In a preferred embodiment, the method for obtaining financial account information based on a big data server includes the following steps:

[0100] In response to not receiving a financial account movement information collection command in a first subframe of a second carrier, and in response to the mobile terminal having a third feedback mode, the mobile terminal sends a first NACK message to the base station in a first subframe of the first carrier, wherein the first NACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the first carrier;

[0101] In response to not receiving a financial account movement information collection command in a second subframe of the second carrier, and in response to the mobile terminal having a third feedback mode, the mobile terminal sends a second NACK message to the base station in a second subframe of the first carrier, wherein the second NACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the first carrier;

[0102] In response to receiving the financial account movement information collection command, the mobile terminal sends the financial account movement information to the base station on the first uplink carrier;

[0103] In response to receiving the financial account movement information, the base station sends the financial account movement information to the big data server.

[0104] The present invention provides a system for acquiring information about financial account movements based on a big data server, wherein the system for acquiring information about financial account movements based on a big data server comprises:

[0105] A unit for generating a financial account movement information collection command by a big data server;

[0106] A unit for sending a financial account movement information collection command from the big data server to the base station;

[0107] means for monitoring, by a mobile terminal, system information sent by a base station, wherein the system information allocates to the mobile terminal a set of downlink control information monitoring resources for monitoring downlink control information;

[0108] means for monitoring, by the mobile terminal, first downlink control information sent by the base station on a first downlink control information monitoring resource subset of a downlink control information monitoring resource set in response to monitoring system information sent by the base station, wherein the first downlink control information is used to schedule a first downlink data resource on a first carrier;

[0109] means for, in response to monitoring the system information sent by the base station, monitoring, by the mobile terminal, second downlink control information sent by the base station on a second downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the second downlink control information is used to schedule a second downlink data resource on a second carrier, wherein the first downlink control information monitoring resource subset and the second downlink control information monitoring resource subset are continuous in time;

[0110] means for, in response to monitoring the system information sent by the base station, monitoring, by the mobile terminal, third downlink control information sent by the base station on a third downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the third downlink control information is used to schedule a third downlink data resource on a third carrier, wherein the third downlink control information monitoring resource subset is temporally continuous with the second downlink control information monitoring resource subset;

[0111] a unit configured to receive, by the mobile terminal, a financial account movement information collection command sent by the base station on a first downlink data resource in response to monitoring the first downlink control information;

[0112] a unit configured to receive, by the mobile terminal, a financial account movement information collection command sent by the base station on a second downlink data resource in response to monitoring the second downlink control information;

[0113] The mobile terminal is configured to receive, in response to monitoring the third downlink control information, a financial account movement information collection command sent by the base station on the third downlink data resource.

[0114] In a preferred embodiment, the financial account information acquisition system based on the big data server includes:

[0115] a unit for monitoring, by a mobile terminal, second system information sent by a base station, wherein the second system information allocates to the mobile terminal a set of downlink control information monitoring resources for monitoring downlink control information;

[0116] a unit configured to monitor, by the mobile terminal, first downlink control information sent by the base station on a first downlink control information monitoring resource subset of a downlink control information monitoring resource set in response to monitoring second system information sent by the base station, wherein the first downlink control information is used to schedule a first downlink data resource on the first carrier;

[0117] means for, in response to monitoring second system information sent by the base station, monitoring, by the mobile terminal, second downlink control information sent by the base station on a second downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the second downlink control information is used to schedule second downlink data resources on the second carrier, wherein a last control channel element in the first downlink control information monitoring resource subset is separated in time from a first control channel element in the second downlink control information monitoring resource subset by a first time interval, wherein the first time interval is indicated in the second system information;

[0118] means for, in response to monitoring second system information sent by the base station, monitoring, by the mobile terminal, third downlink control information sent by the base station on a third downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the third downlink control information is used to schedule a third downlink data resource on a third carrier, wherein a first control channel element in the third downlink control information monitoring resource subset is separated in time from a last control channel element in the second downlink control information monitoring resource subset by a second time interval, wherein the second time interval is indicated in the second system information;

[0119] a unit configured to receive, by the mobile terminal, a financial account movement information collection command sent by the base station on a first downlink data resource in response to monitoring the first downlink control information;

[0120] a unit configured to receive, by the mobile terminal, a financial account movement information collection command sent by the base station on a second downlink data resource in response to monitoring the second downlink control information;

[0121] The mobile terminal is configured to receive, in response to monitoring the third downlink control information, a financial account movement information collection command sent by the base station on the third downlink data resource.

[0122] In a preferred embodiment, the financial account information acquisition system based on the big data server includes:

[0123] a unit for, in response to receiving a financial account movement information collection command in a first subframe of a second carrier and in response to the mobile terminal having a first feedback mode, sending a first ACK message by the mobile terminal to the base station in a first subframe of the first carrier, wherein the first ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the first carrier;

[0124] a unit for, in response to receiving a financial account movement information collection command in a second subframe of the second carrier and in response to the mobile terminal having a first feedback mode, sending a second ACK message by the mobile terminal to the base station in a first subframe of a third carrier, wherein the second ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the third carrier;

[0125] a unit for, in response to receiving a financial account movement information collection command in a first subframe of a second carrier and in response to the mobile terminal having a second feedback mode, sending a first ACK message by the mobile terminal to the base station in a first subframe of the second carrier, wherein the first ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the second carrier;

[0126] A unit for sending a second ACK message to the base station in the second subframe of the second carrier by the mobile terminal in response to receiving a financial account activity information collection command in the second subframe of the second carrier and in response to the mobile terminal having a second feedback mode, wherein the second ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the second carrier.

[0127] In a preferred embodiment, the financial account information acquisition system based on the big data server includes:

[0128] a unit for, in response to receiving a financial account movement information collection command in a first subframe of a second carrier and in response to the mobile terminal having a third feedback mode, sending a first ACK message by the mobile terminal to the base station in a first subframe of the first carrier, wherein the first ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the first carrier;

[0129] A unit for sending a second ACK message to the base station in the second subframe of the first carrier by the mobile terminal in response to receiving a financial account activity information collection command in the second subframe of the second carrier and in response to the mobile terminal having a third feedback mode, wherein the second ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the first carrier.

[0130] In a preferred embodiment, the financial account information acquisition system based on the big data server includes:

[0131] a unit for, in response to not receiving a financial account movement information collection command in a first subframe of a second carrier and in response to the mobile terminal having a third feedback mode, sending a first NACK message by the mobile terminal to the base station in a first subframe of the first carrier, wherein the first NACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the first carrier;

[0132] a unit for, in response to not receiving a financial account movement information collection command in a second subframe of a second carrier and in response to the mobile terminal having a third feedback mode, sending a second NACK message by the mobile terminal to the base station in a second subframe of the first carrier, wherein the second NACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the first carrier;

[0133] a unit configured to, in response to receiving a financial account movement information collection command, cause the mobile terminal to send the financial account movement information to the base station on the first uplink carrier;

[0134] A unit for sending the financial account movement information to a big data server by the base station in response to receiving the financial account movement information.

[0135] Those skilled in the art will appreciate that the embodiments of the present application may be provided as methods, systems, or computer program products. Therefore, the present application may adopt the form of a complete hardware embodiment, a complete software embodiment, or an embodiment in combination with software and hardware. Moreover, the present application may adopt the form of a computer program product implemented in one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) that include computer-usable program code.

[0136] The present application is described with reference to the flowcharts and / or block diagrams of the methods, devices (systems), and computer program products according to the embodiments of the present application. It should be understood that each process and / or box in the flowchart and / or block diagram, as well as the combination of the processes and / or boxes in the flowchart and / or block diagram, can be implemented by computer program instructions. These computer program instructions can be provided to a processor of a general-purpose computer, a special-purpose computer, an embedded processor, or other programmable data processing device to generate a machine, so that the instructions executed by the processor of the computer or other programmable data processing device generate instructions for implementing the processes in the flowchart and / or block diagram. Figure 1 A process or multiple processes and / or boxes Figure 1 A device that provides the functions specified in a block or multiple blocks.

[0137] These computer program instructions may also be stored in a computer-readable memory capable of directing a computer or other programmable data processing device to operate in a specific manner, so that the instructions stored in the computer-readable memory produce an article of manufacture comprising an instruction device, which implements the process Figure 1 A process or multiple processes and / or boxes Figure 1 A function specified in one or more boxes.

[0138] These computer program instructions can also be loaded onto a computer or other programmable data processing device so that a series of operating steps are executed on the computer or other programmable device to produce a computer-implemented process, thereby providing instructions for implementing the process. Figure 1 A process or multiple processes and / or boxes Figure 1 The steps for the functions specified in one or more boxes.

[0139] The foregoing description of specific exemplary embodiments of the present invention is for the purpose of illustration and demonstration. These descriptions are not intended to limit the present invention to the precise form disclosed, and it is clear that many changes and variations can be made based on the above teachings. The purpose of selecting and describing the exemplary embodiments is to explain the specific principles of the present invention and its practical application, so that those skilled in the art can realize and utilize various different exemplary embodiments of the present invention and various different selections and changes. The scope of the present invention is intended to be limited by the claims and their equivalents.

Claims

1. A method for obtaining financial account dynamic information based on a big data server, characterized in that: The method for obtaining financial account dynamic information based on a big data server comprises the following steps: The big data server generates a financial account movement information collection command; The big data server sends the financial account movement information collection command to the base station; Monitoring, by a mobile terminal, system information sent by a base station, wherein the system information allocates to the mobile terminal a downlink control information monitoring resource set for monitoring downlink control information; In response to monitoring the system information sent by the base station, the mobile terminal monitors first downlink control information sent by the base station on a first downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the first downlink control information is used to schedule a first downlink data resource on the first carrier; In response to monitoring the system information sent by the base station, the mobile terminal monitors second downlink control information sent by the base station on a second downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the second downlink control information is used to schedule a second downlink data resource on a second carrier, wherein the first downlink control information monitoring resource subset and the second downlink control information monitoring resource subset are continuous in time; In response to monitoring the system information sent by the base station, the mobile terminal monitors third downlink control information sent by the base station on a third downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the third downlink control information is used to schedule a third downlink data resource on a third carrier, wherein the third downlink control information monitoring resource subset is continuous in time with the second downlink control information monitoring resource subset; In response to monitoring the first downlink control information, the mobile terminal receives, on the first downlink data resource, a financial account movement information collection command sent by the base station; In response to monitoring the second downlink control information, the mobile terminal receives a financial account movement information collection command sent by the base station on the second downlink data resource; In response to monitoring the third downlink control information, the mobile terminal receives a financial account movement information collection command sent by the base station on the third downlink data resource, Monitoring, by a mobile terminal, second system information sent by a base station, wherein the second system information allocates, to the mobile terminal, a downlink control information monitoring resource set for monitoring downlink control information; In response to monitoring the second system information sent by the base station, the mobile terminal monitors the first downlink control information sent by the base station on the first downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the first downlink control information is used to schedule the first downlink data resource on the first carrier; In response to monitoring the second system information sent by the base station, the mobile terminal monitors the second downlink control information sent by the base station on a second downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the second downlink control information is used to schedule a second downlink data resource on a second carrier, wherein the last control channel unit in the first downlink control information monitoring resource subset is separated from the first control channel unit in the second downlink control information monitoring resource subset by a first time interval in time, wherein the first time interval is indicated in the second system information; In response to monitoring the second system information sent by the base station, the mobile terminal monitors the third downlink control information sent by the base station on a third downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the third downlink control information is used to schedule a third downlink data resource on a third carrier, wherein a first control channel unit in the third downlink control information monitoring resource subset is separated in time from a last control channel unit in the second downlink control information monitoring resource subset by a second time interval, wherein the second time interval is indicated in the second system information; In response to monitoring the first downlink control information, the mobile terminal receives, on the first downlink data resource, a financial account movement information collection command sent by the base station; In response to monitoring the second downlink control information, the mobile terminal receives a financial account movement information collection command sent by the base station on the second downlink data resource; In response to monitoring the third downlink control information, the mobile terminal receives, on the third downlink data resource, a financial account movement information collection command sent by the base station.

2. The method for obtaining financial account dynamic information based on a big data server according to claim 1, characterized in that: The method for obtaining financial account dynamic information based on a big data server comprises the following steps: In response to receiving the financial account movement information collection command in a first subframe of a second carrier, and in response to the mobile terminal having a first feedback mode, the mobile terminal sends a first ACK message to the base station in a first subframe of the first carrier, wherein the first ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the first carrier; In response to receiving the financial account movement information collection command in the second subframe of the second carrier, and in response to the mobile terminal having the first feedback mode, the mobile terminal sends a second ACK message to the base station in the first subframe of the third carrier, wherein the second ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the third carrier; In response to receiving the financial account movement information collection command in a first subframe of a second carrier, and in response to the mobile terminal having a second feedback mode, the mobile terminal sends a first ACK message to the base station in a first subframe of the second carrier, wherein the first ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the second carrier; In response to receiving the financial account activity information collection command in the second subframe of the second carrier, and in response to the mobile terminal having a second feedback mode, the mobile terminal sends a second ACK message to the base station in the second subframe of the second carrier, wherein the second ACK message is time-division multiplexed with the uplink data sent by the mobile terminal to the base station on the second carrier.

3. The method for obtaining financial account dynamic information based on a big data server according to claim 2, characterized in that: The method for obtaining financial account dynamic information based on a big data server comprises the following steps: In response to not receiving the financial account movement information collection command in the first subframe of the second carrier, and in response to the mobile terminal having the third feedback mode, the mobile terminal sends a first NACK message to the base station in the first subframe of the first carrier, wherein the first NACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the first carrier; In response to not receiving the financial account movement information collection command in a second subframe of the second carrier, and in response to the mobile terminal having a third feedback mode, the mobile terminal sends a second NACK message to the base station in a second subframe of the first carrier, wherein the second NACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the first carrier; In response to receiving the financial account movement information collection command, the mobile terminal sends the financial account movement information to the base station on the first carrier; In response to receiving the financial account movement information, the base station sends the financial account movement information to the big data server.

4. A financial account dynamic information acquisition system based on a big data server, characterized in that: The financial account dynamic account information acquisition system based on the big data server includes: A unit for generating a financial account movement information collection command by a big data server; A unit for sending the financial account movement information collection command to the base station by the big data server; means for monitoring, by a mobile terminal, system information sent by a base station, wherein the system information allocates to the mobile terminal a set of downlink control information monitoring resources for monitoring downlink control information; a unit configured to monitor, by the mobile terminal, first downlink control information sent by the base station on a first downlink control information monitoring resource subset of a downlink control information monitoring resource set in response to monitoring system information sent by the base station, wherein the first downlink control information is used to schedule a first downlink data resource on a first carrier; means for, in response to monitoring the system information sent by the base station, monitoring, by the mobile terminal, second downlink control information sent by the base station on a second downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the second downlink control information is used to schedule a second downlink data resource on a second carrier, wherein the first downlink control information monitoring resource subset and the second downlink control information monitoring resource subset are continuous in time; a unit configured to, in response to monitoring the system information sent by the base station, monitor, by the mobile terminal, third downlink control information sent by the base station on a third downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the third downlink control information is used to schedule a third downlink data resource on a third carrier, wherein the third downlink control information monitoring resource subset is temporally continuous with the second downlink control information monitoring resource subset; a unit configured to receive, by the mobile terminal, a financial account movement information collection command sent by the base station on the first downlink data resource in response to monitoring the first downlink control information; a unit configured to receive, by the mobile terminal, a financial account movement information collection command sent by the base station on the second downlink data resource in response to monitoring the second downlink control information; a unit configured to receive, by the mobile terminal, a financial account movement information collection command sent by the base station on the third downlink data resource in response to monitoring the third downlink control information; a unit for monitoring, by a mobile terminal, second system information sent by a base station, wherein the second system information allocates to the mobile terminal a set of downlink control information monitoring resources for monitoring downlink control information; a unit configured to monitor, by the mobile terminal, first downlink control information sent by the base station on a first downlink control information monitoring resource subset of a downlink control information monitoring resource set in response to monitoring second system information sent by the base station, wherein the first downlink control information is used to schedule a first downlink data resource on a first carrier; means for, in response to monitoring second system information sent by the base station, monitoring, by the mobile terminal, second downlink control information sent by the base station on a second downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the second downlink control information is used to schedule second downlink data resources on a second carrier, wherein a last control channel element in the first downlink control information monitoring resource subset is separated in time from a first control channel element in the second downlink control information monitoring resource subset by a first time interval, wherein the first time interval is indicated in the second system information; a unit for, in response to monitoring second system information sent by the base station, monitoring, by the mobile terminal, third downlink control information sent by the base station on a third downlink control information monitoring resource subset of the downlink control information monitoring resource set, wherein the third downlink control information is used to schedule a third downlink data resource on a third carrier, wherein a first control channel unit in the third downlink control information monitoring resource subset is separated in time from a last control channel unit in the second downlink control information monitoring resource subset by a second time interval, wherein the second time interval is indicated in the second system information; a unit configured to receive, by the mobile terminal, a financial account movement information collection command sent by the base station on the first downlink data resource in response to monitoring the first downlink control information; a unit configured to receive, by the mobile terminal, a financial account movement information collection command sent by the base station on the second downlink data resource in response to monitoring the second downlink control information; A unit for receiving, by the mobile terminal, a financial account movement information collection command sent by the base station on the third downlink data resource in response to monitoring the third downlink control information.

5. The financial account dynamic information acquisition system based on a big data server as claimed in claim 4, characterized in that: The financial account dynamic account information acquisition system based on the big data server includes: a unit configured to, in response to receiving the financial account movement information collection command in a first subframe of a second carrier and in response to the mobile terminal having a first feedback mode, send a first ACK message to the base station in a first subframe of the first carrier by the mobile terminal, wherein the first ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the first carrier; a unit configured to, in response to receiving the financial account movement information collection command in the second subframe of the second carrier and in response to the mobile terminal having the first feedback mode, send a second ACK message to the base station in the first subframe of the third carrier by the mobile terminal, wherein the second ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the third carrier; a unit configured to, in response to receiving the financial account movement information collection command in a first subframe of a second carrier and in response to the mobile terminal having a second feedback mode, send a first ACK message to the base station in a first subframe of the second carrier by the mobile terminal, wherein the first ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the second carrier; A unit for sending a second ACK message to the base station in a second subframe of the second carrier by the mobile terminal in response to receiving the financial account activity information collection command in a second subframe of the second carrier and in response to the mobile terminal having a second feedback mode, wherein the second ACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the second carrier.

6. The financial account dynamic information acquisition system based on a big data server as claimed in claim 5, characterized in that: The financial account dynamic account information acquisition system based on the big data server includes: a unit configured to, in response to not receiving the financial account movement information collection command in a first subframe of a second carrier and in response to the mobile terminal having a third feedback mode, send a first NACK message to the base station in a first subframe of the first carrier by the mobile terminal, wherein the first NACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the first carrier; a unit for, in response to not receiving the financial account movement information collection command in a second subframe of a second carrier and in response to the mobile terminal having a third feedback mode, sending a second NACK message to the base station in a second subframe of the first carrier by the mobile terminal, wherein the second NACK message is time-division multiplexed with uplink data sent by the mobile terminal to the base station on the first carrier; a unit configured to, in response to receiving the financial account movement information collection command, send the financial account movement information to the base station via the first carrier by the mobile terminal; A unit configured to, in response to receiving the financial account movement information, send the financial account movement information to the big data server by the base station.

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