Risk event assessment method, system, device and computer-readable storage medium

By setting an authoritative index of risk processing levels and risk dimensions for evaluators, and combining the response operations of the expert evaluation group, updating and accurately assessing the risk levels, the problems of inaccurate push of risk information and inaccurate risk level assessment in the traditional risk monitoring system are solved, and accurate assessment and accurate response of risk events are achieved.

CN114862135BActive Publication Date: 2025-06-06SHANGHAI JUJUN TECH CO LTD
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Patent Information

Application Number
CN202210403857.2
Authority / Receiving Office
CN · China
Patent Type
Patents(China)
Current Assignee / Owner
Filing Date
2022-04-18
Publication Date
2025-06-06
Estimated Expiration
2042-04-18

AI Technical Summary

Technical Problem

Traditional risk monitoring systems have problems such as inaccurate push of risk information and inaccurate risk level assessment, making it difficult for users to receive relevant risk information, and the risk level assessment is not accurate enough.

Method used

By setting the risk processing level and risk dimension authoritative index for the assessor, obtain the risk events to be evaluated, conduct risk dimension assessment and initial risk level setting, update the risk level according to the response operations of the expert assessment group, and perform secondary updates to obtain the final risk event assessment level.

Benefits of technology

It realizes accurate assessment and precise response to risk events, and pushes risk information more accurately and oriented. At the same time, it can reversely screen expert user groups based on the risk assessment results, which has promotional value.

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Abstract

The present invention provides a risk event assessment method, system, device and computer-readable storage medium. Through the technical solution proposed in this application, risk information can be identified through the cooperation of user groups, so that a piece of information will be pushed to a group of expert users identified by the system first, and the risk information will be rated through the reactions of the expert users and then pushed to the users in need for secondary risk assessment and update. It can not only achieve accurate assessment and accurate response to risk events, but also make the push of risk information more accurate and more directional. At the same time, it can effectively screen the expert user group in reverse according to the risk assessment results, which has promotion value.
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Description

Technical Field

[0001] The present invention relates to the technical field of risk assessment, and in particular, discloses a risk event assessment method, system, device and computer-readable storage medium. Background Art

[0002] In the financial field, risk monitoring is an indispensable part. The risk monitoring and analysis system is a system that collects relevant information based on the characteristics of the research object, monitors the changing trend of risk factors, and evaluates the degree to which various risk states deviate from the warning line, sends warning signals to decision-makers, and takes pre-emptive control measures in advance.

[0003] Traditional risk monitoring systems will evaluate the collected information manually or programmatically, and push it to users. Users are simply information recipients, and there are many cases where risk information is mistakenly pushed to irrelevant users. At the same time, how to accurately assess the risk level corresponding to risk information is also a problem in the current application process. Summary of the invention

[0004] In order to solve the above problems existing in the prior art, the present invention provides a risk event assessment method, system, device and computer-readable storage medium.

[0005] In a first aspect of the present application, a risk event assessment method is provided, wherein the risk event assessment method pre-sets a risk handling level and a risk dimension authority index for an assessor;

[0006] The risk event assessment method specifically includes:

[0007] Obtain risk events to be assessed;

[0008] Perform risk dimension assessment on risk events, with each risk event corresponding to several risk dimension labels;

[0009] Set initial risk levels for risk events;

[0010] According to the risk dimension labels and risk dimension authority indexes, obtain expert assessment groups suitable for current risk events from among the assessors;

[0011] According to the response operation of the expert assessment group to the risk event, the initial risk level corresponding to the risk event is updated to obtain an updated risk level;

[0012] According to the updated risk level, the risk event will be pushed to all assessors of the corresponding risk handling level;

[0013] According to the assessor's response to the risk event, the updated risk level corresponding to the risk event is updated for the second time to obtain the corresponding risk event assessment level.

[0014] In a possible implementation of the first aspect, the risk dimension label includes an associated industry corresponding to the risk event, an associated enterprise corresponding to the risk event, an associated person corresponding to the risk event, an associated keyword corresponding to the risk event, and a risk type corresponding to the risk event;

[0015] Each risk dimension authority index of the assessor corresponds to a risk dimension label.

[0016] In a possible implementation of the first aspect, in the process of obtaining an expert evaluation group from among the evaluators according to the risk dimension label and the risk dimension authority index, the process further includes:

[0017] Get all risk dimension labels corresponding to risk events;

[0018] According to the risk dimension authority index corresponding to the risk dimension label, obtain the assessment authority index of the risk event by all assessors;

[0019] Rank the evaluators in descending order of their evaluation authority index;

[0020] A preset number of evaluators at the top of the order are selected as the expert evaluation group.

[0021] In a possible implementation of the first aspect, the response operation includes:

[0022] Escalation response operation: When the assessor assesses that the risk event has a high handling priority, the assessor performs an escalation response operation;

[0023] Ignore response operation: if the assessor assesses that the risk event has a low handling priority, the assessor will ignore the corresponding operation;

[0024] Transfer response operation: When the assessor assesses that the risk event exceeds his / her ability to handle, the assessor performs a transfer response operation.

[0025] In a possible implementation of the first aspect, in a process of updating an initial risk level corresponding to a risk event according to a response operation to obtain an updated risk level, the process includes:

[0026] Obtain the comprehensive authority index corresponding to the expert evaluation group;

[0027] Obtain the adjusted risk level of the risk event corresponding to the response operation;

[0028] Based on the adjusted risk level and the comprehensive authoritative index, the updated risk level is obtained by weighted average.

[0029] In a possible implementation of the first aspect, the risk event assessment method further includes:

[0030] Obtain each assessor's rating of the risk event, which is associated with the response action;

[0031] Re-adjust the authoritative index of risk dimensions corresponding to the assessors involved in risk event assessment, including:

[0032] The corresponding comprehensive authority index of the assessors remained unchanged;

[0033] The closer the corresponding scoring level of the assessor is to the risk event assessment level, the higher the risk dimension authority index associated with the risk dimension label by the assessor is.

[0034] The second aspect of the present application provides a risk event assessment system, which is applied to the risk event assessment method provided in the first aspect, including:

[0035] A setting unit, used to set the risk treatment level and the risk dimension authority index for the assessors of the risk event assessment method;

[0036] An acquisition unit, used for acquiring risk events to be assessed;

[0037] The label unit is used to evaluate the risk dimension of risk events. Each risk event corresponds to several risk dimension labels.

[0038] A setting unit, used to set the initial risk level of risk events;

[0039] The expert group unit is used to obtain an expert evaluation group suitable for the current risk event from among the evaluators based on the risk dimension label and the risk dimension authority index;

[0040] A primary update unit is used to update the initial risk level corresponding to the risk event according to the response operation of the expert evaluation group to the risk event to obtain an updated risk level;

[0041] The assessment group unit is used to push risk events to all assessors at the corresponding risk handling level according to the updated risk level;

[0042] The secondary updating unit is used to perform secondary updating on the updated risk level corresponding to the risk event according to the response operation of the assessor to the risk event, so as to obtain the corresponding risk event assessment level.

[0043] In a possible implementation of the second aspect, the risk event assessment system further includes:

[0044] A scoring acquisition unit is used to obtain the scoring level of each assessor on the risk event, and the scoring level is associated with the response operation;

[0045] The authoritative index adjustment unit is used to readjust the risk dimension authoritative index corresponding to the assessors involved in the risk event assessment, where:

[0046] The corresponding comprehensive authority index of the assessors remained unchanged;

[0047] The closer the corresponding scoring level of the assessor is to the risk event assessment level, the higher the risk dimension authority index associated with the risk dimension label by the assessor is.

[0048] A third aspect of the present application provides a risk event assessment device, comprising:

[0049] Memory for storing computer programs;

[0050] A processor is used to implement the risk event assessment method provided in the first aspect when executing a computer program.

[0051] The fourth aspect of the present application provides a computer-readable storage medium, on which a computer program is stored, and when the computer program is executed by a processor, the risk event assessment method provided in the first aspect is implemented.

[0052] Compared with the prior art, this application has the following beneficial effects:

[0053] Through the technical solution proposed in this application, risk information can be identified through the cooperation of user groups, so that a piece of information will first be pushed to a group of expert users identified by the system, and the risk information will be rated based on the reactions of the expert users and then pushed to the users in need for secondary risk assessment updates. This can not only achieve accurate assessment and precise response to risk events, but also make the push of risk information more accurate and more directional. At the same time, it can reversely screen the expert user group effectively based on the risk assessment results, and has promotional value. BRIEF DESCRIPTION OF THE DRAWINGS

[0054] Other features, objects and advantages of the present invention will become more apparent from the detailed description of non-limiting embodiments made with reference to the following drawings:

[0055] Figure 1 According to an embodiment of the present application, a flow chart of a risk event assessment method is shown;

[0056] Figure 2According to an embodiment of the present application, a schematic diagram of a process for obtaining an expert evaluation group from among the evaluators based on the risk dimension label and the risk dimension authority index is shown;

[0057] Figure 3 According to an embodiment of the present application, a schematic diagram of a subsequent process of a risk event assessment method is shown;

[0058] Figure 4 According to an embodiment of the present application, a structural schematic diagram of a risk event assessment system is shown;

[0059] Figure 5 According to an embodiment of the present application, a schematic diagram of the structure of a risk event assessment device is shown;

[0060] Figure 6 According to an embodiment of the present application, a schematic diagram of the structure of a computer-readable storage medium is shown. DETAILED DESCRIPTION

[0061] The present invention is described in detail below in conjunction with specific embodiments. The following embodiments will help those skilled in the art to further understand the present invention, but are not intended to limit the present invention in any form. It should be noted that, for those of ordinary skill in the art, several changes and improvements can also be made without departing from the concept of the present invention. These all belong to the protection scope of the present invention.

[0062] As used herein, the term "including" and its variations mean open inclusion, i.e., "including but not limited to". Unless otherwise stated, the term "or" means "and / or". The term "based on" means "based at least in part". The terms "an example embodiment" and "an embodiment" mean "at least one example embodiment". The term "another embodiment" means "at least one additional embodiment". The terms "first", "second", etc. may refer to different or the same objects. Other explicit and implicit definitions may also be included below.

[0063] In view of the practical application problems of inaccurate risk information push and inaccurate risk level assessment in the prior art, this application provides a risk event assessment method, system, device and computer-readable storage medium. Through the technical solution provided by this application, the accurate risk level of risk information can be identified through the cooperation of user groups and pushed to the corresponding users. The technical solution provided by this application will be explained and illustrated in combination with embodiments below.

[0064] In some embodiments of the present application, Figure 1A risk event assessment method is shown. It is understandable that this risk event assessment method sets the risk handling level and risk dimension authority index for the assessor in advance. The risk handling level refers to the risk event level that the assessor can handle independently or autonomously; the risk dimension authority index represents the assessor's authority in the relevant risk dimension and the credibility of the assessment and handling.

[0065] like Figure 1 As shown, this risk event assessment method may specifically include:

[0066] Step 101: Obtain the risk event to be assessed. For example, it can be 1. Establish a risk information system. It consists of an information receiving terminal (which can be a mobile phone APP, PC software, web page, etc.) and an information background SaaS server. Users can receive risk information pushed by the information background through the information receiving terminal.

[0067] Step 102: Perform risk dimension assessment on the risk event. Each risk event corresponds to a number of risk dimension labels, and the specific setting of the risk dimension labels will be explained later.

[0068] Step 103: Initial risk level setting for risk events. It is understandable that the initial risk level setting for risk events can correspond to the risk handling level of the assessor. For example, user A's level is 1, and user B is the leader of user A, and his level is 2. Then a risk information with an initial risk level of 1 will be pushed to user A with level 1 first.

[0069] Step 104: Based on the risk dimension label and the risk dimension authority index, obtain an expert assessment group suitable for the current risk event from among the assessors.

[0070] Step 105: According to the response operation of the expert assessment group to the risk event, the initial risk level corresponding to the risk event is updated to obtain an updated risk level.

[0071] Step 106: According to the updated risk level, the risk event is pushed to all assessors of the corresponding risk handling level.

[0072] Step 107: According to the response operation of the assessor to the risk event, the updated risk level corresponding to the risk event is updated for a second time to obtain the corresponding risk event assessment level.

[0073] In some embodiments of the present application, the risk dimension label may include the associated industry corresponding to the risk event, the associated enterprise corresponding to the risk event, the associated personnel corresponding to the risk event, the associated keywords corresponding to the risk event, and the risk type corresponding to the risk event. The risk type may further include infringement risk, breach of contract risk, litigation risk, etc. Each risk dimension authority index of the assessor corresponds to a risk dimension label.

[0074] In some embodiments of the present application, Figure 2 FIG. 1 shows a flow chart of obtaining an expert evaluation group from among the evaluators based on the risk dimension label and the risk dimension authority index. Figure 2 As shown, it may specifically include:

[0075] Step 201: Obtain all risk dimension labels corresponding to the risk event.

[0076] Step 202: Obtain the authoritative index of risk event assessment by all assessors based on the authoritative index of the risk dimension corresponding to the risk dimension label.

[0077] Step 203: Sort the evaluators in descending order of their evaluation authority index.

[0078] Step 204: Select a preset number of evaluators at the top of the order as the expert evaluation group.

[0079] For example, in a specific implementation of the above embodiment, 2. for a piece of information A, which has risk dimension labels A1, A2, ..., An, several users with the highest total authority scores corresponding to these risk dimensions can be selected as an expert user group, and the information can be pushed to these expert user groups in priority.

[0080] In some embodiments of the present application, the response operation may include: an upgraded response operation. When the assessor assesses that the handling priority of the risk event is high, it means that the risk information is very important and some upgraded handling methods need to be taken, such as reporting to the leader, initiating a work order, etc., that is, an upgraded response operation.

[0081] Ignore response operation. When the assessor assesses that the handling priority of the risk event is low, the assessor executes the ignore response operation, indicating that this risk information is not important and can be ignored.

[0082] Transfer response operation: When the assessor determines that the risk event exceeds his / her ability to handle, the assessor performs a transfer response operation, indicating that the risk information is beyond his / her ability to handle and should be transferred to a colleague who can handle it.

[0083] In some embodiments of the present application, in the process of updating the initial risk level corresponding to the risk event according to the response operation to obtain the updated risk level, the process includes:

[0084] Obtain the comprehensive authority index corresponding to the expert evaluation group.

[0085] Get the adjusted risk level of the risk event corresponding to the response operation. It can be understood that each response operation is equivalent to a new risk level score for the risk event. For example, user A with a level of 1 forwards a piece of information to his leader B, whose leader level is 2. We can assume that user A marks this risk as level 2.

[0086] Based on the adjusted risk level and the comprehensive authoritative index, the updated risk level is obtained by weighted average.

[0087] For example, in a specific implementation process of the above embodiment, the total authority scores of the first batch of expert users pushed can be set to W1, W2, ..., Wm, and the adjusted risk levels can be set to R1, R2, ..., Rm, respectively. Then the latest rating of the risk information is K = (W1*R1+W2*R2+...+Wm*Rm) / m, where m is the number of the first batch of expert users.

[0088] In some embodiments of the present application, Figure 3 A schematic diagram of the subsequent process of a risk event assessment method is shown, such as Figure 3 Specifically shown include:

[0089] Step 301: Obtain the rating of each assessor for the risk event, wherein the rating is associated with the response operation, which will not be described in detail here.

[0090] Step 302: Re-adjust the risk dimension authority index corresponding to the assessor who participated in the risk event assessment. Among them: the comprehensive authority index corresponding to the assessor remains unchanged; the closer the score level corresponding to the assessor is to the risk event assessment level, the higher the risk dimension authority index associated with the risk dimension label of the assessor is.

[0091] It is understandable that the authority of each user participating in the scoring can be readjusted in the corresponding risk dimension, so that the closer the user is to the overall scoring result, the higher the authority, and vice versa. Through the above embodiment, it is equivalent to considering users with higher scoring deviations as having poor authority in risk identification in related fields, and their authority should be reduced and then distributed to users with lower scoring deviations. In this way, after multiple rounds of scoring and reallocation, users who are good at risk scoring in certain fields will have higher and higher authority in these risk labels, and experts corresponding to related fields can be selected.

[0092] In some embodiments of the present application, Figure 4 A risk event assessment system is shown, which is applied to the risk event assessment method provided in the above embodiment. Figure 4 As shown, this may include:

[0093] Setting unit 001, used to set the risk handling level and risk dimension authority index for the assessor of the risk event assessment method;

[0094] An acquisition unit 002 is used to acquire a risk event to be evaluated;

[0095] The label unit 003 is used to evaluate the risk dimension of the risk event. Each risk event corresponds to a number of risk dimension labels.

[0096] Setting unit 004, used to set the initial risk level of the risk event;

[0097] Expert group unit 005, used to obtain an expert evaluation group suitable for the current risk event from among the evaluators according to the risk dimension label and the risk dimension authority index;

[0098] A primary updating unit 006, used to update the initial risk level corresponding to the risk event according to the response operation of the expert evaluation group to the risk event, so as to obtain an updated risk level;

[0099] Assessment group unit 007, used to push risk events to all assessors of the corresponding risk handling level according to the updated risk level;

[0100] The secondary updating unit 008 is used to perform secondary updating on the updated risk level corresponding to the risk event according to the response operation of the assessor to the risk event, so as to obtain the corresponding risk event assessment level.

[0101] It can be understood that the functions implemented by the function module setting unit 001 to the secondary updating unit 008 in the aforementioned embodiment are consistent with the steps 101 to 107 provided in the aforementioned embodiment, and are not elaborated here.

[0102] In some embodiments of the present application, further, the risk event assessment system may also include:

[0103] The scoring acquisition unit is used to obtain the scoring level of each assessor for the risk event, and the scoring level is associated with the response operation.

[0104] The authority index adjustment unit is used to readjust the risk dimension authority index corresponding to the assessor who participates in the risk event assessment, wherein: the comprehensive authority index corresponding to the assessor remains unchanged; the closer the scoring level corresponding to the assessor is to the risk event assessment level, the higher the risk dimension authority index associated with the risk dimension label of the assessor is.

[0105] In some embodiments of the present application, a risk event assessment device is also provided, which may include:

[0106] Memory for storing computer programs;

[0107] A processor is used to implement the steps of the risk event assessment method described in the technical solution of this application when executing a computer program.

[0108] It is understandable that various aspects of the technical solution of the present application can be implemented as a system, method or program product. Therefore, various aspects of the technical solution of the present application can be specifically implemented in the following forms, namely, a complete hardware implementation, a complete software implementation (including firmware, microcode, etc.), or an implementation combining hardware and software, which can be collectively referred to as "circuit", "module" or "platform" here.

[0109] Figure 5 According to some embodiments of the present application, a schematic diagram of the structure of a risk event assessment device is shown. Figure 5 The electronic device 600 implemented according to the implementation in this embodiment is described in detail. Figure 5 The electronic device 600 shown is merely an example and should not impose any limitations on the functions and scope of use of any embodiment of the technical solution of the present application.

[0110] like Figure 5 As shown, the electronic device 600 is in the form of a general computing device. The components of the electronic device 600 may include but are not limited to: at least one processing unit 610, at least one storage unit 620, a bus 630 connecting different platform components (including the storage unit 620 and the processing unit 610), a display unit 640, etc.

[0111] The storage unit stores program codes, which can be executed by the processing unit 610, so that the processing unit 610 executes the implementation steps described in the above-mentioned image stitching method area according to the present embodiment. For example, the processing unit 610 can execute the following steps: Figures 1 to 4 Follow the steps shown in .

[0112] The storage unit 620 may include a readable medium in the form of a volatile storage unit, such as a random access unit (RAM) 6201 and / or a cache storage unit 6202 , and may further include a read-only storage unit (ROM) 6203 .

[0113] The storage unit 620 may also include a program / utility 6204 having a set (at least one) of program modules 6205, such program modules 6205 including but not limited to: an operating system, one or more application programs, other program modules, and program data, each of which or some combination may include an implementation of a network environment.

[0114] Bus 630 may represent one or more of several types of bus structures, including a memory unit bus or memory unit controller, a peripheral bus, an accelerated graphics port, a processing unit, or a local bus using any of a variety of bus architectures.

[0115] The electronic device 600 may also communicate with one or more external devices 700 (e.g., keyboards, pointing devices, Bluetooth devices, etc.), may communicate with one or more devices that enable a user to interact with the electronic device 600, and / or communicate with any device that enables the electronic device to communicate with one or more other computing devices (e.g., routers, modems, etc.). Such communication may be performed through an input / output (I / O) interface 650. Furthermore, the electronic device 600 may also communicate with one or more networks (e.g., a local area network (LAN), a wide area network (WAN), and / or a public network, such as the Internet) through a network adapter 660. The network adapter 660 may communicate with other modules of the electronic device 600 through the bus 630. It should be understood that although Figure 5 Not shown, other hardware and / or software modules may be used in conjunction with electronic device 600, including but not limited to: microcode, device drivers, redundant processing units, external disk drive arrays, RAID systems, tape drives, and data backup storage platforms.

[0116] In some embodiments of the present application, a computer-readable storage medium is further provided, on which a computer program is stored. When the computer program is executed by a processor, the relevant steps of the risk event assessment method provided in the above embodiments can be implemented.

[0117] Although this embodiment does not list other specific implementation methods in detail, in some possible implementation methods, various aspects of the technical solution described in the present application can also be implemented in the form of a program product, which includes program code. When the program product is run on a terminal device, the program code is used to enable the terminal device to execute the steps described in the image stitching method area of ​​the technical solution of the present application according to the implementation methods in various embodiments of the technical solution of the present application.

[0118] Figure 6 According to some embodiments of the present application, a schematic diagram of the structure of a computer-readable storage medium is shown. Figure 6 As shown, a program product 800 for implementing the above method in an embodiment of the technical solution of the present application is described, which can adopt a portable compact disk read-only memory (CD-ROM) and include program code, and can be run on a terminal device, such as a personal computer. Of course, the program product produced according to this embodiment is not limited to this. In the technical solution of the present application, the readable storage medium can be any tangible medium containing or storing a program, and the program can be used by or in combination with an instruction execution system, an apparatus or a device.

[0119] The program product may use any combination of one or more readable media. The readable medium may be a readable signal medium or a readable storage medium. The readable storage medium may be, for example, but not limited to, an electrical, magnetic, optical, electromagnetic, infrared, or semiconductor system, device or device, or any combination of the above. More specific examples of readable storage media (a non-exhaustive list) include: an electrical connection with one or more wires, a portable disk, a hard disk, a random access memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disk read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the above.

[0120] Computer readable storage media may include data signals propagated in baseband or as a carrier-area, wherein readable program codes are carried. Such propagated data signals may take various forms, including but not limited to electromagnetic signals, optical signals, or any suitable combination thereof. The readable storage medium may also be any readable medium other than a readable storage medium, which may send, propagate, or transmit a program for use by or in conjunction with an instruction execution system, device, or device. The program code contained on the readable storage medium may be transmitted using any suitable medium, including but not limited to wireless, wired, optical cable, RF, etc., or any suitable combination thereof.

[0121] The program code for performing the operation of the technical solution of the present application can be written in any combination of one or more programming languages, including object-oriented programming languages ​​such as Java, C++, etc., and also conventional procedural programming languages ​​such as C language or similar programming languages. The program code can be executed entirely on the user computing device, locally on the user device, as an independent software package, locally on the user computing device, locally on the remote computing device, or entirely on the remote computing device or server. In the case of a remote computing device, the remote computing device can be connected to the user computing device through any type of network, including a local area network (LAN) or a wide area network (WAN), or can be connected to an external computing device (for example, using an Internet service provider to connect through the Internet).

[0122] To sum up, through the technical solution proposed in this application, risk information can be identified through the cooperation of user groups, so that a piece of information will first be pushed to a group of expert users identified by the system, and the risk information will be rated based on the reactions of the expert users and then pushed to the users in need for secondary risk assessment updates. This can not only achieve accurate assessment and precise response to risk events, but also make the push of risk information more accurate and more directional. At the same time, it can reversely screen the expert user group effectively based on the risk assessment results, and has promotional value.

[0123] The above description is only a description of the preferred embodiment of the technical solution of the present application, and is not any limitation on the scope of the technical solution of the present application. Any changes and modifications made by ordinary technicians in the field of the technical solution of the present application based on the above disclosure shall fall within the scope of protection of the claims.

Claims

1. A risk event assessment method, It is characterized in that Pre-set the risk handling level and risk dimension authority index for the evaluators of the risk event assessment method; The risk event assessment method includes: Obtain risk events to be assessed; Perform risk dimension assessment on the risk events, each of the risk events corresponds to a number of risk dimension labels; Setting an initial risk level for the risk event; According to the risk dimension label and the risk dimension authority index, an expert evaluation group suitable for the current risk event is obtained from among the evaluators; According to the response operation of the expert assessment group to the risk event, the initial risk level corresponding to the risk event is updated to obtain an updated risk level; wherein, in the process of obtaining the expert assessment group from the assessors according to the risk dimension label and the risk dimension authority index, it also includes: obtaining all the risk dimension labels corresponding to the risk event; obtaining the assessment authority index of the risk event by all the assessors according to the risk dimension authority index corresponding to the risk dimension label; sorting the assessors in descending order of the assessment authority index; and selecting a preset number of assessors at the front of the order as the expert assessment group; According to the updated risk level, the risk event is pushed to all the assessors corresponding to the risk handling level; According to the response operations of all the assessors corresponding to the risk handling level to the risk event, the updated risk level corresponding to the risk event is updated for a second time to obtain a corresponding risk event assessment level; Obtaining a rating of the risk event by each assessor, wherein the rating is associated with the response operation; Re-adjust the risk dimension authority index corresponding to the assessor who participated in the risk event assessment, where: The corresponding comprehensive authority index of the said assessors remains unchanged; The closer the scoring level corresponding to the assessor is to the risk event assessment level, the higher the risk dimension authority index associated with the risk dimension label of the assessor is.

2. The risk event assessment method according to claim 1, It is characterized in that The risk dimension label includes the associated industry corresponding to the risk event, the associated enterprise corresponding to the risk event, the associated personnel corresponding to the risk event, the associated keywords corresponding to the risk event, and the risk type corresponding to the risk event; Each of the risk dimension authoritative indexes of the evaluator corresponds to a risk dimension label.

3. The risk event assessment method according to claim 1, It is characterized in that The response operation includes: An escalation response operation, in which the assessor performs the escalation response operation when the assessor assesses that the handling priority of the risk event is high; Ignore response operation, when the assessor assesses that the handling priority of the risk event is low, the assessor performs the ignore response operation; The transfer response operation is performed by the assessor when the assessor assesses that the risk event is beyond his / her handling capabilities.

4. The risk event assessment method according to claim 1, It is characterized in that In the process of updating the initial risk level corresponding to the risk event according to the response operation to obtain the updated risk level, the method includes: Obtaining a comprehensive authority index corresponding to the expert evaluation group; Obtaining an adjusted risk level of the risk event corresponding to the response operation; The updated risk level is obtained by weighted averaging according to the adjusted risk level and the comprehensive authoritative index.

5. A risk event assessment system, It is characterized in that Applied to the risk event assessment method as claimed in any one of claims 1 to 4, comprising: A setting unit, used to set a risk handling level and a risk dimension authority index for an assessor of the risk event assessment method; An acquisition unit, used for acquiring risk events to be assessed; A label unit, used to perform risk dimension assessment on the risk event, each of the risk events corresponds to a number of risk dimension labels; A setting unit, used to set an initial risk level for the risk event; An expert group unit, used to obtain an expert evaluation group suitable for the current risk event from among the evaluators according to the risk dimension label and the risk dimension authority index; a primary updating unit, configured to update the initial risk level corresponding to the risk event according to the response operation of the expert evaluation group to the risk event, so as to obtain an updated risk level; An assessment group unit, configured to push the risk event to all the assessors corresponding to the risk handling level according to the updated risk level; A secondary updating unit, configured to perform a secondary update on the updated risk level corresponding to the risk event according to the response operations of all the assessors corresponding to the risk handling level to the risk event, so as to obtain a corresponding risk event assessment level; A scoring acquisition unit, used to acquire a scoring level of each assessor on the risk event, wherein the scoring level is associated with the response operation; The authority index adjustment unit is used to readjust the risk dimension authority index corresponding to the evaluator who participates in the risk event assessment, wherein: the comprehensive authority index corresponding to the evaluator remains unchanged; the closer the scoring level corresponding to the evaluator is to the risk event assessment level, the higher the risk dimension authority index associated with the risk dimension label of the evaluator is.

6. A risk event assessment device, It is characterized in that include: Memory for storing computer programs; A processor, configured to implement the risk event assessment method as claimed in any one of claims 1 to 4 when executing the computer program.

7. A computer-readable storage medium, It is characterized in that The computer-readable storage medium stores a computer program, and when the computer program is executed by a processor, the risk event assessment method according to any one of claims 1 to 4 is implemented.

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