Data archiving methods and devices, storage media, computer equipment
By identifying the signing method of the contract and automating the process, the problem of low efficiency in document handover and archiving in auto finance leasing business has been solved, and an efficient and accurate automated document archiving process has been achieved.
Patent Information
- Application Number
- CN202310423768.9
- Authority / Receiving Office
- CN · China
- Patent Type
- Patents(China)
- Current Assignee / Owner
- Filing Date
- 2023-04-19
- Publication Date
- 2025-11-14
- Estimated Expiration
- 2043-04-19
AI Technical Summary
In the current technology, the data transfer and archiving process in auto finance leasing is inefficient and prone to errors, requiring manual operation and failing to meet the demand for high-efficiency automation.
By identifying the signing method of the contract, if it is an electronic contract, the text recognition is used to obtain the contract agreement; if it is a paper contract, it is sent to the business terminal for verification. The system automatically identifies the category of the contract agreement and archives the data, sets rules for business quota occupancy and release, generates defect prompts and supplementary deadlines, and realizes automated data archiving.
It improved the efficiency of document archiving, reduced manual intervention, lowered the error rate, and achieved an automated document archiving process.
Smart Images

Figure CN116434249B_ABST
Abstract
Description
Technical Field
[0001] This application relates to the field of data processing technology, and in particular to a data archiving method and apparatus, storage medium, and computer equipment. Background Technology
[0002] With the development of economy and technology, the auto finance leasing business is growing rapidly. However, the auto finance leasing business has a long transaction process with many steps, including submission, risk control, contract signing, face-to-face signing, loan approval, mortgage processing, document handover and archiving, repayment, settlement, and release of mortgage. Among these, document handover and archiving is a crucial part of the entire process. With existing related technologies, it is necessary to manually provide the correct original contract documents, verify the original documents, register them, manage overdue documents, and archive the original documents within a specified period. However, manual archiving is inefficient and prone to errors. Summary of the Invention
[0003] In view of this, this application provides a data archiving method and apparatus, storage medium, and computer equipment, which helps to improve the efficiency of data archiving.
[0004] According to one aspect of this application, a data archiving method is provided, the method comprising:
[0005] In response to a business completion signal, obtain the contract corresponding to the business completion signal and identify the contract signing method of the contract;
[0006] If the contract signing method is electronic signing, then the signed contract is processed by text recognition to obtain the signing agreement of the signed contract;
[0007] Obtain the first signing agreement category corresponding to the contract type of the signed contract, and based on the first signing agreement category, identify whether the signed agreement contains signing information that matches each of the first signing agreement categories;
[0008] If the contract information matches each of the first contract category, then the contract is archived.
[0009] Optionally, the contract signing method includes paper signing, and after identifying the contract signing method of the signed contract, the method further includes:
[0010] If the contract signing method is paper signing, the second signing agreement category corresponding to the contract type of the paper signing contract and the signing contract are sent to the first business terminal so that the first business personnel can check the signing contract according to the second signing agreement category;
[0011] When the verification pass instruction is received from the first business terminal, the first occupied business quota of the paper contract is marked, and when the archiving of the paper contract is completed, the first occupied business quota is released.
[0012] When a verification failure instruction is received from a business terminal, the first defect warning information and the first supplementary time limit carried in the verification failure instruction are identified, and the first defect warning information and the first supplementary time limit are sent to the second business terminal to remind the second business personnel to supplement the information on the first defect within the first supplementary time limit.
[0013] Optionally, after sending the first defect notification information and the first supplementary time limit to the second service terminal, the method further includes:
[0014] If updated information on the first defect is received within the first supplementary time limit, the contract corresponding to the updated information is archived according to the updated information, and the first occupied business quota is released.
[0015] If no updated information on the first defect is received within the first supplementary time limit, the signed contract is determined to be an overdue handover contract, the overdue supplementary time limit for the signed contract is calculated, and an overdue reminder message is sent to the second business terminal and the user terminal.
[0016] Optionally, after sending the service overdue reminder information to the second service terminal and the user terminal, the method further includes:
[0017] Based on the overdue supplementary time limit and the preset overdue handover threshold, the overdue penalty for the second business terminal is determined.
[0018] Optionally, after sending the first defect notification information and the first supplementary time limit to the second service terminal, the method further includes:
[0019] When the exemption report data of the signed contract is received, the second supplementary time limit of the signed contract is obtained, and the supplementary time limit of the signed contract is recalculated and updated based on the second supplementary time limit and the exemption report data.
[0020] Optionally, before performing text recognition on the signed contract to obtain the signing agreement, the method further includes:
[0021] Identify the contract type of the signed contract;
[0022] If the signed contract belongs to a preset contract type, then the text recognition of the signed contract is performed to obtain the signing agreement of the signed contract, wherein the preset contract type is a contract type whose signing agreement category has been determined;
[0023] If the signed contract does not belong to the preset contract type, the signed contract will be sent to the first business terminal so that the first business personnel can verify the signed contract;
[0024] When the verification pass instruction is received from the first business terminal, the second occupied business quota of the signed contract is marked; when the archive of the signed contract data is successfully received, the second occupied business quota of the signed contract is released.
[0025] When a verification failure instruction is received from a business terminal, the second defect warning information and the third supplementary time limit carried in the verification failure instruction are identified, and the second defect warning information and the third supplementary time limit are sent to the second business terminal.
[0026] Optionally, after identifying whether the contractual agreements contain contractual information matching each of the first contractual agreement categories, the method further includes:
[0027] If at least one type of contract information does not match the first contract category, the contract information in the contract that matches the first contract category will be archived. The contract category corresponding to the contract information that does not match the first contract category will be identified as a redundant contract category. Based on the redundant contract category and the contract type of the contract, an agreement category prompt message will be sent to the second business terminal to remind the second business personnel that the corresponding type of contract does not need to be signed under the redundant agreement category.
[0028] According to another aspect of this application, a data archiving apparatus is provided, the apparatus comprising:
[0029] The response module is used to respond to a business completion signal, obtain the signed contract corresponding to the business completion signal, and identify the contract signing method of the signed contract;
[0030] The recognition module is used to perform text recognition on the signed contract to obtain the signing agreement if the contract signing method is electronic signing.
[0031] The acquisition module is used to acquire the contract type corresponding to the contract category of the signed contract, and based on the contract category, identify whether the signed agreement contains contract information that matches each contract category.
[0032] The archiving module is used to archive the contract if it contains contract information that matches each of the contract categories.
[0033] Optionally, the identification module is further configured to:
[0034] If the contract signing method is paper signing, the second signing agreement category corresponding to the contract type of the paper signing contract and the signing contract are sent to the first business terminal so that the first business personnel can check the signing contract according to the second signing agreement category;
[0035] When the verification pass instruction is received from the first business terminal, the first occupied business quota of the paper contract is marked, and when the archiving of the paper contract is completed, the first occupied business quota is released.
[0036] When a verification failure instruction is received from a business terminal, the first defect warning information and the first supplementary time limit carried in the verification failure instruction are identified, and the first defect warning information and the first supplementary time limit are sent to the second business terminal to remind the second business personnel to supplement the information on the first defect within the first supplementary time limit.
[0037] Optionally, the device further includes a determining module for:
[0038] If updated information on the first defect is received within the first supplementary time limit, the contract corresponding to the updated information is archived according to the updated information, and the first occupied business quota is released.
[0039] If no updated information on the first defect is received within the first supplementary time limit, the signed contract is determined to be an overdue handover contract, the overdue supplementary time limit for the signed contract is calculated, and an overdue reminder message is sent to the second business terminal and the user terminal.
[0040] Optionally, the device further includes: a penalty module, used for:
[0041] Based on the overdue supplementary time limit and the preset overdue handover threshold, the overdue penalty for the second business terminal is determined.
[0042] Optionally, the device further includes: an exemption module, for:
[0043] When the exemption report data of the signed contract is received, the second supplementary time limit of the signed contract is obtained, and the supplementary time limit of the signed contract is recalculated and updated based on the second supplementary time limit and the exemption report data.
[0044] Optionally, the identification module is further configured to:
[0045] Identify the contract type of the signed contract;
[0046] If the signed contract belongs to a preset contract type, then the text recognition of the signed contract is performed to obtain the signing agreement of the signed contract, wherein the preset contract type is a contract type whose signing agreement category has been determined;
[0047] If the signed contract does not belong to the preset contract type, the signed contract will be sent to the first business terminal so that the first business personnel can verify the signed contract;
[0048] When the verification pass instruction is received from the first business terminal, the second occupied business quota of the signed contract is marked; when the archive of the signed contract data is successfully received, the second occupied business quota of the signed contract is released.
[0049] When a verification failure instruction is received from a business terminal, the second defect warning information and the third supplementary time limit carried in the verification failure instruction are identified, and the second defect warning information and the third supplementary time limit are sent to the second business terminal.
[0050] Optionally, the determining module is further configured to:
[0051] If at least one type of contract information does not match the first contract category, the contract information in the contract that matches the first contract category will be archived. The contract category corresponding to the contract information that does not match the first contract category will be identified as a redundant contract category. Based on the redundant contract category and the contract type of the contract, an agreement category prompt message will be sent to the second business terminal to remind the second business personnel that the corresponding type of contract does not need to be signed under the redundant agreement category.
[0052] According to another aspect of this application, a storage medium is provided that stores a computer program thereon, which, when executed by a processor, implements the above-described data archiving method.
[0053] According to another aspect of this application, a computer device is provided, including a storage medium, a processor, and a computer program stored on the storage medium and executable on the processor, wherein the processor executes the program to implement the above-described data archiving method.
[0054] By employing the above technical solutions, this application provides a data archiving method, apparatus, storage medium, and computer equipment that, in response to a business completion signal, acquires the signed contract corresponding to the business completion signal and identifies the contract signing method of the signed contract; if the contract signing method is electronic signing, then performs text recognition on the signed contract to obtain the signing agreement of the signed contract; acquires the first signing agreement category corresponding to the contract type of the signed contract, and, based on the first signing agreement category, identifies whether the signing agreement contains signing information matching each of the first signing agreement categories; if it contains signing information matching each of the first signing agreement categories, then archives the signed contract, thereby automating data archiving, eliminating the need for manual data archiving, and improving the efficiency of data archiving.
[0055] The above description is only an overview of the technical solution of this application. In order to better understand the technical means of this application and to implement it in accordance with the contents of the specification, and to make the above and other objects, features and advantages of this application more obvious and understandable, the following are specific embodiments of this application. Attached Figure Description
[0056] The accompanying drawings, which are included to provide a further understanding of this application and form part of this application, illustrate exemplary embodiments and are used to explain this application, but do not constitute an undue limitation of this application. In the drawings:
[0057] Figure 1 A flowchart illustrating a data archiving method provided in an embodiment of this application is shown;
[0058] Figure 2 A flowchart illustrating another data archiving method provided in an embodiment of this application is shown;
[0059] Figure 3 A flowchart illustrating another data archiving method provided in an embodiment of this application is shown;
[0060] Figure 4 This illustration shows a structural schematic diagram of a data archiving device provided in an embodiment of this application;
[0061] Figure 5 A schematic diagram of another data archiving method provided in an embodiment of this application is shown. Detailed Implementation
[0062] The present application will be described in detail below with reference to the accompanying drawings and embodiments. It should be noted that, unless otherwise specified, the embodiments and features described in the embodiments of the present application can be combined with each other.
[0063] This embodiment provides a data archiving method, such as Figure 1 As shown, the method includes:
[0064] Step 101: In response to the business completion signal, obtain the signed contract corresponding to the business completion signal, and identify the contract signing method of the signed contract.
[0065] This application embodiment can be applied to the scenario of auto finance leasing business for archiving business data. Auto finance leasing is an activity in which the lessor, based on the lessee's application, purchases a vehicle designated by the lessee from a dealer, according to the lessee's agreed conditions, and transfers the right to possession, use, and income of the vehicle to the lessee in exchange for rent payments from the lessee. In the above embodiment of this application, firstly, in response to a business completion signal, the corresponding signed contract is obtained, and the contract signing method is identified. Specifically, the lessor conducts risk control, mortgage, and qualification approvals for the lessee. After approval, the lessor disburses the loan to the lessee. Upon successful loan disbursement, a business completion signal is generated. In response to the business completion signal, the corresponding signed contract for the lessee is obtained, and the contract signing method is identified. The contract signing method includes electronic signing and paper signing. Identifying the contract signing method prepares for subsequent data archiving.
[0066] Step 102: If the contract signing method is electronic signing, then the signed contract is subjected to text recognition to obtain the signing agreement of the signed contract.
[0067] Next, if the above contract signing method is electronic signing, the above contract will be identified by the text recognition function to obtain the signing agreement of the above contract, in preparation for the subsequent document archiving.
[0068] Step 103: Obtain the first contract category corresponding to the contract type of the signed contract, and based on the first contract category, identify whether the signed contract contains contract information that matches each of the first contract category.
[0069] Next, obtain the first signing agreement category corresponding to the contract type of the aforementioned signed contracts. Different signing agreement categories correspond to different contract types. Then, based on the first signing agreement category, identify whether the aforementioned signed agreements contain signing information that matches each of the aforementioned first signing agreement categories. The aforementioned first signing agreement category includes the content and number of documents to be received during document handover and archiving. For each first signing agreement category, identify whether there is matching signing information in order to prepare for the subsequent document archiving.
[0070] Step 104: If the contract information matches each of the first contract categories, then archive the contract information.
[0071] Next, in the aforementioned agreements, if the contract information that matches each of the aforementioned first contract categories is identified, then the aforementioned contract information will be archived.
[0072] By applying the technical solution of this embodiment, in response to a business completion signal, the system obtains the contract corresponding to the business completion signal and identifies the contract signing method. If the contract signing method is electronic signing, the system performs text recognition on the contract to obtain the contract signing agreement. It then obtains the first signing agreement category corresponding to the contract type and, based on the first signing agreement category, identifies whether the signing agreement contains signing information matching each first signing agreement category. If it contains signing information matching each first signing agreement category, the system archives the contract data. This achieves the effect of automatically identifying whether there is signing information matching the signing agreement category based solely on the contract type, and archiving contracts containing matching signing information, eliminating the need for manual data archiving and improving the efficiency of data archiving.
[0073] Furthermore, as a refinement and extension of the specific implementation methods of the above embodiments, and to fully illustrate the specific implementation process of this embodiment, another data archiving method is provided, wherein the contract signing method includes paper signing, such as... Figure 2 As shown, the method includes:
[0074] Step 201: In response to the business completion signal, obtain the contract corresponding to the business completion signal and identify the contract signing method of the contract.
[0075] In the above embodiments of this application, firstly, in response to a business completion signal, the signed contract for the business corresponding to the signal is obtained, and the contract signing method of the signed contract is identified. The contract signing method includes electronic signing and paper signing. For example, if the business completion signal is a successful loan disbursement, in response to the successful loan disbursement signal, the signed contract for the successful loan disbursement business is obtained, and the contract signing method of the signed contract is identified. The contract signing method of the signed contract is determined for subsequent data archiving.
[0076] Step 202: If the contract signing method is paper signing, then the second signing agreement category corresponding to the contract type of the paper signing contract and the signing contract are sent to the first business terminal so that the first business personnel can verify the signing contract according to the second signing agreement category.
[0077] Next, if the contract signing method is paper-based, the second signing agreement category corresponding to the contract type of the paper-based contract, along with the contract itself, is sent to the first business terminal. This allows the first business personnel to verify the contract based on the second signing agreement category. Specifically, after confirming that the contract signing method is paper-based, the second signing agreement category of the paper-based contract is obtained based on its contract type, and this category, along with the contract itself, is sent to the first business terminal. For example, if the first business terminal is a reviewer's terminal, the reviewer... The aforementioned signed contracts are verified according to the second category of the signed agreements. This second category includes the receivable content and number of copies of documents during the document handover and archiving process. The verification checks whether the content and actual number of copies received in the signed contracts correspond to the second category of the signed agreements. After the auditors have verified the information, a verification instruction will be generated based on the verification results. By using different signed agreement categories for different contract types, a configuration table is generated to store information such as the number of copies receivable and the number of copies received during the document handover and archiving process. This table is configurable and supports adjustments to the configuration at any time, facilitating the auditing process and improving the efficiency of document archiving.
[0078] Step 203: When the verification pass instruction returned by the first business terminal is received, the first occupied business quota of the paper contract is marked, and when the archiving of the paper contract is completed, the first occupied business quota is released.
[0079] Next, when the verification pass instruction returned by the first business terminal is received, the first occupied business quota of the above-mentioned paper contract is marked, and when the archiving of the above-mentioned paper contract is completed, the first occupied business quota is released. Specifically, for example, the following business quota occupation and release rules are set: set occupation and release tags to avoid repeated occupation and release, (1) business quota first occupation: the payment quota is occupied after the loan is successfully disbursed, only for paper contracts (because paper materials need to be handed over); (2) business quota release rules: when releasing the quota, it is determined whether the business has occupied the quota. If the quota has been occupied, the quota is released. If the quota is not occupied, it does not need to be released; (3) business quota re-occupancy rules: if the quota has been released, the quota will continue to be occupied when returning to the handover stage. If the quota has not been released, the quota does not need to be occupied. By setting business quota occupation and release rules, business risk control is achieved. While controlling the risk, the front-line business is avoided, which facilitates the subsequent document archiving and improves the efficiency of document archiving.
[0080] Step 204: When a verification failure instruction is received from the business terminal, the first defect warning information and the first supplementary time limit carried in the verification failure instruction are identified, and the first defect warning information and the first supplementary time limit are sent to the second business terminal to remind the second business personnel to supplement the information on the first defect within the first supplementary time limit; if updated information on the first defect is received within the first supplementary time limit, the contract corresponding to the updated information is archived according to the updated information, and the first occupied business quota is released.
[0081] Next, when a verification failure instruction is received from the business terminal, the instruction carries a first defect warning and a first supplementary time limit. The system identifies the instruction, obtains the first defect warning and the first supplementary time limit from the signed contract, and sends these information to the second business terminal to remind the second business personnel to supplement the relevant information regarding the first defect within the first supplementary time limit. The first defect warning includes data in the signed contract that failed verification, such as a missing signature on a page of a contract. For example, if the handwriting or signature is illegible, the first supplementary period is 20 days, starting from the date the document is archived. Within the next 20 days, the first supplementary period is updated daily at midnight, for example, by the following method: Supplementary period = Latest return date - (Today's date - Rental start date). The second business terminal mentioned above is the sales personnel terminal. Then, if updated materials containing the aforementioned first defect information are received within the first supplementary period, the corresponding contract is archived based on the updated materials, and the aforementioned first occupied business quota is released. Notifying sales personnel of the required supplementary materials through the aforementioned first defect information, and setting a supplementary period, can improve the efficiency of sales personnel supplementing materials, thereby improving the efficiency of document archiving.
[0082] Step 205: If no updated information on the first defect is received within the first supplementary time limit, the signed contract is determined to be an overdue handover contract. The overdue supplementary time limit of the signed contract is calculated, and an overdue reminder message is sent to the second business terminal and the user terminal. Based on the overdue supplementary time limit and the preset overdue handover threshold, the overdue penalty for the second business terminal is determined.
[0083] Next, if no updated information regarding the first defect is received within the aforementioned first supplementary time limit, the signed contract is determined to be an overdue handover contract. The overdue supplementary time limit for the signed contract is calculated, and an overdue reminder message is sent to the second business terminal and the user terminal. Based on the overdue supplementary time limit and a preset overdue handover threshold, an overdue penalty is determined for the second business terminal. Specifically, if no updated information regarding the first defect is received by the end of the aforementioned first supplementary time limit, the signed contract is determined to be an overdue handover contract upon the end of the aforementioned first supplementary time limit. Overdue handover control is implemented for the overdue handover contract, and the overdue supplementary time limit for the signed contract is calculated. For example, the overdue supplementary time limit is calculated in the following manner: Overdue supplementary... The time limit is calculated as (today's date - loan disbursement date) - the latest return date (from the configuration center). Overdue reminders are sent to the second business terminal and the user terminal to remind sales personnel and users to supplement the required information as soon as possible. Based on the overdue supplementation time limit and preset overdue handover thresholds, penalties for overdue applications on the second business terminal are determined. For example, preset overdue handover thresholds are 5 days, 20 days, and 90 days. If the overdue supplementation time exceeds 5 days, a warning is issued to frontline business personnel; if it exceeds 20 days, frontline business operations are suspended (accounts are disabled, etc.); if it exceeds 90 days, payments to the channel are suspended. By using reminders and overdue handover control, the speed of supplementing information is improved, thereby increasing the efficiency of document archiving.
[0084] It should be noted that after the aforementioned contract is determined to be an overdue handover contract, once the overdue handover contract data is archived, no calculated data indicators will change or be updated. When updated data corresponding to the overdue handover contract is received, the data indicators of the overdue handover contract will be recalculated. For example, if the configuration center adjusts the latest return days, the overdue data of the corresponding order will be updated and adjusted accordingly.
[0085] By applying the technical solution of this embodiment, the document archiving method is determined by automatically identifying the contract signing method. When the contract signing method is selected, through human-computer interaction, setting business quota occupation and release rules, generating defect reminder information, setting supplementary time limits and overdue control, staff can always pay attention to the document archiving process, understand the document handover status, and promptly urge the archiving process, thereby achieving the goal of improving document archiving efficiency.
[0086] Furthermore, as a refinement and extension of the specific implementation methods of the above embodiments, and to fully illustrate the specific implementation process of this embodiment, another data archiving method is provided, such as... Figure 3 As shown, the method includes:
[0087] Step 301: In response to the business completion signal, obtain the contract corresponding to the business completion signal and identify the contract signing method of the contract.
[0088] Step 302: If the contract signing method is electronic signing, identify the contract type of the signed contract; if the signed contract does not belong to the preset contract type, send the signed contract to the first business terminal so that the first business personnel can verify the signed contract.
[0089] In the above embodiments of this application, firstly, in response to a business completion signal, the signed contract corresponding to the signal is obtained, and the contract signing method of the signed contract is identified. If the contract signing method is electronic signing, the contract type of the signed contract is identified. If the signed contract does not belong to a preset contract type, the signed contract is sent to a first business terminal so that the first business personnel can verify the signed contract. The preset contract type is a contract type whose signing agreement category has been determined. The electronic signing includes: electronic facial recognition and electronic offline face signing, etc. For example, contracts that do not belong to the preset contract type include: new product launches, new project launches, or corporate orders that require additional supplementary agreements, etc. When the signed contract does not belong to the preset contract type, the signed contract is sent to the first business terminal to facilitate the first business personnel to verify the signed contract and improve the efficiency of data archiving.
[0090] Step 303: When a verification pass instruction is received from the first business terminal, the second occupied business quota of the signed contract is marked; when the filing of the signed contract data is successful, the second occupied business quota of the signed contract is released; when a verification fail instruction is received from the business terminal, the second defect prompt information and the third supplementary time limit carried in the verification fail instruction are identified, and the second defect prompt information and the third supplementary time limit are sent to the second business terminal.
[0091] Next, when a verification pass instruction is received from the first business terminal, the second occupied business quota of the signed contract is marked. When the filing of the signed contract documents is successful, the second occupied business quota of the signed contract is released. When a verification fail instruction is received from the business terminal, the second defect prompt information and the third supplementary time limit carried in the verification fail instruction are identified, and the second defect prompt information and the third supplementary time limit are sent to the second business terminal to remind the second business personnel to supplement the documents according to the second defect prompt information within the third supplementary time limit, thereby improving the efficiency of document filing.
[0092] Step 304: If the signed contract belongs to a preset contract type, then perform text recognition on the signed contract to obtain the signing agreement of the signed contract; obtain the first signing agreement category corresponding to the contract type of the signed contract, and based on the first signing agreement category, identify whether the signed agreement contains signing information that matches each of the first signing agreement categories.
[0093] Next, if the aforementioned contract belongs to a preset contract type, i.e. a predetermined contract type, then the text recognition of the aforementioned contract is performed to obtain the signing agreement of the aforementioned contract, and the first signing agreement category corresponding to the contract type of the aforementioned contract is obtained. Based on the aforementioned first signing agreement category, it is identified whether the aforementioned signing agreement contains signing information that matches each of the aforementioned first signing agreement categories, in preparation for the subsequent data archiving.
[0094] Step 305: If at least one type of contract information does not match the first contract category, then the contract information in the contract that matches the first contract category is archived. The contract category corresponding to the contract information that does not match the first contract category is determined as a redundant agreement category. Based on the redundant agreement category and the contract type of the contract, an agreement category prompt message is sent to the second business terminal to prompt the second business personnel that the corresponding type of contract does not need to be signed under the redundant agreement category.
[0095] Next, if a contract information that does not match the first contract category is included, the matching contract information will be archived. The contract category corresponding to the mismatched contract information will be identified as a redundant agreement category. Based on the redundant agreement category and the contract type of the contract, an agreement category prompt message will be sent to the second business terminal to remind the second business personnel that the corresponding type of contract does not need to be signed under the redundant agreement category. This reduces the time the second business personnel spend checking redundant agreement categories and improves the efficiency of document archiving.
[0096] By applying the technical solution of this embodiment, different contract types are matched with different contract categories, redundant agreement categories are identified and reduced, the accuracy of data archiving is improved, the data verification time is reduced, and thus the efficiency of data archiving is improved.
[0097] Furthermore, as Figure 1 To specifically implement the method, this application provides a data archiving device, such as... Figure 4 As shown, the device includes:
[0098] The response module is used to respond to a business completion signal, obtain the signed contract corresponding to the business completion signal, and identify the contract signing method of the signed contract;
[0099] The recognition module is used to perform text recognition on the signed contract to obtain the signing agreement if the contract signing method is electronic signing.
[0100] The acquisition module is used to acquire the contract type corresponding to the contract category of the signed contract, and based on the contract category, identify whether the signed agreement contains contract information that matches each contract category.
[0101] The archiving module is used to archive the contract if it contains contract information that matches each of the contract categories.
[0102] Optionally, the identification module is further configured to:
[0103] If the contract signing method is paper signing, the second signing agreement category corresponding to the contract type of the paper signing contract and the signing contract are sent to the first business terminal so that the first business personnel can check the signing contract according to the second signing agreement category;
[0104] When the verification pass instruction is received from the first business terminal, the first occupied business quota of the paper contract is marked, and when the archiving of the paper contract is completed, the first occupied business quota is released.
[0105] When a verification failure instruction is received from a business terminal, the first defect warning information and the first supplementary time limit carried in the verification failure instruction are identified, and the first defect warning information and the first supplementary time limit are sent to the second business terminal to remind the second business personnel to supplement the information on the first defect within the first supplementary time limit.
[0106] Optionally, the device further includes a determining module for:
[0107] If updated information on the first defect is received within the first supplementary time limit, the contract corresponding to the updated information is archived according to the updated information, and the first occupied business quota is released.
[0108] If no updated information on the first defect is received within the first supplementary time limit, the signed contract is determined to be an overdue handover contract, the overdue supplementary time limit for the signed contract is calculated, and an overdue reminder message is sent to the second business terminal and the user terminal.
[0109] Optionally, the device further includes: a penalty module, used for:
[0110] Based on the overdue supplementary time limit and the preset overdue handover threshold, the overdue penalty for the second business terminal is determined.
[0111] Optionally, the device further includes: an exemption module, for:
[0112] When the exemption report data of the signed contract is received, the second supplementary time limit of the signed contract is obtained, and the supplementary time limit of the signed contract is recalculated and updated based on the second supplementary time limit and the exemption report data.
[0113] Optionally, the identification module is further configured to:
[0114] Identify the contract type of the signed contract;
[0115] If the signed contract belongs to a preset contract type, then the text recognition of the signed contract is performed to obtain the signing agreement of the signed contract, wherein the preset contract type is a contract type whose signing agreement category has been determined;
[0116] If the signed contract does not belong to the preset contract type, the signed contract will be sent to the first business terminal so that the first business personnel can verify the signed contract;
[0117] When the verification pass instruction is received from the first business terminal, the second occupied business quota of the signed contract is marked; when the archive of the signed contract data is successfully received, the second occupied business quota of the signed contract is released.
[0118] When a verification failure instruction is received from a business terminal, the second defect warning information and the third supplementary time limit carried in the verification failure instruction are identified, and the second defect warning information and the third supplementary time limit are sent to the second business terminal.
[0119] Optionally, the determining module is further configured to:
[0120] If at least one type of contract information does not match the first contract category, the contract information in the contract that matches the first contract category will be archived. The contract category corresponding to the contract information that does not match the first contract category will be identified as a redundant contract category. Based on the redundant contract category and the contract type of the contract, an agreement category prompt message will be sent to the second business terminal to remind the second business personnel that the corresponding type of contract does not need to be signed under the redundant agreement category.
[0121] Furthermore, as a refinement and extension of the specific implementation methods of the above embodiments, and to fully illustrate the specific implementation process of this embodiment, another data archiving method is provided, such as... Figure 5 As shown, the following examples will illustrate... Figure 5 Explanation:
[0122] For example: When business A is completed, obtain the signed contract for business A, identify the signed contract for business A, and use the business quota of the aforementioned business A, obtain the contract signing method of the aforementioned signed contract, and determine whether the aforementioned contract signing method is an electronic contract.
[0123] If the above contract signing method is electronic signing, then obtain the signing agreement category corresponding to the contract type of the above signed contract, identify the above signed contract and the above signing agreement category, determine whether the above signed contract is automatically archived, if automatically archived, then archive the above signed contract data and release the business quota of the above A business; if not automatically archived, then send the defect information and supplementary time limit to the first business terminal so that the first business personnel can verify it.
[0124] If the above contract signing method is not electronic signing, identify the contract for business A, and send the above contract, contract category, defect information and supplementary time limit to the first business terminal so that the first business personnel can verify it;
[0125] When the first business terminal receives the verification task, it verifies the signed contract of the above-mentioned business A and generates a verification instruction based on the verification result.
[0126] Upon receiving the verification instruction generated by the first business personnel, if the verification instruction passes, the contract for the aforementioned business A is archived and the business quota for business A is released; if the verification instruction fails, the business quota for business A continues to be used and a prompt message is sent to the second business terminal, prompting the second business personnel to supplement the information.
[0127] The supplementary time limit calculation can be timed or real-time, depending on actual needs.
[0128] When the contract for business A is signed and the contract is delivered after the due date, the overdue supplementary time limit is calculated in real time, and different overdue penalties are applied to different overdue supplementary time limits, such as account suspension.
[0129] When an exemption from signing a contract for business A is received, the time limit for modification and supplementation shall be made. In case of abnormal handover (epidemic lockdown, flood, etc.), an exemption from signing may be applied for.
[0130] It should be noted that other corresponding descriptions of the functional units involved in the data archiving device provided in this application embodiment can be found by referring to... Figures 1 to 3The corresponding descriptions in the method will not be repeated here.
[0131] Based on the above, Figures 1 to 3 Accordingly, this application also provides a storage medium storing a computer program, which, when executed by a processor, implements the above-described method. Figures 1 to 3 The document archiving method is shown.
[0132] Based on this understanding, the technical solution of this application can be embodied in the form of a software product. This software product can be stored in a non-volatile storage medium (such as a CD-ROM, USB flash drive, or portable hard drive), and includes several instructions to cause a computer device (such as a personal computer, server, or network device) to execute the methods described in the various implementation scenarios of this application.
[0133] Based on the above, Figures 1 to 3 The method shown, and Figure 4 To achieve the above objectives, the present application also provides a computer device, specifically a personal computer, server, network device, etc., as shown in the virtual device embodiment. This computer device includes a storage medium and a processor; the storage medium stores a computer program; the processor executes the computer program to achieve the above-described objectives. Figures 1 to 3 The document archiving method is shown.
[0134] Optionally, the computer device may also include a user interface, a network interface, a camera, radio frequency (RF) circuitry, sensors, audio circuitry, a Wi-Fi module, etc. The user interface may include a display screen, input units such as a keyboard, etc., and optional user interfaces may also include USB interfaces, card reader interfaces, etc. The network interface may optionally include standard wired interfaces, wireless interfaces (such as Bluetooth interfaces, Wi-Fi interfaces), etc.
[0135] Those skilled in the art will understand that the computer device structure provided in this embodiment does not constitute a limitation on the computer device, and may include more or fewer components, or combine certain components, or have different component arrangements.
[0136] The storage medium may also include an operating system and a network communication module. The operating system is a program that manages and stores the hardware and software resources of a computer device, supporting the operation of information processing programs and other software and / or programs. The network communication module is used to enable communication between the various components within the storage medium, as well as communication with other hardware and software within the physical device.
[0137] Through the above description of the embodiments, those skilled in the art can clearly understand that this application can be implemented by means of software plus necessary general-purpose hardware platform, or by hardware. In response to a business completion signal, the application obtains the contract corresponding to the business completion signal and identifies the contract signing method of the contract. If the contract signing method is electronic signing, the application performs text recognition on the contract to obtain the contract signing agreement. The application obtains the first signing agreement category corresponding to the contract type of the contract and, based on the first signing agreement category, identifies whether the contract signing agreement contains signing information matching each of the first signing agreement categories. If the contract signing information matching each of the first signing agreement categories is included, the application archives the contract, thereby automating the document archiving process, eliminating the need for manual document archiving, and improving the efficiency of document archiving.
[0138] Those skilled in the art will understand that the accompanying drawings are merely schematic diagrams of a preferred embodiment, and the modules or processes shown in the drawings are not necessarily essential for implementing this application. Those skilled in the art will understand that the modules in the apparatus of the embodiment can be distributed within the apparatus of the embodiment as described, or can be modified to be located in one or more apparatuses different from this embodiment. The modules of the above-described embodiment can be combined into one module, or further divided into multiple sub-modules.
[0139] The serial numbers in this application are for descriptive purposes only and do not represent the superiority or inferiority of any particular implementation scenario. The above disclosures are merely a few specific implementation scenarios of this application; however, this application is not limited thereto, and any variations conceived by those skilled in the art should fall within the protection scope of this application.
Claims
1. A method for archiving data, characterized in that, The method includes: In response to a business completion signal, obtain the contract corresponding to the business completion signal and identify the contract signing method of the contract; If the contract signing method is electronic signing, then the signed contract is processed by text recognition to obtain the signing agreement of the signed contract; Obtain the first signing agreement category corresponding to the contract type of the signed contract, and based on the first signing agreement category, identify whether the signed agreement contains signing information that matches each of the first signing agreement categories; If the contract information matches each of the first contract category, then the contract is archived. The contract signing method includes paper signing. After identifying the contract signing method of the signed contract, the method further includes: If the contract signing method is paper signing, the second signing agreement category corresponding to the contract type of the paper signing contract and the signing contract are sent to the first business terminal so that the first business personnel can check the signing contract according to the second signing agreement category; When the verification pass instruction is received from the first business terminal, the first occupied business quota of the paper contract is marked, and when the archiving of the paper contract is completed, the first occupied business quota is released. When a verification failure instruction is received from a business terminal, the first defect warning information and the first supplementary time limit carried in the verification failure instruction are identified, and the first defect warning information and the first supplementary time limit are sent to the second business terminal to remind the second business personnel to supplement the information based on the first defect warning information within the first supplementary time limit.
2. The method according to claim 1, characterized in that, After sending the first defect notification information and the first supplementary time limit to the second service terminal, the method further includes: If updated information of the first defect notification is received within the first supplementary time limit, the contract corresponding to the updated information is archived according to the updated information, and the first occupied business quota is released. If no updated information for the first defect notification is received within the first supplementary time limit, the signed contract is determined to be an overdue handover contract, the overdue supplementary time limit for the signed contract is calculated, and an overdue reminder message is sent to the second business terminal and the user terminal.
3. The method according to claim 2, characterized in that, After sending the service overdue reminder information to the second service terminal and the user terminal, the method further includes: Based on the overdue supplementary time limit and the preset overdue handover threshold, the overdue penalty for the second business terminal is determined.
4. The method according to claim 1, characterized in that, After sending the first defect notification information and the first supplementary time limit to the second service terminal, the method further includes: When the exemption report data of the signed contract is received, the second supplementary time limit of the signed contract is obtained, and the supplementary time limit of the signed contract is recalculated and updated based on the second supplementary time limit and the exemption report data.
5. The method according to claim 1, characterized in that, Before performing text recognition on the signed contract to obtain the signing agreement, the method further includes: Identify the contract type of the signed contract; If the signed contract belongs to a preset contract type, then the text recognition of the signed contract is performed to obtain the signing agreement of the signed contract, wherein the preset contract type is a contract type whose signing agreement category has been determined; If the signed contract does not belong to the preset contract type, the signed contract will be sent to the first business terminal so that the first business personnel can verify the signed contract; When the verification pass instruction is received from the first business terminal, the second occupied business quota of the signed contract is marked; when the archive of the signed contract data is successfully received, the second occupied business quota of the signed contract is released. When a verification failure instruction is received from a business terminal, the second defect warning information and the third supplementary time limit carried in the verification failure instruction are identified, and the second defect warning information and the third supplementary time limit are sent to the second business terminal.
6. The method according to claim 1, characterized in that, After identifying whether the contractual agreements contain contractual information matching each of the first contractual agreement categories, the method further includes: If at least one type of contract information does not match the first contract category, the contract information in the contract that matches the first contract category will be archived. The contract category corresponding to the contract information that does not match the first contract category will be identified as a redundant contract category. Based on the redundant contract category and the contract type of the contract, an agreement category prompt message will be sent to the second business terminal to remind the second business personnel that the corresponding type of contract does not need to be signed under the redundant agreement category.
7. A document archiving device, characterized in that, The device includes: The response module is used to respond to a business completion signal, obtain the signed contract corresponding to the business completion signal, and identify the contract signing method of the signed contract; The recognition module is used to perform text recognition on the signed contract to obtain the signing agreement if the contract signing method is electronic signing. The acquisition module is used to acquire the contract type corresponding to the contract category of the signed contract, and based on the contract category, identify whether the signed agreement contains contract information that matches each contract category. The archiving module is used to archive the contract if it contains contract information that matches each of the contracted agreement categories. The identification module is also used for: If the contract signing method is paper signing, the second signing agreement category corresponding to the contract type of the paper signing contract and the signing contract are sent to the first business terminal so that the first business personnel can check the signing contract according to the second signing agreement category; When the verification pass instruction is received from the first business terminal, the first occupied business quota of the paper contract is marked, and when the archiving of the paper contract is completed, the first occupied business quota is released. When a verification failure instruction is received from a business terminal, the first defect warning information and the first supplementary time limit carried in the verification failure instruction are identified, and the first defect warning information and the first supplementary time limit are sent to the second business terminal to remind the second business personnel to supplement the information based on the first defect warning information within the first supplementary time limit.
8. A storage medium having a computer program stored thereon, characterized in that, When the computer program is executed by a processor, it implements the data archiving method according to any one of claims 1 to 6.
9. A computer device, comprising a storage medium, a processor, and a computer program stored on the storage medium and executable on the processor, characterized in that, When the processor executes the computer program, it implements the data archiving method according to any one of claims 1 to 6.
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