System, method and apparatus for liveness verification using biometric one-time password
By using a biometric one-time password verification system to generate and match OTPs with vitality verification tokens, the problems of waste and fraud in allowance payments have been solved, and efficient and accurate individual vitality verification has been achieved.
CN116686254BActive Publication Date: 2026-05-19伊斯梅尔·吉布林
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Patent Information
- Application Number
- CN202180081438.5
- Authority / Receiving Office
- CN · China
- Patent Type
- Patents(China)
- Current Assignee / Owner
- Priority Date
- 2020-12-02
- Filing Date
- 2021-10-06
- Publication Date
- 2026-05-19
- Estimated Expiration
- 2041-10-06
AI Technical Summary
Technical Problem
Existing methods for verifying allowances are time-consuming and ineffective in preventing waste and fraud, especially in cases of large-scale supply, where traditional methods cannot promptly identify whether allowance recipients are still alive.
Method used
The biostatistical one-time password (OTP) verification system is adopted. Biostatistical readings are verified through vitality verification tokens, generating token OTPs and matching them with server OTPs to ensure that the authorization of allowance payments is achieved after individual vitality verification.
Benefits of technology
It improves the accuracy and efficiency of allowance payments, reduces waste and fraud, lowers costs, and is more efficient and accurate than traditional methods.
✦ Generated by Eureka AI based on patent content.
Abstract
A system for liveness verification is disclosed, including a liveness verification token, a registered client device, and a liveness verification server. The token includes a biometric sensor, a one-time password (OTP) generator, a clock module, and a token interface, and is configured to obtain a biometric reading from an individual, compare it to a registered biometric reading to verify identity, determine whether the individual is alive at the time of reading, and generate an OTP based in part on the biometric reading and a password key. The server includes an OTP generator, a clock module, and an interface through which the server receives the OTP generated by the token. The server is configured to generate an OTP using information stored in a user file that is associated with the individual and identified with a unique identifier included in the token OTP. The server verifies the liveness of the individual by comparing the OTPs.
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