A three-dimensional digital management platform for fund security with multiple defense mechanisms

Abstract

The present invention relates to the field of data processing technology, and in particular to a three-dimensional digital management platform for fund security with multiple defense mechanisms, comprising a verification module, a monitoring module, an encryption module, an update module, an analysis module and an alarm module; determining whether the operating parameters of the verification module meet preset standards according to the transaction amount of the user in each monitoring cycle obtained by the monitoring module, and in the case of a preliminary determination that the operating parameters of the verification module do not meet the preset standards, re-determining whether the operating parameters of the verification module meet the preset standards according to the ratio of the number of transactions and the number of visits of the user in the current monitoring cycle, while effectively improving the security of funds, thereby effectively improving the management efficiency of the three-dimensional digital management platform for fund security.

Description

Technical Field

[0001] The present invention relates to the field of data processing technology, and in particular to a three-dimensional digital management platform for fund security with multiple defense mechanisms. Background Art

[0002] With the continuous development of e-commerce, more and more e-commerce platforms and third-party payment platforms have emerged. However, the third-party payment platforms commonly used by people, such as Alipay, UnionPay, Tenpay, WeChat Wallet, etc., basically provide payment-related services, such as online shopping guarantee transactions, online payments, transfers, credit card repayments, mobile phone top-ups, water, electricity and gas bill payments, personal financial management and other payment fields. However, there are loopholes in the risk warnings for users' fund security on these existing third-party payment platforms.

[0003] Chinese Patent Publication No.: CN115953116A, discloses a method and platform for digital management and control of fund security, the method comprising the following steps: creating and publishing a project; dividing work and recording, and generating a draft file; confirming the draft file; conducting a security check based on the confirmed draft file and generating an inspection report; making security adjustments based on the inspection report; verifying the adjustment results and ending after passing; It can be seen that the prior art has the following problems: it does not take into account the adjustment of the operating parameters of the verification module according to the user's usage, which affects the security of the funds and further affects the management efficiency of the fund data. Summary of the invention

[0004] To this end, the present invention provides a three-dimensional digital management platform for fund security with multiple defense mechanisms, which is used to overcome the problem that the prior art does not consider adjusting the operating parameters of the verification module according to the user's usage, affecting the security of the funds and further affecting the efficiency of the fund data.

[0005] To achieve the above objectives, the present invention provides a three-dimensional digital management platform for fund security with multiple defense mechanisms, including:

[0006] A verification module, which is used to verify the identity of the user through a password;

[0007] Monitoring module: It is used to monitor and record the number of user visits, number of transactions and transaction amount;

[0008] Encryption module: used to encrypt data transmitted by users;

[0009] Update module, which is used to detect and download the latest patches;

[0010] an analysis module, which is respectively connected to the verification module, the monitoring module, the encryption module and the update module, and is used to determine whether the operation parameters of the verification module meet the preset standards according to the transaction amount of the user in each monitoring period obtained by the monitoring module, and re-determine whether the operation parameters of the verification module meet the preset standards according to the ratio of the number of transactions to the number of visits of the user in the current monitoring period when it is initially determined that the operation parameters of the verification module do not meet the preset standards;

[0011] The alarm module is connected to the analysis module and is used to provide corresponding alarm information to the user according to the determination result of the analysis module.

[0012] Furthermore, the analysis module controls the monitoring module to periodically obtain the user's usage information to calculate the safety index Fn for the user in the current monitoring period; the usage information includes the transaction amount Qi of the user in the i-th monitoring period, where i = 1, 2, 3..., n, n is the period currently monitored by the monitoring module Wherein, m is the preset effective cycle number, and m=6 is set;

[0013] The analysis module determines whether the operating parameters of the verification module meet the preset standards according to the obtained safety index Fn. The analysis module is preset with a first preset safety index Fs1 and a second preset safety index Fs2, where Fs1<Fs2;

[0014] If Fn≤Fs1, the analysis module determines that the operating parameters of the verification module meet the preset standards, and controls the verification module to continue to operate using the current operating parameters;

[0015] If Fs1≤Fn≤Fs2, the analysis module preliminarily determines that the operation parameters of the verification module do not meet the preset standards, and re-determines whether the operation parameters of the verification module meet the preset standards based on the ratio of the number of transactions and the number of visits of the user in the nth monitoring period;

[0016] If Fn>Fs2, the analysis module determines that the operating parameters of the verification module do not meet the preset standards, and determines the processing method for the operating parameters of the verification module not meeting the preset standards according to the difference △Fns between the safety index Fn and the second preset safety index Fs2, and sets △Fns=Fn-Fs2.

[0017] Further, the analysis module compares the application ratio En with a first preset application ratio E1 and a second preset application ratio E2 provided in the analysis module under a first preset condition to re-determine whether the operating parameters of the verification module meet the preset standards, wherein E1<E2;

[0018] If En≤E1, the analysis module determines that the operating parameters of the verification module do not meet the preset standard, and controls the update module to adjust the update frequency B for the patch to a corresponding value according to the difference △En between the first preset application ratio E1 and the application ratio En, setting △En=E1-En;

[0019] If E1≤En≤E2, the analysis module determines that the operating parameters of the verification module do not meet the preset standards, and controls the alarm module to adjust the prompt frequency W of the alarm information for information security to a corresponding value according to the number of visits Cn by the user in the nth monitoring cycle;

[0020] If En>E2, the analysis module determines that the operating parameters of the verification module meet the preset standards, and controls the verification module to continue to operate using the current operating parameters;

[0021] Among them, the application ratio En is the ratio of the number of transactions Jn and the number of visits Cn of the user in the nth monitoring period;

[0022] The first preset condition is that the user's safety index Fn in the current monitoring period satisfies Fs1≤Fn≤Fs2.

[0023] Further, the analysis module compares the difference △Fns between Fn and Fs2 with the first preset index difference △Fns1 and the second preset index difference △Fns2 preset in the analysis module under the second preset condition to determine a treatment method for the operation parameter of the verification module not meeting the preset standard, wherein △Fns1<△Fns2;

[0024] If △Fns≤△Fns1, the analysis module controls the update module to adjust the update frequency B for the patch to a corresponding value according to the difference △Fnt between the first preset index difference △Fns1 and △Fns, and sets △Fnt=△Fns1-△Fns;

[0025] If △Fns1≤△Fns≤△Fns2, the analysis module controls the password length O for identity authentication in the verification module to be adjusted to a corresponding value according to the difference △Fst between the second preset index difference △Fns2 and △Fns, and sets △Fst=△Fns2-△Fns;

[0026] If ΔFns>ΔFns2, the analysis module controls the encryption module to adjust the key length K of the data transmitted by the user to a corresponding value according to the data interaction volume Vn of the user in the nth monitoring period;

[0027] The data interaction volume refers to the amount of data transmitted by the user, including the amount of data interaction for identity authentication and the amount of data interaction for transactions in the verification module.

[0028] The second preset condition is the user's safety index Fn in the current monitoring period, which satisfies Fn>Fs2.

[0029] Further, under a third preset condition, the analysis module controls the update module to adjust the update frequency B for the patch to a corresponding value according to the difference △En between the first preset application ratio E1 and the application ratio En, and the analysis module is provided with a first preset application difference △E1, a second preset application difference △E2, a first preset patch adjustment coefficient P1, a second preset patch adjustment coefficient P2 and a third preset patch adjustment coefficient P3, wherein △E1<△E2, 1.1<P1<P2<P3<1.3;

[0030] If △En≤△E1, the analysis module uses the first preset patch adjustment coefficient P1 to adjust the update frequency B for the patch to a corresponding value;

[0031] If △E1<△En≤△E2, the analysis module uses the second preset patch adjustment coefficient P2 to adjust the update frequency B for the patch to a corresponding value;

[0032] If △En>△E2, the analysis module uses the third preset patch adjustment coefficient P3 to adjust the update frequency B for the patch to a corresponding value;

[0033] The analysis module records the update frequency after Pa is adjusted as B', where a = 1, 2, 3, and sets B' = B × Pa;

[0034] The third preset condition is that the application ratio En of the user in the nth monitoring period satisfies En≤E1.

[0035] Further, the analysis module controls the alarm module to adjust the prompt frequency W of the alarm information for information security to a corresponding value according to the number of accesses Cn of the user in the nth monitoring cycle under the fourth preset condition, and the analysis module is provided with a first preset access coefficient C1, a second preset access coefficient C2, a first factor and an alarm adjustment coefficient L1, a second factor and an alarm adjustment coefficient L2, and a third factor and an alarm adjustment coefficient L3, wherein C1<C2, 1.1<L1<L2<L3<1.3;

[0036] If Cn≤C1, the analysis module uses the first preset access coefficient L1 to adjust the prompt frequency W of the alarm information for information security to a corresponding value;

[0037] If C1<Cn≤C2, the analysis module uses the second preset access coefficient L2 to adjust the prompt frequency W of the alarm information for information security to a corresponding value;

[0038] If Cn>C2, the analysis module uses the third preset access coefficient L3 to adjust the prompt frequency W of the alarm information for information security to a corresponding value;

[0039] The analysis module records the prompt frequency after Lr adjustment as W', where r = 1, 2, 3, and sets W' = W × Lr;

[0040] The fourth preset condition is that the application ratio En of the user in the nth monitoring period satisfies E1≤En≤E2.

[0041] Further, the analysis module controls the update module to adjust the update frequency B for the patch to a corresponding value according to the difference △Fnt between the first preset index difference △Fns1 and △Fns under the condition of △Fns≤△Fns1, and the analysis module is provided with a first preset reference difference △Fnt1, a second preset reference difference △Fnt2, a first preset update adjustment coefficient D1, a second preset update adjustment coefficient D2 and a third preset update adjustment coefficient D3, wherein △Fnt1<△Fnt2, 1.11<D1<D2<D3<1.31;

[0042] If △Fnt≤△Fnt1, the analysis module uses the first preset update adjustment coefficient D1 to adjust the update frequency B for the patch to a corresponding value;

[0043] If △Fnt1<△Fnt≤△Fnt2, the analysis module uses the second preset update adjustment coefficient D2 to adjust the update frequency B for the patch to a corresponding value;

[0044] If △Fnt>△Fnt2, the analysis module uses the third preset update adjustment coefficient D3 to adjust the update frequency B for the patch to a corresponding value;

[0045] The analysis module records the update frequency after Dg adjustment as B”, where g = 1, 2, 3, and sets B” = B×Dg.

[0046] Further, the analysis module adjusts the password length O for identity authentication in the verification module to a corresponding value according to the difference △Fst between the second preset index difference △Fns2 and △Fns under the condition of △Fns1≤△Fns≤△Fns2, and the analysis module is provided with a first preset evaluation difference △Fst1, a second preset evaluation difference △Fst2, a first preset verification adjustment coefficient h1, a second preset verification adjustment coefficient h2 and a third preset verification adjustment coefficient h3, wherein △Fst1<△Fst2, 1.1

[0047] If △Fst≤△Fst1, the analysis module uses the first preset verification adjustment coefficient h1 to adjust the password length O for identity authentication to a corresponding value;

[0048] ​If △Fst1<△Fst≤△Fst2, the analysis module uses the second preset verification adjustment coefficient h2 to adjust the password length O for identity authentication to a corresponding value;

[0049] If △Fst>△Fst2, the analysis module uses the third preset verification adjustment coefficient h3 to adjust the password length O for identity verification to a corresponding value;

[0050] The analysis module records the password length adjusted by hz as O', where z = 1, 2, 3, and sets O' = O x hz.

[0051] Further, under the condition of △Fns>△Fns2, the analysis module controls the encryption module to adjust the key length K of the data transmitted by the user to a corresponding value according to the data interaction volume Vn of the user in the nth monitoring period, and the analysis module is provided with a first preset data interaction volume Vn1, a second preset data interaction volume Vn2, a first preset key adjustment coefficient Y1, a second preset key adjustment coefficient Y2 and a third preset key adjustment coefficient Y3, wherein Vn1<Vn2, 1.3>Y1>Y2>Y3>1.1;

[0052] If Vn≤Vn1, the analysis module uses the first preset key adjustment coefficient Y1 to adjust the key length K of the data transmitted by the user to a corresponding value;

[0053] If Vn1<Vn≤Vn2, the analysis module uses the second preset key adjustment coefficient Y2 to adjust the key length K of the data transmitted by the user to a corresponding value;

[0054] If Vn>Vn2, the analysis module uses the third preset key adjustment coefficient Y3 to adjust the key length K of the data transmitted by the user to a corresponding value;

[0055] The analysis module records the key length adjusted by Ye as K', where e = 1, 2, 3, and sets K' = K × Ye.

[0056] Furthermore, the analysis module, under the condition that the adjustment of the update frequency B for the patch is completed, compares the adjusted update frequency B' with the preset maximum update frequency Bmax preset in the analysis module; if B'≤Bmax, the analysis module controls the update module to use the adjusted update frequency B' as an operating parameter; if B'>Bmax, the analysis module controls the update module to use the preset maximum update frequency Bmax as an operating parameter, and uses the third preset key adjustment coefficient Y3 to adjust the key length K of the data transmitted by the user to the corresponding value.

[0057] Compared with the prior art, the monitoring module periodically obtains the transaction amount Qi of the user. When the monitoring module completes the operation of a single monitoring cycle, the change of the transaction amount of the user in the current monitoring cycle compared with the average transaction amount of the previous monitoring cycle is determined according to the calculated security index Fn for the current monitoring cycle, and the proportion of the change in the average transaction amount of the previous monitoring cycle, and then determines whether there is an abnormality in the transaction amount, thereby determining whether there is a risk in the funds; in the case of Fs1≤Fn≤Fs2, the risk analysis module with abnormal transaction amount further obtains the ratio of the number of transactions to the number of visits in the current monitoring cycle. When En≤E1, the user frequently visits. In this case, the number of visits is abnormal, and there is a potential security threat. The analysis module will increase the update frequency B of the patch and promptly repair the vulnerabilities of the platform, thereby effectively maintaining the stability and security of the platform; when E1≤En≤E2, in this case, the transaction amount increases slightly and there is abnormal access. In order to improve the security of user data, the alarm module will increase the prompt frequency of the alarm information for information security; while effectively improving the security of funds, it effectively improves the management efficiency of the three-dimensional digital security of funds.

[0058] Furthermore, when Fn>Fs2, the transaction amount Qn of the user in the current monitoring period is abnormal. The analysis module selects corresponding adjustment measures according to the abnormal situation of the transaction amount to improve the security of data management; the analysis module calculates the difference △Fns between Fn and Fs2. When △Fns≤△Fns1, there is a potential security threat in this situation. The analysis module will increase the update frequency B of the patch and promptly repair the vulnerabilities of the platform, thereby effectively maintaining the stability and security of the platform; when △Fns1≤△Fns≤△Fns2, in this case, the transaction amount is abnormally increased. In order to protect the security of user funds and ensure the accuracy of verification by the verification module, the password length O for identity authentication is increased to improve the security of the account; when △Fns>△Fns2, there is a risk of funds, and the data transmitted by the user is encrypted to improve the confidentiality of information and the security of data; the digital management platform adopts corresponding targeted operating parameters according to the different situations of different users, while effectively improving the security of user interaction data and user funds, thereby effectively improving the management efficiency of fund data. BRIEF DESCRIPTION OF THE DRAWINGS

[0059] Figure 1 It is a module block diagram of a three-dimensional digital management platform for fund security with multiple defense mechanisms according to an embodiment of the present invention;

[0060] Figure 2 This is a flowchart of the steps of determining whether the operating parameters of the verification module meet the preset standards according to the obtained safety index Fn by the analysis module in an embodiment of the present invention. DETAILED DESCRIPTION

[0061] In order to make the objects and advantages of the present invention more clearly understood, the present invention is further described below in conjunction with embodiments; it should be understood that the specific embodiments described herein are only used to explain the present invention and are not used to limit the present invention.

[0062] The preferred embodiments of the present invention are described below with reference to the accompanying drawings. It should be understood by those skilled in the art that these embodiments are only used to explain the technical principles of the present invention and are not intended to limit the protection scope of the present invention.

[0063] It should be noted that, in the description of the present invention, terms such as "up", "down", "left", "right", "inside" and "outside" indicating directions or positional relationships are based on the directions or positional relationships shown in the drawings. This is merely for the convenience of description and does not indicate or imply that the device or element must have a specific orientation, be constructed and operated in a specific orientation. Therefore, it cannot be understood as a limitation on the present invention.

[0064] In addition, it should be noted that in the description of the present invention, unless otherwise clearly specified and limited, the terms "installed", "connected", and "connected" should be understood in a broad sense, for example, it can be a fixed connection, a detachable connection, or an integral connection; it can be a mechanical connection or an electrical connection; it can be a direct connection, or it can be indirectly connected through an intermediate medium, or it can be the internal communication of two components. For those skilled in the art, the specific meanings of the above terms in the present invention can be understood according to specific circumstances.

[0065] See also Figure 1 as well as Figure 2 As shown, they are respectively a module block diagram of a three-dimensional digital management platform for fund security with multiple defense mechanisms according to an embodiment of the present invention, and a flow chart of steps in which an analysis module determines whether the operating parameters of a verification module meet preset standards according to the obtained security index Fn; a three-dimensional digital management platform for fund security with multiple defense mechanisms according to an embodiment of the present invention comprises:

[0066] A verification module, which is used to verify the identity of the user through a password;

[0067] Monitoring module: It is used to monitor and record the number of user visits, number of transactions and transaction amount;

[0068] Encryption module: used to encrypt data transmitted by users;

[0069] Update module, which is used to detect and download the latest patches;

[0070] an analysis module, which is respectively connected to the verification module, the monitoring module, the encryption module and the update module, and is used to determine whether the operation parameters of the verification module meet the preset standards according to the transaction amount of the user in each monitoring period obtained by the monitoring module, and re-determine whether the operation parameters of the verification module meet the preset standards according to the ratio of the number of transactions to the number of visits of the user in the current monitoring period when it is initially determined that the operation parameters of the verification module do not meet the preset standards;

[0071] The alarm module is connected to the analysis module and is used to provide corresponding alarm information to the user according to the determination result of the analysis module.

[0072] Specifically, the analysis module controls the monitoring module to periodically obtain the user's usage information to calculate the security index Fn for the user in the current monitoring period; the usage information includes the transaction amount Qi of the user in the i-th monitoring period, where i = 1, 2, 3..., n, n is the period currently monitored by the monitoring module Wherein, m is the preset effective cycle number, and m=6 is set;

[0073] The analysis module determines whether the operating parameters of the verification module meet the preset standards according to the obtained safety index Fn. The analysis module is preset with a first preset safety index Fs1 and a second preset safety index Fs2, where Fs1<Fs2;

[0074] If Fn≤Fs1, the analysis module determines that the operating parameters of the verification module meet the preset standards, and controls the verification module to continue to operate using the current operating parameters;

[0075] If Fs1≤Fn≤Fs2, the analysis module preliminarily determines that the operation parameters of the verification module do not meet the preset standards, and re-determines whether the operation parameters of the verification module meet the preset standards based on the ratio of the number of transactions and the number of visits of the user in the nth monitoring period;

[0076] If Fn>Fs2, the analysis module determines that the operating parameters of the verification module do not meet the preset standards, and determines the processing method for the operating parameters of the verification module not meeting the preset standards according to the difference △Fns between the safety index Fn and the second preset safety index Fs2, and sets △Fns=Fn-Fs2.

[0077] Specifically, the analysis module compares the application ratio En with a first preset application ratio E1 and a second preset application ratio E2 provided in the analysis module under a first preset condition to re-determine whether the operating parameters of the verification module meet the preset standards, wherein E1<E2;

[0078] If En≤E1, the analysis module determines that the operating parameters of the verification module do not meet the preset standard, and controls the update module to adjust the update frequency B for the patch to a corresponding value according to the difference △En between the first preset application ratio E1 and the application ratio En, setting △En=E1-En;

[0079] If E1≤En≤E2, the analysis module determines that the operating parameters of the verification module do not meet the preset standards, and controls the alarm module to adjust the prompt frequency W of the alarm information for information security to a corresponding value according to the number of visits Cn by the user in the nth monitoring cycle;

[0080] If En>E2, the analysis module determines that the operating parameters of the verification module meet the preset standards, and controls the verification module to continue to operate using the current operating parameters;

[0081] Among them, the application ratio En is the ratio of the number of transactions Jn and the number of visits Cn of the user in the nth monitoring period;

[0082] The first preset condition is that the user's safety index Fn in the current monitoring period satisfies Fs1≤Fn≤Fs2.

[0083] The monitoring module periodically obtains the user's transaction amount Qi. When the monitoring module completes the operation of a single monitoring cycle, it determines the change in the user's transaction amount in the current monitoring cycle compared with the average transaction amount in the past monitoring cycle, and the proportion of the change in the average transaction amount in the past monitoring cycle, based on the calculated security index Fn for the current monitoring cycle, and then determines whether there is an abnormality in the transaction amount, thereby determining whether there is a risk in the funds; in the case of Fs1≤Fn≤Fs2, the risk analysis module with abnormal transaction amount further obtains the ratio of the number of transactions to the number of visits in the current monitoring cycle. When En≤E1, the user frequently visits. In this case, the number of visits is abnormal, and there is a potential security threat. The analysis module will increase the patch update frequency B and promptly repair the platform vulnerabilities, thereby effectively maintaining the stability and security of the platform; when E1≤En≤E2, in this case, the transaction amount increases slightly and there are abnormal visits. In order to improve the security of user data, the alarm module will increase the prompt frequency of information security alarm information; while effectively improving the security of funds, it effectively improves the management efficiency of the three-dimensional digital security of funds.

[0084] Specifically, the analysis module compares the difference △Fns between Fn and Fs2 with the first preset index difference △Fns1 and the second preset index difference △Fns2 preset in the analysis module under the second preset condition to determine a treatment method for the operation parameters of the verification module not meeting the preset standard, wherein △Fns1<△Fns2;

[0085] If △Fns≤△Fns1, the analysis module controls the update module to adjust the update frequency B for the patch to a corresponding value according to the difference △Fnt between the first preset index difference △Fns1 and △Fns, and sets △Fnt=△Fns1-△Fns;

[0086] If △Fns1≤△Fns≤△Fns2, the analysis module controls the password length O for identity authentication in the verification module to be adjusted to a corresponding value according to the difference △Fst between the second preset index difference △Fns2 and △Fns, and sets △Fst=△Fns2-△Fns;

[0087] If ΔFns>ΔFns2, the analysis module controls the encryption module to adjust the key length K of the data transmitted by the user to a corresponding value according to the data interaction volume Vn of the user in the nth monitoring period;

[0088] The data interaction volume refers to the amount of data transmitted by the user, including the amount of data interaction for identity authentication and the amount of data interaction for transactions in the verification module.

[0089] The second preset condition is the user's safety index Fn in the current monitoring period, which satisfies Fn>Fs2.

[0090] When Fn>Fs2, the transaction amount Qn of the user in the current monitoring period is abnormal. The analysis module selects corresponding adjustment measures according to the abnormal transaction amount to improve the security of data management; the analysis module calculates the difference △Fns between Fn and Fs2. When △Fns≤△Fns1, there is a potential security threat in this situation. The analysis module will increase the update frequency B of the patch and repair the platform vulnerabilities in time, thereby effectively maintaining the stability and security of the platform; when △Fns1≤△Fns≤△Fns2, the transaction amount is abnormally increased in this case. In order to protect the security of user funds and ensure the accuracy of verification by the verification module, the password length O for identity authentication is increased to improve the security of the account; when △Fns>△Fns2, there is a risk of funds, and the data transmitted by the user is encrypted to improve the confidentiality of information and the security of data; the digital management platform adopts corresponding targeted operating parameters according to the different situations of different users, while effectively improving the security of user interaction data and user funds, thereby effectively improving the management efficiency of fund data.

[0091] Specifically, the analysis module controls the update module to adjust the update frequency B for the patch to a corresponding value according to the difference △En between the first preset application ratio E1 and the application ratio En under the third preset condition, and the analysis module is provided with a first preset application difference △E1, a second preset application difference △E2, a first preset patch adjustment coefficient P1, a second preset patch adjustment coefficient P2 and a third preset patch adjustment coefficient P3, wherein △E1<△E2, 1.1<P1<P2<P3<1.3;

[0092] If △En≤△E1, the analysis module uses the first preset patch adjustment coefficient P1 to adjust the update frequency B for the patch to a corresponding value;

[0093] If △E1<△En≤△E2, the analysis module uses the second preset patch adjustment coefficient P2 to adjust the update frequency B for the patch to a corresponding value;

[0094] If △En>△E2, the analysis module uses the third preset patch adjustment coefficient P3 to adjust the update frequency B for the patch to a corresponding value;

[0095] The analysis module records the update frequency after Pa is adjusted as B', where a = 1, 2, 3, and sets B' = B × Pa;

[0096] The third preset condition is that the application ratio En of the user in the nth monitoring period satisfies En≤E1.

[0097] Specifically, the analysis module controls the alarm module to adjust the prompt frequency W of the alarm information for information security to a corresponding value according to the number of accesses Cn of the user in the nth monitoring cycle under the fourth preset condition, and the analysis module is provided with a first preset access coefficient C1, a second preset access coefficient C2, a first factor and an alarm adjustment coefficient L1, a second factor and an alarm adjustment coefficient L2, and a third factor and an alarm adjustment coefficient L3, wherein C1<C2, 1.1<L1<L2<L3<1.3;

[0098] If Cn≤C1, the analysis module uses the first preset access coefficient L1 to adjust the prompt frequency W of the alarm information for information security to a corresponding value;

[0099] If C1<Cn≤C2, the analysis module uses the second preset access coefficient L2 to adjust the prompt frequency W of the alarm information for information security to a corresponding value;

[0100] If Cn>C2, the analysis module uses the third preset access coefficient L3 to adjust the prompt frequency W of the alarm information for information security to a corresponding value;

[0101] The analysis module records the prompt frequency after Lr adjustment as W', where r = 1, 2, 3, and sets W' = W × Lr;

[0102] The fourth preset condition is that the application ratio En of the user in the nth monitoring period satisfies E1≤En≤E2.

[0103] Specifically, the analysis module controls the update module to adjust the update frequency B for the patch to a corresponding value according to the difference △Fnt between the first preset index difference △Fns1 and △Fns under the condition that △Fns≤△Fns1, and the analysis module is provided with a first preset reference difference △Fnt1, a second preset reference difference △Fnt2, a first preset update adjustment coefficient D1, a second preset update adjustment coefficient D2 and a third preset update adjustment coefficient D3, wherein △Fnt1<△Fnt2, 1.11<D1<D2<D3<1.31;

[0104] If △Fnt≤△Fnt1, the analysis module uses the first preset update adjustment coefficient D1 to adjust the update frequency B for the patch to a corresponding value;

[0105] If △Fnt1<△Fnt≤△Fnt2, the analysis module uses the second preset update adjustment coefficient D2 to adjust the update frequency B for the patch to a corresponding value;

[0106] If △Fnt>△Fnt2, the analysis module uses the third preset update adjustment coefficient D3 to adjust the update frequency B for the patch to a corresponding value;

[0107] The analysis module records the update frequency after Dg adjustment as B”, where g = 1, 2, 3, and sets B” = B×Dg.

[0108] Specifically, the analysis module adjusts the password length O for identity authentication in the verification module to a corresponding value according to the difference △Fst between the second preset index difference △Fns2 and △Fns under the condition of △Fns1≤△Fns≤△Fns2, and the analysis module is provided with a first preset evaluation difference △Fst1, a second preset evaluation difference △Fst2, a first preset verification adjustment coefficient h1, a second preset verification adjustment coefficient h2 and a third preset verification adjustment coefficient h3, wherein △Fst1<△Fst2, 1.1

[0109] If △Fst≤△Fst1, the analysis module uses the first preset verification adjustment coefficient h1 to adjust the password length O for identity authentication to a corresponding value;

[0110] If △Fst1<△Fst≤△Fst2, the analysis module uses the second preset verification adjustment coefficient h2 to adjust the password length O for identity authentication to a corresponding value; ​

[0111] If △Fst>△Fst2, the analysis module uses the third preset verification adjustment coefficient h3 to adjust the password length O for identity verification to a corresponding value;

[0112] The analysis module records the password length adjusted by hz as O', where z = 1, 2, 3, and sets O' = O x hz.

[0113] Specifically, under the condition that △Fns>△Fns2, the analysis module controls the encryption module to adjust the key length K of the data transmitted by the user to the corresponding value according to the data interaction amount Vn of the user in the nth monitoring period, and the analysis module is provided with a first preset data interaction amount Vn1, a second preset data interaction amount Vn2, a first preset key adjustment coefficient Y1, a second preset key adjustment coefficient Y2 and a third preset key adjustment coefficient Y3, wherein Vn1<Vn2, 1.3>Y1>Y2>Y3>1.1;

[0114] If Vn≤Vn1, the analysis module uses the first preset key adjustment coefficient Y1 to adjust the key length K of the data transmitted by the user to a corresponding value;

[0115] If Vn1<Vn≤Vn2, the analysis module uses the second preset key adjustment coefficient Y2 to adjust the key length K of the data transmitted by the user to a corresponding value;

[0116] If Vn>Vn2, the analysis module uses the third preset key adjustment coefficient Y3 to adjust the key length K of the data transmitted by the user to a corresponding value;

[0117] The analysis module records the key length adjusted by Ye as K', where e = 1, 2, 3, and sets K' = K × Ye.

[0118] Specifically, under the condition that the analysis module completes the adjustment of the update frequency B for the patch, the analysis module compares the adjusted update frequency B' with the preset maximum update frequency Bmax preset in the analysis module. If B'≤Bmax, the analysis module controls the update module to use the adjusted update frequency B' as an operating parameter; if B'>Bmax, the analysis module controls the update module to use the preset maximum update frequency Bmax as an operating parameter, and uses the third preset key adjustment coefficient Y3 to adjust the key length K of the data transmitted by the user to the corresponding value.

[0119] So far, the technical solutions of the present invention have been described in conjunction with the preferred embodiments shown in the accompanying drawings. However, it is easy for those skilled in the art to understand that the protection scope of the present invention is obviously not limited to these specific embodiments. Without departing from the principle of the present invention, those skilled in the art can make equivalent changes or substitutions to the relevant technical features, and the technical solutions after these changes or substitutions will fall within the protection scope of the present invention.

[0120] The above description is only a preferred embodiment of the present invention and is not intended to limit the present invention. For those skilled in the art, the present invention may have various modifications and variations. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present invention shall be included in the protection scope of the present invention.

Claims

1. A three-dimensional digital management platform for fund security with multiple defense mechanisms, characterized by: include: A verification module, which is used to verify the identity of the user through a password; Monitoring module: It is used to monitor and record the number of user visits, number of transactions and transaction amount; Encryption module: used to encrypt data transmitted by users; Update module, which is used to detect and download the latest patches; an analysis module, which is respectively connected to the verification module, the monitoring module, the encryption module and the update module, and is used to determine whether the operation parameters of the verification module meet the preset standards according to the transaction amount of the user in each monitoring period obtained by the monitoring module, and re-determine whether the operation parameters of the verification module meet the preset standards according to the ratio of the number of transactions to the number of visits of the user in the current monitoring period when it is initially determined that the operation parameters of the verification module do not meet the preset standards; An alarm module, which is connected to the analysis module and is used to provide corresponding alarm information to the user according to the determination result of the analysis module; The analysis module controls the monitoring module to periodically obtain the user's usage information to calculate the security index Fn for the user in the current monitoring period; the usage information includes the transaction amount Qi of the user in the i-th monitoring period, where i=1, 2, 3..., n, and n is the number of periods currently monitored by the monitoring module; set up Wherein, m is the preset effective cycle number, and m=6 is set; The analysis module determines whether the operating parameters of the verification module meet the preset standards according to the obtained safety index Fn. The analysis module is preset with a first preset safety index Fs1 and a second preset safety index Fs2, where Fs1<Fs2; If Fn≤Fs1, the analysis module determines that the operating parameters of the verification module meet the preset standards, and controls the verification module to continue to operate using the current operating parameters; If Fs1≤Fn≤Fs2, the analysis module preliminarily determines that the operation parameters of the verification module do not meet the preset standards, and re-determines whether the operation parameters of the verification module meet the preset standards based on the ratio of the number of transactions and the number of visits of the user in the nth monitoring period; If Fn>Fs2, the analysis module determines that the operating parameters of the verification module do not meet the preset standard, and determines the processing method for the operating parameters of the verification module not meeting the preset standard according to the difference △Fns between the safety index Fn and the second preset safety index Fs2, and sets △Fns=Fn-Fs2; The analysis module compares the application ratio En with a first preset application ratio E1 and a second preset application ratio E2 provided in the analysis module under a first preset condition to re-determine whether the operation parameters of the verification module meet the preset standards, wherein E1<E2; If En≤E1, the analysis module determines that the operating parameters of the verification module do not meet the preset standard, and controls the update module to adjust the update frequency B for the patch to a corresponding value according to the difference △En between the first preset application ratio E1 and the application ratio En, setting △En=E1-En; If E1≤En≤E2, the analysis module determines that the operating parameters of the verification module do not meet the preset standards, and controls the alarm module to adjust the prompt frequency W of the alarm information for information security to a corresponding value according to the number of visits Cn by the user in the nth monitoring cycle; If En>E2, the analysis module determines that the operating parameters of the verification module meet the preset standards, and controls the verification module to continue to operate using the current operating parameters; Among them, the application ratio En is the ratio of the number of transactions Jn and the number of visits Cn of the user in the nth monitoring period; The first preset condition is the user's safety index Fn in the current monitoring period, which satisfies Fs1≤Fn≤Fs2; The analysis module compares the difference △Fns between Fn and Fs2 with the first preset index difference △Fns1 and the second preset index difference △Fns2 preset in the analysis module under the second preset condition to determine a treatment method for the operation parameter of the verification module not meeting the preset standard, wherein △Fns1<△Fns2; If △Fns≤△Fns1, the analysis module controls the update module to adjust the update frequency B for the patch to a corresponding value according to the difference △Fnt between the first preset index difference △Fns1 and △Fns, and sets △Fnt=△Fns1-△Fns; If △Fns1≤△Fns≤△Fns2, the analysis module controls the password length O for identity authentication in the verification module to be adjusted to a corresponding value according to the difference △Fst between the second preset index difference △Fns2 and △Fns, and sets △Fst=△Fns2-△Fns; If ΔFns>ΔFns2, the analysis module controls the encryption module to adjust the key length K of the data transmitted by the user to a corresponding value according to the data interaction volume Vn of the user in the nth monitoring period; The data interaction volume refers to the amount of data transmitted by the user, including the amount of data interaction for identity authentication and the amount of data interaction for transactions in the verification module. The second preset condition is the user's safety index Fn in the current monitoring period, which satisfies Fn>Fs2; Among them, the operating parameters of the verification module include the update frequency B of the update module for patches, the prompt frequency W of the alarm information for information security by the alarm module, the password length O of the verification module for identity authentication, and the key length K of the encryption module for user transmitted data.

2. The three-dimensional digital management platform for fund security with multiple defense mechanisms according to claim 1 is characterized in that: The analysis module controls the update module to adjust the update frequency B for the patch to a corresponding value according to the difference △En between the first preset application ratio E1 and the application ratio En under the third preset condition, wherein the analysis module is provided with a first preset application difference △E1, a second preset application difference △E2, a first preset patch adjustment coefficient P1, a second preset patch adjustment coefficient P2 and a third preset patch adjustment coefficient P3, wherein △E1<△E2, 1.1<P1<P2<P3<1.3; If △En≤△E1, the analysis module uses the first preset patch adjustment coefficient P1 to adjust the update frequency B for the patch to a corresponding value; If △E1<△En≤△E2, the analysis module uses the second preset patch adjustment coefficient P2 to adjust the update frequency B for the patch to a corresponding value; If △En>△E2, the analysis module uses the third preset patch adjustment coefficient P3 to adjust the update frequency B for the patch to a corresponding value; The analysis module records the update frequency after Pa is adjusted as B', where a = 1, 2, 3, and sets B' = B × Pa; The third preset condition is that the application ratio En of the user in the nth monitoring period satisfies En≤E1.

3. The three-dimensional digital management platform for fund security with multiple defense mechanisms according to claim 2 is characterized in that: The analysis module controls the alarm module to adjust the prompt frequency W of the alarm information for information security to a corresponding value according to the number of accesses Cn of the user in the nth monitoring cycle under the fourth preset condition, and the analysis module is provided with a first preset access coefficient C1, a second preset access coefficient C2, a first factor and an alarm adjustment coefficient L1, a second factor and an alarm adjustment coefficient L2, and a third factor and an alarm adjustment coefficient L3, wherein C1<C2, 1.1<L1<L2<L3<1.3; If Cn≤C1, the analysis module uses the first preset access coefficient L1 to adjust the prompt frequency W of the alarm information for information security to a corresponding value; If C1<Cn≤C2, the analysis module uses the second preset access coefficient L2 to adjust the prompt frequency W of the alarm information for information security to a corresponding value; If Cn>C2, the analysis module uses the third preset access coefficient L3 to adjust the prompt frequency W of the alarm information for information security to a corresponding value; The analysis module records the prompt frequency after Lr adjustment as W', where r = 1, 2, 3, and sets W' = W × Lr; The fourth preset condition is that the application ratio En of the user in the nth monitoring period satisfies E1≤En≤E2.

4. The three-dimensional digital management platform for fund security with multiple defense mechanisms according to claim 3 is characterized in that: The analysis module controls the update module to adjust the update frequency B for the patch to a corresponding value according to the difference △Fnt between the first preset index difference △Fns1 and △Fns under the condition of △Fns≤△Fns1, and the analysis module is provided with a first preset reference difference △Fnt1, a second preset reference difference △Fnt2, a first preset update adjustment coefficient D1, a second preset update adjustment coefficient D2 and a third preset update adjustment coefficient D3, wherein △Fnt1<△Fnt2, 1.11<D1<D2<D3<1.31; If △Fnt≤△Fnt1, the analysis module uses the first preset update adjustment coefficient D1 to adjust the update frequency B for the patch to a corresponding value; If △Fnt1<△Fnt≤△Fnt2, the analysis module uses the second preset update adjustment coefficient D2 to adjust the update frequency B for the patch to a corresponding value; If △Fnt>△Fnt2, the analysis module uses the third preset update adjustment coefficient D3 to adjust the update frequency B for the patch to a corresponding value; The analysis module records the update frequency after Dg adjustment as B”, where g = 1, 2, 3, and sets B” = B×Dg.

5. The three-dimensional digital management platform for fund security with multiple defense mechanisms according to claim 4 is characterized in that: The analysis module adjusts the password length O for identity authentication in the verification module to a corresponding value according to the difference △Fst between the second preset index difference △Fns2 and △Fns under the condition of △Fns1≤△Fns≤△Fns2, and the analysis module is provided with a first preset evaluation difference △Fst1, a second preset evaluation difference △Fst2, a first preset verification adjustment coefficient h1, a second preset verification adjustment coefficient h2 and a third preset verification adjustment coefficient h3, wherein △Fst1<△Fst2, 1.1<h1<h2<h3<1.27; If △Fst≤△Fst1, the analysis module uses the first preset verification adjustment coefficient h1 to adjust the password length O for identity authentication to a corresponding value; If △Fst1<△Fst≤△Fst2, the analysis module uses the second preset verification adjustment coefficient h2 to adjust the password length O for identity authentication to a corresponding value; If △Fst>△Fst2, the analysis module uses the third preset verification adjustment coefficient h3 to adjust the password length O for identity verification to a corresponding value; The analysis module records the password length adjusted by hz as O', where z = 1, 2, 3, and sets O' = O x hz.

6. The three-dimensional digital management platform for fund security with multiple defense mechanisms according to claim 5 is characterized in that: Under the condition that △Fns>△Fns2, the analysis module controls the encryption module to adjust the key length K of the data transmitted by the user to a corresponding value according to the data interaction amount Vn of the user in the nth monitoring period, and the analysis module is provided with a first preset data interaction amount Vn1, a second preset data interaction amount Vn2, a first preset key adjustment coefficient Y1, a second preset key adjustment coefficient Y2 and a third preset key adjustment coefficient Y3, wherein Vn1<Vn2, 1.3>Y1>Y2>Y3>1.1; If Vn≤Vn1, the analysis module uses the first preset key adjustment coefficient Y1 to adjust the key length K of the data transmitted by the user to a corresponding value; If Vn1<Vn≤Vn2, the analysis module uses the second preset key adjustment coefficient Y2 to adjust the key length K of the data transmitted by the user to a corresponding value; If Vn>Vn2, the analysis module uses the third preset key adjustment coefficient Y3 to adjust the key length K of the data transmitted by the user to a corresponding value; The analysis module records the key length adjusted by Ye as K', where e = 1, 2, 3, and sets K' = K × Ye.

7. The three-dimensional digital management platform for fund security with multiple defense mechanisms according to claim 6 is characterized in that: Under the condition that the update frequency B for the patch is adjusted, the analysis module compares the adjusted update frequency B' with the preset maximum update frequency Bmax preset in the analysis module. If B'≤Bmax, the analysis module controls the update module to use the adjusted update frequency B' as an operating parameter; if B'>Bmax, the analysis module controls the update module to use the preset maximum update frequency Bmax as an operating parameter, and uses the third preset key adjustment coefficient Y3 to adjust the key length K of the data transmitted by the user to the corresponding value.

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