Coupon discount settlement method based on Macau Pass offline card

By introducing preferential settlement marking files and the calculation function of merchant terminals in the Macau Pass offline card system, the problems of long time and cumbersome process of coupon discount settlement of Macau Pass card are solved, and fast and convenient coupon discount settlement is achieved, which promotes residents' habits of using Macau Pass card to consume.

CN118396679BActive Publication Date: 2025-04-04ZHUHAI HENGQIN CHINA-AUSTRALIA ELECTRONIC PAYMENT TECH CO LTD
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Patent Information

Application Number
CN202410514899.2
Authority / Receiving Office
CN · China
Patent Type
Patents(China)
Current Assignee / Owner
Filing Date
2024-04-26
Publication Date
2025-04-04
Estimated Expiration
2044-04-26

AI Technical Summary

Technical Problem

When using Macau Pass Card for coupon discount settlement, the consumption settlement time is long, and the use of online coupons and paper deduction coupons is cumbersome, which affects residents' consumption habits with Macau Pass Card.

Method used

Provide a coupon discount settlement method based on Macau Tong offline card, generate discount settlement marking files through the terminal management platform, and merchant terminal collects card identification information and time data, calculates the discount amount based on discount settlement rules, and performs deduction settlement.

Benefits of technology

It greatly shortens the consumption settlement time of coupon discount settlement, simplifies the settlement process, reduces the operation steps of cashiers and merchant operating costs, avoids settlement errors and disputes caused by manual participation, and promotes residents' habits of using Macau Pass Cards to consume.

✦ Generated by Eureka AI based on patent content.

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Patent Text Reader

Abstract

The present application discloses a coupon discount settlement method based on a Macau Pass offline card, the method comprising: a terminal management platform generates a corresponding discount settlement mark file based on a collected discount rule creation request, and distributes it to a corresponding merchant terminal; the discount settlement mark file includes a discount settlement rule; when identifying that a Macau Pass offline card is used for a card-tapping transaction, the merchant terminal collects the card identification information and corresponding time data of the Macau Pass offline card; the merchant terminal calculates and determines the corresponding discount amount based on the card identification information, the corresponding time data and the discount settlement rule, and performs a fee deduction settlement process on the Macau Pass offline card currently performing a card-tapping transaction based on the discount amount; the present application has the effect of shortening the consumption settlement time of users and cashiers when using the Macau Pass card for coupon discount settlement, and facilitating the coupon discount settlement.
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Description

Technical Field

[0001] The present application relates to the technical field of coupon discount settlement, and in particular to a coupon discount settlement method based on a Macau Pass offline card. Background Art

[0002] In order to attract more people to shop at offline merchants, merchants often carry out some promotional activities and provide online coupons, or issue some paper discount coupons. After consumers obtain the merchant's coupons or discount coupons, they can reduce and deduct fees through manual verification or on-site scanning of the code.

[0003] At present, the average Macau resident holds more than 3 Macau Pass cards (also known as Macau Pass offline cards). When using the Macau Pass card and online coupons for consumption, the online coupon method can only be used for scanning, which is not very user-friendly for residents holding the Macau Pass. Alternatively, the method of using paper discount coupons to deduct the consumption amount and then using the Macau Pass card for consumption is too time-consuming for cashiers.

[0004] At the same time, when multiple merchants jointly issue coupons, if consumers holding the Macau Pass are to be allowed to use the discounts, whether they provide online coupons or paper discount coupons, they can only scan the code to verify the online coupons or record and register the paper discount coupons before tapping the card to make purchases. The consumption settlement process is also too time-consuming; it is not conducive to cultivating residents' consumption habits using the Macau Pass; therefore, how to provide a coupon discount settlement method based on the Macau Pass offline card has practical application value and significance. Summary of the invention

[0005] In order to shorten the consumption settlement time when using the Macau Pass card for coupon discount settlement and facilitate the coupon discount settlement, the present application provides a coupon discount settlement method based on the Macau Pass offline card.

[0006] In the first aspect, the invention objective of the present application is achieved by adopting the following technical solutions:

[0007] The coupon discount settlement method based on the Macau Pass offline card includes:

[0008] The terminal management platform generates a corresponding preferential settlement mark file based on the collected preferential rule creation request, and distributes it to the corresponding merchant terminal; the preferential settlement mark file includes preferential discount settlement rules;

[0009] When a Macau Pass offline card is identified for card tapping transaction, the merchant terminal collects the card identification information and corresponding time data of the Macau Pass offline card;

[0010] The merchant terminal calculates and determines the corresponding discount amount based on the card identification information, the corresponding time data and the discount settlement rules, and performs fee deduction and settlement processing on the Macau Pass offline card currently performing the card transaction based on the discount amount.

[0011] By adopting the above-mentioned technical scheme, the present application provides an offline preferential activity scheme for the Macau Pass offline card, that is, a unified method of issuing and verifying and settling online coupons or discount coupons; the merchant terminal is a multi-functional terminal that can settle and deduct the preferential discount amount of the Macau Pass offline card online coupons or discount coupons, such as a card swiping terminal (also known as a POS terminal); the terminal management platform is a data management terminal that links many merchant terminals, which is conducive to the preservation and management of merchant data; the coupon discount settlement method provided in the present application can automatically settle whether the time conditions of the preferential discount settlement rules meet the preferential discount settlement requirements based on the time dimension, and has high applicability. Therefore, merchants can generate a variety of preferential rules based on the actual situation of their own preferential activity plans, such as discount promotions, full reductions, random instant reductions, and different preferential strengths in different time periods, and also support preferential activities jointly proposed by multiple merchants.

[0012] Specifically, the merchant inputs a request to create a preferential rule in the terminal management platform, and the terminal management platform correspondingly formulates and generates a preferential settlement tag file including preferential discount settlement rules and distributes it to the merchant terminals of eligible merchants; when the user uses the Macau Pass offline card to make a card-swiping payment, the user finds the corresponding preferential discount settlement rule through the unique card identification information of the Macau Pass offline card and the current consumption time, calculates the preferential discount amount through the preferential discount settlement rule, and then performs fee deduction and settlement processing on the Macau Pass offline card currently being used for card-swiping payment, which is more convenient to operate; it greatly shortens the consumption settlement time when using the Macau Pass card for coupon discount settlement, and facilitates coupon discount settlement.

[0013] Compared with the QR code discount and paper discount coupon activities, it not only reduces the cashier's checkout steps and the overall checkout time, reducing the merchant's operating costs, but also effectively avoids settlement errors and unnecessary disputes caused by the cashier's manual participation. It is conducive to residents enjoying the preferential settlement method of goods as much as possible, thereby cultivating residents' consumption habits using the Macau Pass.

[0014] In a preferred example of the present application, the merchant terminal calculates and determines the corresponding discount amount according to the card identification information, the corresponding time data and the discount settlement rule, and performs a fee deduction and settlement process on the Macau Pass offline card currently performing the card tapping transaction based on the discount amount, including:

[0015] The merchant terminal generates corresponding preferential settlement data and card consumption data based on the deduction settlement processing operation of the Macau Pass offline card, and sends the preferential settlement data and card consumption data to the terminal management platform;

[0016] The terminal management platform performs data processing based on the preferential settlement data and card consumption data of all Macau Pass offline cards, and generates corresponding user report data.

[0017] By adopting the above technical solution, in order to facilitate the statistical settlement and subsequent data management of the coupon deduction settlement of preferential activities, and to facilitate real-time monitoring of the operation of merchants' preferential activities, after the Macau Pass offline card deduction is completed, this application sends the preferential calculation data and card consumption data of the Macau Pass offline card's deduction calculation and processing operation to the terminal management platform for storage and statistical calculation. The terminal management platform performs data statistics and calculations based on the consumption amount of all Macau Pass offline cards, the preferential discount amount calculated for this preferential discount, etc., to obtain user report data corresponding to the Macau Pass offline card. The generation of user report data is conducive to statistics and monitoring the operation of various preferential activities in digital form, which is convenient for relevant personnel to manage preferential activities.

[0018] In a preferred example of the present application, the preferential discount settlement rule includes a preferential condition judgment sub-rule and a preferential amount settlement sub-rule; the merchant terminal calculates and determines the corresponding preferential discount amount according to the card identification information, the corresponding time data and the preferential discount settlement rule, specifically including:

[0019] The merchant terminal determines whether the Macau Pass offline card currently used in the card tapping transaction meets the preferential condition judgment sub-rule based on the card identification information; the preferential condition judgment sub-rule includes consumption time condition, consumption amount condition and preferential merchant condition;

[0020] If the Macau Pass offline card used in the current card transaction meets all the preferential conditions in the preferential condition judgment sub-rule; the merchant terminal calculates and determines the preferential discount amount of the Macau Pass offline card used in the current card transaction based on the preferential amount settlement sub-rule.

[0021] By adopting the above technical solution, the participation conditions of the preferential activities are constrained by the preferential condition judgment sub-rule, and the detailed preferential discount amount of the preferential activities is calculated and determined by the preferential amount settlement sub-rule; in actual application, since the preferential participation conditions and preferential amount settlement sub-rules of different preferential activities are different, and there are corresponding condition requirements for consumer users, consumption amounts and consumption time nodes, that is, the consumption time conditions, consumption amount conditions and preferential merchant conditions of different preferential activities are different; when a user uses the Macau Pass offline card to conduct a card transaction, it is necessary to make a detailed judgment on the user's participation conditions and the eligible preferential discount amount after satisfying the preferential settlement conditions. Therefore, the merchant terminal judges and calculates the Macau Pass offline card for consumption one by one through the preferential discount settlement rules received by itself, including the preferential condition judgment sub-rule and the preferential amount settlement sub-rule (calculate the Macau Pass offline card that meets the preferential conditions, and do not calculate the Macau Pass offline card that does not meet the preferential conditions), and then performs the deduction settlement processing, so as to facilitate the merchant terminal to make conditional judgments and preferential discount settlements on the current Macau Pass offline card for consumption.

[0022] In a preferred example of the present application: the coupon discount settlement method includes:

[0023] The consumption amount condition includes different consumption amount intervals; the preferential amount settlement sub-rule is based on associating preferential discount coefficients and corresponding weight values ​​with different consumption amount intervals;

[0024] The terminal management platform adjusts the weight values ​​of different preferential discount coefficients based on the collected weight value adjustment requests.

[0025] By adopting the above technical solution, preferential activities can also provide discount settlement methods with different preferential strengths for users with different consumption amounts. Therefore, the Macau Pass offline cards of consumers in different consumption amount ranges can be set to judge the consumption amount and settle discounts; the Macau Pass offline cards of consumers in the same consumption amount range that meet multiple preferential activities can also be deducted in order according to their weight values ​​for discount settlement, or consumers in the same consumption amount range can be randomly deducted according to the weight values, and the preferential discount settlement rules are diversified; further, users can adjust and modify the weight values ​​of different preferential discount coefficients of preferential activities in real time according to actual needs by inputting instructions to adjust and modify the weight coefficient adjustment request into the terminal management platform, so as to facilitate the cashier and related personnel to carry out the operation management of coupon discount settlement.

[0026] In a preferred example of the present application: the preferential settlement mark file includes preferential end time information;

[0027] The terminal management platform generates a preferential activity end instruction based on the time node of the preferential end time information and sends it to the corresponding merchant terminal; the merchant terminal stops the corresponding preferential discount settlement rule based on the preferential activity end instruction;

[0028] Or, the merchant terminal stops the corresponding preferential discount settlement rule based on the preferential end time information of the preferential settlement mark file;

[0029] The merchant terminal periodically receives the preferential settlement mark file sent by the terminal management platform based on the collected file reception period instruction.

[0030] By adopting the above technical solution, the preferential settlement mark file includes preferential end time information, so as to accurately manage and execute the end time of the preferential activity, and the terminal management platform generates and outputs the preferential activity end instruction based on the corresponding time stage node of the preferential end time information, so as to stop the preferential activity for the merchant terminal; or, when the merchant terminal receives the preferential settlement mark file, it also receives the preferential end time information of the preferential activity stop instruction, so as to stop the corresponding preferential discount settlement rules in time, which is conducive to the flexible application of the preferential settlement mark file by the merchant terminal. At the same time, after the terminal management platform formulates and generates the preferential settlement mark file, the merchant terminal receives the preferential settlement mark file sent by the terminal management platform based on the file receiving cycle specified by the receiving cycle instruction, so as to facilitate the timely update and download of the corresponding preferential settlement mark file when the same preferential activity is updated or modified, which is conducive to the management of preferential activities.

[0031] In a preferred example of the present application: the merchant terminal is associated with a merchant identification identifier; the terminal management platform generates a corresponding preferential settlement mark file based on the collected preferential rule creation request and distributes it to the corresponding merchant terminal, specifically including:

[0032] The terminal management platform generates a corresponding preferential settlement mark file based on the collected preferential rule creation request, and obtains corresponding preferential merchant information based on the preferential settlement mark file;

[0033] The terminal management platform distributes the preferential settlement mark file to the corresponding merchant terminal based on the corresponding preferential merchant information and the merchant identification identifier.

[0034] By adopting the above technical solution, the merchant identification mark is a unique information identification code used to identify multiple merchant terminals. The merchant terminal identification is conducive to the differentiated management of multiple merchants participating in the same promotional activity or the same promotional activity in different stores of the same merchant, with different promotional strengths, etc.; the preferential merchants restrict the merchant terminals participating in a certain promotional activity by adding merchant identification marks to the promotional settlement mark file, thereby facilitating the refined coupon discount settlement management of the promotional activities, which is conducive to improving the applicability and convenience of the coupon discount settlement method.

[0035] In a preferred example of the present application: the coupon discount settlement method includes: the format of the discount settlement markup file is XML format.

[0036] By adopting the above technical solution, the XML format is the extensible markup language format, and the relevant data of the promotional activities can be uniquely identified through XML; once the promotional data of the promotional settlement mark file is established, the XML can be sent to other application software, objects or middle-tier servers for further processing; it can also be sent to the desktop for browsing with a browser, and has strong applicability.

[0037] In the second aspect, the invention objective of the present application is achieved by adopting the following technical solutions:

[0038] The coupon discount settlement system based on the Macau Pass offline card is applied to the coupon discount settlement method based on the Macau Pass offline card as described above. The coupon discount settlement system includes:

[0039] The terminal management platform is used to generate a corresponding preferential settlement mark file based on the collected preferential rule creation request and distribute it to the corresponding merchant terminal; the preferential settlement mark file includes preferential discount settlement rules;

[0040] The merchant terminal is used to collect the card identification information and corresponding time data of the Macau Pass offline card when identifying that a Macau Pass offline card is used for card-tapping transaction; the merchant terminal calculates and determines the corresponding preferential discount amount based on the card identification information, the corresponding time data and the preferential discount settlement rules, and performs fee deduction and settlement processing on the Macau Pass offline card currently performing the card-tapping transaction based on the preferential discount amount.

[0041] By adopting the above-mentioned technical scheme, the present application provides an offline preferential activity scheme for the Macau Pass offline card, that is, a unified method of issuing and verifying and settling online coupons or discount coupons; the merchant terminal is a multi-functional terminal that can settle and deduct the preferential discount amount of the Macau Pass offline card online coupons or discount coupons, such as a card swiping terminal (also known as a POS terminal); the terminal management platform is a data management terminal that links many merchant terminals, which is conducive to the preservation and management of merchant data; the coupon discount settlement method provided in the present application can automatically settle whether the time conditions of the preferential discount settlement rules meet the preferential discount settlement requirements based on the time dimension, and has high applicability. Therefore, merchants can generate a variety of preferential rules based on the actual situation of their own preferential activity plans, such as discount promotions, full reductions, random instant reductions, and different preferential strengths in different time periods, and also support preferential activities jointly proposed by multiple merchants.

[0042] Specifically, the merchant inputs a request to create a preferential rule in the terminal management platform, and the terminal management platform correspondingly formulates and generates a preferential settlement tag file including preferential discount settlement rules and distributes it to the merchant terminals of eligible merchants; when the user uses the Macau Pass offline card to make a card-swiping payment, the user finds the corresponding preferential discount settlement rule through the unique card identification information of the Macau Pass offline card and the current consumption time, calculates the preferential discount amount through the preferential discount settlement rule, and then performs fee deduction and settlement processing on the Macau Pass offline card currently being used for card-swiping payment, which is more convenient to operate; it greatly shortens the consumption settlement time when using the Macau Pass card for coupon discount settlement, and facilitates coupon discount settlement.

[0043] In summary, the present application includes at least one of the following beneficial technical effects:

[0044] 1. The present application provides an offline preferential activity scheme for the Macau Pass offline card, which uniformly adopts the method of issuing and verifying and settling online coupons or discount coupons; the merchant terminal is a multifunctional terminal that can settle and deduct the preferential discount amount of the Macau Pass offline card online coupons or discount coupons, such as a card swiping terminal; the terminal management platform is a data management terminal that links many merchant terminals, which is conducive to the preservation and management of merchant data; the coupon discount settlement method provided in the present application can automatically settle whether the time conditions of the preferential discount settlement rules meet the preferential discount settlement requirements based on the time dimension, and has high applicability. Therefore, merchants can generate discount promotions, full discounts, random instant discounts, different preferential strengths in different time periods, etc. based on the actual situation of their own preferential activity plans. A variety of preferential rules also support preferential activities jointly proposed by multiple merchants; specifically, merchants input preferential rule creation requests in the terminal management platform, and the terminal management platform generates preferential settlement mark files including preferential discount settlement rules and distributes them to merchant terminals of eligible merchants; when users use the Macau Pass offline card to tap the card for consumption, they find the corresponding preferential discount settlement rules through the unique card identification information of the Macau Pass offline card and the current consumption time, calculate the preferential discount amount through the preferential discount settlement rules, and then deduct and settle the Macau Pass offline card currently tapping the card for consumption, which is more convenient to operate; greatly shortens the consumption settlement time when using the Macau Pass card for coupon discount settlement, and facilitates coupon discount settlement;

[0045] 2. To facilitate the statistical settlement and subsequent data management of the coupon deduction settlement of preferential activities, and to facilitate real-time monitoring of the operation of merchant preferential activities, after the deduction of the Macau Pass offline card is completed, this application sends the preferential calculation data and card consumption data of the deduction calculation and processing operation of the Macau Pass offline card to the terminal management platform for storage and statistical calculation. The terminal management platform performs data statistics and calculations based on the consumption amount of all Macau Pass offline cards, the preferential discount amount calculated for this preferential discount, etc., to obtain the user report data corresponding to the Macau Pass offline card. The generation of user report data is conducive to statistics and monitoring the operation of various preferential activities in digital form, which is convenient for relevant personnel to manage preferential activities;

[0046] 3. The participation conditions of the preferential activities are constrained by the preferential condition judgment sub-rule, and the detailed preferential discount amount of the preferential activities is calculated and determined by the preferential amount settlement sub-rule; in actual application, since the preferential participation conditions and preferential amount settlement sub-rules of different preferential activities are different, and there are corresponding condition requirements for consumer users, consumption amounts and consumption time nodes, that is, the consumption time conditions, consumption amount conditions and preferential merchant conditions of different preferential activities are different; when a user uses the Macau Pass offline card to conduct a card transaction, it is necessary to make a detailed judgment on the user's participation conditions and the eligible preferential discount amount after satisfying the preferential settlement conditions. Therefore, the merchant terminal judges and calculates the Macau Pass offline card for consumption one by one through the preferential discount settlement rules it receives, including the preferential condition judgment sub-rule and the preferential amount settlement sub-rule (calculate the Macau Pass offline card that meets the preferential conditions, and do not calculate the Macau Pass offline card that does not meet the preferential conditions), and then performs the deduction settlement processing, so as to facilitate the merchant terminal to make conditional judgments and preferential discount settlement for the current consumption Macau Pass offline card. BRIEF DESCRIPTION OF THE DRAWINGS

[0047] Figure 1 This is a flow chart of a coupon discount settlement method based on the Macau Pass offline card in one embodiment of the present application;

[0048] Figure 2 This is a flow chart after step S3 in a coupon discount settlement method based on a Macau Pass offline card in one embodiment of the present application;

[0049] Figure 3 This is a flowchart of step S3 in the coupon discount settlement method based on the Macau Pass offline card in one embodiment of the present application. DETAILED DESCRIPTION

[0050] The present application is further described in detail below in conjunction with the accompanying drawings.

[0051] In one embodiment, if Figure 1 As shown, the present application discloses a coupon discount settlement method based on the Macau Pass offline card, which specifically includes the following steps:

[0052] S1: The terminal management platform generates a corresponding preferential settlement mark file based on the collected preferential rules creation request and distributes it to the corresponding merchant terminal; the preferential settlement mark file includes preferential discount settlement rules.

[0053] In this embodiment, the present application provides an offline preferential activity plan for the Macau Pass offline card, that is, a unified method of issuing and verifying and settling online coupons or discount coupons is adopted; the merchant terminal is a multi-functional terminal that can settle and deduct the preferential discount amount of the online coupons or discount coupons for the Macau Pass offline card, such as a card swiping terminal (also known as a POS terminal); the terminal management platform is a data management terminal that links many merchant terminals, which is conducive to the storage and management of merchant (also known as merchant) data; the format of the preferential settlement markup file is XML format; the XML format is the extensible markup language format, and the relevant data of the preferential activity can be uniquely identified through XML.

[0054] Specifically, the coupon discount settlement method provided in this application can automatically settle whether the time conditions of the discount settlement rules meet the discount settlement requirements based on the time dimension, and has high applicability. Therefore, merchants can input discount rule creation requests through the terminal management platform based on the actual situation of their own discount activity plans to generate discount settlement tag files that support various discount rules such as discount promotions, full discounts, random instant discounts, and different discount strengths in different time periods. It also supports discount activities jointly proposed by multiple merchants.

[0055] Specifically, the merchant inputs a preferential rule creation request in the terminal management platform, and the terminal management platform correspondingly formulates and generates a preferential settlement mark file including preferential discount settlement rules and distributes it to the merchant terminals of qualified merchants.

[0056] S2: When a Macau Pass offline card is identified for card-tapping transaction, the merchant terminal collects the card identification information and corresponding time data of the Macau Pass offline card.

[0057] In this embodiment, the Macau Pass offline card is used for card-swiping transactions in the smart terminal identification area of ​​the merchant terminal; the card identification information is the unique information identification code of the Macau Pass offline card, which is helpful for identifying and distinguishing the Macau Pass offline card.

[0058] S3: The merchant terminal calculates and determines the corresponding discount amount according to the card identification information, the corresponding time data and the discount settlement rules, and performs fee deduction and settlement processing on the Macau Pass offline card currently conducting the card transaction based on the discount amount.

[0059] In this embodiment, when a user uses the Macau Pass offline card to make a payment by tapping the card, the user can find the corresponding discount settlement rules through the unique card identification information of the Macau Pass offline card and the current consumption time, calculate the discount amount through the discount settlement rules, and then perform fee deduction and settlement processing on the Macau Pass offline card currently being used for consumption. The operation is relatively convenient; it greatly shortens the consumption settlement time when using the Macau Pass card for coupon discount settlement, and facilitates coupon discount settlement.

[0060] Furthermore, compared with the activities of scanning code discounts and paper discount coupons, it not only reduces the cashier's checkout steps and the overall checkout time, reducing the merchant's operating costs, but also effectively avoids settlement errors and some unnecessary disputes caused by the manual participation of cashiers. It is conducive to residents to enjoy the preferential settlement method of goods as much as possible, and can attract more Macau residents to use Macau Pass cards for consumption, thereby cultivating residents' consumption habits using Macau Pass cards; it can also encourage merchants to be more willing to accept Macau Pass business, increase transaction volume, and enhance the adhesion between merchants and Macau Pass offline card companies.

[0061] In one embodiment, if Figure 2 As shown, after step S3, the coupon discount settlement method based on the Macau Pass offline card includes:

[0062] S4: The merchant terminal generates corresponding preferential settlement data and card consumption data based on the deduction and settlement processing operation of the Macau Pass offline card, and sends the preferential settlement data and card consumption data to the terminal management platform.

[0063] In this embodiment, in order to facilitate the statistical settlement and subsequent data management of the coupon deduction settlement of preferential activities, and to facilitate real-time monitoring of the operation of merchant preferential activities, after the Macau Pass offline card deduction is completed, this application sends the preferential calculation data and card consumption data of the Macau Pass offline card deduction calculation processing operation to the terminal management platform for storage and statistical calculation.

[0064] S5: The terminal management platform processes the preferential settlement data and card consumption data of all Macau Pass offline cards and generates corresponding user report data.

[0065] In this embodiment, the user report data includes statistical reports.

[0066] Specifically, the terminal management platform performs data statistics and calculations based on the consumption amount of all Macau Pass offline cards, the discount amount calculated for this discount, etc., to obtain user report data corresponding to the Macau Pass offline card. The generation of user report data is conducive to statistics and monitoring the operation of various promotional activities in digital form, which is convenient for relevant personnel to manage promotional activities.

[0067] In one embodiment, the preferential discount settlement rules include preferential condition judgment sub-rules and preferential amount settlement sub-rules; in step S3, the merchant terminal calculates and determines the corresponding preferential discount amount according to the card identification information, the corresponding time data and the preferential discount settlement rules, specifically including:

[0068] S31: The merchant terminal determines whether the Macau Pass offline card currently used in the card transaction meets the preferential condition judgment sub-rule based on the card identification information; the preferential condition judgment sub-rule includes consumption time condition, consumption amount condition and preferential merchant condition.

[0069] In this embodiment, the participation conditions of the preferential activities are constrained by the preferential conditions judgment sub-rules, and the detailed preferential discount amount of the preferential activities is calculated and determined by the preferential amount settlement sub-rules; in actual application, since the preferential participation conditions and preferential amount settlement sub-rules of different preferential activities are different, and there are corresponding conditions for consumer users, consumption amounts and consumption time nodes, that is, the consumption time conditions, consumption amount conditions and preferential merchant conditions of different preferential activities are different; when the user uses the Macau Pass offline card to conduct card transactions, it is necessary to make a detailed judgment on the user's participation conditions and the eligible preferential discount amount after meeting the preferential settlement conditions.

[0070] S32: If the Macau Pass offline card in the current card transaction meets all the preferential conditions in the preferential condition judgment sub-rule; the merchant terminal calculates and determines the preferential discount amount of the Macau Pass offline card in the current card transaction based on the preferential amount settlement sub-rule.

[0071] In this embodiment, if the Macau Pass offline card currently performing the card transaction does not meet one of the preferential conditions in the preferential condition judgment sub-rule, the consumption amount will be directly deducted and settled for the Macau Pass offline card currently performing the card transaction; that is, when judging whether the Macau Pass offline card meets the conditions for preferential discount settlement, as long as it is judged that the Macau Pass offline card currently performing the card transaction does not meet one of the conditions, the merchant terminal will judge that the Macau Pass offline card does not meet the preferential condition judgment sub-rule, that is, it does not meet the corresponding judgment condition of the preferential activity in which the merchant participates.

[0072] Specifically, the merchant terminal judges and calculates the Macau Pass offline card used for consumption one by one through the preferential discount settlement rules it receives, including the preferential condition judgment sub-rules and the preferential amount settlement sub-rules (the Macau Pass offline card that meets the preferential conditions is calculated, and the Macau Pass offline card that does not meet the preferential conditions is not calculated), and then performs the deduction and settlement processing, thereby facilitating the merchant terminal to judge the conditions and settle the preferential discounts for the Macau Pass offline card currently being consumed.

[0073] In this embodiment, the consumption amount conditions include different consumption amount ranges; the preferential amount settlement sub-rules associate preferential discount coefficients and corresponding weight values ​​based on different consumption amount ranges; the terminal management platform adjusts the weight values ​​of different preferential discount coefficients based on the collected weight value adjustment requests.

[0074] Specifically, the promotional activities can also provide different discount settlement methods for users with different consumption amounts, so the Macau Pass offline cards of consumers in different consumption amount ranges can be set to judge the consumption amount and settle discounts; the Macau Pass offline cards of consumers in the same consumption amount range who meet multiple promotional activities can also be deducted in order according to their weight values ​​for discount settlement, or consumers in the same consumption amount range can be randomly deducted according to the weight values, and the promotional discount settlement rules are diversified; further, the user can adjust and modify the weight values ​​of different discount coefficients of the promotional activities in real time according to actual needs by inputting instructions to adjust and modify the weight coefficient adjustment request to the terminal management platform, so as to facilitate the cashier and related personnel to carry out the operation management of the coupon discount settlement work.

[0075] In one embodiment, the preferential settlement mark file includes preferential end time information; the coupon discount settlement method based on the Macau Pass offline card includes:

[0076] S10: The terminal management platform generates a preferential activity end instruction based on the time node of the preferential end time information and sends it to the corresponding merchant terminal; the merchant terminal stops the corresponding preferential discount settlement rule based on the preferential activity end instruction.

[0077] In this embodiment, the preferential end time information is the preferential end time of the preferential activity corresponding to the preferential settlement mark file.

[0078] Specifically, in order to facilitate accurate management and execution of the end time of the promotion, the terminal management platform generates and outputs a promotion end instruction based on the corresponding time stage node of the promotion end time information to stop the promotion at the merchant terminal.

[0079] or,

[0080] S20: The merchant terminal stops the corresponding preferential discount settlement rule based on the preferential end time information of the preferential settlement mark file.

[0081] In actual application, when the merchant terminal receives the preferential settlement mark file, it can also receive the preferential end time information of the preferential activity stop instruction and stop the corresponding preferential discount settlement rules in time, which is conducive to the merchant terminal to flexibly apply the preferential settlement mark file.

[0082] S30: The merchant terminal periodically receives the preferential settlement mark file sent by the terminal management platform based on the collected file receiving cycle instruction.

[0083] Specifically, after the terminal management platform formulates and generates the preferential settlement mark file, the merchant terminal regularly receives the preferential settlement mark file sent by the terminal management platform based on the file receiving cycle specified by the receiving cycle instruction, so that when the same preferential activity is updated or modified, the corresponding preferential settlement mark file can be regularly updated and downloaded, which is conducive to the management of preferential activities.

[0084] In one embodiment, if Figure 3 As shown, in step S1, the merchant terminal is associated with a merchant identification identifier; the terminal management platform generates a corresponding preferential settlement tag file based on the collected preferential rule creation request and distributes it to the corresponding merchant terminal, specifically including:

[0085] S11: The terminal management platform generates a corresponding preferential settlement mark file based on the collected preferential rule creation request, and obtains corresponding preferential merchant information based on the preferential settlement mark file.

[0086] In this embodiment, the merchant identification mark is a unique information identification code used to identify multiple merchant terminals. The merchant terminal identification is helpful for distinguishing and managing multiple merchants when multiple merchants participate in the same promotional activity or the same promotional activity in different stores of the same merchant, or when different promotion levels are offered.

[0087] S12: The terminal management platform distributes the preferential settlement mark file to the corresponding merchant terminal based on the corresponding preferential merchant information and merchant identification identifier.

[0088] In this embodiment, the preferential merchant information is the merchant information participating in the preferential activity corresponding to a preferential settlement mark file; based on the preferential merchant information, the participating merchants of different preferential activities can be distinguished and the preferential activities can be managed.

[0089] Specifically, preferential merchants constrain merchant terminals participating in a preferential activity by adding merchant identification marks to preferential settlement mark files, thereby facilitating refined coupon discount settlement management of preferential activities, which is beneficial to improving the applicability and convenience of coupon discount settlement methods.

[0090] It should be understood that the serial numbers of the steps in the above embodiments do not imply a sequence of execution. The execution sequence of each process should be determined by its function and internal logic, and should not constitute any limitation on the implementation process of the embodiments of the present application.

[0091] In one embodiment, a coupon discount settlement system based on the Macau Pass offline card is provided, and the coupon discount settlement system based on the Macau Pass offline card corresponds to the coupon discount settlement method based on the Macau Pass offline card in the above embodiment.

[0092] The coupon discount settlement system based on the Macau Pass offline card includes a terminal management platform and a merchant terminal. The detailed description of each functional module is as follows:

[0093] The terminal management platform is used to generate corresponding preferential settlement mark files from the collected preferential rule creation requests and distribute them to the corresponding merchant terminals; the preferential settlement mark files include preferential discount settlement rules;

[0094] The merchant terminal is used to collect the card identification information and corresponding time data of the Macau Pass offline card when recognizing that a Macau Pass offline card is used for card-tapping transactions; the merchant terminal calculates and determines the corresponding preferential discount amount based on the card identification information, the corresponding time data and preferential discount settlement rules, and performs fee deduction and settlement processing on the Macau Pass offline card currently performing the card-tapping transaction based on the preferential discount amount.

[0095] For the specific limitations of the coupon discount settlement system based on the Macau Pass offline card, please refer to the limitations of the coupon discount settlement method based on the Macau Pass offline card in the above text, which will not be repeated here; the various modules in the above-mentioned coupon discount settlement system based on the Macau Pass offline card can be fully or partially implemented by software, hardware and their combination; the above-mentioned modules can be embedded in or independent of the processor in the computer device in the form of hardware, or can be stored in the memory of the computer device in the form of software, so that the processor can call and execute the corresponding operations of the above modules.

[0096] The embodiments described above are only used to illustrate the technical solutions of the present application, rather than to limit them. Although the present application has been described in detail with reference to the aforementioned embodiments, it should be understood by those skilled in the art that the technical solutions described in the aforementioned embodiments may still be modified, or some of the features thereof may be replaced by equivalents. Such modifications or replacements do not deviate the essence of the corresponding technical solutions from the spirit and scope of the technical solutions of the embodiments of the present application, and should all be included in the protection scope of the present application.

Claims

1. A coupon discount settlement method based on the Macau Pass offline card, characterized in that: include: The terminal management platform generates a corresponding preferential settlement tag file based on the collected preferential rule creation request and distributes it to the corresponding merchant terminal; The preferential settlement mark file includes preferential discount settlement rules; When a Macau Pass offline card is identified for card tapping transaction, the merchant terminal collects the card identification information and corresponding time data of the Macau Pass offline card; The merchant terminal calculates and determines the corresponding discount amount according to the card identification information, the corresponding time data and the discount settlement rule, and performs a fee deduction settlement process on the Macau Pass offline card currently performing the card tapping transaction based on the discount amount; The preferential discount settlement rule includes a preferential condition judgment sub-rule and a preferential amount settlement sub-rule; the merchant terminal calculates and determines the corresponding preferential discount amount according to the card identification information, the corresponding time data and the preferential discount settlement rule, specifically including: The merchant terminal determines whether the Macau Pass offline card currently used in the card tapping transaction meets the preferential condition judgment sub-rule based on the card identification information; the preferential condition judgment sub-rule includes consumption time condition, consumption amount condition and preferential merchant condition; If the Macau Pass offline card in the current card tapping transaction meets all the preferential conditions in the preferential condition judgment sub-rule; the merchant terminal calculates and determines the preferential discount amount of the Macau Pass offline card in the current card tapping transaction based on the preferential amount settlement sub-rule; Coupon discount settlement methods include: The consumption amount condition includes different consumption amount intervals; the preferential amount settlement sub-rule is based on associating preferential discount coefficients and corresponding weight values ​​with different consumption amount intervals; The terminal management platform adjusts the weight values ​​of different preferential discount coefficients based on the collected weight value adjustment requests.

2. The coupon discount settlement method based on the Macau Pass offline card according to claim 1 is characterized in that: The merchant terminal calculates and determines the corresponding discount amount according to the card identification information, the corresponding time data and the discount settlement rule, and performs a fee deduction and settlement process on the Macau Pass offline card currently performing the card tapping transaction based on the discount amount, including: The merchant terminal generates corresponding preferential settlement data and card consumption data based on the deduction settlement processing operation of the Macau Pass offline card, and sends the preferential settlement data and card consumption data to the terminal management platform; The terminal management platform performs data processing based on the preferential settlement data and card consumption data of all Macau Pass offline cards, and generates corresponding user report data.

3. The coupon discount settlement method based on the Macau Pass offline card according to claim 1 is characterized in that: The preferential settlement mark file includes preferential end time information; The terminal management platform generates a preferential activity end instruction based on the time node of the preferential end time information and sends it to the corresponding merchant terminal; the merchant terminal stops the corresponding preferential discount settlement rule based on the preferential activity end instruction; Or, the merchant terminal stops the corresponding preferential discount settlement rule based on the preferential end time information of the preferential settlement mark file; The merchant terminal periodically receives the preferential settlement mark file sent by the terminal management platform based on the collected file reception period instruction.

4. The coupon discount settlement method based on the Macau Pass offline card according to claim 1 is characterized in that: The merchant terminal is associated with a merchant identification identifier; The terminal management platform generates a corresponding preferential settlement mark file based on the collected preferential rule creation request and distributes it to the corresponding merchant terminal, specifically including: The terminal management platform generates a corresponding preferential settlement mark file based on the collected preferential rule creation request, and obtains corresponding preferential merchant information based on the preferential settlement mark file; The terminal management platform distributes the preferential settlement mark file to the corresponding merchant terminal based on the corresponding preferential merchant information and the merchant identification identifier.

5. The coupon discount settlement method based on the Macau Pass offline card according to claim 1 is characterized in that: The coupon discount settlement method includes: the format of the discount settlement markup file is XML format.

6. The coupon discount settlement system based on the Macau Pass offline card is characterized by: Applied to the coupon discount settlement method based on the Macau Pass offline card as described in any one of claims 1 to 5, the coupon discount settlement system includes: The terminal management platform is used to generate a corresponding preferential settlement mark file based on the collected preferential rule creation request and distribute it to the corresponding merchant terminal; the preferential settlement mark file includes preferential discount settlement rules; The merchant terminal is used to collect the card identification information and corresponding time data of the Macau Pass offline card when identifying that a Macau Pass offline card is used for card tapping transaction; the merchant terminal calculates and determines the corresponding preferential discount amount according to the card identification information, the corresponding time data and the preferential discount settlement rule, and performs fee deduction settlement processing on the Macau Pass offline card currently performing the card tapping transaction based on the preferential discount amount; The preferential discount settlement rule includes a preferential condition judgment sub-rule and a preferential amount settlement sub-rule; the merchant terminal calculates and determines the corresponding preferential discount amount according to the card identification information, the corresponding time data and the preferential discount settlement rule, specifically including: The merchant terminal determines whether the Macau Pass offline card currently used in the card tapping transaction meets the preferential condition judgment sub-rule based on the card identification information; the preferential condition judgment sub-rule includes consumption time condition, consumption amount condition and preferential merchant condition; If the Macau Pass offline card in the current card tapping transaction meets all the preferential conditions in the preferential condition judgment sub-rule; the merchant terminal calculates and determines the preferential discount amount of the Macau Pass offline card in the current card tapping transaction based on the preferential amount settlement sub-rule; Coupon discount settlement methods include: The consumption amount condition includes different consumption amount intervals; the preferential amount settlement sub-rule is based on associating preferential discount coefficients and corresponding weight values ​​with different consumption amount intervals; The terminal management platform adjusts the weight values ​​of different preferential discount coefficients based on the collected weight value adjustment requests.

Citation Information

Patent Citations

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    CN103116855A