Resource processing method and device, computer equipment and readable storage medium

Abstract

The invention relates to a resource processing method and device, computer equipment and a readable storage medium. The method relates to the field of payment finance, and comprises the steps of displaying share distribution information corresponding to a current resource account on a content display interface, the share distribution information comprising first share distribution of a first resource product and second share distribution of a second resource product; in response to a conversion setting operation, displaying a transfer-out share type selected from the share types in the first share distribution, a target transfer-out share corresponding to the transfer-out share type, and a transfer-in share type selected from the share types in the second share distribution; and in response to a conversion operation triggered in the content display interface, triggering to perform share conversion on a target transfer-out share of the transfer-out share type in the first resource product and a target transfer-in share equivalent to the target transfer-out share of the transfer-in share type in the second resource product. By adopting the method, the processing burden of the resource service platform can be reduced, and computer resources are saved.

Description

Technical Field

[0001] The present application relates to the field of payment financial technology, and in particular to a resource processing method, apparatus, computer equipment and readable storage medium. Background Art

[0002] With the development of payment financial technology, resource service platforms, such as financial management platforms, have more and more functions. Resource service platforms can provide functions such as subscription and redemption of resource products. Resource products are, for example, financial management products, and support payment from different resource sources when subscribing to resource products.

[0003] In traditional technology, when redeeming shares of a resource product subscribed using a certain resource source, the resources matching the shares need to be returned via the original route, that is, the corresponding resources need to be returned to the resource source. For example, when subscribing to a fund using a bank card, the corresponding resources need to be returned to the bank card when redeeming.

[0004] However, since users may usually use the same resource source to subscribe for different resource products, when users want to redeem shares of different resource products subscribed from the same resource source, they need to initiate multiple redemption processes, thereby increasing the processing burden of the resource service platform. Summary of the invention

[0005] Based on this, it is necessary to provide a resource processing method, apparatus, computer equipment, computer-readable storage medium and computer program product that can reduce the processing burden of the resource service platform and thereby save computer resources in response to the above technical problems.

[0006] On the one hand, the present application provides a resource processing method, including: displaying a content display interface, displaying share distribution information corresponding to a current resource account on the content display interface, the share distribution information including a first share distribution of a first resource product and a second share distribution of a second resource product; in response to a conversion setting operation, displaying a transfer-out share type selected from the share types in the first share distribution and a target transfer-out share corresponding to the transfer-out share type, and displaying a transfer-in share type selected from the share types in the second share distribution, the transfer-out share type and the transfer-in share type being different share types, and the share type being used to characterize a resource source corresponding to the share; in response to a conversion operation triggered in the content display interface, triggering a share conversion of the target transfer-out share of the transfer-out share type in the first resource product with a target transfer-in share of the transfer-in share type in the second resource product that is equivalent to the target transfer-out share.

[0007] On the other hand, the present application also provides a resource processing device, including: a first display module, used to display a content display interface, in which the share distribution information corresponding to the current resource account is displayed, and the share distribution information includes a first share distribution of a first resource product and a second share distribution of a second resource product; a second display module, used to display a transfer-out share type selected from the share types in the first share distribution and a target transfer-out share corresponding to the transfer-out share type in response to a conversion setting operation, and display a transfer-in share type selected from the share types in the second share distribution, wherein the transfer-out share type and the transfer-in share type are different share types, and the share type is used to characterize the resource source corresponding to the share; a conversion trigger module, used to trigger the share conversion of the target transfer-out share of the transfer-out share type in the first resource product and the target transfer-in share of the transfer-in share type in the second resource product that is equivalent to the target transfer-out share in response to a conversion operation triggered in the content display interface.

[0008] On the other hand, the present application further provides a computer device, including a memory and a processor, wherein the memory stores a computer program, and the processor implements the steps in the above-mentioned resource processing method when executing the computer program.

[0009] On the other hand, the present application also provides a computer-readable storage medium on which a computer program is stored, and when the computer program is executed by a processor, the steps in the above-mentioned resource processing method are implemented.

[0010] On the other hand, the present application also provides a computer program product, including a computer program, which implements the steps in the above resource processing method when executed by a processor.

[0011] The resource processing method, apparatus, computer device, computer-readable storage medium and computer program product display a content display interface, display the share distribution of two different resource products, that is, display the first share distribution of the first resource product and the second share distribution of the second resource product, so that the user can intuitively and clearly know the share distribution of the two resource products. Further, in response to the conversion setting operation, the transfer-out share type selected from the share type in the first share distribution and the target transfer-out share corresponding to the transfer-out share type are displayed, and the transfer-in share type selected from the share type in the second share distribution is displayed. In response to the conversion operation, the transfer-in share type in the first resource product is triggered. The target conversion share of the transfer-out share type is converted into the target transfer-in share of the transfer-in share type in the second resource product that is equivalent to the target transfer-out share. Since the transfer-out share type and the transfer-in share type are different share types, and the share type is used to characterize the resource source corresponding to the share, it helps to convert the shares subscribed from the same resource source in different resource products into shares of the same resource product. Therefore, when the user wants to redeem the shares of different resource products subscribed from the same resource source, the resource conversion can be performed first to reduce the number of redemptions initiated to the resource service platform, thereby improving the redemption efficiency, helping to reduce the processing burden of the resource service platform, and thus saving computer resources.

[0012] On the other hand, the present application provides a resource processing method, including: receiving a conversion request, the conversion request being used to indicate that, for a current resource account, a target transfer-out share of a transfer-out share type in a first resource product is converted into a target transfer-in share of a transfer-in share type in a second resource product that is equivalent to the target transfer-out share; in response to the conversion request, transferring the target transfer-out share from the available shares of the transfer-out share type in the first resource product to the available shares of the transfer-in share type in the first resource product; and transferring the target transfer-in share from the available shares of the transfer-in share type in the second resource product to the available shares of the transfer-out share type in the second resource product.

[0013] On the other hand, the present application also provides a resource processing device, including: a request receiving module, used to receive a conversion request, the conversion request is used to indicate that for the current resource account, a target transfer-out share of a transfer-out share type in a first resource product is converted into a target transfer-in share of a transfer-in share type in a second resource product that is equivalent to the target transfer-out share; a request response module, used to transfer the target transfer-out share in the available shares of the transfer-out share type in the first resource product to the available shares of the transfer-in share type in the first resource product in response to the conversion request; and a share conversion module, used to transfer the target transfer-in share in the available shares of the transfer-in share type in the second resource product to the available shares of the transfer-out share type in the second resource product.

[0014] On the other hand, the present application further provides a computer device, including a memory and a processor, wherein the memory stores a computer program, and the processor implements the steps in the above-mentioned resource processing method when executing the computer program.

[0015] On the other hand, the present application also provides a computer-readable storage medium on which a computer program is stored, and when the computer program is executed by a processor, the steps in the above-mentioned resource processing method are implemented.

[0016] On the other hand, the present application also provides a computer program product, including a computer program, which implements the steps in the above resource processing method when executed by a processor.

[0017] The above-mentioned resource processing method, apparatus, computer equipment, computer-readable storage medium and computer program product transfer the target transfer-out shares among the available shares of the transfer-out share type in the first resource product to the available shares of the transfer-in share type in the first resource product, and transfer the target transfer-in shares among the available shares of the transfer-in share type in the second resource product to the available shares of the transfer-out share type in the second resource product, thereby facilitating the conversion of shares subscribed from the same resource source in different resource products into shares of the same resource product. Therefore, when a user wants to redeem shares of different resource products subscribed from the same resource source, the user can first perform resource conversion to reduce the number of times redemption is initiated to the resource service platform, thereby improving redemption efficiency, helping to reduce the processing burden of the resource service platform, and thereby saving computer resources. BRIEF DESCRIPTION OF THE DRAWINGS

[0018] In order to more clearly illustrate the technical solutions in the embodiments of the present application or related technologies, the drawings required for use in the embodiments of the present application or related technical descriptions will be briefly introduced below. Obviously, the drawings described below are only some embodiments of the present application. For ordinary technicians in this field, other related drawings can be obtained based on these drawings without paying creative work.

[0019] Figure 1 A diagram of an application environment of a resource processing method in some embodiments;

[0020] Figure 2 A schematic diagram of a process flow of a resource processing method in some embodiments;

[0021] Figure 3 A schematic diagram of a purchase interface in some embodiments;

[0022] Figure 4 A schematic diagram of a content display interface in some embodiments;

[0023] Figure 5 A schematic diagram of a conversion success interface in some embodiments;

[0024] Figure 6 A schematic diagram of a redemption interface in some embodiments;

[0025] Figure 7 A schematic diagram of a product details interface in some embodiments;

[0026] Figure 8 Schematic diagrams of content display interfaces in other embodiments;

[0027] Fig. 9 Schematic diagrams of content display interfaces in some other embodiments;

[0028] Fig.10 A schematic diagram of a content display interface in some embodiments;

[0029] Fig.11 A schematic diagram of a content display interface in some embodiments;

[0030] Fig.12 Schematic diagram of a flow chart of a resource processing method in some other embodiments;

[0031] Fig.13 is a timing diagram of a resource processing method in some embodiments;

[0032] Fig.14 A timing diagram for purchasing resource products in some embodiments;

[0033] Fig.15 A timing diagram for redeeming a share of a resource product in some embodiments;

[0034] Fig.16 Schematic diagram of a flow chart of a resource processing method in some other embodiments;

[0035] Fig.17 is a structural block diagram of a resource processing device in some embodiments;

[0036] Fig.18 is a structural block diagram of a resource processing device in some other embodiments;

[0037] Fig.19 is an internal structure diagram of a computer device in some embodiments;

[0038] Fig. 20 1 is a diagram of the internal structure of a computer device in some other embodiments. DETAILED DESCRIPTION

[0039] In order to make the purpose, technical solution and advantages of the present application more clearly understood, the present application is further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are only used to explain the present application and are not used to limit the present application.

[0040] The resource processing method provided in the embodiment of the present application can be applied to Figure 1 In the application environment shown. Among them, the terminal 102 communicates with the server 104 through the network. The data storage system can store the data that the server 104 needs to process. The data storage system can be integrated on the server 104, or it can be placed on the cloud or other network servers. The client corresponding to the resource service platform can be run in the terminal 102, and the server 104 can be the background server of the resource service platform. The resource service platform can be, but is not limited to, a financial management platform, a payment platform, or a service platform provided by a bank.

[0041] Specifically, the terminal 102 displays a content display interface, and in the content display interface, the share distribution information corresponding to the current resource account is displayed, and the share distribution information includes the first share distribution of the first resource product and the second share distribution of the second resource product. In response to the conversion setting operation, the terminal 102 displays the transfer-out share type selected from the share type in the first share distribution, the target transfer-out share corresponding to the transfer-out share type, and displays the transfer-in share type selected from the share type of the second share distribution. The transfer-out share type and the transfer-in share type are different share types, and the share type is used to characterize the resource source corresponding to the share. In response to the conversion operation triggered in the content display interface, the terminal 102 triggers the conversion of the target transfer-out share of the transfer-out share type in the first resource product with the target transfer-in share of the transfer-in share type in the second resource product that is equivalent to the target transfer-out share. Among them, the first share distribution and the second share distribution can be obtained by the terminal 102 from the server 104.

[0042] Among them, the terminal 102 can be, but is not limited to, a desktop computer, a laptop computer, a smart phone, a tablet computer, an Internet of Things device, and a portable wearable device. The Internet of Things device can be a smart speaker, a smart TV, a smart air conditioner, a smart car device, a projection device, etc. Portable wearable devices can be smart watches, smart bracelets, head-mounted devices, etc. Head-mounted devices can be virtual reality (VR) devices, augmented reality (AR) devices, smart glasses, etc. The server 104 can be an independent physical server, or a server cluster or distributed system composed of multiple physical servers, or a cloud server that provides cloud computing services. The cloud server is used to provide basic cloud computing services such as cloud services, cloud databases, cloud computing, cloud functions, cloud storage, network services, cloud communications, middleware services, domain name services, security services, CDN (Content Delivery Network), and big data and artificial intelligence platforms. The terminal 102 and the server 104 can be directly or indirectly connected via wired or wireless communication, and this application does not limit this.

[0043] In some embodiments, Figure 2 As shown, a resource processing method is provided, which can be executed by a terminal or a server, or by a terminal and a server together. Figure 1 The terminal 102 in the example is used as an example to illustrate, including the following steps 202 to 206. Among them:

[0044] Step 202, displaying a content display interface, in which the share distribution information corresponding to the current resource account is displayed, the share distribution information including a first share distribution of a first resource product and a second share distribution of a second resource product.

[0045] Among them, the resource account can be any account related to the resource, including but not limited to at least one of the account for managing resources and the account for storing resources. The account for managing resources can be, for example, an account registered in the resource service platform, and the account for storing resources can be, for example, a bank account. Resources can be real resources or virtual resources, such as funds. Resource accounts can be traded, and transactions include but are not limited to subscription or redemption, etc. Therefore, resource accounts can also be called trading accounts. Trading accounts can be understood as accounts opened by sales agencies (including direct sales and agency sales agencies) of resource products for investors to manage and record the types and quantity changes of resource products traded by investors in the sales agency. The content display interface is an interface provided by the resource management application for share conversion. The resource management application is a platform that can provide multiple payment methods and financial services. The resource management application can meet the needs of daily transactions, fund management or investment and financial management, such as bank APP (Application) or financial management APP. The resource account is an account registered in the resource management application, and the current resource account refers to the resource account currently logged into the resource management application.

[0046] Resource products are products that can be traded using resources, and can be financial products, such as stocks, bonds, or funds. Resources can be, but are not limited to, deposits in bank cards or electronic accounts. Resource products have a total share of the product and a unit share value. The unit share value refers to the value of a unit share. For example, if the resource product is a financial product, the unit share value is the net value of the financial product. The net value of the financial product refers to the value corresponding to each unit share.

[0047] The current resource account can hold shares of multiple resource products, where multiple means at least two. The first resource product and the second resource product are any two different resource products among the multiple resource products, that is, the current resource account holds a share of the first resource product, and the current resource account holds a share of the second resource product.

[0048] By subscribing to shares of resource products, you can hold shares of resource products. For example, the terminal can display the subscription interface provided by the resource service platform through the client provided by the resource service platform, display the set product name, i.e., the fund name and the subscription amount, and display a variety of payment methods for selection in the subscription interface. In response to the subscription operation triggered on the subscription interface, the terminal sends a subscription request to the resource service platform, i.e., the server. The subscription request is used to indicate the payment of the subscription amount through the selected payment method, so as to hold a share of the resource product represented by the product name that is equivalent to the subscription amount. Take the resource service platform as a financial management platform and the resource product as a fund as an example. Figure 3As shown, a subscription interface 300 for subscribing to resource products provided by a financial management platform is shown. The subscription interface 300 sets the product name "X Fund" and the transfer amount, i.e., the subscription amount, and displays multiple payment methods, such as the first payment method to the fourth payment method. The subscription operation can be a click operation on the "transfer" control. A payment method can support one or more resource sources. The resource source can be a resource storage account. The resource storage account is an account for storing resources. The resource storage account can be understood as a subscription channel or a source of funds. The subscription channel represents the source of the resources used for the subscription. Different payment methods can correspond to different payment platforms. The payment platform uses the funds in the resource source supported by the corresponding payment method for payment. For example, the first payment method supports the use of bank cards (i.e., bank accounts) and electronic wallets. Therefore, when the first payment method is selected, a source selection area can be displayed. Through the source selection area, a resource source can be selected from a bank card or an electronic wallet in a social platform for payment. There can be different types of electronic wallets.

[0049] A resource account may have one or more share types of resource products. The share type corresponds to the resource source. For example, if the resource source is a bank card, the share type is the bank card type; if the resource source is an electronic wallet, the share type is the electronic wallet type. A held share refers to the share of the resource product held in the resource account. A held share may include available shares and frozen shares. Available shares are greater than or equal to 0, and frozen shares are greater than or equal to 0. Available shares are shares that can be traded, while frozen shares cannot be traded. They can be traded after being unfrozen. Shares may be frozen because they are in the process of being traded, such as frozen shares during the redemption process.

[0050] Share distribution is used to represent the available shares purchased from different resource sources. For example, it is used to represent the share status of different resource sources, such as how many available shares of a resource product are purchased by bank cards and how many available shares are purchased by electronic wallets. Share distribution records the available shares among the held shares. The first share distribution is the share distribution of the first resource product. The second share distribution is the share distribution of the second resource product.

[0051] In some embodiments, a resource details table is recorded in the server. Each resource product of each resource account has its own resource details table. The first share distribution can be obtained from the resource details table of the first resource product in the current resource account, and the second share distribution can be obtained from the resource details table of the second resource product in the current resource account. The resource details table records the available shares, frozen shares, share types, resource accounts, and product identifiers of resource products, such as product codes or product names. The share distribution records the share types in the resource details table and the available shares corresponding to the share types. Taking the resource product X fund, the resource account is aaaa as an example, the resource details table of the X fund is, for example, Table 1.

[0052] Table 1

[0053]

[0054] Among them, for Fund X, the resource account holds shares of three share types. Among the shares of the bank card type, the available shares are 10000.00 and the frozen shares are 1000.00. Among the shares corresponding to the first electronic wallet type, the available shares are 2000.00 and the frozen shares are 0. Among the shares corresponding to the second electronic wallet type, the available shares are 100.00 and the frozen shares are 0. Therefore, the share distribution of Fund X can be {bank card type: 10000.00; first electronic wallet type: 2000.00; second electronic wallet type: 100.00}.

[0055] In some embodiments, a first product setting area and a second product setting area are displayed in the content display interface. In response to a trigger operation for the first product setting area, the terminal displays a first resource product list, and the current resource account holds a share of resource products in the first resource product list; in response to a first product selection operation for the first resource product list, the share distribution of the selected resource product is displayed, and the first resource product is the resource product selected in the first resource product list. In response to a trigger operation for the second product setting area, the terminal displays a second resource product list, and compared with the first resource product list, the second resource product list lacks the first resource product. In response to a second product selection operation for the second resource product list, the terminal displays a share distribution of the selected resource product, and the second resource product is the resource product selected in the second resource product list.

[0056] In some embodiments, the terminal may display a share conversion entry in the interface provided by the resource service platform, and display a content display interface in response to a trigger operation for the share conversion entry; wherein the content display interface displays a first product setting area, a second product setting area, a distribution display area corresponding to the first product setting area, and a distribution display area corresponding to the second product setting area. In response to the first product setting operation triggered in the first product setting area, the terminal displays the identifier of the first resource product set by the first product setting operation, such as the product name or product code, in the first product setting area, and displays the first share distribution in the distribution display area corresponding to the first product setting area; in response to the second product setting operation triggered in the second product setting area, the terminal displays the identifier of the second resource product set by the second product setting operation in the second product setting area, and displays the second share distribution in the distribution display area corresponding to the second product setting area.

[0057] Step 204, in response to the conversion setting operation, displays the transfer-out share type selected from the share types in the first share distribution and the target transfer-out share corresponding to the transfer-out share type, and displays the transfer-in share type selected from the share types in the second share distribution. The transfer-out share type and the transfer-in share type are different share types, and the share type is used to characterize the resource source corresponding to the share.

[0058] Among them, the conversion setting operation can be one operation or multiple operations, which can include selection operations and input operations, etc. For example, the transfer-out share type and the transfer-in share type can be selected by the selection operation, and the target transfer-out share can be determined by the input operation.

[0059] Specifically, the content display interface displays an outgoing type selection area and an incoming type selection area. The outgoing type selection area may be an option box such as a drop-down option box. The terminal displays the share types in the first share distribution in response to a trigger operation on the option display control in the outgoing type selection area. In response to a selection operation on any share type in the first share distribution, the selected share type is displayed in the outgoing type selection area. The selected share type is the outgoing share type. Similarly, the incoming type selection area may be an option box such as a drop-down option box. The terminal displays the share types in the second share distribution in response to a trigger operation on the option display control in the transfer-in type selection area. In response to a selection operation on any share type in the second share distribution, the selected share type is displayed in the incoming type selection area. The selected share type is the transfer-in share type.

[0060] In some embodiments, a transfer-out share setting area is displayed in the content display interface, and the terminal displays the set share in the transfer-out share setting area in response to the share setting operation triggered in the transfer-out share setting area, and the set share is the target transfer-out share. The terminal can also display the amount represented by the target transfer-out share in the content display interface. Among them, the amount represented by the target transfer-out share = target transfer-out share × unit share value of the first resource product. The unit share value is the amount represented by the unit share. The unit share value changes over time. The amount represented by the target transfer-out share can also be called the target transfer-out resource value.

[0061] Step 206, in response to the conversion operation triggered in the content display interface, trigger the conversion of the target transfer-out share of the transfer-out share type in the first resource product with the target transfer-in share of the transfer-in share type in the second resource product that is equivalent to the target transfer-out share.

[0062] Among them, a conversion control is displayed in the content display interface, and the conversion operation can be a trigger operation for the conversion control. Take the resource product as a fund as an example. Figure 4 As shown, a content display interface 400 is displayed, in which a first product setting area 402, a distribution display area 404 corresponding to the first product setting area, a second product setting area 406, a distribution display area 408 corresponding to the second product setting area, a transfer type selection area 410, a transfer share setting area 412, a transfer type selection area 414, a conversion control 416, and an amount 418 represented by the target transfer share is also displayed.

[0063] Specifically, the terminal sends a conversion request to the server in response to the conversion operation, and the conversion request may carry part or all of the target transfer-out share, the identifier of the current resource account, the identifier of the first resource product, the identifier of the second resource product, or the type of transfer-out share, etc. In response to the conversion request, the server determines the amount represented by the target transfer-out share, and determines the target transfer-in share according to the amount represented by the target transfer-out share. The amount represented by the target transfer-out share is called the target transfer-out resource value, and the target transfer-out resource value = target transfer-out share × unit share value of the first resource product, and the target transfer-in share = target transfer-out resource value / unit share value of the second resource product.

[0064] In some embodiments, after determining the target transfer-in share, the server may update the resource details table of the first resource product (referred to as the first resource details table) using the target transfer-out share, and update the resource details table of the second resource product (referred to as the second resource details table) using the target transfer-in share. For example, the server may convert the target transfer-out share of the transfer-out share type in the first resource product into the share of the transfer-in share type in the first resource product, and convert the target transfer-in share of the transfer-in share type in the second resource product into the share of the transfer-out share type in the second resource product, thereby realizing share conversion.

[0065] In some embodiments, after the share conversion is successful, the server returns a conversion success result to the terminal. The terminal receives the conversion success result and displays a conversion success interface corresponding to the conversion success result. Among them, if the share conversion is successful, it means that the conversion of the target transfer-out share and the target transfer-in share has been completed. Due to the conversion of the share, the available share will change, and thus the first share distribution and the second share distribution will also change. The conversion success result may include the first share distribution before the conversion and the second share distribution before the conversion, the first share distribution after the conversion, and the second share distribution after the conversion.

[0066] In the above resource processing method, a content display interface is displayed, and the share distribution of two different resource products is displayed, that is, the first share distribution of the first resource product and the second share distribution of the second resource product are displayed, so that the user can intuitively and clearly know the share distribution of the two resource products. Further, in response to the conversion setting operation, the transfer-out share type selected from the share type in the first share distribution and the target transfer-out share corresponding to the transfer-out share type are displayed, and the transfer-in share type selected from the share type of the second share distribution is displayed. In response to the conversion operation, the target conversion share of the transfer-out share type in the first resource product is triggered. , and perform share conversion on the target transfer-in share of the transfer-in share type in the second resource product that is equivalent to the target transfer-out share. Since the transfer-out share type and the transfer-in share type are different share types, and the share type is used to characterize the resource source corresponding to the share, it helps to convert the shares subscribed from the same resource source in different resource products into shares of the same resource product. Therefore, when the user wants to redeem the shares of different resource products subscribed from the same resource source, the resource conversion can be performed first to reduce the number of redemptions initiated to the resource service platform, thereby improving the redemption efficiency, helping to reduce the processing burden of the resource service platform, and thus saving computer resources.

[0067] In some embodiments, the resource processing method also includes: when the share conversion is successful, displaying a conversion success interface, and displaying a first updated share distribution of the first resource product and a second updated share distribution of the second resource product on the conversion success interface; wherein, compared with the first share distribution, in the first updated share distribution, the available shares of the transferred-out share type are reduced by the target transferred-out share, and the available shares of the transferred-in share type are increased by the target transferred-in share; compared with the second share distribution, in the second updated share distribution, the available shares of the transferred-out share type are increased by the target transferred-in share, and the available shares of the transferred-in share type are reduced by the target transferred-in share.

[0068] The first updated share distribution is the share distribution of the first resource product after the share conversion is successful. The second updated share distribution is the share distribution of the second resource product after the share conversion is successful. For example, if the first resource product is X Fund, the second resource product is Y Fund, the target transfer-out share is 1000.00, the target transfer-in share is 2000.00, the transfer-in share type is the bank card type, and the transfer-out share type is the first electronic wallet type, then the conversion success interface is as follows: Figure 5 As shown, the original share distribution of Fund X refers to the first share distribution, the original share distribution of Fund Y refers to the second share distribution, the new share distribution of Fund X refers to the first updated share distribution, and the new share distribution of Fund Y refers to the second updated share distribution. It can be seen that compared with the original share distribution of Fund X, in the new share distribution of Fund X, the share of the first electronic wallet type (the share of the first electronic wallet type) is reduced by 1000.00, while the bank card share (the available share of the bank card type) is increased by 1000.00; compared with the original share distribution of Fund Y, in the new share distribution of Fund Y, the share of the second electronic wallet type (the available share of the second electronic wallet type) is increased by 2000.00, while the bank card share (the available share of the bank card type) is reduced by 2000.00.

[0069] It can be understood that if there is no available share of the transfer-in share type in the first share distribution, then compared with the first share distribution, the first updated share distribution adds a target transfer-out share of the transfer-in share type. If there is no available share of the transfer-out share type in the second share distribution, then compared with the second share distribution, the second updated share distribution adds a target transfer-in share of the transfer-out share type.

[0070] Specifically, the server may deduct the target transfer-out share from the available share of the transfer-out share type in the first resource details table, increase the target transfer-out share from the available share of the transfer-in share type in the first resource details table, increase the target transfer-in share from the available share of the transfer-out share type in the second resource details table, and deduct the target transfer-in share from the available share of the transfer-in share type in the second resource details table. That is, in the first resource details table, the new available share of the transfer-out share type = the old available share of the transfer-out share type - the target transfer-out share, and the new available share of the transfer-in share type = the old available share of the transfer-in share type + the target transfer-out share; in the second resource details table, the new available share of the transfer-out share type = the old available share of the transfer-out share type + the target transfer-in share, and the new available share of the transfer-in share type = the old available share of the transfer-in share type - the target transfer-in share.

[0071] For example, if the first resource product is Fund X, the second resource product is Fund Y, the transfer-out share type is bank card type, the target transfer-out share is 100, the transfer-in share type is electronic wallet type, and the target transfer-in share is 80, then 100 will be deducted from the available shares of the bank card type in Fund X, 100 will be added to the available shares of the electronic wallet type in Fund X, and 80 will be deducted from the available shares of the electronic wallet type in Fund Y, and 80 will be added to the available shares of the bank card type in Fund Y. It can be seen that the transfer does not change the total shares in Fund X or the total shares in Fund Y, and because the target transfer-out share (100) is deducted from the available shares of the bank card type in Fund X, and the target transfer-in share (80) is added to the available shares of the bank card type in Fund Y, and the target transfer-out share is equivalent to the target transfer-in share, so before and after the transfer, the amount in the bank card represented by the available shares of the bank card type of Fund X + the amount in the bank card represented by the available shares of the bank card type of Fund Y, does not change. Since the available shares of bank card type in Fund X decreased while the available shares of electronic wallet type increased, and the available shares of bank card type in Fund Y increased while the available shares of electronic wallet type decreased, it seems that Fund X borrowed bank card type shares from Fund Y, and Fund Y borrowed electronic wallet type shares from Fund X, which shows that the shares in Fund Y and Fund X were converted or exchanged. This method can aggregate shares of the same share type into the same resource product.

[0072] In this embodiment, shares of the same share type can be aggregated into the same resource product. Therefore, when redemption is required for a share type, for example, when a certain amount of funds needs to be redeemed from a bank card, since the available shares of the bank card are aggregated into one resource product, a redemption can be initiated for the resource product that aggregates the shares of the bank card type to redeem the required funds from the bank card, without the need to initiate redemption from multiple resource products separately, thereby improving redemption efficiency and flexibility.

[0073] In some embodiments, after the share conversion is successful, the method also includes: displaying a redemption interface corresponding to the first resource product, displaying the first updated share distribution on the redemption interface, and displaying the resource source corresponding to the share type in the first updated share distribution; when the resource source corresponding to the transferred-in share type is selected and the redemption share is set, in response to the redemption operation, triggering the redemption of the redemption share in the available shares of the transferred-in share type in the first updated share distribution for the current resource account, so as to transfer the resources represented by the redemption share to the resource source corresponding to the transferred-in share type, and the redemption share is less than or equal to the available share of the transferred-in share type in the first updated share distribution.

[0074] Among them, taking the first resource product X fund as an example, Figure 6 As shown, a redemption interface 600 of Fund X is displayed, in which the first updated share distribution 602 is displayed, and the resource sources corresponding to the share types in the first updated share distribution 602 are displayed, and the resource sources include "a certain bank card", "a first electronic wallet" and "a second electronic wallet". In the first updated share distribution 602, "a bank card share: 11000.00" means that the share of the bank card type is 11000.00, and the resource source corresponding to the bank card type is "a certain bank", "a first electronic wallet share: 1000.00" means that the share of the first electronic wallet type is 1000.00, and the resource source corresponding to the first electronic wallet type is "a first electronic wallet", and "a second electronic wallet share: 100.00" means that the share of the second electronic wallet type is 100.00, and the resource source corresponding to the second electronic wallet type is "a second electronic wallet".

[0075] Specifically, a redemption share setting area is displayed in the redemption interface, and the redemption share can be set in the redemption share setting area. Figure 6 China 604.

[0076] In this embodiment, the redemption share is less than or equal to the available share of the transferred share type in the first updated share distribution. Therefore, compared with before the conversion, more funds can be redeemed to the resource source in one redemption process, thereby reducing the number of redemptions initiated multiple times and improving the flexibility and efficiency of redemption.

[0077] In some embodiments, the transfer-out share type corresponds to the first resource source, and the transfer-in share type corresponds to the second resource source. When the target resource in the first resource source is transferred to the second resource source, additional matching resources are consumed.

[0078] Among them, the amount of the target resource is greater than the amount threshold, and the additional resource is determined according to the amount of the target resource. The additional resource for additional consumption matching can be, for example, a handling fee. For example, the first resource source is an electronic wallet, and the second resource source is a bank card. When transferring funds from the electronic wallet to the bank card, when the amount of the transferred funds is greater than the amount threshold, the platform to which the electronic wallet belongs needs to charge a corresponding handling fee, which is determined according to the amount of the transferred funds. When resources from the second resource source are transferred to the first resource source, no additional resources need to be consumed.

[0079] In this embodiment, since additional resources are consumed when transferring the target resources from the first resource source to the second resource source, for scenarios where resources need to be transferred to the second resource source, there is no need to first redeem the shares of the first resource source and then transfer the redeemed resources to the second resource source. Instead, more resources can be redeemed from the second resource source at one time by converting the shares, which can improve the redemption efficiency and reduce the transfer of resources from the first resource source to the second resource source, thereby reducing the additional costs to a certain extent.

[0080] In some embodiments, a content display interface is displayed, and share distribution information corresponding to the current resource account is displayed in the content display interface, including: displaying a product details interface corresponding to the current resource account, and displaying product description information corresponding to at least two resource products in the product details interface, the current resource account holds a share of each of the at least two resource products, and the at least two resource products include a first resource product; in response to a trigger operation on the product description information of the first resource product, an operation interface for the first resource product is displayed, and a conversion control is displayed in the operation interface; in response to a trigger operation on the conversion control, a content display interface is displayed, and a first share distribution of the first resource product is displayed in the content display interface.

[0081] Each product description information corresponds to a resource product, and the product description information may include the name, fund information or income information of the corresponding resource product. The current resource account holds shares of at least two different resource products. The operation interface of the resource product provides a conversion control for the user to trigger the display of the content display interface, and may also provide controls for triggering subscription, redemption, etc.

[0082] like Figure 7 As shown, a product details interface 700 is displayed, in which product description information 702 and product description information 704 are displayed. When the product description information 702 is clicked, an operation interface 706 is displayed, in which a conversion control 708 is displayed. When the conversion control 708 is clicked, a content display interface is displayed.

[0083] Specifically, the terminal can display the product details interface corresponding to the current resource account through the client provided by the resource service platform. In response to the triggering operation of the conversion control in the operation interface for the first resource product, the terminal can display the content display interface, and automatically display the first share distribution corresponding to the first resource product in the displayed content display interface, for example, automatically display the first resource product in the first product setting area and display the first share distribution in the distribution display area corresponding to the first product setting area.

[0084] In this embodiment, the product description information corresponding to the resource product whose share is held is displayed on the product details interface. The product description information can trigger the operation interface of the resource product, and a conversion control is displayed in the operation interface. When it is necessary to convert the share of the resource product with the share of other resource products, the content display interface can be quickly entered, thereby improving the interaction efficiency.

[0085] In some embodiments, the terminal displays a product details interface corresponding to the current resource account, and displays product description information corresponding to at least two resource products respectively on the product details interface, and the current resource account holds a share of each resource product in at least two resource products. In response to a trigger operation for the target product description information in the product description information, the terminal displays an operation interface for the target resource product corresponding to the target product description information, and displays a conversion control in the operation interface. In response to a trigger operation for the conversion control, the terminal displays a content display interface, and displays the share distribution of the target resource product on the content display interface, wherein the identifier of the target resource product is displayed in the first product setting area by default, and the distribution information of the target resource product is displayed in the distribution display area corresponding to the first product setting area, that is, the target resource product is the first resource product; or, by default, the identifier of the target resource product is displayed in the second product setting area, and the distribution information of the target resource product is displayed in the distribution display area corresponding to the second product setting area, that is, the target resource product is the second resource product.

[0086] In some embodiments, the at least two resource products include a second resource product, and the method further includes: displaying a resource product list, the resource product list including resource products other than the first resource product among the at least two resource products; and displaying a second share distribution of the second resource product in response to a product selection operation for the second resource product in the resource product list.

[0087] The resource product list may use resource product identifiers to represent resource products, for example, the resource product list may use resource product names to represent resource products. The current resource account may have subscribed to multiple resource product shares, so that the current resource account may hold multiple resource product shares. The terminal displays the resource product list in response to a trigger operation for the second product setting area.

[0088] In this embodiment, since the resource product list includes resource products other than the first resource product among the at least two resource products, the second resource product different from the first resource product can be quickly determined, thereby improving the interaction efficiency.

[0089] In some embodiments, a content display interface is displayed, including: displaying a resource management interface, and displaying a conversion entry in the resource management interface; in response to a trigger operation on the conversion entry, displaying a content display interface; in the content display interface, displaying share distribution information corresponding to the current resource account, including: in response to a product selection operation, in the content display interface, displaying a first resource product selected from resource products in the current resource account and a second resource product selected, and displaying a first share distribution and a second share distribution.

[0090] The resource management interface may be any interface provided by a resource service platform, such as a financial management platform. Displaying the selected first resource product may be displaying the identifier of the first resource product, such as the name or product code, and displaying the selected second resource product may be displaying the identifier of the second resource product. The resource product in the current resource account is the resource product to which the shares held by the current resource account belong. For example, if the current resource account holds shares of Fund X and Fund Y, then Fund X is one resource product in the current resource account, and Fund Y is another resource product in the current resource account.

[0091] Specifically, the product selection operation may include an operation of selecting a first resource product and an operation of selecting a second resource product. Selecting the first resource product may be selecting an identifier of the first resource product from the first product setting area. Selecting the second resource product may be selecting an identifier of the second resource product from the second product setting area.

[0092] In this embodiment, by displaying a conversion entrance in the resource management interface, triggering the display of the content display interface through the conversion entrance, and selecting the first resource product and the second resource product participating in the conversion in the content display interface, the flexibility of share conversion or share conversion can be improved.

[0093] In some embodiments, a first control is also displayed in the content display interface, and the method further includes: in response to a trigger operation on the first control, updating and displaying the available shares in the first share distribution or the second share distribution, and after the update, the unit share value corresponding to the available shares in the first share distribution is consistent with the unit share value corresponding to the available shares in the second share distribution.

[0094] The unit share value refers to the amount represented by the unit share, for example, the unit share value is the net value of the financial product. The first control is used to trigger the use of a unified net value to display the share.

[0095] Specifically, the terminal updates and displays the available shares in the first share distribution in response to the trigger operation on the first control, and the updated available shares are equivalent to the available shares before the update, and the unit share value corresponding to the updated available shares is the same as the unit share value corresponding to the available shares in the second share distribution.

[0096] In some embodiments, the terminal changes the display of available shares in the second share distribution in response to a trigger operation on the first control, and the updated available shares are equivalent to the available shares before the update, and the unit share value corresponding to the updated available shares is the same as the unit share value corresponding to the available shares in the first share distribution.

[0097] like Figure 8 As shown, a first control 802 is displayed in the content display interface 800. If the net value of Fund X is twice the net value of Fund Y, and the first control triggers the update of the available shares in the share distribution of Fund Y, then when the first control is clicked, "10000.00" in the share distribution of Fund Y is updated to "5000.00", "2000.00" is updated to "1000.00", and "100.00" is updated to "50.00".

[0098] In this embodiment, through the first control, a unified unit share value such as net value can be used to display the available share, which helps users to reasonably set the target transfer share, reduces the situation where the set target transfer share exceeds the corresponding available share in the share distribution and needs to be reset, and improves the interaction efficiency.

[0099] In some embodiments, a second control is also displayed in the content display interface, and the method further includes: in response to a trigger operation on the second control, displaying the resource values ​​represented by the available shares in the first share distribution, and displaying the resource values ​​represented by the available shares in the second share distribution.

[0100] Specifically, the resource value can be understood as an amount. Fig. 9 As shown, a second control 902 is displayed in the content display interface 900. When the second control 902 is clicked, the amount corresponding to the available share is displayed, wherein the "XXX" in the brackets after the available share represents the amount corresponding to the available share. The amount corresponding to the available share refers to the amount represented by the available share.

[0101] In this embodiment, the amount corresponding to the available share is displayed through the second control, which helps the user to reasonably set the target transfer-out share, reduces the situation where the set target transfer-out share exceeds the limit and needs to be reset, and improves the interaction efficiency.

[0102] In some embodiments, the method also includes: when a transfer-out share type and a transfer-in share type have been selected, displaying a share upper limit, the unit share value corresponding to the share upper limit is the unit share value of the first resource product; wherein the value corresponding to the share upper limit is the smaller of the value corresponding to the available share of the transfer-out share type in the first share distribution and the value corresponding to the available share of the transfer-in share type in the second share distribution.

[0103] Among them, the value corresponding to the available shares of the share type transferred out in the first share distribution = the available shares of the share type transferred out in the first share distribution × the unit share value of the first resource product, and the value corresponding to the available shares of the share type transferred in the second share distribution = the available shares of the share type transferred in the second share distribution × the unit share value of the second resource product. The value corresponding to the share upper limit = the share upper limit × the unit share value of the first resource product.

[0104] Specifically, a transfer share setting area is displayed in the content display interface, and the terminal can display the share upper limit corresponding to the transfer share setting area, for example, the share upper limit can be displayed below or to the side of the transfer share setting area. Fig.10 In the content display interface 1000 shown, when the transfer-out share type such as “Zhiqiantong type” and the transfer-in share type such as “Bank Card type” have been selected, the share upper limit can be displayed below the transfer-out share setting area 1002 .

[0105] In some embodiments, when the transfer-out share type and the transfer-in share type have been selected and the target transfer-out share has not been set, the terminal can display text corresponding to the share upper limit in the transfer-out share setting area, and the number in the text represents the share upper limit.

[0106] In some embodiments, when the transfer-out share type and the transfer-in share type have been selected and the share set in the transfer-out share setting area exceeds the share upper limit, the terminal displays the share upper limit.

[0107] In this embodiment, by displaying the upper limit of the share in the content display interface, the user can be guided to set the share, which helps to improve the interaction efficiency.

[0108] In some embodiments, a transfer-out share setting area and a transfer-out resource value setting area are displayed in the content display interface; the method also includes: in response to a resource value setting operation triggered in the transfer-out resource value setting area, displaying the set target resource value in the transfer-out resource value setting area, and displaying the share corresponding to the target resource value in the transfer-out share setting area, the target transfer-out share being the share corresponding to the target resource value.

[0109] The transfer-out share setting area and the transfer-out resource value setting area can be linked. When a share is set in the transfer-out share setting area, the corresponding resource value will be displayed in the transfer-out resource value setting area. The resource value represented by the target transfer-out share is the target resource value. Target resource value = target transfer-out share × unit share value of the first resource product.

[0110] Specifically, in response to the share setting operation triggered in the transfer-out share setting area, the terminal displays the set target transfer-out share in the transfer-out share setting area, and displays the target resource value in the transfer-out resource value setting area. Fig.11 As shown, a transfer share setting area 1102 and a transfer resource value setting area 1104 are displayed in the content display interface 1100. When a share is entered in the transfer share setting area 1102, the terminal automatically sets the corresponding resource value in the transfer resource value setting area 1104. Similarly, when a resource value is entered in the transfer resource value setting area 1104, the terminal automatically sets the corresponding share in the transfer share setting area 1102.

[0111] In this embodiment, the purpose of setting the share is achieved by setting the resource value, thereby further improving the flexibility of setting the share and facilitating the rapid setting of the share.

[0112] In some embodiments, Fig.12 As shown, a resource processing method is provided, which can be executed by a terminal or a server, or by both a terminal and a server. The method is applied to a server as an example for description, and includes the following steps 1202 to 1206. Among them:

[0113] Step 1202, receiving a conversion request, the conversion request is used to indicate that for the current resource account, a target transfer-out share of a transfer-out share type in a first resource product is converted into a target transfer-in share of a transfer-in share type in a second resource product that is equivalent to the target transfer-out share.

[0114] Step 1204 , in response to the conversion request, the target transfer-out share in the available shares of the transfer-out share type in the first resource product is transferred to the available shares of the transfer-in share type in the first resource product.

[0115] Among them, "transferring the target transfer-out share from the available shares of the transfer-out share type in the first resource product to the available shares of the transfer-in share type in the first resource product" can specifically be: deducting the target transfer-out share from the available shares of the transfer-out share type in the first resource product, and adding the target transfer-out share to the available shares of the transfer-in share type in the first resource product.

[0116] Step 1206: transfer the target transfer-in share in the available shares of the transfer-in share type in the second resource product to the available shares of the transfer-out share type in the second resource product.

[0117] Among them, "transferring the target transfer-in share from the available shares of the transfer-in share type in the second resource product to the available shares of the transfer-out share type in the second resource product" can specifically be: deducting the target transfer-in share from the available shares of the transfer-in share type in the second resource product, and adding the target transfer-in share to the available shares of the transfer-out share type in the second resource product.

[0118] Specifically, the conversion request may carry part or all of the target transfer-out share, the identifier of the current resource account, the identifier of the first resource product, the identifier of the second resource product, or the type of transfer-out share. In response to the conversion request, the server determines the amount represented by the target transfer-out share, and determines the target transfer-in share based on the amount represented by the target transfer-out share, i.e., the target transfer-out resource value.

[0119] In some embodiments, the server is a backend server of a resource service platform, the resource service platform is a financial management platform, and the resource product is a financial management product. Fig.13As shown, a timing diagram of a resource processing method is shown. Specifically, the terminal can display the content display interface provided by the financial management platform through the client provided by the financial management platform, and display the name of the input transfer-out product (first resource product) and the name of the input transfer-in product (second resource product) on the content display interface. When the name of the transfer-out product is input, the terminal can send a share distribution query request for the transfer-out product under the current resource account to the financial management platform to query the share distribution (first share distribution). When the name of the transfer-in product is input, the terminal can send a share distribution query request for the transfer-in product under the current resource account to the financial management platform to query the share distribution (second share distribution). Alternatively, when the name of the transfer-out product is input and the name of the transfer-in product is output, the terminal can send a share distribution query request for the transfer-in product and the transfer-out product under the current resource account to the financial management platform to query the first share distribution and the second share distribution. The terminal displays the queried share distribution of the transfer-out product (first share distribution) and the share distribution of the transfer-in product (second share distribution). The terminal displays the input share type (i.e., the transfer-out share type) and the transfer-out share (i.e., the target transfer-out share) to be transferred out, and in response to the conversion operation, sends a conversion request to the financial management platform. In response to the conversion request, the financial management platform converts the share types of the transfer-out product and the transfer-in product respectively (i.e., the target transfer-out share of the available shares of the transfer-out share type in the first resource product is transferred to the available shares of the transfer-in share type in the first resource product, and the target transfer-in share of the available shares of the transfer-in share type in the second resource product is transferred to the available shares of the transfer-out share type in the second resource product), thereby realizing the share conversion of the target transfer-out share of the transfer-out share type in the first resource product with the target transfer-in share of the transfer-in share type in the second resource product that is equivalent to the target transfer-out share.

[0120] The above-mentioned resource processing method transfers the target transfer-out shares among the available shares of the transfer-out share type in the first resource product to the available shares of the transfer-in share type in the first resource product, and transfers the target transfer-in shares among the available shares of the transfer-in share type in the second resource product to the available shares of the transfer-out share type in the second resource product, thereby helping to convert the shares subscribed from the same resource source in different resource products into shares of the same resource product. Therefore, when a user wants to redeem shares of different resource products subscribed from the same resource source, the user can first perform resource conversion to reduce the number of redemptions initiated to the resource service platform, thereby improving redemption efficiency, helping to reduce the processing burden of the resource service platform, and thereby saving computer resources.

[0121] In some embodiments, the method also includes: receiving a share query request, the share query request is used to indicate a query for the available shares of the first resource product in the current resource account; in response to the share query request, determining a resource details table corresponding to the first resource product, the resource details table including the available shares of the first resource product in the current resource account, the available shares of the first resource product including the available shares of at least one share type; returning a first share distribution, the first share distribution including the available shares of at least one share type.

[0122] Specifically, in response to a trigger operation of a conversion control in an operation interface corresponding to a first resource product, the terminal sends a share query request to the server, receives a first share distribution returned by the server, displays a content display page, and displays the first share distribution in the content display page.

[0123] In some embodiments, in response to selecting or inputting a first resource product in a content display page, the terminal sends a share query request to a server, receives a first share distribution returned by the server, and displays the first share distribution in the content display page.

[0124] In this embodiment, by recording the resource details table, the share distribution can be quickly determined, thereby improving the efficiency of determining the share distribution.

[0125] In some embodiments, before transferring the target transfer-in share from the available shares of the transfer-in share type in the second resource product to the available shares of the transfer-out share type in the second resource product, it also includes: obtaining a first unit share value of the first resource product and obtaining a second unit share value of the second resource product; determining a target transfer-out resource value based on the first unit share value and the target transfer-out share; and determining the target transfer-in share based on the target transfer-out resource value and the second unit share value.

[0126] Among them, the target transfer-out resource value = target transfer-out share × the first unit share value, and the target transfer-in share = target transfer-out resource value / second unit share value.

[0127] In this embodiment, the target transfer-in share can be quickly determined based on the first unit share value and the second unit share value.

[0128] In some embodiments, the method also includes: receiving a payment success notification for a purchase order sent by a payment platform, the purchase order is an order for purchasing shares of a first resource product for a current resource account using resources with a purchase resource value; determining a source of purchase resources used for the purchase payment based on the payment success notification, and recording the source of purchase resources in the purchase order; sending a purchase confirmation request for the purchase order to a resource management agency platform, and receiving purchase confirmation information returned by the resource management agency platform in response to the purchase confirmation request; based on the purchase confirmation share in the purchase confirmation information, updating the available share of the purchase share type of the first resource product in the current resource account, the purchase share type refers to the share type corresponding to the application resource source, and the purchase confirmation share is equivalent to the resource of the purchase resource value.

[0129] Among them, the payment success notification is used to notify that the payment has been successful. The payment success notification can indicate the resource source used for payment, the resource source and the subscription resource source. The subscription resource value can be called the subscription amount. Subscription resource value = subscription confirmation share × unit share value of the first resource product. The subscription confirmation request can carry the subscription order identifier, subscription resource value, etc. The subscription confirmation share refers to the share successfully subscribed. The subscription confirmation information includes the subscription confirmation share, and can also include at least one of the subscription order identifier, the current resource account identifier, or the first resource product identifier.

[0130] Specifically, taking the resource service platform as a financial management platform and the resource products as financial management products as an example, Fig.14As shown, a time sequence diagram of the subscription resource product is shown. Specifically, the terminal can display the subscription interface provided by the financial management platform through the client provided by the financial management platform. The set product name, i.e., the fund name and the subscription amount are displayed in the subscription interface, and multiple payment methods are displayed for selection. In response to the subscription operation triggered on the subscription interface, the terminal sends a subscription request to the financial management platform, i.e., the server. The subscription request is used to indicate that the resources of the subscription amount are paid through the selected payment method to hold the resource equivalent to the subscription amount of the financial product represented by the product name. The financial management platform responds to the subscription request, records the subscription order, and returns the payment link corresponding to the payment method to the terminal. The subscription order records the product name and the subscription resource value, and records the payment status, and the payment status is pending payment. The terminal displays the payment page according to the payment link, obtains the payment password entered into the payment page, and sends a payment request to the payment platform. The payment platform responds to the payment request, executes the payment operation, and after the payment is successful, notifies the financial management platform of the payment success, so that the financial management platform records the subscription channel, that is, the source of resources used for payment (that is, the subscription resource source) in the subscription order, and updates the payment status to successful payment. Next, the financial management platform reports the subscription application document to the settlement platform of the financial institution, and the subscription application document records the product name and subscription amount recorded in the subscription order. The resource management agency is an institution that issues resource products, such as a fund company, and the resource management agency platform can be a settlement platform of a financial institution, such as (Transfer Agent, the open-end fund registration and settlement system of the settlement company). After the settlement platform performs clearing according to the subscription application document, it returns the subscription confirmation document to the financial management platform, and the subscription confirmation share is recorded in the subscription confirmation document. The subscription confirmation share is the share that has been successfully subscribed. Then, the financial management platform updates the resource details table according to the subscription confirmation share.

[0131] In this embodiment, the source of the subscription resources is determined based on the payment success notification, and the source of the subscription resources is recorded. The available shares of the share type corresponding to the source of the subscription resources are updated based on the subscription confirmation shares, so that the available shares can be updated accurately and timely.

[0132] In some embodiments, the method also includes: receiving a redemption request sent by a terminal, the redemption request is used to indicate the redemption of a target redemption share of a redemption share type of a first resource product in a current resource account; in response to the redemption request, based on the current resource account and the target redemption share of the first resource product, recording a redemption order, and updating the share of the redemption share type of the first resource product in the current resource account according to the target redemption share; sending a redemption confirmation request for the redemption order to the resource management agency platform, receiving redemption confirmation information returned by the resource management agency platform in response to the redemption confirmation request; based on the redemption confirmation share in the redemption confirmation information, updating the share of the redemption share type of the first resource product in the current resource account.

[0133] The target redemption share refers to the share that needs to be redeemed. The redemption share type refers to the type of share that needs to be redeemed, such as the bank card type. The redemption request may carry the indication information of the redemption resource source and the target redemption share. The indication information is used to determine the redemption resource source to determine the redemption share type. The redemption resource source is the resource source corresponding to the redemption share type.

[0134] Specifically, taking the resource service platform as a financial management platform and the resource product as a fund as an example, Fig.15 As shown, a timing diagram of redeeming the shares of resource products is shown, wherein the terminal can display the redemption interface provided by the financial management platform through the client provided by the financial management platform, display the input product name in the redemption interface, and in response to the redemption operation, send a share query request to the financial management platform to query the share distribution of the resource product corresponding to the product name and display it, so that the user can input the share to be redeemed and select the redemption resource source, such as a bank card. The terminal sends a redemption request to the financial management platform, and the redemption request carries the target redemption share. In response to the redemption request, the financial management platform verifies the legality of the target redemption share in the redemption request, and after the verification is passed, records the redemption order and updates the corresponding share according to the target redemption share. The redemption order can be carried in the redemption request, and the redemption order contains the indication information of the redemption resource source and the target redemption share and other information. The redemption resource source is determined according to the indication information of the redemption resource source, and the resource source is recorded in the redemption order, and the target redemption share in the available shares of the redemption share type is frozen. Then, the financial management platform notifies the terminal that the redemption has been successfully initiated, and sends a redemption confirmation request to the resource management agency platform to report the redemption application file, and the redemption application file contains the indication information of the redemption share type and the target redemption share and other information. The resource management agency platform clears and confirms the redemption share according to the reported redemption application file, and returns the redemption confirmation file to the financial management platform, and the redemption confirmation file is the redemption confirmation information. The financial management platform updates the corresponding share according to the redemption confirmation share in the redemption confirmation information.

[0135] In this embodiment, during the redemption process, the target redemption share updates the share of the redemption share type of the first resource product, and based on the redemption confirmation share in the redemption confirmation information, the share of the redemption share type of the first resource product in the current resource account is updated, so that the share can be updated accurately and timely to ensure the accuracy of the share.

[0136] In some embodiments, based on the target redemption share, the share of the redemption share type of the first resource product in the current resource account is updated, including: deducting the target redemption share from the available share of the redemption share type of the first resource product in the current resource account to obtain a first updated available share; adding the target redemption share to the frozen share of the redemption share type of the first resource product in the current resource account to obtain a first updated frozen share; based on the redemption confirmation share in the redemption confirmation information, updating the share of the redemption share type of the first resource product in the current resource account, including: determining the difference between the target redemption share and the redemption confirmation share as the redemption failure share; adding the redemption failure share to the first updated available share to obtain a second updated available share, and deducting the target redemption share from the first updated frozen share to obtain a second updated frozen share.

[0137] Among them, the first updated available shares = the available shares of the redemption share type of the first resource product - the target redemption shares. The first updated frozen shares = the frozen shares of the redemption share type of the first resource product + the target redemption shares. After the target redemption shares are updated, the available shares of the redemption share type of the first resource product are changed to the first updated available shares, and the frozen shares are changed to the first updated frozen shares.

[0138] Redemption failed shares = target redemption shares - redemption confirmed shares. Second updated available shares = first updated available shares + redemption failed shares. Second updated frozen shares = first updated frozen shares - target redemption shares. The resources represented by the redemption confirmed shares, i.e., funds, will be returned to the redemption resource source corresponding to the redemption share type, such as a bank card. After the redemption confirmed shares are updated, the available shares of the redemption share type of the first resource product are changed to the second updated available shares, and the frozen shares are changed to the second updated frozen shares.

[0139] In this embodiment, by correspondingly deducting or increasing the target redemption share and increasing the redemption failure share, the share can be accurately updated, thereby improving the accuracy of share update.

[0140] In some embodiments, Fig.16 As shown, a resource processing method is provided, which can be jointly executed by a terminal and a server, including:

[0141] Step 1602, the terminal displays a content display interface, which includes a first product setting area, a first distribution display area corresponding to the first product setting area, a second product setting area, a second distribution display area corresponding to the second product setting area, a transfer-out type selection area, a transfer-out share setting area, a transfer-in type selection area, and a conversion control.

[0142] Step 1604, in response to the first product setting operation triggered in the first product setting area, the terminal displays the first resource product selected from the resource products of the current resource account in the first product setting area, and displays the first share distribution of the first resource product in the first distribution display area.

[0143] Step 1606: In response to the second product setting operation triggered in the second product setting area, the terminal displays the second resource product selected from the resource products of the current resource account in the second product setting area, and displays the second share distribution of the second resource product in the second distribution display area.

[0144] Step 1608: In response to the selection operation triggered in the transfer-out type selection area, the terminal displays the transfer-out share type selected from the share types in the first share distribution in the transfer-out type selection area.

[0145] Step 1610: In response to the share setting operation triggered in the transfer-out share setting area, the terminal displays the set target transfer-out share corresponding to the transfer-out share type in the transfer-out share setting area.

[0146] Step 1612: In response to a selection operation triggered in the transfer-in type selection area, the terminal displays the transfer-in share type selected from the share types in the second share distribution in the transfer-in type selection area.

[0147] Step 1614, the terminal sends a conversion request to the server in response to the trigger operation on the conversion control; the conversion request is used to indicate that for the current resource account, the target transfer-out share of the transfer-out share type in the first resource product is converted into the target transfer-in share of the transfer-in share type in the second resource product that is equivalent to the target transfer-out share.

[0148] Step 1616, the server responds to the conversion request and transfers the target transfer-out shares from the available shares of the transfer-out share type in the first resource product to the available shares of the transfer-in share type in the first resource product, and transfers the target transfer-in shares from the available shares of the transfer-in share type in the second resource product to the available shares of the transfer-out share type in the second resource product.

[0149] Step 1618: The server returns a successful conversion result to the terminal.

[0150] Step 1620: The terminal receives a conversion success result, and displays a conversion success interface corresponding to the conversion success result, and displays the first updated share distribution of the first resource product and the second updated share distribution of the second resource product in the conversion success interface.

[0151] Among them, compared with the first share distribution, in the first updated share distribution, the shares of the transfer-out share type reduce the target transfer-out shares, and the shares of the transfer-in share type increase the target transfer-in shares; compared with the second share distribution, in the second updated share distribution, the shares of the transfer-out share type increase the target transfer-in shares, and the shares of the transfer-in share type reduce the target transfer-in shares.

[0152] The resource processing method proposed in this embodiment helps to convert shares of different resource products subscribed from the same resource source into shares of the same resource product. Therefore, when a user wants to redeem shares of different resource products subscribed from the same resource source, the resource conversion can be performed first to reduce the number of redemptions initiated to the resource service platform, thereby improving redemption efficiency, helping to reduce the processing burden of the resource service platform, and thereby saving computer resources.

[0153] The resource products in the resource processing method provided in this application may be, but are not limited to, financial products or virtual transaction coins in the blockchain, and the application scenarios include, but are not limited to, converting the shares of financial products held, or converting the shares of virtual transaction coins held in the blockchain.

[0154] For example, for financial products, the current resource account holds shares of the first financial product and shares of the second financial product. Among the shares of the first financial product held, the available shares of the first share type are A1 and the available shares of the second share type are A2; and among the shares of the second financial product held, the available shares of the first share type are B1 and the available shares of the second share type are B2. If the transfer-out share type is the first share type, the transfer-in share type is the second share type, the target transfer-out share is A3 (A3 is less than or equal to A1), and the target transfer-in share is B3 (B3 is less than or equal to B2), then A3 can be deducted from A1, and A3 can be increased on the basis of A2, and B3 can be increased on the basis of B1, and B3 can be deducted from B2, so that the total number of shares of the first wealth management product held remains unchanged, the total number of shares of the second wealth management product held remains unchanged, the available shares of the second share type in the shares of the first wealth management product held increases, and the available shares of the first share type in the shares of the second wealth management product held increases. If the resource source corresponding to the first share type is an electronic wallet, and the resource source corresponding to the second share type is a bank card, it means that part or all of the shares of the first wealth management product subscribed by the electronic wallet are converted into shares of the second wealth management product subscribed by the electronic wallet, and part or all of the shares of the second wealth management product subscribed by the bank card are converted into shares of the first wealth management product subscribed by the bank card, so that when a bank card repayment is needed, only initiating redemption of the first wealth management product can meet the demand, reducing the number of redemption initiations, alleviating the processing burden of the wealth management platform, and thus saving computer resources. In addition, it can meet the financial management platform's needs for resource management from different sources, and can generally ensure redemption to the corresponding resource sources. It can optimize the flexible destination of the redemption amount of a single asset, which can not only guarantee the functional needs of the financial management platform, but also meet the user's redemption fund needs, and can enhance the financial management platform's stickiness to users.

[0155] As another example, for virtual trading coins in the blockchain, the current resource account holds shares of the first virtual trading coin and shares of the second virtual trading coin. Among the shares of the first virtual trading coin held, the available shares of the first share type are C1, and the available shares of the second share type are C2; ​​and among the shares of the second virtual trading coin held, the available shares of the first share type are D1, and the available shares of the second share type are D2. If the transfer-out share type is the first share type, the transfer-in share type is the second share type, the target transfer-out share is C3 (C3 is less than or equal to C1), and the target transfer-in share is D3 (D3 is less than or equal to D2), then C3 can be deducted from C1, and C3 can be increased on the basis of C2, and D3 can be increased on the basis of D1, and D3 can be deducted from D2, so that the total number of shares of the first virtual trading coin held remains unchanged, the total number of shares of the second virtual trading coin held remains unchanged, the available shares of the second share type in the shares of the first virtual trading coin held increases, and the first share type in the shares of the second virtual trading coin held increases. The available shares increase. If the resource source corresponding to the first share type is an electronic wallet, and the resource source corresponding to the second share type is a bank card, it means that part or all of the shares of the first virtual transaction currency subscribed by the electronic wallet are converted into shares of the second virtual transaction currency subscribed by the electronic wallet, and part or all of the shares of the second virtual transaction currency subscribed by the bank card are converted into shares of the first virtual transaction currency subscribed by the bank card. Therefore, when a bank card repayment is needed, only redemption of the first virtual transaction currency can be initiated to meet the demand, thereby reducing the number of redemption initiations, alleviating the processing burden of the financial management platform, and saving computer resources.

[0156] It should be understood that, although the various steps in the flowcharts involved in the above-mentioned embodiments are displayed in sequence according to the indication of the arrows, these steps are not necessarily executed in sequence according to the order indicated by the arrows. Unless there is a clear explanation in this article, the execution of these steps does not have a strict order restriction, and these steps can be executed in other orders. Moreover, at least a part of the steps in the flowcharts involved in the above-mentioned embodiments can include multiple steps or multiple stages, and these steps or stages are not necessarily executed at the same time, but can be executed at different times, and the execution order of these steps or stages is not necessarily to be carried out in sequence, but can be executed in turn or alternately with other steps or at least a part of the steps or stages in other steps.

[0157] Based on the same inventive concept, the embodiment of the present application also provides a resource processing device for implementing the resource processing method involved above. The implementation scheme for solving the problem provided by the device is similar to the implementation scheme recorded in the above method, so the specific limitations in one or more resource processing device embodiments provided below can refer to the limitations on the resource processing method above, and will not be repeated here.

[0158] In some embodiments, Fig.17 As shown, a resource processing device is provided, including: a first display module 1702, a second display module 1704 and a conversion trigger module 1706, wherein:

[0159] The first display module 1702 is used to display a content display interface. In the content display interface, the share distribution information corresponding to the current resource account is displayed. The share distribution information includes a first share distribution of a first resource product and a second share distribution of a second resource product.

[0160] The second display module 1704 is used to respond to the conversion setting operation, display the transfer-out share type selected from the share types in the first share distribution, the target transfer-out share corresponding to the transfer-out share type, and display the transfer-in share type selected from the share types in the second share distribution, the transfer-out share type and the transfer-in share type are different share types, and the share type is used to characterize the resource source corresponding to the share.

[0161] The conversion trigger module 1706 is used to trigger the conversion of the target transfer-out share of the transfer-out share type in the first resource product and the target transfer-in share of the transfer-in share type in the second resource product that is equivalent to the target transfer-out share in response to the conversion operation triggered in the content display interface.

[0162] In some embodiments, the device also includes a third display module, which is used to display a conversion success interface when the share conversion is successful, and display the first updated share distribution of the first resource product and the second updated share distribution of the second resource product on the conversion success interface; wherein, compared with the first share distribution, in the first updated share distribution, the available shares of the transferred-out share type are reduced by the target transferred-out share, and the available shares of the transferred-in share type are increased by the target transferred-in share; compared with the second share distribution, in the second updated share distribution, the available shares of the transferred-out share type are increased by the target transferred-in share, and the available shares of the transferred-in share type are reduced by the target transferred-in share.

[0163] In some embodiments, the device also includes a fourth display module, which is used to display a redemption interface corresponding to the first resource product after the share conversion is successful, display the first updated share distribution on the redemption interface, and display the resource source corresponding to the share type in the first updated share distribution; a redemption trigger module, which is used to trigger the redemption of the redemption share in the available shares of the transferred-in share type in the first updated share distribution for the current resource account in response to the redemption operation when the resource source corresponding to the transferred-in share type is selected and the redemption share is set, so as to transfer the resources represented by the redemption share to the resource source corresponding to the transferred-in share type, and the redemption share is less than or equal to the available share of the transferred-in share type in the first updated share distribution.

[0164] In some embodiments, the transfer-out share type corresponds to the first resource source, and the transfer-in share type corresponds to the second resource source. When the target resource in the first resource source is transferred to the second resource source, additional matching resources are consumed.

[0165] In some embodiments, the first display module 1702 is also used to display a product details interface corresponding to the current resource account, and to display product description information corresponding to at least two resource products respectively on the product details interface, the current resource account holds a share of each of the at least two resource products, and the at least two resource products include the first resource product; in response to a trigger operation on the product description information of the first resource product, an operation interface for the first resource product is displayed, and a conversion control is displayed in the operation interface; in response to a trigger operation on the conversion control, a content display interface is displayed, and the first share distribution of the first resource product is displayed on the content display interface.

[0166] In some embodiments, at least two resource products include a second resource product, and the first display module 1702 is also used to display a resource product list, which includes resource products other than the first resource product in the at least two resource products; in response to a product selection operation for the second resource product in the resource product list, a second share distribution of the second resource product is displayed.

[0167] In some embodiments, the first display module 1702 is also used to display a resource management interface and display a conversion entry in the resource management interface; in response to a trigger operation on the conversion entry, display a content display interface; in response to a product selection operation, display a first resource product selected from resource products in the current resource account and a second resource product selected in the content display interface, and display a first share distribution and a second share distribution.

[0168] In some embodiments, a first control is also displayed in the content display interface, and the device also includes an update display module for updating and displaying the available shares in the first share distribution or the second share distribution in response to a trigger operation on the first control. After the update, the unit share value corresponding to the available shares in the first share distribution is consistent with the unit share value corresponding to the available shares in the second share distribution.

[0169] In some embodiments, a second control is also displayed in the content display interface, and the device also includes a numerical display module for displaying the resource values ​​represented by the available shares in the first share distribution and displaying the resource values ​​represented by the available shares in the second share distribution in response to a trigger operation on the second control.

[0170] In some embodiments, the device also includes an upper limit display module, which is used to display the share upper limit when the transfer-out share type and the transfer-in share type have been selected, and the unit share value corresponding to the share upper limit is the unit share value of the first resource product; wherein the value corresponding to the share upper limit is the smaller of the value corresponding to the available share of the transfer-out share type in the first share distribution and the value corresponding to the available share of the transfer-in share type in the second share distribution.

[0171] In some embodiments, Fig.18 As shown, a resource processing device is provided, including: a request receiving module 1802, a request response module 1804 and a share conversion module 1806, wherein:

[0172] The request receiving module 1802 is used to receive a conversion request, which is used to indicate that for the current resource account, a target transfer-out share of a transfer-out share type in a first resource product is converted into a target transfer-in share of a transfer-in share type in a second resource product that is equivalent to the target transfer-out share.

[0173] The request response module 1804 is used to transfer the target transfer-out share in the available shares of the transfer-out share type in the first resource product to the available shares of the transfer-in share type in the first resource product in response to the conversion request.

[0174] The share conversion module 1806 is used to transfer the target transfer-in share in the available shares of the transfer-in share type in the second resource product to the available shares of the transfer-out share type in the second resource product.

[0175] In some embodiments, the request receiving module 1802 is also used to receive a share query request, which is used to instruct a query on the available shares of the first resource product in the current resource account; the request response module 1804 is also used to respond to the share query request, determine the resource details table corresponding to the first resource product, the resource details table includes the available shares of the first resource product in the current resource account, and the available shares of the first resource product include the available shares of at least one share type; and return the first share distribution, which includes the available shares of at least one share type.

[0176] In some embodiments, the share conversion module 1806 is also used to obtain a first unit share value of a first resource product and a second unit share value of a second resource product; determine a target transfer-out resource value based on the first unit share value and the target transfer-out share; and determine a target transfer-in share based on the target transfer-out resource value and the second unit share value.

[0177] In some embodiments, the device also includes a purchase processing module, which is used to receive a payment success notification for a purchase order sent by a payment platform, where the purchase order is an order for purchasing a share of a first resource product for the current resource account using a resource with a purchase resource value; determine the source of the purchase resources used for the purchase payment based on the payment success notification, and record the source of the purchase resources in the purchase order; send a purchase confirmation request for the purchase order to the resource management agency platform, and receive purchase confirmation information returned by the resource management agency platform in response to the purchase confirmation request; based on the purchase confirmation share in the purchase confirmation information, update the available share of the purchase share type of the first resource product in the current resource account, where the purchase share type refers to the share type corresponding to the application resource source, and the purchase confirmation share is equivalent to the purchase resource value.

[0178] In some embodiments, the device also includes a redemption processing module, which is used to receive a redemption request sent by a terminal, the redemption request is used to indicate a target redemption share of a redemption share type of a first resource product for a current resource account; in response to the redemption request, a redemption order is generated based on the current resource account and the target redemption share of the first resource product, and the share of the redemption share type of the first resource product in the current resource account is updated according to the target redemption share; a redemption confirmation request for the redemption order is sent to the resource management agency platform, and redemption confirmation information returned by the resource management agency platform in response to the redemption confirmation request; based on the redemption confirmation share in the redemption confirmation information, the share of the redemption share type of the first resource product in the current resource account is updated.

[0179] In some embodiments, the redemption processing module is also used to deduct the target redemption share from the available share of the redemption share type of the first resource product in the current resource account to obtain a first updated available share; add the target redemption share to the frozen share of the redemption share type of the first resource product in the current resource account to obtain a first updated frozen share; determine the difference between the target redemption share and the redemption confirmation share as the redemption failure share; add the redemption failure share to the first updated available share to obtain a second updated available share, and deduct the target redemption share from the first updated frozen share to obtain a second updated frozen share.

[0180] Each module in the resource processing device can be implemented in whole or in part by software, hardware, or a combination thereof. Each module can be embedded in or independent of a processor in a computer device in the form of hardware, or can be stored in a memory in a computer device in the form of software, so that the processor can call and execute operations corresponding to each module.

[0181] In some embodiments, a computer device is provided. The computer device may be a server, and its internal structure diagram may be as follows: Fig.19As shown. The computer device includes a processor, a memory, an input / output interface (Input / Output, referred to as I / O) and a communication interface. The processor, the memory and the input / output interface are connected through a system bus, and the communication interface is connected to the system bus through the input / output interface. The processor of the computer device is used to provide computing and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system, a computer program and a database. The internal memory provides an environment for the operation of the operating system and the computer program in the non-volatile storage medium. The database of the computer device is used to store data involved in the resource processing method. The input / output interface of the computer device is used to exchange information between the processor and an external device. The communication interface of the computer device is used to communicate with an external terminal through a network connection. When the computer program is executed by the processor, a resource processing method is implemented.

[0182] In some embodiments, a computer device is provided, which may be a terminal, and its internal structure diagram may be as follows: Fig. 20 As shown. The computer device includes a processor, a memory, an input / output interface, a communication interface, a display unit and an input device. The processor, the memory and the input / output interface are connected through a system bus, and the communication interface, the display unit and the input device are connected to the system bus through the input / output interface. The processor of the computer device is used to provide computing and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system and a computer program. The internal memory provides an environment for the operation of the operating system and the computer program in the non-volatile storage medium. The input / output interface of the computer device is used to exchange information between the processor and an external device. The communication interface of the computer device is used to communicate with an external terminal in a wired or wireless manner, and the wireless manner can be implemented through WIFI, a mobile cellular network, near field communication (NFC) or other technologies. When the computer program is executed by the processor, a resource processing method is implemented. The display unit of the computer device is used to form a visually visible picture, which can be a display screen, a projection device or a virtual reality imaging device. The display screen can be a liquid crystal display screen or an electronic ink display screen, and the input device of the computer device can be a touch layer covering the display screen, or a button, trackball or touchpad set on the computer device shell, or an external keyboard, touchpad or mouse.

[0183] Those skilled in the art will understand that Fig.19 and Fig. 20The structure shown in the figure is only a block diagram of a part of the structure related to the solution of the present application, and does not constitute a limitation on the computer device to which the solution of the present application is applied. The specific computer device may include more or fewer components than those shown in the figure, or combine certain components, or have a different arrangement of components.

[0184] In some embodiments, a computer device is provided, including a memory and a processor, wherein a computer program is stored in the memory, and the processor implements the steps in the above-mentioned resource processing method when executing the computer program.

[0185] In some embodiments, a computer-readable storage medium is provided, on which a computer program is stored. When the computer program is executed by a processor, the steps in the above-mentioned resource processing method are implemented.

[0186] In some embodiments, a computer program product is provided, including a computer program, which implements the steps in the above resource processing method when executed by a processor.

[0187] It should be noted that the user information (including but not limited to user device information, user personal information, etc.) and data (including but not limited to data used for analysis, stored data, displayed data, etc.) involved in this application are all information and data authorized by the user or fully authorized by all parties, and the collection, use and processing of relevant data must comply with relevant regulations.

[0188] A person of ordinary skill in the art can understand that all or part of the processes in the above-mentioned embodiment method can be completed by instructing the relevant hardware through a computer program, and the computer program can be stored in a non-volatile computer-readable storage medium. When the computer program is executed, it can include the processes of the embodiments of the above-mentioned methods. Among them, any reference to the memory, database or other medium used in the embodiments provided in the present application can include at least one of non-volatile memory and volatile memory. Non-volatile memory can include read-only memory (ROM), magnetic tape, floppy disk, flash memory, optical memory, high-density embedded non-volatile memory, resistive random access memory (ReRAM), magnetic random access memory (MRAM), ferroelectric random access memory (FRAM), phase change memory (PCM), graphene memory, etc. Volatile memory can include random access memory (RAM) or external cache memory, etc. As an illustration and not limitation, RAM can be in various forms, such as static random access memory (SRAM) or dynamic random access memory (DRAM). The database involved in each embodiment provided in this application may include at least one of a relational database and a non-relational database. Non-relational databases may include distributed databases based on blockchains, etc., but are not limited to this. The processor involved in each embodiment provided in this application may be a general-purpose processor, a central processing unit, a graphics processor, a digital signal processor, a programmable logic device, a data processing logic device based on quantum computing, an artificial intelligence (AI) processor, etc., but are not limited to this.

[0189] The technical features of the above embodiments may be combined arbitrarily. To make the description concise, not all possible combinations of the technical features in the above embodiments are described. However, as long as there is no contradiction in the combination of these technical features, they should be considered to be within the scope of this application.

[0190] The above-described embodiments only express several implementation methods of the present application, and the descriptions thereof are relatively specific and detailed, but they cannot be understood as limiting the scope of the present application. It should be pointed out that, for a person of ordinary skill in the art, several variations and improvements can be made without departing from the concept of the present application, and these all belong to the protection scope of the present application. Therefore, the protection scope of the present application shall be subject to the attached claims.

Claims

1. A resource processing method, characterized in that: The method comprises: Displaying a content display interface, in which the share distribution information corresponding to the current resource account is displayed, the share distribution information including a first share distribution of a first resource product and a second share distribution of a second resource product; In response to the conversion setting operation, displaying the outgoing share type selected from the share types in the first share distribution and the target outgoing share corresponding to the outgoing share type, and displaying the incoming share type selected from the share types in the second share distribution, wherein the outgoing share type is a different share type from the incoming share type, and the share type is used to characterize the resource source corresponding to the share; In response to a conversion operation triggered in the content display interface, a share conversion is triggered between the target transfer-out share of the transfer-out share type in the first resource product and the target transfer-in share of the transfer-in share type in the second resource product that is equivalent to the target transfer-out share.

2. The method according to claim 1, characterized in that: The method further comprises: If the share conversion is successful, a conversion success interface is displayed, in which the first updated share distribution of the first resource product and the second updated share distribution of the second resource product are displayed; Compared with the first share distribution, in the first updated share distribution, the available shares of the transfer-out share type are reduced by the target transfer-out share, and the available shares of the transfer-in share type are increased by the target transfer-out share; Compared with the second share distribution, the available shares of the transfer-out share type in the second updated share distribution are increased by the target transfer-in share, and the available shares of the transfer-in share type are reduced by the target transfer-in share.

3. The method according to claim 2, characterized in that After the share conversion is successful, the method further includes: Displaying a redemption interface corresponding to the first resource product, displaying the first updated share distribution on the redemption interface, and displaying a resource source corresponding to a share type in the first updated share distribution; When the resource source corresponding to the transferred-in share type is selected and the redemption share is set, in response to the redemption operation, the redemption share in the available share of the transferred-in share type in the first updated share distribution is triggered for the current resource account to transfer the resources represented by the redemption share to the resource source corresponding to the transferred-in share type, and the redemption share is less than or equal to the available share of the transferred-in share type in the first updated share distribution.

4. The method according to claim 2, characterized in that: The transfer-out share type corresponds to a first resource source, and the transfer-in share type corresponds to a second resource source. When the target resource in the first resource source is transferred to the second resource source, additional matching resources are consumed.

5. The method according to claim 1, characterized in that The content display interface displays the share distribution information corresponding to the current resource account, including: Displaying a product details interface corresponding to the current resource account, and displaying product description information corresponding to at least two resource products respectively on the product details interface, the current resource account holds a share of each of the at least two resource products, and the at least two resource products include the first resource product; In response to a triggering operation on the product description information of the first resource product, displaying an operation interface of the first resource product and displaying a conversion control in the operation interface; In response to a triggering operation on the conversion control, a content display interface is displayed, and a first share distribution of the first resource product is displayed on the content display interface.

6. The method according to claim 5, characterized in that The at least two resource products include the second resource product, and the method further includes: Displaying a resource product list, wherein the resource product list includes resource products other than the first resource product among the at least two resource products; In response to a product selection operation on the second resource product in the resource product list, a second share distribution of the second resource product is displayed.

7. The method according to claim 1, characterized in that The display content display interface includes: Displaying a resource management interface, and displaying a conversion entry in the resource management interface; In response to a triggering operation on the conversion entry, displaying a content display interface; In the content display interface, the share distribution information corresponding to the current resource account is displayed, including: In response to the product selection operation, the first resource product and the second resource product selected from the resource products in the current resource account are displayed on the content display interface, and the first share distribution and the second share distribution are displayed.

8. The method according to any one of claims 1 to 7, characterized in that: The content display interface also displays a first control, and the method further includes: In response to a trigger operation on the first control, the available shares in the first share distribution or the second share distribution are updated and displayed. After the update, the unit share value corresponding to the available shares in the first share distribution is consistent with the unit share value corresponding to the available shares in the second share distribution.

9. The method according to any one of claims 1 to 7, characterized in that: The content display interface also displays a second control, and the method further includes: In response to a trigger operation on the second control, the resource values ​​represented by the available shares in the first share distribution are displayed, and the resource values ​​represented by the available shares in the second share distribution are displayed.

10. The method according to any one of claims 1 to 7, characterized in that: The method further comprises: When the transfer-out share type and the transfer-in share type are selected, the share upper limit is displayed, and the unit share value corresponding to the share upper limit is the unit share value of the first resource product; The value corresponding to the share upper limit is the smaller one of the value corresponding to the available shares of the transferred-out share type in the first share distribution and the value corresponding to the available shares of the transferred-in share type in the second share distribution.

11. A resource processing method, characterized in that: The method comprises: receiving a conversion request, the conversion request being used to instruct, for a current resource account, to convert a target outgoing share of a transfer-out share type in a first resource product into a target incoming share of a transfer-in share type in a second resource product that is equivalent to the target outgoing share; In response to the conversion request, transferring the target transfer-out share in the available shares of the transfer-out share type in the first resource product to the available shares of the transfer-in share type in the first resource product; The target transfer-in share in the available shares of the transfer-in share type in the second resource product is transferred to the available shares of the transfer-out share type in the second resource product.

12. The method according to claim 11, characterized in that The method further comprises: receiving a share query request, where the share query request is used to instruct querying the available share of the first resource product in the current resource account; In response to the share query request, determining a resource detail table corresponding to the first resource product, the resource detail table including available shares of the first resource product in the current resource account, the available shares of the first resource product including available shares of at least one share type; A first share distribution is returned, the first share distribution comprising available shares of the at least one share type.

13. The method according to claim 11, characterized in that Before transferring the target transfer-in share in the available shares of the transfer-in share type in the second resource product to the available shares of the transfer-out share type in the second resource product, the method further includes: Obtaining a first unit share value of the first resource product, and obtaining a second unit share value of the second resource product; Determine a target transfer-out resource value according to the first unit share value and the target transfer-out share; The target transfer-in share is determined based on the target transfer-out resource value and the second unit share value.

14. The method according to claim 11, characterized in that The method further comprises: Receiving a payment success notification for a purchase order sent by a payment platform, wherein the purchase order is an order for purchasing a share of the first resource product for the current resource account using a resource of a purchase resource value; Determining the source of the purchase resources used for the purchase payment according to the payment success notification, and recording the source of the purchase resources in the purchase order; Sending a purchase confirmation request for the purchase order to the resource management agency platform, and receiving purchase confirmation information returned by the resource management agency platform in response to the purchase confirmation request; Based on the subscription confirmation share in the subscription confirmation information, the available share of the subscription share type of the first resource product in the current resource account is updated, the subscription share type refers to the share type corresponding to the applied resource source, and the subscription confirmation share is equivalent to the subscription resource value.

15. The method according to claim 11, characterized in that The method further comprises: receiving a redemption request sent by a terminal, the redemption request being used to instruct to redeem a target redemption share of a redemption share type of the first resource product in the current resource account; In response to the redemption request, based on the current resource account and the target redemption share of the first resource product, record a redemption order, and update the share of the redemption share type of the first resource product in the current resource account according to the target redemption share; Sending a redemption confirmation request for the redemption order to the resource management agency platform, and receiving redemption confirmation information returned by the resource management agency platform in response to the redemption confirmation request; Based on the redemption confirmation share in the redemption confirmation information, the share of the redemption share type of the first resource product in the current resource account is updated.

16. The method according to claim 15, characterized in that The updating, according to the target redemption share, of the share of the redemption share type of the first resource product in the current resource account includes: Deducting the target redemption share from the available share of the redemption share type of the first resource product in the current resource account to obtain a first updated available share; Add the target redemption share to the frozen share of the redemption share type of the first resource product in the current resource account to obtain a first updated frozen share; The updating, based on the redemption confirmation share in the redemption confirmation information, of the share of the redemption share type of the first resource product in the current resource account includes: The difference between the target redemption share and the redemption confirmation share is determined as the redemption failure share; The redemption failure share is added to the first update available share to obtain a second update available share, and the target redemption share is deducted from the first update frozen share to obtain a second update frozen share.

17. A resource processing device, characterized in that: The device comprises: A first display module is used to display a content display interface, in which the share distribution information corresponding to the current resource account is displayed, and the share distribution information includes a first share distribution of a first resource product and a second share distribution of a second resource product; A second display module is used for displaying, in response to the conversion setting operation, an outgoing share type selected from the share types in the first share distribution, a target outgoing share corresponding to the outgoing share type, and an incoming share type selected from the share types in the second share distribution, wherein the outgoing share type is a different share type from the incoming share type, and the share type is used to characterize a resource source corresponding to the share; A conversion trigger module is used to trigger the conversion of the target transfer-out share of the transfer-out share type in the first resource product and the target transfer-in share of the transfer-in share type in the second resource product that is equivalent to the target transfer-out share in response to a conversion operation triggered in the content display interface.

18. A resource processing device, characterized in that: The device comprises: a request receiving module, configured to receive a conversion request, wherein the conversion request is configured to indicate that, for a current resource account, a target transfer-out share of a transfer-out share type in a first resource product is converted into a target transfer-in share of a transfer-in share type in a second resource product that is equivalent to the target transfer-out share; a request response module, configured to transfer the target transfer-out share in the available shares of the transfer-out share type in the first resource product to the available shares of the transfer-in share type in the first resource product in response to the conversion request; The share conversion module is used to transfer the target transfer-in share in the available shares of the transfer-in share type in the second resource product to the available shares of the transfer-out share type in the second resource product.

19. A computer device comprising a memory and a processor, wherein the memory stores a computer program, characterized in that: When the processor executes the computer program, the steps of the method according to any one of claims 1 to 16 are implemented.

20. A computer-readable storage medium having a computer program stored thereon, characterized in that: When the computer program is executed by a processor, the steps of the method according to any one of claims 1 to 16 are implemented.

21. A computer program product, comprising a computer program, characterized in that When the computer program is executed by a processor, the steps of the method according to any one of claims 1 to 16 are implemented.

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