Unmanned bank management system and method thereof

Abstract

The invention discloses an unmanned bank management system and method, and the system comprises a plurality of unmanned bank business handling systems, a monitoring background system, a large display screen, and a data storage general library. The unmanned bank business handling system comprises a bank business handling control all-in-one machine, a GPS positioner, a data encoder, a camera, a fingerprint recognizer, a voiceprint recognizer, an IC card recognizer, a first electric control valve, a second electric control valve and a fault detector. The fault detector, the voiceprint recognizer, the IC card recognizer, the camera, the GPS positioner, the data encoder and the fingerprint recognizer are electrically connected with the banking business handling control all-in-one machine. According to the invention, safety management and fault automatic detection functions of the unmanned bank are realized.

Description

Technical Field

[0001] The present invention belongs to the technical field related to financial institution management, and in particular relates to an unmanned bank management system and method thereof. Background Art

[0002] With the continuous development of scientific progress, especially the rapid development of information technology, people's lives have been qualitatively improved in all aspects; Internet technology is becoming more and more developed, and financial service institutions represented by banks, which are related to modern people's daily life, have begun to widely use unattended self-service management systems. Unmanned management systems have the advantages of 24-hour service, low labor costs, and good privacy. However, existing unmanned banks have problems such as poor security, few self-service items, and overly harsh authority control. Moreover, with the advent of mobile payment, people rarely carry wallets when they go out, and of course they don't carry cash and bank cards. This means that when they need to withdraw cash, they need to go home to get their bank cards, which is very troublesome. In such a highly developed Internet era, this problem is also out of touch with the times.

[0003] In the existing patent documents, the patent application with application number 2018106227089 discloses a management system and a management method of an unmanned bank, which includes: an authority module for controlling authority; an early warning module for detecting dangers or potential hidden dangers; and a control module for controlling the hardware equipment of the entire unmanned bank. The present invention also discloses a management method using the above management system. The present invention classifies the authority so that users can obtain different levels of authorization according to different authorization information, so as to achieve cardless cash withdrawal, which is more suitable for the current living conditions and requirements, and also greatly facilitates the use of users, making users more flexible in fund and account management. Moreover, combined with the existing image recognition technology and face recognition technology, users can ensure the security of funds and information even if they do not use the bank card plus password method, and can also prevent theft, because face recognition must be used. However, in this type of unattended bank management process, only when the user presses the alarm button will it communicate with the bank's back-end supervision system to solve the fault problem, which leads to the problem of untimely fault handling, and the problem of not automatically verifying the identity of the person entering the unmanned bank to predict the loss of bank property in advance, so it needs to be improved. Summary of the invention

[0004] The purpose of the present invention is to provide an unmanned bank management system and method thereof, which solves the problem that in the existing unmanned bank management process, only when the user presses the alarm button will the bank communicate with the bank's back-end supervision system to solve the fault problem, resulting in untimely fault handling, and the identity of the person entering the unmanned bank cannot be automatically verified to predict the bank's property loss in advance.

[0005] In order to solve the above technical problems, the present invention is achieved through the following technical solutions: The present invention is an unmanned bank management system, comprising the following components: Several unmanned banking systems distributed in various regions; A monitoring backend system that is connected to the unmanned banking business processing system; A large display screen for electrical connection with the monitoring backend system; A data storage library electrically connected to a monitoring backend system, wherein the data storage library is used to store user information and identity information of wanted criminals; Among them, the unmanned banking business processing system includes a banking business processing control integrated machine as a core technology, a GPS locator for position detection, a data encoder for encoding the location information of the banking business processing control integrated machine, a camera for facial recognition of users using the banking business processing control integrated machine, a fingerprint identifier for facial recognition of users using the banking business processing control integrated machine, a voiceprint identifier for voice recognition of users using the banking business processing control integrated machine, an IC card identifier for IC card recognition of users using the banking business processing control integrated machine, an electric control valve 1 for controlling the opening or closing of the protective door at the front end of the banking business processing control integrated machine, an electric control valve 2 for controlling the opening or closing of the main door of the banking business processing control integrated machine, and a fault detector for real-time detection of faults of the banking business processing control integrated machine. The fault detector, voiceprint identifier, IC card identifier, camera, GPS locator, data encoder and fingerprint identifier are all electrically connected to the banking business processing control integrated machine.

[0006] As a preferred embodiment, in order to facilitate timely alarm reminders of faults, the bank business processing and control integrated machine is also connected to a fault alarm trigger.

[0007] Preferably, in order to facilitate quick detection of faulty equipment at a later stage, the monitoring background system is also communicatively connected to an alarm wake-up module, the alarm wake-up module includes a wake-up controller, a wake-up trigger and a wake-up reminder, the wake-up reminder is arranged on the body of the banking business processing control all-in-one machine and is electrically connected to the banking business processing control all-in-one machine, the wake-up controller is electrically connected to the wake-up trigger, and when the wake-up trigger is close to the wake-up reminder within 2 meters, the wake-up reminder is triggered to flash its light for reminder.

[0008] As a preferred option, in order to facilitate the later maintenance personnel to timely discover equipment failure problems, the monitoring background system is also communicated with a mobile terminal APP system.

[0009] Preferably, to further improve the safety of the device, an iris recognition device is electrically connected to the all-in-one banking business processing and control machine.

[0010] Preferably, in order to improve the security of data transmission, a data encryptor is electrically connected to the all-in-one banking business processing and control machine.

[0011] The present invention also discloses an unmanned bank management method, including the unmanned bank management system described above, comprising the following steps: S1, pre-create the abnormal user's behavior threshold X, abnormal wearing behavior S and abnormal behavior action table, wherein the abnormal behavior action table includes abnormal behavior actions and abnormal wearing behavior; S2. Use the GPS locator to obtain the location of the integrated banking business control machine, and use the data encoder to automatically encode the integrated banking business control machine according to the location of the integrated banking business control machine, and package the code number and the location information of the integrated banking business control machine and send them to the monitoring background system, which stores the data information in the data storage library; S3. Perform facial recognition in advance on users entering the unmanned bank, and send the recognized facial data information to the bank business processing control integrated machine, which obtains the facial data information and sends it to the monitoring background system. The monitoring background system authenticates the acquired facial information. If it meets the requirements, it opens the protective door at the front end of the bank business processing control integrated machine in the unmanned bank, and then proceeds to the next step; if it does not meet the requirements, the door of the unmanned bank is immediately closed, and the abnormal information is sent to the monitoring background system, which contacts the public security system; S4. When a user operates the integrated banking business control machine, the user is first subjected to facial recognition; if the user uses an IC card, the IC card identifier is used to identify the user's IC card information. If the IC card meets the requirements, the user enters the IC password and then conducts banking business according to the user's requirements; if the user does not bring an IC card, the user information is verified by a combination of facial recognition, voiceprint recognition, and fingerprint recognition. If the requirements are met, the user's mobile phone number is entered for verification and then banking business is conducted according to the user's requirements; S5. When handling banking business, the user uses the fault detector to monitor the working status of the banking business handling control machine in real time. Once a fault is found, the fault information is immediately sent to the monitoring background system. After the monitoring background system obtains the fault information, it retrieves the location and number of the faulty banking business handling control machine, and then displays it on the large display screen; S6. When the user is handling banking business, the camera is used to collect the user's abnormal behavior in real time, and compare it with the abnormal behavior action table. The abnormal behavior that is consistent with the abnormal behavior action table is judged as abnormal behavior. The abnormal behavior value P0 of the same user is created in advance. The initial value of P0 is 0. Each time an abnormal behavior action is obtained, P0+1 is processed, and then the final abnormal behavior value P is obtained. M ; Pre-create the abnormal wearing behavior S0 of the same user, the initial value of S0 is 0, each time an abnormal wearing behavior action S0+1 is obtained, and then the final abnormal behavior value S is obtained M , and then calculate the final abnormal behavior value X0 according to the following formula; in: P M =P0+1*(n-1) (Formula 1); S M =S0+1*(n-1) (Formula 2); X0=P M +p (Formula 3); Among them, p is the final value of abnormal wearing behavior, and the p value is calculated according to S M与 is obtained by comparing with S; when it is judged that the user's clothing is abnormal, p=1, when it is judged that the user's clothing is normal, p=0, and M is a meaningless letter; S7, first determine S M Is it greater than S? M If it is greater than or equal to S, it is judged that the user is wearing abnormally; when S M If it is less than S, it means the user is wearing the clothes normally; S8. After obtaining X0, determine whether X0 is greater than the behavior threshold X. When X0 is greater than or equal to X, determine that the user behavior is abnormal; when X0 is less than X, determine that the user behavior is abnormal; S9. When it is determined that the user behavior is abnormal, the monitoring background system is immediately notified and an alarm is issued.

[0012] Preferably, once a device failure is detected in step S5, the maintenance personnel hold the alarm wake-up module and arrive at the destination according to the device location information. When the wake-up trigger is close to the wake-up reminder within 2 meters, the wake-up reminder flashes to remind.

[0013] Preferably, when judging abnormal user behavior in step S6, it is necessary to extract the user behavior status multiple times and from multiple angles.

[0014] Preferably, in step S2, when the code number and the location information of the integrated banking business processing control machine are packaged and sent to the monitoring background system, the data needs to be encrypted.

[0015] Positive and beneficial effects: The present invention can automatically detect faults in unmanned banks when handling business, automatically provide fault alarm reminders, facilitate the background to check fault problems in time, and authenticate the identities of users handling business in unmanned banks, further improving security. BRIEF DESCRIPTION OF THE DRAWINGS

[0016] Figure 1 This is a connection diagram of an unmanned bank management system in Example 1; Figure 2 This is a connection diagram of an unmanned bank management system in Example 2; Figure 3 This is a connection diagram of an unmanned bank management system in Example 3; Figure 4 This is a connection diagram of an unmanned bank management system in Example 4; Figure 5 This is a connection diagram of an unmanned bank management system in Example 5; Figure 6 This is a connection diagram of an unmanned bank management system in Example 6.

[0017] The figure shows: unmanned banking business processing system 1, monitoring background system 2, large display screen 3, data storage library 4, banking business processing control integrated machine 101, GPS locator 102, data encoder 103, camera 111, fingerprint identifier 104, voiceprint identifier 105, IC card identifier 106, electric control valve 1 107, electric control valve 2 108, fault detector 109, fault alarm trigger 110, alarm wake-up module 5, wake-up controller 501, wake-up trigger 502, wake-up prompter 503, mobile terminal APP system 6, iris recognition device 7, data encryptor 8. DETAILED DESCRIPTION

[0018] In order to make the purpose, technical solution and advantages of the embodiments of the present invention clearer, the technical solution in the embodiments of the present invention will be clearly and completely described in combination with the embodiments of the present invention. Obviously, the described embodiments are part of the embodiments of the present invention, not all of the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by ordinary technicians in this field without creative work are within the scope of protection of the present invention.

[0019] Example 1 like Figure 1 As shown, an unmanned bank management system includes the following components: Several unmanned banking business processing systems distributed in various regions1; A monitoring backend system 2 that is in communication with the unmanned banking business processing system 1; A large display screen 3 for electrical connection with the monitoring background system 2; A data storage library 4 electrically connected to the monitoring backend system 2, wherein the data storage library 4 is used to store user information and identity information of wanted criminals; The unmanned banking system 1 includes a banking control machine 101 as a core technology, a GPS locator 102 for position detection, a data encoder 103 for encoding the location information of the banking control machine 101, a camera 111 for face recognition of a user using the banking control machine 101, a fingerprint identifier 104 for face recognition of a user using the banking control machine 101, a voiceprint identifier 105 for voice recognition of a user using the banking control machine 101, and a fingerprint identifier 106 for face recognition of a user using the banking control machine 101. The bank business control machine 101 includes an IC card identifier 106 for identifying an IC card of a user of the bank business control machine 101, an electric control valve 1 107 for controlling the opening or closing of a protective door at the front end of the bank business control machine 101, an electric control valve 2 108 for controlling the opening or closing of a door of the bank business control machine 101, and a fault detector 109 for real-time detection of faults of the bank business control machine 101. The fault detector 109, voiceprint identifier 105, IC card identifier 106, camera 111, GPS locator 102, data encoder 103 and fingerprint identifier 104 are all electrically connected to the bank business control machine 101.

[0020] An unmanned bank management method, including the unmanned bank management system, comprises the following steps: S1, pre-create the abnormal user's behavior threshold X, abnormal wearing behavior S and abnormal behavior action table, wherein the abnormal behavior action table includes abnormal behavior actions and abnormal wearing behavior; S2, using the GPS locator 102 to obtain the location of the integrated banking business control machine 101, and using the data encoder 103 to automatically encode the integrated banking business control machine 101 according to the location of the integrated banking business control machine 101, and packaging the code number and the location information of the integrated banking business control machine 101 and sending them to the monitoring background system 2, and the monitoring background system 2 stores the data information in the data storage library 4; S3, perform face recognition in advance on the user entering the unmanned bank, and send the recognized face data information to the bank business processing control integrated machine 101, which obtains the face data information and sends it to the monitoring background system 2, and the monitoring background system 2 performs identity authentication on the obtained face information. If it meets the requirements, the protection door at the front end of the bank business processing control integrated machine 101 in the unmanned bank is opened, and then the next step is entered; if it does not meet the requirements, the door of the unmanned bank is immediately closed, and the abnormal information is sent to the monitoring background system 2, and the monitoring background system 2 contacts the public security system; S4. When the user operates the bank business processing control integrated machine 101, the user is first subjected to face recognition; if the user uses an IC card for operation, the IC card identifier 106 is used to identify the user's IC card information. If the IC card meets the requirements, the user enters the IC password and then performs banking business according to the user's processing requirements; if the user does not bring an IC card, the user information is verified by a combination of face recognition, voiceprint recognition 105, and fingerprint recognition 104. If the requirements are met, the user's mobile phone number of the user level is entered for verification, and then banking business is performed according to the user's processing requirements; S5. When the user is handling banking business, the fault detector 109 monitors the working status of the banking business handling control machine 101 in real time. Once a fault is found, the fault information is immediately sent to the monitoring background system 2. After the monitoring background system 2 obtains the fault information, the location and number of the faulty banking business handling control machine 101 are retrieved and then displayed on the large display screen 3. S6. When the user is handling banking business, the camera 111 is used to collect the user's abnormal behavior in real time, and compare it with the abnormal behavior action table. The abnormal behavior consistent with the abnormal behavior action table is judged as abnormal behavior, and the abnormal behavior value P0 of the same user is created in advance. The initial value of P0 is 0. Each time an abnormal behavior action is obtained, P0+1 is processed, and then the final abnormal behavior value P is obtained. M ; Pre-create the abnormal wearing behavior S0 of the same user, the initial value of S0 is 0, each time an abnormal wearing behavior action S0+1 is obtained, and then the final abnormal behavior value S is obtained M , and then calculate the final abnormal behavior value X0 according to the following formula; in: P M =P0+1*(n-1) (Formula 1); S M =S0+1*(n-1) (Formula 2); X0=P M +p (Formula 3); Among them, p is the final value of abnormal wearing behavior, and the p value is calculated according to SM与 is obtained by comparing with S; when it is judged that the user's clothing is abnormal, p=1, when it is judged that the user's clothing is normal, p=0, and M is a meaningless letter; S7, first determine S M Is it greater than S? M If it is greater than or equal to S, it is judged that the user is wearing abnormally; when S M If it is less than S, it means the user is wearing the clothes normally; S8. After obtaining X0, determine whether X0 is greater than the behavior threshold X. When X0 is greater than or equal to X, determine that the user behavior is abnormal; when X0 is less than X, determine that the user behavior is abnormal; S9. When it is determined that the user behavior is abnormal, the monitoring background system 2 is immediately notified to issue an alarm reminder.

[0021] Preferably, when judging abnormal user behavior in step S6, it is necessary to extract the user behavior status multiple times and from multiple angles.

[0022] The working principle of the present invention is as follows: face recognition is performed in advance on users entering an unmanned bank, and the recognized face data information is sent to the bank business processing control integrated machine 101, which obtains the face data information and sends it to the monitoring background system 2, and the monitoring background system 2 authenticates the acquired face information. If it meets the requirements, the protective door at the front end of the bank business processing control integrated machine 101 in the unmanned bank is opened, and then the next step is entered; if it does not meet the requirements, the door of the unmanned bank is immediately closed, and abnormal information is sent to the monitoring background system 2, and the monitoring background system 2 contacts the public security system; when the user operates the bank business processing control integrated machine 101, the user is firstly subjected to face recognition; if the user uses an IC card for operation, the IC card identifier 106 is used to identify the user's IC card information. After the IC card meets the requirements, the user enters the IC password and the banking business is processed according to the user's processing requirements; if the user does not bring an IC card, the face recognition is used The user information is verified by a combination of the identification, voiceprint recognition device 105, and fingerprint recognition device 104. After meeting the requirements, the user level mobile phone number is input for verification, and then the banking business is processed according to the user's processing requirements; when the user is processing banking business, the fault detector 109 is used to monitor the working status of the banking business processing control integrated machine 101 in real time. Once a fault is found, the fault information is immediately sent to the monitoring background system 2. After the monitoring background system 2 obtains the fault information, the location and number of the faulty banking business processing control integrated machine 101 are retrieved, and then displayed on the large display screen 3; at the same time, when the user is processing banking business, the camera 111 is used to collect the user's abnormal behavior in real time, and compare it with the abnormal behavior action table. The abnormal behavior consistent with the abnormal behavior action table is judged as abnormal behavior, and the abnormal behavior value P0 of the same user is pre-created, and the initial value of P0 is 0. Each abnormal behavior action P0+1 is processed, and then the final abnormal behavior value P is obtained. M ; Create abnormal wearing behavior S0 of the same user in advance, the initial value of S0 is 0, each time an abnormal wearing behavior action S0+1 is obtained, and then the final abnormal behavior value S is obtained M , and then calculate the final abnormal behavior value X0 according to the following formula, first determine S M Is it greater than S? M If it is greater than or equal to S, it is judged that the user is wearing abnormally; when S MWhen X0 is less than S, it is judged that the user is wearing normally; after obtaining X0, it is judged whether X0 is greater than the behavior threshold X, and when X0 is greater than or equal to X, it is judged that the user behavior is abnormal; when X0 is less than X, it is judged that the user behavior is abnormal. When it is judged that the user behavior is abnormal, the monitoring background system 2 is immediately notified to issue an alarm reminder. Therefore, the present invention can automatically detect faults in unmanned bank business operations in a timely manner, automatically issue fault alarm reminders, facilitate the background to check fault problems in a timely manner, and authenticate the identity of users in unmanned banks, thereby further improving security.

[0023] Example 2 See also Figure 2 As shown, an unmanned bank management system disclosed in this embodiment is preferably used to facilitate timely alarm reminders of faults. The bank business processing control integrated machine 101 is also connected to a fault alarm trigger 110. By setting the fault alarm trigger 110, it is convenient for the user to automatically press the fault alarm trigger 110, and then send the alarm fault information to the monitoring background system 2. Example 3

[0024] See also Figure 3 As shown, an unmanned bank management system disclosed in this embodiment is preferably used to facilitate the rapid detection of faulty equipment at a later time. The monitoring background system 2 is also communicatively connected to an alarm wake-up module 5. The alarm wake-up module 5 includes a wake-up controller 501, a wake-up trigger 502 and a wake-up reminder 503. The wake-up reminder 503 is arranged on the body of the bank business processing control all-in-one machine 101 and is electrically connected to the bank business processing control all-in-one machine 101. The wake-up controller 501 is electrically connected to the wake-up trigger 502, and when the wake-up trigger 502 is close to the wake-up reminder 503 within 2 meters, the wake-up reminder 503 is triggered to flash. Lights to remind.

[0025] Preferably, once a device failure is detected in step S5, the maintenance personnel hold the alarm wake-up module 5 and arrive at the destination according to the device location information. When the wake-up trigger 502 is close to the wake-up reminder 503 within 2 meters, the wake-up reminder 503 is triggered to flash the light for reminder. The above-mentioned structural setting facilitates the maintenance personnel to find the location of the faulty equipment in time. Example 4

[0026] See also Figure 4 As shown, an unmanned bank management system disclosed in this embodiment is preferably used to facilitate later maintenance personnel to promptly discover equipment failure problems. A mobile terminal APP system 6 is also communicatively connected to the monitoring background system 2. By setting up the mobile terminal APP system 6, it is convenient for later maintenance personnel to promptly discover equipment failure problems. Example 5

[0027] See also Figure 5 As shown, an unmanned bank management system disclosed in this embodiment is preferably further used for the security of the equipment. An iris recognition device 7 is electrically connected to the bank business processing control integrated machine 101. The iris recognition device 7 is used to detect the user's iris, and combined with the original fingerprint recognition and face recognition, the security of the equipment is further improved. Example 6

[0028] See also Figure 6 As shown, an unmanned bank management system disclosed in this embodiment is preferably used to improve the security of data transmission. A data encryptor 8 is also electrically connected to the bank business processing control integrated machine 101. By setting the data encryptor 8, encryption processing is implemented during data transmission, thereby further improving the security of data transmission.

[0029] Preferably, in step S2, when the code number and the location information of the integrated banking business processing control machine 101 are packaged and sent to the monitoring background system 2, the data needs to be encrypted.

[0030] The above are only preferred embodiments of the present invention and do not limit the present invention. Any modification to the technical solutions recorded in the aforementioned embodiments, any equivalent replacement of some of the technical features therein, and any modification, equivalent replacement, and improvement made are all within the protection scope of the present invention.

Claims

1. An unmanned bank management system, characterized in that: Includes the following components: Several unmanned banking systems distributed in various regions (1); A monitoring backend system (2) that is in communication with the unmanned banking business processing system (1); A large display screen (3) for electrical connection with the monitoring background system (2); A data storage library (4) electrically connected to the monitoring backend system (2), wherein the data storage library (4) is used to store user information and identity information of wanted criminals; The unmanned banking business handling system (1) comprises a banking business handling control integrated machine (101) as a core technology, a GPS locator (102) for position detection, a data encoder (103) for encoding the position information of the banking business handling control integrated machine (101), a camera (111) for performing face recognition on a user using the banking business handling control integrated machine (101), a fingerprint recognition device (104) for performing face recognition on a user using the banking business handling control integrated machine (101), a voiceprint recognition device (105) for performing voice recognition on a user using the banking business handling control integrated machine (101), and a fingerprint recognition device (106) for performing face recognition on a user using the banking business handling control integrated machine (101). 1) for IC card recognition by a user, an electric control valve 1 (107) for controlling the opening or closing of a protective door at the front end of a bank business control machine (101), an electric control valve 2 (108) for controlling the opening or closing of a door of the bank business control machine (101), and a fault detector (109) for real-time detection of faults of the bank business control machine (101), wherein the fault detector (109), voiceprint recognition device (105), IC card recognition device (106), camera (111), GPS locator (102), data encoder (103) and fingerprint recognition device (104) are all electrically connected to the bank business control machine (101). An unmanned bank management system, characterized in that it comprises the following components: Several unmanned banking systems distributed in various regions (1); A monitoring backend system (2) that is in communication with the unmanned banking business processing system (1); A large display screen (3) for electrical connection with the monitoring background system (2); A data storage library (4) electrically connected to the monitoring backend system (2), wherein the data storage library (4) is used to store user information and identity information of wanted criminals; The unmanned banking business handling system (1) comprises a banking business handling control integrated machine (101) as a core technology, a GPS locator (102) for position detection, a data encoder (103) for encoding the position information of the banking business handling control integrated machine (101), a camera (111) for performing face recognition on a user using the banking business handling control integrated machine (101), a fingerprint recognition device (104) for performing face recognition on a user using the banking business handling control integrated machine (101), a voiceprint recognition device (105) for performing voice recognition on a user using the banking business handling control integrated machine (101), and a fingerprint recognition device (106) for performing face recognition on a user using the banking business handling control integrated machine (101). 1), an IC card identifier (106) for identifying an IC card of a user of the bank business processing control machine (101), an electric control valve 1 (107) for controlling the opening or closing of a protective door at the front end of the bank business processing control machine (101), an electric control valve 2 (108) for controlling the opening or closing of a door of the bank business processing control machine (101), and a fault detector (109) for real-time detection of faults of the bank business processing control machine (101), wherein the fault detector (109), the voiceprint identifier (105), the IC card identifier (106), the camera (111), the GPS locator (102), the data encoder (103), and the fingerprint identifier (104) are all electrically connected to the bank business processing control machine (101).

2. The unmanned bank management system according to claim 1, characterized in that: The banking business processing and control integrated machine (101) is also connected to a fault alarm trigger (110).

3. The unmanned bank management system according to claim 1, characterized in that: The monitoring background system (2) is also communicatively connected to an alarm wake-up module (5), the alarm wake-up module (5) comprising a wake-up controller (501), a wake-up trigger (502) and a wake-up reminder (503), the wake-up reminder (503) being arranged on the body of the banking business processing control all-in-one machine (101) and being electrically connected to the banking business processing control all-in-one machine (101), the wake-up controller (501) being electrically connected to the wake-up trigger (502), and when the wake-up trigger (502) is close to the wake-up reminder (503) within a range of 2 meters, the wake-up reminder (503) is triggered to flash a light for reminder.

4. The unmanned bank management system according to claim 1, characterized in that: The monitoring background system (2) is also communicatively connected to a mobile terminal APP system (6).

5. The unmanned bank management system according to claim 1, characterized in that: The banking business processing and control integrated machine (101) is also electrically connected to an iris recognition device (7).

6. The unmanned bank management system according to claim 1, characterized in that: The banking business processing and control integrated machine (101) is also electrically connected to a data encryptor (8).

7. An unmanned bank management method, comprising an unmanned bank management system according to any one of claims 1 to 6, characterized in that: The following steps are involved: S1, pre-create the abnormal user's behavior threshold X, abnormal wearing behavior S and abnormal behavior action table, wherein the abnormal behavior action table includes abnormal behavior actions and abnormal wearing behavior; S2, using the GPS locator (102) to obtain the location of the integrated banking business control machine (101), and using the data encoder (103) to automatically encode the integrated banking business control machine (101) according to the location of the integrated banking business control machine (101), and packaging the code number and the location information of the integrated banking business control machine (101) and sending them to the monitoring background system (2), and the monitoring background system (2) stores the data information in the data storage library (4); S3, pre-perform facial recognition on the user entering the unmanned bank, and send the recognized facial data information to the bank business processing control integrated machine (101), which obtains the facial data information and sends it to the monitoring background system (2), and the monitoring background system (2) performs identity authentication on the obtained facial information. If it meets the requirements, the protective door at the front end of the bank business processing control integrated machine (101) in the unmanned bank is opened, and then the next step is entered; if it does not meet the requirements, the door of the unmanned bank is immediately closed, and abnormal information is sent to the monitoring background system (2), and the monitoring background system (2) contacts the public security system; S4. When a user operates the integrated banking business control machine (101), the user is first subjected to face recognition. If the user uses an IC card for operation, the IC card information of the user is recognized by the IC card identifier (106). If the IC card meets the requirements, the user enters the IC password and the banking business is processed according to the user's processing requirements. If the user does not bring an IC card, the user information is verified by a combination of face recognition, voiceprint recognition (105) and fingerprint recognition (104). If the requirements are met, the user's mobile phone number of the user level is entered for verification and the banking business is processed according to the user's processing requirements. S5. When the user is handling banking business, the fault detector (109) monitors the working status of the banking business handling control integrated machine (101) in real time. Once a fault is found, the fault information is immediately sent to the monitoring background system (2). After the monitoring background system (2) obtains the fault information, it retrieves the location and number of the faulty banking business handling control integrated machine (101), and then displays it on the large display screen (3); S6. When the user is handling banking business, the camera (111) is used to collect the user's abnormal behavior in real time, and compare it with the abnormal behavior action table. The abnormal behavior that is consistent with the abnormal behavior action table is judged as abnormal behavior, and the abnormal behavior value P0 of the same user is created in advance. The initial value of P0 is 0. Each time an abnormal behavior action is obtained, P0+1 is processed, and then the final abnormal behavior value P is obtained. M ; Create abnormal wearing behavior S0 for the same user in advance. The initial value of S0 is 0. Each time an abnormal wearing behavior action S0+1 is obtained, the final abnormal behavior value S is obtained. M , and then calculate the final abnormal behavior value X0 according to the following formula; in: P M =P0+1*(n-1) (Formula 1); S M =S0+1*(n-1) (Formula 2); X0=P M +p (Formula 3); Among them, p is the final value of abnormal wearing behavior, and the p value is calculated according to S M与 is obtained by comparing with S; when it is judged that the user's clothing is abnormal, p=1, when it is judged that the user's clothing is normal, p=0, and M is a meaningless letter; S7, first determine S M Is it greater than S? M If it is greater than or equal to S, it is judged that the user is wearing abnormally; when S M If it is less than S, it means the user is wearing the clothes normally; S8. After obtaining X0, determine whether X0 is greater than the behavior threshold X. When X0 is greater than or equal to X, determine that the user behavior is abnormal; when X0 is less than X, determine that the user behavior is abnormal; S9. When it is determined that the user behavior is abnormal, the monitoring background system (2) is immediately notified to issue an alarm.

8. The unmanned bank management method according to claim 7, characterized in that: In step S5, once a device failure is discovered, the maintenance personnel hold the alarm wake-up module (5) and arrive at the destination according to the device location information. When the wake-up trigger (502) is close to the wake-up reminder (503) within a range of 2 meters, the wake-up reminder (503) is triggered to flash a light for reminder.

9. The unmanned bank management method according to claim 7, characterized in that: When judging abnormal user behavior in step S6, it is necessary to extract the user behavior status multiple times and from multiple angles.

10. The unmanned bank management method according to claim 7, characterized in that: In step S2, when the code number and the location information of the bank business processing control integrated machine (101) are packaged and sent to the monitoring background system (2), the data needs to be encrypted.

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