Contract resource value determination method and device, equipment and medium

Abstract

The invention discloses a contract resource value determination method and device, equipment and a medium, relates to the technical field of data processing, and is used for quickly and accurately determining resource values related to terms in an electronic contract. The method comprises the following steps: displaying each preset contract type and a resource value statistical mode corresponding to each contract type in response to a received contract drawing instruction; identifying a selected target contract type and a target resource value statistical mode, and displaying a contract template corresponding to the target contract type; identifying a target parameter value input by each contract participant for each clause field in the contract template, and generating a formal contract based on the contract template and the target parameter value; based on the formal contract and the target resource value statistical mode, the resource values related to the terms in the formal contract are determined when the formal contract is executed, and on the basis, the purpose of rapidly and accurately determining the resource values related to the terms in the electronic contract can be achieved.

Description

Technical Field

[0001] This application relates to the technical field of data processing, and in particular, to a method, apparatus, device, and medium for determining contract resource values. Background Art

[0002] In the related art, users can sign paper contracts offline or sign electronic contracts online. Compared with the traditional signing of paper contracts, the online signing process of electronic contracts can be unrestricted by time and region, and it only takes as fast as a few minutes for both parties to complete the signing of a contract online, which can greatly improve the signing efficiency.

[0003] However, whether it is a paper contract or an electronic contract, when implementing the contract, how to quickly and accurately determine the resource values (costs) involved in each clause of the contract is a technical problem that urgently needs to be solved at present, and a technical solution that can quickly and accurately determine the resource values involved in each clause of the contract is urgently needed. Summary of the Invention

[0004] This application provides a method, apparatus, device, and medium for determining contract resource values to quickly and accurately determine the resource values involved in each clause of an electronic contract.

[0005] In a first aspect, this application provides a method for determining contract resource values, the method including:

[0006] In response to receiving a contract drafting instruction, display preset contract types and the corresponding resource value statistical methods for each of the contract types;

[0007] Identify the selected target contract type and target resource value statistical method, and display the contract template corresponding to the target contract type;

[0008] Identify the target parameter values input by each contract party for each clause field in the contract template, and generate a formal contract based on the contract template and the target parameter values;

[0009] Based on the formal contract and the target resource value statistical method, determine the resource values involved in each clause of the formal contract when implementing the formal contract.

[0010] In a possible implementation manner, the determining the resource values involved in each clause of the formal contract when implementing the formal contract based on the formal contract and the target resource value statistical method includes:

[0011] For each clause involving resource values in the formal contract, determine the resource values involved in the clause when executing the formal contract according to the target parameter values of the fields in the clause and the sub-statistical method corresponding to the clause in the target resource value statistical method.

[0012] In a possible implementation manner, the method further includes:

[0013] Identify the resource value deduction method included in the formal contract, and transfer the resource values involved in the clauses from the target transfer account to the target transfer-in account based on the resource values involved in the clauses and the resource value deduction method.

[0014] In a possible implementation manner, the method further includes:

[0015] Generate bill details corresponding to each clause, and send the bill details to the terminals corresponding to each contract participant respectively.

[0016] In a possible implementation manner, the method further includes:

[0017] If a verification instruction indicating that the bill details are incorrect is received from any contract participant, identify the clause to be corrected and the information to be corrected carried in the verification instruction; wherein, the information to be corrected includes at least one of the corrected sub-statistical method and parameter value;

[0018] Based on the information to be corrected, recalculate the resource values involved in the clause to be corrected, update the bill details based on the recalculated resource values, and send the updated bill details to the terminals corresponding to each contract participant respectively.

[0019] In a possible implementation manner, after identifying the clause to be corrected and the information to be corrected carried in the verification instruction and before recalculating the resource values involved in the clause to be corrected based on the information to be corrected, the method further includes:

[0020] Send the clause to be corrected and the information to be corrected to the terminals corresponding to other contract participants. If confirmation information is received from each other contract participant, perform the subsequent step of recalculating the resource values involved in the clause to be corrected based on the information to be corrected.

[0021] In a possible implementation manner, the identifying the target parameter values respectively input for each clause field in the contract template includes:

[0022] If candidate parameter values are received from any contract participant for at least one clause field in the contract template, generate a contract draft based on the candidate parameter values and the contract template;

[0023] Send the draft contract to the terminals corresponding to other contract participants. If the confirmation information input by each other contract participant is received, determine the parameter values corresponding to each clause field in the draft contract as the target parameter values.

[0024] In a second aspect, the present application provides a contract resource value determination device, and the device includes:

[0025] A first display module, in response to receiving a contract drafting instruction, displays preset contract types and the resource value statistical methods corresponding to each of the contract types;

[0026] A second display module, configured to identify a selected target contract type and a target resource value statistical method, and display a contract template corresponding to the target contract type;

[0027] A generation module, configured to identify the target parameter values input by each contract participant for each clause field in the contract template, and generate a formal contract based on the contract template and the target parameter values;

[0028] A statistics module, configured to determine, based on the formal contract and the target resource value statistical method, the resource values involved in each clause in the formal contract when the formal contract is executed.

[0029] In a possible implementation manner, the statistics module is specifically configured to:

[0030] For each clause involving resource values in the formal contract, determine the resource values involved in this clause when the formal contract is executed according to the target parameter values of the fields in this clause and the sub-statistical method corresponding to this clause in the target resource value statistical method.

[0031] In a possible implementation manner, the statistics module is further configured to:

[0032] Identify the resource value deduction method included in the formal contract, and transfer the resource values involved in each clause from the target transfer account to the target transfer-in account based on the resource values involved in each clause and the resource value deduction method.

[0033] In a possible implementation manner, the statistics module is further configured to:

[0034] Generate a bill detail corresponding to each clause, and send the bill detail to the terminals corresponding to each contract participant.

[0035] In a possible implementation manner, the statistics module is further configured to:

[0036] If a verification instruction indicating that the bill details input by any contract party are incorrect is received, identify the error correction clause and error correction information carried in the verification instruction; wherein, the error correction information includes at least one of the corrected sub-statistical method and parameter value;

[0037] Based on the error correction information, recalculate the resource value involved in the error correction clause, and update the bill details based on the recalculated resource value, and send the updated bill details to the terminals corresponding to each contract party.

[0038] In a possible implementation manner, the statistical module is further configured to:

[0039] Send the error correction clause and the error correction information to the terminals corresponding to other contract parties. If confirmation information input by each other contract party is received, then perform the subsequent step of recalculating the resource value involved in the error correction clause based on the error correction information.

[0040] In a possible implementation manner, the generation module is specifically configured to:

[0041] If candidate parameter values input by any contract party for at least one clause field in the contract template are received, generate a contract draft based on the candidate parameter values and the contract template;

[0042] Send the contract draft to the terminals corresponding to other contract parties. If confirmation information input by each other contract party is received, then determine the parameter values corresponding to each clause field in the draft contract as the target parameter values.

[0043] In a third aspect, the present application provides an electronic device, which at least includes a processor and a memory. When the processor executes a computer program stored in the memory, the steps of the method according to any one of the first aspects are implemented.

[0044] In a fourth aspect, the present application provides a computer-readable storage medium, which stores a computer program. When the computer program is executed by a processor, the steps of the method according to any one of the first aspects are implemented.

[0045] On the one hand, compared with the related art where business personnel (operation personnel) of a neutral platform party need to understand the contracts provided by contract participants such as service users and service providers, understand the billing methods involved in the contracts, convert the contracts into billing execution parameters, and enter the billing execution parameters, there may be deviations in the business personnel's understanding of the contracts, or errors may occur when entering the billing execution parameters, resulting in incorrect contract billing. In the embodiments of the present application, since the contract (formal contract) is determined based on a contract template pre-configured in the electronic device, and the target resource value statistical method (billing rule) applicable to the contract is also pre-configured in the electronic device, that is, the contract and the target resource statistical method are integrated. The electronic device can accurately parse (also known as reverse parsing) the target resource value statistical method applicable to the contract. Based on this target resource value statistical method, when determining the resource values involved in each clause of the formal contract, the accuracy of the determined resource values can be improved, and the labor costs such as manual contract understanding can also be reduced.

[0046] On the other hand, since the target parameter values in the contract are jointly determined by each contract participant, when each contract participant signs the formal contract, they can know the resource value statistical method and the like used when calculating the resource values involved in each clause of the contract subsequently, which can eliminate the information gap and facilitate the subsequent quick and convenient verification (reconciliation) of the calculated (determined) resource values by each contract participant. BRIEF DESCRIPTION OF THE DRAWINGS

[0047] In order to more clearly illustrate the embodiments of the present application or the implementation manners in the related art, the following will briefly introduce the drawings required for use in the description of the embodiments or the related art. Obviously, the drawings in the following description are some embodiments of the present application. For those of ordinary skill in the art, other drawings can also be obtained based on these drawings.

[0048] Figure 1 FIG. 1 shows a schematic diagram of the first contract resource value determination process provided by the related art;

[0049] Figure 2A FIG. 2 shows a schematic diagram of a determination process of the second contract resource value provided by the related art;

[0050] Figure 2B FIG. 3 shows another schematic diagram of the determination process of the second contract resource value provided by the related art;

[0051] Figure 3 FIG. 4 shows a schematic diagram of the first contract resource value determination process provided by some embodiments of the present application;

[0052] Figure 4 FIG. 5 shows a schematic diagram of the second contract resource value determination process provided by some embodiments of the present application;

[0053] Figure 5 Shows a schematic diagram of the third contract resource value determination process provided by some embodiments of the present application;

[0054] Figure 6 Shows a schematic diagram of the fourth contract resource value determination process provided by some embodiments of the present application;

[0055] Figure 7 Shows a schematic diagram of the fifth contract resource value determination process provided by some embodiments of the present application;

[0056] Figure 8 Shows a schematic diagram of a contract resource value determination device provided by some embodiments of the present application;

[0057] Figure 9 Shows a schematic diagram of the structure of an electronic device provided by some embodiments of the present application. Detailed implementation manners

[0058] In order to make the objectives, technical solutions and advantages of the present application clearer, the present application will be further described in detail below with reference to the accompanying drawings. Obviously, the embodiments described in the present application are only a part of the embodiments of the present application, rather than all of the embodiments. All other embodiments obtained by those of ordinary skill in the art based on the embodiments in the present application without creative efforts shall fall within the scope of protection of the present application.

[0059] It should be noted that the brief description of the terms in the present application is only for the convenience of understanding the following described embodiments, rather than intending to limit the embodiments of the present application. Unless otherwise specified, these terms should be understood in their ordinary and general meanings.

[0060] The terms "first", "second", "third", etc. in the description, claims and above-mentioned drawings of the present application are used to distinguish similar or like objects or entities, and do not necessarily mean to limit a specific order or sequence, unless otherwise noted. It should be understood that such terms can be interchanged under appropriate circumstances.

[0061] The terms "comprising" and "having" and any variations thereof are intended to cover but not exclude inclusion. For example, a product or device comprising a series of components does not necessarily have to be limited to all the components clearly listed, but may include other components not clearly listed or inherent to these products or devices.

[0062] The term "module" refers to any known or later developed hardware, software, firmware, artificial intelligence, fuzzy logic or a combination of hardware or / and software code that can perform functions related to the element.

[0063] Finally, it should be noted that the above embodiments are only used to illustrate the technical solutions of the present application, rather than to limit them; although the present application has been described in detail with reference to the foregoing embodiments, those of ordinary skill in the art should understand that they can still modify the technical solutions described in the foregoing embodiments, or perform equivalent replacements on some or all of the technical features; and these modifications or replacements do not cause the essence of the corresponding technical solutions to deviate from the scope of the technical solutions of the embodiments of the present application.

[0064] In order to quickly and accurately determine the resource values involved in each clause of the contract, the present application provides a method, device, equipment and medium for determining contract resource values.

[0065] The following first briefly introduces the design concept of the embodiments of the present application:

[0066] Figure 1 FIG. shows a schematic diagram of the first contract resource value determination process provided by the related art. Refer to Figure 1 , in the related art, a service provider (such as service provider 1, service provider 2, service provider 3, etc.) and a service user (such as service user 1, service user 2, service user 3, etc.) can sign a contract through a third-party platform (also referred to as a neutral platform) to establish a service connection. However, in terms of calculating the billing and charging (billing and collection) of the contract resource value, the service provider and the service user involved in the contract need to negotiate in a pairwise offline mode. On the one hand, it takes a relatively long time, and on the other hand, there may be situations such as billing errors and reconciliation difficulties.

[0067] Refer to Figure 2A , Figure 2A FIG. shows a schematic diagram of a second contract resource value determination process provided by the related art. The neutral platform can provide billing and collection services between contract parties such as service users and service providers. The service provider and the service user are respectively connected to the neutral platform, and the neutral platform calculates (bills) the resource values involved in the contract and deducts and collects the resource values involved in the contract.

[0068] However, refer to Figure 2B , Figure 2BFIG. 0 shows another schematic diagram of the determination process of the second contract resource value provided by the related art. In the related art, the service provider and the service user usually negotiate the contract matters offline. After determining the contract content, for example, the service user can submit the contract to the neutral platform party, and the neutral platform party sends the contract to the service provider for confirmation. After the service provider confirms the contract, the neutral platform party can perform billing (determine the contract resource value) based on the content in the contract. When the neutral platform party bills the contract, the business personnel on the neutral platform side need to first understand the contract provided by the service user and the service provider, understand the billing method involved in the contract, convert the contract into billing execution parameters, enter the billing execution parameters, and the billing system in the neutral platform party bills the contract. In this way, on the one hand, the contract may involve multiple billing modes, and the billing rules are relatively complex. For example, it may involve charging by the pen (charging once for each transaction), charging by the total transaction amount, charging by the total number of pens (total number of transactions), etc. Each mode may involve measurement calculation and gradient calculation, as well as various preferential measures, such as gradient reduction preferential measures, time-limited reduction preferential measures, total amount discount preferential measures, etc. At the same time, the billing cycles are also different. Coupled with late payment fees or other deduction rules, the billing rules are very complex. It may be due to the deviation of the business personnel on the neutral platform side in understanding the contract or the error in entering the billing execution parameters, etc., that may lead to incorrect billing of the contract. On the other hand, since the billing execution parameters are designed and entered by the neutral platform party, the service provider and the service user may not know whether the billing execution parameters provided by the neutral platform party conform to the billing rules agreed in the contract, and may not know whether the billing of the neutral platform party is accurate. This may reduce the usage experience of the contract participants such as the service provider and the service user, and also cause trouble for the service provider and the service user when checking the contract resource value (fee).

[0069] In view of this, the embodiments of the present application provide a transaction processing method, device, equipment and medium for quickly and accurately determining the resource values involved in each clause of the electronic contract. The present application can, in response to the received contract drafting instruction, display the preset contract types and the resource value statistical methods corresponding to each contract type; and can identify the selected target contract type and the target resource value statistical method, and display the contract template corresponding to the target contract type; can identify the target parameter values input by each contract participant for each clause field in the contract template, and generate a formal contract based on the contract template and the target parameter values; and can determine the resource values involved in each clause of the formal contract when the formal contract is executed based on the formal contract and the target resource value statistical method.

[0070] On the one hand, compared with the related art ( Figure 2A and Figure 2B)It is necessary for the business personnel (operation personnel) of the neutral platform party to understand the contracts provided by contract participants such as service users and service providers, understand the billing methods involved in the contracts, convert the contracts into billing execution parameters, and enter the billing execution parameters. However, the business personnel may have deviations in understanding the contracts, or may enter errors when entering the billing execution parameters, resulting in incorrect contract billing. In the embodiments of the present application, since the contract (formal contract) is determined based on the contract template pre-configured in the electronic device, and the target resource value statistical method (billing rule) applicable to the contract is also pre-configured in the electronic device, that is, the contract and the target resource statistical method are integrated. The electronic device can accurately analyze (also known as reverse analysis) the target resource value statistical method applicable to the contract. Based on this target resource value statistical method, when determining the resource values involved in each clause of the formal contract, the accuracy of the determined resource values can be improved, and the labor costs such as manual contract understanding can also be reduced.

[0071] On the other hand, since the target parameter values in the contract are jointly determined by each contract participant, each contract participant can know the resource value statistical method and the like used when calculating the resource values involved in each clause of the contract subsequent to signing the formal contract, which can eliminate the information gap and facilitate the subsequent quick and convenient verification (reconciliation) of the calculated (determined) resource values by each contract participant.

[0072] The preferred embodiments of the present application will be described below in conjunction with the accompanying drawings of the specification. It should be understood that the preferred embodiments described herein are only used to illustrate and explain the present application, and are not used to limit the present application. And without conflict, the embodiments in the present application and the features in the embodiments can be combined with each other.

[0073] All implementation manners of the embodiments of the present application comply with the relevant provisions of national laws and regulations regarding the acquisition, storage, use, processing, etc. of data.

[0074] Embodiment 1:

[0075] Figure 3 The figure shows a schematic diagram of the first contract resource value determination process provided by some embodiments of the present application. As Figure 3 shown, the process includes the following steps:

[0076] S301: In response to the received contract drafting instruction, display the preset contract types and the resource value statistical methods corresponding to the respective contract types.

[0077] The contract resource value determination method provided by the embodiments of the present application is applied to an electronic device. Among them, the electronic device can be a device such as a PC, a mobile terminal, etc., or can also be a device such as a server. Optionally, the electronic device can be a device belonging to the neutral platform party.

[0078] In a possible implementation, any one of the contract parties, i.e., the service provider and the service user, can be the contract initiator. The contract initiator can trigger a contract drafting instruction by clicking a "Draft Contract" button or the like, and the electronic device can receive this contract drafting instruction. Herein, the present application does not specifically limit the manner of triggering the contract drafting instruction, and it can be flexibly set according to requirements.

[0079] Optionally, in order to quickly and accurately determine the resource values involved in the electronic contract, after receiving the contract drafting instruction, the electronic device can, in response to this contract drafting instruction, display various preset contract types and the corresponding resource value statistical methods for each contract type. Herein, the present application does not specifically limit the contract types. For example, they can be labor contracts, lease contracts, etc., and can be flexibly set according to requirements. The present application also does not specifically limit the resource value statistical methods (which can also be referred to as billing rules, billing methods, billing frameworks) corresponding to each contract type, and they can be flexibly set according to requirements. Optionally, one contract type can correspond to one resource value statistical method or multiple resource value statistical methods, and the present application also does not specifically limit the number of resource value statistical methods corresponding to a contract type.

[0080] S302: Identify the selected target contract type and the target resource value statistical method, and display the contract template corresponding to the target contract type.

[0081] In a possible implementation, the contract initiator can select the target contract type and the target resource value statistical method applicable to the contract to be signed this time. The electronic device can identify the selected target contract type and the target resource value statistical method, and display the preset contract template corresponding to the target contract type. Herein, the present application does not specifically limit the contract template, and it can be flexibly set according to requirements.

[0082] S303: Identify the target parameter values input by each contract party for each clause field in the contract template, and generate a formal contract based on the contract template and the target parameter values.

[0083] In a possible implementation, the electronic device can receive the target parameter values input by each contract party for each clause field in the contract template, and generate a formal contract by filling the target parameter values into the corresponding clause field positions in the contract template. For example, fill in the basic contract elements (target parameter values) such as the principal names of Party A and Party B, the contract signing period, and the resource value deduction method into the corresponding positions of the clause fields such as the principal name of Party A, the principal name of Party B, the signing period, and the deduction method in the contract template, thereby generating a formal contract.

[0084] Among them, when determining the target parameter values of each clause field, an online multi-round negotiation method can be adopted to enable each contract participant (such as contract parties A, B, etc.) to negotiate the target parameter values of each clause field in the contract online. Exemplarily, the process for each contract participant to determine the target parameter values of each clause field in the contract through multi-round negotiation can be as follows:

[0085] Each contract participant can input parameter values (for convenience of description, referred to as candidate parameter values) for the clause fields in the contract template. For example, it can be the first input of candidate parameter values for a certain clause field in a blank contract template, or the parameter values modified for the parameter values already input by other contract participants. Whether it is the first input or the modification of existing parameter values, when the electronic device receives the candidate parameter values input by any contract participant for at least one clause field in the contract template, it can generate a contract draft based on the candidate parameter values, other already input candidate parameter values, and the contract template, and send the contract draft to the terminals corresponding to other contract participants, so that other contract participants can check the contract draft. If the confirmation information input by each other contract participant is received, it can be considered that each contract participant agrees to adopt the parameter values in the contract draft, and then the parameter values corresponding to each clause field in the draft contract can be determined as the target parameter values. Furthermore, based on the contract template and the target parameter values, a formal contract can be generated.

[0086] For ease of understanding, the following introduces the process for each contract participant to determine the target parameter values of each clause field in the contract through a multi-round negotiation mechanism through a specific embodiment.

[0087] The contract initiator (which can be any one of the contract participants such as the service provider and the service user) triggers a contract drafting instruction.

[0088] The neutral platform party (the above-mentioned electronic device) receives the contract drafting instruction. In response to the received contract drafting instruction, it displays the preset contract types and the resource value statistics methods (billing frameworks) corresponding to each contract type.

[0089] The contract initiator selects the target contract type and the target resource value statistics method.

[0090] The neutral platform party identifies the selected target contract type and the target resource value statistics method, and displays the contract template corresponding to the target contract type.

[0091] The contract initiator inputs corresponding information (candidate parameter values) in the clause fields such as the name of the Party A subject, the name of the Party B subject, the signing period, and the resource value deduction method in the contract template, and inputs the specific parameter values (candidate parameter values) used when calculating the resource value in the clause fields related to the resource value in the contract template.

[0092] The neutral platform party generates a readable contract draft based on the candidate parameter values input by the contract initiator and the contract template, and sends the contract draft to the terminal corresponding to the contract recipient.

[0093] The contract recipient can read the above contract draft and can modify the candidate parameter values input by the contract initiator.

[0094] The neutral platform party identifies the modified candidate parameter values of the contract recipient, and based on the modified candidate parameter values and the unmodified candidate parameter values, etc., generates another contract draft and sends the contract draft to the contract initiator.

[0095] The contract initiator can read the latest contract draft and can modify the candidate parameter values in the contract draft again. Of course, the contract initiator can also click the "Agree" button, etc., to confirm the candidate parameter values in the contract draft.

[0096] Both the contract initiator and the contract recipient can reach an agreement through multiple rounds of negotiation. After both parties confirm the candidate parameter values, the neutral platform party (also called the negotiation platform) can determine the candidate parameter values in the latest contract draft as the target parameter values, and based on the target parameter values, issue (generate) a formal contract.

[0097] Optionally, after determining the target parameter values and before generating the formal contract, a to-be-confirmed contract can also be generated based on the target parameter values and the contract template; the to-be-confirmed contract is sent to the terminals corresponding to each contract participant respectively, so that each contract participant can review the to-be-confirmed contract, that is, each contract participant can preview the formal contract to be generated. If the confirmation instructions of each contract participant for the to-be-confirmed contract are received, the to-be-confirmed contract can be generated into a formal contract.

[0098] Optionally, the neutral platform party can send the formal contract to the terminals corresponding to each contract participant respectively. Each contract participant attaches their respective electronic signatures and returns the contract with their respective electronic signatures attached to the neutral platform party. The neutral platform party also attaches its own electronic signature to complete the contract signing. Optionally, each contract participant can view the formal contract (contract) through the neutral platform party at any time.

[0099] S304: Based on the formal contract and the target resource value statistical method, determine the resource values involved in each clause of the formal contract when executing the formal contract.

[0100] In a possible implementation, based on the formal contract and the target resource value statistical method, when executing the above formal contract, the resource values involved in each clause of the formal contract can be determined. Exemplarily, based on the target resource value statistical method, when executing the above formal contract, the total resource value that the service provider should obtain, the total resource value that the service user should pay, etc. can be statistically calculated to determine the resource values involved by each contract participant.

[0101] On the one hand, compared with the related art ( Figure 2A and Figure 2B ) where the business personnel (operation personnel) of the neutral platform party need to understand the contracts provided by contract participants such as service users and service providers, understand the billing methods involved in the contracts, convert the contracts into billing execution parameters, and enter the billing execution parameters, and there may be deviations in the business personnel's understanding of the contracts, or errors may occur when entering the billing execution parameters, resulting in incorrect contract billing. In the embodiments of the present application, since the contract (formal contract) is determined based on the contract template pre-configured in the electronic device, and the target resource value statistical method (billing rule) applicable to the contract is also pre-configured in the electronic device, that is, the contract and the target resource statistical method are integrated. The electronic device can accurately analyze (also known as reverse analysis) the target resource value statistical method applicable to the contract. Based on this target resource value statistical method, when determining the resource values involved in each clause of the formal contract, the accuracy of the determined resource values can be improved, and the labor costs such as manual understanding of the contract can also be reduced.

[0102] On the other hand, since the target parameter values in the contract are jointly determined by each contract participant, when each contract participant signs the formal contract, they can know the resource value statistical method and the like used in calculating the resource values involved in each clause of the contract subsequently, which can eliminate the information gap and facilitate the subsequent quick and convenient verification of the calculated (determined) resource values by each contract participant.

[0103] Embodiment 2:

[0104] In order to quickly and accurately determine the resource values involved in each clause of the contract, based on the above embodiments, in the embodiments of the present application, the determining, based on the formal contract and the target resource value statistical method, the resource values involved in each clause of the formal contract when executing the formal contract includes:

[0105] For each clause involving resource values included in the formal contract, according to the target parameter value of the field in the clause and the sub-statistical method corresponding to the clause in the target resource value statistical method, determine the resource value involved in the clause when executing the formal contract.

[0106] In a possible implementation, in order to quickly and accurately determine the resource values involved in each clause of a contract, a detailed list of resource values corresponding to each clause can be generated. Subsequently, based on the detailed list of resource values corresponding to each clause, a bill detail can be generated and sent to the terminals corresponding to each contract participant respectively, facilitating each contract participant to check whether the bill detail is incorrect.

[0107] Optionally, when generating the resource values (fees) involved in each clause, it can be to first identify each clause involving resource values included in the formal contract. Exemplarily, the contract template can carry the identifiers of the clauses involving resource values, and based on these clause identifiers, each clause involving resource values (fees) included in the formal contract can be identified. Among them, the specific content of the clauses involving resource values in this application is not specifically limited and can be flexibly set according to requirements.

[0108] In a possible implementation, for each clause involving resource values included in the formal contract, the resource values involved in this clause during the execution of the formal contract can be statistically calculated according to the target parameter value corresponding to the field in this clause and the sub-statistical method corresponding to this clause in the target resource value statistical method (also referred to as the target billing method or target billing framework). For example, taking the clause of calculating interest as an example, according to the target parameter value (specific interest rate value) of the interest rate field in this clause in the formal contract and the sub-statistical method (billing method) corresponding to this clause, such as gradient reduction, time-limited reduction, total amount discount, etc., the resource values involved in this clause during the execution of the formal contract can be statistically calculated.

[0109] For ease of understanding, the following uses a specific embodiment to explain the contract resource value determination process provided by this application. Refer to Figure 4 , Figure 4 shows a schematic diagram of the second contract resource value determination process provided by some embodiments of this application, and this process includes the following steps:

[0110] S401: In response to the received contract drafting instruction, display the preset contract types and the resource value statistical methods corresponding to each contract type.

[0111] S402: Identify the selected target contract type and target resource value statistical method, and display the contract template corresponding to the target contract type.

[0112] S403: Identify the target parameter values input for each clause field in the contract template, and generate a formal contract based on the contract template and the target parameter values.

[0113] S404: For each clause involving resource values in the formal contract, determine the resource values involved in the clause when the formal contract is executed according to the target parameter values of the fields in the clause and the sub-statistical method corresponding to the clause in the target resource value statistical method.

[0114] Since this application can count the details of the resource values involved in each clause involving resource values, it is convenient for each contract participant to reconcile accounts based on these resource value details later, improving the reconciliation efficiency and the experience of users (each contract participant).

[0115] Embodiment 3:

[0116] To improve the convenience of settling the resource values involved in the contract, based on the above embodiments, in the embodiment of this application, the method further includes:

[0117] Identify the resource value deduction method included in the formal contract, and transfer the resource values involved in each clause from the target transfer account to the target transfer-in account based on the resource values involved in each clause and the resource value deduction method.

[0118] In a possible implementation manner, each contract participant can also agree on the resource value deduction method in the formal contract, such as which day of each month to transfer the resource values involved in the contract from the account of which contract participant to the account of which contract participant, etc. This application does not make specific limitations on the resource value deduction method. To improve the convenience of settling the resource values involved in the contract and the experience of users (contract participants), the electronic device can also identify the resource value deduction method included in the formal contract, identify information such as the deduction time, target transfer account, and target transfer-in account included in the resource value deduction method, and transfer the resource values involved in each clause in the formal contract from the target transfer account to (deduct to) the target transfer-in account based on the resource value deduction method and the resource values involved in each clause in the formal contract.

[0119] For ease of understanding, the following uses a specific embodiment to explain the contract resource value determination process provided by this application. Refer to Figure 5 , Figure 5 shows a schematic diagram of the third contract resource value determination process provided by some embodiments of this application, and this process includes the following steps:

[0120] S501: In response to the received contract drafting instruction, display the preset contract types and the resource value statistical methods corresponding to each contract type.

[0121] S502: Identify the selected target contract type and target resource value statistical method, and display the contract template corresponding to the target contract type.

[0122] S503: Identify the target parameter values input for each clause field in the contract template, and generate a formal contract based on the contract template and the target parameter values.

[0123] S504: For each clause in the formal contract that involves resource values, determine the resource values involved in the execution of the formal contract according to the target parameter values of the fields in the clause and the sub-statistical method corresponding to the clause in the target resource value statistical method.

[0124] S505: Identify the resource value deduction method included in the formal contract. Based on the resource values involved in each clause in the formal contract and the resource value deduction method, transfer the resource values involved in each clause in the formal contract from the target transfer account to the target transfer-in account.

[0125] Since this application can identify the resource value deduction method included in the formal contract, and based on the resource values involved in each clause and the above-mentioned resource value deduction method, automatically and intelligently transfer the resource values involved in each clause in the formal contract from the target transfer account to the target transfer-in account, thereby improving the convenience of settling (performing) the resource values involved in the contract and enhancing the user experience.

[0126] Example 4:

[0127] To improve the speed and flexibility of account reconciliation for contract parties, based on the above embodiments, in the embodiments of this application, the method further includes:

[0128] If a verification instruction indicating that the bill details are incorrect is received from any contract party, identify the clause to be corrected and the information to be corrected carried in the verification instruction; where the information to be corrected includes at least one of the corrected sub-statistical method and parameter value.

[0129] Based on the information to be corrected, recalculate the resource values involved in the clause to be corrected, and update the bill details based on the recalculated resource values, and send the updated bill details to the terminals corresponding to each contract party.

[0130] In a possible implementation manner, after generating the bill details corresponding to each clause, the bill details can be sent to the terminals corresponding to each contract party, so that each contract party can verify the bill details. Optionally, the bill details may carry information such as the target parameter values, the involved resource values, the resource value deduction method, and the sub-statistical method of each clause in the formal contract that involves resource values, making the bill details easier to understand for the contract parties and facilitating the contract parties to verify whether the resource value calculation is correct.

[0131] In a possible implementation, if any contract participant believes that the bill details are incorrect, for example, if the parameter value (target parameter value) used in calculating the resource value involved in a certain clause is incorrect, or if the sub-statistical method (billing rule) used in calculating a certain clause is inappropriate, etc., the button such as "Disagree with the Bill" or "Bill is Incorrect" can be clicked, and at least one piece of information such as the clause considered to be incorrect (for convenience of description, called the clause to be corrected) and the corrected sub-statistical method and corrected parameter value of this clause (for convenience of description, called the information to be corrected) can be input, so as to trigger a verification instruction for incorrect bill details. The specific method for triggering this verification instruction in this application is not specifically limited and can be flexibly set according to requirements.

[0132] Optionally, when the electronic device (neutral platform party) receives the verification instruction for incorrect bill details input by any contract participant, it can identify the clause to be corrected and the information to be corrected carried in the verification instruction, and based on the information such as the corrected sub-statistical method and corrected parameter value included in the information to be corrected, recalculate the resource value involved in the clause to be corrected in the formal contract, and can update the information such as the resource value involved in the condition to be corrected in the bill details according to the recalculated resource value, and then send the updated bill details to the respective terminals of each contract participant. Each contract participant can re-check the updated bill details until all contract participants agree on the bill details.

[0133] In a possible implementation, to improve efficiency, after receiving the verification instruction for incorrect bill details input by any contract participant and identifying the clause to be corrected and the information to be corrected carried in the verification instruction, before recalculating the resource value involved in the clause to be corrected based on the information to be corrected, the clause to be corrected and the information to be corrected can also be sent to other contract participants, so that other contract participants can check the clause to be corrected and the information to be corrected. If the confirmation information input by each other contract participant is received, it can be considered that each other contract participant agrees that the resource value involved in the clause to be corrected can be recalculated based on the information to be corrected, and then the subsequent step of recalculating the resource value involved in the clause to be corrected based on the information to be corrected can be carried out.

[0134] Conversely, if disagreeing information input by any other contract party is received, feedback information indicating that there is a party disagreeing can be sent to the contract party that triggered the verification instruction for the incorrect bill details. This contract party can re-enter a new sub-statistical method, parameter value, etc. applicable to the clause to be corrected to wait for the error correction information, and trigger a verification instruction again. The electronic device can send the clause to be corrected and the error correction information in the verification instruction to the terminals of other contract parties again, and other contract parties can verify again until confirmation information input by each other contract party is received. Then, based on the latest confirmed error correction information, the resource value involved in the clause to be corrected is recalculated.

[0135] Optionally, if disagreeing information input by any other contract party is received, it can also be considered that a verification instruction for incorrect bill details input by this other contract party is received. The clause to be corrected and the error correction information carried in the verification instruction (disagreeing information) can be identified and sent to the corresponding terminals of other contract parties, enabling other contract parties to review (verify) the clause to be corrected and the error correction information. The specific processing process is the same as the processing process when a verification instruction is received, and will not be elaborated here.

[0136] In the embodiments of the present application, each contract party can not only verify the bill details, but also trigger a verification instruction for incorrect bill details when it believes the bill details are incorrect. The electronic device can recalculate the bill details (error handling), which can improve the accuracy and flexibility of resource value calculation and enhance the user experience.

[0137] For ease of understanding, the following uses a specific embodiment to explain the contract resource value determination process provided by the present application. Refer to Figure 6 , Figure 6 FIG. shows a schematic diagram of the fourth contract resource value determination process provided by some embodiments of the present application. This process includes the following steps:

[0138] S601: In response to the received contract drafting instruction, display preset contract types and the resource value statistical methods corresponding to each contract type.

[0139] S602: Identify the selected target contract type and the target resource value statistical method, and display the contract template corresponding to the target contract type.

[0140] S603: Identify the target parameter values input for each clause field in the contract template, and generate a formal contract based on the contract template and the target parameter values.

[0141] S604: For each clause involving resource values in the formal contract, determine the resource values involved in this clause when the formal contract is executed, according to the target parameter values of the fields in this clause and the sub-statistical method corresponding to this clause in the target resource value statistical method.

[0142] S605: Generate the bill details corresponding to each clause in the formal contract, and send the bill details to the terminals corresponding to each contract participant respectively.

[0143] S606: If a verification instruction indicating that the bill details are incorrect is received from any contract participant, identify the clause to be corrected and the information to be corrected carried in this verification instruction; send the clause to be corrected and the information to be corrected to the terminals corresponding to the other contract participants. If confirmation information is received from each of the other contract participants, recalculate the resource values involved in the clause to be corrected based on the information to be corrected, and update the bill details based on the recalculated resource values, and send the updated bill details to the terminals corresponding to each contract participant respectively.

[0144] For ease of understanding, the following will further explain the contract resource value determination process provided in this application through a specific embodiment. Refer to Figure 7 , Figure 7 FIG. shows a schematic diagram of the fifth contract resource value determination process provided in some embodiments of this application. This process includes the following steps:

[0145] The cooperation negotiation platform (cooperation negotiation platform module) in the neutral platform party responds to the received contract drafting instruction, obtains the preset contract types from the preset template library, and obtains the resource value statistical methods corresponding to each contract type from the preset rule library, and displays the preset contract types and the resource value statistical methods corresponding to each contract type. The cooperation negotiation platform identifies the target contract type and the target resource value statistical method selected, obtains the contract template corresponding to the target contract type from the preset template library, and displays the contract template corresponding to the target contract type. The cooperation negotiation platform identifies the target parameter values input by contract participants such as the service user and the service provider for each clause field in the contract template, and generates a formal contract (referred to as generating a smart contract in the figure) based on the contract template and the target parameter values. For ease of description, the interaction process between the service user and the service provider and the cooperation negotiation platform before generating the formal contract is called the online consultation & confirmation process. Among them, regarding the interaction process (such as the multi-round negotiation method, etc.) between the service user and the service provider and the cooperation negotiation platform before generating the formal contract, reference can be made to the above embodiments, and details will not be elaborated here.

[0146] After generating the formal contract, the cooperation negotiation platform can transfer the generated formal contract to the contract parsing platform (contract parsing platform module) among the neutral platform parties. The cooperation parsing platform can parse the formal contract, identify the clauses involving resource values included in the formal contract, the target parameter values of the fields in the clause, and the corresponding sub-statistical methods of the clause, and send the information of these clauses (referred to as sending execution clauses in the figure) to the contract performance platform (contract performance platform module) among the neutral platform parties.

[0147] For each clause involving resource values included in the formal contract, the contract performance platform can determine the resource values involved in the clause when executing the formal contract according to the target parameter values of the fields in the clause and the corresponding sub-statistical methods of the clause, complete the billing operation, and can identify the resource value deduction method included in the formal contract. Based on the resource values involved in each clause and the resource value deduction method, transfer the resource values involved in each clause from the target transfer account to the target transfer-in account.

[0148] The contract performance platform can generate bill details corresponding to each clause (referred to as generating billing bills & details in the figure), and send the bill details to the terminals corresponding to each contract participant.

[0149] Contract participants such as service users and service providers can receive the bill details sent by the contract performance platform and can check and confirm the bill details (referred to as receiving bills & confirming in the figure). Among them, the process of checking the bill details (reconciling accounts) is the same as that in the above embodiments and will not be elaborated here.

[0150] In the embodiments of the present application, the bill details can be directly output through the contract performance platform for each contract participant to complete bill reconciliation, and error handling services can be provided, which can solve the problem of difficult account reconciliation for contract parameter parties such as service providers and service users in the past in one stop.

[0151] In addition, optionally, the neutral platform party can also provide a quick signing process. Based on the vast majority of charging models in the current market, quick signing templates can be preset, enabling most large enterprises and small enterprises, as well as small enterprises among each other, to complete signing quickly. In addition, the neutral platform party can also perform expiration management, default execution management, etc. on the contract based on the target resource value statistical methods (charging models, billing frameworks, billing rules), which can reduce the contract management cost. The quick signing process can solve the problem of high signing management cost with small institutions, etc. by providing a limited number of standard contracts (contract templates).

[0152] Embodiment 5:

[0153] Based on the same technical concept, the present application provides a device for determining contract resource values. Refer to Figure 8 ,Figure 8 The figure shows a schematic diagram of a contract resource value determination device provided by some embodiments of the present application. The device includes:

[0154] A first display module 81, which, in response to a received contract drafting instruction, displays preset contract types and the corresponding resource value statistical methods for each of the contract types;

[0155] A second display module 82, which is used to identify a selected target contract type and a target resource value statistical method, and display a contract template corresponding to the target contract type;

[0156] A generation module 83, which is used to identify the target parameter values input by each contract participant for each clause field in the contract template, and generate a formal contract based on the contract template and the target parameter values;

[0157] A statistics module 84, which is used to determine the resource values involved in each clause of the formal contract when the formal contract is executed, based on the formal contract and the target resource value statistical method.

[0158] In a possible implementation manner, the statistics module 84 is specifically used for:

[0159] For each clause involving resource values in the formal contract, determine the resource value involved in the clause when the formal contract is executed, according to the target parameter values of the fields in the clause and the sub-statistical method corresponding to the clause in the target resource value statistical method.

[0160] In a possible implementation manner, the statistics module 84 is further used for:

[0161] Identify the resource value deduction method included in the formal contract, and transfer the resource values involved in each clause from a target transfer account to a target transfer-in account based on the resource values involved in each clause and the resource value deduction method.

[0162] In a possible implementation manner, the statistics module 84 is further used for:

[0163] Generate a bill detail corresponding to each clause, and send the bill detail to the terminals corresponding to each contract participant.

[0164] In a possible implementation manner, the statistics module 84 is further used for:

[0165] If a verification instruction indicating that the bill detail input by any contract participant is incorrect is received, identify the clause to be corrected and the information to be corrected carried in the verification instruction; wherein, the information to be corrected includes at least one of a corrected sub-statistical method and a parameter value;

[0166] Based on the information to be corrected, recalculate the resource values involved in the clause to be corrected, update the bill details based on the recalculated resource values, and send the updated bill details to the terminals corresponding to each contract participant respectively.

[0167] In a possible implementation manner, the statistics module 84 is further configured to:

[0168] Send the clause to be corrected and the information to be corrected to the terminals corresponding to other contract participants. If confirmation information input by each other contract participant is received, then perform the subsequent step of recalculating the resource values involved in the clause to be corrected based on the information to be corrected.

[0169] In a possible implementation manner, the generation module 83 is specifically configured to:

[0170] If candidate parameter values input by any contract participant for at least one clause field in the contract template are received, generate a contract draft based on the candidate parameter values and the contract template;

[0171] Send the contract draft to the terminals corresponding to other contract participants. If confirmation information input by each other contract participant is received, determine the parameter values corresponding to each clause field in the draft contract as the target parameter values.

[0172] Embodiment 6:

[0173] Based on the same technical concept, the present application further provides an electronic device, Figure 9 which shows a schematic structural diagram of an electronic device provided by some embodiments of the present application, as Figure 9 shown, the electronic device includes: a processor 91, a communication interface 92, a memory 93, and a communication bus 94. Among them, the processor 91, the communication interface 92, and the memory 93 communicate with each other through the communication bus 94;

[0174] A computer program is stored in the memory 93. When the program is executed by the processor 91, the processor 91 is caused to execute the steps of the transaction processing method in any one of the above embodiments, which will not be elaborated here.

[0175] The communication bus mentioned in the above electronic device may be a Peripheral Component Interconnect (PCI) bus, an Extended Industry Standard Architecture (EISA) bus, or the like. The communication bus can be divided into an address bus, a data bus, a control bus, etc. For the sake of convenience in representation, only a thick line is used in the figure, but it does not mean that there is only one bus or one type of bus.

[0176] The communication interface 92 is used for communication between the above electronic device and other devices.

[0177] The memory may include a Random Access Memory (RAM), or may also include a Non-Volatile Memory (NVM), such as at least one disk memory. Optionally, the memory may also be at least one storage device located far from the aforementioned processor.

[0178] The above processor may be a general-purpose processor, including a central processing unit, a Network Processor (NP), etc.; it may also be a Digital Signal Processing (DSP), an application specific integrated circuit, a field programmable gate array, or other programmable logic devices, discrete gate or transistor logic devices, discrete hardware components, etc.

[0179] Embodiment 7:

[0180] Based on the same technical concept, an embodiment of the present application provides a computer-readable storage medium, in which a computer program executable by an electronic device is stored. When the program runs on the electronic device, the electronic device is caused to execute the steps of any one of the transaction processing methods in the above embodiments, which will not be elaborated here.

[0181] The above computer-readable storage medium may be any available medium or data storage device accessible by the processor in the electronic device, including but not limited to magnetic memories such as floppy disks, hard disks, magnetic tapes, magneto-optical disks (MO), etc., optical memories such as CDs, DVDs, BDs, HVDs, etc., and semiconductor memories such as ROMs, EPROMs, EEPROMs, non-volatile memories (NAND FLASH), solid state drives (SSD), etc.

[0182] Based on the same inventive concept, the present application provides a computer program product, which includes computer program code that, when running on a computer, enables the computer to execute the method described in any of the above-described method embodiments for transaction processing applied to an electronic device.

[0183] In the above embodiments, it can be implemented in whole or in part by software, hardware, firmware, or any combination thereof, and can be implemented in whole or in part in the form of a computer program product. The computer program product includes one or more computer instructions. When the computer instructions are loaded and executed on a computer, the processes or functions described in the embodiments of the present application are generated in whole or in part.

[0184] Those skilled in the art should understand that the embodiments of the present application can be provided as a method, a system, or a computer program product. Therefore, the present application can adopt the form of a complete hardware embodiment, a complete software embodiment, or an embodiment combining software and hardware aspects. Moreover, the present application can adopt the form of a computer program product implemented on one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) that contain computer-usable program code.

[0185] The present application is described with reference to the flowcharts and / or block diagrams of methods, apparatuses (systems), and computer program products according to the present application. It should be understood that each process and / or block in the flowcharts and / or block diagrams, and the combination of processes and / or blocks in the flowcharts and / or block diagrams, can be implemented by computer program instructions. These computer program instructions can be provided to the processor of a general-purpose computer, a special-purpose computer, an embedded processor, or other programmable data processing devices to generate a machine, such that the instructions executed by the processor of the computer or other programmable data processing devices generate a device for implementing the functions specified in Figure 1 one process or multiple processes and / or blocks Figure 1 one block or multiple blocks.

[0186] These computer program instructions can also be stored in a computer-readable memory that can direct a computer or other programmable data processing devices to work in a specific manner, such that the instructions stored in the computer-readable memory generate a manufactured article including an instruction device that implements the functions specified in Figure 1 one process or multiple processes and / or blocks Figure 1 one block or multiple blocks.

[0187] These computer program instructions can also be loaded onto a computer or other programmable data processing apparatus, so that a series of operation steps are performed on the computer or other programmable apparatus to produce a computer-implemented process, thereby the instructions executed on the computer or other programmable apparatus provide steps for implementing the functions specified in one process or a plurality of processes and / or one block or a plurality of blocks in the flow Figure 1 one process or a plurality of processes and / or Figure 1 steps for implementing the functions specified in one block or a plurality of blocks.

[0188] Obviously, those skilled in the art can make various changes and modifications to the present application without departing from the spirit and scope of the present application. Thus, if these modifications and variations of the present application fall within the scope of the claims of the present application and their equivalent technologies, the present application is also intended to include these modifications and variations.

Claims

1. A method for determining the value of contract resources, characterized in that, The method includes: In response to the received contract drafting instruction, presenting preset contract types and the corresponding resource value statistical methods for each of the contract types; Identifying the selected target contract type and the target resource value statistical method, and presenting the contract template corresponding to the target contract type; Identifying the target parameter values input by each contract party for each clause field in the contract template, and generating a formal contract based on the contract template and the target parameter values; Based on the formal contract and the target resource value statistical method, determining the resource values involved in each clause of the formal contract when the formal contract is executed.

2. The method according to claim 1, wherein The determining, based on the formal contract and the target resource value statistical method, the resource values involved in each clause of the formal contract when the formal contract is executed includes: For each clause in the formal contract that involves resource values, determining the resource values involved in this clause when the formal contract is executed according to the target parameter values of the fields in this clause and the sub-statistical method corresponding to this clause in the target resource value statistical method.

3. The method according to claim 1 or 2, characterized in that, The method further includes: Identifying the resource value deduction method included in the formal contract, and transferring the resource values involved in each clause from the target transfer account to the target transfer-in account based on the resource values involved in each clause and the resource value deduction method.

4. The method according to claim 1 or 2, characterized in that, The method further includes: Generating a bill detail corresponding to each clause and sending the bill detail to the terminals corresponding to each contract party respectively.

5. The method according to claim 4, characterized in that, The method further includes: If a verification instruction indicating that the bill detail is incorrect is received from any contract party, identifying the clause to be corrected and the information to be corrected carried in the verification instruction; wherein, the information to be corrected includes at least one of the corrected sub-statistical method and parameter value; Based on the information to be corrected, recalculating the resource values involved in the clause to be corrected, updating the bill detail based on the recalculated resource values, and sending the updated bill detail to the terminals corresponding to each contract party respectively.

6. The method according to claim 5, wherein After identifying the clause to be corrected and the information to be corrected carried in the verification instruction and before recalculating the resource values involved in the clause to be corrected based on the information to be corrected, the method further includes: Sending the clause to be corrected and the information to be corrected to the terminals corresponding to other contract parties, and if confirmation information input by each other contract party is received, performing the subsequent step of recalculating the resource values involved in the clause to be corrected based on the information to be corrected.

7. The method according to claim 1, characterized in that The identifying the target parameter values respectively input for each clause field in the contract template includes: If candidate parameter values input by any contract party for at least one clause field in the contract template are received, generating a contract draft based on the candidate parameter values and the contract template; Sending the contract draft to the terminals corresponding to other contract parties, and if confirmation information input by each other contract party is received, determining the parameter values corresponding to each clause field in the draft contract as the target parameter values.

8. A contract resource value determination device, characterized in that, The device includes: The first display module, in response to the received contract drafting instruction, displays each preset contract type and the corresponding resource value statistical method for each of the contract types; The second display module is used to identify the selected target contract type and the target resource value statistical method, and display the contract template corresponding to the target contract type; The generation module is used to identify the target parameter values input by each contract party for each clause field in the contract template, and generate a formal contract based on the contract template and the target parameter values; The statistics module is used to determine the resource values involved in each clause of the formal contract when the formal contract is executed, based on the formal contract and the target resource value statistical method.

9. An electronic device, characterized in that, The electronic device includes at least a processor and a memory, and the processor is used to implement the steps of the method according to any one of claims 1-7 when executing the computer program stored in the memory.

10. A computer-readable storage medium, characterized in that, It stores a computer program, and when the computer program is executed by a processor, it implements the steps of the method according to any one of claims 1-7.

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