A multi-level circulation method, device, equipment and medium of an electronic contract

Abstract

The application provides a multi-level circulation method, device, equipment and medium of an electronic contract, which comprises the following steps: when the business platform passes the enterprise platform data audit, the service platform archives the enterprise platform data to complete the registration of the enterprise platform; the service platform sends a contract deployment instruction to the supplier platform to make the supplier platform audit the contract information of the enterprise platform, and the service platform deploys the contract of the enterprise platform based on the contract information when the contract information passes the audit; the service platform verifies the electronic contract, the business platform updates the state of the electronic contract when the electronic contract passes the verification, and the service platform registers the transfer of the electronic contract. Through the method and device, the penetration transaction of the electronic contract among different supplier enterprises in the upstream of the supply chain is completed through the deployment of the contract instruction and the transfer business process, and the efficiency of the collaborative operation of enterprises is improved.

Description

TECHNICAL FIELD

[0001] The present application relates to the technical field of computers, in particular to a multi-level circulation method, device, equipment and medium for electronic contract. BACKGROUND

[0002] Supply chain finance is essentially based on supply chain to drive financial activities, and through financial activities to optimize supply chain, relying on the credit and data of core enterprises in the industry chain, to effectively solve the problem of financing difficulty and high cost for small and medium-sized enterprises. With the deepening of socialized production mode, market competition has changed from competition between single customers to competition between supply chains, and each party within the same supply chain is interdependent. At the same time, since credit sales have become the mainstream of transactions, suppliers at the upstream of the supply chain are difficult to obtain financial support from banks through "traditional" credit methods, and the shortage of funds will directly lead to the stagnation of subsequent links, and even the "chain break".

[0003] There are still two important problems in the traditional supply chain finance operation process: 1. In the business concept of traditional supply chain finance, based on receivables and other deposits, it is one of the core goals to alleviate the strong demand for funds of small and medium-sized suppliers, but in the current supply chain finance system, the financing object of the financial product is limited, generally limited to the first-tier supplier, and small and medium-sized suppliers at the far end of the supply chain are still difficult to finance with the credit of core enterprises. 2. The penetration ability and promoting effect of core enterprises on the whole supply chain are insufficient. The penetration ability of core enterprises to the supply chain often stops at the first-tier supplier, and the influence on the second-tier and below suppliers decays quickly, and the promoting and improving effect on the whole supply chain is not obvious. SUMMARY

[0004] Therefore, the purpose of the present application is to provide a multi-level circulation method, device, equipment and medium for electronic contract, which realizes the penetrating transaction of electronic contract between different supplier enterprises at the upstream of the supply chain through the deployment and transfer business process of contract instructions. Through the multi-level circulation platform mode, the closed loop of supply chain finance is truly realized, that is, from the source to the full coverage of multi-level suppliers at the upstream, and then the efficiency of enterprise collaborative operation is improved.

[0005] In a first aspect, an embodiment of the present application provides a multi-level circulation method for electronic contract, which comprises:

[0006] The control enterprise platform sends a registration request to the business platform, and when the business platform passes the enterprise platform data of the enterprise platform, the service platform archives the enterprise platform data of the enterprise platform to complete the registration of the enterprise platform;

[0007] When the service platform receives the contract application request sent by the enterprise platform, the service platform is controlled to send a contract deployment instruction to the supplier platform, so that the supplier platform audits the contract information of the enterprise platform, and when the contract information passes the audit, the service platform is controlled to deploy the contract of the enterprise platform based on the contract information, to generate an electronic contract of the enterprise platform;

[0008] When the service platform receives the transfer instruction of the electronic contract, the service platform is controlled to verify the electronic contract, and when the electronic contract passes the verification, the business platform is controlled to update the state of the electronic contract, and the service platform is controlled to register the transfer of the electronic contract.

[0009] Further, the control enterprise platform sends a registration request to the business platform, and when the business platform audits the enterprise platform data of the enterprise platform, the service platform is controlled to archive the enterprise platform data of the enterprise platform to complete the registration of the enterprise platform, including:

[0010] The business platform is controlled to authenticate the authentication information of the enterprise platform, and the business platform is controlled to send the authentication result corresponding to the authentication information to the enterprise platform;

[0011] When the enterprise platform determines that the authentication result of the authentication information is authentication passed, the enterprise platform is controlled to authenticate, and when the authentication is successful, the enterprise platform is controlled to send the enterprise platform data to the business platform;

[0012] The business platform is controlled to audit the enterprise platform data, and when the audit of the enterprise platform data passes, the business platform is controlled to send the enterprise platform data to the service platform;

[0013] The service platform is controlled to archive the enterprise platform data, generate an enterprise platform registration success notification, and the service platform is controlled to send the enterprise platform registration success notification to the enterprise platform.

[0014] Further, when the service platform receives the contract application request sent by the enterprise platform, the service platform is controlled to send a contract deployment instruction to the supplier platform, so that the supplier platform audits the contract information of the enterprise platform, and when the contract information passes the audit, the service platform is controlled to deploy the contract of the enterprise platform based on the contract information, to generate an electronic contract of the enterprise platform, including:

[0015] The enterprise platform is controlled to send the contract application request to the service platform through the contract interface provided by the business platform;

[0016] controlling the service platform to generate an acceptance instruction based on the contract application request, and controlling the service platform to send the acceptance instruction to the enterprise platform;

[0017] controlling the enterprise platform to accept based on the acceptance instruction, and controlling the enterprise platform to send an acceptance result to the service platform through an acceptance interface provided by the business platform;

[0018] controlling the service platform to generate the contract deployment instruction based on the acceptance result, and controlling the service platform to send the contract deployment instruction to the supplier platform;

[0019] controlling the supplier platform to audit the contract information of the enterprise platform based on the contract deployment instruction, and when the contract information passes the audit, controlling the supplier platform to send the contract information to the service platform through a contract interface provided by the business platform;

[0020] controlling the service platform to generate and deploy the electronic contract based on the contract information, and controlling the service platform to send the number and status of the electronic contract to the enterprise platform;

[0021] controlling the enterprise platform to update the contract information based on the number and status of the electronic contract.

[0022] Further, when the service platform receives the transfer instruction of the electronic contract, controlling the service platform to verify the electronic contract, and when the electronic contract passes the verification, controlling the business platform to update the status of the electronic contract, and controlling the service platform to register the transfer of the electronic contract, including:

[0023] in response to the transfer instruction of the electronic contract to a target supplier platform, controlling the supplier platform to audit the electronic contract, and when the electronic contract passes the audit, controlling the supplier platform to send the transfer instruction to the business platform;

[0024] controlling the business platform to determine a contract transfer record between the supplier platform and the target supplier platform based on the transfer instruction, and controlling the business platform to send the contract transfer record to the service platform;

[0025] controlling the service platform to verify the contract transfer record, and when the contract transfer record passes the verification, controlling the service platform to send a contract signing instruction to the target supplier platform, so that the target supplier platform signs the electronic contract;

[0026] controlling the service platform to update the state of the electronic contract and the contract transfer record based on the updated contract transfer record, and controlling the service platform to send the updated contract transfer record to the business platform;

[0027] controlling the service platform to update the state of the electronic contract and the contract transfer record based on the updated contract transfer record, and controlling the service platform to send the updated contract transfer record to the business platform;

[0028] Further, the multi-level circulation method further comprises:

[0029] controlling the business platform to send the discount application to the service platform when the discount application of the electronic contract is received and the discount application is audited;

[0030] controlling the business platform to send the discount application to the service platform when the discount application of the electronic contract is received and the discount application is audited;

[0031] controlling the service platform to update the state of the electronic contract and the contract transfer record based on the updated contract transfer record, and controlling the service platform to send the updated contract transfer record to the business platform;

[0032] controlling the business platform to send the discount application to the service platform when the discount application of the electronic contract is received and the discount application is audited;

[0033] controlling the service platform to update the state of the electronic contract and the contract transfer record based on the updated contract transfer record, and controlling the service platform to send the updated contract transfer record to the business platform;

[0034] The second aspect is a multi-level circulation device of an electronic contract, comprising:

[0035] controlling the service platform to update the state of the electronic contract and the contract transfer record based on the updated contract transfer record, and controlling the service platform to send the updated contract transfer record to the business platform;

[0036] The contract deployment module is configured to, when the service platform receives the contract application request sent by the enterprise platform, control the service platform to send a contract deployment instruction to the supplier platform, so that the supplier platform audits the contract information of the enterprise platform, and when the contract information passes the audit, controls the service platform to deploy the contract of the enterprise platform based on the contract information, to generate an electronic contract of the enterprise platform.

[0037] The contract transfer module is configured to, when the service platform receives a transfer instruction of the electronic contract, control the service platform to verify the electronic contract, when the electronic contract passes the verification, control the service platform to update the state of the electronic contract, and control the service platform to register the transfer of the electronic contract.

[0038] Further, when the enterprise platform registration module is used to control the enterprise platform to send a registration request to the service platform, and when the service platform audits the enterprise platform information of the enterprise platform and passes the audit, the service platform archives the enterprise platform information of the enterprise platform to complete the registration of the enterprise platform, the enterprise platform registration module is further configured to:

[0039] control the service platform to authenticate the authentication information of the enterprise platform, and send the authentication result corresponding to the authentication information to the enterprise platform;

[0040] When the enterprise platform determines that the authentication result of the authentication information is authentication passed, control the enterprise platform to perform authentication, and when the authentication is successful, control the enterprise platform to send the enterprise platform information to the service platform

[0041] control the service platform to audit the enterprise platform information, and when the audit of the enterprise platform information passes, control the service platform to send the enterprise platform information to the service platform;

[0042] control the service platform to archive the enterprise platform information, generate an enterprise platform registration success notification, and control the service platform to send the enterprise platform registration success notification to the enterprise platform.

[0043] Further, the contract deployment module is configured to, when the service platform receives the contract application request sent by the enterprise platform, control the service platform to send a contract deployment instruction to the supplier platform, so that the supplier platform audits the contract information of the enterprise platform, and when the contract information passes the audit, controls the service platform to deploy the contract of the enterprise platform based on the contract information, to generate an electronic contract of the enterprise platform, including:

[0044] controlling the enterprise platform to send the contract application request to the service platform through a contract interface provided by the business platform;

[0045] controlling the service platform to generate an acceptance instruction based on the contract application request, and controlling the service platform to send the acceptance instruction to the enterprise platform;

[0046] controlling the enterprise platform to accept based on the acceptance instruction, and controlling the enterprise platform to send an acceptance result to the service platform through an acceptance interface provided by the business platform;

[0047] controlling the service platform to generate the contract deployment instruction based on the acceptance result, and controlling the service platform to send the contract deployment instruction to the supplier platform;

[0048] controlling the supplier platform to audit contract information of the enterprise platform based on the contract deployment instruction, and when the contract information passes the audit, controlling the supplier platform to send the contract information to the service platform through a contract interface provided by the business platform;

[0049] controlling the service platform to generate and deploy the electronic contract based on the contract information, and controlling the service platform to send a number and a state of the electronic contract to the enterprise platform;

[0050] controlling the enterprise platform to update contract information based on the number and the state of the electronic contract.

[0051] In a third aspect, an electronic device is provided, which includes a processor, a memory, and a bus. The memory stores machine readable instructions executable by the processor. When the electronic device is running, the processor communicates with the memory through the bus. The machine readable instructions are executed by the processor to perform the steps of the multi-stage flow method of the electronic contract as described above.

[0052] In a fourth aspect, a computer readable storage medium is provided, which stores a computer program. When the computer program is executed by a processor, the steps of the multi-stage flow method of the electronic contract as described above are performed.

[0053] The electronic contract multi-level circulation method, device, equipment and medium provided by the embodiment of the application first control the enterprise platform to send a registration request to the business platform, when the business platform passes the audit of the enterprise platform data of the enterprise platform, control the service platform to archive the enterprise platform data of the enterprise platform, to complete the registration of the enterprise platform; when the service platform receives the contract application request sent by the enterprise platform, control the service platform to send a contract deployment instruction to the supplier platform, so that the supplier platform audits the contract information of the enterprise platform, when the contract information audit passes, control the service platform to deploy the contract of the enterprise platform based on the contract information, to generate the electronic contract of the enterprise platform; when the service platform receives the transfer instruction of the electronic contract, control the service platform to verify the electronic contract, when the electronic contract verification passes, control the business platform to update the state of the electronic contract, and control the service platform to transfer the electronic contract.

[0054] The embodiment of the application constructs the mode of the smart contract instruction method, completes the multi-level circulation while avoiding the generation of related interest fees. The penetration transaction of the electronic contract between different supplier enterprises in the upstream of the supply chain is completed through the deployment and transfer business process of the contract instruction. Through the multi-level circulation platform mode, the closed loop of supply chain finance is truly realized, that is, from the source to the full coverage of the upstream multi-level suppliers, and then the efficiency of enterprise collaborative operation is improved.

[0055] In order to make the above-mentioned purposes, characteristics and advantages of the application more obvious and easy to understand, the following preferred embodiments are specifically described below, and the accompanying drawings are described in detail as follows. BRIEF DESCRIPTION OF DRAWINGS

[0056] In order to more clearly illustrate the technical solutions of the embodiments of the application, the following will briefly introduce the drawings needed to be used in the embodiments. It should be understood that the following drawings only show some of the embodiments of the application, and therefore should not be regarded as a limitation on the scope. For those skilled in the art, other related drawings can also be obtained without creative labor on the basis of these drawings.

[0057] Figure 1 The flowchart of the electronic contract multi-level circulation method provided by the embodiment of the application;

[0058] FIG. 2(A) is a flowchart of an enterprise platform registration method provided by the embodiment of the application;

[0059] FIG. 2(B) is a flowchart of an electronic contract deployment method provided by the embodiment of the application;

[0060] Figure 2(C) is a flowchart of an electronic contract transfer method according to an embodiment of the present application;

[0061] Figure 2(D) is a flowchart of an electronic contract discount method according to an embodiment of the present application;

[0062] Figure 3 Figure 3 is a structural diagram of an electronic contract multi-level circulation device according to an embodiment of the present application;

[0063] Figure 4 Figure 4 is a structural diagram of an electronic device according to an embodiment of the present application. DETAILED DESCRIPTION

[0064] In order to make the objects, technical solutions and advantages of the embodiments of the present application clearer, the technical solutions in the embodiments of the present application will be described below in connection with the accompanying drawings in the embodiments of the present application. Obviously, the described embodiments are only some of the embodiments of the present application, but not all the embodiments. The components of the embodiments of the present application described and shown in the accompanying drawings can be arranged and designed in various different configurations. Therefore, the following detailed description of the embodiments of the present application provided in the accompanying drawings is not intended to limit the scope of the claimed present application, but only represents selected embodiments of the present application. Based on the embodiments of the present application, every other embodiment obtained by a person skilled in the art without creative work falls within the scope of the present application.

[0065] First, the application scenarios applicable to the present application are introduced. The present application can be applied to the field of computer technology.

[0066] Supply chain finance is essentially based on supply chain to drive financial activities, and then optimize the supply chain through financial activities, relying on the credit and data of the core enterprises of the industrial chain, to effectively solve the problem of financing difficulty and high financing cost of small and medium-sized enterprises. With the deepening of the mode of socialized production, market competition has changed from competition between single customers to competition between supply chains, and each party within the same supply chain is interdependent. At the same time, since credit sales have become the mainstream of transactions, suppliers at the upstream of the supply chain are difficult to obtain financial support from banks through "traditional" credit methods, and the shortage of funds will directly lead to the stagnation of subsequent links, and even the "chain break".

[0067] It is found through research that there are still two important problems in the operation process of traditional supply chain finance: 1. In the business assumption of traditional supply chain finance, one of the core goals is to alleviate the strong demand of small and medium-sized suppliers for funds based on accounts receivable and other deposited assets. However, in the current supply chain finance system, the financing object of the financial product is limited, generally limited to the first-tier suppliers, and small and medium-sized suppliers at the far end of the supply chain are still difficult to finance by relying on the credit of core enterprises. 2. The penetration ability and promoting effect of the core enterprise on the whole supply chain are insufficient. The penetration ability of the core enterprise to the supply chain often stops at the first-tier suppliers, and the influence on the second-tier and below suppliers decays quickly, and the promoting and improving effect on the whole supply chain is not obvious.

[0068] Based on this, the embodiment of the application provides a multi-level circulation method of electronic contract, which truly realizes the closed loop of supply chain finance, that is, full coverage from the source to the upstream multi-level suppliers, and further improves the efficiency of enterprise cooperation.

[0069] Please refer to Figure 1 , Figure 1 The flowchart of the multi-level circulation method of electronic contract provided by the embodiment of the application. As shown in Figure 1 The multi-level circulation method provided by the embodiment of the application comprises:

[0070] S101, controlling the enterprise platform to send a registration request to the business platform, when the business platform passes the audit of the enterprise platform data of the enterprise platform, controlling the service platform to archive the enterprise platform data of the enterprise platform, to complete the registration of the enterprise platform.

[0071] For the above step S101, in the specific implementation, first, registration authentication needs to be performed based on the enterprise platform. When the enterprise platform needs to be registered, the enterprise platform sends a registration request to the business platform, the business platform audits the enterprise platform data of the enterprise platform, and when the audit of the enterprise platform data is passed, the service platform archives the enterprise platform data of the enterprise platform, to complete the registration of the enterprise platform.

[0072] As an optional embodiment, for the above step S101, the control of the enterprise platform to send a registration request to the business platform, when the business platform passes the audit of the enterprise platform data of the enterprise platform, the control of the service platform to archive the enterprise platform data of the enterprise platform, to complete the registration of the enterprise platform comprises:

[0073] Step 1011, controlling the business platform to authenticate the authentication information of the enterprise platform, and controlling the business platform to send the authentication result corresponding to the authentication information to the enterprise platform.

[0074] In the step 1011, when the enterprise platform needs to be registered, the enterprise uploads the authentication information to the enterprise platform. The enterprise platform sends the authentication information to the business platform, and controls the business platform to authenticate the authentication information of the enterprise platform. Specifically, the authentication method of the business platform to the authentication information includes business enterprise authentication, mobile phone number authentication and ID number authentication. After the business platform authenticates the authentication information, the business platform sends the authentication result corresponding to the authentication information to the enterprise platform.

[0075] In the step 1012, when the enterprise platform determines that the authentication result of the authentication information is authentication passed, the enterprise platform controls to perform authentication, and when the authentication is successful, the enterprise platform controls to send the enterprise platform data to the business platform.

[0076] In the step 1012, when the enterprise platform determines that the authentication result of the authentication information is authentication passed, the enterprise platform controls to perform authentication, and when the authentication is successful, the enterprise platform controls to send the enterprise platform data to the business platform.

[0077] In the step 1013, the business platform controls to audit the enterprise platform data, and when the audit of the enterprise platform data is passed, the business platform controls to send the enterprise platform data to the service platform.

[0078] In the step 1013, the business platform controls to audit the enterprise platform data, and when the audit of the enterprise platform data is passed, the business platform controls to send the enterprise platform data to the service platform.

[0079] In the step 1014, the service platform controls to record the enterprise platform data, generates an enterprise platform registration success notification, and controls the service platform to send the enterprise platform registration success notification to the enterprise platform.

[0080] In the step 1014, the service platform controls to record the enterprise platform data, generates an enterprise platform registration success notification, and controls the service platform to send the enterprise platform registration success notification to the enterprise platform.

[0081] Please refer to FIG. 2(A), which is a flowchart of a registration method of an enterprise platform provided by an embodiment of the present application. As shown in FIG. 2(A), when the enterprise platform is registered, the enterprise platform first uploads enterprise information and sends the enterprise information to a business platform for real-name authentication. The authentication method of the enterprise information by the business platform includes industrial and commercial enterprise authentication and mobile phone identity card authentication. If the authentication fails, the enterprise platform is returned to continue the real-name authentication. If the authentication passes, the enterprise platform performs account small authentication. If the authentication fails, the enterprise platform is returned to continue the account small authentication. When the authentication succeeds, the business platform performs data auditing of the enterprise platform. When the auditing passes, the business platform sends the data of the enterprise platform to a service platform for filing through an enterprise filing interface, and sends a registration success notification to the enterprise platform. If the authentication fails, the enterprise platform is returned to the step of uploading the enterprise information.

[0082] S102, when the service platform receives the contract application request sent by the enterprise platform, the service platform is controlled to send a contract deployment instruction to the supplier platform, so that the supplier platform audits the contract information of the enterprise platform, and when the contract information passes the audit, the service platform is controlled to deploy the contract of the enterprise platform based on the contract information, to generate an electronic contract of the enterprise platform.

[0083] For the above step S102, when the service platform receives the contract application request sent by the enterprise platform, the service platform is controlled to send a contract deployment instruction to the supplier platform, so that the supplier platform audits the contract information of the enterprise platform. When the contract information passes the audit, the service platform is controlled to deploy the contract of the enterprise platform based on the contract information, to generate an electronic contract of the enterprise platform.

[0084] Here, the supplier platform also needs to be registered before auditing the contract information. Specifically, the method for registering the supplier platform is the same as the method for registering the enterprise platform in the above steps 1011-1014, and the same technical effects can be achieved, which will not be described here.

[0085] As an optional embodiment, for the above step S102, when the service platform receives the contract application request sent by the enterprise platform, the service platform is controlled to send a contract deployment instruction to the supplier platform, so that the supplier platform audits the contract information of the enterprise platform, and when the contract information passes the audit, the service platform is controlled to deploy the contract of the enterprise platform based on the contract information, to generate an electronic contract of the enterprise platform.

[0086] Step 1021, the enterprise platform is controlled to send the contract application request to the service platform through the contract interface provided by the business platform.

[0087] For the above step 1021, in specific implementation, when the enterprise platform applies for the electronic contract, the contract application request is generated. After the contract application request is generated, the user needs to conform to the contract application request. After the conformity is passed, the enterprise platform is controlled to send the contract application request to the service platform through the contract interface provided by the business platform.

[0088] Step 1022, control the service platform to generate an acceptance instruction based on the contract application request, and control the service platform to send the acceptance instruction to the enterprise platform.

[0089] For the above step 1022, in specific implementation, after the service platform receives the contract application request, the service platform is controlled to generate an acceptance instruction based on the contract application request, and the service platform is controlled to send the acceptance instruction to the enterprise platform.

[0090] Step 1023, control the enterprise platform to accept based on the acceptance instruction, and control the enterprise platform to send the acceptance result to the service platform through the acceptance interface provided by the business platform.

[0091] For the above step 1023, in specific implementation, after the enterprise platform receives the acceptance instruction, the enterprise platform is controlled to accept based on the acceptance instruction, and the enterprise platform is controlled to send the acceptance result to the service platform through the acceptance interface provided by the business platform.

[0092] Step 1024, control the service platform to generate the contract deployment instruction based on the acceptance result, and control the service platform to send the contract deployment instruction to the supplier platform.

[0093] For the above step 1024, in specific implementation, after the service platform receives the acceptance result, the service platform is controlled to generate a contract deployment instruction based on the acceptance result, and the service platform is controlled to send the contract deployment instruction to the supplier platform.

[0094] Step 1025, control the supplier platform to audit the contract information of the enterprise platform based on the contract deployment instruction, and when the contract information audit is passed, control the supplier platform to send the contract information to the service platform through the contract interface provided by the business platform.

[0095] For the above step 1025, in specific implementation, after the supplier platform receives the contract deployment instruction, the supplier platform is controlled to audit the contract information of the enterprise platform based on the contract deployment instruction, and when the contract information audit is passed, the supplier platform is controlled to send the contract information to the service platform through the contract interface provided by the business platform.

[0096] Step 1026, control the service platform to generate and deploy the electronic contract based on the contract information, and control the service platform to send the number and status of the electronic contract to the enterprise platform.

[0097] For the above step 1026, in specific implementation, the service platform is controlled to generate and deploy the electronic contract according to the contract information, and the service platform is controlled to send the number and status of the electronic contract to the enterprise platform.

[0098] Step 1027, control the enterprise platform to update the contract information based on the number and status of the electronic contract.

[0099] For the above step 1027, in specific implementation, the enterprise platform is controlled to update the contract information according to the number and status of the electronic contract.

[0100] Please refer to FIG. 2(B), which is a flowchart of an electronic contract deployment method provided by an embodiment of the present application. As shown in FIG. 2(B), the enterprise platform first applies and reviews the contract; the contract application is pushed to the service platform through the business platform for contract processing, and the feedback information is fed back to the enterprise platform after the processing is completed; the enterprise platform applies for acceptance after receiving the feedback information, the service platform processes the acceptance and feeds back to the supplier platform; the supplier platform reviews the contract information after receiving the feedback, and feeds back the contract information to the service platform through the business platform after the review is passed, and the contract deployment process of the enterprise platform ends if the review fails. The service platform receives the feedback and deploys the contract, and feeds back the deployment result to the enterprise platform if the deployment is successful, and the enterprise platform updates the contract information; if the deployment fails, the contract deployment process of the enterprise platform ends.

[0101] S103, when the service platform receives the transfer instruction of the electronic contract, control the service platform to verify the electronic contract, when the electronic contract verification is passed, control the business platform to update the state of the electronic contract, and control the service platform to register the transfer of the electronic contract.

[0102] For the above step S103, in specific implementation, when the service platform receives the transfer instruction of the electronic contract, the service platform is controlled to verify the electronic contract, the business platform is controlled to update the state of the electronic contract when the electronic contract verification is passed, and the service platform is controlled to register the transfer of the electronic contract.

[0103] As an optional embodiment, for the above step S103, when the service platform receives the transfer instruction of the electronic contract, the control service platform to verify the electronic contract, when the electronic contract verification, control the service platform to update the status of the electronic contract, control the service platform to transfer registration of the electronic contract, including:

[0104] Step 1031, in response to the transfer instruction of the electronic contract to the target supplier platform, control the supplier platform to audit the electronic contract, when the electronic contract audit, control the supplier platform to send the transfer instruction to the business platform.

[0105] Here, the target supplier platform is the supplier platform that signs the electronic contract.

[0106] For the above step 1031, in specific implementation, in response to the transfer instruction of the electronic contract to the target supplier platform, control the supplier platform to audit the electronic contract, when the electronic contract audit, control the supplier platform to send the transfer instruction to the business platform.

[0107] Step 1032, control the business platform to determine the contract transfer record between the supplier platform and the target supplier platform based on the transfer instruction, and control the business platform to send the contract transfer record to the service platform.

[0108] For the above step 1032, in specific implementation, control the business platform to determine the contract transfer record between the supplier platform and the target supplier platform based on the transfer instruction, and control the business platform to send the contract transfer record to the service platform.

[0109] Step 1033, control the service platform to verify the contract transfer record, when the contract transfer record verification, control the service platform to send the contract signing instruction to the target supplier platform, so that the target supplier platform signs the electronic contract.

[0110] For the above step 1033, in specific implementation, control the service platform to verify the contract transfer record, when the contract transfer record verification, control the service platform to send the contract signing instruction to the target supplier platform, so that the target supplier platform signs the electronic contract.

[0111] Step 1034, control the business platform to update the status of the electronic contract and the contract transfer record, and control the business platform to send the updated contract transfer record to the service platform.

[0112] For the above step 1034, in specific implementation, the control service platform updates the state of the electronic contract and the contract transfer record, and controls the service platform to send the updated contract transfer record to the service platform.

[0113] Step 1035, control the service platform to register the transfer of the electronic contract based on the updated contract transfer record.

[0114] For the above step 1035, in specific implementation, the control service platform updates the state of the electronic contract and the contract transfer record, and controls the service platform to send the updated contract transfer record to the service platform.

[0115] Please refer to FIG. 2(C), which is a flowchart of an electronic contract transfer method provided by an embodiment of the present application. As shown in FIG. 2(C), the supplier platform A applies for contract transfer, and after being audited, the business platform archives the contract endorsement record and transmits it to the service platform; the service platform verifies and sends the contract to the supplier platform B, which signs and receives the contract, and after rechecking and verification, synchronously initiates the business platform to archive the endorsement transfer state update and transmits it to the service platform; the service platform receives the instruction and registers the endorsement transfer.

[0116] As an optional embodiment, according to the multi-level flow transfer method provided by the present application, the multi-level flow transfer method further comprises:

[0117] A: When receiving the discount application of the electronic contract, control the enterprise platform to audit the discount application, and when the discount application is audited, control the enterprise platform to send the discount application to the business platform.

[0118] For the above step A, in specific implementation, when receiving the discount application of the electronic contract, control the enterprise platform to audit the discount application, and when the discount application is audited, control the enterprise platform to send the discount application to the business platform.

[0119] B: Control the business platform to register the discount application of the enterprise platform based on the discount application, and control the business platform to send the electronic contract of the enterprise platform to the service platform.

[0120] For the above step B, in specific implementation, the control service platform updates the state of the electronic contract and the contract transfer record, and controls the service platform to send the updated contract transfer record to the service platform.

[0121] C: Control the service platform to verify the electronic contract, and when the electronic contract is verified, control the service platform to send a verification pass notification to the business platform.

[0122] For the above step C, in specific implementation, the control service platform verifies the electronic contract, and when the electronic contract is verified, the control service platform sends a verification pass notification to the business platform.

[0123] D: The control service platform generates a discount instruction based on the verification pass notification, and controls the business platform to send the discount instruction to the bank platform, so that the bank platform performs discount processing on the enterprise platform based on the discount instruction. After detecting that the discount processing of the bank platform is completed, the control service platform controls the business platform to send a creditor's right registration instruction of the enterprise platform to the service platform.

[0124] E: The control service platform controls the service platform to register the creditor's right of the enterprise platform based on the bond registration instruction.

[0125] For the above step D-step E, in specific implementation, the control service platform generates a discount instruction based on the verification pass notification, and controls the business platform to send the discount instruction to the bank platform, so that the bank platform performs discount processing on the enterprise platform based on the discount instruction. After detecting that the discount processing of the bank platform is completed, the control service platform controls the business platform to send a creditor's right registration instruction of the enterprise platform to the service platform. The control service platform controls the service platform to register the creditor's right of the enterprise platform based on the bond registration instruction.

[0126] Please refer to FIG. 2(D), which is a flowchart of an electronic contract discount method provided by an embodiment of the present application. As shown in FIG. 2(D), the enterprise platform initiates a contract discount application and passes the audit. After the audit passes, the business platform performs discount application registration and sends an instruction to the service platform for contract verification. After the verification passes, the business platform initiates a discount process and sends a discount instruction to the related discount bank platform for discount processing. After the discount is successful, the business platform initiates a creditor's right registration and synchronizes the information to the service platform, and the service platform performs the creditor's right registration.

[0127] The multi-level transfer method for electronic contracts provided in this application embodiment firstly involves controlling an enterprise platform to send a registration request to a business platform. When the business platform approves the enterprise platform's information, the control service platform files the enterprise platform's information to complete the enterprise platform's registration. Secondly, when the service platform receives a contract application request from the enterprise platform, it sends a contract deployment instruction to the supplier platform, enabling the supplier platform to review the enterprise platform's contract information. When the contract information is approved, the control service platform deploys the contract based on the contract information to generate an electronic contract for the enterprise platform. Thirdly, when the service platform receives a transfer instruction for the electronic contract, it verifies the electronic contract. When the electronic contract is verified, the control business platform updates the electronic contract's status and the control service platform registers the electronic contract for transfer.

[0128] This application constructs a smart contract instruction model that completes multi-level circulation while avoiding related interest expenses. Through the deployment and transfer of contract instructions, it enables transparent transactions between different upstream supplier companies in the supply chain. Through this multi-level circulation platform model, it truly achieves a closed loop in supply chain finance, covering all levels of suppliers from the source to upstream, thereby improving the efficiency of enterprise collaborative operations.

[0129] Please see Figure 3 , Figure 3 This is a schematic diagram of the structure of a multi-level electronic contract transfer device provided in an embodiment of this application. Figure 3 As shown, the multi-stage transfer device 300 includes:

[0130] The enterprise platform registration module 301 is used to control the enterprise platform to send a registration request to the business platform. When the business platform approves the enterprise platform information of the enterprise platform, it controls the service platform to file the enterprise platform information of the enterprise platform to complete the registration of the enterprise platform.

[0131] The contract deployment module 302 is used to control the service platform to send a contract deployment instruction to the supplier platform when the service platform receives a contract application request sent by the enterprise platform, so that the supplier platform can review the contract information of the enterprise platform. When the contract information is approved, the service platform controls the service platform to deploy the contract of the enterprise platform based on the contract information to generate the electronic contract of the enterprise platform.

[0132] The contract transfer module 303 is configured to, when the service platform receives a transfer instruction of the electronic contract, control the service platform to verify the electronic contract, and when the electronic contract passes the verification, control the service platform to update a state of the electronic contract, and control the service platform to register the transfer of the electronic contract.

[0133] Further, the enterprise platform registration module 301 is configured to control the enterprise platform to send a registration request to the service platform, and when the service platform passes an audit of enterprise platform information of the enterprise platform, control the service platform to archive the enterprise platform information of the enterprise platform, so as to complete the registration of the enterprise platform. When the registration of the enterprise platform is completed, the enterprise platform registration module is further configured to:

[0134] control the service platform to authenticate authentication information of the enterprise platform, and send an authentication result corresponding to the authentication information to the enterprise platform;

[0135] control the enterprise platform to perform authentication when the enterprise platform determines that the authentication result of the authentication information is passed, and control the enterprise platform to send the enterprise platform information to the service platform when the authentication is successful

[0136] control the service platform to audit the enterprise platform information, and control the service platform to send the enterprise platform information to the service platform when the audit of the enterprise platform information is passed;

[0137] control the service platform to archive the enterprise platform information, generate an enterprise platform registration success notification, and control the service platform to send the enterprise platform registration success notification to the enterprise platform.

[0138] Further, the contract deployment module 302 is configured to, when the service platform receives a contract application request sent by the enterprise platform, control the service platform to send a contract deployment instruction to the supplier platform, so that the supplier platform audits contract information of the enterprise platform, and when the contract information passes the audit, control the service platform to deploy the contract of the enterprise platform based on the contract information, to generate an electronic contract of the enterprise platform, including:

[0139] control the enterprise platform to send the contract application request to the service platform through a contract interface provided by the service platform;

[0140] control the service platform to generate an acceptance instruction based on the contract application request, and control the service platform to send the acceptance instruction to the enterprise platform;

[0141] controlling the enterprise platform to accept the acceptance instruction and sending the acceptance result to the service platform through the acceptance interface provided by the business platform;

[0142] controlling the service platform to generate the contract deployment instruction based on the acceptance result and sending the contract deployment instruction to the supplier platform;

[0143] controlling the supplier platform to audit the contract information of the enterprise platform based on the contract deployment instruction, and sending the contract information to the service platform through the contract interface provided by the business platform when the contract information is audited;

[0144] controlling the service platform to generate and deploy the electronic contract based on the contract information, and sending the number and status of the electronic contract to the enterprise platform;

[0145] controlling the enterprise platform to update the contract information based on the number and status of the electronic contract.

[0146] Further, the contract transfer module 303 is configured to, when the service platform receives a transfer instruction of the electronic contract, control the service platform to verify the electronic contract, control the business platform to update the status of the electronic contract when the electronic contract is verified, and control the service platform to register the transfer of the electronic contract, and the contract transfer module 303 is further configured to:

[0147] in response to the transfer instruction of the electronic contract to the target supplier platform, controlling the supplier platform to audit the electronic contract, and controlling the supplier platform to send the transfer instruction to the business platform when the electronic contract is audited;

[0148] controlling the business platform to determine the contract transfer record between the supplier platform and the target supplier platform based on the transfer instruction, and sending the contract transfer record to the service platform;

[0149] controlling the service platform to verify the contract transfer record, and sending a contract signing instruction to the target supplier platform to make the target supplier platform sign the electronic contract when the contract transfer record is verified;

[0150] controlling the business platform to update the status of the electronic contract and the contract transfer record, and sending the updated contract transfer record to the service platform;

[0151] The service platform is controlled to perform transfer registration of the electronic contract based on the updated contract transfer record.

[0152] Further, the multi-level flow transfer device 300 further comprises a contract discount module, the contract discount module is used for:

[0153] When receiving the discount application of the electronic contract, the enterprise platform is controlled to audit the discount application, and when the discount application passes the audit, the enterprise platform is controlled to send the discount application to the business platform;

[0154] The business platform is controlled to perform discount application registration of the enterprise platform based on the discount application, and the business platform is controlled to send the electronic contract of the enterprise platform to the service platform;

[0155] The service platform is controlled to verify the electronic contract, and when the electronic contract passes the verification, the service platform is controlled to send a verification pass notification to the business platform;

[0156] The business platform is controlled to generate a discount instruction based on the verification pass notification, and the business platform is controlled to send the discount instruction to a bank platform, so that the bank platform performs discount processing of the enterprise platform based on the discount instruction, and after detecting that the discount processing of the bank platform is completed, the business platform is controlled to send a creditor's right registration instruction of the enterprise platform to the service platform;

[0157] The service platform is controlled to perform creditor's right registration of the enterprise platform based on the bond registration instruction.

[0158] Please refer to Figure 4 , Figure 4 A structural schematic diagram of an electronic device provided by an embodiment of the present application is shown in FIG. 4. Figure 4 As shown in FIG. 4, the electronic device 400 comprises a processor 410, a memory 420 and a bus 430.

[0159] The memory 420 stores machine readable instructions executable by the processor 410, when the electronic device 400 is running, the processor 410 and the memory 420 communicate through the bus 430, and the machine readable instructions are executed by the processor 410, which can execute the steps of the multi-level flow transfer method of the electronic contract in the method embodiment shown in the above Figure 1 The specific implementation can be referred to the method embodiment, which will not be described here.

[0160] The present embodiment further provides a computer readable storage medium, the computer readable storage medium stores a computer program, and the computer program is run by a processor, which can execute the multi-level flow transfer method of the electronic contract in the method embodiment shown in the above Figure 1The steps of the multi-level circulation method of the electronic contract in the method embodiment are specifically implemented as described in the method embodiment, and will not be described here again.

[0161] Those skilled in the art can clearly understand that, for the convenience and brevity of description, the specific working processes of the system, device and unit described above can refer to the corresponding processes in the foregoing method embodiments, and will not be described here again.

[0162] In several embodiments provided in the present application, it should be understood that the disclosed system, device and method can be implemented in other ways. The device embodiments described above are only schematic. For example, the division of the units is only a logical function division, and there can be another division manner in actual implementation. For example, a plurality of units or components can be combined or integrated into another system, or some features can be ignored or not executed. In addition, the coupling or direct coupling or communication connection between the units shown or discussed can be indirect coupling or communication connection through some communication interfaces, devices or units, and can be electrical, mechanical or other forms.

[0163] The units described as separate components can or can not be physically separate, and the components shown as units can or can not be physical units, i.e., they can be located in one place, or can be distributed on a plurality of network units. Some or all of the units can be selected according to actual needs to achieve the purpose of the embodiment.

[0164] In addition, the functional units in each embodiment of the present application can be integrated in one processing unit, or each unit can exist physically, or two or more units can be integrated in one unit.

[0165] If the functions are realized in the form of software function units and sold or used as independent products, they can be stored in a non-volatile computer readable storage medium executable by a processor. Based on this understanding, the technical solutions of the present application essentially or the parts that make contributions to the prior art or parts of the technical solutions can be embodied in the form of a software product. The computer software product is stored in a storage medium, and includes a plurality of instructions for causing a computer device (which can be a personal computer, a server, or a network device, etc.) to execute all or part of the steps of the methods described in the embodiments of the present application. The foregoing storage medium includes: a U disk, a mobile hard disk, a read-only memory (ROM), a random access memory (RAM), a magnetic disk or an optical disk, and various media that can store program codes.

[0166] Finally, it should be noted that the above-described embodiments are merely specific embodiments of the present application, which are used to illustrate the technical solutions of the present application, but not to limit the same. The protection scope of the present application is not limited thereto. Although the present application has been described in detail with reference to the foregoing embodiments, it should be understood by those skilled in the art that any skilled person in the art can still modify or easily think of changes to the technical solutions recorded in the foregoing embodiments, or make equivalent replacements to some of the technical features, within the technical scope disclosed by the present application. The modifications, changes or replacements do not make the corresponding technical solutions deviate from the spirit and scope of the technical solutions of the embodiments of the present application, and should be covered within the protection scope of the present application. Therefore, the protection scope of the present application should be subject to the protection scope of the claims.

Claims

1. A multi-level transfer method for electronic contracts, characterized in that, The multi-level transfer method includes: The control enterprise platform sends a registration request to the business platform. When the business platform approves the enterprise platform information of the enterprise platform, the control service platform files the enterprise platform information to complete the registration of the enterprise platform. When the service platform receives a contract application request sent by the enterprise platform, it controls the service platform to send a contract deployment instruction to the supplier platform so that the supplier platform can review the contract information of the enterprise platform. When the contract information is approved, the service platform controls the service platform to deploy the contract of the enterprise platform based on the contract information to generate the electronic contract of the enterprise platform. When the service platform receives the transfer instruction of the electronic contract, it controls the service platform to verify the electronic contract. When the electronic contract is verified, it controls the business platform to update the status of the electronic contract and controls the service platform to register the transfer of the electronic contract. When the service platform receives the transfer instruction of the electronic contract, it controls the service platform to verify the electronic contract. When the electronic contract is verified, it controls the business platform to update the status of the electronic contract and controls the service platform to register the transfer of the electronic contract, including: In response to a transfer instruction to transfer the electronic contract to the target supplier platform, the supplier platform is controlled to review the electronic contract. When the electronic contract is approved, the supplier platform is controlled to send the transfer instruction to the business platform. The business platform is controlled to determine the contract transfer record between the supplier platform and the target supplier platform based on the transfer instruction, and the business platform is controlled to send the contract transfer record to the service platform; The service platform is controlled to verify the contract transfer record. When the contract transfer record is verified, the service platform is controlled to send a contract acceptance instruction to the target supplier platform so that the target supplier platform can accept the electronic contract. The business platform is controlled to update the status of the electronic contract and the contract transfer record, and the business platform is controlled to send the updated contract transfer record to the service platform. The service platform controls the electronic contract to register its transfer based on the updated contract transfer record.

2. The multi-level circulation method according to claim 1, characterized in that, The control enterprise platform sends a registration request to the business platform. When the business platform approves the enterprise platform information, the control service platform files the enterprise platform information to complete the registration of the enterprise platform, including: The business platform is controlled to authenticate the authentication information of the enterprise platform, and the business platform is controlled to send the authentication result corresponding to the authentication information to the enterprise platform. When the enterprise platform determines that the authentication result of the authentication information is successful, it controls the enterprise platform to perform authentication. When the authentication is successful, it controls the enterprise platform to send the enterprise platform information to the business platform. The business platform is controlled to review the enterprise platform data. When the enterprise platform data is approved, the business platform is controlled to send the enterprise platform data to the service platform. The service platform is controlled to file the enterprise platform information, generate a successful registration notification for the enterprise platform, and send the successful registration notification to the enterprise platform.

3. The multi-level circulation method according to claim 1, characterized in that, When the service platform receives a contract application request from the enterprise platform, it controls the service platform to send a contract deployment instruction to the supplier platform, so that the supplier platform can review the contract information of the enterprise platform. When the contract information is approved, the service platform controls the service platform to deploy the contract of the enterprise platform based on the contract information to generate an electronic contract for the enterprise platform, including: The enterprise platform controls the service platform to send the contract application request to the service platform through the contract interface provided by the business platform. The service platform is controlled to generate an acceptance instruction based on the contract application request, and the service platform is controlled to send the acceptance instruction to the enterprise platform; The enterprise platform is controlled to accept the payment based on the acceptance instruction, and the enterprise platform is controlled to send the acceptance result to the service platform through the acceptance interface provided by the business platform. The service platform is controlled to generate the contract deployment instruction based on the acceptance result, and the service platform is controlled to send the contract deployment instruction to the supplier platform; The supplier platform is controlled to review the contract information of the enterprise platform based on the contract deployment instruction. When the contract information is approved, the supplier platform is controlled to send the contract information to the service platform through the contract interface provided by the business platform. The service platform is controlled to generate and deploy the electronic contract based on the contract information, and to send the electronic contract number and status to the enterprise platform. The enterprise platform is controlled to update contract information based on the electronic contract number and status.

4. The multi-level circulation method according to claim 1, characterized in that, The multi-level transfer method also includes: When a discount application for the electronic contract is received, the enterprise platform is controlled to review the discount application. When the discount application is approved, the enterprise platform is controlled to send the discount application to the business platform. The business platform is controlled to register the discount application for the enterprise platform based on the discount application, and the business platform is controlled to send the electronic contract of the enterprise platform to the service platform; The service platform is controlled to verify the electronic contract. When the electronic contract is successfully verified, the service platform is controlled to send a verification success notification to the business platform. The business platform is controlled to generate a discount instruction through a notification based on the verification, and the business platform is controlled to send the discount instruction to the bank platform so that the bank platform can perform discount processing on the enterprise platform based on the discount instruction. After the bank platform completes the discount processing, the business platform is controlled to send the enterprise platform's debt registration instruction to the service platform. The service platform controls the enterprise platform to register debts based on the debt registration instruction.

5. A multi-level circulation device for electronic contracts, characterized in that, The multi-stage transfer device includes: The enterprise platform registration module is used to control the enterprise platform to send registration requests to the business platform. When the business platform approves the enterprise platform information of the enterprise platform, it controls the service platform to file the enterprise platform information to complete the registration of the enterprise platform. The contract deployment module is used to control the service platform to send a contract deployment instruction to the supplier platform when the service platform receives a contract application request sent by the enterprise platform, so that the supplier platform can review the contract information of the enterprise platform. When the contract information is approved, the service platform controls the service platform to deploy the contract of the enterprise platform based on the contract information to generate the electronic contract of the enterprise platform. The contract transfer module is used to control the service platform to verify the electronic contract when the service platform receives the transfer instruction of the electronic contract, and to control the business platform to update the status of the electronic contract when the electronic contract is verified, and to control the service platform to register the transfer of the electronic contract when the electronic contract is verified. The contract transfer module is used to control the service platform to verify the electronic contract when the service platform receives the transfer instruction of the electronic contract; to control the business platform to update the status of the electronic contract when the electronic contract is verified; and to control the service platform to register the transfer of the electronic contract. The contract transfer module is also used to: In response to a transfer instruction to transfer the electronic contract to the target supplier platform, the supplier platform is controlled to review the electronic contract. When the electronic contract is approved, the supplier platform is controlled to send the transfer instruction to the business platform. The business platform is controlled to determine the contract transfer record between the supplier platform and the target supplier platform based on the transfer instruction, and the business platform is controlled to send the contract transfer record to the service platform; The service platform is controlled to verify the contract transfer record. When the contract transfer record is verified, the service platform is controlled to send a contract acceptance instruction to the target supplier platform so that the target supplier platform can accept the electronic contract. The business platform is controlled to update the status of the electronic contract and the contract transfer record, and the business platform is controlled to send the updated contract transfer record to the service platform. The service platform controls the electronic contract to register its transfer based on the updated contract transfer record.

6. The multi-stage transfer device according to claim 5, characterized in that, The enterprise platform registration module is used to control the enterprise platform to send a registration request to the business platform. When the business platform approves the enterprise platform information, it controls the service platform to file the enterprise platform information to complete the registration of the enterprise platform. The enterprise platform registration module is also used for: The business platform is controlled to authenticate the authentication information of the enterprise platform and send the authentication result corresponding to the authentication information to the enterprise platform; When the enterprise platform determines that the authentication result of the authentication information is successful, it controls the enterprise platform to perform authentication. When the authentication is successful, it controls the enterprise platform to send the enterprise platform information to the business platform. The business platform is controlled to review the enterprise platform data. When the enterprise platform data is approved, the business platform is controlled to send the enterprise platform data to the service platform. The service platform is controlled to file the enterprise platform information, generate a successful registration notification for the enterprise platform, and send the successful registration notification to the enterprise platform.

7. The multi-stage transfer device according to claim 5, characterized in that, The contract deployment module, when the service platform receives a contract application request from the enterprise platform, controls the service platform to send a contract deployment instruction to the supplier platform, so that the supplier platform can review the contract information of the enterprise platform. When the contract information is approved, the service platform controls the service platform to deploy the contract of the enterprise platform based on the contract information to generate an electronic contract for the enterprise platform, including: The enterprise platform controls the service platform to send the contract application request to the service platform through the contract interface provided by the business platform. The service platform is controlled to generate an acceptance instruction based on the contract application request, and the service platform is controlled to send the acceptance instruction to the enterprise platform; The enterprise platform is controlled to accept the payment based on the acceptance instruction, and the enterprise platform is controlled to send the acceptance result to the service platform through the acceptance interface provided by the business platform. The service platform is controlled to generate the contract deployment instruction based on the acceptance result, and the service platform is controlled to send the contract deployment instruction to the supplier platform; The supplier platform is controlled to review the contract information of the enterprise platform based on the contract deployment instruction. When the contract information is approved, the supplier platform is controlled to send the contract information to the service platform through the contract interface provided by the business platform. The service platform is controlled to generate and deploy the electronic contract based on the contract information, and to send the electronic contract number and status to the enterprise platform. The enterprise platform is controlled to update contract information based on the electronic contract number and status.

8. An electronic device, characterized in that, include: The device includes a processor, a memory, and a bus. The memory stores machine-readable instructions executable by the processor. When the electronic device is running, the processor communicates with the memory via the bus. The machine-readable instructions are executed by the processor to perform the steps of the multi-level transfer method for electronic contracts as described in any one of claims 1 to 4.

9. A computer-readable storage medium, characterized in that, The computer-readable storage medium stores a computer program that, when executed by a processor, performs the steps of the multi-level transfer method for electronic contracts as described in any one of claims 1 to 4.

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