E-bank safety equipment and E-bank safety equipment management system and method

Abstract

The invention discloses an E-bank safety device and an E-bank safety device management system and method.The E-bank safety device management system comprises a superior shield, the superior shield comprises a superior shield body and a butt joint port formed in the superior shield body, and the superior shield body is connected with an operation terminal through the butt joint port; when the key main body is connected with the operation terminal, information can be uploaded to the cloud processor; the information acquisition part is used for acquiring identity information of a user and uploading the identity information to the cloud processor through the key main body; when the information acquisition part is interfered by external force and cannot acquire information, the operation program of the operation terminal is interrupted and the internal program of the optimal shield main body is terminated, and when the optimal shield performs the E-bank transfer operation, the operation environment of the optimal shield is detected, and the operator information is compared with the holder information, so that the operator is ensured to be the optimal shield holder; the technical problem that in the prior art, it cannot be ensured that an operator is an operator holding the optimal shield is solved.

Description

Technical Field

[0001] The present invention relates to the field of Youdun management technology, and in particular to an online banking security device, an online banking security device management system, and a method. Background Art

[0002] U-Shield is the common name for U-Shield, the guardian of online banking security. It looks like a USB flash drive and acts like a shield, protecting online banking funds at all times. U-Shield uses high-intensity information encryption, digital authentication and digital signature technology, and is non-replicable. It can effectively prevent payment risks and ensure that customers can easily use online payment funds.

[0003] The USB Shield is a tool used for electronic signatures and digital authentication in online banking. It has a built-in micro smart card processor and uses a 1024-bit asymmetric key algorithm to encrypt, decrypt and digitally sign online data, ensuring the confidentiality, authenticity, integrity and non-repudiation of online transactions.

[0004] However, when making online banking transfers through U-Shield, the operation can be performed as long as the corresponding information and password of U-Shield are entered correctly. It is impossible to determine whether the operator is the U-Shield holder. Therefore, it does not meet the existing needs. In this regard, we propose an online ledger management system for online banking U-Shield. Summary of the Invention

[0005] Therefore, the technical problem to be solved by the present invention is that when making an online banking transfer through Youdun, the operation can be performed as long as the corresponding information and password of Youdun are entered correctly, and it is impossible to determine whether the operator is the Youdun holder.

[0006] The above technical problems are solved by the following technical solutions: The present invention proposes a security device for online banking, which includes a Youdun, which includes a Youdun main body and a docking port arranged on the Youdun main body, the Youdun main body is connected to the operation terminal through the docking port, and the Youdun main body can upload information to the cloud processor when connected to the operation terminal; an information collection component, the information collection component is arranged on the Youdun main body, the information collection component is connected to the Youdun main body through a connecting component, the information collection component is used to collect user identity information, and upload the identity information to the cloud processor through the Youdun main body; when the information collection component is interfered with by external force and cannot collect information, the operation program of the operation terminal is interrupted and the internal program of the Youdun main body is terminated.

[0007] In a preferred embodiment of the online banking security device described in the present invention: the connecting part includes a storage bin arranged on the upper surface of the U-Shield main body, and a rotating groove is provided at the top of the storage bin, and a rotating cover is provided on the inner side of the rotating groove, and the rotating cover is rotatably connected to the U-Shield main body.

[0008] In a preferred embodiment of the online banking security device described in the present invention: a circular groove is provided on the upper surface of the rotating cover plate, a pressure sensor is embedded in the inner side of the circular groove, a rubber sheet is provided above the pressure sensor, the upper surface of the rubber sheet is arc-shaped and protrudes beyond the upper surface of the rotating cover plate, and the pressure sensor is bonded and fixed to the inner wall of the circular groove by an adhesive.

[0009] In a preferred embodiment of the online banking security device described in the present invention: four symmetrically distributed strip electromagnets are fixed on the inner side of the bottom end of the storage compartment, and an ejection spring is provided in the middle of the four strip electromagnets. A mounting plate is fixed to the top end of the ejection spring, and the bottom end of the ejection spring is fixed to the bottom surface of the storage compartment.

[0010] In a preferred embodiment of the online banking security device of the present invention: a miniature omnidirectional camera is fixed to the upper surface of the mounting plate, and the side surface of the mounting plate is in sliding contact with the inner wall of the storage compartment.

[0011] In a preferred embodiment of the online banking security device of the present invention: a circular magnet is embedded on the bottom surface of the mounting plate, and the strip-shaped electromagnet is magnetically connected to the mounting plate via the circular magnet.

[0012] In a preferred embodiment of the online banking security device of the present invention: the bottom surface of the circular magnet at the bottom of the mounting plate contacts the upper surfaces of the four strip electromagnets, and the magnetic attraction force between the circular magnet and the four strip electromagnets is greater than the elasticity of the ejection spring.

[0013] In a preferred embodiment of the online banking security device of the present invention, when the strip electromagnet is energized, the top magnetic pole of the strip electromagnet is aligned with the bottom magnetic pole of the circular magnet, and the sum of the repulsive force exerted by the four strip electromagnets on the magnet at the bottom of the mounting plate and the elastic force of the ejection spring is greater than the sum of the gravity of the mounting plate, the miniature omnidirectional camera, and the rotating cover.

[0014] To solve the above technical problems, the present invention also proposes an online banking security device online management system: applied to the online banking security device, further comprising: a data processing module, which includes a UShield information storage server, a UShield password management server, a UShield holder information storage server, and an event result storage server;

[0015] An operation terminal module, the UShield main body is connected to the operation terminal module; and

[0016] The cloud processing module is used to receive information sent by the data processing module and transmit the processed information to the data processing module.

[0017] To solve the above technical problems, the present invention also proposes an online management method for online banking security devices: first, UShield is connected to an operation terminal, the operation terminal reads the internal data of UShield, and the operator operates the online banking account;

[0018] When the camera on the operation terminal can be started normally, the camera is started normally to shoot the operator's surrounding environment and read the facial data, and the data shot by the camera on the operation terminal and the data read by Youdun through the operation terminal are transmitted to the cloud processor;

[0019] After receiving the data, the cloud processor transmits the data about Youdun read by the operation terminal to the Youdun information storage server. After receiving the data, the Youdun information storage server feeds back the information to the Youdun holder information storage server, and the Youdun holder information storage server retrieves the Youdun holder information.

[0020] After the information of the U-Shield holder information storage server is retrieved, the cloud processor transmits the operator's facial information captured by the camera of the operation terminal to the U-Shield holder information storage server and compares the operator's facial information with the holder information;

[0021] When the personnel information is matched correctly, the comparison information will be fed back to the operation terminal through the cloud processor. After the operation terminal receives the information, the operator can enter the password. After the operator enters the password correctly, the online banking transfer operation can be carried out;

[0022] When personnel information is incorrectly matched, the matching information will be fed back to the operation terminal through the cloud processor. After receiving the information, the operation terminal will interrupt the operation program and terminate the operation of Youdun.

[0023] When the camera of the operation terminal is not turned on or cannot shoot normally, the strip electromagnet is disconnected from the power supply and stops adsorbing the circular magnet at the bottom of the mounting plate. At this time, the ejection spring elastically recovers and ejects the miniature omnidirectional camera from the storage compartment;

[0024] The miniature omnidirectional camera is normally ejected from the storage bin and rotated. The miniature omnidirectional camera ejected from the storage bin is activated and takes pictures of the operator's surroundings and facial information;

[0025] The shooting information of the mini omnidirectional camera and the information read by the operation terminal are transmitted to the U-Shield holder information storage server and the U-Shield information storage server respectively through the cloud processor, and the operations in steps 3 to 6 are repeated;

[0026] When the miniature all-round camera is pushed upward by the ejection spring, the rotating cover is restricted and the pressure sensor is subjected to pressure, indicating that the rotating cover is illegally blocked, the operation program of the operation terminal is interrupted and the internal program of Youdun is terminated.

[0027] The beneficial effect of the present invention is that when Youdun performs an online banking transfer operation, the Youdun operating environment is detected, and the operator information is compared with the holder information to ensure that the operator is the Youdun holder, which solves the technical problem in the existing technology that Youdun cannot ensure that the operator is the Youdun holder. BRIEF DESCRIPTION OF THE DRAWINGS

[0028] In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the following briefly introduces the drawings of the embodiments of the present invention. Obviously, the drawings described below only relate to some embodiments of the present invention and are not intended to limit the present invention. Among them:

[0029] Figure 1 Shows a schematic diagram of a security device management system for online banking;

[0030] Figure 2 Shows a schematic diagram of the overall structure of an online banking security device;

[0031] Figure 3 An exploded view of a rotating cover plate for an online banking security device is shown;

[0032] Figure 4 shows an opening diagram of a rotating cover for an online banking security device;

[0033] Figure 5 An exploded schematic diagram of the internal structure of a storage compartment for an online banking security device is shown;

[0034] Figure 6 The following is a top view of the structure of the UShield main body used for online banking security equipment;

[0035] Figure 7 The operating block diagram of the online banking security device management system is given.

[0036] In the figure: 1. U-Shield; 11. U-Shield main body; 12. Rotating cover; 13. First docking end; 14. Second docking end; 15. Rubber sheet; 16. Pressure sensor; 17. Rotating slot; 18. Mini omnidirectional camera; 19. Storage compartment; 110. Mounting plate; 111. Ejection spring; 112. Strip electromagnet; 2. Operation terminal; 3. U-Shield information storage server; 4. U-Shield password management server; 5. U-Shield holder information storage server; 6. Event result storage server; 7. Cloud processor. DETAILED DESCRIPTION

[0037] In order to enable those skilled in the art to better understand the present invention, the present invention is further described in detail below with reference to specific embodiments and the accompanying drawings.

[0038] The terms used in the present invention are those commonly used in the art in view of the functions of the present invention, but these terms may vary according to the intentions of those skilled in the art, precedents, or new technologies in the art. In addition, specific terms may be selected by the applicant, and in such cases, their detailed meanings will be described in the detailed description of the present invention. Therefore, the terms used in the specification should not be understood as simple names, but rather as the meanings of the terms and the overall description of the present invention.

[0039] Reference Figure 2 This embodiment provides a security device for online banking, including a UShield 1, which includes a UShield 1 main body and a docking port set on the UShield 1 main body. The UShield 1 main body is connected to the operation terminal 2 through the docking port. When the UShield 1 main body is connected to the operation terminal 2, information can be uploaded to the cloud processor 7; wherein the docking port includes a first docking end 13 rotatably embedded in the side of the UShield 1 main body and a second docking end 14 pluggably embedded in the other side of the UShield 1 main body. The UShield 1 main body is connected to the operation terminal 2 through the first docking end 13 or the second docking end 14.

[0040] The information collection component is arranged on the main body of the U-Shield 1. The information collection component is connected to the main body of the U-Shield 1 through a connector. The information collection component is used to collect the user's identity information and upload the identity information to the cloud processor 7 through the main body of the U-Shield 1. It should be noted that the information collection component can be a camera, fingerprint collection, pupil collection and other collectors, and its function is to collect the user's identity information.

[0041] When the information collection component is interfered with by external forces and cannot collect information, the operation program of the operation terminal 2 is interrupted and the internal program of the Youdun 1 body is terminated.

[0042] It should be noted that the function of the information collection component in this embodiment is to collect the user's identity information and upload the identity information to the cloud processor 7 through the UShield 1. When the information collected by the information collection component is consistent with the information reserved by the user in the bank, the UShield 1 can continue to be used. When the information collected by the information collection component is inconsistent with the information reserved by the user in the bank, or the information collection component is interfered with by external forces and cannot collect information, the operating program of the operating terminal 2 is interrupted and the program inside the UShield 1 body is terminated. This setting ensures the property safety of the user and solves the technical problem of the prior art that the UShield 1 cannot determine whether the operator is the UShield 1 holder.

[0043] In some embodiments, reference Figure 3 As shown, the connecting part includes a storage bin 19 arranged on the upper surface of the main body of the U-Shield 1, and a rotating groove 17 is provided at the top of the storage bin 19. A rotating cover 12 is provided on the inner side of the rotating groove 17, and the rotating cover 12 is rotatably connected to the main body of the U-Shield 1.

[0044] Reference Figure 3-Figure 6 As shown, specifically, a circular groove is provided on the upper surface of the rotating cover 12, a pressure sensor 16 is embedded in the inner side of the circular groove, a rubber sheet 15 is provided above the pressure sensor 16, the upper surface of the rubber sheet 15 is arc-shaped and protrudes beyond the upper surface of the rotating cover 12, and the pressure sensor 16 is fixed to the inner wall of the circular groove by adhesive.

[0045] Reference Figure 5 and Figure 6 As shown, it should be noted that a rubber sheet 15 is arranged above the pressure sensor 16, and the upper surface of the rubber sheet 15 is arc-shaped and protrudes beyond the upper surface of the rotating cover 12. The pressure sensor 16 is protected by the rubber sheet 15, and the surface of the rubber sheet 15 is higher than the rotating cover 12. When the outside of the rotating cover 12 is blocked and the miniature omnidirectional camera 18 inside the storage bin 19 is unable to lift the rotating cover 12, the pressure sensor 16 detects the pressure signal and promptly feeds back to the internal processor of the U-Shield 1 main body, so as to interrupt the operating program of the U-Shield 1 main body and protect the account of the U-Shield 1 holder.

[0046] Reference Figure 5 As shown, further, four symmetrically distributed strip electromagnets 112 are fixed on the inner side of the bottom end of the storage bin 19, and an ejection spring 111 is provided in the middle of the four strip electromagnets 112. The top end of the ejection spring 111 is fixed with a mounting plate 110, and the bottom end of the ejection spring 111 is fixed to the inner bottom surface of the storage bin 19.

[0047] Reference Figure 5 As shown, further, a miniature omnidirectional camera 18 is fixed to the upper surface of the mounting plate 110, and the side surface of the mounting plate 110 is in sliding contact with the inner wall of the storage bin 19;

[0048] It should be noted that the compressed ejection spring 111 is used to push the mounting plate 110 and the micro omnidirectional camera 18 upward, so that the micro omnidirectional camera 18 pops out from the storage bin 19 and pushes the rotating cover 12 to rotate and separate from the rotating slot 17. The pop-up micro omnidirectional camera 18 is used to perform facial information recognition on the surrounding environment of the U-Shield 1 main body and the operator to ensure that the operator at this time is the holder of the U-Shield 1.

[0049] Reference Figure 2 and Figure 5 As shown, further, a circular magnet is embedded on the bottom surface of the mounting plate 110, and the strip-shaped electromagnet 112 is magnetically connected to the mounting plate 110 through the circular magnet.

[0050] Reference Figure 5As shown, further, the bottom surface of the circular magnet at the bottom of the mounting plate 110 contacts the upper surface of the four strip electromagnets 112, and the magnetic adsorption force between the circular magnet and the four strip electromagnets 112 is greater than the elasticity of the ejection spring 111. Its function is to ensure that in the absence of external force intervention, the elasticity of the ejection spring 111 itself cannot eject the mounting plate 110 and the miniature omnidirectional camera 18 from the storage compartment 19.

[0051] Reference Figure 5 As shown, further, after the strip electromagnet 112 is energized, the top magnetic pole is connected to the bottom magnetic pole of the circular magnet. After the four strip electromagnets 112 are energized, the sum of the repulsive force generated on the magnet at the bottom of the mounting plate 110 and the elastic force of the ejection spring 111 is greater than the sum of the gravity of the mounting plate 110, the miniature omnidirectional camera 18 and the rotating cover 12. The purpose of such a setting is to ensure that after the four strip electromagnets 112 are energized, they cooperate with the ejection spring 111 to smoothly eject the miniature omnidirectional camera 18 on the surface of the mounting plate 110 from the storage bin 19, ensuring that the miniature omnidirectional camera 18 can monitor and record the environment around the main body of the U-Shield 1 and identify the operator.

[0052] As an optional embodiment, refer to Figure 7 As shown, the present invention also provides an online banking security device online management system, which is applied to the online banking security device, and further includes a data processing module, which includes a UShield 1 information storage server, a UShield 1 password management server, a UShield 1 holder information storage server, and an event result storage server 6;

[0053] Operation terminal 2 module, the UShield 1 main body is connected to the operation terminal 2 module; and,

[0054] The cloud processing module is used to receive information sent by the data processing module and transmit the processed information to the data processing module.

[0055] As an optional embodiment, the present invention further provides an online banking security device online management method, which is applied to the online banking security device, and further includes: first, connecting the UShield 1 with the operation terminal 2, the operation terminal 2 reading the internal data of the UShield 1, and the operator operating the online banking account;

[0056] When the camera on the operation terminal 2 can be started normally, the camera is started normally to shoot the surrounding environment of the operator and read the facial data, and the data shot by the camera on the operation terminal 2 and the data read by the UShield 1 through the operation terminal 2 are transmitted to the cloud processor 7;

[0057] After receiving the data, the cloud processor 7 transmits the data about the UShield 1 read by the operation terminal 2 to the UShield 1 information storage server. After receiving the data, the UShield 1 information storage server feeds back the information to the UShield 1 holder information storage server. The UShield 1 holder information storage server retrieves the holder information of the UShield 1.

[0058] After the information of the U-Shield 1 holder information storage server is retrieved, the cloud processor 7 transmits the operator's facial information captured by the camera of the operation terminal 2 to the U-Shield 1 holder information storage server and compares the operator's facial information with the holder information;

[0059] When the personnel information is correctly matched, the comparison information is fed back to the operation terminal 2 through the cloud processor 7. After the operation terminal 2 receives the information, the operator can enter the password. After the operator enters the password correctly, the online banking transfer operation can be performed;

[0060] When the personnel information comparison is wrong, the comparison information is fed back to the operation terminal 2 through the cloud processor 7. After receiving the information, the operation terminal 2 interrupts the operation program and terminates the operation of Youdun 1;

[0061] When the camera of the operating terminal 2 is not turned on or cannot shoot normally, the strip electromagnet 112 is disconnected from the power supply and stops adsorbing the circular magnet at the bottom of the mounting plate 110. At this time, the ejection spring 111 elastically recovers and ejects the miniature omnidirectional camera 18 from the storage compartment 19;

[0062] The miniature omnidirectional camera 18 is normally ejected from the storage compartment 19 and rotated. The miniature omnidirectional camera 18 ejected from the storage compartment 19 is activated and takes pictures of the operator's surroundings and facial information.

[0063] The shooting information of the miniature omnidirectional camera 18 and the information read by the operation terminal 2 of the U-Shield 1 are transmitted to the U-Shield 1 holder information storage server and the U-Shield 1 information storage server respectively through the cloud processor 7, and the operations in steps 3 to 6 are repeated;

[0064] When the miniature omnidirectional camera 18 is pushed upward by the ejection spring 111, the rotating cover 12 is restricted, causing the pressure sensor 16 to be under pressure, indicating that the rotating cover 12 is illegally blocked, the operation program of the operation terminal 2 is interrupted, and the internal program of the Youdun 1 is terminated.

[0065] Operation process: First, the operator holding the Youdun 1 docks the Youdun 1 body with the docking port of the operation terminal 2 through the first docking end 13 or the second docking end 14, and starts the internal program of the Youdun 1 body through the operation terminal 2. After the Youdun 1 body program is started, the internal program of the Youdun 1 body docks with the operation terminal 2 system and starts the camera of the operation terminal 2. The operator's face and the operator's surrounding environment are detected and recorded through the camera of the operation terminal 2. The camera of the operation terminal 2 recognizes the operator's facial information and transmits the information to the cloud processor 7. The cloud processor 7 transmits the received information to the Youdun 1 holder information storage server. At the same time, the operation terminal 2 transmits the information of Youdun 1 to the Youdun 1 information storage server through the cloud processor 7. After receiving the information, the Youdun 1 information storage server feeds back the holder information corresponding to Youdun 1 to the Youdun 1 holder information storage server. The Youdun 1 holder information storage server retrieves the holder information and compares it with the received operator information;

[0066] When the comparison result of the operator information received by the Youdun 1 holder information storage server is consistent with the holder information stored in the Youdun 1 holder information storage server, the Youdun 1 holder information storage server will transmit the comparison information to the cloud processor 7, and the cloud processor 7 will then feed back the comparison result to the operation terminal 2. After the operation terminal 2 receives the information of the consistent comparison result, the operator can perform subsequent online banking transfer operations. If the operator information received by the Youdun 1 holder information storage server is inconsistent with the holder information stored in the Youdun 1 holder information storage server, the Youdun 1 holder information storage server will transmit the comparison result to the cloud processor 7 and the event result storage server 6, and the event result storage server 6 will store the abnormal operation time and operator information. At the same time, the cloud processor 7 will feed back the comparison result to the operation terminal 2. After the operation terminal 2 receives the information of the inconsistent comparison result, the operation terminal 2 directly interrupts the operation program and terminates the online banking transfer operation of the Youdun 1 subject to ensure the security of the online banking account held by Youdun 1;

[0067] If after the U-Shield 1 is docked with the operation terminal 2, the camera of the operation terminal 2 is damaged or blocked and cannot be used for shooting, the power supply connected to the four strip electromagnets 112 inside the storage compartment 19 supplies power to the strip electromagnets 112 under the program control of the U-Shield 1 main body. After the strip electromagnets 112 are energized, they repel the circular magnet at the bottom of the mounting plate 110 upward, and at the same time, the ejection spring 111 applies an upward thrust to the mounting plate 110. The repulsive force of the strip electromagnet 112 on the circular magnet and the elastic thrust of the ejection spring 111 push the mounting plate 110 and the miniature omnidirectional camera 18 to slide upward inside the storage compartment 19, and the miniature omnidirectional camera 18 The micro-camera 18 is ejected from the storage bin 19 and pushes the rotating cover 12 to rotate, so that the rotating cover 12 is opened and the micro-omnidirectional camera 18 is completely ejected from the storage bin 19. The ejected micro-omnidirectional camera 18 collects the operator information and transmits the collected information to the U-Shield 1 holder information storage server through the cloud processor 7. After receiving the information, the U-Shield 1 holder information storage server compares it with the internally stored U-Shield 1 holder information. If the comparison results are consistent, the comparison results are fed back to the U-Shield 1 main body through the cloud processor 7. The U-Shield 1 main body feeds back the acceptance results to the operation terminal 2, and the operation terminal 2 can continue to execute the operation program;

[0068] If the operator information collected by the micro omnidirectional camera 18 is inconsistent with the U-Shield 1 holder information stored in the U-Shield 1 holder information storage server, the U-Shield 1 holder information storage server will transmit the comparison result to the cloud processor 7 and the event result storage server 6, and the abnormal operation time and operator information will be stored through the event result storage server 6. At the same time, the cloud processor 7 will feedback the comparison result to the U-Shield 1 main body. After receiving the inconsistent comparison result information, the U-Shield 1 main body will feedback to the internal processor of the operation terminal 2 through the program. The operation terminal 2 directly interrupts the operation program and the internal program of the U-Shield 1 main body stops running, ensuring that when using U-Shield 1 for online banking transfer operations, the operator is the holder of U-Shield 1, protecting the online banking account security of the U-Shield 1 holder.

[0069] Finally, it should be pointed out that the methods and devices described in detail above are merely embodiments, and those skilled in the art can modify these embodiments in different ways without departing from the scope of the present invention.

Claims

1. A security device for online banking, characterized by: include, A UShield (1), comprising a UShield (1) body and a docking port provided on the UShield (1) body, wherein the UShield (1) body is connected to an operation terminal (2) via the docking port, and when the UShield (1) body is connected to the operation terminal (2), information can be uploaded to a cloud processor (7); An information collection component, the information collection component is arranged on the main body of the UShield (1), the information collection component is connected to the main body of the UShield (1) via a connector, the information collection component is used to collect user identity information and upload the identity information to the cloud processor (7) through the main body of the UShield (1); When the information collecting component is disturbed by external forces and cannot collect information, the operating program of the operating terminal (2) is interrupted and the internal program of the Youdun (1) body is terminated.

2. The online banking security device according to claim 1, characterized in that: The connecting part includes a storage bin (19) arranged on the upper surface of the U-Shield (1) main body, and a rotating groove (17) is provided at the top of the storage bin (19), and a rotating cover (12) is provided on the inner side of the rotating groove (17), and the rotating cover (12) is rotatably connected to the U-Shield (1) main body.

3. The online banking security device according to claim 2, characterized in that: A circular groove is provided on the upper surface of the rotating cover plate (12), a pressure sensor (16) is embedded in the inner side of the circular groove, a rubber sheet (15) is provided above the pressure sensor (16), the upper surface of the rubber sheet (15) is arc-shaped and protrudes beyond the upper surface of the rotating cover plate (12), and the pressure sensor (16) is fixed to the inner wall of the circular groove by adhesive.

4. The online banking security device according to claim 3, characterized in that: Four symmetrically distributed strip electromagnets (112) are fixed to the inner side of the bottom end of the storage bin (19), an ejection spring (111) is provided in the middle of the four strip electromagnets (112), a mounting plate (110) is fixed to the top end of the ejection spring (111), and the bottom end of the ejection spring (111) is fixed to the inner bottom surface of the storage bin (19).

5. The online banking security device according to claim 4, characterized in that: A miniature omnidirectional camera (18) is fixed on the upper surface of the mounting plate (110), and the side surface of the mounting plate (110) is in sliding contact with the inner wall of the storage bin (19).

6. The online banking security device according to claim 5, characterized in that: The bottom surface of the mounting plate (110) is inlaid with a circular magnet, and the strip-shaped electromagnet (112) is connected to the mounting plate (110) by magnetic adsorption of the circular magnet.

7. The online banking security device according to claim 6, characterized in that: The bottom surface of the circular magnet at the bottom of the mounting plate (110) contacts the upper surfaces of the four strip-shaped electromagnets (112), and the magnetic adsorption force between the circular magnet and the four strip-shaped electromagnets (112) is greater than the elasticity of the ejection spring (111).

8. The online banking security device according to claim 7, characterized in that: When the strip-shaped electromagnets (112) are energized, the top magnetic poles are the same as the bottom magnetic poles of the circular magnets. When the four strip-shaped electromagnets (112) are energized, the sum of the repulsive force generated on the bottom magnet of the mounting plate (110) and the elastic force of the ejection spring (111) is greater than the sum of the gravity of the mounting plate (110), the miniature omnidirectional camera (18) and the rotating cover (12).

9. An online banking security device online management system, characterized by: The online banking security device according to any one of claims 1 to 8 further comprises: A data processing module, comprising a UShield (1) information storage server, a UShield (1) password management server, a UShield (1) holder information storage server, and an event result storage server (6); An operation terminal (2) module, the UShield (1) main body is connected to the operation terminal (2) module; and The cloud processing module is used to receive information sent by the data processing module and transmit the processed information to the data processing module.

10. A method for online management of online banking security equipment, characterized by: The online banking security device according to any one of claims 1 to 8 further comprises: First, the UShield (1) is connected to the operation terminal (2), the operation terminal (2) reads the internal data of the UShield (1), and the operator operates the online banking account; When the camera on the operation terminal (2) can be started normally, the camera is started normally to shoot the surrounding environment of the operator and read the facial data, and the data shot by the camera on the operation terminal (2) and the data read by the UShield (1) through the operation terminal (2) are transmitted to the cloud processor (7); After receiving the data, the cloud processor (7) transmits the data about the UShield (1) read by the operation terminal (2) to the UShield (1) information storage server. After receiving the data, the UShield (1) information storage server feeds back the information to the UShield (1) holder information storage server. The UShield (1) holder information storage server retrieves the holder information of the UShield (1); After the information of the U-Shield (1) holder information storage server is retrieved, the cloud processor (7) transmits the operator's facial information captured by the camera of the operation terminal (2) to the U-Shield (1) holder information storage server, and compares the operator's facial information with the holder information; When the personnel information is correctly compared, the comparison information is fed back to the operation terminal (2) through the cloud processor (7). After the operation terminal (2) receives the information, the operator can enter the password. After the operator enters the password correctly, the online banking transfer operation can be performed. When the personnel information comparison is wrong, the comparison information is fed back to the operation terminal (2) through the cloud processor (7). After receiving the information, the operation terminal (2) interrupts the operation program and terminates the operation of Youdun (1); When the camera of the operation terminal (2) is not turned on or cannot shoot normally, the strip electromagnet (112) is disconnected from the power supply and stops adsorbing the circular magnet at the bottom of the mounting plate (110), and the ejection spring (111) elastically recovers and ejects the miniature omnidirectional camera (18) from the storage compartment (19); The miniature omnidirectional camera (18) is normally ejected from the storage bin (19) and rotated, and the miniature omnidirectional camera (18) ejected from the storage bin (19) is started and photographs the surrounding environment and facial information of the operator; The shooting information of the miniature omnidirectional camera (18) and the information of the U-Shield (1) read by the operation terminal (2) are respectively transmitted to the U-Shield (1) holder information storage server and the U-Shield (1) information storage server through the cloud processor (7), and the operations in steps 3 to 6 are repeated; When the miniature all-round camera (18) is pushed upward by the ejection spring (111), the rotating cover (12) is restricted, causing the pressure sensor (16) to be subjected to pressure, indicating that the rotating cover (12) is illegally blocked, the operation program of the operation terminal (2) is interrupted, and the internal program of the U-Shield (1) is terminated.

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