Resource transfer method and device, computer equipment, storage medium and program product

Abstract

The invention relates to a resource transfer method and device, computer equipment, a storage medium and a program product. The method comprises the steps of displaying target resource transfer information input based on original resource transfer information generated based on a target order in response to an information input operation; in response to a first transfer operation triggered for the target resource transfer information, displaying a first resource transfer result; the first resource transfer result is a result of transferring the target resource from the first resource account to a second resource account of the target resource transfer information, the first resource account belongs to the first object, and the second resource account belongs to the second object; when the target resource transfer information is not matched with the original resource transfer information, displaying a target resource transfer option for the target resource in the second resource account; and in response to a second transfer operation triggered for the target resource transfer option, displaying a second resource transfer result obtained by resource transfer based on the original resource transfer information. According to the method, the resource transfer efficiency can be improved.

Description

Technical Field

[0001] The present application relates to the field of computer technology, and in particular to a resource transfer method, apparatus, computer equipment, computer-readable storage medium, and computer program product. Background Art

[0002] With the development of online shopping, payment methods for online shopping have gradually increased. After placing an order, users can complete payment using the payment interface available on the online shopping platform. If users are unable to pay using the payment methods provided by the online shopping platform, they can transfer the corresponding payment amount to a specific merchant account through a wire transfer. However, since wire transfer payments require users to enter transfer information such as the merchant account, order ID, and payment amount, incorrect information can result in incorrect payment.

[0003] Traditionally, the solution for erroneous payments is to return the payment to the user's account, requiring the user to re-enter the transfer details. However, this approach is cumbersome and error-prone, resulting in low transfer efficiency. Summary of the Invention

[0004] Based on this, it is necessary to provide a resource transfer method, apparatus, computer equipment, computer-readable storage medium and computer program product that can improve efficiency in order to address the above technical issues.

[0005] In one aspect, the present application provides a resource transfer method. The method comprises:

[0006] In response to the information input operation, the input target resource transfer information is displayed; the target resource transfer information is input based on the original resource transfer information generated by the target order;

[0007] In response to a first transfer operation triggered for the target resource transfer information, displaying a first resource transfer result; the first resource transfer result is a result of transferring the target resource from a first resource account to a second resource account in the target resource transfer information, the first resource account belonging to a first object, and the second resource account belonging to a second object;

[0008] When the target resource transfer information does not match the original resource transfer information, displaying a target resource transfer option for the target resource in the second resource account;

[0009] In response to a second transfer operation triggered for the target resource transfer option, a second resource transfer result obtained by performing resource transfer based on the original resource transfer information is displayed.

[0010] In a second aspect, the present application further provides a resource transfer device. The device comprises:

[0011] A transfer information display module, configured to display input target resource transfer information in response to an information input operation; the target resource transfer information is input based on original resource transfer information generated based on a target order;

[0012] a first transfer result display module configured to display a first resource transfer result in response to a first transfer operation triggered for the target resource transfer information; the first resource transfer result being a result of transferring the target resource from a first resource account to a second resource account in the target resource transfer information, the first resource account belonging to a first object, and the second resource account belonging to a second object;

[0013] a transfer option display module, configured to display a target resource transfer option for the target resource in the second resource account when the target resource transfer information does not match the original resource transfer information;

[0014] The second transfer result display module is configured to display a second resource transfer result obtained by performing resource transfer based on the original resource transfer information in response to a second transfer operation triggered for the target resource transfer option.

[0015] In another aspect, the present application further provides a computer device. The computer device includes a memory and a processor, wherein the memory stores a computer program, and when the processor executes the computer program, the following steps are performed:

[0016] In response to the information input operation, the input target resource transfer information is displayed; the target resource transfer information is input based on the original resource transfer information generated by the target order;

[0017] In response to a first transfer operation triggered for the target resource transfer information, displaying a first resource transfer result; the first resource transfer result is a result of transferring the target resource from a first resource account to a second resource account in the target resource transfer information, the first resource account belonging to a first object, and the second resource account belonging to a second object;

[0018] When the target resource transfer information does not match the original resource transfer information, displaying a target resource transfer option for the target resource in the second resource account;

[0019] In response to a second transfer operation triggered for the target resource transfer option, a second resource transfer result obtained by performing resource transfer based on the original resource transfer information is displayed.

[0020] On the other hand, the present application also provides a computer-readable storage medium. The computer-readable storage medium stores a computer program, which, when executed by a processor, implements the following steps:

[0021] In response to the information input operation, the input target resource transfer information is displayed; the target resource transfer information is input based on the original resource transfer information generated by the target order;

[0022] In response to a first transfer operation triggered for the target resource transfer information, displaying a first resource transfer result; the first resource transfer result is a result of transferring the target resource from a first resource account to a second resource account in the target resource transfer information, the first resource account belonging to a first object, and the second resource account belonging to a second object;

[0023] When the target resource transfer information does not match the original resource transfer information, displaying a target resource transfer option for the target resource in the second resource account;

[0024] In response to a second transfer operation triggered for the target resource transfer option, a second resource transfer result obtained by performing resource transfer based on the original resource transfer information is displayed.

[0025] On the other hand, the present application also provides a computer program product. The computer program product includes a computer program, and when the computer program is executed by a processor, the following steps are implemented:

[0026] In response to the information input operation, the input target resource transfer information is displayed; the target resource transfer information is input based on the original resource transfer information generated by the target order;

[0027] In response to a first transfer operation triggered for the target resource transfer information, displaying a first resource transfer result; the first resource transfer result is a result of transferring the target resource from a first resource account to a second resource account in the target resource transfer information, the first resource account belonging to a first object, and the second resource account belonging to a second object;

[0028] When the target resource transfer information does not match the original resource transfer information, displaying a target resource transfer option for the target resource in the second resource account;

[0029] In response to a second transfer operation triggered for the target resource transfer option, a second resource transfer result obtained by performing resource transfer based on the original resource transfer information is displayed.

[0030] The resource transfer method, apparatus, computer device, storage medium, and computer program product described above, in response to an information input operation, display the input target resource transfer information. This target resource transfer information is input based on the original resource transfer information generated by the target order, allowing the first subject to input information according to the original resource transfer information generated by the target order, and visually displaying the input target resource transfer information. In response to a first transfer operation triggered by the target resource transfer information, the target resource is transferred from the first resource account of the first subject to the second resource account of the second subject in the target resource transfer information, obtaining and displaying a first resource transfer result to indicate the completion of the resource transfer for the first subject. When the target resource transfer information does not match the original resource transfer information, indicating that the resource transfer completed by the second subject is incorrect, a target resource transfer option for the target resource in the second resource account is displayed. In the event of an erroneous transfer, the user can be provided with operation controls for the erroneously transferred resource, allowing the user to directly use the erroneously transferred resource. In response to a second transfer operation triggered for the target resource transfer option, a second resource transfer result obtained by transferring resources based on the original resource transfer information is displayed, allowing the user to directly use the incorrectly transferred resources to re-execute the correct resource transfer for the target order without having to wait for the incorrectly transferred resources to be returned to the original resource account. Furthermore, the incorrectly transferred resources can be directly used by the user without being returned to the user's resource account, reducing the waste of computer resources caused by automatic resource returns.

[0031] Moreover, after the user triggers the target resource transfer option, the original resource transfer information of the target order can be automatically called to execute the resource transfer, without the user having to manually enter the resource transfer information again. This can avoid incorrect information caused by manual input by the user, thereby improving the accuracy and efficiency of resource transfer. BRIEF DESCRIPTION OF THE DRAWINGS

[0032] Figure 1 A diagram of an application environment of a resource transfer method in one embodiment;

[0033] Figure 2 1 is a flow chart of a resource transfer method according to an embodiment;

[0034] Figure 3 A schematic diagram showing a comparison between original resource transfer information and target resource transfer information in one embodiment;

[0035] Figure 4 A schematic diagram of an interface of a resource transfer method in another embodiment;

[0036] Figure 5 A schematic diagram of an interface displaying resource anomaly prompt information and target resource transfer options for a target resource in one embodiment;

[0037] Figure 6A schematic diagram of an interface for displaying original resource transfer information on a first resource transfer interface in an embodiment;

[0038] Figure 7 A schematic diagram of an interface for inputting target resource transfer information in one embodiment;

[0039] Figure 8 A schematic diagram of an interface for jumping from a second resource application to a first resource application in one embodiment;

[0040] Figure 9 FIG. 1 is a schematic diagram of an interface showing a target resource transfer option and a native resource transfer option for a target resource in a second resource account in an embodiment;

[0041] Figure 10 A schematic diagram of an interface showing a target resource transfer option and a resource return option for a target resource in a second resource account in one embodiment;

[0042] Figure 11 Schematic diagram of the architecture of a resource transfer method in one embodiment;

[0043] Figure 12 A schematic diagram of an interface of a resource transfer method in one embodiment;

[0044] Figure 13 A schematic diagram of an interface of a resource transfer method in one embodiment;

[0045] Figure 14 is a structural block diagram of a resource transfer device in one embodiment;

[0046] Figure 15 FIG. 1 is a diagram showing the internal structure of a computer device in one embodiment. DETAILED DESCRIPTION

[0047] In order to make the purpose, technical solutions and advantages of this application more clear, the following further describes this application in detail with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are only used to explain this application and are not intended to limit this application.

[0048] The resource transfer method provided in the embodiment of the present application can be applied to Figure 1In the application environment shown. Among them, the terminal 102 communicates with the server 104 through the network. The data storage system can store data that the server 104 needs to process. The data storage system can be integrated on the server 104, or placed on the cloud or other servers. The server 104 generates the original resource transfer information based on the target order and returns it to the terminal 102. The terminal 102 displays the input target resource transfer information in response to the information input operation. In response to the first transfer operation triggered for the target resource transfer information, the terminal 102 displays the first resource transfer result. The first resource transfer result is the result of transferring the target resource from the first resource account to the second resource account in the target resource transfer information. The first resource account belongs to the first object and the second resource account belongs to the second object; when the target resource transfer information does not match the original resource transfer information, the terminal 102 displays the target resource transfer option for the target resource in the second resource account; in response to the second transfer operation triggered for the target resource transfer option, the terminal 102 displays the second resource transfer result obtained by transferring resources based on the original resource transfer information.

[0049] Terminal 102 may include, but is not limited to, various desktop computers, laptops, smartphones, tablet computers, IoT devices, and portable wearable devices. IoT devices may include smart speakers, smart TVs, smart air conditioners, and smart car devices. Portable wearable devices may include smart watches, smart bracelets, and head-mounted devices. Server 104 may be implemented as a standalone server or a server cluster consisting of multiple servers.

[0050] In one embodiment, Figure 2 As shown, a resource transfer method is provided, which is applied to Figure 1 The following steps are used as an example to illustrate the terminal in the figure:

[0051] Step S202 , in response to the information input operation, displaying the input target resource transfer information; the target resource transfer information is input based on the original resource transfer information generated based on the target order.

[0052] The target order is the order that requires resource transfer. The original resource transfer information is the resource transfer information generated based on the target order. The target resource transfer information is the resource transfer information obtained by the user based on the original resource transfer information input.

[0053] The original resource transfer information includes the original order ID and original recipient information of the target order. The original order ID is the unique identifier of the target order and is used to query the target order. The original recipient information refers to the resource recipient information indicated by the target order.

[0054] The target resource transfer information at least includes target recipient information, which is recipient information input by the first object based on the original recipient information.

[0055] The target resource transfer information may further include a target order identifier, which is an order identifier input by the first object based on the original order identifier.

[0056] Specifically, the terminal obtains a target order for the first subject and generates original resource transfer information based on the target order. The terminal displays an information editing area, and the first subject enters information in the information editing area based on the original resource information. In response to the first subject's information input, the terminal displays the entered target resource transfer information in the information editing area.

[0057] When the first object inputs information according to the original resource information, an error may occur in the information input, resulting in a difference between the target resource transfer information obtained by the first object and the original resource information. Figure 3 As shown, the left side is the original resource transfer information generated based on the target order, and the right side is the target resource transfer information entered by the user. The original resource transfer information includes the account name, account number, bank, amount, and remarks. The remarks are used to fill in the order identification. Among them, the account name is "XXXXXXXX", the account number is "XXXXXXXX", the bank number is "XX Bank", the amount is "1000", and the remarks are "XXXXXXXX". That is, the original order identification of the target order is "XXXXXXXX". The target resource transfer information entered by the user: the account name is "XXXXXXXXX", the account number is "XXXXXXXX", the bank number is "XX Bank", the amount is "10000", and the remarks are not filled in. That is, the amount entered by the user is different from the amount in the original resource transfer information, and the order identification is missing in the target resource transfer information entered by the user.

[0058] Step S204, in response to the first transfer operation triggered for the target resource transfer information, the first resource transfer result is displayed; the first resource transfer result is the result of transferring the target resource from the first resource account to the second resource account in the target resource transfer information, the first resource account belongs to the first object, and the second resource account belongs to the second object.

[0059] The first transfer operation is to perform a resource transfer operation according to the target resource transfer information output by the first object, and the first resource transfer result is a result obtained by performing the resource transfer operation according to the target resource transfer information.

[0060] Specifically, the target resource transfer information includes the second resource account of the second object and the target resource. The first object can trigger a first transfer operation for the target resource transfer information. In response to the first transfer operation, the terminal transfers the target resource from the first resource account of the first object to the second resource account. The terminal generates a resource transfer result for the first transfer operation and displays the resource transfer result.

[0061] Step S206: When the target resource transfer information does not match the original resource transfer information, a target resource transfer option for the target resource in the second resource account is displayed.

[0062] The target resource transfer option is an option for the first object to operate the target resource in the second resource account.

[0063] Specifically, after executing the first transfer operation, the terminal may match the target resource transfer information with the original resource transfer information. When the target resource transfer information does not match the original resource transfer information, the terminal displays a target resource transfer option for the target resource in the second resource account.

[0064] In this embodiment, a target resource transfer option for a target resource in the second resource account is displayed, and the target resource is displayed. The target resource and the target resource transfer option may be displayed in association.

[0065] The target resource transfer information does not match the original resource transfer information, including at least one of the following: the target order identifier is missing from the target resource transfer information, the target order identifier does not match the original order identifier, or the target recipient information does not match the original recipient information. The missing order identifier in the target resource transfer information means that the first party did not enter the order identifier of the target order when entering the resource transfer information.

[0066] Optionally, the terminal may detect whether a target order identifier is present in the target resource transfer information. When the target order identifier is missing from the target resource transfer information, or the target order identifier does not match the original order identifier, the target resource transfer option is displayed. Furthermore, when the target order identifier is missing from the target resource transfer information, or the target order identifier does not match the original order identifier, the target resource transfer option is displayed regardless of whether the target recipient information matches the original recipient information.

[0067] Optionally, when the target order identifier matches the original order identifier, the target recipient information is further matched with the original recipient information. When the target recipient information does not match the original recipient information, the target resource transfer option is displayed.

[0068] In one embodiment, when the target order identifier matches the original order identifier, the target order can be queried based on the original order identifier, thereby obtaining the original resource transfer information of the target order.

[0069] In one embodiment, the original recipient information includes the original object identifier, the original resource account, and the original resource to be transferred as indicated by the target order. The target recipient information includes the second object identifier, the second resource account, and the target resource. The target resource transfer information is the resource transfer information input by the first object. The second object identifier is the object identifier input by the first object based on the original object identifier, the second resource account is the resource account input by the first object based on the original resource account, and the target resource is the resource input by the first object based on the original resource.

[0070] The target recipient information does not match the original recipient information, including at least one of the following: the second object identifier does not match the original object identifier, the second resource account does not match the original resource account, and the target resource does not match the original resource.

[0071] In this embodiment, when the target resource transfer information matches the original resource transfer information, the first resource transfer result is the resource transfer result for the target order. The matching of the target resource transfer information with the original resource transfer information indicates that the target resource transfer information entered by the first party is identical to the original resource transfer information for the target order, and the first party has not transferred the wrong resource, thus completing the resource transfer indicated by the target order.

[0072] Step S208 : In response to the second transfer operation triggered for the target resource transfer option, a second resource transfer result obtained by performing resource transfer based on the original resource transfer information is displayed.

[0073] The second transfer operation is a resource transfer operation performed according to the original resource information of the target order, and the first resource transfer result is a result obtained by performing the resource transfer operation according to the original resource transfer information.

[0074] Specifically, the first party may select a target resource transfer option to trigger a second transfer operation. In response to the second transfer operation triggered by the target resource transfer option, the terminal performs a resource transfer based on the original resource transfer information of the target order, obtaining a second resource transfer result. The terminal displays the second resource transfer result.

[0075] In this embodiment, in response to the second transfer operation triggered for the target resource transfer option, the terminal automatically calls the original resource transfer information of the target order, and performs resource transfer based on the original resource transfer information to obtain a second resource transfer result.

[0076] like Figure 4As shown, after obtaining the original resource transfer information 402 generated by the target order, the first party can enter information based on the original resource transfer information 402 on the resource transfer interface 400 to obtain the target resource information 404. The first party clicks the "Confirm Transfer" control on the resource transfer interface 400, triggering a first transfer operation. This causes the terminal to transfer the target resource "10000" from the first party's first resource account to the second resource account "XXXXXXXXXXXXX" in the target resource transfer information 404. When the transfer is complete, the terminal displays a first resource transfer result 406, i.e., "Transfer Successful," on the resource transfer interface 400. If the terminal detects that the target resource transfer information does not match the original resource transfer information, it may display a target resource transfer option 408 for the target resource in the second resource account on the resource transfer interface 400. After selecting the target resource transfer option 408, the first party clicks the "Confirm Payment" control, triggering a second transfer operation. This causes the terminal to use the target resource "10000" in the second resource account in the target resource transfer information 404 and execute payment for the target order according to the original resource transfer information, obtaining a second resource transfer result 410.

[0077] In one embodiment, the resource transfer interface may include a first resource transfer interface and a second resource transfer interface, wherein the first object may input information and trigger the first transfer operation in the second resource transfer interface. The first object may display target resource transfer options and trigger the second transfer operation in the first resource transfer interface.

[0078] In this embodiment, in response to an information input operation, the input target resource transfer information is displayed. This target resource transfer information is input based on the original resource transfer information generated by the target order, allowing the first party to input information according to the original resource transfer information generated by the target order, and the target resource transfer information obtained by the input is visually displayed. In response to a first transfer operation triggered by the target resource transfer information, the target resource is transferred from the first party's first resource account to the second party's second resource account in the target resource transfer information. A first resource transfer result is obtained and displayed to indicate that the resource transfer of the first party is complete. If the target resource transfer information does not match the original resource transfer information, indicating that the resource transfer completed by the second party is incorrect, a target resource transfer option for the target resource in the second resource account is displayed. In the event of an incorrect transfer, the user can be provided with operation controls for the incorrectly transferred resource, allowing the user to directly use the incorrectly transferred resource. In response to a second transfer operation triggered by the target resource transfer option, a second resource transfer result obtained by transferring resources based on the original resource transfer information is displayed, allowing the user to directly use the incorrectly transferred resource to re-execute the correct resource transfer for the target order without having to wait for the incorrectly transferred resource to be returned to the original resource account. Furthermore, the mistakenly transferred resources can be directly used by the user without being returned to the user's resource account, thus reducing the waste of computer resources caused by automatic resource return.

[0079] Moreover, after the user triggers the target resource transfer option, the original resource transfer information of the target order can be automatically called to execute the resource transfer, without the user having to manually enter the resource transfer information again. This can avoid incorrect information caused by manual input by the user, thereby improving the accuracy and efficiency of resource transfer.

[0080] In one embodiment, when the target resource transfer information does not match the original resource transfer information, displaying a target resource transfer option for the target resource in the second resource account includes:

[0081] When the target resource transfer information does not match the original resource transfer information, resource abnormality prompt information for the target resource is displayed; in response to a triggering operation on the resource abnormality prompt information, a target resource transfer option for the target resource in the second resource account is displayed.

[0082] The resource abnormality prompt information is information about abnormality prompts for the target resources transferred to the second resource account.

[0083] Specifically, when the target resource transfer information does not match the original resource transfer information, the terminal displays resource abnormality prompt information for the target resource. The terminal displays the resource abnormality prompt information, which is triggered by the first object, and the terminal may display a target resource transfer option for the target resource in the second resource account.

[0084] In this embodiment, when the target resource transfer information does not match the original resource transfer information, the following is displayed: Figure 5 The resource abnormality prompt information 502 shown. When the user clicks the resource abnormality prompt information 502, the following Figure 4 A target resource transfer option 408 is provided for the target resource in the second resource account.

[0085] In this embodiment, when the target resource transfer information does not match the original resource transfer information, a resource anomaly prompt message for the target resource is displayed to inform the user that the resource transfer is incorrect. In response to a triggering operation on the resource anomaly prompt message, a target resource transfer option for the target resource in the second resource account is displayed, which can present the incorrectly transferred resource to the user as an option and provide the user with a method for using the incorrectly transferred resource as an option, so that the incorrectly transferred resource can be directly used by the user without returning it to the original resource account.

[0086] In one embodiment, in response to an information input operation, displaying the input target resource transfer information includes:

[0087] On the first resource transfer interface of the first resource application, a first resource transfer option for the target order is displayed; in response to the selection operation of the second resource transfer option in the first resource transfer option, the original resource transfer information generated based on the target order is displayed; the second resource transfer interface of the second resource application is displayed, and in response to the information input operation triggered in the second resource transfer interface, the input target resource transfer information is displayed.

[0088] The first resource application and the second resource application are both applications with a resource transfer function and are different types of applications.

[0089] The first resource application is an application that has a calling function for a resource application, and the first resource application calls the resource application through the calling function to perform resource transfer. The first resource transfer application is compatible with calling multiple resource applications.

[0090] The second resource application is an application that does not support the calling of the first resource application. That is, the second resource application does not provide a calling interface for the first resource application, and the first resource application cannot call the second resource application to perform resource transfer.

[0091] Both the first resource application and the second resource application can be clients installed in the terminal, or they can refer to installation-free applications, that is, applications that can be used without downloading and installing. Installation-free applications can also be called mini-programs or sub-applications. They are usually run as sub-programs in the client, and the client is called the parent application. The first resource application and the second resource application can also refer to web applications opened through a browser, etc., but are not limited to these. The first resource application and the second resource application can also be cloud applications, which are applications installed in the terminal but run on a cloud server.

[0092] The first resource transfer interface is a user interface for users to perform resource transfer operations in the first resource application. The second resource transfer interface is a user interface for users to perform resource transfer operations in the second resource application. Both the first resource transfer interface and the second resource transfer interface can be pop-up windows, floating overlays, or independent interfaces.

[0093] The first resource transfer option is used to indicate a resource transfer channel provided by the first resource application. The resource transfer channels provided by the first resource application include resource transfer channels that can be called by the first resource application and resource transfer channels that are not supported by the first resource application. The second resource transfer option is used to indicate a resource transfer channel that is not supported by the first resource application.

[0094] The first resource transfer option may be one or more resource transfer options.

[0095] Specifically, in response to displaying a first resource transfer option for a target order on a first resource application's first resource transfer interface, the first party can select from the displayed first resource transfer options, with the selected option serving as the second resource transfer option. Because the second resource option indicates that the resource transfer channel invoked by the first resource application is unsupported, the terminal, in response to selecting the second resource transfer option, displays raw resource transfer information generated based on the target order, providing the raw resource transfer information to the first party, enabling the first party to perform resource transfer using another resource application.

[0096] Because the second resource application does not support the call of the first resource application, the user cannot start or jump to the second resource application in the first resource application. Therefore, the first object needs to start the second resource application itself. In response to the start operation of the second resource application, the terminal displays the second resource transfer interface of the second resource application. The first object can input information on the second resource transfer interface of the second resource application based on the original resource transfer information generated by the target order. In response to the information input operation, the terminal displays the input target resource transfer information on the second resource transfer interface.

[0097] Furthermore, an information editing area is displayed on the second resource transfer interface, and in response to an information input operation triggered in the information editing area, the input target resource transfer information is displayed in the information editing area.

[0098] In this embodiment, the original resource transfer information may be displayed in the first resource transfer interface or the second resource transfer interface, or may be displayed through other interfaces, etc. For example, the original resource transfer information may be displayed through a pop-up window.

[0099] In one embodiment, in response to selecting the second resource transfer option in the first resource transfer option, the original resource transfer information is displayed on the first resource transfer interface. When the second resource transfer interface for the second resource application is displayed, the original resource transfer information and the information editing area are displayed on the second resource transfer interface.

[0100] In one embodiment, a first object selects a target order in a first resource application and triggers a resource transfer event for the target order. In response to the resource transfer event, the terminal displays a first resource transfer interface of the first resource application and displays a first resource transfer option for the target order on the first resource transfer interface.

[0101] like Figure 6 As shown, a first resource transfer interface 600 of a first resource application displays first resource transfer options 602 for a target order. First resource transfer options 602 include various payment methods, such as "XX1 Bank," "XX2 Bank," "XX3 Bank," "XX4 Bank," and "Other Bank Card Payment by Transfer." When the user selects "Other Bank Card Payment by Transfer," the terminal generates raw resource transfer information based on the target order and displays this raw resource transfer information 604 on first resource transfer interface 600.

[0102] After obtaining the original resource transfer information 604, the user can open the second resource application. Figure 7 As shown, a second resource transfer interface 700 of the second resource application is displayed, and the user enters the relevant information to be transferred in the second resource transfer interface 700. For example, the user enters the account name, account number, bank, amount, and remarks, and obtains the target resource transfer information 702.

[0103] In one embodiment, a first resource transfer option for a target order is displayed on a first resource transfer interface of a first resource application; in response to selecting a second resource transfer option in the first resource transfer option, the original resource transfer information generated based on the target order is displayed on the first resource transfer interface; in response to a triggering operation on a second resource application, a second resource transfer interface of the second resource application is displayed; in response to an information input operation triggered in the second resource transfer interface, the input target resource transfer information is displayed. In response to the first transfer operation triggered for the target resource transfer information, the first resource transfer result is displayed; when the target resource transfer information does not match the original resource transfer information, the application is redirected from the second resource application to the first resource application, and a resource anomaly prompt message for the target resource is displayed in the first resource application; in response to the triggering operation for the resource anomaly prompt message, a target resource transfer option for the target resource in the second resource account is displayed on the first resource transfer interface.

[0104] In this embodiment, a first resource transfer option for the target order is displayed on the first resource transfer interface of the first resource application, allowing the user to select the resource transfer method to be used. The second resource transfer option indicates a resource transfer method that does not support resource applications called by the first resource application. When the user selects the second resource transfer option, the original resource transfer information generated based on the target order is displayed to provide the user with the original resource transfer information of the target order. After the user starts the second resource application that needs to be used, the second resource transfer interface of the second resource application is displayed, allowing the user to input information in the second resource transfer interface based on the original resource transfer information of the target order, obtain the target resource transfer information input by the user, and then perform resource transfer in accordance with the target resource transfer information in the second resource application.

[0105] In one embodiment, when the target resource transfer information does not match the original resource transfer information, displaying a target resource transfer option for the target resource in the second resource account includes:

[0106] When the target resource transfer information does not match the original resource transfer information, the application is redirected from the second resource application to the first resource application, and a target resource transfer option for the target resource in the second resource account is displayed on the first resource transfer interface.

[0107] When the target resource transfer information does not match the original resource transfer information, the terminal may jump from the second resource application to the first resource application and display a target resource transfer option for the target resource in the second resource account on the first resource transfer interface.

[0108] Further, if Figure 8As shown, when the target resource transfer information does not match the original resource transfer information, the application jumps from the second resource application to the first resource application, and the first resource transfer interface of the first resource application displays a resource exception prompt message 502 for the target resource. In response to the triggering operation of the resource exception prompt message, a target resource transfer option 408 for the target resource in the second resource account is displayed on the first resource transfer interface 502.

[0109] In this embodiment, the first resource transfer interface is an operation interface for executing resource transfer for a target order. When the target resource transfer information does not match the original resource transfer information, the interface automatically jumps from the second resource application to the first resource transfer interface of the first resource application, thereby automatically jumping to the operation interface for resource transfer of the target order, so that the first object can continue to execute resource transfer for the target order. In the first resource transfer interface, a target resource transfer option for the target resource in the second resource account is displayed, so that the target resource transfer option for the target resource that was mistakenly transferred is displayed in the operation interface for resource transfer of the target order. The first object can use the mistakenly transferred target resource to continue to execute resource transfer for the target order, so that the mistakenly transferred resource can be directly used without returning it to the original path, saving computer resources consumed by returning it to the original path. In addition, in the case of a mistaken transfer, the interface directly returns to the operation interface for resource transfer of the target order, so that the first object can use this interface to execute resource transfer for the target order without manually entering transfer information, avoiding information input errors, and improving the accuracy and efficiency of resource transfer.

[0110] In one embodiment, the method further comprises:

[0111] When the target resource transfer information does not match the original resource transfer information, tag information is added to the target resource of the second resource account; the tag information is used to record that the target resource in the second resource account belongs to the first object; and a target resource transfer option for display is generated based on the tag information.

[0112] The marking information is used to record that the target resource in the second resource account belongs to the first object.

[0113] Specifically, when the target resource transfer information does not match the original resource transfer information, the terminal adds tag information for the first object to the target resource in the second resource account, where the tag information indicates that the target resource in the second resource account belongs to the first object.

[0114] The terminal may generate a resource transfer option for display based on the target resource in the second resource account and the tag information.

[0115] In one embodiment, a target resource transfer option is generated for display based on the tag information, and the resource transfer option is linked to the tag information. This allows the terminal to quickly locate the tag information when the first object subsequently triggers the target resource transfer option and perform relevant processing on the tag information. The processing of the tag information may include, for example, deleting the tag information or modifying the tag information.

[0116] In one embodiment, when the target resource transfer information does not match the original resource transfer information, the terminal verifies the identity information of the first object and, if the verification is successful, adds tag information to the target resource of the second resource account.

[0117] In this embodiment, when the target resource transfer information does not match the original resource transfer information, tag information is added to the target resource in the second resource account, thereby recording that the target resource in the second resource account belongs to the first object through the tag information. Based on the tag information, a target resource transfer option is generated for display. This allows the user to directly use the target resource that was mistakenly transferred to the second resource account through the target resource transfer option without having to wait for the target resource to be returned to the original path before the operation can be performed. This reduces the tedious operations caused by the mistaken resource transfer and effectively reduces the operating costs of resource transfer.

[0118] In one embodiment, the original resource transfer information includes the original resource account and the original resource, and the target resource transfer information includes the second resource account and the target resource; the mismatch between the target resource transfer information and the original resource transfer information includes at least one of the following situations: the second resource account does not match the original resource account, and the target resource does not match the original resource.

[0119] Specifically, the original resource transfer information includes the original resource account and the original resource, and the target resource transfer information includes the second resource account and the target resource.

[0120] The terminal may match the second resource account with the original resource account, and match the target resource with the original resource, and add tag information to the target resource of the second resource account when at least one mismatch exists.

[0121] Furthermore, when at least one mismatch situation exists, the terminal may display a target resource transfer option for the target resource in the second resource account.

[0122] In this embodiment, the terminal may match the second resource account with the original resource account, and when the second resource account matches the original resource account, further match the target resource with the original resource.

[0123] In this embodiment, the original resource transfer information includes the original resource account and the original resource, and the target resource transfer information includes the second resource account and the target resource. When there is at least one mismatch between the second resource account and the original resource account, or between the target resource and the original resource, it means that the first object has not performed resource transfer in accordance with the resource transfer information of the target order, resulting in failure to complete the resource transfer task indicated by the target order. In this case, tag information is added to the target resource of the second resource account to record that the target resource in the second resource account belongs to the first object. In addition, a target resource transfer option for display is generated based on the tag information, so that the user can directly use the target resource mistakenly transferred to the second resource account through the target resource transfer option without waiting for the target resource to be returned, thereby effectively reducing the operating cost of resource transfer.

[0124] In one embodiment, when the target resource transfer information does not match the original resource transfer information, adding tag information to the target resource of the second resource account includes: when the second resource account does not match the original resource account, adding tag information to the target resource of the second resource account;

[0125] The method further includes: in response to a second transfer operation triggered by the target resource transfer option, deleting the marking information for the target resource, transferring the target resource from the second resource account to the original resource account, and generating a second resource transfer result.

[0126] Specifically, if the second resource account does not match the original resource account, indicating that the second resource account is not the correct resource account indicated in the target order, then the resource transfer of the first object is not the resource transfer indicated in the target order, and the target resource of the first object is mistakenly transferred to the second resource account. The terminal adds tag information to the target resource of the second resource account, and the tag information is used to record that the target resource in the second resource account belongs to the first object.

[0127] If the second resource account does not match the original resource account, the terminal displays a target resource transfer option for the target resource in the second resource account. The first object can trigger the target resource transfer option. In response to the second transfer operation triggered by the first object for the target resource transfer option, the terminal deletes the tag information for the target resource, transfers the target resource from the second resource account to the original resource account, and generates a second resource transfer result.

[0128] In this embodiment, when the second resource account does not match the original resource account, tag information is added to the target resource in the second resource account to record that the target resource in the second resource account belongs to the first object. Furthermore, a target resource transfer option is provided in the user interface, allowing the user to directly use the target resource that was mistakenly transferred to the second resource account and quickly and accurately transfer it to the original resource account. Furthermore, this eliminates the need for the user to re-enter the resource transfer information, preventing further errors and enabling accurate processing of the target order.

[0129] In one embodiment, when the second resource account does not match the original resource account, a native resource transfer option is further displayed; in response to a second transfer operation triggered for the target resource transfer option, tag information for the target resource is deleted, the target resource is transferred from the second resource account to the original resource account, and a second resource transfer result is generated, including:

[0130] When the target resource is smaller than the original resource, in response to the second transfer operation triggered by the target resource transfer option and the native resource transfer option, the tag information for the target resource is deleted, the target resource is transferred from the second resource account to the original resource account, and the differential resource is transferred from the first resource account indicated by the native resource transfer option to the original resource account; the differential resource is the resource that differs from the original resource and the target resource; the target resource and the differential resource in the original resource account are merged, and a second resource transfer result is generated based on the merged resources.

[0131] The native resource transfer option refers to an existing resource transfer option, that is, a universal resource transfer option. The native resource transfer option may include a first resource transfer option.

[0132] Specifically, when the second resource account does not match the original resource account, the terminal adds marking information to the target resource of the second resource account and displays a target resource transfer option and a native resource transfer option.

[0133] The first object may select both the target resource transfer option and the native resource transfer option. In response to a second transfer operation triggered by both the target resource transfer option and the native resource transfer option, the terminal deletes the tag information for the target resource and transfers the target resource from the second resource account to the original resource account. Furthermore, the terminal may determine the difference between the original resource and the target resource, and transfer the difference from the first resource account indicated by the native resource transfer option to the original resource account.

[0134] The terminal merges the target resources and the difference resources transferred into the original resource account, and generates a second resource transfer result for the target order based on the merged resources.

[0135] In this embodiment, since the target resource is smaller than the original resource, the target resource mistakenly transferred to the second resource account does not meet the resources required by the target order. Therefore, in addition to displaying the target resource transfer option for the target resource, the native resource transfer option can also be displayed, so that the first object can combine the mistakenly transferred target resource with other resources of the first object to meet the resources required by the target order.

[0136] In one embodiment, in response to a second transfer operation triggered for a target resource transfer option, deleting tag information for the target resource, transferring the target resource from the second resource account to the original resource account, and generating a second resource transfer result include:

[0137] When the target resource is larger than the original resource, in response to the second transfer operation triggered by the target resource transfer option, the original resource and the remaining resources other than the original resource are determined from the target resources of the second resource account, and the tag information for the target resource is deleted; the determined original resource is transferred from the second resource account to the original resource account, and a second resource transfer result is generated based on the original resource; and tag information for the first object is added to the remaining resources.

[0138] Specifically, when the target resources are larger than the original resources, it means that the target resources mistakenly transferred by the first object to the second resource account exceed the resources required for the target order. The terminal responds to the second transfer operation triggered by the first object for the target resource transfer option, determines the original resources required for the target order from the target resources of the second resource account, and determines the remaining resources in the target resources other than the original resources.

[0139] The terminal deletes the marking information for the target resource, transfers the determined original resource from the second resource account to the original resource account, and generates a second resource transfer result based on the original resource transferred to the original resource account.

[0140] The terminal adds marking information for the first object to the remaining resources in the second resource account, so as to record that the remaining resources in the second resource account belong to the first object.

[0141] In one embodiment, when the target resource is greater than the original resource, a markup information for the first object is added to the remaining resource, and a target resource transfer option for the remaining resource in the second resource account is displayed. The remaining resource and the target resource transfer option can be displayed in association.

[0142] In this embodiment, when the target resources are larger than the original resources, it means that the target resources mistakenly transferred from the first object to the second resource account exceed the resources required for the target order. In response to the second transfer operation triggered by the target resource transfer option, the original resources required for the target order are determined from the target resources of the second resource account, and the remaining resources other than the original resources are determined, so that the unused resources in the second resource account can be determined. The marking information for the target resources is deleted, the determined original resources are transferred from the second resource account to the original resource account, and the second resource transfer result is generated based on the original resources, so that the resources mistakenly transferred to the second resource account can be used directly to pay the target order without returning them. In addition, the marking information for the first object is added to the remaining resources to record which resources in the second resource account belong to the first object, so that the first object can continue to use them.

[0143] In one embodiment, when the target resource transfer information does not match the original resource transfer information, displaying a target resource transfer option for the target resource in the second resource account includes: when the second resource account does not match the original resource account, displaying the target resource in the second resource account and the target resource transfer option for the target resource in the second resource account;

[0144] The method further includes updating the displayed target resources to remaining resources in the second resource account.

[0145] Specifically, when the second resource account does not match the original resource account, the terminal displays the target resource in the second resource account and a target resource transfer option for the target resource in the second resource account.

[0146] When the target resource is larger than the original resource, in response to a second transfer operation triggered by the target resource transfer option, the terminal determines the original resource and the remaining resources other than the original resource from the target resources in the second resource account, and deletes the tag information for the target resource. The terminal transfers the determined original resource from the second resource account to the original resource account, generates a second resource transfer result based on the original resource, and adds the tag information for the first object to the remaining resources.

[0147] The terminal updates the displayed target resources to the remaining resources in the second resource account, so that the first object can see its own resources in the second resource account, which is convenient for the first object to use.

[0148] In one embodiment, the terminal updates the displayed target resources to the remaining resources in the second resource account and displays a resource return option. In response to a triggering operation for the resource return option, the remaining resources are transferred from the second resource account to the first resource account. If there are remaining resources belonging to the first object in the second resource account, the resource return option can be displayed, allowing the user to choose to return the remaining resources to the original resource account.

[0149] In this embodiment, when the second resource account does not match the original resource account, the target resources in the second resource account are displayed, along with a target resource transfer option for the target resources in the second resource account, to visually display the mistakenly transferred resources to the user and provide a way to use the mistakenly transferred resources. After the transferred resources are used to complete the resource transfer of the target order, the displayed target resources are updated to the remaining resources in the second resource account, visually displaying the resources available to the user in the second resource account, allowing the user to continue using these resources using the target resource transfer option.

[0150] In one embodiment, in response to a second transfer operation triggered for a target resource transfer option, deleting tag information for the target resource, transferring the target resource from the second resource account to the original resource account, and generating a second resource transfer result include:

[0151] When the target resource is equal to the original resource, in response to the second transfer operation triggered by the resource transfer option, the marking information for the target resource is deleted; the target resource is transferred from the second resource account to the original resource account, and a second resource transfer result is generated based on the target resource.

[0152] Specifically, if the target resource is equal to the original resource, indicating that the target resource mistakenly transferred by the first object to the second resource account is the resource required by the target order, the terminal deletes the marking information for the target resource in response to the second transfer operation triggered by the first object for the resource transfer option, and transfers the target resource from the second resource account to the original resource account. The terminal generates a second resource transfer result based on the target resource transferred to the original resource account.

[0153] If the target resource is equal to the original resource, this means the target resource for the first object transfer is the resource specified in the target order, but the second resource account being transferred to is not the original resource account specified in the target order. For example, the original resource account specified in the target order is Account 1, and the amount is 10,000, but the user mistakenly transferred 10,000 to Account 2. The user can use the target resource transfer option to transfer the 10,000 that was mistakenly transferred to Account 2 back to Account 1 specified in the target order. At the same time, since the 10,000 belonging to the user in Account 2 has already been transferred out, the marker information for this 10,000 needs to be deleted.

[0154] In this embodiment, the method further includes: hiding a target resource transfer option for the target resource. Because the target resource is equal to the original resource, after the target resource is transferred from the second resource account to the original resource account, there are no resources belonging to the first object in the second resource account, i.e., there are no resources available for use by the first object. Therefore, the target resource transfer option can be canceled to avoid displaying useless resource transfer options.

[0155] In this embodiment, when the target resource is equal to the original resource, in response to a second transfer operation triggered by the resource transfer option, the target resource is transferred from the second resource account to the original resource account, and a second resource transfer result is generated based on the target resource. This automatically identifies equivalent resources and triggers a rapid rollback, avoiding unnecessary resource occupation and improving overall resource transfer efficiency. Furthermore, deleting the tag information for the target resource enables dynamic resource monitoring and avoids subsequent operation conflicts caused by residual tags.

[0156] In one embodiment, when the target resource transfer information does not match the original resource transfer information, displaying a target resource transfer option for the target resource in the second resource account includes:

[0157] When the second resource account matches the original resource account, and the target resource is smaller than the original resource, a target resource transfer option is displayed for the target resource in the second resource account, and an original resource transfer option is displayed;

[0158] In response to a second transfer operation triggered for the target resource transfer option, a second resource transfer result obtained by performing resource transfer based on the original resource transfer information is displayed, including:

[0159] In response to a second transfer operation triggered for a target resource transfer option and a native resource transfer option, differential resources are transferred from a first resource account indicated by the native resource transfer option to a second resource account; differential resources are resources that differ between original resources and target resources; the target resources and differential resources in the second resource account are merged, and a second resource transfer result is generated and displayed based on the merged resources.

[0160] Specifically, when the second resource account matches the original resource account and the target resource is smaller than the original resource, the terminal displays a target resource transfer option for the target resource in the second resource account and displays a native resource transfer option. Furthermore, the terminal adds tag information to the target resource in the second resource account.

[0161] The first party may select both the target resource transfer option and the native resource transfer option to reinitiate a resource transfer for the target order. In response to the second transfer operation triggered for both the target resource transfer option and the native resource transfer option, the terminal may determine the difference between the original resource and the target resource, and transfer the difference from the first resource account indicated by the native resource transfer option to the second resource account.

[0162] The terminal merges the target resources and the difference resources transferred into the second resource account, and generates a second resource transfer result for the target order based on the merged resources.

[0163] like Figure 9 As shown, when the second resource account is the same as the original resource account, the target resource is 1000, and the original resource in the target order is 10,000, it means that the resource account transferred to the first object is correct, but the transferred resources are less than the resources required for the target order. Then, the target resource transfer option 902 for the target resource in the second resource account, that is, the "Balance in Wallet Payment 1000" option, is displayed. In addition, the original resource transfer options 904 such as the "Bank Card 1" option and the "Bank Card 2" option are displayed.

[0164] The first object can select the target resource transfer option 902 and the original resource transfer option 904 at the same time, for example, select the "Balance 1000 in Wallet Payment" option and the "Bank Card 1" option at the same time to initiate a combined payment for the target order through the two selected resource transfer channels. After the first object clicks to confirm the payment, the terminal calculates the difference between the original resource "10000" and the target resource "1000", and the difference "9000" is the difference resource. The difference resource "9000" can be transferred from the first resource account of the first object in "Bank Card 1" to the second resource account, and the "Balance 10000" indicated by the target resource transfer option 902 and the difference resource are merged as the resource "10000" required for the target order, thereby generating a second resource transfer result based on the merged resources.

[0165] In this embodiment, since the target resource is smaller than the original resource, the target resource mistakenly transferred to the second resource account does not meet the resources required by the target order. Therefore, in addition to displaying the target resource transfer option for the target resource, the native resource transfer option can also be displayed, so that the first object can combine the mistakenly transferred target resource with other resources of the first object to meet the resources required by the target order.

[0166] In one embodiment, when the target resource transfer information does not match the original resource transfer information, adding tag information to the target resource of the second resource account includes:

[0167] When the second resource account matches the original resource account and the target resource is smaller than the original resource, tag information is added to the target resource of the second resource account;

[0168] In response to a second transfer operation triggered for the target resource transfer option and the native resource transfer option, transferring the differential resource from the first resource account indicated by the native resource transfer option to the second resource account includes:

[0169] In response to a second transfer operation triggered for the target resource transfer option and the native resource transfer option, the marking information for the target resource is deleted, and the differential resource is transferred from the first resource account indicated by the native resource transfer option to the second resource account.

[0170] Specifically, when the second resource account matches the original resource account and the target resource is smaller than the original resource, indicating that the second resource account is the resource account indicated by the target order, but the transferred target resource is less than the resource required by the target order, the terminal displays a target resource transfer option for the target resource in the second resource account and displays an original resource transfer option. Furthermore, the terminal adds tag information to the target resource in the second resource account.

[0171] The first party may simultaneously select both the target resource transfer option and the native resource transfer option to reinitiate a resource transfer for the target order. In response to the second transfer operation triggered by both the target resource transfer option and the native resource transfer option, the terminal transfers the target resource from the second resource account to the original resource account. Furthermore, the terminal may determine the difference between the original resource and the target resource and transfer the difference from the first resource account indicated by the native resource transfer option to the original resource account.

[0172] The terminal merges the target resources and the difference resources transferred into the original resource account, and generates a second resource transfer result for the target order based on the merged resources.

[0173] In this embodiment, since the target resource is smaller than the original resource, the target resource mistakenly transferred to the second resource account does not meet the resources required by the target order. Therefore, in addition to displaying the target resource transfer option for the target resource, the native resource transfer option can also be displayed, so that the first object can combine the mistakenly transferred target resource with other resources of the first object to meet the resources required by the target order.

[0174] In one embodiment, when the target resource transfer information does not match the original resource transfer information, adding tag information to the target resource of the second resource account includes:

[0175] When the second resource account matches the original resource account and the target resource is larger than the original resource, tag information is added to the target resource of the second resource account;

[0176] The method also includes: in response to a second transfer operation triggered by a target resource transfer option, deleting tag information for the target resource, and adding tag information to the remaining resources in the target resource of the second resource account except the original resource; and generating a second resource transfer result based on the original resource.

[0177] Specifically, when the second resource account matches the original resource account and the target resource is greater than the original resource, it indicates that the second resource account is the resource account indicated by the target order, but the transferred target resource exceeds the resources required for the target order. In response to the second transfer operation triggered by the first object for the target resource transfer option, the terminal determines the original resource required for the target order from the target resources in the second resource account and determines the remaining resources in the target resource other than the original resource.

[0178] The terminal deletes the marking information for the target resource, transfers the determined original resource from the second resource account to the original resource account, and generates a second resource transfer result based on the original resource transferred to the original resource account.

[0179] The terminal adds marking information for the first object to the remaining resources in the second resource account, so as to record that the remaining resources in the second resource account belong to the first object.

[0180] In one embodiment, the method further includes: displaying a target resource transfer option for the remaining resources in the second resource account. The remaining resources and the target resource transfer option may be displayed in association.

[0181] In this embodiment, when the second resource account matches the original resource account, and the target resource is greater than the original resource, it means that the second resource account is the resource account indicated by the target order, but the transferred target resources exceed the resources required for the target order. In response to the second transfer operation triggered by the target resource transfer option, the original resources required for the target order are determined from the target resources of the second resource account, and the remaining resources other than the original resources are determined, so that the unused resources in the second resource account can be determined. The marking information for the target resource is deleted, the determined original resource is transferred from the second resource account to the original resource account, and the second resource transfer result is generated based on the original resource, so that the resources mistakenly transferred to the second resource account can be used directly to pay the target order without returning them. In addition, the marking information for the first object is added to the remaining resources to record which resources in the second resource account belong to the first object, so that the first object can continue to use it.

[0182] In one embodiment, when the target resource transfer information does not match the original resource transfer information, displaying a target resource transfer option for the target resource in the second resource account includes:

[0183] When the target resource transfer information does not match the original resource transfer information and the identity information of the first object is not queried, the identity authentication interface is displayed; in response to the verification operation on the identity authentication interface, the target resource transfer option for the target resource in the second resource account is displayed after the verification is passed.

[0184] The identity information of the first object includes at least one of the first object identifier and the first resource account number of the first object, but is not limited thereto.

[0185] Specifically, when the target resource transfer information does not match the original resource transfer information, the terminal may query the identity information of the first subject to verify the identity of the first subject. If the identity information of the first subject is not found, it indicates that the first resource account of the first subject may be used for the first time, and the terminal will display the identity authentication interface. The first subject can verify on the identity authentication interface. In response to the verification operation of the first subject, the terminal obtains and stores the identity information of the first subject to facilitate quick identity authentication next time.

[0186] After the verification is passed, the terminal may display a target resource transfer option for the target resource in the second resource account.

[0187] In this embodiment, when the identity information of the first object is queried, indicating that the identity authentication of the first object is passed, a target resource transfer option for the target resource in the second resource account is displayed.

[0188] In this embodiment, when the identity information of the first object is queried, indicating that the identity authentication of the first object is passed, tag information is added to the target resource of the second resource account.

[0189] In this embodiment, through the intelligent adaptation of a dynamic identity authentication mechanism and interface logic, transaction security is ensured while optimizing the user operation process. Identity information verification creates a dual security barrier, triggering the verification process when anomalies in resource transfer information are detected, effectively preventing unauthorized resource transfers. Furthermore, by establishing a flexible handling mechanism for abnormal scenarios and combining information verification with identity validation, this approach avoids direct transaction blocking due to simple information discrepancies while also preventing the security risks associated with indiscriminate transactions, achieving a precise balance between security protection and user experience.

[0190] In one embodiment, the method further comprises:

[0191] A resource return option for the target resource in the second resource account is displayed; and in response to a triggering operation on the resource return option, the target resource is transferred from the second resource account to the first resource account.

[0192] Specifically, when the target resource transfer information does not match the original resource transfer information, the terminal may further display a resource return option for the target resource in the second resource account. The first object may trigger the resource return option, and the terminal, in response to the triggering operation of the resource return option, transfers the target resource from the second resource account to the first resource account.

[0193] In this embodiment, the target resource transfer option and the resource return option can be displayed simultaneously or separately. Figure 10 As shown, when the target resource transfer information does not match the original resource transfer information, the terminal displays a target resource transfer option 1002 for the target resource in the second resource account and displays a resource return option 1004 for the target resource in the second resource account.

[0194] For example, when the target resource is larger than the original resource, a resource transfer option for the target resource in the second resource account is displayed. When the target resource is smaller than the original resource, a resource return option for the target resource in the escrow resource account is displayed.

[0195] In this embodiment, in the abnormal transaction scenario, a dual-path processing mode for abnormal transactions is constructed, and resource transfer and return options are displayed simultaneously when information verification does not match. In response to the triggering operation of the resource return option, the target resources are transferred from the second resource account to the first resource account. The efficiency of abnormal handling can be improved through active selection of user intention, thereby achieving efficiency in abnormal transaction processing.

[0196] In one embodiment, a resource transfer method is provided, which is applied to a terminal and includes:

[0197] On the first resource transfer interface of the first resource application, a first resource transfer option for the target order is displayed.

[0198] In response to a selection operation on the second resource transfer option in the first resource transfer option, original resource transfer information generated based on the target order is displayed on the first resource transfer interface.

[0199] In response to a triggering operation on the second resource application, a second resource transfer interface of the second resource application is displayed; in response to an information input operation triggered in the second resource transfer interface, input target resource transfer information is displayed.

[0200] In response to the first transfer operation triggered for the target resource transfer information, the first resource transfer result is displayed; the first resource transfer result is the result of transferring the target resource from the first resource account to the second resource account in the target resource transfer information, the first resource account belongs to the first object, and the second resource account belongs to the second object.

[0201] When the target resource transfer information does not match the original resource transfer information, the application jumps from the second resource application to the first resource application, and the first resource application displays resource abnormality prompt information for the target resource.

[0202] In response to a triggering operation on the resource abnormality prompt information, a target resource transfer option and a resource return option for the target resource in the second resource account are displayed on the first resource transfer interface, as well as a native resource transfer option.

[0203] In response to a second transfer operation triggered for the target resource transfer option, a second resource transfer result obtained by performing resource transfer based on the original resource transfer information is displayed.

[0204] Optionally, in response to a triggering operation on the resource return option, the target resource is transferred from the second resource account to the first resource account.

[0205] In one embodiment, an application scenario of a resource transfer method is provided, which is specifically applied to a resource transfer scenario between consumers and merchants. In this application scenario, the first object is a user, i.e., a consumer, and the original object in the original resource transfer information of the target order is a merchant. The first resource account is the consumer's account, and the second resource account is the merchant's account. In addition, the second resource account is the merchant's merchant custodian account at the custodian bank. The merchant custodian account is also called a bank custodian account or a fund supervision account. It is a special account provided by the bank for merchants or enterprises, mainly used for fund custody, transaction settlement and risk isolation. In the e-commerce platform scenario, the consumer's payment is temporarily deposited in the custodian account and settled to the seller after confirmation of receipt.

[0206] Custodian banks are commercial banks that provide fund custody services for specific industries (such as e-commerce, education and training, and the sharing economy). They ensure the security and compliance of transaction funds and prevent the risk of platform misappropriation or absconding. Merchant / platform transaction funds are held in a dedicated bank account (bank custodian account) and are kept separate from the platform's own funds.

[0207] The architecture diagram of the resource transfer method in this application scenario is as follows Figure 11 As shown, including:

[0208] 1. The user selects the first resource application to make a payment. Since the bank application the user wants to use does not have the ability to develop and call the first resource application, the user cannot directly select and call the bank application in the first resource application. In this case, the user can select the transfer payment method. The payment core of the first resource application generates raw resource transfer information based on the target order and then prompts the user at the cashier of the first resource application to transfer the money to the designated bank account.

[0209] 2. After the user switches to the required banking app or banking mini-program, they switch to the second resource app. According to the original resource transfer information prompted by the cashier of the first resource app, they fill in the postscript, specify the bank account number, amount, etc., obtain the second resource transfer information, and transfer the payment funds to the merchant's custodian bank account, that is, the target resource account.

[0210] 3. After the user completes the transfer, the custodian bank (the receiving custodian bank) confirms receipt of the transferred funds. After confirming the deposit, it notifies First Resource App of the funds' arrival.

[0211] Specifically, if Figure 12 As shown, the user displays first resource transfer options for the target order on the first resource application's first resource transfer interface 1200, such as "XX1 Bank," "XX2 Bank," "XX3 Bank," "XX4 Bank," and "Pay with other bank cards using transfer." When the user selects "Pay with other bank cards using transfer" option 1202, the terminal generates raw resource transfer information 1204 based on the target order and displays the raw resource transfer information 1204 on the first resource transfer interface 1200.

[0212] After the user clicks the "Select Payment Bank" control on the first resource transfer interface 1200, the terminal may display the available resource application identifiers, such as the first resource application identifier, the second resource application identifier, the third resource application identifier, and the fourth resource application identifier, on the desktop 1210.

[0213] The user clicks the second resource application icon, displaying the second resource transfer interface 1220 for the second resource application. In this interface, the user enters the required transfer information. For example, the user can enter the account name, account number, bank, amount, and a note, and obtain target resource transfer information 1222. After the user clicks the "Confirm Transfer" control and enters the payment password, the terminal transfers the amount "10,000" from the first resource account to the second resource account in the target resource transfer information 1222. Once the transfer is complete, the first resource transfer result 1224 is displayed.

[0214] 4. The First Resource Application Recognition Core checks the deposit account's bank deposit flow based on the deposit notification and analyzes the target resource transfer information in the flow, including the payer's account name, card number, and transfer remarks, to determine whether the target resource transfer information matches the original resource transfer information in the target order. If there is a mismatch, it is considered an error and the process proceeds to Step 5.1 or 5.2-5.3.

[0215] 5. Verify the user's identity information. After verification, proceed to step 6:

[0216] 5.1. Use the parsed card number information to query the user's trusted card list in the user center and match the user's identity information. If the query is successful, return the user ID to the first resource application.

[0217] 5.2. If the user's identity information is not found in step 5.1, this may be the user's first use of the card. Based on the user's note in the transaction record, the payment core order will be checked to obtain the user's ID, ID number, and other identity information. If the user did not enter a note this time, the payment core will use the payer's account name to check for orders with the same payer name within the past five minutes. A payment recall message will be sent to the user, prompting them to enter their ID number.

[0218] 5.3. Based on the ID number obtained in step 5.2, authentication is initiated using the payer's account name, ID number, card number and other identity information to confirm that the card number belongs to the payer. This is to authenticate the user and automatically synchronize the card number information to the user center for use in matching user identity information with the card number next time.

[0219] 6. After completing the user identity verification in step 5, initiate the account recharge to the user-merchant wallet center. That is, add tag information to the target resource in the second resource account to record that the target resource belongs to the user.

[0220] 7. The wallet system performs virtual accounting and records the funds that were mistakenly transferred to the merchant's escrow bank account into User 1's wallet. The user can directly use the balance for payment next time.

[0221] 8. After the user successfully transfers money in the bank app and returns to the First Resource App cashier, the First Resource App will prompt the user that a payment has been made into the wallet account and prompt the user whether to use the balance to make the payment.

[0222] 9. If the user chooses to pay with the balance, the cashier will query the account balance in the user-merchant dimension and return it to the cashier front end of the first resource application for prompting.

[0223] 10. If the wallet balance is greater than the current payment balance, the balance payment button can be selected.

[0224] 11. After the user selects balance payment, the balance payment based on the user's wallet is initiated.

[0225] 12. After the payment core determines that this payment is a balance payment, it requests the user-merchant wallet center to deduct the account amount.

[0226] 13. The user ID and merchant ID are matched to the wallet account, the payment amount is deducted, and the balance of User 1's wallet is reduced, while the amount recorded by Merchant M is increased. Since the corresponding merchant balance is already in the merchant's bank escrow account, the merchant can directly initiate a withdrawal after the process is completed.

[0227] like Figure 13 As shown, when it is detected that the payment target order requires an amount of 1,000, and the user transfers 10,000, indicating that the user has made an error, a resource exception prompt message 1226 is displayed on the first resource transfer interface 1220 of the first resource application to inform the user that a payment has entered the wallet account and prompt the user whether to use the remaining balance to pay. The user clicks on the resource exception prompt message 1226 to display the target resource transfer option 1228 for the target resource in the second resource account, and the available balance is displayed as 10,000. In addition, other bank card payment options 1230 and a balance refund option 1232 are also displayed.

[0228] When the balance is greater than or equal to the amount required for the target order, the user can choose to use the balance to pay. After the payment is completed, the second resource transfer result 1234 is displayed.

[0229] When the balance is less than the required amount for the target order, the user can choose to combine the balance with other bank cards for payment. The user can also choose to refund the balance to the original account.

[0230] In traditional transfer payment methods, when the user incorrectly fills in the remarks, amount or account number, resulting in the inability to match the payment order, causing the payment to be made by mistake, the transfer amount will be automatically returned to the original payment account based on the information of the caller.

[0231] In this embodiment, when an erroneous payment occurs, the erroneous amount and control panels for the erroneous amount are displayed, allowing the user to directly use the erroneously transferred resources and re-execute the correct resource transfer for the target order without having to wait for the erroneously transferred resources to be returned to the original resource account. Furthermore, the erroneously transferred resources are available for direct use by the user without having to be returned to the user's resource account, reducing the waste of computer resources caused by automatic resource returns.

[0232] In addition, other payment options can also be displayed, so that when the amount of the mistaken payment is not enough to pay the target order, other payment options and the mistaken payment amount can be selected for combined payment, thereby realizing multiple ways of using the mistaken payment amount and meeting different transfer needs.

[0233] Moreover, after the user triggers the target resource transfer option, the original resource transfer information of the target order can be automatically called to execute the resource transfer, without the user having to manually enter the resource transfer information again. This can avoid incorrect information caused by manual input by the user, thereby improving the accuracy and efficiency of resource transfer.

[0234] In this embodiment, a balance return option is also displayed for the user to operate, so that the user can choose to directly use the mistakenly transferred amount or return the mistakenly transferred amount, thereby realizing multiple ways of using the mistakenly transferred amount and meeting different transfer needs.

[0235] It should be understood that, although the various steps in the flowcharts involved in the various embodiments described above are displayed in sequence according to the instructions of the arrows, these steps are not necessarily executed in sequence in the order indicated by the arrows. Unless otherwise specified herein, there is no strict order restriction on the execution of these steps, and these steps can be executed in other orders. Moreover, at least a portion of the steps in the flowcharts involved in the various embodiments described above can include multiple steps or multiple stages, and these steps or stages are not necessarily executed and completed at the same time, but can be executed at different times, and the execution order of these steps or stages is not necessarily to be carried out in sequence, but can be executed in turn or alternately with other steps or at least a portion of steps or stages in other steps.

[0236] Based on the same inventive concept, the embodiments of the present application also provide a resource transfer device for implementing the resource transfer method involved above. The implementation solution provided by this device is similar to the implementation solution described in the above method. Therefore, the specific limitations in one or more resource transfer device embodiments provided below can be referred to the limitations of the resource transfer method above and will not be repeated here.

[0237] In one embodiment, Figure 14 As shown, a resource transfer device 1400 is provided, including:

[0238] The transfer information display module 1402 is used to display the input target resource transfer information in response to the information input operation; the target resource transfer information is input based on the original resource transfer information generated by the target order.

[0239] The first transfer result display module 1404 is used to display the first resource transfer result in response to the first transfer operation triggered for the target resource transfer information; the first resource transfer result is the result of transferring the target resource from the first resource account to the second resource account in the target resource transfer information, the first resource account belongs to the first object, and the second resource account belongs to the second object.

[0240] The transfer option display module 1406 is configured to display target resource transfer options for the target resource in the second resource account when the target resource transfer information does not match the original resource transfer information.

[0241] The second transfer result display module 1408 is configured to display a second resource transfer result obtained by performing resource transfer based on the original resource transfer information in response to a second transfer operation triggered for the target resource transfer option.

[0242] In one embodiment, the transfer option display module 1406 is also used to display resource exception prompt information for the target resource when the target resource transfer information does not match the original resource transfer information; and in response to the triggering operation of the resource exception prompt information, display the target resource transfer option for the target resource in the second resource account.

[0243] In one embodiment, the transfer information display module 1402 is also used to display a first resource transfer option for a target order in a first resource transfer interface of a first resource application; display original resource transfer information generated based on the target order in response to a selection operation of a second resource transfer option in the first resource transfer option; display a second resource transfer interface of a second resource application, and display the input target resource transfer information in response to an information input operation triggered in the second resource transfer interface.

[0244] In one embodiment, the transfer option display module 1406 is also used to jump from the second resource application to the first resource application when the target resource transfer information does not match the original resource transfer information, and display the target resource transfer option for the target resource in the second resource account on the first resource transfer interface.

[0245] In one embodiment, the apparatus further comprises:

[0246] The marking module is used to add marking information to the target resource of the second resource account when the target resource transfer information does not match the original resource transfer information; the marking information is used to record that the target resource in the second resource account belongs to the first object; and generate target resource transfer options for display based on the marking information.

[0247] In one embodiment, the original resource transfer information includes the original resource account and the original resource, and the target resource transfer information includes the second resource account and the target resource; the mismatch between the target resource transfer information and the original resource transfer information includes at least one of the following situations: the second resource account does not match the original resource account, and the target resource does not match the original resource.

[0248] In one embodiment, the marking module is also used to add marking information to the target resource of the second resource account when the second resource account does not match the original resource account; in response to a second transfer operation triggered by the target resource transfer option, delete the marking information for the target resource, transfer the target resource from the second resource account to the original resource account, and generate a second resource transfer result.

[0249] In one embodiment, when the second resource account does not match the original resource account, a native resource transfer option is also displayed; the marking module is also used to, when the target resource is smaller than the original resource, respond to the second transfer operation triggered by the target resource transfer option and the native resource transfer option, delete the marking information for the target resource, transfer the target resource from the second resource account to the original resource account, and transfer the differential resource from the first resource account indicated by the native resource transfer option to the original resource account; the differential resource is the resource that differs from the original resource and the target resource; the target resource and the differential resource in the original resource account are merged, and a second resource transfer result is generated based on the merged resource.

[0250] In one embodiment, the marking module is also used to, when the target resource is larger than the original resource, in response to a second transfer operation triggered for the target resource transfer option, determine the original resource and the remaining resources other than the original resource from the target resource of the second resource account, and delete the marking information for the target resource; transfer the determined original resource from the second resource account to the original resource account, and generate a second resource transfer result based on the original resource; and add marking information for the first object to the remaining resources.

[0251] In one embodiment, the transfer option display module 1406 is also used to display the target resources in the second resource account and the target resource transfer options for the target resources in the second resource account when the second resource account does not match the original resource account; and update the displayed target resources to the remaining resources in the second resource account.

[0252] In one embodiment, the marking module is further used to delete the marking information for the target resource in response to a second transfer operation triggered by the resource transfer option when the target resource is equal to the original resource; transfer the target resource from the second resource account to the original resource account, and generate a second resource transfer result based on the target resource.

[0253] In one embodiment, the transfer option display module 1406 is also used to display the target resource transfer option for the target resource in the second resource account and the native resource transfer option when the second resource account matches the original resource account and the target resource is smaller than the original resource; in response to the second transfer operation triggered for the target resource transfer option and the native resource transfer option, transfer the differential resource from the first resource account indicated by the native resource transfer option to the second resource account; the differential resource is the resource that is the difference between the original resource and the target resource; merge the target resource and the differential resource in the second resource account, generate a second resource transfer result based on the merged resource and display it.

[0254] In one embodiment, the marking module is also used to add marking information to the target resource of the second resource account when the second resource account matches the original resource account and the target resource is smaller than the original resource; in response to the second transfer operation triggered by the target resource transfer option and the native resource transfer option, delete the marking information for the target resource, and transfer the differential resource from the first resource account indicated by the native resource transfer option to the second resource account.

[0255] In one embodiment, the marking module is further used to add marking information to the target resource of the second resource account when the second resource account matches the original resource account and the target resource is larger than the original resource; in response to a second transfer operation triggered by the target resource transfer option, delete the marking information for the target resource and add marking information to the remaining resources in the target resource of the second resource account except the original resource; and generate a second resource transfer result based on the original resource.

[0256] In one embodiment, the apparatus further comprises:

[0257] a verification module, configured to display an identity verification interface when the target resource transfer information does not match the original resource transfer information and the identity information of the first object is not found;

[0258] The transfer option display module 1406 is further configured to respond to a verification operation on the identity authentication interface and display a target resource transfer option for the target resource in the second resource account after the verification is passed.

[0259] In one embodiment, the transfer option display module 1406 is also used to display a resource return option for the target resource in the second resource account when the target resource transfer information does not match the original resource transfer information; and in response to a triggering operation on the resource return option, transfer the target resource from the second resource account to the first resource account.

[0260] Each module in the resource transfer device can be implemented in whole or in part through software, hardware, or a combination thereof. Each module can be embedded in or independent of a processor in a computer device in the form of hardware, or can be stored in a memory in the computer device in the form of software, so that the processor can call and execute the corresponding operations of each module.

[0261] In one embodiment, a computer device is provided, which may be a terminal or a server. Taking the terminal as an example, its internal structure diagram may be as follows: Figure 15As shown. The computer device includes a processor, memory, an input / output interface, a communication interface, a display unit, and an input device. The processor, memory, and input / output interface are connected via a system bus, and the communication interface, display unit, and input device are connected to the system bus via the input / output interface. The processor of the computer device is used to provide computing and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system and a computer program. The internal memory provides an environment for the operation of the operating system and computer program in the non-volatile storage medium. The input / output interface of the computer device is used to exchange information between the processor and an external device. The communication interface of the computer device is used to communicate with an external terminal in a wired or wireless manner. The wireless manner can be achieved through WIFI, a mobile cellular network, NFC (near field communication), or other technologies. When the computer program is executed by the processor, it implements a resource transfer method. The display unit of the computer device is used to form a visually visible image, and can be a display screen, a projection device or a virtual reality imaging device. The display screen can be a liquid crystal display screen or an electronic ink display screen. The input device of the computer device can be a touch layer covering the display screen, or a button, trackball or touchpad set on the computer device casing, or an external keyboard, touchpad or mouse, etc.

[0262] Those skilled in the art will understand that Figure 15 The structure shown in the figure is only a block diagram of a part of the structure related to the solution of the present application, and does not constitute a limitation on the computer device to which the solution of the present application is applied. The specific computer device may include more or fewer components than shown in the figure, or combine certain components, or have a different component arrangement.

[0263] In one embodiment, a computer device is further provided, including a memory and a processor. The memory stores a computer program, and the processor implements the steps in the above method embodiments when executing the computer program.

[0264] In one embodiment, a computer-readable storage medium is provided, on which a computer program is stored. When the computer program is executed by a processor, the steps in the above-mentioned method embodiments are implemented.

[0265] In one embodiment, a computer program product is provided, including a computer program, which implements the steps in the above method embodiments when executed by a processor.

[0266] It should be noted that the user information (including but not limited to user device information, user personal information, etc.) and data (including but not limited to data used for analysis, stored data, displayed data, etc.) involved in this application are all information and data authorized by the user or fully authorized by all parties, and the collection, use and processing of relevant data must comply with the relevant laws, regulations and standards of relevant countries and regions.

[0267] Those skilled in the art will appreciate that all or part of the processes in the above-mentioned embodiments can be implemented by instructing the relevant hardware through a computer program. The computer program can be stored in a non-volatile computer-readable storage medium. When the computer program is executed, it can include the processes of the above-mentioned embodiments. In particular, any reference to memory, database, or other media used in the embodiments provided in this application can include at least one of non-volatile and volatile memory. Non-volatile memory can include read-only memory (ROM), magnetic tape, floppy disk, flash memory, optical memory, high-density embedded non-volatile memory, resistive random access memory (ReRAM), magnetic random access memory (MRAM), ferroelectric random access memory (FRAM), phase change memory (PCM), graphene memory, etc. Volatile memory can include random access memory (RAM) or external cache memory, etc. By way of illustration and not limitation, RAM can take various forms, such as static random access memory (SRAM) or dynamic random access memory (DRAM). The databases involved in the various embodiments provided herein may include at least one of a relational database and a non-relational database. Non-relational databases may include, but are not limited to, blockchain-based distributed databases. The processors involved in the various embodiments provided herein may be, but are not limited to, general-purpose processors, central processing units (CPUs), graphics processors (GPUs), digital signal processors (DSPs), programmable logic units (PLCs), data processing logic units (DPLs), and the like.

[0268] The technical features of the above embodiments can be combined arbitrarily. To make the description concise, not all possible combinations of the technical features in the above embodiments are described. However, as long as there is no contradiction in the combination of these technical features, they should be considered to be within the scope of this specification.

[0269] The above-described embodiments merely represent several implementation methods of the present application. While the descriptions are relatively specific and detailed, they should not be construed as limiting the scope of the present application. It should be noted that a person of ordinary skill in the art may make various modifications and improvements without departing from the spirit of the present application, and these modifications and improvements fall within the scope of protection of the present application. Therefore, the scope of protection of the present application shall be determined by the appended claims.

Claims

1. A resource transfer method, characterized in that: The method comprises: In response to the information input operation, the input target resource transfer information is displayed; the target resource transfer information is input based on the original resource transfer information generated by the target order; In response to a first transfer operation triggered for the target resource transfer information, displaying a first resource transfer result; the first resource transfer result is a result of transferring the target resource from a first resource account to a second resource account in the target resource transfer information, the first resource account belonging to a first object, and the second resource account belonging to a second object; When the target resource transfer information does not match the original resource transfer information, displaying a target resource transfer option for the target resource in the second resource account; In response to a second transfer operation triggered for the target resource transfer option, a second resource transfer result obtained by performing resource transfer based on the original resource transfer information is displayed.

2. The method according to claim 1, characterized in that When the target resource transfer information does not match the original resource transfer information, displaying a target resource transfer option for the target resource in the second resource account includes: When the target resource transfer information does not match the original resource transfer information, displaying resource abnormality prompt information for the target resource; In response to a triggering operation on the resource abnormality prompt information, a target resource transfer option for the target resource in the second resource account is displayed.

3. The method according to claim 1, characterized in that The step of displaying the input target resource transfer information in response to the information input operation includes: On the first resource transfer interface of the first resource application, a first resource transfer option for the target order is displayed; In response to a selection operation of a second resource transfer option in the first resource transfer options, displaying original resource transfer information generated based on the target order; A second resource transfer interface of the second resource application is displayed, and in response to an information input operation triggered in the second resource transfer interface, input target resource transfer information is displayed.

4. The method according to claim 3, characterized in that When the target resource transfer information does not match the original resource transfer information, displaying a target resource transfer option for the target resource in the second resource account includes: When the target resource transfer information does not match the original resource transfer information, the application is redirected from the second resource application to the first resource application, and a target resource transfer option for the target resource in the second resource account is displayed on the first resource transfer interface.

5. The method according to claim 1, wherein The method further comprises: When the target resource transfer information does not match the original resource transfer information, adding tag information to the target resource of the second resource account; the tag information is used to record that the target resource in the second resource account belongs to the first object; A target resource transfer option is generated for display based on the tag information.

6. The method according to claim 5, characterized in that The original resource transfer information includes the original resource account and the original resource, and the target resource transfer information includes the second resource account and the target resource; the mismatch between the target resource transfer information and the original resource transfer information includes at least one of the following situations: the second resource account does not match the original resource account, and the target resource does not match the original resource.

7. The method according to claim 6, characterized in that When the target resource transfer information does not match the original resource transfer information, adding tag information to the target resource of the second resource account includes: When the second resource account does not match the original resource account, adding tag information to the target resource of the second resource account; The method further comprises: In response to a second transfer operation triggered for the target resource transfer option, the marking information for the target resource is deleted, the target resource is transferred from the second resource account to the original resource account, and a second resource transfer result is generated.

8. The method according to claim 7, characterized in that When the second resource account does not match the original resource account, a native resource transfer option is further displayed; in response to the second transfer operation triggered for the target resource transfer option, tag information for the target resource is deleted, the target resource is transferred from the second resource account to the original resource account, and a second resource transfer result is generated, including: When the target resource is smaller than the original resource, in response to a second transfer operation triggered by the target resource transfer option and the native resource transfer option, deleting the tag information for the target resource, transferring the target resource from the second resource account to the original resource account, and transferring a difference resource from the first resource account indicated by the native resource transfer option to the original resource account; the difference resource being the difference between the original resource and the target resource; The target resource and the difference resource in the original resource account are merged, and a second resource transfer result is generated based on the merged resources.

9. The method according to claim 7, characterized in that The second transfer operation triggered in response to the target resource transfer option, deleting the tag information for the target resource, transferring the target resource from the second resource account to the original resource account, and generating a second resource transfer result, includes: When the target resource is larger than the original resource, in response to a second transfer operation triggered for the target resource transfer option, determining the original resource and remaining resources other than the original resource from the target resources of the second resource account, and deleting the marking information for the target resource; Transferring the determined original resource from the second resource account to the original resource account, and generating a second resource transfer result based on the original resource; Adding marking information for the first object to the remaining resources.

10. The method according to claim 9, characterized in that When the target resource transfer information does not match the original resource transfer information, displaying a target resource transfer option for the target resource in the second resource account includes: When the second resource account does not match the original resource account, displaying the target resource in the second resource account and a target resource transfer option for the target resource in the second resource account; The method further comprises: The displayed target resources are updated to the remaining resources in the second resource account.

11. The method according to claim 7, characterized in that The second transfer operation triggered in response to the target resource transfer option, deleting the tag information for the target resource, transferring the target resource from the second resource account to the original resource account, and generating a second resource transfer result, includes: When the target resource is equal to the original resource, in response to a second transfer operation triggered by the resource transfer option, deleting the marking information for the target resource; The target resource is transferred from the second resource account to the original resource account, and a second resource transfer result is generated based on the target resource.

12. The method according to claim 6, characterized in that When the target resource transfer information does not match the original resource transfer information, displaying a target resource transfer option for the target resource in the second resource account includes: When the second resource account matches the original resource account and the target resource is smaller than the original resource, displaying a target resource transfer option for the target resource in the second resource account and displaying a native resource transfer option; The displaying, in response to the second transfer operation triggered for the target resource transfer option, of a second resource transfer result obtained by performing resource transfer based on the original resource transfer information, includes: In response to a second transfer operation triggered for the target resource transfer option and the native resource transfer option, a differential resource is transferred from the first resource account indicated by the native resource transfer option to the second resource account; the differential resource is a resource that is a difference between the original resource and the target resource; The target resource and the difference resource in the second resource account are merged, and a second resource transfer result is generated based on the merged resources and displayed.

13. The method according to claim 12, characterized in that When the target resource transfer information does not match the original resource transfer information, adding tag information to the target resource of the second resource account includes: When the second resource account matches the original resource account and the target resource is smaller than the original resource, adding tag information to the target resource of the second resource account; The transferring of the differential resources from the first resource account indicated by the native resource transfer option to the second resource account in response to the second transfer operation triggered for the target resource transfer option and the native resource transfer option includes: In response to a second transfer operation triggered for the target resource transfer option and the native resource transfer option, the marking information for the target resource is deleted, and differential resources are transferred from the first resource account indicated by the native resource transfer option to the second resource account.

14. The method according to claim 6, characterized in that When the target resource transfer information does not match the original resource transfer information, adding tag information to the target resource of the second resource account includes: When the second resource account matches the original resource account and the target resource is larger than the original resource, adding tag information to the target resource of the second resource account; The method further comprises: In response to a second transfer operation triggered by the target resource transfer option, deleting the marking information for the target resource, and adding marking information to the remaining resources in the target resources of the second resource account except the original resource; A second resource transfer result is generated based on the original resource.

15. The method according to claim 1, wherein When the target resource transfer information does not match the original resource transfer information, displaying a target resource transfer option for the target resource in the second resource account includes: When the target resource transfer information does not match the original resource transfer information and the identity information of the first object is not found, displaying an identity authentication interface; In response to the verification operation on the identity authentication interface, a target resource transfer option for the target resource in the second resource account is displayed after the verification is passed.

16. The method according to any one of claims 1 to 15, characterized in that The method further comprises: Displaying a resource return option for the target resource in the second resource account; In response to a triggering operation on the resource return option, the target resource is transferred from the second resource account to the first resource account.

17. A resource transfer device, characterized in that: The device comprises: A transfer information display module, configured to display input target resource transfer information in response to an information input operation; the target resource transfer information is input based on original resource transfer information generated based on a target order; a first transfer result display module configured to display a first resource transfer result in response to a first transfer operation triggered for the target resource transfer information; the first resource transfer result being a result of transferring the target resource from a first resource account to a second resource account in the target resource transfer information, the first resource account belonging to a first object, and the second resource account belonging to a second object; a transfer option display module, configured to display a target resource transfer option for the target resource in the second resource account when the target resource transfer information does not match the original resource transfer information; The second transfer result display module is configured to display a second resource transfer result obtained by performing resource transfer based on the original resource transfer information in response to a second transfer operation triggered for the target resource transfer option.

18. A computer device comprising a memory and a processor, wherein the memory stores a computer program, wherein: When the processor executes the computer program, the steps of the method according to any one of claims 1 to 16 are implemented.

19. A computer-readable storage medium having a computer program stored thereon, characterized in that: When the computer program is executed by a processor, the steps of the method according to any one of claims 1 to 16 are implemented.

20. A computer program product comprising a computer program, characterized in that When the computer program is executed by a processor, the steps of the method according to any one of claims 1 to 16 are implemented.

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