Virtual resource hosting service processing method, device and equipment and readable storage medium

Abstract

The invention relates to a virtual resource hosting service processing method and device, equipment and a readable storage medium. The method comprises the steps of generating a virtual resource trusteeship service instruction under the condition that a virtual resource trusteeship instruction initiated by a user and standard data used for determining virtual resource delivery data and a virtual resource ownership transfer result are detected, and responding to the virtual resource trusteeship service instruction, and performing identity verification on the user according to the account parameter of the user, performing supervision and auditing on the virtual resource hosting instruction according to a preset white list parameter and an accounting parameter under the condition that the identity verification is passed, and hosting the virtual resource of the user according to the virtual resource hosting instruction under the condition that the supervision and auditing are passed. According to the technical scheme, under the condition that the instruction and the standard data exist at the same time, the execution process of the virtual resource trusteeship instruction is executed, the end-to-end straight-through flow is guaranteed, service breakpoints caused by insufficient data are avoided, and therefore the processing efficiency of virtual resource trusteeship services is improved.

Description

TECHNICAL FIELD

[0001] The present application relates to the technical field of data processing and process optimization, and particularly relates to a virtual resource hosting business processing method and device, computer equipment, computer readable storage medium and computer program product. BACKGROUND

[0002] With the rapid development of technology, the growing data volume and the increasingly high time efficiency requirement of customers, the traditional bank hosting business is facing great challenges. As an independent third party, the hosting bank provides the most important financial service, i.e. handling the fund transfer and settlement of the customer's hosting account, and ensuring the compliance of the transaction process. The existing hosting system has a long business process in the fund transfer and settlement process. Each process link is manually connected, such as manual file receiving processing, manual data clearing operation, manual business instruction handling and manual supervision, etc. The overall business execution time is long, a large number of human resources are needed, the operation efficiency is relatively low, and there is a large operation risk.

[0003] The instruction process of the traditional bank hosting business requires to continuously improve the transfer efficiency to improve customer satisfaction on the basis of ensuring the controllable risk of the instruction transfer and the operation compliance, and under the background of the continuous growth of business data. However, the current virtual resource hosting business processing method has the problem of low processing efficiency. SUMMARY

[0004] Therefore, it is necessary to provide a virtual resource hosting business processing method, device, computer equipment, computer readable storage medium and computer program product capable of improving the business processing efficiency in view of the above technical problems.

[0005] In a first aspect, the present application provides a virtual resource hosting business processing method, comprising:

[0006] generating a virtual resource hosting business instruction in the case of detecting a virtual resource hosting instruction initiated by a user and standard data for determining virtual resource delivery data and virtual resource ownership transfer result;

[0007] performing identity verification on the user according to the account parameters of the user in response to the virtual resource hosting business instruction;

[0008] performing supervision and auditing on the virtual resource hosting instruction according to the pre-set whitelist parameters and accounting parameters in the case of passing the identity verification;

[0009] hosting the virtual resource of the user according to the virtual resource hosting instruction in the case of passing the supervision and auditing.

[0010] In one embodiment, the virtual resource hosting service instruction is generated in the case that the user-initiated virtual resource hosting instruction and the standard data used for determining the virtual resource delivery data and the virtual resource ownership transfer result are detected, including:

[0011] The virtual resource hosting instruction is acquired, and an instruction monitoring record is generated according to the virtual resource hosting instruction;

[0012] The standard data is acquired, and a data monitoring record is generated based on the standard data;

[0013] In the case that the instruction monitoring record and the data monitoring record exist simultaneously, the virtual resource hosting service instruction is generated.

[0014] In one embodiment, the data monitoring record is generated based on the standard data, including:

[0015] The standard data is processed according to a pre-set data processing rule;

[0016] The data monitoring record is generated according to the processed standard data.

[0017] In one exemplary embodiment, the method further includes:

[0018] In the case that the virtual resource hosting is completed, the instruction monitoring record and the data monitoring record are updated, and an accounting voucher is generated and returned to the user terminal.

[0019] In one embodiment, the method further includes:

[0020] In the case that the identity verification fails, a hosting prompt information is generated;

[0021] The hosting prompt information is sent to the user terminal; the user terminal is used for hosting the virtual resource of the user according to the hosting prompt information.

[0022] In one embodiment, the method further includes:

[0023] In the case that the supervision audit fails, a supervision audit prompt information is generated;

[0024] The supervision audit prompt information is sent to the user terminal; the user terminal is used for supervising and auditing the virtual resource hosting instruction based on the supervision audit prompt information.

[0025] In a second aspect, the application further provides a virtual resource hosting service processing device, including:

[0026] An instruction generation module is configured to generate a virtual resource hosting service instruction in the case that a user-initiated virtual resource hosting instruction and standard data used for determining virtual resource delivery data and a virtual resource ownership transfer result are detected.

[0027] an identity verification module, configured to perform identity verification on the user according to account parameters of the user in response to the virtual resource hosting service instruction;

[0028] a supervision and auditing module, configured to perform supervision and auditing on the virtual resource hosting instruction according to pre-set whitelist parameters and accounting parameters in a case where the identity verification is passed;

[0029] a resource hosting module, configured to host virtual resources of the user according to the virtual resource hosting instruction in a case where the supervision and auditing is passed.

[0030] In a third aspect, the present application further provides a computer device, comprising a memory and a processor, the memory stores a computer program, and the processor implements the following steps when executing the computer program:

[0031] generating a virtual resource hosting service instruction in a case where a virtual resource hosting instruction initiated by the user and standard data used for determining virtual resource delivery data and a virtual resource ownership transfer result are detected;

[0032] performing identity verification on the user according to account parameters of the user in response to the virtual resource hosting service instruction;

[0033] performing supervision and auditing on the virtual resource hosting instruction according to pre-set whitelist parameters and accounting parameters in a case where the identity verification is passed;

[0034] hosting virtual resources of the user according to the virtual resource hosting instruction in a case where the supervision and auditing is passed.

[0035] In a fourth aspect, the present application further provides a computer readable storage medium, which stores a computer program, and the computer program is executed by a processor to implement the following steps:

[0036] generating a virtual resource hosting service instruction in a case where a virtual resource hosting instruction initiated by the user and standard data used for determining virtual resource delivery data and a virtual resource ownership transfer result are detected;

[0037] performing identity verification on the user according to account parameters of the user in response to the virtual resource hosting service instruction;

[0038] performing supervision and auditing on the virtual resource hosting instruction according to pre-set whitelist parameters and accounting parameters in a case where the identity verification is passed;

[0039] hosting virtual resources of the user according to the virtual resource hosting instruction in a case where the supervision and auditing is passed.

[0040] Fifthly, this application also provides a computer program product, including a computer program that, when executed by a processor, performs the following steps:

[0041] Upon detecting a user-initiated virtual resource hosting instruction and standard data used to determine virtual resource delivery data and virtual resource ownership transfer results, a virtual resource hosting service instruction is generated.

[0042] In response to virtual resource hosting service instructions, the system verifies the user's identity based on the user's account parameters.

[0043] Once identity verification is successful, the virtual resource hosting instructions are monitored and audited based on pre-set whitelist parameters and accounting parameters.

[0044] Under supervision and audit, the user's virtual resources are managed in accordance with the virtual resource hosting instructions.

[0045] The aforementioned virtual resource hosting service processing method, apparatus, computer equipment, computer-readable storage medium, and computer program product, upon detecting a user-initiated virtual resource hosting instruction and standard data used to determine virtual resource delivery data and virtual resource ownership transfer results, generate a virtual resource hosting service instruction. In response to the instruction, the user's identity is verified based on account parameters. If the identity verification is successful, the instruction is supervised and reviewed according to pre-set whitelist parameters and accounting parameters. If the supervision and review pass, the user's virtual resources are hosted according to the instruction. Through a two-way instruction-data matching mechanism, the execution of the virtual resource hosting instruction only proceeds when relevant information exists simultaneously in the system, ensuring a seamless end-to-end process and avoiding business interruptions due to insufficient data, thereby improving the processing efficiency of the virtual resource hosting service. Attached Figure Description

[0046] To more clearly illustrate the technical solutions in the embodiments of this application or related technologies, the drawings used in the description of the embodiments of this application or related technologies will be briefly introduced below. Obviously, the drawings described below are only some embodiments of this application. For those skilled in the art, other related drawings can be obtained based on these drawings without creative effort.

[0047] Figure 1 This is an application environment diagram of a virtual resource hosting service processing method in one embodiment;

[0048] Figure 2 This is a flowchart illustrating a virtual resource hosting service processing method in one embodiment;

[0049] Figure 3 This is a module structure diagram in the active authorization mode of one embodiment;

[0050] Figure 4 This is a module structure diagram in the non-active authorization mode of another embodiment;

[0051] Figure 5 This is a flowchart illustrating a virtual resource hosting service processing method under the active authorization mode in one embodiment;

[0052] Figure 6 This is a flowchart illustrating a virtual resource hosting service processing method under a non-active authorization mode in one embodiment.

[0053] Figure 7 This is a flowchart illustrating a virtual resource hosting service processing method in a non-active authorization mode, as shown in another embodiment.

[0054] Figure 8 This is a structural block diagram of a virtual resource hosting service processing device in one embodiment;

[0055] Figure 9 This is an internal structural diagram of a computer device in one embodiment. Detailed Implementation

[0056] To make the objectives, technical solutions, and advantages of this application clearer, the following detailed description is provided in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative and not intended to limit the scope of this application.

[0057] The virtual resource hosting service processing method provided in this application embodiment can be applied to, for example, Figure 1In the application environment shown, user terminal 102 communicates with server 104 via a network. A data storage system can store the data that server 104 needs to process. The data storage system can be integrated onto server 104 or placed on a cloud or other network server. Upon detecting a virtual resource hosting instruction initiated by the user on user terminal 102 and standard data used to determine virtual resource delivery data and the result of virtual resource ownership transfer, server 104 generates a virtual resource hosting service instruction. In response to the instruction, server 104 verifies the user's identity based on account parameters. If the identity verification is successful, server 104 supervises and reviews the virtual resource hosting instruction based on pre-set whitelist parameters and accounting parameters. Finally, if the supervision and review are successful, server 104 hosts the user's virtual resources according to the virtual resource hosting instruction. User terminal 102 can be, but is not limited to, various personal computers, laptops, smartphones, tablets, IoT devices, and portable wearable devices. IoT devices can include smart speakers, smart TVs, smart air conditioners, smart in-vehicle devices, projection devices, etc. Portable wearable devices can include smartwatches, smart bracelets, head-mounted devices, etc. Headset devices can be virtual reality (VR) devices, augmented reality (AR) devices, smart glasses, etc. Server 104 can be a standalone physical server, a server cluster or distributed system composed of multiple physical servers, or a cloud server providing cloud computing services.

[0058] In one exemplary embodiment, such as Figure 2 As shown, a virtual resource hosting service processing method is provided, which is applied to... Figure 1 Taking server 104 as an example, the explanation includes the following steps S201 to S204. Wherein:

[0059] Step S201: Upon detecting a user-initiated virtual resource hosting instruction and standard data used to determine virtual resource delivery data and virtual resource ownership transfer results, a virtual resource hosting service instruction is generated.

[0060] Among them, virtual resource delivery data can be understood as a set of billing data generated during the delivery or replacement of virtual resources, which may include delivery unit price and total delivery price, etc. Virtual resource ownership transfer result can be understood as the transfer information of the ownership corresponding to the virtual resource, which can be understood as the data delivery result. Virtual resource hosting business instruction can be understood as the guiding instruction to initiate subsequent hosting in the server.

[0061] For example, when a user initiates a virtual resource hosting instruction through user terminal 102 and the server 104 receives the virtual resource delivery data and the standard data used to determine the virtual resource transfer results, the server 104 generates a corresponding virtual resource hosting service instruction.

[0062] Step S202: In response to the virtual resource hosting service instruction, verify the user's identity based on the user's account parameters.

[0063] Account parameters can be understood as configurable attributes, constraints, and behavioral rules related to an account. They are used to define the account's identity, permissions, resource quotas, billing rules, etc. in the system. These parameters may include the administrator, portfolio, account type, account number, account name, whether it is a local or foreign bank, large-value payment number, opening bank, brokerage firm, trading unit, account status, and other parameters.

[0064] Optionally, under the instruction of the virtual resource hosting service, the server 104 can determine the corresponding configuration account parameters from the pre-configured parameters based on the user identifier carried in the virtual resource service instruction, and compare the configuration account parameters with the user's account parameters to verify the user's identity.

[0065] Step S203: If the identity verification is successful, the virtual resource hosting instruction is supervised and audited according to the pre-set whitelist parameters and accounting parameters.

[0066] Among them, whitelist parameters can be understood as a set of parameters that are allowed to be passed, accessed or executed in the system, which may include: administrator, combination type, combination, instruction type, accounting date, date type, working day market, effective date, expiration date, hierarchical code and other parameters; accounting parameters can be understood as a set of configurable attributes used to calculate, summarize and verify indicators such as resource usage, cost, performance and so on, simulating the quantitative indicator information corresponding to the virtual resource hosting instruction execution system.

[0067] For example, if the configured account parameters are the same as the user's account parameters, it is determined that the user has passed the identity verification, and the supervisory indicator calculation for the virtual resource hosting instruction is performed according to the pre-set whitelist parameters and accounting parameters to obtain the supervisory indicator data corresponding to the virtual resource hosting instruction. Finally, the supervisory indicator data is compared with the pre-set supervisory indicator threshold.

[0068] Step S204: If the supervision and audit are passed, the user's virtual resources are hosted according to the virtual resource hosting instruction.

[0069] Optionally, if the relationship between the monitoring indicator data and the monitoring indicator threshold meets the system's operational requirements, the virtual resource hosting instruction is deemed to have passed the monitoring review, and the payment is executed according to the virtual resource hosting instruction, while simultaneously generating accounting vouchers.

[0070] In the aforementioned virtual resource hosting service processing method, upon detecting a user-initiated virtual resource hosting instruction and standard data used to determine virtual resource delivery data and virtual resource ownership transfer results, a virtual resource hosting service instruction is generated. In response to the instruction, the user's identity is verified based on account parameters. If the identity verification passes, the virtual resource hosting instruction is supervised and reviewed according to pre-set whitelist and accounting parameters. If the supervision and review pass, the user's virtual resources are hosted according to the instruction. Through a two-way matching mechanism between instructions and data, the execution of the virtual resource hosting instruction only proceeds when relevant information exists simultaneously in the system. This ensures a seamless end-to-end process, avoids business interruptions due to insufficient data, and thus improves the processing efficiency of the virtual resource hosting service.

[0071] In one embodiment, upon detecting a user-initiated virtual resource hosting instruction and standard data used to determine virtual resource delivery data and virtual resource ownership transfer results, a virtual resource hosting service instruction is generated, including: acquiring the virtual resource hosting instruction and generating an instruction monitoring record based on the virtual resource hosting instruction; acquiring the standard data and generating a data monitoring record based on the standard data; and generating a virtual resource hosting service instruction when both the instruction monitoring record and the data monitoring record exist simultaneously.

[0072] Among them, data monitoring records can be understood as records of continuous monitoring of standard data, which may include the specific content, trend of change, and timestamp of the standard data; instruction monitoring records can be understood as records of continuous monitoring of instructions, which may include the specific content of the instruction, the result of instruction execution, the timestamp, and the effect of instruction execution.

[0073] For example, server 104 receives a virtual resource hosting instruction sent by the user through user terminal 102, generates a corresponding instruction monitoring record upon receiving the instruction, acquires standard data, generates a corresponding data monitoring record upon the arrival of the standard data at server 104, and generates a virtual resource hosting service instruction when both the instruction monitoring record and the data monitoring record exist simultaneously. This bidirectional driving force of data and instructions ensures the completeness of the conditions for initiating subsequent hosting processes, thereby improving the processing accuracy of the virtual resource hosting service.

[0074] In one embodiment, generating data monitoring records based on standard data includes: processing the standard data according to pre-set data processing rules; and generating data monitoring records based on the processed standard data.

[0075] Among them, data processing rules can be understood as the relevant standards for data preprocessing, which may include basic data processing operations such as timestamp alignment and outlier filtering.

[0076] Optionally, after the standard data reaches server 104, server 104 performs a series of data preprocessing operations on the standard data according to pre-set data processing rules, such as timestamp alignment and outlier filtering, and generates corresponding data monitoring records based on the processed standard data. By performing data preprocessing on the standard data, the accuracy and effectiveness of the standard data are improved, thereby improving the effectiveness of the generated data monitoring records.

[0077] In one exemplary embodiment, the method further includes: updating instruction monitoring records and data monitoring records upon completion of virtual resource hosting, and generating accounting vouchers and returning them to the user terminal.

[0078] Accounting vouchers can be understood as verifiable and traceable accounting information that records virtual resource hosting business.

[0079] For example, upon completion of virtual resource hosting, the system may exhibit two states: successful hosting and hosting failure. Server 104 returns the execution results and effects of the updated command monitoring records, as well as the virtual resource handover data and ownership transfer results in the updated data monitoring records. Simultaneously, corresponding accounting vouchers are generated for the aforementioned virtual resource hosting and returned to the user terminal 102. By promptly updating the data monitoring records and command monitoring records, the system's timeliness is ensured, and the generation of corresponding accounting vouchers facilitates traceability of the relevant processes, guaranteeing the transparency of the hosting process and thus ensuring the user's asset security.

[0080] In one embodiment, the method further includes: generating a hosting prompt message if identity verification fails; sending the hosting prompt message to the user terminal; and using the user terminal to host the user's virtual resources according to the hosting prompt message.

[0081] The hosting notification can be understood as an instruction to execute virtual resource hosting.

[0082] Optionally, if the configured account parameters differ from the user's account, server 104 determines that the user's identity verification failed, generates a hosting prompt message, and sends the hosting prompt message to user terminal 102 to prompt relevant personnel to perform manual operations. The relevant personnel then host the user's virtual resources on user terminal 102 according to the hosting prompt message. In cases where the automated process cannot be initiated, timely generation of prompt messages and sending them to the user terminal to initiate manual operation ensures the timeliness of virtual resource hosting services and improves the user's service experience.

[0083] In one embodiment, the method further includes: generating a supervision and audit prompt message if the supervision and audit fails; sending the supervision and audit prompt message to the user terminal; and using the user terminal to supervise and audit the virtual resource hosting instruction based on the supervision and audit prompt message.

[0084] Among them, the supervision and audit prompt information can be understood as the instruction to supervise and audit the execution of instructions.

[0085] For example, if the relationship between the monitoring indicator data and the monitoring indicator threshold of a virtual resource hosting instruction does not meet the system's operational requirements, server 104 generates a monitoring and review prompt message and sends it to user terminal 102 to remind relevant personnel to conduct manual monitoring and review of the instruction. If the monitoring and review is successful, a message indicating that the monitoring and review has passed is sent to server 104, thus initiating the virtual resource hosting instruction into the subsequent processing flow. By adding manual review in cases where the monitoring and review fails, the thoroughness of the review process for virtual resource hosting instructions is ensured, improving the user's service experience.

[0086] In one exemplary embodiment, the parameterized configuration and data-driven STP straight-through process method is an operational business process handling approach that combines flexibility and data insights. It is mainly divided into proactive authorization (module structure as follows...). Figure 3 (as shown) and non-active authorization mode (module structure as shown) Figure 4 As shown in the figure, the specific implementation is as follows:

[0087] (1) Data-driven business process construction:

[0088] Data Mapping and Penetration: Establish a direct mapping relationship between business processes and data, penetrating all application layers of the system to enable data to directly support process analysis. For example: In the file receiving and data processing stage, establish a mapping relationship for the data files that product instructions depend on, and strongly bind the instruction type with the data clearing operation to complete the processing of business data with minimal resource consumption; before entering the product instruction processing stage, penetrate the multi-layer application of instruction processing and file data processing to open up the data processing flow, and automatically enter the product instruction processing stage after the file data processing is completed; in the product instruction processing stage, configure the verification mapping relationship between instruction data and clearing business data to realize a fully automated process of instruction handling, supervision and review, and payment, while automatically identifying risky instructions and implementing manual processing.

[0089] (2) Data acquisition and processing:

[0090] The existing data receiving operations are aggregated to collect various types of data during the operation of business processes, including process execution time and processing results. This enables the hierarchical classification of the files required for business instructions, providing a data foundation for subsequent process-driven implementation.

[0091] (3) Parametric configuration design:

[0092] Identify key parameters for each stage of the business process, provide a parameter configuration management interface, allowing users to intuitively set and modify parameters through the interface, record parameter change history, and ensure the traceability and stability of the process.

[0093] For example, data acquisition parameters include: automatic file acquisition and reception time, automatic clearing job type, and monitoring and verification parameters;

[0094] For example, parameters for proactive authorization include: manager, combination type, combination, instruction generation time, instruction type, accounting date, payment date, date type, working day market, whether to postpone payment, effective date, and expiration date.

[0095] For example, parameters that are not actively authorized include: administrator, portfolio type, portfolio, instruction type, accounting date, date type, working day market, effective date, expiration date, hierarchical code, etc.

[0096] Account parameters include: manager, portfolio, account type, account number, account name, whether it is a local or foreign bank, large-value payment number, opening bank, brokerage firm, trading unit, account status, etc.

[0097] (4) Automated process driven:

[0098] Based on the previously established business processes and data models, automated execution of business processes is achieved through methods such as timed triggering and message mechanisms. Process tasks are automatically triggered according to parameter configurations and data-driven results, realizing fully automated processing of business instructions and reducing manual intervention. This is mainly divided into two modes: proactive authorization mode and non-proactive authorization mode. The technical solutions for these two modes are described in detail below:

[0099] The active authorization mode process, such as Figure 5 As shown, based on customer authorization and after configuring corresponding parameters according to product type and instruction scenario, corresponding instructions are generated on a regular basis and funds are automatically processed. This achieves a fully automated process from instruction generation to disbursement to automatic voucher calculation, simulating a digital human to achieve automated operation. It achieves zero human intervention in standard operations, greatly liberating manpower and improving operational efficiency.

[0100] Non-active authorization mode - internal data flow, such as Figure 6 As shown, when a customer instruction arrives, instruction monitoring is automatically generated, and then the account parameters are verified. If the verification passes, the customer instruction is automatically processed; otherwise, it is processed manually. In the instruction supervision stage, indicators are automatically calculated based on non-active authorization parameters and accounting parameters. If the indicators pass, the supervision review and payment are automatically carried out. If they fail, the manual review is carried out. After the payment is completed, the instruction monitoring results are updated, and accounting vouchers are automatically generated.

[0101] Non-proactive authorization mode - external data flow, such as Figure 7 As shown, after external data arrives, data collection and clearing are performed according to the collection and processing parameters. When both the generated data monitoring and the automatically generated instruction monitoring upon the arrival of customer instructions exist simultaneously, account parameters are verified. If the verification passes, the customer instruction is automatically processed; otherwise, manual processing is initiated. In the instruction supervision stage, indicators are automatically calculated based on non-active authorization parameters and accounting parameters. If the indicators pass, automatic supervision, review, and payment are initiated; otherwise, manual review is initiated. After payment is completed, the instruction monitoring results and data monitoring results are updated, and accounting vouchers are automatically generated. This model also implements a two-way matching mechanism between data and instructions. After data arrives, it checks whether the customer instruction has arrived, or after the customer instruction arrives, it checks whether the data has arrived. If both have arrived, it drives subsequent processes such as automatic processing, automatic supervision, and automatic payment of customer instructions.

[0102] Based on parameter configuration and data-driven approaches, this solution also provides channels for manually driving instruction flows and manually generating instructions to reduce operational risks.

[0103] (5) Instruction-level process execution and status tracking:

[0104] Establish instruction flow monitoring to track the execution status and status changes of product instructions in real time. When abnormal situations such as timeouts occur in business process links, the system will issue early warning notifications in a timely manner to remind operations personnel to handle them. At the same time, the system will conduct regular evaluations of the problems reflected in the monitoring, continuously adjust parameter configurations and optimize process design to continuously improve process quality.

[0105] (6) Data-driven monitoring and feedback optimization:

[0106] Establish external data monitoring to track external data acquisition and command generation status in real time. When anomalies occur in external data acquisition or command generation, the system can quickly locate the abnormal data and address them promptly through parameter configuration adjustments or manual interventions, preventing process omissions that could impact customer satisfaction. Simultaneously, the system regularly evaluates the monitoring results, providing feedback for optimization and continuously improving the timeliness and automation rate of process-driven processes.

[0107] Compared with the prior art, this application has the following technical advantages:

[0108] 1. By pre-setting adjustable parameters (such as automatic file collection time, operation product start-up clearing operation verification conditions, product data clearing multi-operation configuration, instruction automatic handling and supervision condition configuration, etc.), different operation products can be configured in a personalized way to adapt to the different business process needs of various managed business products. When expanding new business products, only the relevant parameters need to be adjusted, without redesigning the entire process architecture for adaptation.

[0109] 2. Parameterized configuration reduces frequent modifications to the code level, lowers the technical threshold and operational risks. Operations personnel can adjust parameters through the parameter configuration interface to adapt to different products, and quickly promote automated processing under the data-driven model to multiple products and multiple businesses, thereby improving the stability and scalability of the system.

[0110] 3. Implement a two-way drive mechanism where the arrival of data or instructions determines the driving force. When external data arrives first, the automated process is driven by the customer's instructions; conversely, when the customer's instructions arrive first, the automated process is driven by the external data. Even when only internal data is available, the automated process can still be driven by the customer's instructions. The two-way matching automated process includes end-to-end direct flows such as automatic instruction processing, automatic monitoring, and automatic fund transfer.

[0111] It should be understood that although the steps in the flowcharts of the embodiments described above are shown sequentially according to the arrows, these steps are not necessarily executed in the order indicated by the arrows. Unless explicitly stated herein, there is no strict order restriction on the execution of these steps, and they can be executed in other orders. Moreover, at least some steps in the flowcharts of the embodiments described above may include multiple steps or multiple stages. These steps or stages are not necessarily completed at the same time, but can be executed at different times. The execution order of these steps or stages is not necessarily sequential, but can be performed alternately or in turn with other steps or at least some of the steps or stages of other steps.

[0112] Based on the same inventive concept, this application also provides a virtual resource hosting service processing apparatus for implementing the virtual resource hosting service processing method described above. The solution provided by this apparatus is similar to the implementation scheme described in the above method; therefore, the specific limitations in one or more virtual resource hosting service processing apparatus embodiments provided below can be found in the limitations of the virtual resource hosting service processing method described above, and will not be repeated here.

[0113] In one exemplary embodiment, such as Figure 8 As shown, a virtual resource hosting service processing device is provided, including: an instruction generation module 801, an identity verification module 802, a supervision and audit module 803, and a resource hosting module 804, wherein:

[0114] The instruction generation module 801 is used to generate a virtual resource hosting service instruction when it detects a virtual resource hosting instruction initiated by a user and standard data used to determine virtual resource delivery data and virtual resource ownership transfer results.

[0115] The identity verification module 802 is used to verify the user's identity based on the user's account parameters in response to virtual resource hosting service instructions.

[0116] The supervision and audit module 803 is used to supervise and audit virtual resource hosting instructions based on pre-set whitelist parameters and accounting parameters, provided that identity verification is successful.

[0117] The resource hosting module 804 is used to host the user's virtual resources according to the virtual resource hosting instructions, subject to supervision and audit.

[0118] In one embodiment, the instruction generation module 801 is further configured to obtain virtual resource hosting instructions and generate instruction monitoring records based on the virtual resource hosting instructions; obtain standard data and generate data monitoring records based on the standard data; and generate virtual resource hosting business instructions when both instruction monitoring records and data monitoring records exist.

[0119] In one embodiment, the instruction generation module 801 is further configured to process standard data according to pre-set data processing rules; and generate data monitoring records based on the processed standard data.

[0120] In an exemplary embodiment, the virtual resource hosting service processing device is further configured to update the instruction monitoring record and data monitoring record, and generate accounting vouchers and return them to the user terminal when the virtual resource hosting is completed.

[0121] In one embodiment, the virtual resource hosting service processing device is further configured to generate a hosting prompt message when identity verification fails; send the hosting prompt message to the user terminal; and the user terminal is configured to host the user's virtual resources according to the hosting prompt message.

[0122] In one embodiment, the virtual resource hosting service processing device is further configured to generate a supervision and audit prompt message if the supervision and audit fails; send the supervision and audit prompt message to the user terminal; and the user terminal is configured to supervise and audit the virtual resource hosting instruction based on the supervision and audit prompt message.

[0123] Each module in the aforementioned virtual resource hosting service processing device can be implemented entirely or partially through software, hardware, or a combination thereof. These modules can be embedded in or independent of the processor in a computer device in hardware form, or stored in the memory of a computer device in software form, so that the processor can call and execute the operations corresponding to each module.

[0124] In one exemplary embodiment, a computer device is provided, which may be a server, and its internal structure diagram may be as follows: Figure 9As shown, this computer device includes a processor, memory, input / output interfaces (I / O), and a communication interface. The processor, memory, and I / O interfaces are connected via a system bus, and the communication interface is also connected to the system bus via the I / O interfaces. The processor provides computing and control capabilities. The memory includes non-volatile storage media and internal memory. The non-volatile storage media stores the operating system, computer programs, and a database. The internal memory provides the environment for the operating system and computer programs stored in the non-volatile storage media. The database stores virtual resource hosting instructions, standard data, virtual resource hosting service instructions, account parameters, whitelist parameters, and accounting parameters. The I / O interfaces are used for exchanging information between the processor and external devices. The communication interface is used for communication with external terminals via a network connection. When the computer program is executed by the processor, it implements a virtual resource hosting service processing method.

[0125] Those skilled in the art will understand that Figure 9 The structure shown is merely a block diagram of a portion of the structure related to the present application and does not constitute a limitation on the computer device to which the present application is applied. Specific computer devices may include more or fewer components than those shown in the figure, or combine certain components, or have different component arrangements.

[0126] In one exemplary embodiment, a computer device is provided, including a memory and a processor. The memory stores a computer program, and the processor executes the computer program to implement the virtual resource hosting service processing method of the above embodiment.

[0127] In one embodiment, a computer-readable storage medium is provided, on which a computer program is stored, which, when executed by a processor, implements the virtual resource hosting service processing method of the above embodiment.

[0128] In one embodiment, a computer program product is provided, including a computer program that, when executed by a processor, implements the virtual resource hosting service processing method of the above embodiments.

[0129] It should be noted that the user information (including but not limited to user device information, user personal information, etc.) and data (including but not limited to data used for analysis, data stored, data displayed, etc.) involved in this application are all information and data authorized by the user or fully authorized by all parties, and the collection, use and processing of the relevant data must comply with relevant regulations.

[0130] Those skilled in the art will understand that all or part of the processes in the methods of the above embodiments can be implemented by a computer program instructing related hardware. The computer program can be stored in a non-volatile computer-readable storage medium, and when executed, it can include the processes of the embodiments of the above methods. Any references to memory, databases, or other media used in the embodiments provided in this application can include at least one of non-volatile memory and volatile memory. Non-volatile memory can include read-only memory (ROM), magnetic tape, floppy disk, flash memory, optical memory, high-density embedded non-volatile memory, resistive random access memory (ReRAM), magnetic random access memory (MRAM), ferroelectric random access memory (FRAM), phase change memory (PCM), graphene memory, etc. Volatile memory can include random access memory (RAM) or external cache memory, etc. By way of illustration and not limitation, RAM can take many forms, such as Static Random Access Memory (SRAM) or Dynamic Random Access Memory (DRAM). The databases involved in the embodiments provided in this application may include at least one type of relational database and non-relational database. Non-relational databases may include, but are not limited to, blockchain-based distributed databases. The processors involved in the embodiments provided in this application may be general-purpose processors, central processing units, graphics processing units, digital signal processors, programmable logic devices, quantum computing-based data processing logic devices, artificial intelligence (AI) processors, etc., and are not limited to these.

[0131] The technical features of the above embodiments can be combined in any way. For the sake of brevity, not all possible combinations of the technical features in the above embodiments are described. However, as long as there is no contradiction in the combination of these technical features, they should be considered to be within the scope of this application.

[0132] The embodiments described above are merely illustrative of several implementation methods of this application, and while the descriptions are specific and detailed, they should not be construed as limiting the scope of this patent application. It should be noted that those skilled in the art can make various modifications and improvements without departing from the concept of this application, and these all fall within the protection scope of this application. Therefore, the protection scope of this application should be determined by the appended claims.

Claims

1. A method for processing virtual resource hosting services, characterized in that, The method includes: Upon detecting a user-initiated virtual resource hosting instruction and standard data used to determine virtual resource delivery data and virtual resource ownership transfer results, a virtual resource hosting service instruction is generated. In response to the virtual resource hosting service instruction, the user's identity is verified based on the user's account parameters; If the identity verification is successful, the virtual resource hosting instruction is supervised and reviewed according to the pre-set whitelist parameters and accounting parameters; Upon successful oversight and audit, the user's virtual resources are hosted according to the virtual resource hosting instructions.

2. The method according to claim 1, characterized in that, Upon detecting a user-initiated virtual resource hosting instruction and standard data used to determine virtual resource delivery data and virtual resource ownership transfer results, a virtual resource hosting service instruction is generated, including: Obtain the virtual resource hosting instruction and generate an instruction monitoring record based on the virtual resource hosting instruction; Acquire the standard data and generate data monitoring records based on the standard data; When both the instruction monitoring record and the data monitoring record exist, the virtual resource hosting service instruction is generated.

3. The method according to claim 2, characterized in that, The generation of data monitoring records based on the standard data includes: The standard data is processed according to the pre-set data processing rules; The data monitoring record is generated based on the processed standard data.

4. The method according to claim 2, characterized in that, The method further includes: Once the virtual resource hosting is completed, update the instruction monitoring record and the data monitoring record, and generate accounting vouchers and return them to the user terminal.

5. The method according to any one of claims 1-4, characterized in that, The method further includes: If identity verification fails, a hosting notification message will be generated. The hosting prompt information is sent to the user terminal; the user terminal is used to host the user's virtual resources according to the hosting prompt information.

6. The method according to any one of claims 1-4, characterized in that, The method further includes: If the surveillance audit fails, a surveillance audit notification message will be generated. The monitoring and auditing prompt information is sent to the user terminal; the user terminal is used to monitor and audit the virtual resource hosting instruction based on the monitoring and auditing prompt information.

7. A virtual resource hosting service processing device, characterized in that, The device includes: The instruction generation module is used to generate virtual resource hosting business instructions upon detecting a user-initiated virtual resource hosting instruction and standard data used to determine virtual resource delivery data and virtual resource ownership transfer results. The identity verification module is used to respond to the virtual resource hosting service instruction and verify the user's identity based on the user's account parameters; The supervision and audit module is used to supervise and audit the virtual resource hosting instructions based on pre-set whitelist parameters and accounting parameters after the identity verification is passed. The resource hosting module is used to host the user's virtual resources according to the virtual resource hosting instructions, provided that the supervision and audit have been passed.

8. A computer device comprising a memory and a processor, wherein the memory stores a computer program, characterized in that, When the processor executes the computer program, it implements the steps of the method according to any one of claims 1 to 6.

9. A computer-readable storage medium having a computer program stored thereon, characterized in that, When the computer program is executed by a processor, it implements the steps of the method according to any one of claims 1 to 6.

10. A computer program product, comprising a computer program, characterized in that, When the computer program is executed by a processor, it implements the steps of the method according to any one of claims 1 to 6.

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