Method, device and electronic equipment for charging a phone bill

By analyzing user data and implementing personalized recharge strategies, user value is dynamically assessed, and phone bill recharges are automatically triggered, solving the passive nature of traditional phone bill recharge methods and improving conversion rates and capital utilization efficiency.

CN122175576APending Publication Date: 2026-06-09XINYANG BRANCH HENAN CO LTD OF CHINA MOBILE COMM CORP +1
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Patent Information

Application Number
CN202610206392.X
Authority / Receiving Office
CN · China
Patent Type
Applications(China)
Current Assignee / Owner
Filing Date
2026-02-12
Publication Date
2026-06-09

AI Technical Summary

Technical Problem

Traditional mobile phone top-up methods rely on a passive payment model, requiring users to actively complete the top-up operation. The top-up process is cumbersome and cannot be automatically triggered, leading to the reliance on manual memory and operator balance reminder SMS messages for top-up preparation.

Method used

Based on user data, the system dynamically evaluates user value through an automatic recharge user insight algorithm model, filters target users and sends automatic recharge reminders, provides personalized recharge modes and amount recommendations, and optimizes recharge trigger conditions by combining user consumption behavior and associated number information.

Benefits of technology

It improved the conversion rate of automatic recharge, avoided SMS spam, and enhanced the efficiency of users' mobile phone account fund utilization and the balance of recharge frequency.

✦ Generated by Eureka AI based on patent content.

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Abstract

The embodiment of the application provides a method, device and electronic equipment for charging a fee, the method comprises: judging whether a user is a target user of recommending automatic charging based on user data; if the user belongs to the target user, issuing an automatic charging handling reminder to the user under the condition that a predetermined condition is met; wherein the predetermined condition at least comprises that the number of times of sending the automatic charging handling reminder in a first predetermined time period is not more than a first predetermined number of times, and the automatic charging handling reminder is not sent in a second predetermined time period. The method can improve the conversion rate of recommending handling automatic charging and avoid sending handling short messages to recommended users.
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