Method, device and electronic equipment for charging a phone bill
By analyzing user data and implementing personalized recharge strategies, user value is dynamically assessed, and phone bill recharges are automatically triggered, solving the passive nature of traditional phone bill recharge methods and improving conversion rates and capital utilization efficiency.
Patent Information
- Application Number
- CN202610206392.X
- Authority / Receiving Office
- CN · China
- Patent Type
- Applications(China)
- Current Assignee / Owner
- Filing Date
- 2026-02-12
- Publication Date
- 2026-06-09
AI Technical Summary
Traditional mobile phone top-up methods rely on a passive payment model, requiring users to actively complete the top-up operation. The top-up process is cumbersome and cannot be automatically triggered, leading to the reliance on manual memory and operator balance reminder SMS messages for top-up preparation.
Based on user data, the system dynamically evaluates user value through an automatic recharge user insight algorithm model, filters target users and sends automatic recharge reminders, provides personalized recharge modes and amount recommendations, and optimizes recharge trigger conditions by combining user consumption behavior and associated number information.
It improved the conversion rate of automatic recharge, avoided SMS spam, and enhanced the efficiency of users' mobile phone account fund utilization and the balance of recharge frequency.
Smart Images

Figure CN122175576A_ABST