A bill abnormality detection and difference analysis method based on time series prediction and isolated forest

By fusing trend residual signals from time-series prediction and isolated forest models in bill anomaly detection, and combining dynamic thresholds and anomaly fingerprint databases, the problems of feature redundancy and high false alarm rates in existing technologies are solved, achieving efficient bill anomaly detection and discrepancy analysis.

CN122413245APending Publication Date: 2026-07-17
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Patent Information

Authority / Receiving Office
CN · China
Patent Type
Applications(China)
Filing Date
2026-05-20
Publication Date
2026-07-17

AI Technical Summary

Technical Problem

The existing dual-engine parallel detection architecture suffers from problems such as feature redundancy, high false alarm rate, high operation and maintenance cost, and disconnect between detection and analysis. In particular, the false alarm rate increases during business peaks and settlement days, leading to an increase in manual review work orders.

Method used

By explicitly injecting the trend residual signal of the time series prediction model into the isolated forest model, and using a dynamic threshold adjustment mechanism, a unified feature wide table and anomaly fingerprint database are constructed to realize model feature fusion and automated analysis path, reducing redundant calculations and manual intervention.

Benefits of technology

It significantly reduced the false alarm rate, improved the ability to identify trend anomalies, reduced operating costs, accelerated the efficiency of difference analysis, and enabled a direct jump from anomaly detection to root cause localization.

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Abstract

本发明公开了一种基于时序预测与孤立森林的账单异常检测与差异分析方法,包括:时序模型输出预测区间并计算实际金额的标准化预测偏差值;孤立森林模型以包含该偏差值的特征向量为输入生成异常得分;获取时序模型对预测区间的置信度以动态调整孤立森林的异常判定阈值;当异常得分超过调整后阈值时判定异常;本发明通过将时序模型的趋势偏差信号注入孤立森林,并利用置信度优化判定阈值,在不增加模型复杂度的前提下,解决了现有并行检测架构中特征冗余、误报率高的问题,实现了对账单趋势性异常和隐藏性差异的更精准、更低成本的自动化检测与根因分析。
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