System, method and apparatus for preventing insufficient fund returns in financial transaction processing

GB2633880APending Publication Date: 2025-03-26AFFIRM INC
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Patent Information

Application Number
GB2024002168
Authority / Receiving Office
GB · GB
Patent Type
Applications
Current Assignee / Owner
Priority Date
2023-02-20
Filing Date
2024-02-16
Publication Date
2025-03-26

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Abstract

A method of minimizing insufficient funds returns for automated clearing house (ACH) transfers associated with transactions. An account status is received that is associated with a bank account 36 of
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