Information processing apparatus, program, and information processing method

Abstract

To enhance convenience in vehicle transactions.SOLUTION: An information processing apparatus 1 is provided with a registration information acquisition unit 100 for acquiring registration information of at least one of a user and a vehicle from a management system (corresponding to a car sharing system 4) for managing vehicles that can be traded among users, a vehicle information acquisition unit 102 for acquiring vehicle information related to a vehicle from a first collection system (corresponding to a vehicle information collection system 3) different from the management system, a credit information acquisition unit 104 for acquiring user credit information from a second collection system (corresponding to a credit information collection system 2) different from the management system, and an output unit 108 for outputting information related to the reliability of the registration information based on the vehicle information and the credit information.SELECTED DRAWING: Figure 1

Description

[Technical field]

[0001] The present invention relates to an information processing device, a program, and an information processing method. [Background technology]

[0002] Patent Document 1 describes a system that uses credit information in vehicle rental and car sharing services. Patent Document 2 describes a vehicle management system that ensures a guarantee for vehicle rental and enables smooth vehicle lending and borrowing between users. [Prior art documents] [Patent documents]

[0003] [Patent Document 1] WO2018 / 179154 publication [Patent Document 2] JP 2020-166748 A Summary of the Invention [Problem to be solved by the invention]

[0004] However, the systems described in Patent Documents 1 and 2 are unable to sufficiently improve the convenience of vehicle transactions (e.g., lending and borrowing) between users of the system. Specifically, the systems described in Patent Documents 1 and 2 are unable to guarantee the reliability of the information registered in the system itself, and may provide erroneous information to users, impairing the convenience of vehicle transactions. In other words, there is room for further consideration in improving the convenience of vehicle transactions.

[0005] In view of the above, an object of the present invention is to improve the convenience of vehicle transactions. [Means for solving the problem]

[0006] An information processing device according to one embodiment of the present invention includes a registration information acquisition unit that acquires registration information of at least one of a user and a vehicle from a management system that manages vehicles that can be traded between users, a vehicle information acquisition unit that acquires vehicle information related to the vehicle from a first collection system different from the management system, a credit information acquisition unit that acquires credit information of the user from a second collection system different from the management system, and an output unit that outputs information related to the reliability of the registration information based on the vehicle information and the credit information.

[0007] A program according to another aspect of the present invention causes a computer to function as: a registration information acquisition means for acquiring registration information of at least one of a user and a vehicle from a management system that manages vehicles that can be traded between users; a vehicle information acquisition means for acquiring vehicle information related to the vehicle from a first collection system different from the management system; a credit information acquisition means for acquiring credit information of the user from a second collection system different from the management system; and an output means for outputting information related to the reliability of the registration information based on the vehicle information and the credit information.

[0008] An information processing method according to another aspect of the present invention has a computer execute the steps of acquiring registration information of at least one of a user and a vehicle from a management system that manages vehicles that can be traded between users, acquiring vehicle information regarding the vehicle from a first collection system different from the management system, acquiring credit information of the user from a second collection system different from the management system, and outputting information regarding the reliability of the registration information based on the vehicle information and the credit information. Effect of the Invention

[0009] The present invention can improve the convenience of vehicle transactions. [Brief description of the drawings]

[0010] [Figure 1] FIG. 1 is a diagram showing an overview of a system according to an embodiment of the present invention. [Diagram 2] FIG. 1 is a functional block diagram of a system according to an embodiment of the present invention. [Diagram 3] FIG. 2 is a hardware configuration diagram of the information processing device according to the embodiment. [Figure 4] FIG. 11 is a sequence diagram for explaining an example of the operation of the system according to the present embodiment. [Diagram 5] FIG. 2 is a diagram for explaining an example of an operation of the information processing device according to the embodiment. [Figure 6] FIG. 2 is a diagram for explaining an example of an operation of the information processing device according to the embodiment. [Figure 7] FIG. 2 is a diagram for explaining an example of an operation of the information processing device according to the embodiment. [Figure 8] FIG. 2 is a diagram for explaining an example of an operation of the information processing device according to the embodiment. [Figure 9] FIG. 2 is a diagram for explaining an example of an operation of the information processing device according to the embodiment. [Figure 10] FIG. 2 is a diagram for explaining an example of an operation of the information processing device according to the embodiment. [Figure 11] FIG. 2 is a diagram for explaining an example of an operation of the information processing device according to the embodiment. [Figure 12] FIG. 2 is a diagram for explaining an example of an operation of the information processing device according to the embodiment. [Figure 13] FIG. 2 is a diagram for explaining an example of an operation of the information processing device according to the embodiment. [Figure 14] FIG. 2 is a diagram for explaining an example of an operation of the information processing device according to the embodiment. [Figure 15] FIG. 2 is a diagram for explaining an example of an operation of the information processing device according to the embodiment. [Figure 16] FIG. 2 is a diagram for explaining an example of an operation of the information processing device according to the embodiment. DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS

[0011] A preferred embodiment of the present invention (hereinafter, referred to as the present embodiment) will be described with reference to the accompanying drawings. In each drawing, the same reference numerals denote the same or similar configurations.

[0012] In the present invention, "part," "means," "apparatus," and "system" do not simply mean physical means, but also include cases where the functions of the "part," "means," "apparatus," and "system" are realized by software. Also, the functions of one "part," "means," "apparatus," and "system" may be realized by two or more physical means, devices, and software, and the functions of two or more "parts," "means," "apparatus," and "system" may be realized by one physical means, device, and software.

[0013] <1. System Overview> With reference to FIG. 1, an overview of a system including an information processing device 1, a vehicle information collection system 3, a credit information collection system 2, and a car sharing system 4 according to this embodiment will be described.

[0014] The car sharing system 4 is a system that provides a car sharing service in response to a user's request. The car sharing system 4 accepts input of registration information related to users and vehicles. A user can borrow a vehicle registered in the car sharing system 4 by inputting his / her own registration information to the car sharing system 4. A user can also register a vehicle in the car sharing system 4 so that other users can rent the vehicle. In other words, the car sharing system 4 is a system that provides a service for multiple users to share and use multiple vehicles. In the following, the car sharing system 4 will be described as being owned by a car sharing business operator.

[0015] By using the car sharing system 4, users can view the registration information of other users and the registration information of vehicles registered by other users. This allows users to consider whether or not to lend their registered vehicle to other users and which vehicle to borrow. When a user lends his or her vehicle to another user, the user can receive a remuneration from the other user in proportion to the lending. In addition, when a user borrows another user's vehicle, the user pays the other user a remuneration in proportion to the borrowing. The car sharing operator receives a portion of the remuneration paid between users as a system usage fee.

[0016] The vehicle information collection system 3 is a system that collects vehicle information on a plurality of vehicles including vehicles registered in the car sharing system 4. The vehicle information typically includes information on the state of the vehicle. The information on the state of the vehicle includes at least one of the following: the time when the vehicle was manufactured, the state of the battery installed in the vehicle, the number of times the vehicle has been inspected, the time of the most recent inspection of the vehicle, and the history of repairs to the vehicle. The vehicle information collection system 3 can also be called a first collection system. The state of the battery includes at least one of the degree of consumption of the battery (for example, the difference between the amount of electricity when the current battery is fully charged and the amount of electricity when the battery is fully charged at the time of shipment from the factory) and the state of charge of the battery (for example, the difference between the amount of electricity when the current battery is fully charged and the amount of electricity in the current battery). The vehicles include automobiles, two-wheeled vehicles, motorized bicycles, bicycles, etc.

[0017] In the following description, the vehicle information collection system 3 is assumed to be owned by a vehicle information collection business. The vehicle information collection business is, for example, an automobile manufacturer, an automobile parts manufacturer, or a wireless communication business that develops connected cars. The vehicle information collection business can also be called a vehicle information aggregator.

[0018] Typically, a plurality of vehicle information collecting systems 3 acquire vehicle information for one vehicle. For example, a vehicle information collecting system 3a that collects information on tires, a vehicle information collecting system 3b that collects information on the engine, and a vehicle information collecting system 3c that collects information on the body collect tire information, engine information, and body information for a specific vehicle, respectively.

[0019] The credit information collection system 2 is a system that collects credit information of multiple users including users registered in the car sharing system 4. The credit information includes information on at least one of the user's annual income, the user's age, and the user's financial transactions. The information on financial transactions includes information on at least one of the user's borrowing amount, the user's overdue payments on borrowing, and the user's financial assets. The credit information collection system 2 can also be called a second collection system.

[0020] In the following description, the credit information collection system 2 is assumed to be owned by a credit information collection business. The credit information collection business is, for example, a bank, a credit card business, a securities business, an insurance business, or an investment business. The credit information collection business can also be called a credit information aggregator.

[0021] Typically, multiple credit information collection systems 2 acquire credit information of one user. For example, a credit information collection system 2a that collects information on bank accounts and a credit information collection system 2b that collects information on credit cards acquire information on bank accounts and credit cards of a specific user, respectively.

[0022] The information processing device 1 includes a registration information acquisition unit 100 that acquires registration information of at least one of users and vehicles from the car sharing system 4, a vehicle information acquisition unit 102 that acquires vehicle information from the vehicle information collection system 3, a credit information acquisition unit 104 that acquires credit information from the credit information collection system 2, and an output unit 108 that outputs information on the reliability of the registration information acquired from the car sharing system 4 based on the vehicle information and the credit information (hereinafter referred to as "reliability information") to the car sharing system 4. In the following, the information processing device 1 will be described as a device owned by an operator other than the car sharing operator.

[0023] In this disclosure, "reliability of information" is not limited to the property that the information can perform a required function under certain conditions, but also includes the credibility and trustworthiness of the information. In other words, "reliability of information" includes the certainty that the information is genuine and not false.

[0024] The information processing device 1 can provide reliability information to car sharing businesses. There is a possibility that the registered information may contain incorrect information or information that is intentionally falsified by the user. In response to this, the information processing device 1 obtains objective information from the vehicle information collection system 3 and the credit information collection system 2, and outputs reliability information indicating the degree to which the registered information can be trusted.

[0025] Moreover, according to the information processing device 1, not only can reliability information on the registration information of the vehicle be output based on the vehicle information and reliability information on the registration information of the user be output based on the credit information, but also information that is insufficient in the credit information can be supplemented by the vehicle information, and information that is insufficient in the vehicle information can be supplemented by the credit information and reliability information on the registration information of the vehicle and the user can be output. In other words, by evaluating the reliability of the registration information based on multifaceted information, it is possible to output highly accurate reliability information.

[0026] Incidentally, one possible method for the car sharing system 4 to evaluate the reliability of the registration information is for the car sharing system 4 to directly obtain the vehicle information and credit information from the vehicle information collection system 3 and the credit information collection system 2, and compare them with the registration information it holds. However, this method has the following problems.

[0027] First, vehicle information and credit information are important information for vehicle information collection businesses and credit information collection businesses to ensure industrial competitiveness, respectively, and it is undesirable to make them directly available to car sharing businesses. In contrast, the information processing device 1 can provide reliability information to car sharing businesses without allowing the car sharing businesses to directly use the vehicle information and credit information. Note that, as long as the car sharing businesses can guarantee the reliability of the registration information registered in the car sharing system 4, it is generally not necessary for them to be able to directly use the vehicle information and credit information.

[0028] In addition, if multiple car sharing businesses each enter into contracts with multiple vehicle information collection businesses and multiple credit information collection businesses for the provision of information, the procedures will be complicated for each business. The information processing device 1 functions as a hub for information used or provided by each business, and therefore can promote the use of information by each business.

[0029] <2. System configuration> The functional configuration of the system according to this embodiment will be described with reference to Fig. 2. The system includes an information processing device 1, a plurality of credit information collection systems 2, a plurality of vehicle information collection systems 3, and a car sharing system 4, which are capable of communicating with each other via a communication network 5.

[0030] The information processing device 1 includes a control unit 10, a storage unit 14, and a network interface unit 18, which are electrically connected to each other via a bus 16.

[0031] The control unit 10 executes various programs stored in the memory unit 14 to function as a registration information acquisition unit 100, a vehicle information acquisition unit 102, a credit information acquisition unit 104, a generation unit 106, an output unit 108, and an input unit 110.

[0032] [Registration information acquisition unit 100] The registration information acquisition unit 100 acquires registration information of at least one of users and vehicles from the car sharing system 4.

[0033] The user's registration information is information that the user himself / herself inputs into the car sharing system 4 in order to use the car sharing system 4.

[0034] The vehicle registration information is information that a user inputs to the car sharing system 4 so that the user can lend out his or her vehicle via the car sharing system 4.

[0035] The registration information may be false information so that the user himself / herself is given preferential treatment. For example, when a user decides whether or not to lend a vehicle registered by the user to another user, the user may consider the registration information of the other user (e.g., driving history, annual income, age, etc.). Therefore, the other user may input false registration information about the user so as to make it easier for the other user to lend the vehicle. In addition, for example, when a user decides whether or not to borrow a vehicle registered by another user, the user may consider the registration information of the vehicle (e.g., manufacturing year, mileage, vehicle inspection status, etc.). Therefore, the other user may input false registration information about the vehicle so as to make it easier for the other user to lend the vehicle. In other words, the car sharing business operator needs to guarantee the reliability of the registration information in order to maintain a sound platform for vehicle transactions, and the information processing device 1 provides information for this purpose to the car sharing system 4.

[0036] [Vehicle information acquisition unit 102] The vehicle information acquisition unit 102 acquires vehicle information related to the vehicle from the vehicle information collection system 3. Typically, the vehicle information acquisition unit 102 acquires vehicle information from a plurality of vehicle information collection systems 3 each of which collects different types of vehicle information. Specific examples of vehicle information will be described later.

[0037] [Credit information acquisition department 104] The credit information acquisition unit 104 acquires the user's credit information from the credit information collection system 2. Typically, the credit information acquisition unit 104 acquires credit information from a plurality of credit information collection systems 2 each of which collects different types of credit information. Specific examples of credit information will be described later.

[0038] [Generation unit 106] The generation unit 106 generates reliability information regarding the registration information acquired by the registration information acquisition unit 100, based on the vehicle information acquired by the vehicle information acquisition unit 102 and the credit information acquired by the credit information acquisition unit 104. The generation unit 106 may generate reliability information based on, for example, the consistency between the vehicle information and credit information and the registration information of the vehicle and the user. Specifically, when the vehicle information and credit information are consistent with the registration information of the vehicle, the generation unit 106 may generate information to the effect that the registration information of the vehicle is highly reliable. Furthermore, when the vehicle information and credit information are not consistent with the registration information of the vehicle, the generation unit 106 may generate information to the effect that the registration information of the vehicle is low reliability.

[0039] [Output section 108] The output unit 108 outputs the reliability information. Outputting information includes transmitting the information to another device and displaying the information on a display device 310 (described later). The reliability information may be expressed by a numerical value (e.g., a score, a ratio, a percentage, etc.), a stage (e.g., "high", "medium", and "low", etc.), a figure (e.g., circle, triangle, and cross, etc.), a color, a character string, or a combination of these.

[0040] Furthermore, the reliability information on the specific user output by the output unit 108 may include information indicating a relative relationship between the reliability of the registration information of the specific user and the reliability of the registration information of one or more users excluding the specific user. Similarly, the reliability information on the specific vehicle output by the output unit 108 may include information indicating a relative relationship between the reliability of the registration information of the specific vehicle and the reliability of the registration information of one or more vehicles excluding the specific vehicle. The information indicating the relative relationship is expressed, for example, by a deviation value, a ranking, a ratio, a magnitude relationship, or the like.

[0041] [Input section 110] The input unit 110 accepts various types of information as input from a user or another device. Inputting information includes receiving the information from another device and accepting the input of the information via the input I / F 304 or the like provided in the information processing device 1.

[0042] The storage unit 14 stores various information for operation of the information processing device 1. The various information includes various programs executed by the control unit 10, registration information acquired by the registration information acquisition unit 100, vehicle information acquired by the vehicle information acquisition unit 102, credit information acquired by the credit information acquisition unit 104, and reliability information generated by the generation unit 106.

[0043] The network interface unit 18 communicates with the vehicle information collection systems 3, the credit information collection systems 2, and the car sharing system 4 via the communication network 5. To achieve this.

[0044] <3. Hardware configuration of information processing device 1> 3, an example of a hardware configuration in which the above-described information processing device 1 is realized by a computer 30 will be described. Note that the functions of each device can also be realized by dividing them into a plurality of devices.

[0045] As shown in FIG. 3, the computer 30 includes a processor 300 , a storage device 302 , an input I / F 304 , a data I / F 306 , a communication I / F 308 , and a display device 310 .

[0046] The processor 300 controls various processes in the computer 30 by executing programs stored in the storage device 302. For example, each functional unit included in the control unit 10 of the information processing device 1 can be realized by the processor 300 executing the programs stored in the storage device 302.

[0047] The storage device 302 is a storage medium such as a random access memory (RAM), etc. The RAM temporarily stores the program code of the program executed by the processor 300 and data required when the program is executed.

[0048] The storage device 302 may also be a non-volatile storage medium such as a hard disk drive (HDD) or a flash memory. The storage device 302 stores an operating system and various programs for implementing the above-mentioned configurations. The storage medium storing the various programs may be a non-transitory computer readable medium. In addition, the storage device 302 may store a table for registering various information such as business information, and a DB for managing the table. Such programs and data are loaded into the storage device 302 as necessary, and are referred to by the processor 300.

[0049] The input I / F 304 is a device for receiving input from a user. Specific examples of the input I / F 304 include a camera, a button, a microphone, a keyboard, a mouse, a touch panel, various sensors, a wearable device, etc. The input I / F 304 may be connected to the computer 30 via an interface such as a Universal Serial Bus (USB).

[0050] The data I / F 306 is a device for inputting data from outside the computer 30. A specific example of the data I / F 306 is a drive device for reading data stored in various storage media. The data I / F 306 may be provided outside the computer 30. In that case, the data I / F 306 is connected to the computer 30 via an interface such as a USB.

[0051] The communication I / F 308 is a device for performing data communication with an external device of the computer 30 via the communication network 5 in a wired or wireless manner. The communication I / F 308 may be provided outside the computer 30. In that case, the communication I / F 308 is connected to the computer 30 via an interface such as a USB.

[0052] The display device 310 is a device for displaying various types of information. Specific examples of the display device 310 include a liquid crystal display, an organic EL (Electro-Luminescence) display, and a display of a wearable device. The display device 310 may be provided outside the computer 30. In that case, the display device 310 is connected to the computer 30 via, for example, a display cable. In addition, when a touch panel is adopted as the input I / F 304, the display device 310 can be configured integrally with the input I / F 304.

[0053] The components of the information processing device 1 described in the above embodiment are assumed to realize a predetermined process in cooperation with other hardware by the processor 300 executing a program stored in the storage device 302. In other words, these components are assumed to be software or firmware, and also corresponding hardware, and in both concepts, they are also described as "functions," "means," "parts," "processing circuits," "units," or "modules," and can be interpreted as each of these.

[0054] <4. Operation of the information processing device 1> An example of the operation of a system including the information processing device 1 will be described with reference to Fig. 4. Fig. 4 is a sequence diagram showing the operation from when the information processing device 1 acquires registration information from the car sharing system 4 (S2) to when it transmits reliability information related to the registration information to the car sharing system 4 (S14). Note that in this embodiment, it is assumed that the car sharing system 4 is attempting to acquire reliability information related to the registration information of user u1, user u2, vehicle v1, and vehicle v2 from the information processing device 1.

[0055] First, the car sharing system 4 transmits registration information for which the reliability is to be confirmed to the information processing device 1 (S2). In response to this, the information processing device 1 acquires the registration information by the registration information acquisition unit 100. In this example, the registration information acquisition unit 100 acquires the registration information of user u1, user u2, vehicle v1, and vehicle v2 from the car sharing system 4.

[0056] Next, the information processing device 1 requests the plurality of vehicle information collection systems 3 to transmit vehicle information (S4). Since the registration information acquisition unit 100 has acquired the registration information of the vehicles v1 and v2 in S2, the information processing device 1 accordingly requests the plurality of vehicle information collection systems 3 to transmit the vehicle information of the vehicles v1 and v2.

[0057] Although not described in this embodiment, in S4, the information processing device 1 may request transmission of vehicle information of the vehicles owned by the users u1 and u2. This is because the vehicle information of the vehicles owned by the users may be used to evaluate the reliability of the registration information of the users.

[0058] In response to the request, each of the vehicle information collection systems 3 transmits vehicle information held by itself to the information processing device 1 (S6). In response, the information processing device 1 acquires the vehicle information of the vehicles v1 and v2 via the vehicle information acquisition unit 102.

[0059] Next, the information processing device 1 requests the multiple credit information collection systems 2 to transmit credit information (S8). Since the registration information acquisition unit 100 has acquired the registration information of the user u1 and the user u2 in S2, the information processing device 1 accordingly requests the multiple credit information collection systems 2 to transmit the credit information of the user u1 and the user u2.

[0060] Although not described in this embodiment, in S8, the information processing device 1 may request transmission of credit information of the users who own the vehicles v1 and v2. This is because the credit information of the users who own the vehicles may be used to evaluate the reliability of the registration information of the vehicles.

[0061] In response to the request, the multiple credit information collection systems 2 each transmit the credit information held by itself to the information processing device 1 (S10). In response, the information processing device 1 acquires the credit information of the user u1 and the user u2 via the credit information acquisition unit 104.

[0062] An example of various pieces of information acquired by the information processing device 1 in S2, S6, and S10 will be described with reference to FIGS.

[0063] FIG. 5 is a diagram showing vehicle information and registration information of a vehicle v1. In this embodiment, the vehicle information and the registration information of the vehicle are each associated with a value corresponding to each of a plurality of items. Specifically, in the vehicle information of the vehicle v1, the values ​​"2012", "70,000 km", "August 2022 (valid)", "no repair history", "scratches on the right side of the vehicle body", and "1 time" are associated with each of the items "manufacturing year", "mileage", "latest vehicle inspection implementation time", "repair history", "unrepaired parts", and "number of accidents", respectively. In the registration information of the vehicle v1, the values ​​"2012", "63,000 km", "August 2022 (valid)", "no repair history", "scratches on the right side of the vehicle body", and "1 time" are associated with each of the items similar to the vehicle information. The score column will be described later.

[0064] FIG. 6 is a diagram showing vehicle information and registration information of vehicle v2. Specifically, in the vehicle information of vehicle v2, the values ​​of "2000", "100,000 km", "October 2022 (valid)", "June 2010: dent on right side of bumper August 2018: left rear tire puncture", "scratches on right side of vehicle body" and "2 times" are associated with each of the items of "manufacturing year", "mileage", "latest vehicle inspection implementation time", "repair history", "unrepaired parts", and "number of accidents". In the registration information of vehicle v2, the values ​​of "2002", "60,000 km", "October 2022 (valid)", "June 2010: dent on right side of bumper August 2018: left rear tire puncture", "scratches on right side of vehicle body" and "0 times" are associated with each of the items similar to the vehicle information.

[0065] FIG. 7 is a diagram showing the credit information and registration information of user u1. In this embodiment, the credit information and the user's registration information are each associated with a value corresponding to each of a plurality of items. Specifically, in the credit information of user u1, the items of "annual income", "age", "loan amount", "delinquent payment", "financial assets" and "occupation" are associated with the values ​​of "4.5 million yen", "35 years old", "0 yen", "1 time", "investment trust: total equivalent to 1 million yen", and "civil servant", respectively. In the registration information of user u1, the items similar to the credit information are associated with the values ​​of "4.2 million yen", "35 years old", "0 yen", "no delinquent payment", "investment trust: total equivalent to 1 million yen", and "civil servant", respectively.

[0066] 8 is a diagram showing the credit information and registration information of user u2. Specifically, in the credit information of user u2, the values ​​"3.5 million yen," "32 years old," "1 million yen," "3 times," "no financial assets," and "self-employed" are associated with each of the items "annual income," "age," "loan amount," "delinquent payments," "financial assets," and "occupation," respectively. In the registration information of user u2, the values ​​"4.5 million yen," "28 years old," "850,000 yen," "3 times," "investment trusts: total equivalent to 1 million yen," and "civil servant" are associated with each of the items similar to the credit information, respectively.

[0067] Hereinafter, the item in the Mth row of the tables shown in Figures 5 to 8 will be referred to as the "Mth item." For example, in Figure 5, the first item is the "Year of manufacture" item in the first row, and the sixth item is the "Number of accidents" item in the sixth row.

[0068] After acquiring the various pieces of information described with reference to FIGS. 5 to 8, the information processing device 1 generates reliability information related to the registration information (S12).

[0069] [Generating reliability information for the registration information of vehicle v1 (see Figure 5)] An example of a method in which the information processing device 1 generates, by the generation unit 106, reliability information related to the registration information (see FIG. 5) of the vehicle v1 will be described with reference to FIG.

[0070] First, the generating unit 106 sets the value of N, which is a variable indicating the number of times the process is to be repeated, to 1 (S120a).

[0071] Next, the generation unit 106 compares the vehicle information of the vehicle v1 with the registration information of the vehicle v1 for the Nth item (S122a). Since the value of N is set to 1 in S120a, the generation unit 106 compares the vehicle information of the vehicle v1 with the registration information of the vehicle v1 for the first item (i.e., "manufacturing year"). According to FIG. 5, the value associated with the "manufacturing year" item is "2012" in both the vehicle information of the vehicle v1 and the registration information of the vehicle v1, and the vehicle information and the vehicle registration information are consistent.

[0072] Next, the generation unit 106 determines a score for the Nth item according to the degree of matching of the Nth item (S124a). In this embodiment, the score associated with each item is from "0 points" to "10 points". For each item, the generation unit 106 typically determines a score that is larger the higher the degree of matching (e.g., the values ​​match perfectly) and smaller the lower the degree of matching (e.g., the values ​​differ greatly). As described in S122a, for the first item, the vehicle information of the vehicle v1 and the registration information of the vehicle v1 have a high degree of matching, so the score is determined to be "10 points". Note that the method of determining the score in this embodiment is just an example, and any method of determination may be adopted.

[0073] Next, the generating unit 106 determines whether the Nth item is the last item (S126a). Since the first item is not the last item (NO in S126a), the generating unit 106 adds 1 to N to make it 2, and proceeds to the next iteration (S128a).

[0074] Since the value of N was set to 2 in S128a, the generation unit 106 compares the vehicle information of the vehicle v1 with the registration information of the vehicle v1 for the second item (i.e., "mileage") (S122a). According to Fig. 5, the value associated with the "mileage" item is "70,000 km" for the vehicle information of the vehicle v1 and "63,000 km" for the registration information of the vehicle v1, which is different.

[0075] The generation unit 106 determines a score corresponding to the second item according to the degree of consistency of the second item (S124a). For the second item, the vehicle information of the vehicle v1 and the registration information of the vehicle v1 do not match but are not significantly different, so the score is determined to be "5 points."

[0076] Next, the generating unit 106 determines whether the Nth item is the last item (S126a). Since the second item is not the last item (NO in S126a), the generating unit 106 adds 1 to N to make it 3, and proceeds to the next iteration (S128a).

[0077] The generation unit 106 determines the score for each item in the same manner as above when N is 3 to 6. As a result, the scores of "10 points", "5 points", "10 points", "10 points", "10 points" and "10 points" are determined for each of the items "manufacturing year", "mileage", "time of most recent vehicle inspection", "repair history", "unrepaired parts" and "number of accidents" respectively (see the "score" column in FIG. 5). When N is 6, the sixth item is the last item, so the repetitive process ends (S126a YES).

[0078] Next, the generation unit 106 calculates the sum of the scores for all the items (S130a). The sum of the scores for all the items in FIG.

[0079] Next, the generating unit 106 generates reliability information regarding the registered information based on the sum of the scores (S132a).

[0080] 10 is a diagram showing an example of the relationship between the sum of the scores and the reliability of the registration information. Since the reliability corresponding to "55 points" is "very high", the generation unit 106 generates reliability information indicating that the reliability of the registration information of the vehicle v1 is very high. This ends the process related to the generation of reliability information regarding the registration information of the vehicle v1.

[0081] [Generating reliability information for the registration information of vehicle v2 (see Figure 6)] The generating unit 106 generates reliability information on the registration information of the vehicle v2 in a manner similar to the generation of reliability information on the registration information of the vehicle v1 described above. For the vehicle v2, the item "manufacturing year" is slightly different between "2000" in the vehicle information and "2002" in the registration information, so a score of "2 points" is determined. For the item "mileage" is significantly different between "100,000 km" in the vehicle information and "60,000 km" in the registration information, so a score of "0 points" is determined. For the item "most recent vehicle inspection implementation time", the vehicle information and the registration information match with "October 2022 (valid)", so a score of "10 points" is determined. For the item "repair history", the vehicle information and the registration information match with "June 2010: dent on the right side of the bumper August 2018: left rear tire puncture", so a score of "10 points" is determined. For the "unrepaired areas" item, "scratches on right side of vehicle body" in the vehicle information is significantly different from "all repaired" in the registered information, so a score of "0 points" is determined. For the "number of accidents" item, "2 times" in the vehicle information is significantly different from "0 times" in the registered information, so a score of "0 points" is determined. The sum of these scores is "22 points," and according to FIG. 10, the reliability corresponding to "22 points" is "slightly low," so the generation unit 106 generates reliability information indicating that the reliability of the registered information of vehicle v2 is slightly low.

[0082] [Generating reliability information regarding the registration information of user u1 (see Figure 7)] The generating unit 106 generates reliability information on the registration information of the user u1 in the same manner as the generation of reliability information on the registration information of the vehicle v1 described above. For the user u1, the "annual income" item is different between "4.5 million yen" in the credit information and "4.2 million yen" in the registration information. However, if the difference between the credit information and the registration information does not favor the user (for example, if the difference does not make the user appear to have more economic power than he or she actually does), there may be cases where it is not necessary to evaluate the user as being low in reliability due to the difference. Therefore, although the "annual income" item is inconsistent between the credit information and the registration information, a score of "10 points" may be determined. For the "age" item, the credit information and the registration information match at "35 years old," so a score of "10 points" is determined. For the "loan amount" item, the credit information and the registration information match at "0 yen," so a score of "10 points" is determined. For the "payment delinquency" item, "1 time" in the credit information differs from "no payment delinquency" in the registered information, so a score of "2 points" is assigned. For the "financial assets" item, the credit information and the registered information match with "investment trusts: total equivalent to 1 million yen," so a score of "10 points" is assigned. For the "occupation" item, the credit information and the registered information match with "civil servant," so a score of "10 points" is assigned. The sum of these scores is "52 points," and according to FIG. 10, the reliability corresponding to "52 points" is "very high," so the generation unit 106 generates reliability information indicating that the reliability of the registered information of user u1 is very high.

[0083] [Generating reliability information regarding the registration information of user u2 (see Figure 8)] The generating unit 106 generates reliability information on the registration information of the user u2 in the same manner as the generation of reliability information on the registration information of the vehicle v1 described above. For the user u2, the item "annual income" is significantly different between "3.5 million yen" in the credit information and "4.5 million yen" in the registered information, so a score of "0 points" is determined. The item "age" is different between "32 years old" in the credit information and "28 years old" in the registered information, so a score of "5 points" is determined. The item "loan amount" is different between "1 million yen" in the credit information and "850,000 yen" in the registered information, so a score of "2 points" is determined. The item "payment arrears" is matched between the credit information and the registered information "3 times," so a score of "10 points" is determined. The item "financial assets" is different between "no financial assets" in the credit information and "investment trusts: total equivalent to 1 million yen" in the registered information, so a score of "0 points" is determined. The "occupation" item is different between "self-employed" in the credit information and "civil servant" in the registered information, so a score of "0 points" is determined. The sum of these scores is "17 points," and according to Fig. 10, the reliability corresponding to "17 points" is "low," so the generation unit 106 generates reliability information indicating that the reliability of the registered information of user u1 is low.

[0084] Next, the information processing device 1 transmits, via the output unit 108, the reliability information regarding the registration information acquired in S2 to the car sharing system 4 (S14).

[0085] To summarize the above, an information processing device 1 according to one embodiment of the present invention includes a registration information acquisition unit 100 that acquires registration information of at least one of a user and a vehicle from a car sharing system 4 that manages vehicles that can be traded between users, a vehicle information acquisition unit 102 that acquires vehicle information related to the vehicle from a vehicle information collection system 3, a credit information acquisition unit 104 that acquires credit information of the user from a credit information collection system 2, and an output unit 108 that outputs information related to the reliability of the registration information based on the vehicle information and the credit information.

[0086] <5. Effects of the information processing device 1> According to the information processing device 1, it is possible to improve the convenience of vehicle transactions.

[0087] In the prior art, the car sharing system 4 was not able to evaluate the reliability of the registration information of the vehicles and users registered in the car sharing system 4. The information processing device 1 can provide the car sharing system 4 with information to be referred to in order to evaluate the reliability (i.e., reliability information).

[0088] This allows the car sharing system 4 to impose restrictions on the use of the service for users whose registration information is unreliable, for example. The restrictions may mean that the user cannot rent a vehicle with a usage fee above a certain amount.

[0089] In addition, the car sharing system 4 can impose restrictions on vehicles with low reliability of registration information in registering them in the car sharing system 4. The restrictions can be, for example, that the vehicle usage fee cannot be set higher than a certain amount.

[0090] Moreover, according to the information processing device 1, accurate reliability information can be provided to the car sharing system 4.

[0091] The information processing device 1 acquires vehicle information and credit information from a plurality of vehicle information collection systems 3 and a plurality of credit information collection systems 2, respectively. The plurality of vehicle information collection systems 3 may collect information on the vehicle that is complementary to each other. For example, by acquiring vehicle information from a plurality of vehicle information collection systems 3 including a vehicle information collection system 3a that collects information on tires, a vehicle information collection system 3b that collects information on the engine, and a vehicle information collection system 3c that collects information on the body, it is possible to comprehensively acquire information on the entire vehicle. Similarly, the plurality of credit information collection systems 2 may collect information on the user that is complementary to each other. For example, by acquiring credit information from a credit information collection system 2 including a credit information collection system 2a that collects information on bank accounts and a credit information collection system 2b that collects information on credit cards, it is possible to comprehensively acquire information on the user's asset holdings and cash flow, etc.

[0092] In this way, the information processing device 1 comprehensively acquires vehicle information and credit information, and therefore can evaluate the registration information from multiple perspectives and provide the car sharing system 4 with more accurate reliability information.

[0093] 6. EMBODIMENTS OF THE PRESENTINVENTION The above embodiment is a typical embodiment of the information processing device 1 according to one aspect of the present invention, but the following embodiments are also included in the present invention.

[0094] [Variation 1] In the above embodiment, an example has been described in which the vehicle registration information and the vehicle information have common items and each item can be simply compared (see Figs. 5-6), but this is not limited to this. With reference to Figs. 11-13, an example of a method for outputting reliability information in a case where at least some of the items of the vehicle registration information and the vehicle information are not common will be described.

[0095] FIG. 11 is a diagram showing the registration information of vehicle v3. The registration information of vehicle v3 includes the "year of manufacture", The items “mileage” and “condition” are associated with the values ​​“2012”, “70,000 km”, and “very good”, respectively. In other words, the user who registered vehicle v3 has registered vehicle v3 in the car sharing system 4 as being in “very good” condition.

[0096] FIG. 12 is a diagram showing vehicle information of vehicle v3. In the vehicle information of vehicle v3, the following values ​​are associated with the items of "manufacturing year", "mileage", "battery depletion", "brake depletion", "number of vehicle inspections", "time of most recent vehicle inspection", "repair history", "unrepaired parts", and "number of accidents", respectively: "2012", "70,000 km", "40%, "50%, "8 times", "February 2018 (invalid)", "no repair history", "headlight out, scratches on right side of vehicle body", and "3 times". Comparing FIG. 11-12, the registration information of vehicle v3 and the vehicle information of vehicle v3 do not share some items. That is, the registration information of vehicle v3 includes an item (in this example, the "status" item) that cannot be compared with the vehicle information of vehicle v3.

[0097] FIG. 13 is a flowchart for explaining an example of a method for generating reliability information when the registration information and the vehicle information of a vehicle do not have at least some items in common. In FIGS. 11 and 12, the registration information of vehicle v3 has an item called "status", while the vehicle information of vehicle v3 does not have an item called "status". In this case, the information processing device 1 may estimate a value corresponding to the "status" item based on the vehicle information of vehicle v3, and generate reliability information based on the estimated "status" and the "status" in the registration information of vehicle v3. The process in the flowchart of FIG. 12 is an example of the process performed in S12 in the sequence diagram of FIG. 4.

[0098] First, the information processing device 1 determines whether there is an unrepaired part based on the vehicle information of the vehicle v3 (S120b). According to the vehicle information of the vehicle v3 in Fig. 12, the value "headlight out, scratch on right side of vehicle body" is associated with the item "unrepaired part". In other words, the information processing device 1 determines that there is an unrepaired part in the vehicle v3 (S120b YES).

[0099] Next, the information processing device 1 determines whether the battery depletion is less than 20% based on the vehicle information of the vehicle v3 (S126b). According to the vehicle information of the vehicle v3 in Fig. 12, the value "40%" is associated with the "battery depletion" item. That is, the information processing device 1 determines that the battery depletion of the vehicle v3 is not less than 20% (S126b NO).

[0100] Next, the information processing device 1 determines whether or not the vehicle inspection is valid based on the vehicle information of the vehicle v3 (S132b). According to the vehicle information of the vehicle v3 in FIG. 12, the value "February 2018 (invalid)" is associated with the item "Time of most recent vehicle inspection." In other words, the information processing device 1 determines that the vehicle inspection of the vehicle v3 is not valid (S132b NO). Therefore, the information processing device 1 estimates that the value corresponding to the item "Condition" of the vehicle v3 is "Very bad" (S136b).

[0101] Next, the information processing device 1 generates reliability information regarding the registration information of the vehicle v3 based on the value corresponding to the estimated "status" and the value associated with the "status" of the registration information (S138b). In this example, although the value "very good" is associated with the "status" in the registration information of the vehicle v3 (see FIG. 11), the value corresponding to the "status" estimated based on the vehicle information of the vehicle v3 is "very bad" (see FIGS. 12-13). Therefore, the information processing device 1 generates reliability information indicating that the reliability of the registration information of the vehicle v3 is low, by the generation unit 106.

[0102] To summarize the embodiment described with reference to Figures 11 to 13, the information processing device 1 may appropriately process at least one of the vehicle registration information and the vehicle information so that the vehicle registration information and the vehicle information can be compared.

[0103] In this example, we have described an example of generating reliability information regarding a vehicle's registration information by processing vehicle information, but similarly, reliability information regarding a user's registration information may be generated by processing credit information.

[0104] [Variation 2] In the above embodiment, the reliability information is described as including information on six stages of reliability of registered information from "very high" to "very low" (see FIG. 10), but is not limited thereto. With reference to FIG. 14, an aspect will be described in which the reliability information includes information indicating a relative relationship between the reliability of registered information of a specific user and the reliability of registered information of one or more users other than the specific user.

[0105] 14 is a diagram showing an example of reliability information regarding a specific user in a case where the score regarding the reliability of the registered information of the specific user is calculated as "50 points" and the scores regarding the reliability of the registered information of one or more users other than the specific user are calculated as "30 points," "45 points," and "40 points," etc. Note that the score regarding the reliability of the registered information of each user may be calculated by the method described with reference to FIG.

[0106] In FIG. 14, the score (i.e., "50 points") regarding the reliability of the registration information of a specific user is converted into a standard deviation value of "65". In this case, the information processing device 1 may output reliability information indicating that the standard deviation value regarding the reliability of the registration information of the specific user is "65" by the output unit 108. The car sharing business operator who has acquired the reliability information can understand that the reliability of the registration information of the specific user is higher than the general level of reliability of the registration information of other users.

[0107] Even if a car sharing business operator obtains reliability information including information about the score calculated by the method described with reference to Fig. 9, there are cases where the car sharing business operator cannot determine whether the score is high or low compared to a general standard (i.e., whether the user's registered information is trustworthy or not). In contrast, if the reliability information includes information about the reliability relative to other users, the car sharing business operator can easily use the reliability information in the services that it provides.

[0108] In this example, the reliability information is described as including a standard deviation value regarding the reliability of the registered information of the user, but the reliability information may include a standard deviation value regarding the reliability of the registered information of the vehicle. Also, the standard deviation value may be replaced with other scales (e.g., rank, ratio, etc.) for expressing a relative degree.

[0109] [Variation 3] In the above embodiment, the method of generating reliability information on the registration information of a vehicle based on the vehicle information (see Figs. 5-6) and the method of generating reliability on the registration information of a user based on credit information (see Figs. 7-8) have been described, but the present invention is not limited to this. Specifically, reliability information on at least one of the registration information of a vehicle and the registration information of a user may be generated based on both the vehicle information and the credit information.

[0110] FIG. 15 is a diagram illustrating an example of a method for generating reliability information regarding the registration information of vehicle v4 based on vehicle information of vehicle v4 and credit information of user u4 who is the owner of vehicle v4.

[0111] In the registration information of vehicle v4, values ​​are associated with each of the following items: "manufacturing year," "mileage," "time of most recent vehicle inspection," "repair history," "unrepaired areas," "number of accidents," and "car loan." On the other hand, in the vehicle information of vehicle v4, no value is associated with the "car loan" item. In other words, the reliability of the value associated with the "car loan" item in the registration information of vehicle v4 cannot be evaluated based on the vehicle information of vehicle v4.

[0112] Therefore, the information processing device 1 may determine whether the value associated with the "car loan" item in the registration information of vehicle v4 is reliable by referring to the value associated with the "car loan" item in the credit information of user u4. In this example, the value "unpaid" is associated with the "car loan" item in the credit information of user u4, while the value "paid in full" is associated with the same item in the registration information of vehicle v4. In other words, by referring to the credit information of user u4, the information processing device 1 can evaluate that the value associated with the "car loan" item in the registration information of vehicle v4 is unreliable.

[0113] Like the information about the "car loan" in this example, the credit information may include information that can be used to evaluate the reliability of the vehicle registration information. In other words, by referring to the credit information in addition to the vehicle information, reliability information about the vehicle registration information can be generated with higher accuracy.

[0114] FIG. 16 is a diagram illustrating an example of a method for generating reliability information regarding the registration information of user u5 based on vehicle information of vehicle v5 and credit information of user u5 who is the owner of vehicle v5.

[0115] In the registration information of user u5, values ​​are associated with each of the items "annual income," "age," "loan amount," "delinquent payments," "financial assets," "occupation," and "number of accidents." On the other hand, in the credit information of user u5, no value is associated with the item "number of accidents." In other words, the reliability of the value associated with the item "number of accidents" in the registration information of user u5 cannot be evaluated based on the credit information of user u5.

[0116] Therefore, the information processing device 1 may evaluate whether or not the value associated with the "number of accidents" item in the registration information of user u5 is reliable by referring to the value associated with the "number of accidents" item in the vehicle information of vehicle v5. In this example, the value "2 times" is associated with the "number of accidents" item in the vehicle information of vehicle v5, while the value "0 times" is associated with the same item in the registration information of user u5. In other words, by referring to the vehicle information of vehicle v5, the information processing device 1 can evaluate that the value associated with the "number of accidents" item in the registration information of user u5 is low in reliability.

[0117] Like the information about "accident information" in this example, the vehicle information may include information that can be used to evaluate the reliability of the user's registered information. That is, by referring to the vehicle information in addition to the credit information, reliability information about the user's registered information can be generated with higher accuracy.

[0118] [Other variations] The above embodiments may be combined, modified, or deleted based on the knowledge of a person skilled in the art to the extent that no contradiction occurs. The above embodiments are merely examples, and do not limit the content of the present invention.

[0119] The information processing device 1 in the above embodiment may be a combination of multiple devices. Alternatively, for example, the information processing device 1 may be a part of another device. Similarly, the program executed by the information processing device 1 may be a combination of multiple programs, and each of the multiple programs may be stored in a different device. Alternatively, the program executed by the information processing device 1 may have functions other than those described in the above embodiment.

[0120] In the above embodiment, the reliability information is generated for each vehicle or user, but this is not limited thereto. Specifically, the reliability information may be generated for each item of the registration information of the vehicle or user. For example, when the items of the registration information of the vehicle are "manufacturing year", "mileage", and "repair history", reliability information on the registration information of "manufacturing year", reliability information on the registration information of "mileage", and reliability information on the registration information of "repair history" may be generated. For example, with reference to the registration information of the vehicle v2 (see FIG. 6), the scores associated with the "manufacturing year", "mileage", and "repair history" for the vehicle v2 are "2 points", "0 points", and "10 points", respectively, so the information processing device 1 may generate reliability information indicating that the reliability of the registration information regarding the "manufacturing year" and "mileage" is low and the reliability of the registration information regarding the "repair history" is high.

[0121] In the above embodiment, the car sharing system 4, the vehicle information collection system 3, the credit information collection system 2, and the information processing device 1 are described as being owned by a car sharing business operator, a vehicle information collection business operator, a credit information collection business operator, and a party other than the car sharing business operator, respectively, but this is not limited thereto. For example, the information processing device 1 may be owned by the car sharing business operator.

[0122] In the above embodiment, acquiring information includes making the information processable by the control unit 10. Acquiring information includes, for example, receiving the information from another device or the like, generating the information, and reading the information from the storage unit 14.

[0123] The following embodiments are also included in the present invention.

[0124] [Appendix 1] An information processing device 1 according to one embodiment of the present invention includes a registration information acquisition unit 100 that acquires registration information of at least one of a user and a vehicle from a management system (corresponding to a car sharing system 4) that manages vehicles that can be traded between users, a vehicle information acquisition unit 102 that acquires vehicle information related to the vehicle from a first collection system (corresponding to a vehicle information collection system 3) different from the management system, a credit information acquisition unit 104 that acquires credit information of users from a second collection system (corresponding to a credit information collection system 2) different from the management system, and an output unit 108 that outputs information related to the reliability of the registration information based on the vehicle information and the credit information.

[0125] [Appendix 2] In Supplementary Note 1, the vehicle information may include information regarding the state of the vehicle.

[0126] [Appendix 3] In Appendix 2, the information regarding the condition of the vehicle may include information regarding at least one of when the vehicle was manufactured, the condition of the battery installed in the vehicle, the number of times the vehicle has been inspected, the timing of the most recent inspection of the vehicle, and the repair history of the vehicle.

[0127] [Appendix 4] In any one of Supplementary Note 1 to Supplementary Note 3, the credit information may include information regarding at least one of the user's annual income, the user's age, and the user's financial transactions.

[0128] [Appendix 5] In Appendix 4, the information regarding the financial transaction may include information regarding at least one of the user's loan amount, the user's overdue payments on the loan, and the user's financial assets.

[0129] [Appendix 6] In any one of Supplementary Notes 1 to 5, the information regarding the reliability of the registration information of a specific user output by the output unit 108 may include information indicating a relative relationship between the reliability of the registration information of the specific user and the reliability of the registration information of one or more users excluding the specific user.

[0130] [Appendix 7] In any one of Supplementary Notes 1 to 6, the information regarding the reliability of the registration information of a specific vehicle output by the output unit 108 may include information indicating a relative relationship between the reliability of the registration information of the specific vehicle and the reliability of the registration information of one or more vehicles excluding the specific vehicle.

[0131] [Appendix 8] In any one of Supplementary Notes 1 to 7, the information regarding the reliability of the registration information may include a step indicating the degree to which the registration information is reliable or not.

[0132] [Appendix 9] In any one of Supplementary Note 1 to Supplementary Note 8, the vehicle information acquisition unit 102 may acquire the vehicle information from each of the multiple first collection systems.

[0133] [Appendix 10] In any one of Supplementary Note 1 to Supplementary Note 9, the credit information acquisition unit 104 may acquire the credit information from each of the multiple second collection systems.

[0134] [Appendix 11] A program according to one embodiment of the present invention causes a computer to function as: a registration information acquisition means for acquiring registration information of at least one of a user and a vehicle from a management system that manages vehicles that can be traded between users; a vehicle information acquisition means for acquiring vehicle information related to the vehicle from a first collection system different from the management system; a credit information acquisition means for acquiring credit information of the user from a second collection system different from the management system; and an output means for outputting information related to the reliability of the registration information based on the vehicle information and the credit information.

[0135] [Appendix 12] An information processing method according to one embodiment of the present invention causes a computer 30 to execute the steps of: acquiring (S2) registration information of at least one of a user and a vehicle from a management system that manages vehicles that can be traded between users; acquiring (S6) vehicle information about the vehicle from a first collection system different from the management system; acquiring (S10) credit information of the user from a second collection system different from the management system; and outputting (S14) information regarding the reliability of the registration information based on the vehicle information and the credit information. [Explanation of symbols]

[0136] 1... information processing device, 10... control unit, 14... storage unit, 100... registration information acquisition unit, 102... vehicle information acquisition unit, 104... credit information acquisition unit, 108... output unit

Claims

1. a registration information acquisition unit that acquires registration information of at least one of a user and a vehicle from a management system that manages vehicles that can be traded between users; a vehicle information acquisition unit that acquires vehicle information related to the vehicle from a first collection system different from the management system; a credit information acquisition unit that acquires credit information of the user from a second collection system different from the management system; an output unit that outputs information regarding the reliability of the registration information based on the vehicle information and the credit information; An information processing device comprising:

2. The information processing device according to claim 1 , wherein the vehicle information includes information regarding a state of the vehicle.

3. 3. The information processing device according to claim 2, wherein the information regarding the condition of the vehicle includes at least one of information regarding when the vehicle was manufactured, the condition of a battery installed in the vehicle, the number of times the vehicle has been inspected, the time of the most recent inspection of the vehicle, and a repair history of the vehicle.

4. The information processing device according to claim 1 , wherein the credit information includes information regarding at least one of the user's annual income, the user's age, and the user's financial transactions.

5. The information processing device according to claim 4 , wherein the information regarding the financial transaction includes information regarding at least one of the user's loan amount, the user's overdue payment on the loan, and the user's financial assets.

6. The information processing device of claim 1 , wherein the information regarding the reliability of the registration information of a specific user output by the output unit includes information indicating a relative relationship between the reliability of the registration information of the specific user and the reliability of the registration information of one or more users other than the specific user.

7. The information processing device described in claim 1, wherein the information regarding the reliability of the registration information of a specific vehicle output by the output unit includes information indicating a relative relationship between the reliability of the registration information of the specific vehicle and the reliability of the registration information of one or more vehicles excluding the specific vehicle.

8. The information processing apparatus according to claim 1 , wherein the information regarding the reliability of the registration information indicates a degree to which the registration information is reliable.

9. The information processing device according to claim 1 , wherein the vehicle information acquisition unit acquires the vehicle information from each of a plurality of the first collection systems.

10. The information processing device according to claim 1 , wherein the credit information acquisition unit acquires the credit information from each of the second collection systems.

11. Computer, A registration information acquisition means for acquiring registration information of at least one of a user and a vehicle from a management system that manages vehicles that can be traded between users; a vehicle information acquisition means for acquiring vehicle information relating to the vehicle from a first collection system different from the management system; A credit information acquisition means for acquiring credit information of the user from a second collection system different from the management system; an output means for outputting information regarding the reliability of the registration information based on the vehicle information and the credit information; A program that functions as a

12. On the computer, acquiring registration information of at least one of a user and a vehicle from a management system that manages vehicles that can be traded between users; obtaining vehicle information about the vehicle from a first collection system that is different from the management system; acquiring credit information of the user from a second collection system different from the management system; outputting information regarding the reliability of the registration information based on the vehicle information and the credit information; An information processing method.

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