Welfare processing system, information processing device and program for welfare processing

Abstract

To provide a new system for performing welfare to employees.SOLUTION: A first point for personal use and a second point for group use are stored in an electronic wallet storage medium, as a point for welfare provided from an enterprise. When use of the first point is determined, about settlement which an employee performs to a store, the first point is subtracted from an electronic wallet of the employee who presented the electronic wallet storage medium according to a settlement amount. On the other hand, when the use of the second point is determined, the second point is respectively subtracted from each electronic wallet of a configuration employee who is registered as a group including the employee who presented the electronic wallet storage medium according to the settlement amount. Thereby, the employee can use the point given from the enterprise for the personal use, and can also use the point for intra-company interchange used by a plurality of persons.SELECTED DRAWING: Figure 2

Description

[Technical field]

[0001] The present invention relates to a welfare processing system, an information processing device, and a welfare processing program, and is particularly suitable for use in a system that processes the company's coverage of part of the costs when employees use various services that are the subject of welfare programs. [Background technology]

[0002] It is common for companies to provide employees with various measures as employee benefits in addition to their regular salary, in the hope of securing and retaining the workforce, improving motivation to work, etc. Systems that support operations related to these employee benefits have been known (see, for example, Patent Documents 1 and 2). Patent Documents 1 and 2 disclose a mechanism that allows employees to use employee benefit subsidies for multiple purposes.

[0003] Of these, Patent Document 1 discloses that when making payments to a store using a prepaid card that stores personal electronic money charged by an employee and points provided by the company for employee benefits, the consumption ratio is determined so that the maximum amount of the payment that can be used as employee benefits expenses is consumed in points, and the remainder is consumed in electronic money.

[0004] Patent Document 2 also discloses that an upper limit for the subsidy is set for each purpose of employee benefits, and employees select the store and purpose to use the subsidy within the upper limit. In the technology described in Patent Document 2, when an employee wants to use the subsidy for payment at a store, the employee inputs the store and purpose into a terminal before using the subsidy. [Prior art documents] [Patent documents]

[0005] [Patent Document 1] Patent Publication No. 2022-68098 [Patent Document 2] Patent No. 6725951 Summary of the Invention [Problem to be solved by the invention]

[0006] An object of the present invention is to provide a system for providing employee benefits in a manner different from the methods described in the above-mentioned Patent Documents 1 and 2. [Means for solving the problem]

[0007] In order to solve the above problems, the present invention includes an electronic wallet storage medium that stores, as an electronic wallet, first points for personal use and second points for group use as points for employee benefits provided by a company, and an information processing device that processes employee benefits. When an employee uses a service covered by employee benefits at a store and the information processing device determines that the first points will be used for payment to the store, the information processing device subtracts the first points stored in the electronic wallet of the employee who presented the electronic wallet storage medium according to the payment amount. On the other hand, when the employee determines that the second points will be used, the information processing device subtracts the second points stored in the electronic wallets of the employees registered as a group including the employee who presented the electronic wallet storage medium according to the payment amount. Effect of the Invention

[0008] According to the present invention configured as described above, in addition to being able to use points provided by a company as employee benefits for personal use, the points can also be used for in-house communication among multiple people. [Brief description of the drawings]

[0009] [Figure 1] 1 is a diagram showing an example of the overall configuration of a welfare service processing system according to an embodiment of the present invention; [Diagram 2] FIG. 2 is a diagram showing an example of electronic wallet information stored in an electronic wallet information storage unit of the server. DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS

[0010] An embodiment of the present invention will be described below with reference to the drawings. Fig. 1 is a diagram showing an example of the overall configuration of a welfare service processing system according to this embodiment. The welfare service processing system of this embodiment is a system that performs processing related to the company bearing part of the cost when an employee uses any of various services that are subject to welfare services.

[0011] As shown in Fig. 1, the welfare processing system of this embodiment is configured with a prepaid card 100 and an employee terminal 500 used by an employee when making a payment, a store terminal 200 used by a store that provides any of various services, a server 300 that processes welfare services, and a corporate terminal 400 used by a company that provides welfare services. The store terminal 200 and the server 300, the corporate terminal 400 and the server 300, and the employee terminal 500 and the server 300 are each connected via a communication network 600 such as the Internet or a telephone communication network. The store terminal 200 and the employee terminal 500, and the prepaid card 100 and the store terminal 200 are also connected by wireless communication means such as Bluetooth (registered trademark), Wi-Fi (registered trademark), or NFC (Near Field Communication).

[0012] The server 300 corresponds to an information processing device in the claims, and performs processes related to employee benefits as described below. Although only one server 300 is illustrated in Fig. 1, this is for the sake of simplicity of explanation, and a server group having multiple servers may be used. The employee terminal 500 is configured by a mobile terminal such as a smartphone or tablet.

[0013] The prepaid card 100 corresponds to an electronic wallet storage medium in the claims, and stores personal electronic money charged by employees and points provided by the server 300 as company employee benefits as electronic wallets. In this embodiment, the prepaid card 100 stores first points for personal use and second points for group use as company employee benefit points. Group use is, for example, for in-house communication. The content of group use can be set arbitrarily by the company.

[0014] The prepaid card 100 is a rechargeable card that can be used repeatedly by recharging (depositing) new money even if the remaining balance runs out. The prepaid card 100 is recharged with electronic money, for example, by paying cash using a recharge terminal (not shown, for example, a convenience store cash register or a bank ATM). Recharging can also be done by bank transfer or credit card payment. When the prepaid card 100 is recharged by credit card payment, payments with the recharged electronic money can only be made at stores that have contracts with credit card companies (credit card affiliated stores).

[0015] Furthermore, the points on the prepaid card 100 are recorded, for example, using the company terminal 400 connected to a reader / writer. As an example, the points to be given to the employee are notified from the server 300 to the company terminal 400, and the reader / writer records them on the prepaid card 100. For example, the company gives a designated amount (e.g., any of 3,500 to 10,000 points) of points for each of the first points for personal use and the second points for group use to employees on a monthly basis as employee benefits. That is, the server 300 notifies the company terminal 400 of the designated amount of points on a monthly basis, and the employee records the points on the prepaid card 100 using the reader / writer.

[0016] The method of recording points on the prepaid card 100 shown here is merely an example, and is not limited to this. Also, regularly awarding a specified amount of points every month is merely an example. In other words, points may be awarded irregularly. Also, the number of points awarded being 3,500 to 10,000 is merely an example.

[0017] Here, an upper limit may be set for each or the total amount of electronic money and points stored in the electronic wallet of the prepaid card 100. For example, when the combined balance of electronic money and points reaches a first upper limit, or when the balance of points alone reaches a second upper limit, the server 300 can notify the company terminal 400 that the points to be awarded to that employee for the next month will be zero.

[0018] When an employee pays a store for the cost of using one of the various services, the store terminal 200 reads information that can identify the employee from the prepaid card 100 (e.g., card identification information linked to the prepaid card 100) and transmits payment-related information including the card identification information, the payment amount, and store information that can identify the store to the server 300.

[0019] The server 300, which has received the payment-related information, determines whether to use the first points or the second points, and calculates the employee's share and the company's share of the notified payment amount. The server 300 then determines the consumption ratio of points and electronic money, and notifies the store terminal 200 of the determination results. The store terminal 200 performs processing related to the payment using the prepaid card 100 according to the consumption ratio notified by the server 300.

[0020] Here, the server 300 calculates the maximum company burden permitted by tax law as an employee benefit expense for the payment amount to be paid to the store when the employee uses various services at the store, and determines the consumption ratio of electronic money and points for the payment amount so that the maximum company burden is consumed in points and the difference between the payment amount and the maximum company burden (employee burden) is consumed in electronic money.

[0021] The decision as to whether to use the first points or the second points is made according to the employee's designation. That is, before making a payment using the prepaid card 100, the employee operates the employee terminal 500 to designate whether to use the first points or the second points. When the designation is made, point designation information indicating which points have been designated is transmitted from the employee terminal 500 to the server 300. The server 300 decides whether to use the first points or the second points according to this point designation information.

[0022] The server 300 includes an electronic wallet information storage unit that stores, for each employee, the balance of electronic money and points stored in the electronic wallet of the prepaid card 100 of the employee, as well as information related to the electronic wallet.

[0023] Fig. 2 is a diagram showing an example of electronic wallet information stored in the electronic wallet information storage unit of the server 300. As shown in Fig. 2, the electronic wallet information storage unit stores, for each employee, information on the electronic wallet ID, the employee's user ID, the company ID of the company to which the employee belongs, card identification information, the point balance for each of the first and second points, the charge balance, the tax-free allowance balance for meals, the monthly total point usage amount, the monthly total charge usage amount, and the monthly total tax amount.

[0024] The server 300 includes an electronic wallet information management unit, which manages the electronic wallet information shown in Fig. 2 stored in the electronic wallet information storage unit. Specifically, the electronic wallet information management unit adds the charge balance or point balance of the electronic wallet information based on charge information acquired from a server (not shown) operated by a credit card company when the prepaid card 100 is charged by credit card payment and point information acquired when a process of giving points to employees is performed by a company.

[0025] In addition, when an employee uses a service covered by welfare benefits at a store and makes a payment to the store, the electronic wallet information management unit subtracts the applicable points balance, charge balance, and tax-free balance for meals from the electronic wallet information, and adds the applicable monthly total point usage amount, monthly total charge usage amount, and monthly total tax amount information. The electronic wallet information management unit also performs a process of resetting the tax-free balance for meals, monthly total point usage amount, monthly total charge usage amount, and monthly total tax amount to their initial values ​​at a specified timing each month.

[0026] Here, when it is decided to use the first points for payment to the store, the electronic wallet information management unit subtracts the first points stored in the electronic wallet of the employee who presented the prepaid card 100 according to the payment amount. On the other hand, when it is decided to use the second points, it subtracts the second points stored in the electronic wallets of the members of the group registered for the employee who presented the prepaid card 100 according to the payment amount. The members of the group who will use the second points are registered in advance in the server 300 by the employees operating the employee terminal 500.

[0027] For example, when an employee A eats at store X, the use of the first points is specified on the employee terminal 500 of the employee A. Here, if the point consumption amount (employee's share) calculated for the payment to store X is 1000 yen, the electronic wallet information management unit subtracts 1000 yen from the first points stored in the electronic wallet of employee A who presented the prepaid card 100.

[0028] On the other hand, when two employees A and B have registered as a group in advance and are eating at store X, the use of the second points is designated on the employee terminal 500 of either employee A or employee B. Here, when the point consumption amount (employee burden amount) calculated for the payment to store X is 2000 yen and employee A, who is the representative member of the group, presents the prepaid card 100, the electronic wallet information management unit subtracts 1000 yen worth of second points from each of the electronic wallets of the two members A and B who are registered for the group including employee A who presented the prepaid card 100.

[0029] In this embodiment, the employee uses both the personal electronic money that he or she charges to the prepaid card 100 and the points provided by the server 300 as company benefits to make a payment. The employee uses the points designated by the employee, either the first points for personal use or the second points for group use. In this way, the employee can use the points provided by the company as company benefits for personal use, and can also use them for in-house communication among multiple people. The amount equivalent to the points that the company gives to the employee as company benefits is paid in advance by the company to the operator of the server 300, for example. The operator of the server 300 pays the amount equivalent to the points to each store where the employee has paid the service fee by consuming the points on the prepaid card 100. By constructing such a system, the company does not need to pay the amount equivalent to the points to each store, and can simply pay the amount equivalent to the points to the operator of the server 300 in advance.

[0030] The server 300 may further include a function for registering restriction information related to stores where the second points can be used, and may be configured to allow the use of the second points only when the store where the payment is made is allowed to use the second points according to the restriction information. For example, restriction information set so that the second points can be used only in stores within a predetermined distance from the company's location may be registered.

[0031] In the above embodiment, an example has been described in which an employee operates employee terminal 500 to specify either the first point or the second point, and server 300 determines the points to be used according to this specification, but this is not limiting. For example, when an employee of a group registered in advance in server 300 operates employee terminal 500 to select the use of points, it may be automatically determined that the second points are to be used.

[0032] In the above embodiment, the prepaid card 100 is used as an example of an electronic wallet storage medium, but the present invention is not limited to this. For example, a storage medium built into the employee terminal 500 may be used as the electronic wallet storage medium.

[0033] In the above embodiment, an example in which electronic money and points are recorded in the prepaid card 100 has been described, but the present invention is not limited to this. For example, electronic money and points may not be recorded in the prepaid card 100, and may be managed only in the electronic wallet information storage unit 30A of the server 300. Also, the prepaid card 100 may record charged electronic money, and points granted by the server 300 may be managed only in the electronic wallet information storage unit 30A of the server 300.

[0034] In addition, the above-mentioned embodiments are merely examples of the implementation of the present invention, and the technical scope of the present invention should not be interpreted as being limited thereby. In other words, the present invention can be implemented in various forms without departing from the gist or main characteristics thereof. [Explanation of symbols]

[0035] 100 Prepaid card (electronic wallet storage medium) 200 store terminals 300 Server (information processing device) 400 Corporate Terminals 500 employee terminals

Claims

1. A system that processes the costs incurred by a company when an employee uses various services that are subject to employee benefits, an electronic wallet storage medium for storing, as an electronic wallet, first points for individual use and second points for group use as points for employee benefits provided by a company; and an information processing device for processing the welfare program, The information processing device includes: a group registration unit for registering employees who constitute the group when using the second points; a point use determination unit that determines whether the first points or the second points should be used for a settlement made to a store when the employee uses a service that is eligible for the welfare program at the store; and an electronic wallet information management unit which, when the use point determination unit has determined that the first points be used for payment to be made to the store, subtracts the first points stored in the electronic wallet of the employee who presented the electronic wallet storage medium in accordance with an amount of payment, and, when the use point determination unit has determined that the second points be used, subtracts the second points stored in the electronic wallet of each of the employees registered by the group registration unit for a group including the employee who presented the electronic wallet storage medium in accordance with an amount of payment. A welfare processing system comprising:

2. The information processing device includes: A usage restriction registration unit that registers restriction information related to a store where the second points can be used, The use point determination unit is configured to be able to determine the use of the second points only when the store where the payment is made is allowed to use the second points according to the restriction information.

2. The welfare service processing system according to claim 1.

3. The welfare processing system described in claim 2, characterized in that the usage restriction registration unit registers the restriction information set so that the second points can only be used at stores within a specified distance from the location of the company.

4. The welfare processing system described in any one of claims 1 to 3, characterized in that the point usage determination unit automatically determines to use the second points when an employee of a group registered by the group registration unit performs an operation to select the use of points.

5. An information processing device that performs processing related to a company bearing part of the costs when an employee uses various services that are subject to employee benefits, a group registration unit for registering members of a group when using first points for individual use and second points for group use, the first points being provided by a company as employee benefit points; a point usage determination unit that determines whether the first points or the second points are to be used for a settlement made by the employee to the store using an electronic wallet storage medium that stores the first points and the second points as an electronic wallet when the employee uses a service that is the subject of the welfare program at any store; and an electronic wallet information management unit which, when the use point determination unit has determined that the first points be used for payment to be made to the store, subtracts the first points stored in the electronic wallet of the employee who presented the electronic wallet storage medium in accordance with an amount of payment, and, when the use point determination unit has determined that the second points be used, subtracts the second points stored in the electronic wallet of each of the employees registered by the group registration unit for a group including the employee who presented the electronic wallet storage medium in accordance with an amount of payment. An information processing device comprising:

6. A program for causing an information processing device to execute a process related to a company bearing a part of the cost when an employee uses various services that are subject to employee benefits, a group registration means for registering members of a group who use first points for personal use and second points for group use provided by the company as employee benefit points; a point use determination means for determining whether the first points or the second points are to be used for a settlement made by the employee to the store using an electronic wallet storage medium storing the first points and the second points as an electronic wallet when the employee uses a service that is the subject of the welfare program at any store; and an electronic wallet information management means for subtracting the first points stored in the electronic wallet of the employee who presented the electronic wallet storage medium according to the payment amount when the use point determination means has determined that the first points be used for payment to the store, and subtracting the second points stored in the electronic wallet of each of the employees registered by the group registration means for a group including the employee who presented the electronic wallet storage medium according to the payment amount when the use point determination means has determined that the second points be used for payment to the store; A program for processing benefits that allows a computer to function as a.

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